How to Quit the 9-5 (Permanently): 7 Steps to build life outside that 9-5 Job framework

[@JeanVoronkova]

About having children & how it changes the picture : 10:00 🙏🤓 Time stamps: 2:27 - define your destination 3:00 - save some $$ 3:13 - learn to live on reduced expenditure 3:26 - make money outside of that 9-5 6:12 - don’t just save, invest 8:36 - develop multiple income streams 9:07 - do what you’re passionate about 10:00 - what about dependents? 11:05 - if you’re not ready to quit just yet, u can still do other things about your situation… Hope this helps!

[@OurKittiesWorld]

I love your channel, it brings me peace and joy. I'm an artist too, also in oil painting and trapped in a 9-5 job which gives me migraines. Changed it so many times, but I'm not cut that much for it, but don't have a choice right now. I'm still searching for a way to monetize my art. Thank you so much for giving me hope. ❤ My dream life is almost exactly like yours, simple and creative. Have a good one everyone! ❤

[@polmaclin3019]

In Singapore, life used to be very difficult. Like Hong Kong, a paradise for bandits, a hell for the poor. Now it is a developed country - a city, an island, but you have to work a lot to live.

[@weetak]

the final few minutes are really great advice ...your points are practical, realistic and do-able. A really goddess with wisdom

[@ericvuille1956]

Nice to find someone who has a concience about life's quality and how to make it!

[@mihaelaclaudiap..2]

You are wonderful Jean, so glad I found your channel, I really needed someone to give me that push I need. I will be soon a counsellor and I am sometimes scared of the idea of not having that ''fix'' income, but I really want to live a life where I love what I do! And at the moment I don't.

[@JeanVoronkova]

Thank u Mihaela for your kind note. It is scary, I remember being terribly frightened myself, but u sound sensible, and it’s really not that hard to work things out with more forward planning and some forethought. But the joy from doing stuff that is your truth is immense. I wish u luck 🙏😊

[@mihaelaclaudiap..2]

@@JeanVoronkova I absolutely agree, I reached a stage where the main thing for me is doing what I love, nothing else matters, so yeah, I look forward to the day when I will go to work in my counselling studio (not long now). I love the idea of passive income as well, I need to look more into that as well! I will continue following you! xx

[@luna7453]

good luck for your new lovely project :)

[@mr.financial]

Jean I am so happy I found your KZbin channel. What a nice perspective you have. Keep up the great work. One day, I hope to have videos as nice as yours 😁

[@JeanVoronkova]

Thank u, that’s very kind

[@jackloke493]

How "un-singaporean" of you. No wonder you don't remain in singapore for long. Really happy for you!

[@Telltalesign]

Thanks for this! Currently in my transitioning phase, and working in building a passive income other than my work.

[@WaysideWade]

Woohoo, you are getting so close to the 💯K mark, how exciting! This is very thorough and well done Jean, it's always enjoyable to see your work. ✨🌱🌞🎯

[@farihikmaliyani]

Omg, i have watched your channel since it had less than 10k! Congrats!

[@JeanVoronkova]

Oh Farih, thank u! Thanks so kind! N I’m so appreciative of your support all along 🙏🙏🙏😍😍😍

[@alyssacarranza554]

Thank you Ms. Jean for sharing precious and realistic thoughts❤️

[@JeanVoronkova]

Hi Alyssa, thank u so much, am glad the video resonated w u! All the best for your own endeavours

[@thudo7078]

Thanks Jean for your videos. I am in a career transition so your experience is truly inspiring me.

[@elaminkakoom4828]

You are charting the future path of life for the new generation ...

[@SuiGenerisAbbie]

Your tone of voice is so soothing!

[@JeanVoronkova]

Thank u Abbie! Hope ure having a good weekend!

[@SuiGenerisAbbie]

@@JeanVoronkova Thank you, Miss Jean. Yes, I am.

