How To Make A Budget 💸 Budgetting for Beginners that works for YOU

[@briannadurrah8363]

I stumbled across your channel and specifically your budget videos after I combed through my finances from the past 5 months and I was disgusted with how much I wasted in Target alone!! However, it was such a necessary step b/c I am moving into my first apartment this coming summer and I could use all the help I can get. I decided to try out your method of budgeting to see if it works for me and I'm excited! I love your honesty and simplicity with explaining how to budget, what it is and the importance. New subscriber ❤❤

[@CarterSullivan]

Aww this means so much, thank you!! So happy the video resonated with you❤️

[@rhiannaheim2600]

Carter I would LOVEEE if you started a podcast on financial literacy in your twenty’s- as someone who grew up in a family who did not know financial literacy in the slightest you are teaching me sooooo much!

[@CarterSullivan]

I actually had one for a little bit but truth be told I just don't have the time right now to add anything on my plate with balancing a corporate job and KZbin! I need to make sure I still have good work/life balance sadly. But if I ever pursued content creation full time I would consider bringing back the podcast! It just isn't where I want to focus my energy right now, that's KZbin!

[@ValerieH]

Thank you for this! I am beginning this new journey and I'm just excited! I love your channel.

[@CarterSullivan]

Aw thank you ☺️

[@gxddesscee]

How do we get your free spreadsheet ? Great video!

[@HannahGraceRiddle]

You're literally my inspo for budgeting. Had no clue how to even approach the subject until I started watching your budget vids!

[@CarterSullivan]

Omg stop!!!! This makes me so happy! People make budgetting seem so intense but it can be so easy & fun if you make it!

[@maggiezorn4591]

New Morning Mercies is such a good read 👏👏👏

[@CarterSullivan]

❤️

[@truecollar9059]

This came at such a perfect time, I am ready for the trial and error budgeting in the new year! Thank you Carter 👏👏

[@CarterSullivan]

You're so welcome!

[@nicoletolmie3201]

Great motivation for 2022! ✨

[@CarterSullivan]

Yes that's exactly why I wanted to get it up now for everyone 🙌🏻

[@pattijones9614]

How do I get the free excel budget spreadsheet?

[@sserafimimpact]

thank you so much for this video, it's so so helpful! just wondering if you have any tips/could make a video on grocery budgeting?? i swear that's my partner and i's biggest money eater! it's so hard for us to budget groceries and save money on them - especially when we live in a house of three adults with big appetites!

[@CarterSullivan]

Honestly with budgeting for so ling I've learned that some categories are going to fluctuate which for us is groceries. As I've mentioned I'm PAST the hardcore intense budgetting, I just do it as s guideline so if we go over on groceries to me it isn't a big deal because we have wiggle room in our budget! But to keep our grocery bills low we pricematch & make a list before!

[@sserafimimpact]

@@CarterSullivan Thank you so much! I've never tried price matching before but I should definitely start doing that! Love your videos so much, so happy I came across your channel. Thanks for all the advice you share

[@joannfortune1482]

Where can I get the spreadsheet that you use and do you have to pay for it monthly

[@charlottewerth8222]

this was so helpful! Ive been searching and searching for a beginners guide to budgeting!!! Thank you!

[@CarterSullivan]

This warms my heart so much, so happy it resonated with you❤️

[@kalilinkous5202]

so excited to start my budgeting journey with the new year! my fiance are hoping to purchase a house after our wedding in February and can't wait to have this help us with everything we look forward to being able to achieve!

[@CarterSullivan]

So excited for you! 2022 is going to be a huge year for you🙌🏻✨

[@UnofficialTourGuide]

Sooooo helpful!!!

[@CarterSullivan]

I'm so glad!

[@aliciaaareneee]

Can you show us how you made your spreadsheet? like a step by step or link a blank copy in the description one day? I’ve created the general budget part but I’ve been looking into how to make a spending/transactions chart with the categories but your setup is only the 2nd one I’ve seen with it

[@CarterSullivan]

I don't use this spreadsheet anymore so I removed it!

