Index Funds for Beginners: A Step-by-Step Guide to Passive Investing

[@ElAgustin]

I'm wanting to make more educational "how to" style videos. What are some topics you are interested in me making?

[@shanishine38]

Setting up a Roth IRA as a self-employed person?

[@julia-cellar7784]

I’d love to learn more about 401k investing for example I have a Vanguard account and I just put everything into a target fund. We also have the option to do a Roth 401k so learning about the difference between a Roth and traditional 401k..and when to choose your investments vs put it all to target funds would be awesome. Love you and your videos!

[@ariane2714]

I'd love to see a "how to budget" video for keeping track of monthly expenses and sticking to a budget for unnecessary expenses

[@juliem.3936]

@@ariane2714 I put a set amount of money in my budget and label as "miscellaneous" to use for expenses that creep up.

[@embercello9688]

@@julia-cellar7784 Agree. The company that acquired ours offers Roth 401k and After-Tax 401k in addition to the Pre-Tax 401k option we already had (100% target date fund; although I just adjusted to a later target date based on comfort with increased volatility that'll ensue for a bit). It'd be helpful to understand more about them and the differences.

[@SCOTTDisick-yc7x]

I did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG 20% VOO and 40% bonds or 4%+ money market matches the growth of SP500 in up years but reduces the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@Williamjame444]

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.

[@vivianlucy141]

I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.

[@MizThe]

I started at age 42 with about $18,800 which is now worth about $1.2M at age 50. Would be happy to share how, and it was definitely not index funds (pablum advice for the masses), but by partnering with a financial advisor. I've been with mine for the past 8 years and have seen why esteemed investors highly seek their expertise.

[@AndreaRoberto-wm3th]

Hello, I'm interested in trying this out. Who is your advisor, and how can I contact them?

[@MizThe]

I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with "Melissa Elise Robinson" for years and highly recommend her. Look her up to see if she meets your criteria.

[@PMackenzie-vw3wb]

These are very valuable info. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I've got $200k set aside to put in the market.

[@Evelina-v3u]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@Mosley-vu7ff]

Yeah, brokerage AdvisoRs could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of investors raking in 6 to 7 digits in a space of months. So, I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2020, and the least I returned was $140k ROI, and this does not include capital gain.

[@Marilyn-xm7ts]

Could you kindly elaborate on the advisor's background and qualifications?

[@Mosley-vu7ff]

Jenienne Miniter Fagan is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Lisa-w4u]

Thank you for this amazing tip. I just looked up Jenienne, wrote her explaining my financial market goals and scheduled a call

[@micheal_mills]

I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?

[@Walter_hill_]

Yes, there are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@robert-1miller]

Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@DavidRiggs-dc7jk]

That's quite incredible! My p0rtfolio has been performing poorly and i've lost a significant amount of money, therefore I could really use their advice. Who is the advisor?

[@robert-1miller]

Vivian Jean Wilhelm’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@DavidRiggs-dc7jk]

I appreciate you sharing this. When I looked up the woman you named and read through her credentials, it was obvious that she was a complete professional. I just need her to respond to the message I wrote her.

[@larrydimon7811]

This should be shown and taught in schools it’s so important for young people to realize the value in financial freedom and not be tied up to bad debt.

[@BudgetBirdeye]

I’m a big Stocks and ETFs guy. It has worked very well for me! I plan on retiring at age 40 and I still have 6 years or so to go and my Roth account currently holds around ~$2.3m!

[@OhhHellNoYouWont]

Nope I had $110k in SCHD for a year and a half and not much changed in that time period

[@BudgetBirdeye]

I own SCHD too and I think you’re sitting on a great stock, but mixing in some other assets is how to do it in reality :)

[@BudgetBirdeye]

I tend to be conservative in my approach to investing, relying on qualitative information and pro advice when picking stocks and determining entry and exit points. This is my fourth year in the market and I am confident that my investments are being professionally managed, and I sleep well at night.

[@VanillaCherryBread]

Hi @@BudgetBirdeye I’d love to know more about how this works. I’m a beginner taking baby steps gingerly, it’s all too much and I get overwhelmed.

[@Vikturneer]

This time last year I considered getting into index funds without much knowledge and decided to have a consultation with a fiduciary, and it was incredibly insightful. One year down in, I truly cannot stress enough how helpful experts in this field are!

[@FullOption]

To be honest, I've had a hard time grasping the basics. How are you doing it?

