How To Save Money & Not Be Discouraged / Chicken Recipe!

[@vixxcottage]

I was so proud I was able to make bread for less than 50 cents per loaf. My friend laughed at me. She thought it was ridiculous 🙄. I offered to help her set up a food pantry. She refused. Another friend thinks I am strange because I do a cost breakdown of meals. I now pay bills one month ahead. Also do grocery shopping once monthly. I am trying to track all my money as you suggested. Am looking at my expenses from this time last year. I paid off a lot of debt in 2020. Working on the remaining. It is wonderful to find like minded individuals!

[@FrugalMoneySaver]

Vicki you are doing so well!!! Awesome! Yes, people don't always agree with our philosophy but that's okay...we agree with it LOL!

[@lorrenagoodwin1333]

I feed the birds in my yard and love to watch them thru the window. I find it calming.

[@FrugalMoneySaver]

Oh we do too Lorrena! We add their food to our pet food budget lol!

[@lindawilson8434]

Yes me too!

[@frugallyretired9960]

I ignore them - especially in my old age. My brother and his new wife (a few years ago) were aghast that we had an older drip style coffee pot LOL. My half sister and daughter visited a few years ago and my sister noticed that I still had a makeup vanity that I got from her for free when I was in my teens. I am now in my 60s and still use it. Just had to replace the stool seat once. Hubby's sister and husband visited a year ago and you could just see on their faces that we were not living the keeping up with the Jones's lifestyle. 😀 We are comfortable with our house paid off (in our 50s) and vehicles paid off (in our 50s). No debt is a wonderful life. Our mail is a PO box and we no longer have any animals so we can just shut the door and leave town at a moments notice. Not so much this year of course. Loving your videos. I know - LONG comment.

[@frugallyretired9960]

This week is only the second time in my adult life that I purchased new baking sheets 🤣. The old ones were over 40 years old. The finish finally gave up and so these should last us the rest of our lives.

[@FrugalMoneySaver]

There is no such thing as a long comment! You listen to me for 20 minutes why can't I listen to you? Love when you all share! We still have a drip coffee pot too LOL!

[@cherylT321]

When my younger brother came to visit me a few years ago, he noticed that my television was from the 1990’s! He asked me why l hadn’t upgraded it. I said why should l when there’s nothing wrong with it! Sadly, this last month, I had to buy a new television. The one l had started to have too many issues then started turning itself off, refusing to turn back on! At least the old television lasted a long time; l’m grateful for that!

[@franalesi320]

We were also asked why we had the old TVs! We replied that we weren’t replacing them until they died. We took some ribbing from a few people. We don’t have to run out to buy the latest and greatest which is why we can afford what we need which feels sooooo much better! 👍

[@summerrose4286]

@@frugallyretired9960 i still use my grandmother's baking sheets and the pots and pans my mom and dad got for their wedding.

[@kathleensigmon1085]

You most definitely have “the gift “ of encouragement! Always a blessing 💜

[@FrugalMoneySaver]

Awww thanks so very much Kathleen! So kind of you to say!

[@ayela562]

I think people get uncomfortable because they don’t want to think about their own spending. Years ago I quit drinking. The only people who had a problem with it were people who drank a lot 🤷🏻‍♀️. I didn’t miss it . Generally though most people are good about changes we make. Thank you for the encouragement, it’s always so nice to watch your videos❤️

[@FrugalMoneySaver]

Thanks so much Amanda for sharing! Appreciate you being here!

[@cherylT321]

I’ve never been a drinker, l don’t like the way any of it tastes. When l was younger, l did notice that people seemed to get annoyed when I would say that I didn’t drink; and would try to urge me to try other drinks, when l would say l didn’t like the taste. Those same people would get angry when I would say no thank you and stuck to soft drinks...Never did figure out what that was about!

[@debbiemurphy5050]

Your comment on how to react when people don't understand your lifestyle choices in trying to not spend money is spot on. The girls that I work with are always commenting on my older vehicle. There's nothing wrong with my car. It looks new, it's got low mileage, it's economical and it's reliable. My perfect comeback to them when they say to me "I wouldn't drive an older car like yours" is "I wouldn't have your payments!!! And oh by the way, I paid cash for it!"

[@tugboatgirl1296]

Good comeback!!!!!

[@FrugalMoneySaver]

LOL Debbie! I love that! Good for you! Thanks for watching!

[@leiannalogan4197]

I have two neighbors that have given me a hard time about "air drying" my laundry! I do two loads a week, light and dark. These are my clothing and I choose to hang them inside my apartment to air dry. I do the sheets and towels once a month, and they, go into the dryer. One neighbor argued the point with me and she looked at me and said... "oh, your cheap". I so "no, I'm not cheap, I'm frugal". So my point also is that if I were using a clothesline, nobody would say anything about it. I save $250 a year by air drying my clothes. Each cycle, wash or dry is $1.25.

