I Don't Want To Make A Desperate Money Mistake!

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[@KENTUCKYUSA1]

Excellent assessment of the situation and advice by Delony. And kudos to the caller for reaching out.

[@parochial2356]

No disrespect to George Camel but John Delony is a master at his game. The Ramsey show may be about finances, but watch how fast Dr. D saw that this was more than a dollars and cents issue and zeroed in on the root of it. 6 months with a therapist in 60 seconds. Awesome.

[@tammya5403]

Agreed, super awesome

[@shanep2760]

Engaged 8 years? Someone clearly doesn't want to get married

[@drtij_dzienz]

People don’t want to “settle” for frugal weddings but don’t make enough money to save. They are also probably “engaged” so people judge them less for having kids out of wedlock

[@Big-Government-Is-The-Problem]

good, he shouldn't. you dont need a government contract to live happily with your lover. if a Casino had a game with a 50% chance to lose half of your networth or a 50% chance to win $0 would you play that game? probably not, but thats what marriage is... its not the 1930's dude, there is no reason to get married because women hold all the power these days and they initiate the vast majority of divorces even when the husband has been a totally faithful ethical provider etc, and he gets 50% of his networth taken, which for a normal person with say a 1m networth, losing half is devastating especially if you're at or near retirement age. its not as impactful if you're wealthy, but either way it still sucks

[@georgeseymour7116]

Haha, 2 someone’s

[@bastionwolf]

I've been engaged for a while and have two kids and we just don't have the money to get legally married. Who cares what the government and other people think, our relationship is better than 70% of everybody else's and that is just from what we can see on the outside. I haven't finished the video yet but honestly you have no idea about anybody else's relationship. Pay for their wedding expenses and see if they get married then. If they still hold off then maybe consider them not being a match.

[@drtij_dzienz]

@@bastionwolf I thought the form at the county office costs like $50?

[@combot2001]

John you’re an absolute genius and expert! I can’t believe you were able to see what was truly happening. That was like some sixth sense level stuff!

[@Niraw85]

Facts!!! How did he catch that… this dude sounds like he really had it together!!!

[@cdevidal]

He and Dave can spot the baloney with laser precision from ten miles away. My favorite shows are when both of them are on.

[@aaronalquiza9680]

The "sounds like everyone believes in you except yourself" gave me goosebumps.

[@dungeonmaster6292]

You mean cringe bumps?

[@lynnpowell2659]

Thank you for looking beyond the question and seeing the need.

[@janelleg597]

Been engaged fof 8 years..... 🚩🚩🚩🚩🚩

[@tracyaf6084]

Seriously! Go to the courthouse and be married.

[@JreiZz]

I feel for this guy. He’s a lot like myself in many ways, including the anxiety and “wack-a-mole” lifestyle John had mentioned. Living like this only sets fire to every single situation in life, and really paralyzes your decision making. Took a while for me to learn the hard way. Wish him the best.

[@AlphaShadowSphere]

How did you get out of that lifestyle?

[@rodrigorodriguez509]

It's a deficit of the word of God

[@JreiZz]

@@AlphaShadowSphere you come to terms with it through the fact that the math doesn’t math anymore. You can’t make something work through a lack of means. Chaos isn’t very remorseful. Lots of reflection on what matters, prayer, and overcoming adversity with people I trust by my side and actually letting them in.

[@naomirachel9161]

Wow. Say what you want, John is good at what he does

[@dungeonmaster6292]

This was staged and the comments are bots

[@markjames1965]

This has become my new favorite channel on KZbin. Props to you for all the hard work you put into these videos, I've been a member of this amazing society of investors for a while now, and I can't articulate how much it has transformed my life. We're not just here to earn money; we're here to uphold one another, grow collectively, and rejoice in every stride toward our financial aspirations....

[@RamiAyla]

I completely resonate with your experience,if you are talking about expert Mrs Bianca Faye Lindsey then yes ,working with her transformed my life also, suprised to see other people here work with her after her skills was talked about on the show i started working with her , Before, I was uncertain and made impulsive moves. With our her insights, I've learned patience and strategy. My investments are flourishing, and I'm on my way to achieving my financial goals. Let's inspire others to take control of their finances! Great show

[@markjames1965]

I completely resonate with your experience,if you are talking about expert Mrs Bianca Faye Lindsey then yes ,working with her transformed my life also, suprised to see other people here work with her after her skills was talked about on the show i started working with her , Before, I was uncertain and made impulsive moves. With our her insights, I've learned patience and strategy. My investments are flourishing, and I'm on my way to achieving my financial goals. Let's inspire others to take control of their finances! Great show

