💳👇 VIEW CREDIT CARD OFFERS! markscreditcards.com/offers 👀👇 FIND YOUR NEXT BEST CARD! markscreditcards.com/cardexplorer 🚨📲 SUBSCRIBE to Credit Card Welcome Offer Notifications! markscreditcards.com/welcomeofferalerts 🚨📲SUBSCRIBE to Transfer Partner Bonus Notifications! markscreditcards.com/transferbonusalerts 🛍 RAKUTEN - Earn Cash Back! markscreditcards.com/rakuten ⬆ (More links in Description below video! ------------ ⚠ A Note About the $300 Travel Credit & My Anniversary Date... 1. The anniversary date changed after the product change. It was originally in April, but since I product changed in late January and the current billing cycle ends on Feb. 04, my NEW Anniversary Date was changed to Feb. 05. 2. The $300 Annual Travel Credit will become available after my current statement closes post conversion. Since my statement closes on Feb. 04, the $300 credit can be used starting Feb. 05. ^ Based on this, it seems like the anniversary date will change to 1 day after the billing cycle closes in which you made the conversion. I can't guarantee that's always the case, but it was for me.
@Creditcardnerd9 ай бұрын
Mark! Amex delta plat has a new benefit! Can you confirm pls?! I was a resy $10 a month credit, $10 a month rideshare credit and $150 delta stay credit. Thx
@MarkReese9 ай бұрын
@@Creditcardnerd - Confirmed! The Delta SkyMiles Gold, Platinum, and Reserve all have new benefits & higher annual fees. I'm considering a video on this.
@Creditcardnerd9 ай бұрын
@@MarkReese thx!
@MarkReese9 ай бұрын
@@Creditcardnerd - New video posted just now!
@Creditcardnerd9 ай бұрын
@@MarkReese my man! Love your videos!
@Chevy2Tyme9 ай бұрын
Absolutely! Let's see the new *Ritz* card unboxing.
@MarkReese9 ай бұрын
💯
@Nick-18289 ай бұрын
4 months into having the CSR and I’ve really enjoyed it! The 1.5 CPP in the portal has been great for renting cars on our vacations this year. Definitely going to be a year by year card though since I’m paying $625 to have my wife as an AU
@MarkReese9 ай бұрын
Well done! I've done those 1.5 cpp rental car redemptions, too 💯
@RSquared-travel-rewards9 ай бұрын
I definitely think of the card as a $250 card because I gobble us the $300 travel credit just from using the subway and parking in NYC and BOSTON, which are my 2 home cities. However, to be honest, it really is just a lounge card for me in 2024. The Logan Sapphire Lounge is a destination. Will be trying on the NY Sapphire lounges in Mar/April.
@docsays9 ай бұрын
thinking about doing the same, but my misses is a current free AU on CSP. Going from $95 to $625 is a big change.
@lesolanhny9 ай бұрын
crazy i got mines today too! and i love it, might use it more now
@MarkReese9 ай бұрын
Enjoy! 💳
@billwright21769 ай бұрын
They need to redo the inks and freedoms . My cards are pulling apart and separating.
@MarkReese9 ай бұрын
And put the #s on the backs of the cards 👍
@Adamm08968 ай бұрын
Just got my CSR this past December and didn't realize it was the newer version. I must say, I absolutely LOVE the newer design over the older, especially with the laser engraved logo/text and name. Makes the card feel much more premium. CSR has quickly become my most favorite card to date!
@MarkReese8 ай бұрын
Congrats on getting your CSR! Glad to hear you like it 💯
@Leoprieto749 ай бұрын
I got the new one back in August 2023. I definitely love the new design over the old. 😎
@MarkReese9 ай бұрын
Awesome! I wonder when the change occurred.
@Leoprieto749 ай бұрын
@@MarkReese not sure when but I got my new design CSR the first week of August 2023.
@MattClausen9 ай бұрын
At least Q2 of ‘23. I got this version of the card in March of ‘23.
@Leoprieto749 ай бұрын
@@MattClausen👍
@MarkReese9 ай бұрын
@@MattClausen - Dang! Thanks for the data point 👍
@jacatuk0089 ай бұрын
I just got mine last week. I would have liked the visa infinite logo on the front. I don't know yet my statement date since I just got it last week. Just the due date. Is there a way to know my statement date before it's posted?