[@FrugalMoneySaver]

Yes, people don't understand the difference betweeen cheap and frugal sometimes!

[@wandahall4435]

Ritzi & I are happy to see Y'all!!! I'm going to have My car paid off in June & am not going to finance again!!!

[@FrugalMoneySaver]

Wanda that is so wonderful! So happy for you! Tell Ritzi Dixie says hello!

[@lisacalandra2474]

I wish I could bottle up your positivity, I could sprinkle it on people who need a little more positivity ! Always enjoy your videos. Keep them coming!

[@FrugalMoneySaver]

Thanks so much Lisa! That is very kind of you!

[@lindawilson8434]

Thank you so much for all these videos My husband will be retiring this year and even though I try my best to be careful with money ,watching these videos I can always learn something more. I feel like I have a community here because our family does not live like this. Fancy houses,cars, and exotic trips. I don't know if they look at us as if we are poor but we are content. We have a beautiful home close by the sea. We love it. I know that is what God wants us to be content There are basic needs and with those we should be content Not saying we don't have fun treats in our life because do. Maybe it is age but I have learned material things will never satisfy. Thank you again

[@FrugalMoneySaver]

Love your comment! You hit it right on the head when you wrote about being content and that material things never satisfy! Thanks so much for sharing Linda!

[@BeerBikes]

Paul's hilarious, got jokes for days. I think Paul found his niche, food blogger. Chicken looks delish.

[@FrugalMoneySaver]

LOL! Yeah he keeps me on my toes!! Thanks for stopping by!

[@margaretschaefer9786]

Looks like you have a beautiful trail for your walks. I love walking in winter...no bugs or snakes and my cheeks get the red rosy color from the cold air.

[@FrugalMoneySaver]

Oh yes our cheeks, our fingers, and our toes got nice and rosy LOL! Thanks for watching Margaret!

[@GretchenBostrom]

The older I get, the less I care about what others think. Plus, I’ve found the ones who criticize are usually the ones mired in credit card debt and are more concerned with keeping up with the Joneses. That’s cool if that’s what they want to do. But it doesn’t mean I have to do that. You do you is my motto.

[@livinginthemoment1625]

I always say I'm on a strict budget. It's not something l can buy right now. That always seems to work for me. Im tired of being broke and scared.

[@FrugalMoneySaver]

Good for you! Great way to phrase it for sure! Thanks!

[@BibbyVelum1]

Hang in there lady, you'll get there.💖

[@libraryminnie7674]

Financial insecurity is a very emotionally taxing place for psychological well being, so is food insecurity. I hope 2021 will bring you an abundance of opportunity to move onto more solid ground!💜🙏🏽💜

[@summerrose4286]

Bless your heart, I know what you mean. Don't be afraid, Jesus is with you. He says Never will I leave you, Never will I forsake you.

[@kittmiller2212]

I find the less you tell people, the less you have to put up with their comments or negativity. I bought the instant pot air fryer oven after the second use the door fell off so i would never recommend one. What a beautiful place to walk, I had lots of family in that area at one time I have always loved NY.I lived in Lower Manhattan in the late 60's and early 70's loved my church there Trinity Episcopal on Broadway. I had the coolest apt in Gramercy Park which was rent controlled.

[@FrugalMoneySaver]

Kitt we are blessed to have the mountains and trails here where we live! You are so correct...the less people know the better lol!

[@kaelaleedaley]

You guys are great and I SO appreciate your encouragement on being bold and authentic, especially when confronted by others who live outside of our "Frugal" community. We have been feeling the pressure recently to borrow some money from Family (SUCH a kind offer) in order to buy a bigger/better finished home, rather than the older, modernisation/some care needed homes that we want to live in. It took a lot of strength for me to reassert our views and reasons for buying this particular kind of home and how it ties in to a lifestyle we so enjoy living. I do find it hard to be firm sometimes but it's always worth it. Thank you for your excellent videos as usual xx

[@FrugalMoneySaver]

KaelaLee thanks so much for watching! So happy the video was encouraging!

[@gwendolynjulien4851]

We have walking trails near us. The University of Maine is about 8 miles from us and the UMO has many walking trails, some students run, or bike it, we walk our dog. We are blessed in Bangor as we have a walking trail that goes out over a bog and signs that tells you what animals you might see, also benches along the way to rest. Some signs that point out what we are looking at, types of wild flowers, bushes, trees, birds that we might see. All along the trail. We love it. Dogs are not alloud on the boardwalk. But are aloud on the trails and dog stations to pick up doggie do do bags. It's free to enjoy. Oh ya, a few picnic tables and men's and women's outhouse for emergencies. No air freshness, but tolet paper and wet wipe for hands.

