How to invest as a beginner (and everything to do BEFORE that!)

FINANCES. Stocks. 401k. Mutual funds. Investing. Where to begin?? This can be a daunting topic for most (I’ve been there…) but I want to share with you all some of the lessons I’ve learned throughout the years on what’s worked for me to simplify the process.
00:00 - Intro
00:53 - When do you start investing?
02:27 - What is a high yield savings account?
04:13 - Should I pay off my debt or invest?
05:25 - How much should I be investing?
06:22 - Different types of retirement accounts
10:16 - Investing as a beginner: mutual funds vs. ETFs
12:33 - My personal investing strategy
13:56 - I don’t have enough to invest.. what should I do?
MENTIONED ❤︎
❐ Happy Panda FIRE flow chart: www.edrawmax.com/article/fire...
❐ ETF vs Mutual fund: www.fool.com/investing/how-to...
❐ Warren Buffett example: www.investopedia.com/articles...
❐ The stock market’s annual returns: www.personalfinanceclub.com/t...
❐ Marcus by Goldman Sachs High Yield Savings Account: www.marcus.com/share/MIK-R2L-...
❐ SoFi's High Yield Savings Account: www.sofi.com/banking/savings-...
OUR SOCIALS ❤︎
➱ Instagram: / mikirai
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➱ TikTok: mikiraiofficial + k3vmd
➱ Shop all my favorites: www.amazon.com/shop/mikirai
PODCAST ❤︎
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MUSIC ❤︎
❐ Epidemic sound

[@wilsonkrusk8652]

Thanks for the video. I finally established a way to increase my net income per month. My 2024 goal is to pay off the house by Sept 2024 (8 years total into a 30 year @ 4%). I have no debt other than mortgage. My 401k, HSA, IRA and emergency funds get maxed out. The mortgage is my last piece of debt left. I don't have any school loan or CC debt. I've made a lot of sacrifices over the years.

[@romanceray2994]

Congratulations on taking the steps necessary to get yourself out of the financial bind you were in.

[@janedaniel4646]

That's truly remarkable. I hope you don't mind pointing me towards their direction.

[@wilsonkrusk8652]

She's Sophia Elaine. One of the finest portfolio managers in the field.

[@wilsonkrusk8652]

she's mostly on Telegrams, using the verified user name.

[@wilsonkrusk8652]

@PhiaElaine :That's her Handle!

[@MauveHarris]

Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@EricJohnsonFL]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@KimberHart]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@HarryWalter77]

@@KimberHart How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@KimberHart]

@@HarryWalter77 There are a lot of independent advisors you might look into. But I work with Anna Rounds Fay and we have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@MellisaAdam]

@@KimberHart Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her résumé.. can I get a way to communicate with you as I have some questions

[@debwes1]

While this provide an actual strategy on investment and how to make gains as a beginner. After buying stocks for just over 3 years, i'm struggling to make gains presently. How do i adjust or revamp my $280, 000 portfolio? or should i consider some defensive investments? Really need to pick your brains on this, dont mind paying.

[@tommyers0]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at the worth of your portfolio, you should consider financial advisory.

[@georgeh.5126]

Agreed! this is why I work with one now. I’ve been investing by myself in the market for 11 years now, but the last 6 years is with the help of a financial planner. Throughout the 6 years of guidance alone, I've been fortunate enough to 10x my return as a DIY investor, summing up nearly $1.4m roi as of today. Personal best

[@georgeh.5126]

She's known as a 'Amber Russell Bennett'. One of the finest portfolio managers in the field also widely recognized. Just research the name. You’d find necessary details to work with and set up an appointment.

[@dawsondanny990]

As a beginner, educate yourself: Learn the basics of investing and the stock market. There are many resources available online , including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research

[@rannyorton]

I am trying to avoid making any new buys at this point in other not to get sucked into a bear market trap. It's tough making money in stocks when institutional investors are the driving force behind the selling..

[@belljoe]

Having an investment advisor is the best way to go. Based on a direct encounter with a CFP named,.Julia Hope Marble I can say with certainty that their skills are excellent. She helped raise over $580,000 in 18 months from an initially stagnant portfolio of $150,000

[@rannyorton]

Fantastic! Can you share more details?

