I ditched the FIRE movement and couldn’t be happier. Here is why

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Malama Life

Malama Life

Күн бұрын

Пікірлер: 1 200
@FoxBodyFitness
@FoxBodyFitness Жыл бұрын
My dad passed away from cancer when he was 31 years old. There’s just no guarantee that we will have this “long life” to work and then retire. Thank you for this video.
@A.I.-
@A.I.- Жыл бұрын
Meanwhile 80% of the population makes it to 60-80yo. Your anecdotal argument, is illogical and mathematically redundant. So live in the moment... enjoy and spend all your money today... Fook tomorrow (sarcasm). Sorry about your Dad.
@TheFirstRealChewy
@TheFirstRealChewy 5 ай бұрын
Sorry for your loss. The idea is to strike the right balance for you. Some people value retiring early, some don't. Yes, you don't know how long you have left to live, but its also not only life and death. Life can come at you in many ways. It doesn't hurt to have money available to take care of the things life throws at you.
@silveriver9
@silveriver9 2 жыл бұрын
Most ppl get caught up in the game, living in the past or the future, chasing illusions, and will have never truly lived. All the time you could ever ask for is now.
@MalamaLife
@MalamaLife 2 жыл бұрын
so true :)
@DDluxe1
@DDluxe1 2 жыл бұрын
I totally agree. I think the pandemic taught a lot of us to slow down and smell the roses and to really focus on what's important in life.
@Lady_Zunguka
@Lady_Zunguka 2 жыл бұрын
March 2022, and I have posted my first videos. I am hesitant but at the same time I want to risk it all. I want to show you my world in Kenya. Hoping that you will love it. Hoping that I will enjoy it too.
@waelfaraj6705
@waelfaraj6705 2 жыл бұрын
You could find purpose and meaning in what you love to do and the way you live like in the present ...
@brockbaumgartner8203
@brockbaumgartner8203 2 жыл бұрын
@@Lady_Zunguka Good luck and wish you the best 🙏🏻
@alexperoff-investingessent8367
@alexperoff-investingessent8367 2 жыл бұрын
I remember as a kid, my neighbor told me that "Alex if you enjoy playing golf, or traveling, or hiking, do it now, don't want till retirement. You can do those activities now and during retirement" I've always tried to create a balanced approach to life, but also a disciplined one. Anyway, I hope all is well Sophie! :)
@MalamaLife
@MalamaLife 2 жыл бұрын
love that your neighbor was looking out for you. It's true! we can enjoy it now and later. I'm so happy to hear from you Alex! I hope all is well 🥰
@tsaunders4684
@tsaunders4684 2 жыл бұрын
@ Malama, yeah but the problem is most people dont save enough for retirement by traveling and taking all these vacations keeping up with everyone on social media. Not including Inflation and consumer debt. The average person needs two jobs or job and side hustle just to get by. Look at the housing market, the average persons making 50k a year wont even be able to qualify now. Times are so different
@magcitrate
@magcitrate 2 жыл бұрын
Hahahaha. An old guy I met at an RV park told me to get all the fun I can while young and able. He said, look at me, it takes me so long to get on my knees to pull the poop tank valves from the RV. 😁 Pain, he said, will be your constant companion when old.
@lucialuciferion6720
@lucialuciferion6720 2 жыл бұрын
If the globalists of the world have their way (the 'elites' , gates , soros, rothchilds etc) then we'd never retire. We will be wage slaves till the day we die with their proposed 'social credit system' and their digital currency that resets at the end of each month. They will make saving impossible , so no retirement ever. Look it up, the world economic forum, the bill and melinda gates foundation, they are proposing these things.
@tsaunders4684
@tsaunders4684 2 жыл бұрын
@@lucialuciferion6720 Yeah you right, with the way things are going with Inflation most people won't be able to retire. It's sad
@robkishi4219
@robkishi4219 2 жыл бұрын
The goal isn't to retire as fast as you can, it's to have freedom and liberty of time and space both today and tomorrow.
@lydiasalerno2320
@lydiasalerno2320 Жыл бұрын
Well said! ❤
@bradleypowers3580
@bradleypowers3580 7 ай бұрын
This. Too many focus on the RE part. RE (retire early) really should be replaced with "recreational employment". It would make so much more sense. "Retire" technically means stop working, but to me, it simply means no longer HAVING to work for financial reasons. If I am making money because I choose to, I don't really consider that working. Just simply being a part of my community that I'm lucky enough to profit on. The real focus should be the FI part. And from there, there are so many options such as coast FI, barista FI, lean FI, or just regular FIRE, etc. Depending on what each individual wants. FIRE gets a bad reputation because some don't want to retire early because they think it just means sit around and do nothing, and they'll get bored.
@ClickBeetleTV
@ClickBeetleTV 25 күн бұрын
@@bradleypowers3580 I could not agree more with the way you have framed it
@Riggsnic_co
@Riggsnic_co 11 ай бұрын
I'm a single, 43-year-old father who resides in Hamburg. If everything continues to go well for me, I intend to retire at age 50. I couldn't be happier right now than I am that I just bought my first house last month. I'm so happy that I made wise choices that altered my life forever.
@bob.weaver72
@bob.weaver72 11 ай бұрын
Salutations, dude. At your age, you're doing extremely well. I'm 54 years old, and right now my finances are a mess. Any helpful advice would be greatly appreciated in helping to mold my life. I want to buy a home of my own.
@martingiavarini
@martingiavarini 11 ай бұрын
It seems like I used the FIRE movement to manage my finances. Investigate it further by doing some research. With the help of a financial professional, they were then successful when investing in stocks, cryptocurrencies, and real estate.
@TheJackCain-84
@TheJackCain-84 11 ай бұрын
Mind if I ask you to recommend this particular coach you using their service?
@martingiavarini
@martingiavarini 11 ай бұрын
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TheJackCain-84
@TheJackCain-84 11 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@abdiellawrence397
@abdiellawrence397 2 жыл бұрын
On my last day of basic training, my drill sergeant said, "no matter how long you are in the army, make sure you have a life outside of the army." When I got stationed in Germany two years ago, I finally understood what he meant. Traveling around Europe from Budapest to Paris, has been such an eye opening experience for me. I am not afraid of retirement because I already know how I am going to spend it. Keep up the good work.
@joanne9604
@joanne9604 2 жыл бұрын
How?
@lasticonoclast
@lasticonoclast 2 жыл бұрын
@@joanne9604 I would suggest that if you have to ask, you are not yet ready to retire. I'm a year away from retiring early from an executive position. My identify is not tied to my current role or organization, and I have more than enough interests outside of work to keep myself occupied for a lifetime. I won't be bored, and I also won't miss the health-sapping stress of work. 🙂
@joanne9604
@joanne9604 2 жыл бұрын
@@lasticonoclast yes I'll not ready to retire. I've had a lot of interest as a kid. It kind of dies out as I age. I think I've not put my hobby in a greater priority than it deserves
@jalvarez111
@jalvarez111 2 жыл бұрын
I retired from the military in 2018 at age 41. I have rental properties and that allows me to be financially free. I have been traveling and enjoy it but we also should consider building new relationships. Early retirement can get lonely if you don’t fill your time with productive hobbies. It is a new area that we explore within ourselves.
@lynn9935
@lynn9935 2 жыл бұрын
Slow living is a concept that I have embraced for the last two years. It is the reason I find your channel so intriguing. You are wise beyond your years. I can't tell you how much I've learned from watching. Thank you for all you share with your subscribers.
@MalamaLife
@MalamaLife 2 жыл бұрын
I'm so happy to hear that Lynn. Thanks for allowing me to share my story :)
@Lady_Zunguka
@Lady_Zunguka 2 жыл бұрын
March 2022, and I have posted my first videos. I am hesitant but at the same time I want to risk it all. I want to show you my world in Kenya. Hoping that you will love it. Hoping that I will enjoy it too.