[@dancenica054]

Some people are so poor that money is the number one goal and they are very motivated by that!

[@MarkinChina]

Noting to do with being poor, i am on good pay in the UK and i am still struggling with the rising cost, so being poor has no relevance...Peace

[@limchbg1217]

Great advice! Been planning to leave my job within a year to look for alternative job which suits me. Kids are my greatest concern, but things should work out fine eventually...thanks for the vid

[@JeanVoronkova]

Always a higher threshold monetarily with lil kids, but we’ve seen many families work things out in various ways however suits them. Keep at it n we can all be happy hopefully, kids n u included!

[@mamoon7619]

One year later and I hope it worked for you

[@bobwildon8389]

Always valuable advice Jean. One book I would recommend others consider reading is The Happiness Curve: Why Life Gets Better After 50 by Jonathan Rauch, who delves into behavioral aspects of supposed mid-life crisis that many tend to face in their late 30s and through their 40s/early 50s. It's a welcome reprieve from self-help books, instead providing a fairly gentle narrative retelling the experiences of those in that demo, and what led them to rethink what they consider happiness / how they should be living their lives. I'm in my mid-50s, and I can attest that it does get better, slowly in my case. I rocketed through 15 plus years of non-stop corporate work and ladder climbing, finally reaching a perch that I was subsequently knocked off due to COVID and restructuring etc. It's taken awhile to get over that and I'm watching many others go through similar experiences, but when the dark clouds part much needed life perspective does set in, and for the better.

[@JeanVoronkova]

Hi Bob, thanks for the book rec I’ll def check it out. I’m not 50 yet but life def took a big turn for the better slowly throughout my 30s due to big changes in perspective. On the cusp of 40 now n feeling very at peace inside so quite happy about that heh. U sound like you too are in a good place now mentally, happy for u!

[@bobwildon8389]

@@JeanVoronkova Sure - the book itself is not so much about living in your 50s, actually covers more late 30s / 40s mindsets and examples of individuals addressing their own challenges of feeling a sense of dissatisfaction, and sometimes the feeling of being dissatisfied with dissatisfaction, if that makes sense. Explained a lot of what I've been hearing from friends and colleagues who are in that age range.

[@rayiscoolandawesome]

woow you're very close to 100k well done..and thanks for your sharing

[@JeanVoronkova]

Thank u Ray, glad u enjoyed the video. I also can’t believe we r nearing that 100k number it’s pretty surreal 🤓

[@rayiscoolandawesome]

@Jean Voronkova I'm so inspired by your stories, wish I could get into the same journey as you sooner. There were many relevant and tactical inputs that I'm taking from this video.I literally noted down all 7 steps that you outlined 😊. Once again well done on your 100k milestone soon ( it's 99.8k at this point of writing)

[@YuliyaGalaeva]

I've found this chanel acidentaly. Thank you for your videos, it's always useful.

[@vincenttan5414]

Saw you at a hawker center at Bedok. Enjoy your time in Singapore.

[@Micro_Learning]

Very sweet and smart presentation. Encouraging but not judgemental or pressuresome.

[@JeanVoronkova]

Thanks Jane, I really appreciate you appreciating the nuances of how I crafted the video!

[@luna7453]

thank you for your comforting channel and congrats for your journey ! :)

[@JeanVoronkova]

Thank u Luna dear, same like everyone we’re still just midway thru our own paths n finding our way forward everyday 🤗 let’s move together towards a nicer tomorrow!

[@prakashs687]

i am in India .i am watched your videoes nearly 3months happy to say that you reached 100k subscribers

[@JeanVoronkova]

Hi Prakash thank u for the kind note and for supporting the channel 🙏🤓🙏🌻 I’m very appreciative!

