Increase Your Capital One Credit Limit Twice In 60 DAYS

[@calbarton]

💳 Learn more about the Quicksilver card: offers.calbartoncashback.com/Quicksilver

[@jordanoj16]

@cal barton I have a quicksilver with a 5K limit, if I product change to the Venture X, does that mean that I can get my limit to over $10K minimum as I'm looking for my first high limit card? Thank you for your great videos!

[@lejendmerchant6472]

I appreciate this video so much! I immediately went and applied for a CLI and went from 3k to 8k!!!

[@calbarton]

Wow that's amazing congrats 👏🏾🎉

[@unit0155]

@@jordanoj16 Be advised I think they charge almost $400 annual fee.

[@RedRider1600]

​@@calbarton Are you telling us to lie about how much we are going to spend each month on the card? You said your spend was practically $0.

[@Bishonnajones]

Literally followed your steps while watching the video and got a $1500 increase instantly! Appreciate ya!

[@calbarton]

I love hearing that! Congrats on your increase.

[@RAMSES76]

Ok I just tried this and it worked! I applied and got my CO venture one card with a limit of 7000 three months ago today after watching this video I applied for the increase and got a 5000 increase new limit of 12k ! Thanks !

[@RedRider1600]

What did you say you were going to spend on the card when you requested your increase?

[@WakeAndBacon]

I have been trying to get an increase for a while. I didn’t get much this time but at least I got something!!! Thanks for the tips and clear explanation!

[@calbarton]

You are so welcome!

[@jmock176]

This was great to watch! I increased my Verizon Visa through Synchrony Bank from $1500 to $2500 and they approved it right away. Subscribing to your channel was a smart decision. I learn so much!

[@highyella1426]

I was turned down for an increase in March. Just tried again using your guideline and got a 400 increase. Wanted way more to increase my credit utilization but I am grateful for the 400!

[@TheRenaissanceAmazon]

Thanks for sharing that Capitol One does not do Hard Pulls for CLI’s. I thought they did. Thanks!

[@calbarton]

You're very welcome

[@joeyboland3406]

This actually worked. I always used to wait 6 months. I just got a new quicksilver card about 6 weeks ago with an $8000 limit. Just did this and got bumped to a $13000 limit.

[@HelloWorld-yb7ev]

Cool. What was your credit score ? And how many hard inquiries you had at this time?

[@cookiee5272]

Yes your credit scores had to be over 700.

[@joeyboland3406]

Yeah, credit score around 750, and at that time I think there was maybe 2 hard inquiries

[@jererider1473]

Thank you for the advice. I was approved for an increase with two of my cc’s!!!

[@calbarton]

That's awesome 👍🏾 congrats 🎉. Join the Livestream tonight at 7pm and I'll shout you out.

[@matildarfierro5444]

Great video. you've reminded me of what someone once said ❤ Your assets are your employees. Invest more on those performing well. Let the non-performers go

[@patienceeric3236]

People prefer to spend money on liabilities,Rather than investing in assets and be very profitable.

[@emmamartinezs5046]

You're so correct! Save, invest and spend for necessities and a few luxuries relatives to on's total assets ratio.

[@user-u818]

This must be an investment with Mrs Maureen K carr

[@simonkatz6789]

I invested in both stock and Cry ptő but I'm doing much better on Cry ptő with the favourable market price

[@andreamfernando9485]

Such a wonderful personality, you’re totally a genius with your work and you have the best options.thank you for your help Ms Maureen

[@MarkSkrzypczak]

I went for your strategy and got my oldest credit card the Venture One a $750 CLI. I'm taking this as a win.

[@calbarton]

Awesome 👍🏾 congrats 🎉 on the increase

[@MarkSkrzypczak]

@@calbarton Thanks

[@beverlymays2052]

I have tried over and over they never give me a increase

[@kevinjackson7264]

Never!