@waelfaraj6705
@waelfaraj6705 2 жыл бұрын
Intuitive inner knowing and discerning to choose the ultimate path does wonders hopefully when we do things we love wholeheartedly for the greater good. On higher spiritual levels , all is one and one is all ...
@sharonkaramba6956
@sharonkaramba6956 2 жыл бұрын
@@Lady_Zunguka I visited Nairobi, Kenya some years back. I love it. Cant wait to visit again. 😊
@Lady_Zunguka
@Lady_Zunguka 2 жыл бұрын
@@sharonkaramba6956 please do! and i am glad you enjoyed it. Where are you from?
@jenniferlee7167
@jenniferlee7167 2 жыл бұрын
In my semi-retirement at age 67, I love pet sitting on my terms. I was a former nurse and after losing my friend and boss last year to the virus, I decided to cut back on anything I do not enjoy doing to the fullest, and that could threaten my health. I decided to reduce stress and I became a dog walker for three-to-four hours mid-day Monday to Friday and while it does not pay as well, I am able to enjoy life more. I am keeping fit as I walk 2-4 miles per day usually and I have time to do other things as well. I love the freedom that the schedule gives me and I walk only one dog at a time. I can take off time for visiting my family when I want and I am much happier than I was when I was working full time. The boss I lost always dreamed of retirement and at 78 he still was working most days of the workweek. I have learned tomorrow is not guaranteed, we must make time for ourselves while we can.
@jenshark4
@jenshark4 2 жыл бұрын
Your post is really meaningful to me. First off, I have your same first name and your last name as my middle name. Secondly I’m reaching for a similar goal. I’m only 44 years old and still have some full-time work ahead of me. But my goal is to save enough money that I can work part time. Just like you. Work on my own terms. Also working in an environment that provides me with a healthier lifestyle. I love what you’ve done with your life in semi retirement. I enjoy working and I enjoy being productive. So I definitely don’t think I’ll stop working. But 40 hours a week is killing me. Especially raising a family right now. I have teenagers and they are soon to be adults so there is a light at the end of the tunnel. And I’m looking forward to being an empty nester so I can pursue some of my own dreams and save a little more of my hard-earned money. There are many interests that I’ve left behind in pursuit of taking care of my family. Like playing an instrument and creating art. I’m looking forward to the day that I can take some classes and relearn those things. Who knows maybe I can supplement income with some of those talents. I’m so happy for the changes that you made in your life. You’re an inspiration to me.
@taghazoutmoon5031
@taghazoutmoon5031 2 жыл бұрын
i can't believe you are still working part time as a nurse at 67. shouldn't you be retired by now and just do the dog walking. nursing is way too stressful, even part time.
@DukeChubbyDun
@DukeChubbyDun 2 жыл бұрын
@@jenshark4 maybe some of your objectives don't have to wait until your teenagers are adults....maybe you and your kids can take an art class together- you'll be able to create things here and now, and (bonus) it could make for good bonding time with your kids :). Doesn't have to be that example, but I believe the point she was making was to make time for this types of things now...
@kimgordon3695
@kimgordon3695 2 жыл бұрын
Much admiration!
@Godfearing-Atheist
@Godfearing-Atheist 2 жыл бұрын
Thank you for sharing.
@debsb3704
@debsb3704 2 жыл бұрын
My parents spent their whole lives worrying about pensions and retirement. I cannot tell you how many anxious conversations I listened to growing up, and I can only guess at the tensions that built up in their marriage. Then a year ago, my dad was diagnosed with terminal cancer. Now my parents are glad for the moments where they relaxed their budget to go on a nice holiday and buy the good TV they wanted. It's not about being crazy with money and having a disregard for the future - it's just about not sacrificing everything now for a future that may never happen. In many ways, hedging your bets on retirement being the Good Life is akin to gambling with the lottery.
@vishnuunnithan5750
@vishnuunnithan5750 2 жыл бұрын
So true
@mrsroyle1168
@mrsroyle1168 2 жыл бұрын
You said it!
@samph3315
@samph3315 2 жыл бұрын
And what about you Debs? How many countries have you been to?
@wvmann9320
@wvmann9320 2 жыл бұрын
My dad and his brother both died before retirement. You're right.
@A.I.-
@A.I.- Жыл бұрын
Majority of retired people are struggling financially... Have a guess what kind of mentality they have when they were young? If you want to be part of the statistics, go ahead... Live today as if there's no tomorrow, getting old with arthritis and no money.
@lichin11
@lichin11 2 жыл бұрын
I retired at age 53 three years ago and feel entirely happy with this decision. Having time to do whatever or nothing is incredibly freeing.
@MalamaLife
@MalamaLife 2 жыл бұрын
Good for you :) enjoy your retirement!
@davidsebastianelli1326
@davidsebastianelli1326 2 жыл бұрын
@@MalamaLife Yep, and sometimes it's nice to do nothing all day and afterwards to rest.
@computerhelpcc
@computerhelpcc 2 жыл бұрын
53 and still working, fine, planet has lots of work to be done, yet I do it at my pace. Kids not taken for granted, nor physical health requirements, or that of civil society. Play piano and acquired a second language too. You simply don’t need retirement, although having your money stable is helpful.
@ivanmectin9106
@ivanmectin9106 2 жыл бұрын
you should because we never know when we will die. lots of people dying in their 50's lately, especially sportsmen
@Joseph-C
@Joseph-C 2 жыл бұрын
@@davidsebastianelli1326 You don't have to retire just to do that lol
@khalilahd.
@khalilahd. 2 жыл бұрын
As a pre med student who often dictates my worth on what I accomplish this was so important for me to hear. Thanks for the gentle reminder to stop and smell the roses 💜
@MalamaLife
@MalamaLife 2 жыл бұрын
🥰
@JT-tx2ns
@JT-tx2ns 2 жыл бұрын
be extremely selfish and go after work life balance
@raqueltrinchet9347
@raqueltrinchet9347 2 жыл бұрын
Work and goals are addictive. Now I don't know how to live without those goals. Money isn't enough to save but I refuse to die working! I am scared but it must be done. You are a point of light and joy, not a tittle. Have a hobby from now. Most ppl die before or the same year they retire.
@fvr12345
@fvr12345 2 жыл бұрын
Some advice. Make sure to get a lot of work experience now. You need to make sure that you actually like the job, before making such a commitment to going through the schooling and invest your time/money. It would suck to get out at age 30+ only to realize that you’re not happy once you start working.
@empope188
@empope188 2 жыл бұрын
This video spoke to me so deeply, it made me realize that we are human and we need something to drive us like work but it doesn't have to be all consuming because at the end of the day we are human beings not human doings. Rest is just as important and its ok to have ebb and flows and seasons with all of them. Thank you for showing that there's another way to live simply by enjoying the journey instead of just constantly driving towards the destination.
@MalamaLife
@MalamaLife 2 жыл бұрын
I'm glad this message resonates with you. I also need reminders to slow down and just enjoy the life that's going on around me. thank you for watching!
@empope188
@empope188 2 жыл бұрын
@@MalamaLife of course, your videos are a highlight of my week.
@mindhappy912
@mindhappy912 2 жыл бұрын
@@MalamaLife Something driving me now after being kicked off due to working too long only in one big company is to study machine learning. I try to find out how to get an eternal life.First I need to understand consciousness. Well, consciousness is not a static thing, so we need to store it in some type of memory, but it will need to get ‘CPU-time’ also, just like an uploaded version of you would need for ‘thinking’. Then our brains need input from the outside world (or a simulated world) and it would be pleasant if we can also act in that world: manipulate the state a bit by having actuators or maybe by sheer will power. Note: there are already devices that can pick up brain waves to help disabled people have some kind of effect in this world. They can move an arm prosthesis or mouse cursor, whatever. Having no inputs will lead to insanity quickly. Having inputs but no way to act is very scary also. Imagine you can see some scary thing coming your way and you can’t run or hide from it? I thus would like to go so far we need all 4 ingredients: memory, CPU, input (sensors), output (actuators) and I consider this the very minimum. If your virtual brain is placed in a virtual environment that is just too weird, you may not be able to adapt to it. Have a happy life to the other side where your soul will go.