[@Tunettime]

Ohh Jean you are so so amazing, you always inspired people's and give a positive outlook in life, thank you so much for your wonderful words, this really helped to think more correctly, superb love it, Would love to share this to my friends to inspire them too and have strength to pursue their dreams and true happiness, best regards to you both, lovely couple 😊💝

[@JeanVoronkova]

Thank u SL, you’re always so supportive 😘🙏🙏🙏

[@luna7453]

thank you for expressing this ! :) i express my dreams to some people and they laugh at me or say i am arrogant to believe i can be happy and do this.. so i realise.. i was not respecting me enough.. to tolerate such people in my life. i declutter toxic people and toxic ideas.. i noticed real friends are those happy for you and encouraging and knowing your abilities and your path and advices can be said of course but never in a way to break your confidence and enthousiasme.. and since i take back my dream projects that i let in a corner for a while.. as younger.. i felt a need of advices and confort from people but now, still taking advices but from people i feel able to be happy for others And sincerely wishing the best for others and having dared to do their own path too :) sorry to express all of it but i feel safe here to share as i am sure we all wish the best for each one on this channel where we try to grow our own path :) wishing you all the best for your own path too :)

[@shogoracing4294]

Hi Jean, you’re such a nice person. Your husband as well. Thanks for sharing the tips and being an inspiration. I am doing what I can to create a great future for myself and my family, and hope that someday we’ll live amongst kind individuals such as yourself. Btw, I’m thinking of taking my family to Bali in either 2022 or 2023. We’d love to meet you and your husband while there if it’s okay. Either way, thanks once again for the videos! 🙏🏽

[@Thomasp671]

Such a smart intelligent wise beautiful soul.......... I hope you found what you are looking for in life my friend Jean.... :-)

[@stephenmaher2265]

Your videos are great and always very informative! Thank you for putting smiles on faces and please keep it up 😊

[@JeanVoronkova]

Thank u Stephen, for your time to watch n for leaving a kind note!

[@stephenmaher2265]

@@JeanVoronkova thx 🙏 for writing back I forgot to ask you how your head was coming along from the surfboard? Hope you’re feeling better!!!!!

[@weii2578]

Thank you thank you thank you!! 🥺

[@JeanVoronkova]

You’re very welcome, thank u for your time to watch n I do hope it helped in many ways 🦋🙏🌻

[@jemijonathan8121]

Hi we are Indonesian miss you content about Bali again..please stay and back to Bali jean

[@davidward1729]

Thanks. That was helpful

[@JeanVoronkova]

I’m glad, thanks!

[@blueskys2010]

i am elighten by your content to be honest...thanks.

[@JeanVoronkova]

Thanks Ari, I’m glad the video msg resonated 🤓🌻🙏

[@cristianlamb5156]

Hello Jean! It has been a long time not seeing a new video from you. Taking a time off? Miss your trips around Bali with your partner! Stay safe!

[@JeanVoronkova]

Hi Cristian! Yes, we went on a really long family holiday 🤭 it’s been a wonderful time, but we do hv a video coming out so soon, maybe tonight or tmr haha Vitaly is working so hard on editing right now, I hope u will enjoy that one! It’s ALL about going all over in Bali! Hope u hv been well and keep safe!

[@cristianlamb5156]

Hello Jean and Vitaly! Thank you for taking the time to reply. My wife and I already watched the new video you guys posted yesterday (30min after posted ). Happy to see your parents enjoying Bali. Stay safe!

[@cupoverflow2786]

GOOD JOB!!!

[@blackmamba3427]

Awesome video ❤

[@JeanVoronkova]

oh hey long time no see teman! I hope you are well :)

[@blackmamba3427]

@JeanVoronkova Hi Jean. All is well here. Thank you for asking. Trust all is well and happy there with your hubby. Do take care and stay safe! Cheers!

[@JeanVoronkova]

@blackmamba3427 all is good, thanks 😍 my parents r here w us for this month too so happy family times right now :) u too take care n stay safe!! 🌸🌻

[@asmrrelaxationtv8673]

Wonderful Content. thank you for sharing.Have a nice day!🧡👍

[@joyfultrails]

I work for an entity that does not align with my values. The problem with quitting is that I am personally ill-suited for hustle culture and devising a bunch of new, digital income streams. I'm almost 61. Guess I'll stick it out for 4 more soul-crushing years...