[@pursedelighted8313]

I know someone that stopped trying to get an increase with capital one and then they gave them one a very large one.i stopped asking.take care

[@timothytarver9093]

Ever

[@Ynvme2013]

They are almooost as annoying as Chase who NEVER gives an increase

[@jonathanlopez3315]

You must have a good credit

[@EdwinRodriguez-zt5fx]

I just got a 20k line increase after watching this video, thank you!

[@calbarton]

Wow that's phenomena congrats 👏🏾🎉

[@KP99]

Which tips did you use? And on which card (QS, Savor, etc.)

[@jordankelly2960]

What was your credit limit before that increase? That’s amazing! 🥰 I’m trying to get on that level too. My total credit limit rn is 15k but my next goal is 50k and then 100k

[@Hand_me_a_handle]

That's nothing. I got a 50k cli after watching the video without even asking for it. I will watch it again in a month to get a 100k cli

[@gregorygregory6347]

I personally would not upgrade, but go for the Capital One Venture X on its own. The sign up bonus is huge. Your approach, to that specifically, may be better for a person with a pretty good, but not high credit score.

[@DJCrazyJimmy]

I agree with you and I think his demographic is the masses that falls into the profile you stated.

[@KimberlyWilliams-p7u]

Thank you! I'm late to the party but I just got a 1k increase on my capital one card.

[@gravesreigroupteam5327]

Thank you for this video! I request for a limit right before the statement balance closed went from $300 to $1800. TIP: I made sure the balance was low before asking for an increase and I also used the chatbox to start the limit increase request.

[@ScentScapades]

Thanks for the tips. I got significant credit limit increases (~$3k) on both my cards six months ago. I just requested and got approved for $600 on one and $400 on the other.

[@calbarton]

that's awesome. so good to hear.

[@Hope4NewDay1]

Great info but out of all cards that have an intro bonus the Venture X is probably the one you should directly apply for because that starting intro can be huge lol

[@VictoryXR]

I just got a very low limit Quicksilver... looking forward to this!

[@frostgodx]

goodluck with years hopfully better then some of us out here waiting years for an increase only to be shit on over and over

[@joshuaderstine4133]

Thanks for your video. I requested an increase right after watching and all three Capital One cards gave me an increase.

[@snigglestraggletheatre1749]

I got mine this is the first time actually building my credit. I started @$600 around Oct/Nov they increased it this week to $1600

[@gafflen2115]

I’ve had them for 3 years I make over 100k a year an the mf asses still didn’t give me an increase an I have a 776 credit score

[@snigglestraggletheatre1749]

@@gafflen2115 same here longer then that for me . I started using that statement method . As soon asI did it increased exactly like 5-6 months

[@snigglestraggletheatre1749]

I'ma try again in 60 days

[@devante1995]

I am bucketed by Capitalone, they keep tell me I have not been using my cards enough, and had my cards over 15 years.

[@neonstagerj]

Capital One turned me down for a credit increase, they said that I didn't use my credit card enough, didn't make enough purchases

[@JourneyingwithJessica]

Thanks for the information Cal! Did you put 30% of the limit you already had or 30% of what you want the credit limit increased to?

[@katie6632]

I'm wondering this as well. I just tried this and I put 30% of what my current limit already is. I think it's likely to work either way.

[@RedRider1600]

@@katie6632 Did it work?

[@keeppushin]

Do you have a app walkthru? I need it lol

[@gaalxystar1873]

Just reminder that most credit card companies wanted to increase peoples credit limit THEIR way. One of the captial one staff told me my spending was too low for my savor one since my CL is 8% and they told me I have to spend 15%-20% of my CL of 2000 dollars.

[@gphysco]

Watched this after doing it and got rejected , wait 30 days ? Or try again my account is fairly new but I’m hesitant to try again

[@lianalonge1984]

CapOne increased my CL by $3,500 last month, raising it from $10K to $13.5K. I’m okay with this increase but will ask for another next month. I’ve spent nearly $5K since the increase with a little over $500 as a balance which I’m about to payoff now! So I’m anxious to see whether they’ll give me another CL so soon. 🤔💭

[@calbarton]

Hey congrats 👏🏾🎉 Liana that's nice limit increase.

