How to get that "Luxury Lifestyle" WITHOUT going BROKE!

Today we are talking all about how you could afford a little luxury , WITHOUT going broke in the process!
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[@jnjenki]

I left my job and got a 30% increase at the next job. Loyalty to companies doesn’t pay.

[@aeiou0123]

lol. True. I left a job to a 80% on my next job. Started a business the following year, doubled my income and my income has increased atleast 50% every year as a business owner since I quit employment in 2017. Bought 3 homes (have 2 tenants and live in one). I am living my best life in 2022 though as I now have time to take care of me

[@josefineoijer]

​@@aeiou0123 wow that's really impressive! And inspiring! 🙏

[@ayeeejude9696]

I'll be starting a new job soon. I'm taking an entry level position (less than my old position) but investing more with their 401k match.

[@rochelleastbury3593]

Exactly. If I can prove that I am taking more responsibility outside my job role and smashing it...if they refuse to give me a pay rise then I'll look elsewhere for a better paid job

[@lilaedu5994]

Facts... I'm making 70% more after leaving an oil and gas company I worked at for almost 10 years... life is beautiful I'm now investing in my own business 🤞🏽❤

[@jusnad90]

I quit my job during high pandemic in summer 2020, and have been working for myself full time, make the same amount. Not more just YET! But definitely equal. And projecting a big increase in revenue in 2022. ☺️☺️☺️

[@ibtissamch5021]

Good for you girl! 👏🏼

[@usagiwhitenight]

Where?

[@froyokid]

What do you do?

[@jusnad90]

@@usagiwhitenight I’m in Texas. And I work virtually.

[@jusnad90]

@@froyokid I’m a psychotherapist and a wellness coach. My business is virtual, so I can see clients everywhere

[@brittani3724]

I was working in the pharmaceutical field as a researcher for a small company. I was getting paid wayyyy under the market value. I asked my employer for a $2k increase in salary and was denied. I started looking for a new job that day. I now work at a bigger pharmaceutical company and increase my salary $50k !!! I’m making 6 figures at 24. TAKE THE RISK

[@anthonyabreu3557]

Qqq

[@zandilek1551]

You go girl!!

[@sierraransom1254]

👏🏽👏🏽👏🏽

[@SunnyGee-jd6pb]

🎉🎉🎉yaaas!!!

[@blu6846]

You go girl!! Congratulations 🎊

[@Kiyaamanda]

Yes! Give yourself a raise by getting a new job. I went from 50k to 80k on two years and I would do it again. No loyalty to companies that don’t see your value.

[@Lovelytrini82]

I have been hearing that’s a great way to get a substantial increase.

[@artyroman8498]

Non toxic relationships is not a luxury. Its a MUST!!

[@divajay1920]

I definitely had the salary jump happen. My old job was not compensating for my Masters, so I found one that required a Master's, and got a 20k jump.

[@oftenunsaid2175]

Good congrats on that!!

[@noir_sirena]

Congrats 👏👏Yasss sis!!

[@missallsundayx]

👏🏾👏🏾👏🏾

[@Kissmyssa]

Currently going through this now. Requires a bachelors but pays more for masters but will not give me a pay increase after I informed them of master‘s.

[@divajay1920]

@@Kissmyssa these jobs need to pay us!

[@ryanelisabethharvey1242]

I left my job at entry level position. I was gone a few months and they offered me a raise and promotion to come back. It was wonderful. Now I can afford my first house.

[@hettyj8335]

Congratulations

[@DolaDisu]

👏 congratulations

[@pamelajnaniearthgoddess793]

Blessings to you

[@Martina_E]

Congratulations

[@soltcolt4506]

I wonder what job that was...seems like a fake comment unless you were born with a silver spoon in your a ss and you began working as an engineer this comment is a fake stupid shit like 95% of every comment.

[@MayfieldNgondonga]

I got 2 job offers, one was not that exciting but the money was great, the other was super exciting but the money was not so good, I got the balls to explain to them my situation and managed to negotiate a whole 10k from the original salary they were offering. Lesson: shoot your shot!