[@buupyboopy9306]

Me too, but what can I say? my daughter wants to have education overseas and that makes me need to work until my retired time.

[@dariadavid4390]

Thanks!🌸

[@JeanVoronkova]

Hope it helped! 🤓🙏

[@mingvlogs]

I’m okay with a 9-5 so long it’s remote or hybrid And if it’s hybrid can’t be too long of a commute

[@JeanVoronkova]

true that - commute can kill it sucks up so much time. Diff strokes for diff folks!

[@vigov2012]

You must be speaking for Singapore. For example, in Russia they do not work from 9 to 5. In Russia, they work from 9 to 7-9 hours.

[@investglobal0707]

can you invest in chinese stocks with moomoo?

[@Exploring80]

Great ❤

[@HumdrumSingaporeanREACTS]

😸 @Jean Voronkova 【You Make A Really Good Point!!!】 Really Grateful & Thankful for your educational and beneficial video~

[@HumdrumSingaporeanREACTS]

👍 Keep Up With the Good Work *98.8k sub* _So close to 100k Subscribers to this channel_

[@JeanVoronkova]

Thank u for this kind note, glad the video msg resonated with u 🙏🤓

[@HumdrumSingaporeanREACTS]

Awwwww... ... That's so nice and kind of you to say that!! I sincerely appreciate it @@JeanVoronkova 🤓 Looking forward to more of your amazing videos!!!

[@kaiman5307]

Thank you for you do

[@gerry2345]

I like this vid. How did you know that you wanted to live in Bali..

[@songtian]

Actually I’m curious abt one of your past time I keep seeing snippets of in your videos which u seldom talk abt - Your art/drawing They looks beautiful would u be considering showing us your works? Did u took art classes or just pure freestyle?

[@JeanVoronkova]

Heyo! I hv a collection of terribly hideous artworks accumulated over the last 15 years to show u haha! I started adult oil painting classes at 23 - it was always a childhood desire to be an artist (which I never said cos I sucked at art n it’s one of those things u cant openly declare in SG without scorn right?) since those classes I’ve been at it in my spare time whenever I can. N now 16 years later I can produce something decent occasionally lah.

[@JeanVoronkova]

How’s life in sg heehe

[@songtian]

@@JeanVoronkova as usual, suffocating & draining for me SG Def not for me need to find my own paradise

[@JeanVoronkova]

@@songtian yeah over the time we've been msging you sound quite disillusioned with life in SG.... maybe need to make a few tweaks so mentally u can be in a better place... pat pat

[@Eric3Frog]

😍❤️ you!

[@levosgiendesforets]

Hi where did you learn trading ?

[@itzelesquirol7745]

Where to start if I want to invest in passive income and I do not know anything about ? thank you

[@JeanVoronkova]

That’s a really good question n I can make an entire video about that probably but personally I started w looking at the US S&P 500 n trying to read up n understand how the stock market works generally. That can possibly be your starting point too? It kinda underpins a lot of the other financial instruments. Can look at bonds as well! Understand first n then choose what to buy wisely!

[@SCHO03]

Hi Jean! Thank you for your content, it's helping a lot to prepare for my move to Bali. I am currently researching a good health insurance company, and I was wondering which one you are using. Any recommendations? I am in my late 30's, fairly healthy, and I plan to stay in Bali at least for 1-2 years for now.

[@lineappidjean.v1232]

Reach out to me directly on the contact above 👆more insight

[@JeanVoronkova]

Hey girl! Exciting to hear about your move! I’ve got my basic health coverage back in SG, and for the stuff that may occur in Bali I am using Safetywing Nomadhealth - there’s a link in the description below actually. So far the combo has given me adequate coverage but mainly I take care of my health stuff when I’m back home I guess!