[@FrugalMoneySaver]

Sounds like a great day out!

[@davidjenson7773]

BEAUTIFUL OPENING.

[@FrugalMoneySaver]

Thank you kindly David!

[@marykelly4680]

Layaway for Life🤣🤣🤣love it

[@FrugalMoneySaver]

Just keeping it real Mary LOL!!

[@stevem6949]

Wife and I are going to do no spend Feb.thanks to you

[@FrugalMoneySaver]

YAY STEVE! Keep us posted on how it's going! Thanks for being a part of our channel!

[@stevem6949]

@@FrugalMoneySaver thank you we will.

[@barbnauman705]

What a beautiful trail!! Even in winter, nature is beautiful!!

[@FrugalMoneySaver]

It really is Barb!

[@barbnauman705]

Emmie, Lots of people do one week each month where they do a “ no spend.” One week every month of no spending, equals THREE full months of no spending!!

[@FrugalMoneySaver]

Yes I think we may do something like that as well! Great idea Barb!

[@tamihill4229]

Emma you need to put together a small cookbook with all your budget meals.

[@FrugalMoneySaver]

Awww thanks Tami!

[@MsDoglover02]

I use my electric pressure cooker to cook chicken breasts for chicken salad with cranberries & almond slivers that's delicious! I can cook it from frozen or defrosted which is great. I also use it to make fall off the bone inexpensive chicken for my dogs, rice for their meals but make the potato, carrot & vegetable mixture for them on the stove with the chicken broth from the pressure cooker and some more water. They love it and it's an inexpensive, healthy meal for a few days since they are big dogs. I'm loving watching these older ones that I queue up. :)

[@FrugalMoneySaver]

Thanks so very much!

[@tugboatgirl1296]

That's a nice tip for new frugal peeps....yes some people don't like when others comment about being frugal.... Guess we've been pretty careful about spending forever so I've never cared....able to send both our boys thru private catholic school kindergarten thru high school and fully pay for their colleges education and degrees. They are both under 30 and now building their nest egg for retirements, house and kids....they thank us for teaching them finances. They tell us they see and hear about friends parents that are in debt....hope a lot of your followers can learn from you.

[@FrugalMoneySaver]

What a wonderful testimony! You should be very proud! Thanks for sharing!

[@tugboatgirl1296]

@@FrugalMoneySaver you're a good example for those who don't know where to start and probably didn't have parents that had good financial abilities with budgets, saving, goals.... Your channel is very soothing and kind....I watch for entertainment and enjoy it!!!!

[@FrugalMoneySaver]

I appreciate that very much!

[@BibbyVelum1]

I am so happy to save, haven't been discouraged yet. Thanks for sharing your joy. Much love from PNW.💕

[@FrugalMoneySaver]

That's so wonderful Teresita! Thank you so much for watching!!

[@MsSarahJam]

I'm on a low buy/no buy and feel it's going well. My rules are 'low buy' for necessary food (for my meal plan), 'no buy' is make up, alcohol and toiletries, and 'spend' is fuel for my car, essential items for the dogs and utilities/existing DDs. I guess the fact that I've made my own rules really helps; i had only planned on doing this for January but it's gone so well that I'm going to extend it out to the whole year. I'm allowing myself a tiny treat at the end of each month (this month it's £7.50 on 5 x white wire storage bins from Asda my kitchen cabinets). I'm paid on the 27th and I'm really looking forward to doing my next budget. I've saved £305 from my salary this month (I work part time and have a low salary, but no mortgage or debts) and the cash from my lodger now goes directly into my savings account.

[@FrugalMoneySaver]

Sarah what a great positive attitude! I love the idea of a monthly treat! So motivating! Thanks for sharing!

[@marynienhouse6143]

At our home, we call it swimming upstream. It’s easy to go with the stream, popular spending ideas. When you don’t conform, you against the society’s expectations. Thus we swim upstream. 😊 You are spot on, Emmy! People will view you differently. They will also notice you are more content, happy and much less stressed! You might be able ( like you and Paul) teach them how to swim upstream! Just keep swimming ❤️

[@FrugalMoneySaver]

Love that...just keep swimming! Thanks so much Mary!

[@lisahaffner3337]

Thank you for the encouraging words. I guess I’m lucky that I haven’t come across any negativity while saving for my goals. I paid off my car today. 2 years and 7 months early. Paid February payment early and pulled from savings to pay the last payment. I’m going to try doing the low spend so I can tackle the 2 remaining debts

[@FrugalMoneySaver]

YAY LISA! That's great that you paid off your car! Great job!