[@Vikturneer]

It’s not rocket science. I got into index funds, and ETFs, myself but wasn't getting the results I wanted the first couple of months. Got tired of taking losses and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments and has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my investment decisions align with market dynamics for optimal profit.

[@Pathston]

@@Vikturneer That's your view. In my experience, there is no such thing as a mentor, it is nearly impossible to achieve success with investing. It’s all just gambling.

[@McPhersonz]

Sounds like I need help so bad. To me, these get rich quick schemes (stocks) are not worth it and I know that's the same mindset holding me back from taking a step forward.

[@Freddyyyy266]

The funny thing is, I got on his program too, although I feel the commissions are quite high but excellent service overall.

[@danicegewiss862]

I buy ETF's which are very similar to Index funds. They're just purchased at different times, to put it simply.

[@amyshhhh]

This is the most helpful video I have ever seen about investing. Thank you so much!!!

[@MauveHarris]

My spouse and I are adding a variety of stocks/ETF to my present holdings for the long term, We've set aside $250k to start following inflation-indexed bonds and stocks of companies with solid cash flows with the help of our FA Dianne Sarah Olson., I believe it is a good time to capitalize on the market for long-term gains, but it wouldn't hurt to know means of actualizing short term profit.

[@ZoeyMillerf]

Truly Stocks, ETFs and Mutual funds are the best investment decision you can make both short term and long term for steady money flow. Kudos

[@HarryWalter77]

Having an lnvestment adviser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a year now mostly because I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $320K in profits so far, Its clear there's more to the market that we don't know that Investment advisors know.

[@MellisaAdam]

Your advisor was easy to find on the web, she has years of financial market experience. I just wrote her.

[@KimberHart]

I did read about Dianne Sarah Olson on the web, quite a great resume she has

[@JosephineGaule]

thanks for the tip. Looked her up and i'm eager to work with her

[@leeallsopp5152]

Great vid once again dude! Nearly at 80k 😎👍

[@CrossFitterinRealtime2359]

Gracias Agustín, saludos desde Dublín 🇮🇪😃

[@robyn_southafrica]

Just a heads up at 12:34 re-edit the video, can see your Roth IRA #!! Anyways great video!!!

[@bthomas50]

Great information Austin. I am thinking I need to start an account for index funds to go along with my 401K and Roth IRA.

[@jessestraube6157]

This is a good review on the same video he did on index funds last year!

[@sudeeppoonoth3595]

Austin , you are the best! Never felt so much happy with your simple explanation of topics which I thought is always confusing…wish I could talk to you to learn more. Thank you.

[@minstreltokunbo]

if you already have a brokerage account with your employer should you use it or open a new one. i also was wondering why you put mostly put fidelity first and then charles schwab (the one you use). Did you place them in order of value , since the order of placing them alphabetically is not working in this case?. thank you for the video

[@ElAgustin]

No deep reason. No specific reason at all.

[@minstreltokunbo]

Thank you.

[@kerrm_music]

This is the simplest video on KZbin I have encountered regarding investment! Well done on your communication and clarity.

[@debbiewalker273]

You explained it so well. If I can understand it, anyone can ! Thanks Austin ! 😃

[@ElAgustin]

Great! Glad I explained it clearly!!

[@juliem.3936]

You forgot your disclaimer", "I'm not a financial advisor nor am I giving financial advice"! Excellent content! Thanks for breaking it down. 🙂

[@Divinenubian]

I like etf better to start thanks for sharing

[@quibblegaze]

0:00: 💰 Passive income through index funds explained with examples. 3:03: 💰 Advantages of index funds: lower risk, long-term growth potential, passive investing. 6:04: 💡 Factors to consider when choosing an index fund for investment. 9:07: 💡 Consider key factors when choosing an index fund and opening a brokerage account. 11:59: 💰 Maximize growth by reinvesting dividends in index funds for tax benefits. Timestamps by Tammy AI

[@CoastalForests]

12:00 thanks my friend

[@katyalafon9006]

Nice plants setup 😊

[@eb4225]

This video comes at the perfect time, saving money is essential but investing is very important too. Thank you.

[@ElAgustin]

Yes, you hve to get the money to work for you!

[@christopherbellboy25252]

Great video! I'm having a hard time deciding between the 3 brokerage accounts. I plan on moving to Europe in about 10 to 15 years, and would like to withdraw from my brokerage account (once I choose one) to supplement income if I need too. But I don't know how taxes would work so a video on that would be great.