[@belljoe]

Can't reveal much info, she is the shrewd advisor responsible for my portfolio success, it's only right you look her up and confirm yourself.

[@smithlenn]

I'm definitely gonna check her out. Do yo have any idea if she manages a family fund?

[@oscarjack643]

The problem we have is because Most people always taught that " you only need a good job to become rich. These billionaires are operating on a whole other playbook that many don't even know exists.

[@ElijahWayne5]

Money invested is far better than money saved, when you invest it gives you the opportunity to increase your financial worth.

[@PatriciaMary11]

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

[@AnnEve-mi5zv]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@IsabellaJulialove]

I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

[@BrianShannon241]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@chigoziejoshua3479]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@Berit-Cathrine]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes....

[@chigoziejoshua3479]

@@Berit-Cathrine That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@Berit-Cathrine]

@@chigoziejoshua3479 KRISTIN GAIL CUNNINGHAM

[@Berit-Cathrine]

You can look her up online

[@johnpaul8394]

@@Berit-Cathrine The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?

[@darrenmoore-xx5rc]

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024.

[@theocroker-sd6zk]

Wow that's huge, how do you make that much monthly?

[@darrenmoore-xx5rc]

Honestly speaking, I will continue to trade and stick to Sylvia Nicolas daily analysis and guides as long as it works well for me..

[@nimosteve882]

Woah for real? I'm super excited. Sylvia nicolas strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started😀

[@kevingutierrez-nc8gw]

Though I started with as low as $30,000 AUD actually because it was my first time and it was successful, She's is a great personality in Australia.

[@military-base6164]

I live in Calgary, Alberta🇨🇦. She's recognized as 'Mrs Sylvia, one of the finest portfolio managers in the field and widely recognized; you should take a look at her work.

[@JennaHerberholz]

80% stocks 20% cash. I plan to take advantage of the s&p 500 as leading indicators predict above 10% rise by this year, my only issue is how to properly allocate a large stock/bond 5m portfolio for substantial gains at minimum risk of inflation.

[@Lanafromarcher]

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with strategies to hedge losses

[@SageMadsen]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@roberttheodoregeorge]

Your CFP must be really good, I hope it's okay to inquire if you're still collaborating with the same CFP and how I can get in touch with them?

[@SageMadsen]

She goes by ‘’Melissa Jean Taligdan’’…. I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@roberttheodoregeorge]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@snowballs4990]

As someone who worked as a financial advisor for many years, this info is pretty spot on. The only thing I’ll add is that the difference between a mutual fund and an index fund is this: index funds ARE the market, mutual funds attempt to BEAT the market (and often times fail). Index funds are passive management meaning that there’s no trying to “get ahead” of the market by selling one things/buying another in the fund. Mutual funds are active management because they do this. As a result they can be costly in both expense ratios and upfront costs.

[@emersonstagnitta65]

How is it that almost every KZbin post these days is about stocks and investing... Do regular people actually make real money from this or is this some sort of ponzi scheme or something

[@planetsaver]

Yeah, people actually make money from the market, although they usually have more expertise than average, or they use experts i.e hedge funds or fin.advisers. There is a goldmine in the market and that is why almost every rich person buys into it one way or another.

[@kortneyrawhouser6881]

Facts! The expertise part is very true. Here, they make it sound like it's so easy and basic. It's some sort of skilled gambling and I found out the wrong way. Had to eventually settle for using an FA and though I'm not netting a million, considering how I started out, I make more than enough

[@hunantrain]

hi, please what are the steps for getting one?? like a really good one

[@kortneyrawhouser6881]

You should start by looking out for those from known firms and good track records. You should also make sure the person is licensed. Personally, I use Kelly Matwick. She's good and you could also look her up. Goodluck

[@hildredscali1754]

It's a legal ponzi scheme😂

[@gabriellat.6735]

Miki is amazing. *“How to build wealth”*

[@gabriellat.6735]

The first step to building wealth is figuring out your goaIs and risk toIerance - either on your own or with the heIp of a financiaI pIanner, and foIIowing through with an inteIIigent pIan, you wiII gain financiaI growth over the years and enjoy the benefits of managing your money.