[@BibbyVelum1]

Hooray!!!👏

[@cherylT321]

Congratulations 🎉

[@stevem6949]

Congratulations

[@karenschutte2856]

"....it's either boil water on the stove or throw it in the pot." Paul is absolutely priceless ! And Paul sounds exactly like my hubby. This lifestyle does provoke alot of unnecessary comments, and sometimes unkind, from people. However, it's practice in learning how to be gracious. I have gotten better over the years but still working on it. Really enjoyed your wisdom. Have a wonderful weekend.

[@FrugalMoneySaver]

Karen so happy you enjoyed the video! Thanks so much for watching!

[@Mr.SLovesTheSacredHeartofJesus]

Hi from Buffalo. I just found your channel and became a new subscriber. I'm looking forward to seeing all of the videos you have coming for the new year. Plus, I'm going to be watching your back catalog of videos. I'm interested in getting my finances and life in shape for this new year. And to live a more frugal, simple and sustainable lifestyle. Keep up the good work.

[@FrugalMoneySaver]

Welcome Mr. S!! My husband is origanlly from the Buffalo area... actually North Tonawanda to be exact! So happy you are joining us! Thank you!

[@Mr.SLovesTheSacredHeartofJesus]

@@FrugalMoneySaver That's great. We are neighbors now. ;)

[@Lynn-tz3cp]

Oh Emmie, how interesting that Paul grew up in North Tonawanda! I grew up in Tonawanda near Ellicott Creek Park... Graduated Sweet Home High School in the 70s...😃 Go Bills!! Thank you for all the wonderful videos!

[@FrugalMoneySaver]

Lynn Paul grew up on Dexter Terrace! He was about 5 houses away from Ellicott Creek Park!! Small World!!

[@Lynn-tz3cp]

Omg... I grew up on Dexter Terrace. A family member still owns the house.

[@douxchats2868]

I LOVE my morning walk (at 6:00 am!).... it's a wonderful way to start the day even if the sun is just waking up 😊 I've been self-sufficient since I was a teenager and I put myself through college. Frugal living is my norm 😉 Please thank sweet Dixie for her camo....she is pure joy 💗

[@FrugalMoneySaver]

Oh Dixie the Diva says thank you so much lol! Wow it's pitch dark here at 6am! You sound like you have figured out the frugal lifestyle wonderfully! That is so great to hear! Thanks!

[@dolphinwatcher415]

Thanks for taking us on your walk. Love to see things I don't see in coastal Florida.

[@FrugalMoneySaver]

Oh gosh I'd love to see coastal Florida right about now LOL! Thanks for watching!

[@marilyngandhi8571]

👋😃❤️🇦🇺Thank you for sharing with us ❤

[@mppar3104]

Thank you for taking us on a walk with you!!! What a blessing to see the woodpeckers ! Praise Jesus!!!! I love y’all so much ! Thanks for the encouragement!!!!! Recipe looks SO good too ❤️❤️❤️

[@FrugalMoneySaver]

Thanks so much Mp Par! So sweet! Have a blessed day!!

[@catinacheatwood3084]

I could watch your channel every day Love you guys

[@FrugalMoneySaver]

Catina you are so kind to say that! Thank you!

[@kmars3239]

I agree. 🙌🏻

[@FrugalMoneySaver]

Thank you K Mars

[@judymcpheron5955]

Thanks Emmy, Mike and Dixie too!

[@dori1425]

I am working on not needing to justify anything to anyone on how I choose to spend my hard earned money. Because people will always have a comment, in fact I broke ties with a friend because all she did was talk about other people’s money. I am way over 21, I earned my money legally, working hard for over 50 years. So if I choose to spend or not spend my money to their standards it’s not my business if they choose to worry about my money. People sometimes can be too nosy. I love your marriage and your home and the partnership you and Paul have. You can’t buy, that it’s the real thing.

[@FrugalMoneySaver]

Dori what a great attitude! Thank you for your kind words... Paul and I are really best friends!!

[@kathleenkline4622]

Paul is a hoot! And, his poker face isn't very believeable...the surpressed grin as he took the first bite of chicken said it all! What is it with men and green beans? All of my guys love them to the point of stealing them out of the garden and munching on them as snacks (better than chips, that's for sure). I definitely will try this recipe on them...I agree that you can't possibly go wrong with bacon and cheese. Stay warm...spring IS just around the corner!

[@FrugalMoneySaver]

YAY! I knew it had to be around the corner lol! Thanks so much for watching Kathleen!

[@mommabeara2676]

Lol.....Same here, I have not made "friends" with the Insta-pot either!!!! 🤫🤭 Thank You for sharing! ❤ Many Blessings!

[@FrugalMoneySaver]

You are so welcome! Blessings to you as well!

[@lindashaw9034]

There is less snow at your walking path than there is in the Berkshires. It has been snow showering most days. I have never seen two of those wood peckers at one time. What a treat! I guess spending or not spending is a life choice, but I really haven’t found any items that I needed to buy except some Valentines for the littles this month. I did replace a CO2 detector. I’m still working on the first groceries that cost around $80. I’ve hauled out a lot of goods decluttering my home. I didn’t need more things. Great looking chicken recipe! Hope you and Paul are doing well.