@MarkReese9 ай бұрын
I'd just call Chase and they'd be able to tell you 👍
@paulstein9169 ай бұрын
Hey Mark. Great video. I have the CSP. When you PC to the CSR, does your card anniversary year stay the same or is it reset? With the $300 annual credit, I wondered if you have a full year to use it or do you retain your CSP anniversary date and you have until then to use it. Thanks!
@MarkReese9 ай бұрын
1. The anniversary date changed. It was originally in April, but since I product changed in late January and the current billing cycle ends on Feb. 04, my new anniversary date was changed to Feb. 05. 2. The $300 Annual Travel Credit will become available after my current statement closes post conversion. Since my statement closes on Feb. 04, the $300 credit can be used starting Feb. 05. ^ Based on this, it seems like the anniversary date will change to 1 day after the billing cycle closes in which you made the conversion. I can't guarantee that's always the case, but it was for me.
@warrenescalona30339 ай бұрын
Hi Mark Do you know the change of DELTA PLATINUM? What do you think?
@MarkReese9 ай бұрын
New video posted just now! Some stuff is ok, other parts are not great. Depends on what your lifestyle is like though.
@tywiggins133 ай бұрын
I'm also thinking about product changing from the CSP to CSR. i live outside boston and could use the travel credit and have some travel upcoming
@chicagotomahawk8 ай бұрын
Got the new design a few months ago and love it. Has anyone gotten a new Freedom Unlimited? Do they still have raised lettering? I ask because chase sent me a new business debit card and it didn’t have raised lettering on it.
@MarkReese8 ай бұрын
Glad you like it! I got the same business debit card w/ printed numbers & letters. Not aware of any change to the CFU.
@jacobfain65049 ай бұрын
The ultimate setup for me is Chase Sapphire Reserve Chase Freedom Flex Chase Ink Unlimited Chase Ink Cash I love knowing I have a redemption floor of 1.5C per point without doing any work really. Or for example, I don't have to fly to Dubai in January just because I have to be flexible because that's when an available redemption exists when in reality I want to go in June. The Chase system is the best hands down. It has the highest floor of any ecosystem.
@MarkReese9 ай бұрын
Glad you're liking the value Chase offers!
@docsays9 ай бұрын
I am real tempted to pc my CSP to a CSR & run that exact set-up! Already have the Flex & Ink unlimited. I would just need to add the Ink Cash later done the line. I also agree that the elevated portal redemption is super easy!
@jacobfain65049 ай бұрын
@@docsays I love the Ink Cash for 5X on cable, internet, and cell phone bill. I don't use cable but having 5X on the other 2 things are pretty sweet. And then any points earned I can pool them together with the CSR for added value. Love it!
@MiltonCarlJacksonII8 ай бұрын
We love our CSR! However, our lovely baby is due in March and we’re not sure how much traveling we’ll be doing in the next year even though we love the card. Our card anniversary is in May so the AF + AU fee will be forthcoming. Do you think Chase would give any type of retention bonus to offset the AF upon asking? My wife has this and 2 other chase cards with high limits plus a business account for our rental property business, so I believe Chase loves her and may grant it if they offer it lol. The other option would be to downgrade to the CSP or another Freedom Flex and wait out the next sub, as I think we’ll be heading into our 3rd year of ownership after May.
@MarkReese8 ай бұрын
You're smart to consider your expenses with a baby on the way 💯 Chase may give retention offers on occasion, but historically they've been underwhelming (e.g. small statement credit). Definitely worth a call. However, more meaningful cost cutting will come in the form of a downgrade.
@dannydang20149 ай бұрын
The change definitely happened after April 2023. I got mine in April 2023. My card looks exactly like the new one you showed, design images and all. However, it is somewhat very bendable compared to the Amex Platinum.
@MarkReese9 ай бұрын
It may have been 2 phases. Design first, then more metal later. I think a family member of mine had the new design with the same construction at one point.
@Thecreditcardconnection9 ай бұрын
I was hesitant about doing the product change, but after your video, I am really considering the card. Thank you as always for your great content. 😊
@MarkReese9 ай бұрын
Go for it if the benefits make sense for your earn / redeem goals 👍
@Thecreditcardconnection9 ай бұрын
I really appreciate it Mark!! Thanks!@@MarkReese
@ilovejesus9733 ай бұрын
How long before you get the annual fee hit first statement or second statement?