[@gabriellat.6735]

I am fortunate I made productive decisions that changed my finances (gathered over 1M in 2years) through my financiaI planner. Got my 2nd house in Feb, and hoping to retire soon. Give this a try and attain good-returns.

[@gabriellat.6735]

For more lnfo FinanciaI-PIanner Rebecca Mart-Watson (in fuII)

[@gabriellat.6735]

researvh this in fuII, if you care.

[@chibeaja]

Love how you broke it down easily for us to understand! Love this video!

[@zane2302]

This is gold. Thank you for sharing all of this.

[@momoismywife5713]

gurl i love that ur doing stuff like this cause its so helpful

[@ianvazque]

Do it. Blcktken300 already in my bags. I had a Blcktken300 after ( your should I buy ) and I agreed and bought. I'm looking to stack more, too.

[@Corrabeauty]

I remember having a consultation with a financial analyst last August, and it was incredibly insightful. Can’t stress enough how helpful experts in this field are!

[@Corrabeauty]

As long as you diversify your portfolio, any single stock or investment that you own shouldn’t have too much of an impact on your overall return. If it does, diversifying might be the right choice for you, as one can also try out other commodities. I now have a balanced portfolio that is yielding me profit with help from Jonas W Herman.

[@Corrabeauty]

Hermanw jonas (a Gma!L comm Is he taking commissions for his services? Yes, I’m I still making money in the process? Hell yes!

[@Laurendon1]

I started working with Jonas back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record.

[@Lfgyf]

Thanks for the advice, both of you. It’s reassuring to hear positive experiences. I feel more confident about moving forward with Herman now. I just shot him a mail. Thanks for sharing your experiences!

[@Diyavarma843]

I agree that the market can be quite unpredictable, but working with Herman has been a game-changer for me. His market insights and strategies are consistently spot-on. It’s not just about profits; it’s also about the peace of mind that comes from knowing you’re in capable hands.

[@cristianeziojaramillochave4687]

I feel that the last bull run was bolstered by all the money being printed. Major returns next bull run but I think they will be tamer in my humble opinion. A 10x on Blcktken300 and a 15x on polygon are fair considering how much those two coins are interwov

[@juliesouth6428]

I totally agree with you on this, you make a great point and that’s why trading is profitable when you got good guidance luckily I found one

[@juliesouth6428]

Theresa option

[@vaderaspen1357]

Seen some good reviews on her , how do I connect

[@RebeccaAnders-md7op]

She’s mostly on telegaram with the name

[@RebeccaAnders-md7op]

Nice to see this here, theresa Option’s understanding of market indicators is impressive. her knows exactly when to enter and exit trades for maximum profit. Her signals are top notch

[@user-hd6np9oe9i]

Wow! This was so helpful! Thank you so much for explaining this so clearly.

[@cherylashelton]

Thank you Miki! This was so helpful! Please keep doing these more in depth on different investing topics. You have a great way of explaining.

[@angelinao6277]

I agree! It is so easy to understand with Miki’s explanation!

[@shalomiperera3528]

before i even watch the video, i just wanted to say thank u for speaking abt stuff like this. as nurses its great

[@Investingcoachw]

Love a good investing video!! The secret to building wealth is time in the market not timing the market. You dont have to be an expert to start. Just get invested and you can always course correct if you find tweaks that suit you better.

[@ariannecapote7260]

This is very easy to understand. Thank you for explaining it in a practical way.

[@javierfernandez893]

Blcktken300 anticipation is building to a fever pitch! 😥

[@terripham379]

Thank you Miki!! You answered all that l have been asking myself ^^

[@kyiphyu5841]

I love this video! I usually never comment of the KZbin videos. But I’m commenting to let you know how grateful I’m for this video! As someone who is still learning the adulting world, this video is so helpful. Never seen a video that talk about how the financial system like yours! Looking forward to seeing more videos like this from you ❤

[@mikirai]

🫶

[@lawerencemiller9720]

I want to invest roughly $700,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?.