[@oreally8605]

What's the reason for $15k or $25k? On a card? You buying a car? Putting money on a house? Sounds like more trouble.

[@larsinii]

@@oreally8605 Only if you use it. The high limits will improve your utilization rate and therefore credit score.

[@KP99]

How did you get it up to 10K, and then also to 13.5K? Did you carry a large balance on the card before they would increase it? People seem to be saying that's what's required to get them to do it

[@jordankelly2960]

How long did it take you to get to 10k? I have 7k between both my capital one cards and aspire to have over 10k on each.

[@kadendrew3739]

I think not getting that welcome offer was a bad decision but good for you on that venture x!

[@theodoreroberts3407]

Okay, that sounds good, and why I'm watching. I worked hard to get a good score and I'm on my second card from this company, and pay them 6 times what they ask per month, but my card limit has not increased. To me, it's obvious I can pay more, not in collections, excellent payment record, so my limit should be higher.

[@mhagginsjr]

Worked. Good looks!

[@mhagginsjr]

Cap One product change. No pull.

[@latoyaljohnsonify]

It worked!!!! Thank you so much!!! Please keep providing wonderful information. You're doing great job.

[@subkommander9007]

Carl they ain't give me NOTHING!!!..I kid you not I have have the score to back it up but I'm under review.. have 300 limit on product exchange from platinum card to savor one.. asked for 4000 and basically they said GTFOH..LOL.. you keep educating us young man..

[@cdiddy266]

How high was your balabce on the current card you were asking for the CLI? Does that matter?

[@Tristen_Smith]

I have a Capital one platinum. Had it a year no late/missed payments any advice on getting it to graduate

[@DidIDoThaat]

I had that card for same amount of time maybe a few months more and just called a couple months back they said I was eligible for an upgrade to the QS no annual fee with no harm to my credit. My advice maybe call and see if your eligible for a product change.

[@Tristen_Smith]

@@DidIDoThaat they said no

[@Eric-sq2to]

@@Tristen_SmithIs it secured?

[@estefanirodriguez6358]

my capitol one CC didn't ask me those questions. It asked me for my monthly spending, rent and income. It automatacly gave me a $500 increase. Bumped me up to $6,500. Any recomendations on what to put on it next time and when to request another increase? I did the exact same thing for my Venture cards and they said they would notify me in 2-3 buisness days

[@terrelmoss1444]

can you do best business cards for 2023 and product change rules for each issuer?

[@calbarton]

I like that idea 💡

[@kenhilliard5845]

How did you find the apartments. Is there a website that you use? Or would you recommend a real estate agent to find something in the Naco or Piantini area?

[@kenthemodelx2315]

How long should you have the Capital one Savor card before you request a CLI?

[@calbarton]

I would request after 6 months and then every month thereafter since it's only a soft credit pull.

[@kenthemodelx2315]

@@calbarton thank you 😊

[@alaorilla9716]

Soo I live with my partner who makes double what I do so I can input his and my income combined?

[@michellemonique3722]

I got a 4k increase and didn’t even know it until I went to pay my bill. I’ve never asked for an increase.

[@charlesbondziejr]

Credit card storage binder link please. ??? :)

[@calbarton]

calbartoncashback.com/ Just click on the Amazon link

[@kis4beauty]

My credit increase application does not look like this and does not ask these questions.

[@thedon1570]

It won’t, this is all made up

[@wayneadamssr.9477]

Capital one are so weird....they won't increase my limit when I request but all over sudden they will randomly do it once I give up. They offered me an upgrade from Platinum to Quicksilver

[@FunkyArtVibes]

I wasn't really trying but I paid off my account within 3 months and I got an increase without asking. I was shocked

[@RG-wy1ol]

Been with capital one For 19 years never missed a payment balance paid in full and have been capped out at 18k for the last 3 attempts of a credit line increase.

[@Johndough30]

When you say manual credit line increase request, do you mean you mail in the request to them?