[@perpasben7778]

Taxes in europe vary country to country. If you are a fiscal resident in europe, your capital gains (your stock benefits) will pay tax in europe.

[@KarenRB32]

Thank you Austin! This is what I was looking for. I used to invest but had gotten out of it. But for my retirement, I've been doing more research. Thank you

[@WingsOfDomesticViolence]

I wanted to tell you Austin you seem extremely genuine as long as I've been watching you and your videos are very helpful. I've shared them with my friends and they love the content as well. 🔥💯

[@ElAgustin]

Thanks! I believe that's the most sustainable path to do this long term!

[@jackiemeyers3857]

Two Questions. Are you ever too old to start investing in index funds? And if the investments are in Roth, when withdrawing, do you only pay taxes on the capital gains and dividends? Thank you 😊

[@HaMou261]

Clear simple straight to the point ☝️ thanks Austin

[@LC-hq9pd]

Thank you for the info, it makes sense now. 👍

[@lindafuller446]

Thank you for educating me and your followers about this subject. It’s paid off for me!! 😊

[@sylvianunez1233]

HI Austin, I really enjoyed how you explain investments. Thank you for making this video.

[@DC-ef8op]

At 48 years old I have 401k through work, but opened my first roth ira from your investing video. You make it easy to understand, thank you soooo much. :)

[@Chal0099]

When the annual chance to withdraw your money comes around, do you have to take everything at once or can you take portions out every year?

[@Revert2017]

This explained a lot to me- well done!

[@MrVincenzogallizzi]

Topic well explained, great job

[@reginabowers9890]

Enjoyed video. Answers a lot of questions. Thank you

[@ElAgustin]

I'm glad! Hopefully it can help others too!

[@MadisonBriggsArtchick]

This was so helpful. You are a great teacher! You take time to explain things to novices like me. I so appreciate that! One question, what does the IRS tax on gains yearly if you keep the money in the index fund instead of withdrawing it?

[@ElAgustin]

You don't get taxed until you withdraw. It's called, "Unrealized Gains" because you haven't actually made the money. Once you withdraw or "Realize" it, then you are taxed and depending on the length of time it's been invested determined the rate.

[@j.m.b5441]

Best explanatory video I've ever seen about this topic, thank!

[@ElAgustin]

I appreciate it! Hoping others think so too!

[@j.m.b5441]

@@ElAgustin Keep up the great work!

[@neiltarbuck8076]

Great video - but also in passive investing - you also want to have diversity and keep everything under one umbrella. This is what I do. I use one broker and pay the fees for other investment companies. Remember passive investing is investing in the best funds and then sitting back and enjoying the benefits, without having to do the calculations for each broker. It takes me about 2 minutes to check on my investments.

[@kindraporter3887]

Excellent explanation, El Augustin. Thanks.

[@shanishine38]

Thank you for this video. It was helpful, as always. Austin, you rock! 🤘🏾

[@lovenanuka684]

hi great info, could you make a video on day trading index funds? ciao!

[@carmenalabat8425]

Excellent explanation of investing. Question can you buy one to two index funds automate them and hold until you plan to retire ? Also if you buy 100 worth and each share is 87.00 what happens to the remainder of the money does it sit in a settlement account?

[@ElAgustin]

It's factional shares. So it'll be like I bought 1.23 or whatever shares. You have to check with your broker, but some allow you to buy fractional shares while others don't.

[@Fenrid7]

Hello great content, so lets say I buy an index fund for $100 today, and then next month I have an extra $100 from my paycheck that I would like to invest. Do I just buy a second Index fund? or do I have an option to say I wanna add it to my first index fund?

[@asimqureshi3831]

Love your explanation. You deserve a big heart

[@Richmond_fx]

Can you lose on a 1 year index fund investment?

[@dicandidosoares]

Thank you for explanation Augustin

[@adrianaricalde2905]

Excellent video. Thank you!

[@rabindranauth1235]

Hi , awsome content , Is it possible to open a brokerage account while not living in the US , meaning as foreigner if so what is required?

[@teresazhen7317]

Thank you for your content Austin 😊

[@suymiller]

Excellent video. Buenas tardes Agustin

[@Littlejakee]

Thanks for the investment advice

[@TeamPowah]

Correction: someone is "passively" managing these ETFs, not "actively".