[@aliciaaareneee]

@@CarterSullivan aww man 😭

[@Jenny_Rose_]

Not me randomly finding you on recommended and then binge watching all day lol. I can’t believe you don’t have like 1m subs yet, your channel is awesome! Best wishes for 2022 ✨

[@CarterSullivan]

Omg this made my day!!!! That means so much thank you🥺❤️

[@loulouhere]

I always assumed the cash budget system follows the zero budget rule but I felt too restricted and ended up over spending. I found other cash budgeters who didn’t follow the zero based budget and found that it worked way better for me. I agree, it’s definitely trial and error. We shouldn’t expect budgeting to work out the first time but understand it’s a learning process.

[@CarterSullivan]

Yes I totally feel that!! I hated the cash budgetting system and felt like I should give up on budgetting but I found what works for me & went with that!

[@kaylaaannx0]

I thoroughly enjoyed this video!! Thank you for sharing your knowledge. I will definitely be adapting some of your tips for my budget. Your overall delivery was what kept my attention all the way through! Thank you 💛

[@CarterSullivan]

AW thank you for the kind feedback, happy holidays Kayla!

[@kaylaaannx0]

@@CarterSullivan thank you!! Happy holidays to you, Matt, and Miss Stella!!

[@focus_rio]

I’m sure that money/financial is one of the important topic, but most of ppl don’t want to think or just ignore. I started budgeting last month and it helps me a lot! Since when did you start budgeting? Seems like you’re professional 😂😂 love always

[@CarterSullivan]

I only started budgetting in May 2020 when I moved out!

[@PartOfBrookesWorld]

OMG I desperately needed this video!

[@CarterSullivan]

YES GIRL 🙌🏻✨ 2022 is the year of financial growth & knowledge!!! Excited to see what you do next year!!

[@lanelmuhammad]

After watching this video, I was mortified to find out just how much I spent on eating our/Starbucks in December of 2021…. Wow… out of control. I can only image how much money could have been saved . Is Starbucks scam? Has to be.

[@CarterSullivan]

Haha I felt this way the first year I started budgetting, you arent alone! I went from buying Starbucks everyday (sometimes twice a day) to not even once s week. It all comes down to enjoying your coffee set up at home, so invest in your at home coffee set up. We have a nespresso and I love it so much I don't think about Starbucks!

[@secretsyhn7616]

Hii 😍😍 I'm from Indonesian. I love your videos 💗

[@CarterSullivan]

Aw thank you!

[@operativealyssa]

This is so helpful! 💙

[@CarterSullivan]

I'm so glad 🥺❤️

[@stephaniegray6712]

Great tips, I would love a debt paying video too.

[@ruthyv1311]

omg girl I hate mint oops but its true. every dollar interface is just so much easier to understand. the only plus to mint is that you can sync transactions for free. but im willing to overlook that

[@CarterSullivan]

LOL glad I'm not alone- I actually personally prefer having an app that does NOT sync transactions because putting them in manually allows me to be more conscious of my spending

[@AdrianaMartinez-ww4dm]

@@CarterSullivan I agree with this 100%%

[@planningforwhatstocome]

You have such a nice budget planner! 💫 Keep rising to be who you want to be! 💫 #keeprising #risingtobe #aswerise #riser #irise

[@CarterSullivan]

Thank you so much!

[@notrelatedtosnake]

What do you do for your part time job that pays $27?!? 😮

[@CarterSullivan]

I work a corporate job in healthcare! Because I only work 3-4 days a week I chose not to be salaried/get vacation time so I get 14% in lieu of and my hourly rate comes out to about $29 CAD which is about $22 USD!

[@samanthasaldana3412]

I want the debt video! I need it 😭

[@CarterSullivan]

Noted, coming in the new year!!

[@sarahbodo9592]

Do you still ride horses? :) I miss your horse vlogs ❤️

[@CarterSullivan]

Yes I still own my horse but the barn vlogs won't be coming back- just enjoying all the time I can with my senior boy privately- it's a part of my life I want to selfishly keep to myself ❤️🐴

[@sarahbodo9592]

Totally understand 🥰

[@Sepalalu]

Tracking money input/output to me is like tracking calories🤧 I know It’s good for me, I know I have to stop spending TOO much on chocolates😅 WHELP😬

[@CarterSullivan]

HAHA this is funny!

[@jeanetteford9358]

Arecu on tick tock?

[@CarterSullivan]

Not really! I just watch them, don't make them😂