[@calbarton]

I mean when you initiate the request yourself.

[@Johndough30]

@@calbarton Oh ok.. i had the capital one platinum and was offered to upgrade to the quicksilver for good credit that i sadly upgraded instead of seeing if i was preapproved and i accepted without the knowledge i know now and had a limit of $300 just today i asked for an increse and was only offered a $100 increase, never defaulted and always pay in full before closing date.. hopefully im not in some sort of bucket being that its the Cap1 QS for good credit. I alsonwas just approved for the cap1 walmart rewards mastercard with $3000 limit so im confused how they refuse to inscrease my credit limit to $1000 or more yet they quickly approve me for the Cap1 WM rewards mastercard with $3000. I have also learned that they stricktly use Equifax for increases and no other bureau which is annoying.

[@24mbronc]

WOW!!! I just requested a 6k increase and was approved immediately after the request. I was only getting $100 increase 6 months ago but filled the info in as you did and INSTANT 6k?? Thank you very much sir!!

[@RedRider1600]

How much spending did you put on your card each month?

[@regale1995]

I have had this card for several years and have only gotten one increase on my card.

[@MariNate1016]

Wonder if this works for the venture?

[@naamwyn.91]

Mari just send me a message here

[@naamwyn.91]

Gmail

[@stonedog23]

This advice on this video forgets one huge caveat with Capital One. Getting a limit increase from Capital One depends on what bucket Capital One puts you in. Capital One has 3 buckets or tiers. If you are in that lower tier bucket, like getting approved initially for $500-1000, you will not be getting an increase no matter your spend pattern or how many times you ask for an increase. This guy has a higher tier card.

[@tyram3230]

Idk.. I started with a $300 limit. It was first card and line of credit. Never missed any payments and increased my credit from 640-720. It isn’t a lot but my limit for that card is now 3k

[@frostgodx]

my shit went from 300 to 500 after a year and nothing more with a 700 score lol there on some bullshit or i fucked up saying i was 1099

[@KP99]

What kind of tier/limit range can I expect for the SavorOne?

[@jordankelly2960]

This wasn’t true for me. I started LOW maybe even lower than 500 and if I remember right it was secured. I eventually got it unsecured and they gradually increased it. Now I have 7k in credit between my now TWO capital one accounts 🥰 like this guy is saying I’ve been and will continue to ask for increases. But this time they gave me the increase before I even asked lol I was gonna ask in august (when it’ll have been 6 months) and they gave me an increase this month (may)

[@jasonsidorski4828]

I am in the capital one bucket been there for ever… capital one was the first company I got credit cards with when I started building my credit 6-7 years ago both of my credit cards with them have $1k limits I have tried for years to get increases to no avail… on there part it makes no sense in mind since my credit score is hovering around 800 bought a home a couple years ago and have over $150k in available credit card limits from other issuers..

[@tmeicxl1]

Same here

[@vivettewilsonbrown]

I 2nd that!

[@djidjine5082]

They automatically increased my limit by $500 one year but that’s about it lol

[@frostgodx]

i really want to know what makes this happen and why. Just increase the fuckin limits already like god damn i shouldnt be able to have a $25k discover card and a $1k quicksilver that doesnt even make sense

[@jasonsidorski4828]

So here’s a screwed up update …. So in an attempt to get the limit increased this month I only used my quick silver card with 1k and maxed it out 3 times and payed it off… they left my payments on “hold” for almost 1 week each even after they cleared on both ends…. My statement closed 4 days ago… I tried to request an increase last night… still said I didn’t use enough of my available credit…. I will try again next week 🤷🏼‍♂️

[@geoffreysegarra3684]

Gracias por la info! Excellent video and update 🎉

[@agapelove9859]

After a year and 7 months capital one finally gave me a credit line increase on my Quicksilver card. $1100 to $2600 . I literally had to max my card out before they gave it to me. Which is insane. I would always pay off the entire balance before the due date. I think it's a backward algorithm

[@5theshortone]

they increased mine from $3000 to $4500 with in 2 months of having it then from $4500 to $5250 3 months later

[@agapelove9859]

@@5theshortone Did u have high spend on your card?