[@FrugalMoneySaver]

Thanks so. much Linda! Yes, thank goodness it hasn't been snowy! Hopefully it will stay that way lol!

[@aletajade9499]

I appreciate your wisdom about being secure with our decisions and sure of who we are and what our goals are. This is where I really struggle.

[@FrugalMoneySaver]

Yes, sometimes it is hard! So glad the video was helpful Aleta!

[@wandahall4435]

Made a salad w green onions,cucumber, blue cheese & salami that needed to be used up...

[@FrugalMoneySaver]

Love that Wanda! frugality at it's finest!

[@robinmeier6048]

Dixie looks like our childhood dog named Spooky! Paul is funny!

[@FrugalMoneySaver]

Robin, between Paul and Dixie they keep me smiling lol!

[@bernieozzie7480]

GO Emmy, great pep talk. Sometimes you need to hear a vindication of your choices. Paul is a star✨

[@FrugalMoneySaver]

LOL! Thanks Bernie! You are such a blessing to our channel!

[@sarahauterson293]

Thank you for the encouragement. I always enjoy your little talks.

[@FrugalMoneySaver]

You are so welcome Sarah! Thanks for watching!

[@EmilyDowgialo]

I loved seeing the walking path and the birds! Sounds like it’ll be a cold winter but you’re right spring is coming!

[@FrugalMoneySaver]

Wasn't that woodpecker amazing! Thanks so much Emily for being a part of our channel!

[@holly_at_home206]

A warm virtual hug. Thanks, Emmy.

[@FrugalMoneySaver]

You are so welcome Holly!

[@anniecharlotte4469]

Dixie belle is so sweet with her tail wagging for a treat!!Yes you blessed me. thank you! (Got my vaccine!)

[@FrugalMoneySaver]

Thank you Annie! Always appreciate your support so much!

[@kmars3239]

Also when ever I make my mashed potatoes I had cream cheese to it, with the butter and milk. Emmy try it, people say that are the best mashed potatoes ever...💁🏼‍♀️

[@FrugalMoneySaver]

OH YUM!

[@ireadnewton]

I appreciate your recipes and tips, Emmy, and, yes, I will admit that I needed encouragement yesterday, so thank you. Also, your advice in a recent video to earmark a shelf in your refrigerator for leftovers is absolute genius! This morning, making soup from leftovers as I often do was so easy because they were all in one place. On spending, as my mom used to say when pressed on the subject, "I can afford it. I'm 'choosing' to spend my money somewhere else." My money...my choice...The important people in our lives understand that this is how my husband and I live, and, especially regarding our children, in a world full of voices that would influence them otherwise, we are trying to set an example for what being a good steward looks like. We have no long-term debt by choice, no mortgage or car payments, which required us to make some hard choices along the way, but I am truly thankful we took this path.

[@FrugalMoneySaver]

Absolutely right Kimberly! We make the choices we do for a reason! I'm sure you are setting a wonderful example for your children!

[@morningswithgranny7789]

Hello Friend. We use to have a pileated woodpecker who woke us up every morning. We had a street sign outside our bedroom. That woodpecker, I think he was kin to Woody Woodpecker, would try to drill into the sign every morning !!!. People love to criticize. I tell people, when you start paying my bills, then you get a say so of where my money goes. My entire life has been a low spend challenge. We have always been below poverty level. We made do and I still make do

[@FrugalMoneySaver]

Granny!! How are you my friend? Always so happy to see you here! Yes, you are an amazing example of a happy frugal life! You are always counting your blessings and being thankful!!

[@maryannrogers8675]

Thank you for sharing your morning walk with us. The woodpecker was an added bonus. The chicken looked delicious. I think Dixie wanted to try some. Take care

[@FrugalMoneySaver]

Yes, Mary Ann Dixalina wants to try everything we eat LOL! Thanks so much for watching!

[@kathymiglio8196]

Thank you for the encouragement. I watched this video twice. Wishing you and Paul blessings!

[@FrugalMoneySaver]

You are so welcome! Glad it was helpful!

[@Kimberly-yx3gn]

Hi Emmie. Retired almost a year ago in California right before C 19 caused all the havoc. Planned on working part time but unable to because of the lockdowns. Right now we are eating from our stockpile and probably will for awhile. Its helping us to do a low spend. Enjoy your videos and recipe ideas. Take care and thank you for sharing.

[@tugboatgirl1296]

Congrats on your retirement...I too live in California and retired in April during the pandemic...a little earlier than planned but decided exposure in the hospital was a risk

[@FrugalMoneySaver]

Kimberly thank you so much! You take care as well!