[@blu6846]

That's great. I love when people know their worth with these jobs. Congratulations 🎊

[@ohmymanda3667]

I quit my job right when Covid started tearing through the world and things were shutting down. I moved from a big food service company to the agricultural industry. I stayed in finance and since my switch in March of 2020 my pay has almost doubled without a degree. That held me back at my last job although they knew I could do the work they never gave it to me but my new company saw my potential and have on numerous occasions have talked about my no degree and how I completely understand how to do the job. My first week I was reconciling all kinds of accounts and honestly I couldn’t be happier with my switch. My pay now would’ve taken me years to reach at my old employer and I would’ve met the max pay now I have no max pay and working on my degree in finance.

[@Indijana]

Well done! A lot of employers are short-sighted in that sense. They focus so much on salary, which is understandable given that they lose most of their money on salaries, but at the same time they don't stop to think that it's more difficult to find a really good employee and they're now missing out, and also losing out having to work someone else in on your previous position. Give the employee what they deserve, and you'll keep a really got one. 🤷🏻‍♀️ Either way, it's great that you chose yourself in this.

[@ohmymanda3667]

@@Indijana it wasn’t just the money that made me leave it was also my peace of mind. That was honestly more important than the money.

[@sistersshenanigans]

Congratulations girl! Go for it!!!

[@teezeeeee]

If you are in Tech, it’s important you change jobs regularly to upskill yourself as well as to make money.. my last job change resulted in a £25k increase .. The minimum pay rise I have had from role change is £11k and most is £25k..Also never take the first offer, negotiate! Negotiate!…it’s time to be brave Ladies…

[@oseofmat]

Are you Nigerian? We have a culture of negotiating/bargaining.

[@noir_sirena]

You go girl!!! Cmon through STEM!!

[@PixieLavender]

What happens if they tell you the max salary and then they offer it? Would you still negotiate?

[@teezeeeee]

@@PixieLavender from experience they never offer the max salary immediately and if they do you can negotiate your bonuses, car allowance or other benefits that will get the figure higher… but that’s just me, if you don’t mind what’s offered then please accept it.

[@PixieLavender]

@@teezeeeee ah okay, I work in the UK and they normally give a range of salary expectations. In this case, when the company made the offer, they gave me the max salary. I knew it was the max salary as they had notified me of the salary range during my screening call.

[@LaviniaLathamJD]

It's so true that we want a luxury lifestyle without going broke. The amount of times I've thought about that Chanel bag but then felt bad about it because I know my money can be spent on better things is BEYOND insane! 😩🤣

[@strawberrycheesecake7912]

Same iv concluded that it's not for me yet gotta work on my savings first

[@bananamanchester4156]

Don't be afraid of second hand! Second hand leather, second hand bags, even second hand designer clothes for a very reasonable price. Afraid of germs? That's what dry cleaners are for! I'm in designer clothes every day and nobody knows that not a stitch is brand new ;)

[@RiddimKingdom]

And so much better for the environment and animals!

[@sxs311]

The salary jump happened to my dad. He'd asked for a raise and was denied, and then he got headhunted by an ex-colleagure who offered him £10k. Suddenly his workplace was offering him £5k to stay and my dad was like "Where was this when I asked? lol byeeeee"

[@cauha12]

Inner peace and self love is the real bag! People flaunt luxuries on insta..but be unhappy once they post that picture and dont even know themselves and be lost in real life. Its not that deep

[@happiness4541]

I'm "temporarily broke" and very unhappy so it's safe to say that money does indeed help

[@theamberturner]

Thank you for being unapologetic about enjoying luxury. I want to see it. It's beautiful and the energy is incredible ✨️

[@Nisha_Nykelle]

My grandma only takes cash as gifts for every occasion! She’s a smart woman

[@ebknows]

I have a maintenance account for myself. In that account I set aside funds for my wants. Purchasing land (real estate) is my luxury.

[@BonitaRochelle]

I was offered a job in a similar role. I told my employer and I got a 10K pay rise because they didn’t want me to leave.

[@lalabell2]

so you stayed at your old company?

[@BrittBrittistheish]

Yesssss! A spending plan (budget) is KEY. Also building these habits regardless of income level is so important!

[@imanijx]

Yasss! Jumped jobs last month and got a 30% raise! You can often make more by jumping ship (to another ship!) than by negotiating a raise in your current place.