[@alexyoung3126]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@jessicamoore3093]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@jessicamoore3093]

I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

[@nobuhlerodrigocath2755]

I have been trading for about 6 months now and just about every mine, it backfires and slaps me in my face. Nearly impossible for me to catch more than a few points I try to do top down analysis but it doesn't work for me . I say to myself, clearly I'm in the 90% that lose money, so I open a demo account, do my analysis, then take the opposite of what I would normally take and get the same result. I'm starting to feel hopeless, any advice for a struggling trader?

[@masangogabriel3356]

Indeed, the recent market downturn serves as evidence that a vast majority of individuals lacked a sufficient understanding of the underlying financial dynamics at play.

[@debocknolan6273]

Don't listen to him, don't give up. Mining takes time(months, even years) to master, even the pros learn everday. Never the less, if you lose money no matter which side you take, maybe you need to look at how you are managing active trades rather than how you are entering them. My advice, find a mentor . And also, try incorporating the use of oscillators, Bollinger and pivot points into your strategy. And most importantly move to higher TFs(4h or 1D preferably), you'll thank me later.

[@nobuhlerodrigocath2755]

You're absolutely right. While I don't incur losses with every trade, my primary challenge lies in allowing my winning trades to fully develop. I often find that I miss out on significant movements in the market. Instead of capitalizing on these opportunities, my trades tend to reverse after initially moving in my favor. Additionally, I acknowledge that my entry points could be significantly refined. Finding a mentor to guide me through these challenges would be immensely beneficial, although I recognize that locating a reputable mentor is easier said than done. If you happen to know any legitimate mentors, I would greatly appreciate any recommendations you could provide.

[@debocknolan6273]

I've been working with a financial advisor since I started investing. In today's market, the challenge lies in timing purchases and sales of trending stocks, which seems straightforward but can be tricky. My portfolio has grown significantly, making about $1500 bi-weekly. Essentially, what I'm saying is that the 5% of consistently profitable traders often fly under the radar; they're typically low-key individuals. I rely on my account manager to handle entry and exit orders for me.

[@lucybentzcrystal4440]

Would you mind recommending the specific professional you utilize for their services? I'm facing numerous marketing challenges and could use some assistance.

[@tingng8846]

thank you for vids like this!!!! i can’t explain how much i need it right now, navigating the US work market for the 1st time, please do moreeeee!!! ❤

[@ngoctieu5712]

Thank you!! I find this video helpful

[@cyrilmilton]

Every time I watch a video like this, I'm reminded of how much I regret not buying bitcoin at the time. invested a large sum of money in early-stage crypto assets with the expectation that they would eventually flourish. How are other people in the same market making over $250k in earnings in a matter of months, baffling.

[@suziehovic]

I've always advised the investors i know to exercise caution when it comes to new buys, especially right now. Its best you thread the market with the guidance of a qualified specialist or reliable counsel if you don't know where to look.

[@GrahamCan]

Agreed. I deal with an investment advisor for this reason. I currently have over $800k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons. Our current project for this year is a more concrete ballpark target.

[@mykreid]

May I know the name of the advsor who has been assisting you, please?

[@mykreid]

Thanks for sharing. searched for her full name and her website popped up and it was easy to schedule a call session with her

[@tm8289]

I will send this to my daughter. She is 19, and she has no interest in investing no matter how I try to tell the power of compounding. Well explained in a short video. Thank you Miki chan. I think she would listen to you 😄

[@R.L117]

As a nineteen year old who just got the confidence to open my own credit card and learn about the stock market, I hope she does listen. Miki made this sound so easy 🙌

[@hunterandchavy]

Miki… the problem is none of this financial education is taught in universities. I caught up in easy credit card 💳 signs during college coupled with 2008 home loan crash left me with bankruptcy. After 10 years… I am slowing building back my credit history and bullish on contributing to be employer and investing more in specific stocks through Etrade. I will definitely sign up for high yield savings account. Thank you for this video Miki 🙏

[@harryginnyalways]

Miki thank you sooo much for this series. It is so darn useful!!