@oscarrlee18
@oscarrlee18 2 жыл бұрын
It also means that one doesn’t really know themselves. People in an industrial societal are programmed to be this way. This lady got of the box, got scared and jumped back in.
@roscothestowaway
@roscothestowaway 2 жыл бұрын
A wise woman taught me to live my daily life in such a balanced way that I never needed a vacation. That was ten years ago and it allowed me to escape the work spend cycle, leaving time to attend my son's school functions, have long lunches with friends, and attend weekly meditation circles. I make a fraction of my former salary, but I'm filled with joy and peace. If I pass early, I'll have no regrets, no stone unturned. Thanks for the great video and for using your platform to share such balanced insight.
@kahmed123
@kahmed123 2 жыл бұрын
As a single parent a lot of people had suggested that I get a second job or a business on the side. But I refused to even entertain the idea as to me my quality of life with my child and being able to maintain the few true connections I have in life with fnfs is more important than the extra money. Like you I too believe in living way below my means and its worked so far for me. But I do wonder if I will be able to support myself in my old age... and for that I am pushing myself to complete my professional qualification, which will open more opportunity for me... but one thing I have realised in all this and that is, we should not live in the fear of tomorrow, but live sensibly today and take pleasure and appreciate the small yet beautiful things in life.. and hence why I subscribe to you ... I look forward to your videos every week!!! Love your work! Thank you for being you :) More power to you :) x
@MalamaLife
@MalamaLife 2 жыл бұрын
I really respect your decision and your thought process behind it! I think I would've done the same :)
@sarabrankaer7796
@sarabrankaer7796 2 жыл бұрын
One of the most sensible comments here 😊
@erikarain4279
@erikarain4279 2 жыл бұрын
Kudos to you for living below your means! Keep it up, that is the KEY to living a sane life whether you retire early or not.
@Markphilip-r4i
@Markphilip-r4i 5 ай бұрын
Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
@Willi-w1q
@Willi-w1q 5 ай бұрын
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
@joekuhnlovesretirement
@joekuhnlovesretirement 2 жыл бұрын
Great video. I retired at 54. I had a great career with balance along the way. Retirement is not a destination; it’s the start of a new journey.
@rachellawyer3421
@rachellawyer3421 2 жыл бұрын
I feel like this video was meant for me. The past few years I’ve spent time doing overtime, spending mindfully and doing what it takes to pay off our home (we are both 38) so that we can slow down and work part time. We have a little less than two years to go and I can’t make the time go fast enough to reach this milestone. Great reminder to enjoy life as it is happening right now as we will never get this time back.
@MalamaLife
@MalamaLife 2 жыл бұрын
Congrats Rachel! that's so exciting. But yes, I hope you are still able to enjoy your life as is :)
@eplugplay8409
@eplugplay8409 2 жыл бұрын
Same for my wife and I, I’m 39 and she’s 34 and we paid off our mortgage 8 months ago and living a much more relaxed life now. Took us 7 years of sacrifice and throwing everything at the house but we didn’t sacrifice our time with more work but mostly living beneath our means instead. Still went on vacations and enjoyed life.
@AhmetKaan
@AhmetKaan 2 жыл бұрын
*To all the dreamers out there, don't ever let the world's negativity disenchant you or your spirit. If you surround yourself with love and right people, ANYTHING is possible...*
@dono1606
@dono1606 2 жыл бұрын
About five years ago at a breakfast w/ my boss, he asked how things were going. I said the travel is killing me! 13 years on the road for work had lead to over a year away from home. He said nothing! That’s the day that changed the way I felt about work.
@luneluna99
@luneluna99 2 жыл бұрын
Thanks for your sharing ! But what did you do after that ?
@lindseydowney926
@lindseydowney926 2 жыл бұрын
This is the problem. In his head, he probably was thinking “well, you were hired knowing there was significant travel…” so he doesn’t see a need to change or modify your position ~ also, bosses are used to hearing “everything is fine” even when it’s not. So, as much as he acted like he cared by asking…he was anticipating a different response, one that would mask the fact that he does NOT care!
@Hendra23155
@Hendra23155 2 жыл бұрын
Run as far as possible from that boss. Don’t mistake your work with your life!!
@Movieman1965
@Movieman1965 2 жыл бұрын
@@lindseydowney926 In the words of a character in a famous movie.... "Listen kid, nobody cares. Worry about yourself, your family and the people who are important to you."
@thejohnbeck
@thejohnbeck 2 жыл бұрын
@@lindseydowney926 you don't know that
@nessyempowerment
@nessyempowerment 2 жыл бұрын
This makes so much sense. I haven't realised how much hustle culture was affecting me until I got sick and all I kept thinking about is how to be productive. 💯 Thank you for this💕
@WhiteBoardFinance
@WhiteBoardFinance 2 жыл бұрын
I talk a lot about what you mentioned in this video on my channel. People need to find a golden middle or a balance as you said. There is no point in sacrificing your youth in order to achieve early retirement, if it makes your current existence completely meaningless. I think most Americans need to focus on deeper relationships with friends and family, and even more so on traveling more.
@stevdaughtr6098
@stevdaughtr6098 2 жыл бұрын
As long as you can afford it. But there are a lot of young people that haven’t worked and want to be paid to do nothing/I agree life isn’t about working every second but working builds your character and it allows freedom. If you are reliant on government then you are not free. I’m sure that’s not what you mean I think most Americans do focus on relationships but I noticed younger people seem to be focused on not working.. what do you think?
@evanwesley387
@evanwesley387 2 жыл бұрын
@@stevdaughtr6098 as a young person the problem is that young ppl dont want to work, but then the question becomes why? Why dont young people want to work anymore. Honestly the answer is quite simple. Kids my age 25 and under cant afford shit. we have been told our whole life to just work hard and good things would happen. Well we get out of school work hard for a year or 2 and then realize that everything we have learned is absolutely false. I cant even dream about being able to afford a car, let alone getting a house in a few years just after paying my damn rent and other utilities every month. I work at fedex 40+hrs a week. I have no life other than going to a factory and lifting boxes all day for 16 an hr. Then I get out of work just in time to get home and go to sleep cause I gotta do that shit again for the rest of the year if I want to sleep indoors and have food to eat. So fuck that. I quit and Im never going back to a workforce in a society that doesnt give two shits about you as a human being. I was not put on the earth to spend my next 40 years at some corporate job. That shit is not important to ppl my age. We just want to be able to live our lives and have experiences without having to give our life away to some dumbass job and company who could not careless if I literally dropped dead tommorow.
@nicfirebear
@nicfirebear 2 жыл бұрын
@@stevdaughtr6098 that’s some boomer cringe. 🤣
@tsaunders4684
@tsaunders4684 2 жыл бұрын
@ Krissy yes you are right. The young people 30 and younger doesn't really want to work. They want something for nothing
@tyty0071
@tyty0071 2 жыл бұрын
Because not everyone has a nice paying jobs. This video is so tone deaf.
@CuriousIndianGuy
@CuriousIndianGuy 2 жыл бұрын
The background music increases the impact of your message so much more. I am rethinking several decisions. Thank you for making me ponder over life's important questions.
@Oliver9402
@Oliver9402 2 жыл бұрын
The aim should not to retire from a career (if you have one) that you got through good education and hard work but to have the financial freedom to scale down your work life to a part time level . It's healthy to work but at a level you're comfortable at.
@mafikisa
@mafikisa 2 жыл бұрын
Thank you for sharing your story. I am 44, invested 70% of my salary on a monthly basis for many years, and I am very happy with my decision to retire early. Luckily, I worked 8-5, Mondays to Fridays, and I still had time to do what I needed to do like taking a vacation, and spending quality time with my family. I also had a retirement plan. All the best with following your dreams.