[@PatriciaJoycechannel]

I am 35, mom of 3. I was a social worker for years and last year I decided to quit my job and start a business school to change my life, work in what I am passionate about and of course, earn more money. Thanks for this wonderful video.

[@doubtilove]

I’m so interested in hearing more. I’m lmsw and would love to know

[@lalabell2]

yes we are interested in knowing more. pls tell us how your business is doing

[@MultiFungirl123]

Same here, lmsw and left sw and now starting my own business

[@lolitacompton7081]

I just ABSOLUTELY LOVE YOU, Patricia! My daughter is a Makeup Artist and I send ALL of your wealth building videos to her ! I just want to say THANK YOU FOR BEING YOU AND LIFTING OUR QUEEN SISTERS! YOU are a true inspiration and a POSITIVE FORCE! Continued Blessings and Much Love! Happy Holidays! ❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️🙏🏽🙏🏽🙏🏽🙏🏽

[@MrVikingsandra]

You're so savvy and knowledgeable when it comes to this stuff. I'm taking notes every time. Thank you so much for sharing this precious info with us 💕

[@Alexa-uz1gm]

I agree I moved to a new company exact same role but paid 14k more per annum. Quickest way to increase your salary drastically is by moving companies rather than waiting for your annual minimal pay rise which is counteracted by inflation anyway.

[@fdavid7970]

Great video!! Especially for the new year! Also love the dramatic satin blouse!

[@sindaprice8197]

LOVED this video. I definitely followed your second channel, I can't believe this is my first time hearing about it!! 😭 Thank you so much for giving us so much value, queen!

[@oluwatosino.4707]

I love your blouse, the color is so rich ❤️❤️

[@ttmoore8750]

I'm thankful you've spoken on your luxury journey. Be aware of the leaches and haters, commenting on your lifestyle. I've taken a huge pay cut since looking after my mum, paying off debts that affect the household. I'm in the place to build myself back-up financially and socially. I'm trying to be more aligned with my budget and live my best baddie luxury life. I know why I don't have a lot of money at the end of the month, I can change that.

[@taliajournee212]

I have unintentionally left jobs (lay offs) but it's always been for the better. The crazy thing is it used to be looked down upon as in 'you can't keep a job' as if anyone has full control over their position and the company. Currently changing industry and starting a business, thank you Patricia for these great pointers!

[@topemitchell5863]

Thank you, I really needed to read this today.

[@halfnaija]

(Industry sales + commission) I told my direct manager what I wanted to make. She told me it was impossible. I quit my job and moved to another company. Increased my base salary by 26k usd.

[@smiolly2343]

Yes! I used to work as an assistant for a therapy office and gained a lot of debt paying for my masters. I changed my profession last year. Found a university that pays my tuition AND pays me to train and gain professional experience. The switch from clinical psychology to neuroscience will absolutely show a increase in my income, continually, for the years to come! I’m glad I took that chance. Truly blessed. Know that this is possible for all of us!

[@SunnyGee-jd6pb]

Well done and Good luck!! 💗💗

[@pamelajnaniearthgoddess793]

Whoever reads this comment! Sending you great vibrations and wish you the best in all you do!

[@gugulethunkosi9890]

May it all be well with you Pamela God bless you .

[@pamelajnaniearthgoddess793]

@@gugulethunkosi9890 thank you so much, you too

[@dominique2o06]

Patricia thanks for this video seeing you live the life smartly has always been motivating and you don't have to feel bad about living your version of a luxurious life.

[@trissadanielle]

Your content just gets me going & inspired!

[@funnyviralespn5878]

This video is sooo heartwarming! Thank you soo much for this advice, as a young person, this advice is AMAZING and exactly what I needed to hear!!

[@okikiconsulting]

Side note Patricia's makeup is on point!

[@carmelmuz4220]

It’s such a great video !! The video that we need, thank you Patricia 👌🏾

[@Debralicious]

This is the quickest KZbin notified me. Nice topic Pat 👍🏾

[@sincerelyfarah]

Thank You so much for this video! A video we didn’t know we needed

[@alexanderdeitch8679]

I feel this, I quit my job in October and was feeling down, then I got a job making almost $8 more 2 months later (:

[@fashionjunkie27]

I have left jobs in my career and earned over $50k in a salary increase. I can’t speak for other countries but in the US the average pay raise is only 3-5%. So you’re better off leaving

[@Martina_E]

That’s Amazing- we don’t have that really here!