[@RobertDamanii]

Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.

[@OwenFlex]

Absolutely, I've been exploring the world of stock investing recently. There's so much information out there, and it can be overwhelming. I'm thinking about tech stocks, given their historical performance, but I'm not sure where to start. Any advice?

[@TheRothschild770]

I've been investing in stocks for a while now, and it's been a significant part of my retirement portfolio. Diversification is key. I've had success with a mix of growth stocks and dividend-paying stocks. However, staying informed and regularly reviewing your portfolio is crucial. Have you considered consulting a financial advisor to help guide your stock investment strategy?

[@cherylhills3227]

That sounds like a solid approach. I'm looking to dip my toes into stock investing as well. Do you have any recommendations for a good financial advisor who specializes in stock market strategies?

[@RoseBalerus]

People downplay planner’s role, until they are burnt by their mistakes. That’s why I’ve been working with expert planners like NATHAN TRAVIS COOK

[@RoseBalerus]

NATHAN TRAVIS COOK you can find him on GOOGLE

[@Kevinbrian1]

As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Christopher Alexander Walter’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

[@Kevinbrian1]

He's mostly on Telegrams, using the user name

[@Kevinbrian1]

@Gainwithwalter7

[@Justinfred11]

Interesting!! I'm so excited, seeing mr Walter, being mentioned here because his strategies have also normalized winning trades for me. and it's a huge milestone for me looking back to how it all started.

[@Justinfred11]

After I raised up to 325k trading with her I bought a new House and a car here in the states also paid for my son's surgery (Oscar). Glory to God.shalom..

[@WiolciaMrozowska531]

Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes It's always good to have a financial plan

[@vickyg6182]

Love this video! I might be moving to the US in the next couple of years and just thinking of how to manage my cashflow and start investments in a new country gives me so much anxiety

[@melissastone434]

*Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Chloe Linda Henderson🇺🇸🇺🇸🇺🇸..*

[@rubyconley]

Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.

[@melissastone434]

Thanks to my co-worker (Alex) who suggested Ms Chloe Linda Henderson.

[@RachelGulden-rs5mu]

She's a licensed broker in the states 🇺🇸

[@RachelGulden-rs5mu]

After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.

[@LaurenteFlink]

Wow that's nice She makes you that much!! please is there a way to reach her services, I work 3 jobs and trying to pay off my debts for a while now!! Please help me.

[@lovemecollection]

Could you mink that video you mentioned about how to set up a account for investing please? I am not able to find it under all your videos 🙈 would be very helpfull

[@ParthPatel-lc7eq]

For the average 9-5 person making the average wage this is genuinely all you need to become financially successful. I have maxed out my 401k, hsa, and roth. That's around 34k a year gone out of my paycheck. This is the only way I invest now. I use to hand picks stocks for 5 years. My hand picked portfolio is only up 30% over the 5 years. My 401k alone was up 30% in 2023. Ik thats higher then usual because of the market being down but I have yet to have a yearly return less than 20% in my retirement accounts.

[@user-cj7gc5fe9b]

Nice work. I’ve been on the Blcktken300 train for a while, never sold as they are always building.

[@Lizparzen]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Rebecca Hickman.

[@OtisAlvarez]

YES!!! That's exactly her name (Rebecca Hickman) so many people have recommended highly about her and am just starting with her 😊 from Brisbane Australia🇦🇺

[@Brayan.769]

I'm new at this, please how can I reach her?

[@Austin1Reed]

Rebecca Hickman strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@Lizparzen]

SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

[@Lizparzen]

Hickman109 💯 ..that's it

[@TadeoGonzalez-oq4ym]

I'm DCAing in Blcktken300 as well. ETH heavier DCA and ALGO. I'm taking your advice and starting Google tomorrow with a 50 dollar purchase and continuing Microsoft and Apple. VTI and VOO on another app and longterm portfolio. Here we go family!