[@masoncheng1691]

i am not a subscriber of this channel but this not the first time i am hearing about Mrs Bianca ,i heard her dedication to her client is remarkable and she does not only analyze market trends but also listen to the concerns of her clients ,the sad news is have no way to reach her or even get her attention heard she mostly booked

[@YingluckShinawatra-el6tz]

her mentorship transformed my approach to investing. I used to chase quick wins, but now I focus on long-term strategies. The results speak for themselves - my portfolio is more stable, and I've achieved financial milestones I never thought possible,this show has been a blessing

[@DeniseKelly383]

Your story is inspiring Meribeth, Expert Bianca impact goes beyond numbers; it's about personal growth. I've learned discipline, resilience, and the importance of continuous learning. Every trade is a lesson, and I've gained a wealth of knowledge along the way. Let's stay committed to evolving as investors and supporting one another. Here's to meaningful growth and lasting success!

[@BitterComments]

I feel anxious just listening to this guy talk.

[@summerforever6736]

annoying

[@grantguy8933]

John is hitting the nail on the head right away ❤❤❤ love this channel.

[@janwells2199]

That's so uncanny how Delony reads between the lines from speech patterns and life chaos.

[@flashthecorgi2053]

It’s years and years of experience! He’s been in mental health for a LONG time. He’s amazing at what he does and has changed my life for the better times a million!

[@listerinr]

​@@flashthecorgi2053Are you making fake accounts again Baloney??

[@flashthecorgi2053]

@@listerinr again??? When did Delony make fake accounts? I’m just a person who loves Delony and has had significant help from him.

[@grantguy8933]

He is the pro.

[@flashthecorgi2053]

@@stevenporter863 In this case it wasn’t and John knew that. It’s always a red flag to be engaged for 8 years that means you are noncomittal for some reason and John nailed it! He’s amazing! Also, money is always a symptom of something bigger. Dave always says that!

[@Judi4Him4Ever]

😂😂😂 as an older person, I laugh at the new lingo: “engaged”. Dude. You’re not engaged until she has a diamond on her finger and a “save the date” on the calendar. We used to call these situations, “live-in boyfriend” or “live-in girlfriend”. And we used to try not to have babies who would become our ring bearer and flower girl “someday”. If we got “oops” pregnant, we immediately had a wedding and skipped the whole choreographed engagement. SMH

[@flashthecorgi2053]

I just love Dr. John! Such a great call and praying for this guy to find some inner peace!

[@MrTmenzo]

Are you his wife or family member? You flood comments about him lol

[@flashthecorgi2053]

@@MrTmenzo I’m not. He’s helped me tremendously through his content! Have 0 affiliation with Ramsey or Delony.

[@aprasovsky]

That was damn good! 👍🏻👍🏻👍🏻

[@Jack-pd4ps]

$3300 per month with overtime is disrespectful.

[@d.bray1]

You don’t know what market he lives in.

[@MrTmenzo]

He's an apprentice. He'll make more within some years

[@treasurethetime2463]

@@MrTmenzoin a couple years he will be rolling in the dough.

[@hansenluu]

3300 take home. So i think its about $4000 pre tax. But yes some places have lower income.

[@screwdriver_bandit]

He is an apprentice. Which is probably a 5 year program. I’m guessing with that income he’s a 2nd year apprentice. By the time he is finished with his program, he’ll be making 3X that.

[@MattR759]

John Delaney is AMAZING!!! I would love to do counseling with him! Man…

[@garrettholtz8379]

Guy: "We've been engaged for 8 years" Also Guy: "This is gonna sound crazy, but I am afraid of commitment."

[@JustinCase780]

A lot of anxious energy going on. There must be a book out there to help.

[@luminous6969]

He might also just be nervous talking when he knows that thousands of people will be listening to him, it's probably the first time he's ever done that.

[@JustinCase780]

@@luminous6969 He's naturally nervous which is normal and healthy. It was just a joke.

[@LioraLand1]

Good one! The book right behind John….

[@queen.kristal8395]

Playing house 🏡 your not married to is the real problem here .he is way to deep in the whole to get out so he says engaged but never will do it

[@TalyaT922]

Spot on!

[@vioxx111]

This guy would talk for 6 hours straight if they let him

[@kasparszz]

and still say nothing

[@sw6155]

@@kasparszzit’s quite an art form… 😜😂😂

[@djpuplex]

Cocaine brain.

[@LittleMopeHead]

Sounds like most politicians

[@siegfriedbraun5447]

Guy's doing a marathon swim, holding a bowling ball under one arm; drowning in circles.