[@5theshortone]

@Agape Love I spent $300-$800 every month and paid it off in full

[@SAKAICHEWY]

I spend a lot on mine and pay off every month but no increase yet

[@dickersonr6172]

Man stop using them lol.

[@its.chris4324]

So I should apply for an credit increase every month?

[@calbarton]

Yes

[@LisaAnn164]

Hi Cal👋; I have had a Platinum from CO for many years. Unfortunately, I was "bucketed" because I did not pay off balances every statement period. However, I got my act together and started paying off balances every statement period. I was recently UPGRADED to the Quick Silver no AF/same CL. I attempted a CLI today and received $100 CLI. I guess it is better than nothing. I will try for more CLI over the next few months(6mo) Thank you for the video. It was very helpful. God Bless🙏

[@Yenz_Domi]

Thanks great for the great information 👍🏼

[@SinCitizenGent]

My 1st cap one card I use for my phone bill just to show activity every month is capped at $750. Would you go for trying to raise the limit first? (I have another cap one card w $8,000 limit, as leverage. Or should I try to change it to a savor card first, then raise the limit? Thank you, big fan of your videos. Found it last week, going thru back videos

[@vivettewilsonbrown]

Capital one sucks with credit increases. I’ve had them for over 8yrs when I was building my credit, after several years with little to NO increase, standing at $1500 are you kidding me. I’ve had my chase card for 6months with a $8000 credit limit and was just increased to $16,000 after I purchased my house. Then I got approved for several chase cards with a $20,000 credit limits. In addition, I have a checking and savings account with them.

[@stephannieq2837]

The same here. No matter what I do in good standing with Cap1 they will never increased my limit. Been with them for almost 6 years.

[@emotears151]

What about second card

[@robertmorgan2219]

Uhm what camera, lens did you use to record this video ? also, what lighting rig? camera settings?

[@calbarton]

Checkout my creator kit www.amazon.com/shop/calbartoncashback/list/2AOT7U8XNAUPR?ref_=aip_sf_list_spv_ofs_list_d

[@jamesthomas80888]

I have a question why does your CLI look different than mine? I’m using capital one as well of course and I don’t have an option to select the actual amount I want for the increase

[@UtubeSurfer7]

If I add a account manager, will it also help their score? Or only adding them as authorized user ?

[@laneesha1000]

Just tried it.. they only increased by $500 I’ve had the card for years use it..pay off on time..never missed a payment

[@rasheedb4]

30% of current limit or desired limit?

[@joeyperez8581]

What if you are retired with s...secu... and a military pension instead of employed ?

[@dbest4755]

Carl - Capitol One CL increase request ONLINE or PHONE CALL ?

[@calbarton]

Online

[@dbest4755]

@@calbarton Cheat Sheet Thanks

[@floreniabarton353]

Yet another spectacular show! 🎉

[@calbarton]

Thanks again!

[@isao_the_2nd]

@@calbarton what's the maximum credit limit increase offered by the venture x?

[@c1rca23]

Do you let the balance report or go beyond closing date and then pay the balance off or do you pay off the balance BEFORE the closing date?

[@WestonSimonis]

Interesting! I though you had to use this card all the time to get an increase on it. I pay my card off or down to almost nothing each month. So put 30% as how much I am going to use on my card. Sounds like a responsible answer. I have two of these cards by the way. They upgraded my Platume card to a quicksilver this year right at the same time I applied for one.

[@djibrilsemega7415]

Don’t believe these KZbinr

[@Chuicuita]

Do you fill out part where it say mortgage?

[@NY_Prodigy]

Just tried to do a credit limit increase through the app and it doesn’t even give you an option as to what limit you want. I put in my info and it gave the the option to take what they offered or not…

[@lifewithnicktn8703]

I have the platinum capital one card and they sent me a update for the Quicksilver card…should I take the updated before requesting a higher credit line?