@MarkReese3 ай бұрын
Not sure. It's possible that it may vary from one person to another based on when their billing cycle started.
@ilovejesus9733 ай бұрын
@@MarkReese thank you.
@charleswheat32519 ай бұрын
Are you going to do a video on the new metal Ritz Carlton card
@MarkReese9 ай бұрын
See 11:31. Maybe.
@charleswheat32519 ай бұрын
@@MarkReese thanks
@docsays9 ай бұрын
Thanks for the in depth comparison. I had no idea they made subtle design changes. Got me tempted to product change my CSP to a CSR!
@MarkReese9 ай бұрын
😁👍
@curmudgeonextraordinaire18849 ай бұрын
Hopefully they’ll update the CSP the same way.
@MarkReese9 ай бұрын
💯👍
@naveenthemachine9 ай бұрын
It needs some more benefits like global entry credit or some form of lounge access
@jameltanderson9 ай бұрын
@@naveenthemachine they should raise the annual fee a little and add lounge access
@docsays9 ай бұрын
- unlikely since it got a complete redesign a few years ago.
@c50grand29 ай бұрын
Mark? Now that American Express has announced that their a refresh coming in 2024, will you be creating a video discussion what you think the changes will “possibly” look like, along with your strategies on if you’ll keep certain credit cards, would you downgrade a card (if that option is available), or would you look to possibly cancel an AmEx card if you own one that was changing. It could be based on hypothetical scenarios too. I’m just asking for a friend. Thank you and keep up the great work you’re doing!
@MarkReese9 ай бұрын
No plans for that. There are tons of Amex cards outside of the U.S., so their announcement that "40" will be refreshed doesn't mean those are all U.S. cards. And with 0 data or insight, I don't plan to make a speculation video (right now) since I have no direction to go off of. Perhaps I'll reconsider if more info gets released. Meanwhile, I base my strategy on what is real 😁
@c50grand29 ай бұрын
Your explanation definitely make sense. Thank you for your response! 😊
@vigi4019 ай бұрын
Coming up on my CSP year 2, would it be worth to request product change to CSR? Still 2 years out for a sapphire sub.
@MarkReese9 ай бұрын
Totally up to you. It comes down to the rewards & benefits. If you value them, go for it. If not, then pass.
@kazi19 ай бұрын
The new design looks great
@MarkReese9 ай бұрын
Agreed 💯
@WhiteoutSnowy9 ай бұрын
Great info , mine CSR is set to expire around 12/24 so I should get updated card replacement , do you know which priority pass card version do I have ? It came with CSR but I guess there is like 4 or 5 different ones out there lol
@MarkReese9 ай бұрын
You can learn about the CSR's Priority Pass membership here: kzbin.info/www/bejne/Zqi0dJ6BrbmeoZIsi=ofSWvlTX8ufDLcqT&t=174
@mauricejoshua34748 ай бұрын
I applied for it today along with the Venture X not thinking I’d get either. Got both. Now trying to plan the spend.
@MarkReese8 ай бұрын
Congrats on the double approval! 💯💯
@mauricejoshua34748 ай бұрын
Thank you and of course thank you for your tips, advice and guidance. It’s much appreciated.
@chijason66309 ай бұрын
1 month into the CSR and I've enjoyed the card! Easily hit the SUB with a $4k long-haul business-class airfare purchase, which triggered the $300 travel credit as well. Lyft Pink is super useful to me, and I have made use of the Doordash & Instacart credits as well! I am not sure if I will keep the card or downgrade to the CSP after the Lyft Pink discounted membership expires in Year 3 (it is free in the first 2 years, $99 in Year 3), but it is very useful to me now!
@MarkReese9 ай бұрын
Great to hear! 💯
@deputy15699 ай бұрын
Mark why did you product change instead of getting the welcome offer? Do you just love the Sapphire 😅
@MarkReese9 ай бұрын
I'm not eligible for the welcome offer. You need to wait 48 months from the last Sapphire-branded bonus you got. My last Sapphire bonus was ~ 22 months years ago. I'm also well above the 5/24 Rule.
@johngonzales65109 ай бұрын
Hey Mark, they raised the AF for the Delta Reserve and Delta Platinum. Hope to see a vid from you about that .