[@jimeagle5509]

We need strong men now more than ever. This guy needs to step up and put the big boy pants on. Thanks ~Jim Eagle

[@shanew7361]

I can relate, very good message.

[@Ja50nkAt]

Engaged for 8 years! With kids! Avoiding something there. With there income and current debt they aren't buying a house for a long time in this market, maybe Wisconsin is different. This guys going a million miles an hour but spinning his wheels.

[@cutehumor]

I need a Dr. Balony shirt

[@kleindropper]

Why do people make their life so needlessly complicated?

[@c0cochan3l29]

🔥🔥🔥🔥🔥 my guy knew he on something Dave you got a good team this was really good…. He isn’t ready for that mortgage yet 2-3 years

[@M22Research]

Not that is should ever be a reason to get married, but the tax benefits of married, filing jointly might help as well.

[@djpuplex]

Getting them to quit is the easy part. Getting them to go back is the hard part. Tread lightly.

[@truthseeker6370]

Engaged for 8 YEARS(!) While bringing 2 new lives into the equation. Sounds like a real "prize". If I were his fake fiance, I'd bundle up the kids and be gone.

[@RJRussoVids]

When the caller is a human run on sentence. 🤦

[@debbiebarber5640]

Nailed it!

[@loweffort9426]

That was 10 years of therapy in 39 seconds

[@p.sherman3158]

How convenient. Just when johns new book came out. !!

[@anthonykence9954]

He needs more money period.

[@nicholeknight1893]

Engaged for 8 years. 😮

[@joshuatate5671]

Oh damn he seen right down into that guy's soul

[@c0cochan3l29]

Hey Georgie - Cassava 🇯🇲

[@screwdriver_bandit]

What the hell is wrong with this guy. 😂 John was spot on.

[@CaToRi-]

Getting out of debt requires commitment and he was very specific saying that he is afraid of commitment… that’s why he has been with the same girl for eight years and no ring

[@ONLY1KUDWE]

Sometimes I wonder how much a caller would talk if they weren't interrupted. 😂

[@nestororlandopimentelsolor3635]

This is the best one for jonh so far great work

[@flashthecorgi2053]

This is how his show goes 99.9% of the time! Why do you think people like him so much. He’s amazing at mental health stuff and so being on the Ramsey show is harder because he’s not as knowledgeable in finances!

[@richthepup]

This is why the $1000 needs to be moved to a months expenses.

[@honey_almond_eyes]

John is so dope!

[@vxptc1]

Why do I feel like they really didnt help him at all. They discussed the problem bit not how to fix it.

[@connorakins5296]

Dr. John actually answered the question perfectly. This guy needed financial advice, but it’s really a lot deeper than that like John said. He’s going to have to start working on himself and his family then the financial stuff will be a lot easier.

[@asp6415]

Sometimes its good to expose things rather than looking for solutions.

[@mmp495]

Love the "Deloney" shirt for the book launch. ❤

[@lukeharris2622]

✝️

[@TheFattestDad]

Did George lose a bet?

[@p.sherman3158]

Right ?

[@dungeonmaster6292]

It's cringe cuck stuff

[@davidmilhouscarter8198]

I thought the caller was going to say: “She wears short shorts I wear tee shirts.”

[@patp9819]

Guys a first year helper...he will get raises every year for the next 5... He's pay will more than double then....no way he didn't know he had to pay 500$ in books.

[@stevenporter863]

He has a temp job. Temp employers don't give raises and usually don't last for 5 years. Maybe you are thinking of part time. And books for certification or classes can top $500, not common but can happen.

[@bigwinsports1406]

Needs to increase his income. Only making $30k a year?

[@lilibethvilella]

Love these 2 ❤❤

[@MartenNoBS]

It became Tony Robbins show all of the sudden.

[@toddaustin2198]

Damn! Just marry her already, bro!

[@stevenporter863]

1:26 John: What do you feel desperate about? Wasn't John listening? Paying off debt while almost 80% of his fiancee's take home goes to day care. Not every problem is a mental health disorder.🤦

[@flashthecorgi2053]

In this case it was. No normal person engages someone for 8 years. He has significant commitment problems!

[@ashleycnossen3157]

He's listening between the lines, that's how he knew this guy was abusing a substance.

[@p.sherman3158]

@@flashthecorgi2053he said he had commitment issues

[@dungeonmaster6292]

Dude was cracked out

[@imveryhungry112]

I have credit card debt also :(

[@listerinr]

Are you safe?

[@imveryhungry112]

@@listerinr hahaha you making fun of deloney?