@TheCelmap
@TheCelmap Жыл бұрын
Congratulations, I'm so proud of you. I'm doing the same, hope to quit 9-5 on my early 40's 😊.
@cgarcia7614
@cgarcia7614 2 жыл бұрын
I was discussing this the other day with one friend, he argued that he wanted to achieve FIRE in order not to work anymore and do nothing but I argued that work is necessary for us, and to me achivieving FIRE is more having the option to work rather that having to work in order to afford to live. Once I get get there I will still work but I want to do it because I want to and not because I have to pay the bills
@LaureninGermany
@LaureninGermany 2 жыл бұрын
Chasing dreams instead of realising that you are actually living a dream is honestly tragic. We have a false sense of what life should be, I think, and it makes us lose ourselves and waste our time.
@MalamaLife
@MalamaLife 2 жыл бұрын
You are so right. I hope you can all enjoy life as is! even while dreaming.
@LaureninGermany
@LaureninGermany 2 жыл бұрын
@@MalamaLife ❤️ I honestly think your videos help us. I wish you had a time travel machine and could post all your content earlier!
@Fields_Forks
@Fields_Forks 2 жыл бұрын
Deep insight. Hope I can remember this learning going forward.
@debbic2055
@debbic2055 2 жыл бұрын
You have good points. Fortunately my family managed to do both. Live a full life focusing on family and our individual needs and could retire early. We are in our 70s now and have enjoyed our entire lifetime together. I’m glad you’ve been able to find balance.
@MalamaLife
@MalamaLife 2 жыл бұрын
Thanks Debbi! I'm so happy that you guys were able to find that balance :)
@ambermashal
@ambermashal 2 жыл бұрын
I’m only 19, just starting out adult life so I’m no where near retirement, early or not, but this perspective was still really eye opening!
@MalamaLife
@MalamaLife 2 жыл бұрын
I'm happy to hear that :)
@computerhelpcc
@computerhelpcc 2 жыл бұрын
Consider living as this is your second or third life and apply the wisdom readily discernible. Time passes slow for me, which is swell. Self employed, wife, kids, health, toys etc. All doable…
@TanukiDigital
@TanukiDigital 2 жыл бұрын
The earlier you start saving and investing the better off you will be. Compounding interest is a type of black magic that few talk about outside investing circles, but it could very well be THE determining factor between a life of un-ending work, and a life of earlier-than-you-might-expect financial independence. The best way to compound is to start saving and investing as early as possible. You would be better off financially by saving a good chunk of money at 19 and letting it compound untouched and un-added to in a index stock fund over the next 20 years, than by saving a little bit here and there every few months for the next 20 years. Granted, getting into the adult world, getting your first real paying job are exciting and it's easy to soon take that money for granted. There are people making big salaries and blowing it all every paycheck... 200k 300k a year and somehow their "lifestyle" expanded to consume it all. Don't allow yourself to become this. Even normal unglamorous salaries have enough room to save some money if you are focused on it. It may seem like I am going against the theme of this video. There are certainly valid arguments to be made about enjoying life in the moment rather than sacrificing now for later. After all the NOW is really the only time we actually have. BUT BUT BUT when I was your age I wish I truly understood the benefit of compounding and how much of a game changer saving money EARLY would be, I would have really focused and planned and even sacrificed a bit to save more money in my early 20's. Balance is the key in all things. Just a little advice from a stranger on the internet. Good luck. Be smart. And enjoy your early adult years.
@username00009
@username00009 2 жыл бұрын
@@TanukiDigital same here. If I could do it all over, I would have saved as much money as possible in those early working years, when it’s normal to have roommates or still live with family.
@TheCelmap
@TheCelmap 2 жыл бұрын
​@@username00009 You more than correct. My brother former coworker started earlier when all of us "were living to the fullest". We even laughted on him because he was missing out by being frugal and investing, we used to call savings and inventing "adult things" now 10 year later (same age as me 34) his investiments is paying off, he lives wherever country he wants and work with whatever hi feels like. I got a wife and have children that himself homeschool them and enjoy all extra time with his kid including summer breaks. I have started a bit late when I turned 30, thanks I have a good salary and I'm investing hardcore by being very frugal. Within 3 years (37) I will be able to withdraw 100% of my monthly expenses, but, will continuing work cause I love my work, it will allow me to be more loose with my salary and enjoy more out of this life by helping people in need.
@MalluStyleMultiMedia
@MalluStyleMultiMedia 2 жыл бұрын
I bought my first property at age 19 thinking I was going to be the king soon .. one year later in 2007, the economy crashed ..my 140k became 30k.. this taught me a lot about money and life .. even though i didn’t quit right there, I kind of went on a slow pace. I took many vacations every year .. and recently I took almost two years off from work and lived out of the US.. I’m a Respiratory Therapist and I see many dying .. i try to enjoy my life and for me it could be as simple as sipping a cup of coffee sitting in my backyard watching some birds and squirrels .. I have a small house and a normal car .. My friends with 5000 sqft homes don’t even have time to sit on their sofa
@ivanmectin9106
@ivanmectin9106 2 жыл бұрын
and we can die at any moment. so enjoy the now
@MalluStyleMultiMedia
@MalluStyleMultiMedia 2 жыл бұрын
@@ivanmectin9106 yep 👍
@user-dq2ym1nn9k
@user-dq2ym1nn9k 4 ай бұрын
I'm a professional housecleaner. Trust me, the big houses I clean are mostly just storage units for unused furniture and nicknacks to 'fill the space'.
@kayla_clare_
@kayla_clare_ 2 жыл бұрын
Thank you for another wonderful video Sophie! I definitely needed to hear this perspective today. I work a stressful full time job, I have husband and young daughter. I recently started going back to college (online) to finish my bachelor’s degree and can’t help but to think of quitting. I’m missing so many little but important moments with my family I know I can’t get back. Those moments will mean a lot more to me than hours studying alone in a room. My husband is a recent Colorectal cancer survivor what we’ve experienced has made me realize I’m chasing dreams that might not be as important to me as they once were.
@MalamaLife
@MalamaLife 2 жыл бұрын
Sending you all my love. I hope you stay strong during this time Kayla.
@gainknowledgeandinsight
@gainknowledgeandinsight 2 жыл бұрын
Thanks for the reminder - Climbing the ladder of success and you get to the top and then you realize it was leaning against the wrong wall. Nice to see your hubby! Thanks as always for sharing your Life.
@MalamaLife
@MalamaLife 2 жыл бұрын
Thank you Bob
@gainknowledgeandinsight
@gainknowledgeandinsight 2 жыл бұрын
@@MalamaLife you are welcome ‘Malama Life’. Have a wonderful afternoon.
@rlhaff3560
@rlhaff3560 2 жыл бұрын
Very interesting and valid perspective. One thing I’d like to point out is, at least for me, FIRE is about having the courage to stop working at an age that most of society does not accept. Most follow a path we’ve been conditioned to follow, but life is not set, and we all have to make our own decisions.
@iamsimran2402
@iamsimran2402 2 жыл бұрын
I recommend reading the book soulful simplicity. It has a beautiful quote “we forget to enjoy the journey while chasing the destination” (Not exact words, but had this message)
@leaflyd
@leaflyd 2 жыл бұрын
This is such a beautiful message. I've come to have similar attitude over the years - to make time NOW for travel, family, and friends instead of waiting for some mythical future where I "have more time." But it's such an important reminder, and I still get caught up in the day to day work. Finding balance is a lifelong pursuit. You are wise beyond your years and this is just such a great video, thank you.
@lifeisgood9889
@lifeisgood9889 2 жыл бұрын
Hello! I'm in college and this really spoke to me because I'm a year behind on graduating. I've been feeling bad about it because so many of my friends are graduating in 3 or 4 years. This video reminded me to enjoy the college experience and not be so caught up in what other people are doing and how they are living their live; I'm just going to focus on mine.