[@jeanne8507]

“You’re not gonna like it...at all. So I’ll finish it all.” 😂😂😂

[@FrugalMoneySaver]

Yup that's Paul LOL!!

[@jackien4959]

I’m jealous of your weather.... I think it belongs here in IL...

[@FrugalMoneySaver]

Yes, it's been milder...lol Next week it's going to be frigid Jackie!

[@helencourt2739]

Video and encouragement has been very welcome. We are coming to the end of our first no spend January. We spent on bills, food and heating. Setting us up for the year ahead.

[@FrugalMoneySaver]

Helen how wonderful! We are doing our first low spend January too. So happy you are doing well on it! Thanks for sharing!

[@debcrawford3339]

My fav part was your walk and the woodpeckers. So cool! That is so true to really look at the beauty around us. Blessings to you and Paul and, of course, DixieBelle.

[@FrugalMoneySaver]

Thank you Deb! Blessing to you too!

[@sandraboose1543]

There is woodpeckers here in the mountains. They are neat but they can destroy too. Love your videos. Have a great weekend! We have gone low spend. Second hand shops are great for this. We are aso doing the pantry challenge and freezer. Fun seeing what you can come up with. Have a good one.

[@FrugalMoneySaver]

Thanks, you too Sandra!

[@kakelinga]

I love the fact that you know who you are as a person and you both know who you are as a couple. I come from a family of spenders and my husband and I learned the hard way not to keep up with the Joneses because the Joneses are broke. I'm glad that we made a change and that our two adult children have learned how to handle their finances and are not having to learn the hard way like we did. Thanks for another wonderful video and that recipe.

[@FrugalMoneySaver]

Thank you for sharing that! "The Joneses are broke...brilliant!!

[@karenrichards1917]

I'm new to your channel. When I saw you have a bacon grease cup my heart leapt for joy. I've always kept my bacon grease for cooking.

[@FrugalMoneySaver]

LOL!! Welcome! So happy you found us! Thank you!

[@francinehogsett3065]

Great job!!!!! I’m a green bean person also 😊

[@FrugalMoneySaver]

Yes, Paul loves green beans!

[@bessieoriotis5104]

This is the first time I have ever seen such a trail. Beautiful.!

[@FrugalMoneySaver]

Thanks so much Bessie! Yes, it's wonderful!

[@libraryminnie7674]

What a nice surprise to see you guys today. I refinanced my mortgage this afternoon, shaved 7 years off the loan by moving to 15 year and lowered mortgage interest percentage from 4,5 to 2.25. I have been saving to finally get my loan right side up. Didn’t touch emergency fund or money for house repairs. So relieved, can’t wait to sign the papers! Thanks for your pep talks! You are the Knute Rockne to folks working on our finances!

[@FrugalMoneySaver]

Love that! I had to look up who Knute Rockne was lol! What a compliment! Thank you!!

[@libraryminnie7674]

@@FrugalMoneySaver lol, it is because I am a fossil who sometimes makes obscure references only recognizable to other fossils like myself!!!😂🤣😂

[@libraryminnie7674]

I haven’t seen one of those pileated woodpeckers in ages!! When you see them in person they are so much larger than you’ve imagined.

[@claudiazam-rod3362]

Aww another great video! Thanks love the doggie 🐶 and that chicken looks so good!

[@FrugalMoneySaver]

Thanks so much Claudia! Appreciate you watching!

[@barbarawilliams979]

Loved the woodpeckers and the chicken looks delicious. Thank you.

[@FrugalMoneySaver]

Glad you enjoyed it Barbara!

[@alysonwallace6600]

I always look forward to your videos.

[@FrugalMoneySaver]

We appreciate that Alyson! Thank you so much!

[@annettep28]

Hello, new subscriber here. Myself, I am in the lucky situation, that nobody opposes my savings-plans. That may be, though, because I told people, that I am saving up for a complete renovation of my flat and will save, where I can save. Halfway through this month though, I had to do a major food-stock-up. But I'm good in books and DVDs and everything else, except properWintershoes, but thatismy own fault.😁 Because of lockdown, here in Germany, it will beat least until mid-February, that I can buy some and then I have hopeof sales.. I like your Videos, well, the two I saw, but I assume, that I will like them all.

[@FrugalMoneySaver]

Welcome Annette! Thank you so very much for joining us! So happy you are here! Thank you!

[@Lee-fb4oj]

Awesome video! thank you🐶🐧

[@FrugalMoneySaver]

Thank you too Lee for watching!

[@lizm5991]

Your husband is too adorable!!! God bless you both ❤️

[@FrugalMoneySaver]

Thank you Liz! God bless you too!

[@SissyKay]

What a beautiful path. Wow! Big woodpeckers getting their breakfast bugs! I heard Dixie's bark of approval of that chicken dish too! It does look delish!