[@SCHO03]

@@JeanVoronkova Thanks so much! Yes I saved the info :) I just watched your newest video, travelling with your parents and it was so sweet!

[@dominichill1492]

Jean I love all you're 7 steps of building a life outside a 9 to 5. Jean you have beauty and brain's mix in with a sweet loving personality. When I watch you're videos I always learn something from you sweetheart.

[@JeanVoronkova]

Thank u Dom! Wishing u a good weekend!

[@thecowegg]

Being employed for too long can make you take instruction endlessly till you forget how to direct your own life. When you quit your job, suddenly you’re given tons of freedom and zero instructions ( that’s where it gets tricky ). It’s hard to be self motivated and create your own road map ( for those who has been employed for far too long I mean ). Just my 2 cents 😉

[@JeanVoronkova]

I absolutely agree with what u point out cos I have sort of experienced it myself. Sudden freedom can be terrifying when one has been deprived of self decision for too long. But all the more it suggests that one must start down that journey of regaining at least some self determination over one’s life asap, no?

[@thecowegg]

@@JeanVoronkova I fully agree and admire your transition Jean. That’s why I follow you and also suggested a few of my friends who’s been employed for too long and has been retrenched and lost now 👍

[@KhiladiTraveller]

Super ❤️

[@JeanVoronkova]

Thanks 🙏😊

[@irawechsler5540]

You cater to self improvement. I cater to those who want to improve society for those who can't afford to leave their job and will NEVER be able to afford to leave their job: the working class. You seek entrepreneurial goals, I seek to eliminate entrepreneurship in particular and capitalism in general.

[@weetak]

sigh, as a gay, Only Fans is not an option. Long live Siew Puiyi and Tong Lee Yann

[@aaadin7257]

Enlighment

[@JeanVoronkova]

Thank u! Cheers Aa

[@SenorJuan2023]

Time stamps please!

[@skywatcher7777]

Just watch the video it’s 12 mins

[@SenorJuan2023]

@@skywatcher7777 Time stamps so I don't have to waste 12 minutes on stuff I might already know. SMH

[@johnnyquest6894]

Disbelief or disappointment?

[@vktravellog1242]

I hope to get rid of the 9 to 5 in 5 years and ditch this rat race!

[@ecliqxse9591]

Not for everyone , what if u have kids .. it may work some people only..

[@frogfoot1653]

Duh .. just want to see bali and other beautiful places .. not expecting to hear crypto or whatsoever by subscribing your channel

[@מיבראאלה]

Love the beautiful videos very much We would appreciate it if you would dress a little more respectably and modestly Thank you and good day!

[@AndrewTube]

first!

[@JeanVoronkova]

Aww thanks!

[@lizzie7929]

❤

[@JeanVoronkova]

🌻🦋

[@lizzie7929]

@@JeanVoronkova 🦋🌸

[@beautifulstranger101]

#moomoo

[@JeanVoronkova]

Yep!

[@sarveshm6779]

well, here's another one; its not as easy as she explains jst like a commercial; lol; btw, she can audition for one; coming to qutting 9-5; is a serious hustle; especially when u r in debt.

[@QQQBall]

I read a book by Paul Terhortz (or something like that) many years ago called "Cashing in on the American Dream, How to retire at 35." He did the math and retired early but he also noted that you can always go back to work but wont make the same income that you did before (in the same job/field... Its a good thing to consider; the choice is not binary to either work forever or quit and never work again. There is ALOT of excellent advice in this video. One thing that Jean points out in her intro is that she lives on passive income. Yes debt limits options and in some ways the opposite of passive income. Eliminating debt is in a way like increasing passive income (by reducing your overhead and therefore less passive income is retire to your professional or COJ (Crappy old Job). I do understand the positive impact of interest rate arb; borrow at one rate and leverage at higher yield. Really, the biggest hurdle is FEAR. Geo-arb really lowers the monthly expense nut. Thanks for another great video Jean.