@vi3889
@vi3889 2 жыл бұрын
You’ve changed my mind. I was trying to retire early but ran into health issues that were probably from stress and overwork. Maybe my goal will be part time work instead. Take care
@MalamaLife
@MalamaLife 2 жыл бұрын
I'm glad you decided to prioritize your health! wishing you all the best
@ivanmectin9106
@ivanmectin9106 2 жыл бұрын
love what you do and you'll never work a day in your life
@cyn11
@cyn11 2 жыл бұрын
Life is a journey, not a destination. Take time to smell the flowers. I always thought of retirement as an odd concept. Thanks for this video.
@MalamaLife
@MalamaLife 2 жыл бұрын
❤ thanks for watching
@TheBarbaraHorvat
@TheBarbaraHorvat 2 жыл бұрын
The whole part about finding way to continue working jobs that mean something to you even if they don't pay as much really stuck with me. It's exactly what I've been trying to accomplish. Learning as I go. This video was incredibly soothing so THANK YOU
@MalamaLife
@MalamaLife 2 жыл бұрын
❤️
@shellystrank6633
@shellystrank6633 2 жыл бұрын
The issue with reaching retirement is we lose ourselves in the process. We are programmed to work to retire instead of working because we enjoy it and to use our gifts and talents. Work consumes so much of our time we forget what brings us happiness. I actually look forward to retiring, not because of work itself. But the opportunity to delve deeper into my spirituality and soul gifts. Its up to us to decide if we want work to consume us or find balance in our lives. Great video as always ❤
@MalamaLife
@MalamaLife 2 жыл бұрын
I wish we could all work the jobs that we feel passionate about! thanks Shelly
@JS-xn3dq
@JS-xn3dq 2 жыл бұрын
Thanks for sharing! I really appreciated the point you were making about work and time. Wish I had seen this 20+ years ago when I was starting my career. I am retired now at 59 and am enjoying it very much - a simple life, nothing extravagant but enjoying the time for running, cycling, recently took up swimming, cooking healthy plant based meals (mostly), new relationship with an amazing woman and, last but not least, meditation. I a, sure there will be more but I have no problem filling up my hours. It is very individual and some people seem made to work longer…and I may too but it will be something that means something to me and not just to sock away more money for the sake of it. Best to all.
@lovemey1
@lovemey1 2 жыл бұрын
I love your voice and how calming it is. I am one of those people who work 7 days a week nonstop and I only have a day off once a month. It's draining. I am now making an effort to take some time off and spend time with my loved ones.
@MalamaLife
@MalamaLife 2 жыл бұрын
@FreedomAcademyNetwork
@FreedomAcademyNetwork 2 жыл бұрын
FIRE is about both the future and the now. Balancing both for the best life possible!
@keziahclaudia9252
@keziahclaudia9252 2 жыл бұрын
I completely agree with you and I actually practice most of these things that you suggest in this video. I always tell people that NOW is my retirement year. What I mean by that is eventhough I am still working now, I find ways and time to do what I love and I will not wait until I retire in order to do it. If I get to my retirement years then that’s already a bonus.
@MalamaLife
@MalamaLife 2 жыл бұрын
❤️😊
@landlord5552
@landlord5552 2 жыл бұрын
You are 100% right. We are semi-retired at 45 (working only 3 month a year). But rest of the year gets booring very quicly.
@roythousand13
@roythousand13 2 жыл бұрын
Get hobbies, invest in friendships and relationships!
@RedLegPiper
@RedLegPiper 5 ай бұрын
Invest in friendships when everyone your age is working 10-12 hour days isn't easy
@ellewoods9396
@ellewoods9396 2 жыл бұрын
My husband and I retired 3 years ago in our 30s and life is great. We do whatever we want everyday, I will never go back to the life crushing grind of working a crap job. Freedom is wonderful
@anthonyjanes9973
@anthonyjanes9973 Жыл бұрын
how did you afford to retire at 30 ?
@adammorra3813
@adammorra3813 6 ай бұрын
​rich parents @@anthonyjanes9973
@douggardner1303
@douggardner1303 2 жыл бұрын
Retired from federal government at 56 in 2019. During working years I collected 46 residential rental units. Today I spent the day on the beach in Key West. Even though I was at the beach enjoying myself, I was actively managing my rental properties with phone calls and texts to contractors and tenants. I love this balance of staying engaged, while at the same time living the life of a retiree
@s.sflower
@s.sflower 2 жыл бұрын
How sweet! 🏖🌊
@MalamaLife
@MalamaLife 2 жыл бұрын
🥰
@MalamaLife
@MalamaLife 2 жыл бұрын
Sounds like a perfect balance to me :)
@hoppergrasa
@hoppergrasa 2 жыл бұрын
I really love that so many people are slowly becoming more aware of this mindset and not wanting to work work work but to live and work and balance life.. this was a beautiful video my fiance and I really enjoyed it. :) and here's to everyone finding balance and joy in every part of their beautiful lives!
@moodymay80
@moodymay80 2 жыл бұрын
Your videos are a dose of much needed validation for this quiet massage therapist 🖤
@MalamaLife
@MalamaLife 2 жыл бұрын
❤ aw thank you
@christophdenner8878
@christophdenner8878 2 жыл бұрын
I'm 44 and can't wait to retire early, I hate my job, it drains me entirely. All my previous jobs did as well. I feel so fine during my vacations, it feels as if life comes back to me when not having to show up in this terrible office. I don't know what boredom is, life is full of interesting things to learn, to study, to experience. Life is only boring and monotonous when at work. It is beyond my imagination how people can feel bored and not know what to do with their time after they retired - I guess they're just boring to the core inside. Retiring late also bears the risk that your health no longer allows you to start travelling as you always dreamed of when you were young and trapped in the rat race. There's an expiry date to everything and my biggest fear is to run out of time and waste my precious years in the rat race.
@leongooorg
@leongooorg Жыл бұрын
The term "rat race" is an insult to the rats, as they don't have to work to live. They race for fun.
@Karincl7
@Karincl7 Жыл бұрын
You stay in the rat race that s a choice don t kid yourself
@RandomJane104
@RandomJane104 Жыл бұрын
I agree but make sure you are doing some of the things you want to do now instead of putting them off until retirement just in case you don't live long enough to even retire early. I lost my 39 year old cousin two years ago out of the blue to a blood infection. I'm 50 and feel similarly. I want to retire so bad....or at least drop to part-time work instead of the 50 hours I've been required to do to keep up at work. It's exhausting. Still we are taking (frugal) international trips every couple of years to make sure we get to do them while we are still young enough to do them. Hopefully retirement will allow us more time to travel but no guarantees.
@RedLegPiper
@RedLegPiper 5 ай бұрын
Lmao of course you feel free on vacation. You aren't worried about bills to pay or how you're going to eat or feed your family or a depleting savings amd retirement accounts. Everyone feels free and happy on vacation. Reality is different than a permanent vacation unless you have millions saved and invested. The vast majority of early retired people go back to work to some degree. Myself included. I retired at 40 with a paid off house and even I got tired of "early retirement ". I filled my days with many things to stay busy yet I still had no purpose amd felt alone.
@karinafarrell6035
@karinafarrell6035 2 жыл бұрын
This was a beautiful and thoughtful video. I knew the FIRE movement wasn’t for me but couldn’t fully express why. This video explained it beautifully and releases the guilt I feel for not going the FIRE route. Thank you!
@TrilliumCreativeLife
@TrilliumCreativeLife 2 жыл бұрын
Love this. I also have regrets about how I used my free time or didn't use it in the past. I used to work a full-time office job that offered "open PTO", which gives you unlimited PTO hours that you don't have to earn by putting in the hours. You can just take off whenever you want, however long you want. Surprise, very few people including myself rarely took time off at this job. Why? One of the reasons for me was because there was a definite shunning from leadership and managers when you took time off. There was a lot of lip service paid to how "great" this open PTO concept was, but there was also imposed guilt when you took it. "We can't function without you" or "don't be gone too long, the place will fall apart" may seem like a compliment, but when I heard it from bosses over and over and saw those bosses always working, it all made me feel guilty for wanting to go on a real vacation. Super toxic. If I could go back in time, I would ignore all of that and live my life. Nothing bad would have happened. Our culture has an incredibly unhealthy work culture. If we can collectively work against it, maybe things will change over time.