[@leerossetti-bezuidenhout6528]

You can truly be boujee on a budget ✨ if you make provisions you can have it.

[@emmaslovelylife]

Yes budgeting is so important! It's sticking to my budget that I struggle with 😅

[@TES-qf7du]

Yep, same here 🤑

[@Renalebueno]

this video was amazing thank you patricia, every time i come back to your videos im never disappointed. Been subscribed for years and years now and always for good reason

[@anelenxumalo8568]

I quit my job in 2018 and went to being self employed. Starting a company is no child’s play but it’s always worth it when you doing what you love,months are not the same especially in the staring off stages but it’s grown from hardly getting any customers to an actual number. Also I am just grateful for the peace it gives me cause I hated my previous job and my life was just full of rumble from the toxic environment. I can’t wait to take over over Africa someday and also offering more Masterclasses to people all over the world on how to directly buy from China suppliers and making a living out of it. Excited for the future

[@SunnyGee-jd6pb]

Yessss!!! Praying your plan comes into fruition. Keep going!!! 🎉💗

[@clairexo9159]

I got offered a new job with no promo and 5k more - didn’t take it bc where I am currently provides me better experiences for growth. But my friend recently got a new job which was a promo and 10k increase, so it really does work lol

[@sandrinebeauty5853]

Hello Patricia, Thank you for your great content, as usual. You always talk about different stream of incomes, can you talk about the marketing aspect of business, especially for E.commerce. Thank you, you are such an inspiration.

[@GORGEOUZbaybee]

I didn’t know you had another channel. I’m glad that you posted about it.

[@yuhz1m1]

Now that you mention it, yes - I've received a salary increase every time I've changed jobs. Even when it's been a lateral move.

[@JenellSparks]

lol Patricia really saw my bank account and said let me help her 😭😭😭

[@donnettshawn2387]

Thanks for this Patricia!

[@nathalia_z7639]

This is such a great video because it really gives realistic perspective to the topic of how luxury can be afforded. It provides ways to look at your money and how to be in better control of it, if needed😃😄. On the topic of leaving your job, it's really important to make a plan, say 6 mths/1 year prior to...how much money will you need to keep you going until you start generating income again. Thanks hon 😃 💕

[@melissaandreag]

This video was so good! I’ve also experienced a salary jump by switching companies, same job.

[@jeanellreynolds7291]

Thank you Patricia, this was helpful.

[@racheljacksonnn]

Okay I’m obsessed with ur top 🥺🖤

[@georginaCsweeting]

Yesss, I made the industry move and I doubled my salary. So excited!

[@sanelisomavuka578]

Great video and the timing is everything 💯🙏🏽 2022 should start on a good note …

[@TobiOkes]

This was a really informative video! Thanks Patricia ❤️

[@quietecstasy8054]

You can also rent pieces that you are only going to wear once or twice for a big fraction of the price.

[@emmakm3658]

You are so down to earth. Thank god for you Patricia. I wanted to contribute with the fact that changing your job in different or the same field can be a super boost in salary. Also If you seem to be heading back after trying something new out you might find yourself with little less salary but an negotiation about time or paid vacation that you didn’t seem to get earlier could now be offered to you. If you have the balls to ask for it ofcourse😉 I talked with the Union and they told me what salary to settle with and it turns out to be top dollar. What an upgrade❤️

[@naruyaoisasu]

I quit my job of 5 years in August and increased my salary by 6k

[@mj2you22]

Thanks for the breakdown...wish I had your mentoring 40 yrs ago 🙀

[@hanniacorena7657]

That last advice is GOLD!

[@StylesByLovey]

I love this video really helpful Patricia x

[@Sexyboricuamejicana]

My idea of luxury is lime dressing in a certain way that makes you look presentable at a budget and that those items are year round and not so much fast fashion.

[@chantelb2527]

what's lime dressing?

[@trendy-people1137]

Good to do some budgeting, enjoy luxury but avoid problems. Awesome video. Real down to earth 👍

[@LindaTinahTV]

Always dropping these bombs! Love it.