[@bradfordemily2577]

Staying abreast of the latest trends and strategies is crucial for traders to stay ahead and make well-informed decisions. Beginners in trading and investing must recognize that success in these fields demands technical analysis, emotional maturity, and self-discipline. Thanks to Monica Lisa Payne insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

[@bradfordemily2577]

erNameIs Monica Lisa Payne, cant divulge much. Most likely, the internet should have her basic info, you can research if you like

[@aarsethdiane853]

I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this

[@kimtreasa]

It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!

[@AshleyChloe]

It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say

[@EllenHarry]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@julieannocubillo-henry4354]

Hello Miki, thank you for this insightful video. Would you mind sharing the video link for setting up the automatic investment through vanguard? Thanks

[@malejismalejis6661]

heyy. just wanted to say i really enjoyed watching ur video. it was so clear and understandable!!! i’ve been reading and hearing so much about investing but it’s so hard to know where to start, so thank you!!! i would love to see more of ur financial advice and strategies! also, any financial advice for teenagers? i’m really wanting to manage my money differently from an earlier age. ❤❤❤❤❤❤❤

[@user-de4yp6ed7v]

Love your professional outfit! Would like to ask where you get it~

[@RichardJohnson-ol8zr]

Good video, I'm new to the world of investments, I've heard a lot about cryptocurrencies, the stock market and other types of investments, and I would appreciate it if someone could guide me to start investing to increase my income

[@EmmaCharlotte-wx4xl]

All you need is a mentor

[@Jasonacer-mg8je]

You are right, all you need is a mentor to advise you on investments.

[@RichardJohnson-ol8zr]

I would be delighted if you could recommend a trusted professional mentor. Thanks

[@BenjaminWilliam-rs5pj]

1:22 Use a professional like Catherine if you wish to make good profits in it.

[@EmmaCharlotte-wx4xl]

She is really amazing, she helped recover all I had lost trying to trade for myself 1:22

[@jolynndumais580]

Miki what did you say .... autopilot cost averaging of VYX ?

[@AndreaMotas]

the was such an easily digestible and to-the-point explanation, Miki! thank u, please make more of these 🤍

[@HelenToner]

When picking stocks my only advice is you buy a good cross-section of an economy and you should do well over the long term. The market will be high in 10 to 20 years, and significantly higher in 30. It's almost impossible for a company with no debt to go bankrupt. Canada is about 3% of the global marketplace, the U.S. is about 50%, and the remainder of the globe is 47%. Pay yourself first. It's time in the market, not timing the market. I stay on top of the market with my FA Anna Rounds Fay. Bulls and bears make money, but pigs get slaughtered. - some wise words

[@JimGreenfield]

This was definitely worth the read, as Investors may avoid making decisions out of fear of regret. This can lead to inertia, where individuals hold onto cash rather than invest, fearing they will make a wrong decision.

[@Maryesther1]

Did a quick web search, and she has a pretty decent bio, I wrote her and I'm waiting for her reply.

[@AltmanP]

The aim is always to find stocks with market-beating yields and shares that at least keep pace with the market for a long term.

[@NatanThompsonFL]

She appears to be well-educated and well-read. I did a search on her name and came across her web, thank you for sharing

[@AllissaNguyen]

we love money tips! i am so excited to continue investing and being a money smart girly!! 🤑💅🏻

[@randomyoutubebrowser5217]

How much interest is on your mortgage right now? Where I'm at, interests are still quite high so paying down the mortgage makes more sense and we've got lots of expenditures coming up. I haven't been adding to my index fund allocations since early 2022.

[@vaishnavitipireddy6450]

Thank you!

[@prose5963]

good video very informative big money

[@marquezcruzpedro9653]

thanks for bringing up AMSN2D pair - Watching all your videos when I get notified

[@nataliegarcia8199]

This is what we should be learning Thank you!!!

[@winniequiza9689]

More financial advice please 😊

[@cutepinksocks]

Could you talk about tax implications associated with investing? I feel that it’s not talked about enough and tricky to understand what happens when you’re ready to “retire early”

[@mhong0717]

Whats the other video you suggested regarding setting up an investment account?