@Movieman1965
@Movieman1965 2 жыл бұрын
This is so definitely true! There was a time I had a job that gave us 6 weeks of vacation time. I would always take 3 weeks in the summer and 3 weeks during the christmas and new year holidays. I felt so relaxed by the 3rd week each time that it occurred to me that working all year sucks just to be a off a few weeks. The problem is like you said about them putting guilt and shunning taking PTO. Profits! Profits! They don't care about us. Like in a famous movie quote... "Listen kid, nobody cares. Worry about yourself, your family and the people who are important to you."
@Movieman1965
@Movieman1965 2 жыл бұрын
Every summer I now take 10 days plus the weekends in between with my family to go on vacation. Evertime it's time and I go, my boss likes to give me bs about it! I always tell him , "relax, the world will be fine during my short vacation". His dad had the nerve to say that I actually took 15 days vacation. I said, "how do you figure that? He said because of the weekends before and after you vacation add up to 15 days... The nerve of him to try to day that my weekends are Paid Time Off!!!
@Chinotora25
@Chinotora25 2 жыл бұрын
I love how the music feels like the background music in a massage parlor ❤️ very calming
@anniealexander9616
@anniealexander9616 2 жыл бұрын
I'm furloughed this week and loving it. I love working also but I've gotten so many things done while im off. This morning i had a long conversation with my youngest daughter. It means a lot to me. I had time to buy the dip before stocks went up. My son offered to buy me a biscuit for breakfast. I'll go back to work Monday but enjoying life till then. Ill do my best to have a life while working also.
@victorbowman5590
@victorbowman5590 2 жыл бұрын
Thank you. These few minutes have given me a different perspective and I’m beyond grateful ❤
@MalamaLife
@MalamaLife 2 жыл бұрын
❤️
@beste6133
@beste6133 2 жыл бұрын
My father retired at 50 years old, which is 10 years ago. We are all very happy about this. Because he is happier, healthier, calmer and enjoys life now.
@jungkim3314
@jungkim3314 2 жыл бұрын
I love how you frame your intros! Truly thought provoking!
@svetlanavoronina5407
@svetlanavoronina5407 2 жыл бұрын
Thank you for this video. What you are saying I realized a couple of years ago, when I became financially independent in my early 40's and was able to quit my career job. However, instead of rushing to quit, I decided to work for a couple of months taking it easy throughout my day and I realized I actually do enjoy my work. I am able to work from home, so my schedule is very flexible, I work when I feel like it, and take breaks when I need rest. I am as productive as when I was in the office, but my pace is slower and my life is way more enjoyable. Work is not my focus anymore, my life is. With this mindset, I found balance and peace that came with it. I am not rushing to retire anymore and enjoying the day as it comes.
@MalamaLife
@MalamaLife 2 жыл бұрын
😁👍
@username00009
@username00009 2 жыл бұрын
What industry do you work in that you have such flexibility? I have decent flexibility working in the finance industry, but meetings usually aren’t flexible.
@svetlanavoronina5407
@svetlanavoronina5407 2 жыл бұрын
@@username00009 IT industry, I am a software engineer. I have a daily meeting at 9:40am and then on my own.
@jonathan.kizuka
@jonathan.kizuka 2 жыл бұрын
Can I just say that you have the most calming voice ever, I always use your videos to calm down and take a nap
@MalamaLife
@MalamaLife 2 жыл бұрын
Thanks Jonathan :) sweet of you to say!
@ladymallowyt
@ladymallowyt 2 жыл бұрын
Life on this earth is much shorter than we think. I was thinking about starting the FIRE journey myself, this made me think about my mum. She passed away just before she was about to turn 40. This is one of my reasons for wanting to retire early. I don't want to keep working 5 days a week from 9-5 until I get to retirement age because its not guaranteed that I will get to the official retirement age
@Kayleigh-uy2on
@Kayleigh-uy2on 2 жыл бұрын
I am really glad that this video popped up! Financial Freedom gives you so many options and people don't talk about it enough. Once you have control over your money your options are wide open and you can pivot what you are doing at any time. I am so thankful that I learned how to budget in my 20's!
@arrow1-b2v
@arrow1-b2v 2 жыл бұрын
This is so True and inspiring!!! 💫This is a remainder to not put so much pressure on yourself. Live and enjoy the present moment that's what we have ❤❤
@MalamaLife
@MalamaLife 2 жыл бұрын
Yes! that's exactly how I want to approach my life :)
@Stephaniergtz
@Stephaniergtz 2 жыл бұрын
Thank you for shedding light onto this perspective. I feel with this mindset frees me from guilt of enjoying time with family and friends and the little things I find joy in.
@crosslink1493
@crosslink1493 2 жыл бұрын
About to retire at age 64. I've spent over 40 years in the working world, but took 'time-out' periods during those years to see different parts of the world, do things I wanted to do, accomplish goals I set for myself. Those 'time-outs' ranged from 3 weeks to six weeks. That was the best thing I ever did as it helped me re-prioritize and change direction when needed. I didn't spend a lot on materialistic things, but did invest properly and will have pension income from a former job. I'm set for the latter years of life and satisfied with where I've come from and what I've accomplished in the last 40+ years.
@cybernetck
@cybernetck 2 жыл бұрын
Very timely that I run across this post. Balance is the key! 👏🏾👏🏾
@popcorn6931
@popcorn6931 2 жыл бұрын
This is wisdom and a great advise for those who have already been there. I dedicated my life to my career in an unloving corporate world where every ounce of profit is squeezed from customers as well as workers. Making matters worse are the hours of commute wasted on a daily basis. Worse still is the office politics which you have no control over or the corporate takeover resulting in labor cuts. We are all pawns for those in power. Luckily I am how in a well balanced life with the help of a tight labor market.
@kevinho4504
@kevinho4504 17 күн бұрын
Great video ❤! I agree that life is a journey and retirement is not an end in itself , we just need to make take time for ourselves , connect with family and friends regardless any stage in our life , working or retired because it is a continuous journey and never a destination.
@reginebee2054
@reginebee2054 2 жыл бұрын
I also think that generational mindset plays a key factor in conditioning. Like our parents, they conditioned us to "work hard" to be successful because of their experiences, to earn much so that they could enjoy retirement life. But times have changed and our circumstances are different so "working hard" isn't really applicable nowadays and we also learned that it would take a toll on our health and our precious time to the point it would stress us out. Working smart is the new standard to achieve meaningful work-life balance, as well as self-fulfillment~ This is an eye-opener discussion for us adults and soon-to-be adults. Thank you for your wonderful insights as always, Sophie! 🥰
@MalamaLife
@MalamaLife 2 жыл бұрын
I agree with you about the generational mindset. We can take the important lessons from the previous generations, but re-invent to what works better for us moving forward. thanks for your comment Regine
@jarvisaddison8560
@jarvisaddison8560 2 жыл бұрын
Not to mention that many older generations hade progressive policies which included pensions, unions, etc which many today dont have. They tend to leave that part out when it comes to hard work. 401k were and are not designed for retirement as well.