[@FrugalMoneySaver]

SIS! Yeah the bike path by us is a pleasure to walk...nice and flat lol! Hope all is well!

[@rochellethundercloud346]

This is true.people always encourage wild,out of control spending,but.frugality?not so much.why you not out at all the stores?why you not spending every cent you have?why you worried about debt? Uh,because id rather be responsible and handle necessary items first and hold off on unnecessary items.

[@FrugalMoneySaver]

So true Rochelle! You are so right!

[@gaildoyon4082]

The chicken looks really good! I will definitely try it. I have people in my life who have pressured me at times to go and to do things that i dont want to spend money on. I always end up feeling uncomfortable or a little guilty if i dont give in and do things their way. I try to do what i believe is best and i realize others do not always understand. Not easy. Thanks for the encouragement.

[@FrugalMoneySaver]

I totally understand Gail! I think that happens to all of us! So glad the video was encouraging!

[@tugboatgirl1296]

See what a great support you are to others.... I am being lazy on this rainy california day reading all the comments...ha ha

[@lisamillercreates]

That meal looks so good. I make popcorn in bacon grease.

[@FrugalMoneySaver]

Oh my gosh Lisa I never thought of that! I bet it is so good!

[@lisamillercreates]

@@FrugalMoneySaver it really is so good. You don't need to add salt or butter. I've been doing it like this for about 45 years. A sweet neighbor taught me.

[@jeannel1065]

Yummy dinner. I bought myself an InstantPot that remained unopened/unused for 2 years. I finally tried it out a couple of weeks ago and have made white beans and split pea soup using online recipes. Both turned out very watery. I’ll try mashed potatoes next!

[@FrugalMoneySaver]

Jeanne I think they were some of the best mashed I have ever had honestly! Thanks for watching!

[@tugboatgirl1296]

Watch KZbin videos....that's how I got started using mine more..

[@tinastinyliving686]

Yummy chicken. New York is such a citified state, and yet you have beautiful country.

[@FrugalMoneySaver]

Tina the City is just a tiny part of our state! We live in the mountains of NY. NY is huge but most people think it's all city and that's just a very small area actually! Thanks for watching!

[@cecillechapman4779]

Yummy looking chicken! I'll have to make it soon. God bless

[@FrugalMoneySaver]

Thanks so much Cecille! Hope you enjoy it!

[@Karafaith1315]

Thank you for sharing this advice. Sometimes it’s very hard to accept other people’s criticism over the lifestyle we have chosen for ourselves. We feel being a good steward of the blessing that we have been given/worked for is expected to live a full life

[@FrugalMoneySaver]

Absolutely Debby!! Thanks for watching!!

[@carmenbuggs4606]

Awesome video ☺️ thank you!!! I’m actually going for another month of low spend 🤗

[@FrugalMoneySaver]

Glad it was helpful Carmen! Good for you! That's wonderful!

[@maryrobinson2911]

awesome that you walk on cold days! I need to get over the cold and dress warmer!

[@FrugalMoneySaver]

We don't go out if it's too cold honestly. The sun also has to be out...lol!

[@gill4216]

Absolutely beautiful intro, the priceless wonders of nature🙏... Another great video with great advice, keep them up 😊... ❤❤❤ Dixie

[@FrugalMoneySaver]

Thanks so much Gillian! We sure will!

[@retiredsockmonkey7257]

You are an inspiration to those that need a jump start in the journey of saving money one step at a time..... If we were not already pretty frugal and financially secure....your tips would help a lot. My husband always wonders why they don't have classes in basic finances in High School.

[@FrugalMoneySaver]

You are correct! They really should teach basic budgeting for sure.

[@retiredsockmonkey7257]

@@FrugalMoneySaver Well there are so many people our age that never learned how to manage finances for the present and future....and can't retire..sad.

[@ruthcollins1691]

Hi Emmie and Paul it was beautiful today but we are in for adeep freeze so stay safe and warm and thsnk you for all your ideas on saving Im doing great,

[@FrugalMoneySaver]

Yes we are Riuth! It's going to get super cold UGH!

[@dcn9550]

Debbie, you must try to use your Instant Pot! Works great and saves electricity vs. cooking on a stove top. I cook chicken in bulk and then freeze for use in many recipes. Enjoy cooking a quantity of dried beans, then freezing them in meal-sized portions. IP is wonderful for soups and stews, fresh greens, PASTA and on and on. The IP is a perfect appliance for a frugal gal like you. Best regards from slightly-less-frigid Virginia.

[@FrugalMoneySaver]

Thank you, I will try! I used it when I first got it but it always made me nervous lol!

[@rochellethundercloud346]

We got that arctic blast now.it is so very cold here in chicago.

[@FrugalMoneySaver]

Ugh! I know it's heading our way!