[@carmenalabat8425]

Austin what are your thoughts on target date index funds?

[@Vic-nr2jz]

Love this. Great educational video. Thank you!

[@chrisl418]

Thank you! So so helpful.

[@ElAgustin]

I'm glad!

[@eileenordu1123]

Thanks so much for your clear, simple, and very accessible and informative video! I shared this with my ESL class of working immigrants and many of them are now investors. Pretty cool.

[@ElAgustin]

Thanks!!!!!!!! You're too kind! Awesome to hear!!!

[@jennesont4791]

I'm in Canada, but this is still helpful

[@rachelwalsh4378]

I get it 🙌🏻 Thanks Austin 👍🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@JoseTorres-tq2nf]

Muchas gracias

[@nonsonwafulume8315]

My guy u make learning easy

[@ericbrown8106]

Very helpful video! Thank you!

[@TessFlemingRealEstate-ix6uc]

Thank you

[@tarbuck1]

Having one broker and one umbrella is important - but check the fund graphs and pay the fees to invest with another broker if you fancy it. Diversity and sitting back is what passive investing in funds is all about. Cheers mate.

[@Anrym-53]

Saludos desde Puerto Rico.

[@ElAgustin]

Hola!!!

[@noreenn6976]

Well done Austin!

[@georgeandrews2839]

Good one

[@NanaNicole2024]

Are there any index funds that do not make profits off interest?

[@EmpoweringYourSuccess]

lets say invested 100 dollars can l add more on top of that

[@neelrastardust3052]

Are there fees on platforms like M1 Finance to purchase these index funds?

[@ElAgustin]

You'd have to check with the platform. Not sure.

[@stoicfreediver]

First comment, Bro! Thank you for the inspiration! 👍

[@ElAgustin]

Thanks for showing up!!!

[@mbank3832]

So should I buy index fund or etf ? They are both so similar

[@ElAgustin]

It's up to you, but a big difference is the ETFs are easier to enter and exit. You can sell and buy them like stock at any time. Whereas index funds are bought and sold on the price when the market closes. So it depends on your investment strategy.

[@BrianK-zz4fk]

be warry on which ones you choose the SPY mimics market but some dont do what you think like sector ones like DIG thinking oil will go up doesnt actually mimic oil.

[@Baldwin321]

Overall, 51% of investors still think it's a good time to invest in stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m thinking of investing $400k into my stock portfolio but unsure about what equities to get into.

[@Alden457]

That's up noticeably from 41% in the second quarter again, despite shaky-looking markets in August.

[@Damon4324]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice to take advantage and make profits.

[@Christian67337]

talking about coaching, do u consider anyone worthy for recommendations? I have about 80k to taste the waters now that large cap stocks are at a discount... thanks

[@Damon4324]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Aileen Gertrude Tippy' turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@Christian67337]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@keolumford3547]

Hi. Do you have to put money in every month what happens if you don’t put money in every month. Maybe yo can make a video about this

[@ElAgustin]

When you buy it, you don't have "money," but you have "shares" and those shares will grow and decline depending on the market. But as long as they are invested they do the work. You can just put money whenever you want. There's no plan needed. Obviously, when you put in more, the more it will grow or decline as your portfolio is larger!

[@keolumford3547]

@@ElAgustin thanks and your video comes at a good time because I am researching investing

[@miamiflorida6965]

We need more of these videos.

[@BrianK-zz4fk]

great presentation on this subject. As someone that has been investing in the market since I was a teen and cost 2% to buy a stock, agree dont pay fees now regardless or find another brokerage. One thing to add most actively managed funds under perform the S&P and regular investment in intervals can take advantage of the crashes. My 401k was down 40% in 2009 but continued contribution were some of the best investments in my life.

[@alanahernandez5980]

why did you buy at $100? can you purchase for $1?

[@veena4245]

What is ETF?

[@wiseman4160]

Exchange trade fund. Means you can trade them anytime market is open vs index funds more patient to sell. Dave Ramsey is actually fan of etf also. Only thing he doesn't like about etf is people are tempted to not hold long term because etf is easier to sell. Also some etf that you can choose that is riskier than index funds. Example etf that holds some small cap stocks. As far as I know of way more etf out there than index funds or at least it seems that way.

[@nescafeshorts1900]

1st time buying the Schwab S & P 500❤

[@Betty-dc5ck]

I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

[@Helen-tg4tr]

Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased. Alternatively, you can consult a trained financial expert for strategy.