[@JeanVoronkova]

Debt isn’t always a negative, for example: I still currently have a mortgage which I service via rental of that property, due to having managed my refinancing properly I still hv a fixed low interest rate currently in this climate of high interest rates, which means the money i save not paying off my mortgage can be earning higher fixed deposit interest rates elsewhere. Debt is also part of financial management n can be used to one’s advantage. But ultimately one must be managing one’s finances properly in the first place. I wd never advise anyone to quit their jobs if they need the salary to service their debt. That’s just irresponsible and dumb.

[@JeanVoronkova]

Hi QQQBall, thanks for your comment, n it’s really nice to know that there’s you in the audience who understands the background nuances to my videos (the caveats to the video cd go on forever of course but for brevity’s sake it’s mostly for ppl to surmise). To add to your point, we see retirement as not having to work for others and on other people’s terms. We still remain active in our retirement and what we do does not preclude activities that cd possibly generate income, for eg: this channel, which was born of a combo of my hubs hobby for cam work n my interest in telling stories, or perhaps my art, which has received many offers for purchase (not that I’ve actually sold any tho, I’m not confident enough yet to do that haha). Also, I think if u shd exit the 9-5 life but later on decide to u turn back, I’ve done it for a short period before, 4 years after I initially left, n I managed to get a similar pay in a slightly parallel field, and I’ve also known ppl who have u turned who weren’t significantly disadvantaged by the fact that they left. I think a lot of it is how u “package” your time away. Just my two cents :)

[@estrella5218]

Why do you want people to support you financially?

[@JeanVoronkova]

If you’re referring to the buy me a coffees, they don’t support my life for sure! But each time someone does it that token of belief n encouragement really motivates me to keep on producing better independent content

[@estrella5218]

​@@JeanVoronkova Coffees up to a maximum of 500 Euros/US dollars that your followers can donate? LOL!

[@dennisolive4741]

Hey Jean you are doing a good job of helping people get out of the rat race, but you are still telling them to find happiness through chasing Money! That is totally not the way. Teach them to follow their hearts, and give kindness, love, and generosity to all including Mother Earth with no fears of losing their security. I miss your videos of you living in Bali and living with the locals. If you give 1 it will return as 10. Peace and love, Dennis

[@JeanVoronkova]

Hi Dennis, I disagree w your interpretation of my video. As a person and in the videos I don’t believe I hv ever represented that the pursuit of money is no. 1, in fact I think I mostly try to represent the opposite. But the fact of life is that we all need to be financially responsible for ourselves, to lead the life we do. This video is geared to help people achieve at least that basic level of financial independence to pursue their own passions if the job is not it for them. I think that is the basic starting point to getting to a position in life where you are able to give to others. If you can’t be financially responsible for your own life what on earth will u be able to give n share n contribute to others n the local economy?

[@lspitupitu]

😎👍👍

[@JeanVoronkova]

Thanks! 🙏🤓

[@tahu1349]

Bia lan

[@dennisolive4741]

Jean i appreciate what you are telling people, But you are still focusing on Money! That is not the way to find happiness. You have to find it in love and compassion and helping others who are less fortunate than you. Give the the children quidedence.

[@SiriusTheKid]

5 years later: why quitting my job was a bad idea.

[@ddoxobb]

wage slave? so derogating, I don't even watch and clicked the unsubscribe right on. Ah nia, you are blessed and got options, but there are many others who are less fortunate and got mouths to feed.

[@JeanVoronkova]

So? It’s not as if if I don’t use the term, which is a valid and existing term in common usage to discuss workplace problems, the problems of differences in income n skills distribution is gonna disappear right? Or does it make u feel more comfortable if everyone just avoided pointing it out? Anyway this channel and my discussions do not seek to solve those kind of issues. I can only contribute to issues I hv experience to share my input upon.