[@Sheila-ru1iu]

Thanks for the pep talk Emmy and Paul! Hi Dixie!

[@FrugalMoneySaver]

Sheila thank you for watching! Dixie says hello back lol!

[@tonifloerchinger3462]

Oh, how I love your area for walking...we had 7 degrees here today and have large snowbanks. Little Girl Dog wore her sweater! It is so easy to be a saver these days...I just say I have a budget to stick to...works all the time. God Bless and have a super weekend. Hugs to Dixie Girl.

[@FrugalMoneySaver]

Toni oh my gosh 7!! I would never walk in that temp lol! It has to be 32 or above lol! Big hug to Little Girl Dog from us all!

[@trinadoreen2899]

Such a beautiful trail what a blessing. This month doing low spend has allowed us to pay off our car! So I am definitely going to continue with the low spend lifestyle. The continued encouragement you give is greatly appreciated! 😊👍

[@FrugalMoneySaver]

Wonderful Trina! What a great blessing! YAY!!!

[@trinadoreen2899]

Thanks so much 😊

[@margal3120]

Omg you two!! #couplesgoals 😍 I loved the pileated cameo too! Those birds are massive! You’re so encouraging! Thank you 🤗

[@FrugalMoneySaver]

You are so welcome! Thank you so very much for watching and being a part of our channel!!

[@marykelly4680]

Love the woodpecker.thanks for sharing.made another choc chip cake yesterday.my husband loves it😊have a good day

[@FrugalMoneySaver]

Thank you! You have a blessed day too Mary!

[@joanstewart6929]

I enjoyed walking with you! Thank you for the king chicken recipe! I will have to try it!!!! Enjoy your videos!❤️

[@FrugalMoneySaver]

Thanks so much JoAn! Appreciate you watching!

[@juliecampos9842]

Great video and very encouraging. Thanks for taking us with you on your walk. Very beautiful to see the wildlife...and to always see Dixie. Take care, many blessings from Texas

[@FrugalMoneySaver]

Glad you enjoyed it Julie! Thanks for watching!!

[@livinginthemoment1625]

Amazing recipe!🔼

[@FrugalMoneySaver]

Thanks so much! It was yummy!

[@kellyburnette1900]

Definitely gonna make this chicken recipe once I get my taste and smell back! Yep, as you probably picked up on it, our no low spend January has been going pretty well due to our COVID Quarentine! 🤪 But its given us lots of time to watch yours as well as other Frugal channels!

[@FrugalMoneySaver]

Oh no Kelly! I am so sorry to hear this! Hope you are all getting better quickly!

[@kellyburnette1900]

@@FrugalMoneySaver definitely taking a turn for the better today! And am excited to get back to my high school science class as I'm counting down my days until I retire at the end of this school year!!! Hence the reason why I'm binge watching all your videos! 😊😊😊😊😊

[@dianemalek436]

Thanks for the great video. The chicken recipe sounds delicious. I don't usually discuss finances with others but it's really none of anyone's business what I buy or if I don't buy things. We do live in such a materialistic society that everywhere you go and even watching youtube, we are bombarded with ads to spend more money. It's just sad that people are sucked in by those things. Of course, there are things that we all need - like we all have to have clothes- but how many do we need? We have a washer and dryer so clothes can be washed easily. Usually, my husband and I will think long and hard about purchases. And then sometimes we decide it is not needed at all.

[@FrugalMoneySaver]

Diane you are correct! In one of my older videos I did the entire vlog on social media envy. Our mentality has become wants over needs many times! Thanks for watching!

[@kelliebennett2273]

Emmie, you are such a sweet treat in my day! I am 54 yrs old and just got my mortgage balance down to $39K balance. I don't car e what people say, I LOVE being frugal!! Also I wanted to tell you I made the chicken recipe but before I put it in the oil I coated it with panko breadcrumbs, it was YUMMY!!!! God bless. Oh I also wanted to know are you using the gel machine you shared with us, the one your niece showed us?

[@FrugalMoneySaver]

That is so great that you got your mortgage down!! YAY Kellie!! Love the idea of coating the chicken with Panko!

[@dariannjackson]

Love your videos Emmie and Paul. Doing the January challenge also and living it and might do it for February also. Do you have any vloggers that are like your channel that you like to wAtch? Always looking for new ideas.

[@FrugalMoneySaver]

Thanks so much Stephanie! Appreciate you being here! There are a lot but I have to say my favorite frugal channel is the Frugal Minimalist. She hasn't posted in a while but her videos are amazing.

[@jennrodriguez4845]

Another uplifting video! Thank you😁 Aww Dixie💗

[@FrugalMoneySaver]

You are so welcome Jean! Thank you for being here!

[@touchinfo5830]

very nice, looks great👌👍

[@FrugalMoneySaver]

Thank you so much 👍