[@Lisa-jy7bk]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@jaymoney3215]

Talk about Bitcoin

[@verbalasswhooping]

I'd say sell what you need upon retirement...maybe what's left leave for the kids but you can't take it with you... enjoy some of it!

[@lashayparker5602]

I agree completely!

[@ElAgustin]

Gotta enjoy it at some point! I'm at such a different life phase that it seems so far away!!!

[@verbalasswhooping]

@@ElAgustin Time Flies. I remember bringing my eldest daughter home from the hospital...now she's 25 and my other children are grown as well ...so it'll be here before you know it. Enjoy life a little while you're making plans...it sneaks up on you...let alone tomorrow isn't promised. Thank for your content Brother... stay safe and best to you in your endeavors... enjoy your youthfulness to the fullest!

[@Moonless6491]

For now I'm investing in a government money market account with all but guaranteed high interest right now. I don't have the finances to risk losing in the markets right now.

[@mithzynelson1080]

I love the Spanish lol

[@一点一滴学英文]

Thank you for your sharing. I am going to become a passive investor after losing a lot of money on individual stocks investments

[@davidhamtaro]

Big big bubble… waiting to pop.

[@alim8167]

Mutual funds better than index funds? After fees Ramsey says mutual funds perform better.

[@ДмитрийВербицкий-у7д]

Thompson Joseph Lewis Sharon Young Joseph

[@LucyMcCauley]

Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@Gregtaylor4U]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@Morgansta]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@JimGreenfield]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@Morgansta]

@@JimGreenfield There are a lot of independent advisors you might look into. But i work with Dianne Sarah Olson and we have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@Maryesther1]

@@Morgansta Thank you for this tip. it was easy to find your coach. Did my due diligence on her before emailing her. She seems proficient considering her résumé.. can I get a way to communicate with you as I have some questions

[@CharlotteIsabella-f8x]

My life changed too when I started doing this and putting money in stocks. The first few years it as really great, but this year I haven't felt like my portfolio is doing well. I have lost more than $40,000 from my portfolio the past four months, and it's now very worrisome.

[@SantiagoLiam-d1w]

The year has been really rough for everybody. But I've been able to cushion the effect though. Have you thought of using an investment advisor? They can make you good money especially during uncertain times like this.

[@AmeliaElizabeth-j1j]

Yes, I agree. I use a financial advisor too. Same person since 2020. I don't worry about whether the economy is going up or down or sideways. I always ride through.

[@OliverMichaeld8]

Oh, really? I have never thought of that as an option. Can I ask who it is you've been working with? I bet I could use some help myself.

[@AmeliaElizabeth-j1j]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@OliverMichaeld8]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@GreggsBerdard2]

What are the best additions to a $500k portfolio to boost performance? S&P 500 is Up and will do better in 2024 I believe as indicators for profits continue to improve, investors like me believe that “Santa has come early” to the markets.

[@GreggsBerdard2]

wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment adviser please, if you don’t mind me asking? in dire need of asset allocation

[@GreggsBerdard2]

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.

[@user-lz5ff3ju1c]

Hello 👋👋 I have better Passive income than Index. I have Agricultural land on Rent+ My house 1St portion on Rent 😊 I take the Passive income Amount and invest in true money 💰 called Gold Bullions 😊 I don't Enjoy Index funds or Stock Market 😕 I Enjoy Real Estate Rental properties 😊 or physical Gold Bullions 😊 long term investment 😊 Also in My country buying Cars is excellent 👍 investment. Because Cars are very Expensive. So if New Car goes up, used Cars prices go up as well. Our Economy depends on the Exchange rate of USD currency 💲

[@abrahams.lincoln6749]

Eh?

[@abrahams.lincoln6749]

Buffett loves to receive dividends but refuses to pay a dividend. That speaks volumes…🇺🇸

[@user-lz5ff3ju1c]

@@abrahams.lincoln6749 Disagree. But I respect your opinion

[@WorkAtHomeOnlineForFree]

Extraordinarily helpful. Thank you so much!

[@415shizzle]

Hey austin I need some help with my vanguard account is there a way to email you?

[@plappin]

Really well done, Austin. Thank you!

[@ElAgustin]

I appreciate it! Trying to throw in some "evergreen videos" to stabilize things on my end! These are really fun to make too!

[@caroline418]

This was very helpful. Thanks!