@MarkReese9 ай бұрын
Posted now ✈
@JosephWheelerF4WealthAdvisors9 ай бұрын
Was just told by a rep at Chase that there is no redesign, no heavier metal or any changes whatsoever. Strange because I see it in your hand! I wonder how I can get my hands on this mystery card!
@MarkReese9 ай бұрын
There's a reason why I don't always believe everything I hear (from reps or others) 😄
@JosephWheelerF4WealthAdvisors9 ай бұрын
@@MarkReese It just so happens that the magnetic strip on my CSR stopped working! I shall request a replacement and report back.
@JosephWheelerF4WealthAdvisors8 ай бұрын
Can confirm: Replacement card arrived and it is in fact slightly heavier, noticeably more rigid and overall feels more premium. But does it complete with the Amex Plat? No.
@ChaseYokoyama9 ай бұрын
For me that Ritz card looks a lot more appealing. Both in card design and benefits / credits.
@MarkReese9 ай бұрын
But...not in the rewards currency earned...right? 😁
@ChaseYokoyama9 ай бұрын
@@MarkReese u got that right
@TopnotchX4underscore9 ай бұрын
Mark!!! Did you see the new delta reserve credit card changes ??! Changes came out this morning. I think your the best in the business when it comes to credit card so posting here first don’t know how else to get in contact with you new benefits are interesting!!!!!
@MarkReese9 ай бұрын
I did just now! In fact, the Gold, Platinum, and Reserve Cards all got new benefits & increased annual fees 😬 I'm considering a video on it. Thank you for the tip!
@i0r-r-tjtkttl9 ай бұрын
Waiting for the preferred 80k bonus. No news about it. I wonder if I should wait or apply?
@michaelgrayson4099 ай бұрын
I wouldn't burn the 5/24 spot and lock myself out of the Sapphire bonus for 2 years for 60k. Not when it's been as high as 100k.
@i0r-r-tjtkttl9 ай бұрын
@@michaelgrayson409 Yeah, I waited for 4 years to get the bonus, and I want to wait for the 80k or higher. I am not sure what to do. Go for the 60 K or wait?
@MarkReese9 ай бұрын
No info on if / when the 80K offer will return yet.
@i0r-r-tjtkttl9 ай бұрын
@@MarkReese Should apply for it now or wait?
@MarkReese9 ай бұрын
@@i0r-r-tjtkttl - If I needed the points for an upcoming trip not far away, and if the points could make the trip happen, I'd go for the 60K now. If I didn't have plans & there were no rush, then I'd wait.
@chombehailesellasse17279 ай бұрын
Hi mark I have AAdvantage miles up card and I want product change to Citi custom cash. If I do that am I gone lose my aa miles that I have? Thanks
@MarkReese9 ай бұрын
No, you'll keep the miles. Miles earned from your AA MileUp card are not stored on your card. Rather, they're sent to your AA account itself.
@justusragnar9 ай бұрын
RITZ - have you heard if it’s like the original RC card or if it’s similar to the Platinum (17-18 grams)? Was hoping it would be the original the way the announcement is phrased. Thanks for sharing!
@MarkReese9 ай бұрын
Not sure at this point. Someone said it's less than the old Ritz, but I have yet to see it myself ✌
@ItsEricSmart2 ай бұрын
My CSR WAS 17*
@Bobby__K9 ай бұрын
I hope the CSP gets a redesign too, I like the old design of that one better
@MarkReese9 ай бұрын
💯👍
@kelvintiger9 ай бұрын
May have missed this but how can current card holders request a new card?
@MarkReese9 ай бұрын
Yep 👍
@atsawinthongsumak579 ай бұрын
I had my CSR few years back as I have new design but no engraving of “Sapphire Reserve” and still 13g. My renewal is 11/24, so I hope I can get upgrade one 😊.
@MarkReese9 ай бұрын
The new one should be on its way later this year then!
@atsawinthongsumak579 ай бұрын
@@MarkReese can’t wait to feel the heavier card, thank you for your update 😊
@JesusGarcia-dn5ek9 ай бұрын
You should do an update of your credit card collection.
@MarkReese9 ай бұрын
I'm considering it!