[@tomaitoe]

Leaving is the best way to get a raise. In the times that I negotiated a raise at the same company, a 10% raise came with 50% more work. Sometimes it's better to get a title bump than a pay bump so the next job can have an even higher starting salary.

[@jackiedelvalle]

This is great PB 👍🏾👏🏾👏🏾👏🏾

[@TheAfosFamily]

I really enjoy this video and very informative

[@VeronicaMartinez-np8st]

YEESSSS! Thank you 🙏

[@nickypeters8187]

A very insightful video 🖒

[@AdunolaAdeshola1]

Yep so true! I’m a career coach and some of my clients have landed $30,000+ more with their new jobs so definitely possible. 👏🏾

[@BLESSINGMARIEE]

This rust reddish brown looks AMAZING on you

[@shinjo7645]

Where can I buy that luxe blouse Patricia? Does anyone know?💞

[@jesslooks6496]

Leaving my prior job for my current job was the best move I made in 4 years! DO IT!!!!

[@Amaxius]

Hey Patricia, where did you get that top? Beautiful!

[@TaishaJL]

I clicked on this thinking this was on The Break platform so the little shoutout to it confused me😂😂😂

[@LaviniaLathamJD]

I absolutely loooove your top! WOW GIRLIE! 😍🙌🏾

[@Katice634]

My current job doesn’t pay enough and I’m not valued there. I’m a single parent of a 3yr old. I have a MBA and BA but I honestly want to start a business. I’m just not sure how to get started.

[@Lovelytrini82]

Girl you have what you need to be successful. You got this sis 🙌🏾❤️

[@Fashionfiend]

Ma'am that shirt is everything💕

[@Lovelytrini82]

Oh m’y god. You’ve read my mind. I have had such a negative relationship with money and was so “woke” that I was actually affecting how I was taking care of myself. I think it is reasonable ok to spend money on yourself while being financially smart. I wish I had this sense in my 20’s, I would have been way ahead. But better late than never! Happy holidays!!

[@canmckenna2556]

I literally doubled my salary in 2021 by changing jobs, and this year I plan to produce a proposal for £15k more. Take the leap! Further yourself... The goal is stack, build my own business and quit. These companies don't care about us.

[@friendlysky7674]

I’m a 15 year old teenager, I really want to have this when I am older. Thanks for having the respect to share your way of building up to this✨✨

[@marilynfarley9213]

Preach…girl. Thanks.

[@courtneehaley4315]

I don’t usually leave comments BUT on “3. Changing job/role”, I grabbed the chance to move roles in the same company, and even though I really wanted the role, I made it really clear to my now manager that I was happy in my old role, but for the the jump to the new role to be worth it I’ll need a higher salary, especially coz I knew that with some guidance I could definitely perform well in the role. It was the best thing I could do at the time financially- I’m speaking into my near future I can find a way for a passive income. Thank you Patricia for this video!! Xx

[@freshblack3774]

You look STUNNING!! 😍

[@shanelamari]

Super helpful tips!

[@misspigment]

Oh my God! Patricia’s shirt! ❤️❤️

[@kayaanderson6468]

Saving for what l want makes me treasure it more.

[@hayleysale9765]

Love this! I cant seem to find the budgeter you mention! please help xx

[@toril7374]

How do we get the budgeting sheet? Is there any you can recommend or is it best we make our own

[@katylaguerre1688]

I love your content so much 🥰

[@PatriciaBright]

Appreciate it Katy!

[@bereatha1]

I love the rich color of your blouse. It is beautiful on you.

[@GABBRE1264]

The fabulously elegant Pat 😍

[@lynnettewooden4933]

I love to hear you talk ur voice is beautified

[@SeanKBeauty]

I definitely clicked on just from the title alone I haven’t even watch the video yet… Just to see your amazing face I was happy 😃

[@supadupafupa]

Patricia never fails to keep it real with us and puts us on! I LOVE YOU!

[@LucianJanne]

Hey Patricia!!! ❤️❤️❤️

[@GodNation-oz1vk]

Looking gorgeous Patricia😍

[@SarahPoynton]

Is there a link to download the budget sheet?