[@michellegonzalez2931]

Hi! Can you send me the link to the video of the vanguard autopilot tutorial. Thank you!!

[@Investingcoachw]

Love that you talk about the importance of investing!! Start early and often!

[@samanthamichelle2094]

Thank you Miki ♡ love your content!

[@hellobeautiful7447]

I love talking about money 😀

[@esantana0812]

Thank you Miki! As always, your transparency is so appreciated ❤

[@jennyphan800]

Thank you for sharing Miki :) this video was super helpful 👍

[@AlexEric-mj5tq]

Things appear strange right now. The value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. People are flocking to the dollar because they believe it is safer. I'm worried that rising inflation will cause my $420,000 in retirement funds to lose value. What else could we do with our money?

[@jurafephilip9708]

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@ElizabethChrist-gd7og]

Wow, I'm a bit perplexed seeing Maya been mentioned here also. Didn't know she has been good to so many people's.

[@joaquinfloresg3320]

Thanks for another update. What are your thoughts on ETH/AMSN2D ? 👀

[@ilariacisero5120]

My expectation for 2024 is that markets starts to broaden out more, with the rates cut i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?

[@haneuliseul-ki7di]

Long term? Stocks! Small-Caps are poised to perform better in the coming year despite Fed actions with rates to make investors worried. you should look into which the Best Small-Caps Stocks to position into.

[@kungfumaster3580]

I agree. Based on first-hand encounter with a fiduciary counsellor "MARY TERESE SINGH.", i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands

[@JenniferKennedy-nr5cc]

i've heard about MARY from a colleague at work, she seem to be pretty proficient

[@ilariacisero5120]

I looked MARY up out of curiosity, she knows the market pretty well, i've sent her a mail and i hope she responds soon

[@BenKlopps]

"MARY TERESE SINGH i know always the best in financial advise and also a fiduciary. Kudos to her and her good work

[@kycia12]

I learned some new terms today and this is a good start for me to learn more about investing. Thank you Miki for making things easier to understand! I may watch it a few times because it’s quite a lot to take in.

[@happydogclub]

Thanks so much for sharing 👍🏻

[@claudiahenry6656]

Make more videos about this! Just got my first big girl nurse job and I need to know how to multiple my income

[@nhile193]

Are you able to automate money transfers to VOO?

[@_Su_San]

I love this video. So informational

[@aelv2081]

Thank you so much for sharing. So inspiring I’m working on saving money, investing and making videos to show my growth and experience. Hoping to grow a crew of others like minded friends

[@shtran8]

Hello Miki, Thanks for always sharing awesome videos. May you do another video about COAST FIRE to give more clarification? I am looking forward and can't wait to catch you near future wedding video.

[@leonardopadilla7183]

Truly love your candidness, I DCAed today again for some XRP, AMSN2D and ETH

[@Mourik131]

I think it is amazing that you make a video like this. People should have been thought thinks like this in high school. I just to have separate companies I owned stocks off. Recently I changed it to three different ETF’s. Don’t have to pay much attention to it now. 1. VUSA(European version of VOO), VHYL (Vanguard high dividend yield) and vanguard usd treasury bond etf. I do it in a 40,40 and 20% ratio. 1 question do you do the finances of your fiancée too?

[@Michaely183]

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult

[@Scott-wz9fs]

Now with the recent economy, To get Financial FREEDOM you have to be making money while you're asleep.

[@CalmDolphins-lz2uf]

True though unfortunately mine always end up with losses 😭

[@Deborah24777]

Building a good investment portfolio is more complex so I would recommend you seek Brian Nelson support. This way you can get strategies designed to address your unique long/short-term goals and financial dreams..

[@Mandala-wm3es]

After meeting Mr Brian in the United States, my life changed completely. Yours can change too, it's just a matter of commitment and focus.

[@ddxl459]

The technical analysis expert I admire the most. his risk management tactics truly deliver results. Brian C Nelson program of expertise has a wide presence across the internet.

[@cindyw3697]

What if you earn more than 120K, can you still contribute to your IRA account?