@pazaolor2656
@pazaolor2656 2 жыл бұрын
You are so gentle and honest and true. Thank you for reminding me, us, and your audience of the reality in life. In my own words, to truly live it and experience it. To live , not just exist. Thank you for your spark and sharing your story. Thank you for reminding us to slow down and make this life meaningful. I'm grateful I'm one of the few to land across your films! You are now a gem I want to keep a secret just for me~~ but I'm sure you're growth and energy will land on those who needs it, like myself. Thank you Sophie
@jpgonline2k
@jpgonline2k 2 жыл бұрын
I see where you are coming from. For me, I've always strived for work life balance. I have a great corporate job that pays well, and still allows me to enjoy my hobbies, personal development, family time and travel once or twice a year. As good as it can be, what I want at this point in my life, is the ULTIMATE freedom. I want to be able to work when I want and where I want, or sometimes don't work at all. I am at a later stage of my working life, and probably going for FI is a shorter finishing line and makes more sense than starting a few side hustles. My plan is to go FI, take sometime off and then, maybe find my next Ikigai, which will be on my own terms and time. The best thing money can buy for me is TIME!
@haileyhennessy5775
@haileyhennessy5775 2 жыл бұрын
Your cut-away shots are so gorgeous and engaging! Thanks for this message.
@adaada2193
@adaada2193 2 жыл бұрын
Very good video. You should not plan the next 30 - 40 years. Life is constantly changing, and so are you. When you are 30 years old you don't know what you want to do when you are 60 years old. And don't forget: The brain wants to work, even when you are old.
@MalamaLife
@MalamaLife 2 жыл бұрын
Yes! learning this as I go :) thanks for watching
@SOONHUENGNEOH
@SOONHUENGNEOH 2 жыл бұрын
This is so inspiring, Thanks for sharing it Sophie. I'm turning 40 and I've a full time job. When I was younger, I used to be doing side hustle photoshooting weddings for additional money and spend very less time for myself. About 5 years ago, I've decided to quit photography and slowly let go of the social responsibilities I have. Now I have more time for myself and to learn new things.
@MalamaLife
@MalamaLife 2 жыл бұрын
Good for you :) I love that you adjusted and re-thought your priorities. I feel like I'm constantly doing this
@SOONHUENGNEOH
@SOONHUENGNEOH 2 жыл бұрын
Yes, it's a constant process instead of a one-time. Always think, reconsider and adapt to the changes. Love your story telling and keep up the good work.
@booklover2.0G
@booklover2.0G 2 жыл бұрын
This really resinated with me, my family always told me growing up that I need to go to college, get a good job, find a husband and have children. They never spoke of living freely and going places or doing things they love. Everyday I think of my dreams and Its like a pull.
@TubeDeviant
@TubeDeviant 2 жыл бұрын
How is a 6 1/2 minute video so meaningful and to the point..? In my journey through life, it was quite the opposite of what you have described. My problems started before I was even born and have dealt with dysfunction in family life for most of the time. Losing the few people who actually cared for me at a young age lead me to self medicate, drop out of high school, and waste a lot of time. While I did make some money through that time and into my 20's, it wasn't anything I could rely on in the future. I don't have my retirement figured out, which is a scary thought. So for a long time, I was stuck in a form of purgatory, trying to run away from problems which I didn't know how to deal with, which prevented me from taking the actions I needed to in the present to plan for the future. The longer it went on, the more anxiety and eventually depression/insomnia built up and took hold. While I was able to pull myself out of those dark days, I still deal with anxiety and I feel that anxiety and depression can literally show up on my doorstep again, depending on what life throws at me. In the present, my prospects are to work some job I don't necessarily enjoy for the foreseeable future and invest the best I know how and hopefully some luck will help out as well. Not the best outlook, but I think I'm heading in the right direction. Hopefully I can still have the time to do the simple things in life I enjoy, like long bike rides, reading, walks with the dog... Hopefully accomplish the goals most people have like owning real estate and not worrying about finances. Finding and living my "purpose" in life is a whole other story.. That feels like a whole other dream at this point. But who knows.. I definitely agree with you though. Tomorrow is NEVER guaranteed for ANYONE, so you should live your life according to your own terms the best you can, no matter what others or society says or thinks. It's your life.
@laurenwilliams1104
@laurenwilliams1104 2 жыл бұрын
beautifully said! I feel this way too. Plus, you never know what circumstances life can throw at you. You might spend your thirties working so hard to retire early, only to die at 40. Live each day as if it is your last :-) (with some plans for the future also of course ;-)
@CroisMoi
@CroisMoi 2 жыл бұрын
I like this sentiment. I have been wondering for a while about the idea of working nonstop so that some day you can enjoy your life. I have been doing it also. There is no "other" life. Your life is today.
@ichoosejoy2712
@ichoosejoy2712 2 жыл бұрын
Another thing to consider is that if you wait until you are much older and reach the traditional retirement age to lead a freer life your health might be too damaged to enjoy that freedom. By that age someone's mental health could be damaged through years of burn out, dementia or physical illnesses etc. I remember what happened to my Uncle, he had an incredibly intense and demanding job (he was often on call so he had to drop everything at a moments notice and travel halfway across the world). His whole life was work, work and more work. But after he had an operation on his foot he was going to retire and really relax for the first time in his entire working life. But during the operation he developed a bad blood clot and passed away. I learned a valuable lesson from this. Our future is not guaranteed. Who knows what could happen by that stage in our lives?.
@Movieman1965
@Movieman1965 2 жыл бұрын
I often think about a movie I watch alot. Benjamin Button mother said several times as things happened to people in the movie at different ages... "You never know what's coming for you" Those words really hit hard for me. My friend's sone became a pilot just like him. So then they both would run into each other traveling the world at ariports and cities. SO, back in 2014 his son was back in Miami taking a week off for his birthday. He decided to ride his motorcyle really fast during lunch hour. Unfortunately he smashed into a car a few blocks later. He died in the helicopter on the way to the trauma hospital. He was 27 a day from his 28th birthday. There are no guarantees in this life. "You never know what's coming for you".
@joshmeisterr
@joshmeisterr 2 жыл бұрын
You have the most soothing voice. You're POV is very insightful and it's really made me realize that life lived to the fullest doesn't necessarily have to be fast and glamorous. I find balance in playing the electric guitar, video games and going to beach - spending time with family. As opposed to your stance - some people, like myself, enjoy work (I love picking up the phone and going to battle everyday) so it really all depends on our individual perspective. Subscribed.
@Jack_of_Hearts4
@Jack_of_Hearts4 2 жыл бұрын
You make a lot of good points in this video but I'm going to have to respectfully disagree with some of them. I also know a lot of people who have retired and ended up sad, lonely, or with major health problems but all of them had one thing in common. They all had no hobbies. They all ended up sitting home watching T.V. all day and going to casinos too much to gamble. Many of them also smoked, drank, and ate too much. They stop taking care of themselves and wonder why they are unhappy. In my opinion, retirement has nothing to do with it. Not planning on what you are going to do while you are retired is what causes people to go downhill during their retirement years. I have books to read, games to play, and enough healthy hobbies to keep me healthy for many lifetimes with the occasional vice to keep me sane. I get slightly annoyed when people blame retirement for their problems because often the people complaining about being retired haven't done much of anything to make it enjoyable.
@MalamaLife
@MalamaLife 2 жыл бұрын
You're so right. Having hobbies and finding your passion is so important. My observation is that many don't take the time to find their hobbies during their younger years which leads to the retirement blues
@timchow924
@timchow924 2 жыл бұрын
This guy gets it. If I retired now, I would spend all day raising my kids and being there to watch them grow up. I have motivation to retire early. Unfortunately not everyone has something to look forward to when they retire besides not being at their job all day
@choosetoshine2610
@choosetoshine2610 2 жыл бұрын
Thanks for driving this home! Freedom to choose is what matters to me the most. Blessings! ❤
@MalamaLife
@MalamaLife 2 жыл бұрын
🧡
@morgansofia
@morgansofia 5 күн бұрын
Planning to retire in 20 years? With rising inflation, the cost to maintain your current lifestyle could reach $2.6 million or more. The combination of high inflation, lower projected stock market returns, and stagnant wages makes securing an early retirement more challenging than ever
@EggrollsBaby
@EggrollsBaby 5 күн бұрын
A good way to invest during a recession is by buying stocks in sectors like consumer staples, utilities, and healthcare, which usually stay strong. But it's important to consult a financial advisor before making these decisions.