@docsays9 ай бұрын
-yup i would like to see that also because mark has all the credit cards! @@MarkReese
@jimmyjames64929 ай бұрын
The CSR seems to be the hot CC nowadays. Cool design for sure. Thanks for the info + video!
@MarkReese9 ай бұрын
🔥
@JakeVanderPloeg9 ай бұрын
I only get cards based on how heavy they are
@MarkReese9 ай бұрын
😂
@shawn.credit9 ай бұрын
Barclays Luxury Gold! 🤣🤣🤣🤣
@JakeVanderPloeg9 ай бұрын
@@shawn.credit Say no more. Just applied
@KD-fu8ob7 ай бұрын
It's gone from black and blue to...wait....black and blue.
@MarkReese7 ай бұрын
😂
@jordan23ww9 ай бұрын
Great video! Thank you for the info!
@MarkReese9 ай бұрын
Thanks + you're welcome!
@caribdude81519 ай бұрын
Thank you for all you do Sir!
@MarkReese9 ай бұрын
You bet!
@wilfredpapaya47397 ай бұрын
Still will keep it with PPR gone?
@MarkReese7 ай бұрын
I already got rid of it before the announcement 😬 Downgraded to the CFU.
@n_0__6 ай бұрын
what made u decide to immediately downgrade to cfu?
@MarkReese6 ай бұрын
@@n_0__ - I only keep the CSR or CSP for their redemption options. Lately I've been on a point accumulation phase (i.e. I'm not redeeming).
@MarkReese6 ай бұрын
@@n_0__ - I only keep the CSP or CSR for their elevated redemption values / options. Right now, I'm only accumulating points, so it didn't make sense to pay annual fees.
@randomaccount92129 ай бұрын
Do you not hid the CVV like other KZbinrs? lol. Great video mark❤
@MarkReese9 ай бұрын
It varies, but it doesn't bother me if exposed because those 3-4 digits have no meaning apart from the account 15-16 digit account number.
@matsigh9 ай бұрын
Looks like I’ll need to call chase and tell them my CSR tragically got damaged
@MarkReese9 ай бұрын
😁👍
@lailaready18515 ай бұрын
I have the ink business card my credit limit is $100k. Why is this card only at $10k ?
@MarkReese5 ай бұрын
Impressive! Cards don't have a specific limit given to everyone. They vary based on credit score, debt levels, payment history, income, and more.
@SonnyChanhvongsak9 ай бұрын
Everyone here talking about the CSR, while I'm here like nice audemars piguet
@MarkReese9 ай бұрын
AP 'placeholder' 😄👌 It's actually a Pagani Design. Absolutely love how it resembles an AP though.
@adriancortes28296 ай бұрын
i need this on the chase sapphire preferred
@MarkReese6 ай бұрын
💯
@zsm58339 ай бұрын
i wish they could do the full metal like the Ritz Carlton, but that’s kinda unfair to its bigger brother JPMR
@MarkReese9 ай бұрын
😬🏆
@supereldian9 ай бұрын
The Apple Card Titanium Card should be the benchmark for metal cards
@MarkReese9 ай бұрын
🏆
@ToboeKey3099 ай бұрын
🙄 🤦♂️
@supereldian9 ай бұрын
@@ToboeKey309 The Apple Card Titanium Card is fully made of metal. The only plastic part is the magnetic strip. The Amex Platinum and Chase Sapphire card are plastic coated
@khanscombe6199 ай бұрын
Cool cool. Look forward to the follow up
@MarkReese9 ай бұрын
💯💯
@JuanNgtse9 ай бұрын
this design was released years ago
@MarkReese9 ай бұрын
I think so too 👍 If I recall correctly, a family member of mine had the new design awhile back (perhaps 2021 or earlier), but it had the same construction as the original CSR. The heavier construction definitely came later on (likely 2023).
@nelsdawgy5 ай бұрын
makes me wish i signed up for the CSR instead of the CSP. I guess I'll have to wait a year to do a product change.
@MarkReese5 ай бұрын
👍
@frankcutronijr9 ай бұрын
The card is on my radar once I am under Chase 5/24.
@MarkReese9 ай бұрын
💯💯
@Brianpeckin9 ай бұрын
Why did you say about moving for the ten thousand? Is this a requirement
@MarkReese9 ай бұрын
The CSR is a Visa Infinite card, and those typically require a minimum line of $10K.