[@Lovelymadee_]

I wonder mine don’t have the same options. It don’t ask me how much I want or how I will spend it

[@Koolbreeze-en3cc]

This actually worked. They gave me instant increase. I have 2 cards a Quick Silver card they added $3,000 which put me at a new $23,000 credit limit. They Also gave me a $10,000 credit limit increase on my Capital One Neiman Marcus store card which put me at a new credit limit of $20,000. Thanks for the advice

[@thatguypatmckittrick]

what is "30%" of total available, per month dollar amount?!? That tab does not allow for a percent (%) input. "total available" of... current low limit? "total available" of desired raised limit? at what kind of estimate (of "what"?)? spending whole credit limit every month? whole limit use through a calendar year? what is "dollar per month" at 30% of.... ? thank you, for your considerate response.

[@mrt4633]

I have signed up for your preapproval, cheat sheet and credit line. But I have not received either one of them.

[@b566t3]

Will this work for the quicksilver one

[@QamilMemedi]

I’ve only had the card savor one card since July and they only want to add a additional 100 dollars but i didn’t take it what do I do to get a higher limit

[@isaachernandez7619]

I have 800 credit, very low debt to income ratio, and never any late payments with 30 year credit history and Cap 1 just won’t give me a credit limit increase. It’s frustrating !!!!

[@saivarunrendla4558]

Good advertisement for capital one.. 😄

[@JohnMSD]

I hit 30,000 on my capital one card just from asking for increases every few months 😅 Never been denied for an increase with them

[@caronbracy]

Where is the link to do a product swap?

[@jeanraphael60]

For the total spend per month are you inserting 30% of your current available limit or 30 percent of your maximum desired line ?

[@thebigjoker0728]

Too much money left on the table for me to product change to a Venture X.

[@QamilMemedi]

I need help increasing my savor one card I have a 500 limit and I’ve already maxed it out and also over my limit as of late and I’ve payed weekly

[@bkdave4900]

I just did it and got approved for $1000 credit increase.

[@calbarton]

Nice 👍🏾 congrats 👏🏾 on the increase.

[@ericmorinmusic5910]

I’m stuck at a 3k limit on this card. I have a total of 7 cards and this is my lowest.

[@bobbywankenobi9650]

I can’t see the option in my app to apply for the increase. Is it because I live in Canada?

[@Splenda2021]

Great info

[@shaneika28]

Hmmm… no spend and still receives increase 🤯 got my product change months ago and next looking at it to get a CLI increase. Thanks CAL

[@Yotamansam]

I have an Amex Gold with no preset limit, but they won’t raise my starter Quicksilver card the $500 limit.

[@annatannehill716]

Yup, same I have 3 amex card with 12-15k limits and a gold with no limit but unable to get a increase on my 3k capital one?

[@enidcarstairs7943]

Will this work for retired people? No longer "employed" but get a set SSA amount every month.

[@Moi_81]

I called to do a product change about four months ago. CapitalOne said they do not do that. I wonder why she lied like that. I guess to get a sale.

[@Eric-sq2to]

They do PC, just got offered one today.

[@granttcg]

Why would you product change to the venture x ? That’s at minimum a $750 loss or even a $1500 loss with the missed signup bonus.

[@ahmedswl]

I get increase it works. I am non resident still works

[@jaimerosas1458]

I have a capital one secured platinum card. Can I send a increase request or wait

[@Velben]

I've given up on requesting credit increases. My past will never be left in the past. I had a couple of missed payments over a year ago due to being unemployed, and everyone still says i recently missed a payment. I haven't missed anything in a year . oh well

[@emotears151]

Secured card what about that

[@d_lourenzo]

Capital one is sooooo trash!!! I have a fico of 780, total available credit of 100k+ across 4 cards. My quick silver $5750 I have the card for 9 years, never late zero balance. They keep denying my CLI saying my balance Olin my card is low and not enough activity. Capital is the worst.