[@ling199508]

amazing!! Thank you

[@KangScopeacupunctureandwellnes]

I like this type of subject. subscribe!

[@dionisiarastapiano]

Can you also give a tips for saving as a students?❤

[@user-ts3ud9en7v]

We love your money tips! So grateful for your advice! Thank you ❤

[@demonio999-if6pc]

Nice work. I’ve been on the AMSN2D train for a while, never sold as they are always building.

[@hyerin7101]

This video was well organized and super helpful! Thank you so much Miki! You look stunning here ^_^

[@VeraCasaca]

Hi Miki! More videos about financial independence please!!!

[@Pottle_Wealth]

I would suggest that all viewers carefully look at a KZbinr's credentials. Does the "financial expert" have years of experience as a banker, investment banker, Financial Advisor, etc? Do they have an MBA? Do they have a recognized certification? Have they ever held a Series 7 securities license? For example, I have an MBA and worked on Wall Street as a banker for 30 years with large European banks, earned my Series 7 twice (very rare) and was a Financial Advisor for Merrill Lynch for 2 years. Also, people need to stop looking at "get rich quick schemes". Growing your net worth and retirement assets is a marathon, not a sprint.T

[@bunnarith3882]

Good job!

[@AllissaNguyen]

AAA IM SO EXITED

[@feetforward75]

vanguard money market fund (high yield slush fund) = 5.26% yield

[@Rocker1952]

Very well done!

[@realtorrasheeddubai]

"Don't wait to buy real estate. Buy real estate and wait." - Will Rogers "The best investment on Earth is Earth." - Louis Glickman

[@LeveragedFinance]

Good tips

[@norheamariecando9341]

How do i set up. High yield accpunt?

[@PeachBooks]

Research banks in your country that has a yield from 3.5%-6or7% then choose from them just make sure it has good customer service

[@mostafaeldin9379]

I'm trying to learn more and more about forex every single day but I still have some questions and the most important one is: Let's say I don't have time for studying charts and I'm someone who doesn't know when to buy and sell can someone let's say who had made profits and knows what he's doing tell me when to buy and sell is it profitable. The second question is. There are lots of different platforms and I'm using meta trader 4, does every platform has its own market? What I mean by that is every platform has its own prices and fluctuations?

[@stanleygeorge5067]

Take a step back and re-assess your method. Same thing was a problem for me too when i first got into trading, i went head on with out knowing enough. But along the line I started working on trades with my discretionary fund manager "Erna solbeg

[@davidrichard9150]

Everyone keep stating the importance and advantages of working with proper mentorship but no one offers pointers on how to find good trading mentorship. Sucks yeah🤦

[@loganamber2450]

I am surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week..

[@rudolphgentile2599]

Trading is mental game, that is why most people lose money because they cannot control their emotions. Because the prevalent idea of our culture is to effortless indulge and focus on their own pleasure and wellbeing, but controlling your emotions is unpleasant and painful and that is why most traders lose money because they don't want to meet the pain. That is why there is so many drugs, alcohol, obese and fat people, broken marriages and adultery.

[@christopherdaniel9473]

Is she really good? Because I'm looking for a broker, got some spare money to invest

[@LisaMario-yi8vw]

Hi

[@elviswilliams3393]

Great video, trading come with a lot of benefits And I have just bought my first house through it. As a beginner I was scared of loosing my savings but I’m glad I took the bold step that is now favoring me.

[@Loisbrown228]

congratulations

[@Loisbrown228]

I will love to be your friend dear as well. as sharing some ideas which you're benefiting.

[@elviswilliams3393]

Thank You but is not luck, is all about having good investment plans most of all trading with a trust worthy expert, the world is full of unreal people nowadays

[@devinezell7]

Hello dear how good are your earnings I would. like to get some insights into trading thank you.

[@elviswilliams3393]

couple thousands weekly.

[@alexfacha1904]

I've had the pleasure of working with some incredibly talented individuals at v . The collaborative environment has helped me learn and grow professionally."

[@qinro]

5 pages of A4 sized notes oh my...

[@howardchang6051]

respect.