@Brianpeckin9 ай бұрын
@@MarkReese require for? Like let's say I have 3 chase cards not with 5k each. But if this doesn't approve for ten I don't get it? Lol I'm confused I'm sorry Or do you mean u must have at least ten issued prior to getting it?
@naveenthemachine9 ай бұрын
The United club infinite card has a minimum credit limit of $15,000
@Brianpeckin9 ай бұрын
@@naveenthemachine that doesn't make sense if you got approved for it why does it matter? Makes zero sense maybe I don't understand
@naveenthemachine9 ай бұрын
@@Brianpeckin I think what he was saying is that when you apply for a reserve card the minimum limit chase can give you is 10k. Any limit less than that they won’t approve you
@Mundus-vult-decipi9 ай бұрын
Great video let’s see the ritz unboxing
@MarkReese9 ай бұрын
💯
@Cody.Little9 ай бұрын
Give me that *ritz* unboxing asap 😤
@MarkReese9 ай бұрын
💯
@riosafado5 ай бұрын
Drop into a stainless pan
@MarkReese5 ай бұрын
😄
@alexcandoortiz9689 ай бұрын
Ritz
@MarkReese9 ай бұрын
💯
@pishposh45069 ай бұрын
So if we can’t shred metal cards how are we supposed to dispose of them so none of our information can be stolen?
@jollama9 ай бұрын
Tell me you’ve never heard of Google without telling me you’ve never heard of Google
@Brianpeckin9 ай бұрын
@@jollamalol I just did multiple options
@MarkReese9 ай бұрын
In the past it's been common for bank to send an envelope to mail the old one back. Didn't get one this time, though I suppose you could call Chase & request one.
@shawn.credit9 ай бұрын
Wouldn’t a Chase location take them and discard them for you?
@naveenthemachine9 ай бұрын
I just keep and collect them haha
@yvjyang9 ай бұрын
Sheesh looks CLEANNN 🧼
@MarkReese9 ай бұрын
🫧💳
@jefuryo9 ай бұрын
Looks plain like Venture X, Amex is still the best design, and Bilt.
@shawn.credit9 ай бұрын
Amex is niche imo, their cards stand out even the plastic ones. Amex Green looks like no other card out there, of course Amex Gold and Amex Platinum stand out! I was impressed with my Amex Business Plum card as well. ✊
@MarkReese9 ай бұрын
It's a nice improvement, but yes, the Amex Platinum Card still has a better overall design to my eye.
@kazi19 ай бұрын
Hi
@MarkReese9 ай бұрын
Hey!
@hnyflvr9 ай бұрын
RITZ 😁
@MarkReese9 ай бұрын
💯
@zacharyraper29209 ай бұрын
Ritz!
@MarkReese9 ай бұрын
💯
@l.a.rivasesq.88419 ай бұрын
RITZ
@MarkReese9 ай бұрын
💯
@jetski3359 ай бұрын
😊 Ritz
@MarkReese9 ай бұрын
💯
@Creditcardnerd9 ай бұрын
My future card!
@MarkReese9 ай бұрын
🏆
@strevor709 ай бұрын
🤤 Ritz
@MarkReese9 ай бұрын
💯
@knightultimate83569 ай бұрын
ritz
@MarkReese9 ай бұрын
💯
@MrDIJEN159 ай бұрын
RITZZZZZZ
@MarkReese9 ай бұрын
💯
@SOXGATORS9 ай бұрын
👍🏻
@MarkReese9 ай бұрын
👍
@911eVoX9 ай бұрын
Hey Mark, I've gotten heavier, and thicker recently. Want to weigh and drop me?
@MarkReese9 ай бұрын
Lmao. If that's muscle, well done. If that's fat, you're in for a warmer & more comfortable winter 😂
@LukeCampbellATL6 ай бұрын
Wow this comment is wild
@leprechaun4gold2219 ай бұрын
🍀✊
@MarkReese9 ай бұрын
💯
@veveknx91874 ай бұрын
Chase debit cards designs are HORRIBLES ! Disney designs ? Not everybody wants Disney designs ! Sorry… But, PNC Bank debit cards have better presentation than chase debits cards !
@OscyJack-9 ай бұрын
Wow, 10 mins on something tbat literally doesnt mattwr hahaha. Impressive