[@tarasade3881]

Engaged for 8 years?!?!?!?! 🤯 🤯 🤯 💣 🔥

[@darkbee2359]

I don't always rate John Delony but when I do it's because of calls like this.

[@stephanieharries7746]

What is this we business about fiance what is this saying you like in a relationship I mean yeah you're in a relationship yet I don't understand you know living together before you're married when you're married you're married when you're single you're single why do you want to live with somebody you're not married to

[@HM-vj5ll]

Are you safe?

[@MartianAmbassador69]

I've been gone for a bit. We wearing shirts with our boyfriend's name on them now?

[@flashthecorgi2053]

I’m sure people do that but George is doing it to support Delony for his book launch day! If this doesn’t tell you they actually are friends then I don’t know what does!

[@dungeonmaster6292]

Only top tier cringe artists

[@ConnieFoster1]

What is with all these grown adults with kids in tow always going to school?

[@SRD1281]

This guy got a PhD in D-U-M-B.

[@hellosaysandrew]

I identify so much with Taylor, minus the children.

[@CarnivoreStork]

Engaged 8 years, Kid ~S~, Is anybody steering this ship? 🤦🏻‍♀️

[@mikeshaw4610]

You have children and have been engaged for a long time. Get married, justice of the peace. Get rehab if needed. Later you can have a ceremony.

[@HitmanChase]

This dude gave me hella anxiety

[@stevenjustice105]

Comestology school...what a waste of time and money if you have kids.

[@betitos11]

That's why you go work graveyard so you dont give your money away to daycare

[@tubenachos]

Get to the point Taylor!! Jeezus

[@Julian-zc9vm]

John Delony is really doing it for me. After Dave retires I think John should be the face of Ramsey solutions. It’s fun to watch Dave yell at people, but John’s skill is impressive to watch.

[@financialfreedom1991]

Why is George using a Delony shirt😂😂😂😂😂😅😅😅😅

[@jimroscovius]

You're not married so there should be no "we". You're just roommates. Get married before you work on this stuff together.

[@krobdawg]

First

[@TheSmoothGrind]

Resorting to a fake call to promote John Baloney's new book.... great

[@jimmymcgill6778]

What is John talking about, are you using? WOW, assuming a lot. Wonder what that say's about John. Most times it is just money problems, and nothing else. John always looks for problems that does not exist.

[@lexalee5795]

😂😂 obviously he wasn’t wrong…. The dude says he drinks 🍺 alcohol is a drug too!

[@fuzzyelm1]

You are wrong usually there are more problems other than just money

[@janelleg597]

John has a background working with people who have issues. So stop poo-pooing a psych professional

[@nicholeknight1893]

That part

[@JustinCase780]

He knows that the guy is jacked up on coke and/or some other stimulants.

[@summerforever6736]

get to the faken point already!!!!!!!!!!!

[@pdiddygrimes2744]

2nd view

[@benf4570]

Total crap advice but thank God for the free book and other shit that nobody pays for anyway for free.

[@mba2ceo]

DO NOT get MARRIED !!!

[@adamseidel9780]

Yes, she should either quit her job or make a lot more money. She almost certainly isn’t working full time. But she puts almost her whole income into the daycare and if she stays home she should be able to be a homemaker and save them hundreds more in other expenses. The working isn’t working.

[@bettygrable6440]

Can’t stand how Baloney calls everyone “brother”

[@flashthecorgi2053]

It’s so cute you have to find something to be mad about with Delony because you can’t find one thing to critique in the video because he’s amazing! Have you ever heard of this thing called positivity?

[@toddaustin2198]

Is George Deloney's biggest fan boy now or what? LOL

[@JustinCase780]

They might have more going on than a man crush.

[@BradBarrier]

[@JOESUBA122]

Damn man! How did he know he was on the ropes like that! I was a very young dad! 21! Got into trouble, was locked up for a year and when I got out my main focus was getting my life in order and taking care of my son! I knew I was never going back to jail! Got a job making 4.25 And hour, got into collage and I was still on parole! It was tuff but i know I had to be there for my son! As time went on I got another job making 7.25 and mind you it’s was all part time! I never had a job making over 25k because of my record!! I am older now! Put both my kids into college and now at 52 still never had a real job to make me any real money! Wait I did act in some films but that money came and went! Still I have this job and i am only making 30k a year the most I have ever made at a job! Life is funny sometimes! The best part of my life was watching my son get two degrees and he owns nothing! And sending my youngest off to college! But damn I feel for this guy I pay he holds on! 🦾🦾🦾🦾🦾🦾🦾🤲🏿🤲🏿🤲🏿🤲🏿

[@anthonykence9954]

He needs more money period.