@Jeffcraparo
@Jeffcraparo 5 күн бұрын
These factors definitely play a part when I think about whether to invest in a stock. But I never make a purchase based solely on that. I always consult my financial advisor, who has helped me build a well-diversified portfolio worth $985k, which has seen tremendous growth.
@ImariJust
@ImariJust 5 күн бұрын
@@Jeffcraparo How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
@Jeffcraparo
@Jeffcraparo 5 күн бұрын
My advisor is “ Annette Marie Holt” , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the fina-cial market & retirement plannings.
@Jillyshrum
@Jillyshrum 5 күн бұрын
thanks for the lead, curiously searched Annette by her full name, easily spotted her consulting page and was able to schedule a call session, she seems highly professional from her resumé
@eastcoastthrifting
@eastcoastthrifting 2 жыл бұрын
crazy that you posted this, I’ve been dealing with this subject the past few months thank you so much for the upload ❤️
@yunfanli4383
@yunfanli4383 2 жыл бұрын
Most people who want to retire early just don't like their jobs. The solution is to get a enjoyable job so every day and every moment can be cherished. (Most people you hear about who retire early publicize their methods in return for money. That's changing a job rather than retiring.)
@MalamaLife
@MalamaLife 2 жыл бұрын
So true 👍 if I find a job that's meaningful and enjoyable, I would always work
@evilstars
@evilstars 2 жыл бұрын
Finally someone putting some wisdom. Balancing is the answer and enjoy the journey. Thank you for sharing!
@jordanw8382
@jordanw8382 2 жыл бұрын
Great commentary and I agree 100% that we need balance back in our lives. I've just resigned after 15 years in the Canadian military. It was my dream job since I was a kid and I made great efforts to get into my occupational trade. The salary was enough to be considered comfortably middle class and I was able to raise a small family in an idyllic locale, but it was fast becoming a toxic organization in an increasingly toxic country that no longer abides by basic ethics and morality. I made a decision to quit. We're currently in the process of selling our house in an overinflated housing market, paying off all debts, and will move to a different country for a more simple and inexpensive life. I'm looking to work just enough to sustain ourselves, and be able to support a school with our educational philosophy and hopefully help a new generation of children to have humanity and balance in their lives.
@MalamaLife
@MalamaLife 2 жыл бұрын
Love your story. Wishing you the best of luck :)
@yesterdayitrained
@yesterdayitrained 2 жыл бұрын
So well said. It’s difficult, but I am glad you are making a change. I miss our humanity too!
@mindhappy912
@mindhappy912 2 жыл бұрын
On the first day when I was retired, I found your channel and knew how you live now. Thanks for your video contents. The google youtube algorithm is so smart that it knows what I want and introduces your channel to me. That's incredible.
@MalamaLife
@MalamaLife 2 жыл бұрын
I'm so happy to hear that :) thanks for supporting my channel
@Lucsy3012
@Lucsy3012 2 жыл бұрын
For me, I aspire to retire early; but what aspire more is working less and needing less. Create the most value out of the resources I have, be it time or money, and try to spend less time earning money. I try to evaluate first if I really need something or not so that I don't buy as much useless stuff which will ultimately delay my goal effectively using my resources.
@MalamaLife
@MalamaLife 2 жыл бұрын
This is so important! I've also adapted to a minimalist lifestyle
@michaelkeaton32
@michaelkeaton32 2 жыл бұрын
First off, that was a truly beautiful video. Thank you for telling us your perspective. To me, working long hours and the cessation of work is the same thing; they're both extremes grounded in answering the same problem. The best answer lies in the middle, not the far left or right.
@robertofreedom7206
@robertofreedom7206 9 ай бұрын
The million dollar comment: "I realized what I wanted wasn't freedom from work, but a better work life balance." Thank you!!!!
@kimberlygray4563
@kimberlygray4563 2 жыл бұрын
I discovered your video all of a sudden and I can’t stop watching them. I’m in the point of my life where I’m trying to figure out where I want to live and how to live my life without asking permission from anybody and your videos give new perspectives and I like it. Also I feel like I’ve been to focus on work that I wasn’t able to improve the other areas of my life and I want to do that now.
@joshboston2323
@joshboston2323 2 жыл бұрын
Another point I wanna make, is that the only reason some of us can retire early and "do whatever we want", is because there are others who pick up the trash daily, fix the roads, make sure our houses don't flood etc.
@ngeee10
@ngeee10 2 жыл бұрын
Yuuup or work in grocery stores and food service.
@barneyboy2008
@barneyboy2008 Жыл бұрын
Exactly.
@Lunay08
@Lunay08 2 жыл бұрын
Thank you so much for this Malama. Recently I started to really think about my life and what I wanted to do with it going forward. I considered early retirement, but I wouldnt know what to do with my time, so im trying to rediscover myself and what I love to do. I want to go into part time work and do what I love, I dont think I want to give up work entirely.
@aussiejubes
@aussiejubes 2 жыл бұрын
I've been interested in slow living for over a decade, but with undiagnosed (until I was 41) ADHD I viciously felt the pull of productivity rhetoric because I struggle enormously to regularly complete basic tasks daily, in order to be considered a functional human. Once diagnosed & medicated & I understood what was going on for me, I have been able to ditch the idea that grinding & earning money above all else is the optimal way to live. I can now give myself the compassion and grace to just slow down & focus on what's right for me & not stress to keep up a particular standard of life just to be seen as normal. It's not all it's cracked up to be. Focusing on what's important to me has now become more important to me than keeping up appearances & keeping up with the Joneses.
@corbincore
@corbincore 2 жыл бұрын
I really needed to see this video. Finding balance between enjoying experiences/things now, yet still planning for the future is hard to find.
@fitsoccergirl
@fitsoccergirl 2 жыл бұрын
Hi Sophie, to me work serves 2 purposes : 1st : it finances my life, gives me the finances to do what I wanna do like read books, travel, take care of my home, etc. 2nd : it's a way for me to keep growing as a person. I work in a field that I like and I use my work as a means to keep learning and developing myself, becoming who I wanna be. I think work is a way of contributing to society while getting retribution in return. I also think work is not supposed to be the center of our lives, it's only one part and we can do our best to make it a nice one. Anyway, thank you for sharing your opinion, I love your videos, I always find them relaxing and they make me think about what I want for my life. xoxo
@xmochix604
@xmochix604 2 жыл бұрын
I agree. Balance is great. Work is a part of our life but it also gives us some sort of purpose too.
@roseschoonhoven
@roseschoonhoven 2 жыл бұрын
As a recent grad that is navigating work and career, I have found that my perspective of work has been shifting as I have been focusing on working less and being more present in life as before I studied and dedicated all my time for the career I was going to have and I lost so much time. But over the last two years everything had changed and I always get questions when will I get full time work and move back to the city, but I don't want to barely make rent and be stuck in a cycle of work. I feel like I have chosen the scary and unknown path as I take each day that comes, but I want to live a life full of passion projects, surrounded by nature and slow living. I m not chasing a dream, I am living it everyday.
@aneshia8675
@aneshia8675 2 жыл бұрын
💞 enjoy the journey.
@dianeschmiane
@dianeschmiane 2 жыл бұрын
Love this, a message I so needed to hear today to know that I’m not alone in my against-the-grain feeling about life… beautifully shot, edited and told.
@Kevin-mk6jo
@Kevin-mk6jo 8 ай бұрын
F.I.R.E. zero regrets. Zero debt. 100% of my time is... MINE. I answer to nobody.
@FarzadMediaINC
@FarzadMediaINC 2 жыл бұрын
Stopped working 6 months ago. Wife and I are incredibly fortunate to be in the position that we are in. This is a brilliant video - we are going through this journey ourselves and I'm coming to the same conclusion. It's all about doing what makes YOU happy, regardless of what that is. We are complex beings with complex needs. It truly is about the journey, and balance is key in maximizing your happiness as you navigate through it.
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