Is The Capital One Venture X Still The Best?

[@Spend.Earn.Travel.]

Are you planning to keep your Capital One Venture X? Or is it time for a change?

[@Xavier_ID.]

Keep!

[@jeff.0-3]

I've had the Venture X for a few months now and already used the $300 travel credit. You're right about dropping the Hertz Presidents Circle. It's a bummer, but not a game changer. The 2% makes this a good catch-all card. If they can add a good Hotel partner like Marriott, Hyatt or IHG, that would really separate this card from others.

[@Spend.Earn.Travel.]

That would be awesome! I good hotel partner is what the card is missing.

[@lalter1988]

Yes please do an updated video

[@rmknicks]

I have both the VX and the CSR. I feel like they work well together. Nice video!

[@Spend.Earn.Travel.]

I have the Venture X and The Platinum. I have a similar thought for both of them! It really just depends on what you need and what you can make uses of!

[@LK_EBM]

Capital One has only taken things away from us since they released the card. I don't like the way that is heading. I still plan to keep the card, but definitely have to rethink it every year.

[@Spend.Earn.Travel.]

True. The current trajectory doesn't look great. I would like to see Capital One add a benefit or two somewhere in the near future.

[@WealthOfOpportunity]

Which cards have gotten better since their launch ?

[@LK_EBM]

@@WealthOfOpportunityCaveat, I haven't been in this CC space long enough. But some cards have had benefits added with or without an AF increase. Amex Plat, Gold, Blue Cash Everyday, Chase Sapphire Preferred, Freedom (Flex), IHG Premier Citi Premier is another example of a card that has gotten nerfed (removal of travel/purchase protection).

[@Spend.Earn.Travel.]

Citi really needs to do some work on their credit cards!!

[@benchoflemons398]

@@WealthOfOpportunityfreedom line up

[@KingDavid4Christ]

Awesome Presentation

[@Spend.Earn.Travel.]

Thank you!!!

[@sunhale]

I would love an updated review of the 3 cards

[@Spend.Earn.Travel.]

I'll add it to my list! Thanks for the response!

[@christinaa017]

I’d also love to hear if it is worth getting one of the other cards when you have the venture x.

[@raulsalas5010]

My understanding is that you can pay in full in CO travel portal and later go back and apply the travel credit. This way you can get the full miles. At least that is what I have heard.

[@kaina732]

I have considered getting the Venture X, but I can't easily use their transfer partners at this time. I don't want to have to figure out how to use some international airlines to fly from HI to CA.

[@Spend.Earn.Travel.]

The Transfer Partners are certainly a consideration when looking at this card. I do wish they had more options for the transfer partners.

[@kaina732]

@@Spend.Earn.Travel. If they had domestic options I would already have this card.

[@Spend.Earn.Travel.]

I find myself using British Airways and Virgin Atlantic the most of the transfer partners to book American and Delta Flights. But it would be nice to have a direct option

[@kaina732]

@@Spend.Earn.Travel. I prefer booking direct with Hawaiian or Southwest although at the right value I would be open to fly with other carriers.

[@Omeetrs]

Are you going for platinum on delta status for next year? Wanting to see if you can talk about chasing status

[@Spend.Earn.Travel.]

I think for this year, i'll stick with Delta Gold Status. I don't have that many trips planned this year. Maybe next year!! I am thinking about making a video talking about how to get status with credit cards for airlines and hotels!

[@lewis20002000]

There was a window for gamers to get the CAP1X, as it was free advertisement for the card. Heck yeah, I would of loved to of gotten approved for the CAP1X , not just for the fact the effective af is so low, but as a flex also, lol. Unfortunately I got denied, and don't want to product change, I deserved that sub. It did push me to double to down on Chase by product changing to the CSR. You're right I don't see these small changes as anything that take much away from the VentureX, I would still love to have the card. I also the pressure CAP1X put on the other issuers. Amex added Hertz presidential circle to it's premium cards, and I believe the CAP1X derailed the Citi's Estrata development. CAP1X is definitely making sure the CSR's travel credit remain as flexible as possible, and to Chase's credit, that's probably why the CSR has gained a little more traction within the last year or so.

[@wez0478]

For the travel credit that applies before check out, won’t that be equal or even better than a statement credit because you save about 10% in taxes?

[@RoyalTutorial]

I joined in summer 2023. Racked up points pretty quickly. Really stinks that hertz president circle is going away.

[@Spend.Earn.Travel.]

That's awesome! Ya I do hope they have a new benefit to replace it with.

[@johnwick860]

does the C1 travel portal show low cost carriers like Air Asia, Jetstar, Scoot, Ryanair? how about Chase travel portal? thanks

[@DC_Consulting_DC]

Hard pass on VX. No interest in portals. I have the Ritz-Carlton for Sapphire Lounges, Restaurants, spas, Priority Pass, Primary CDW, an 85K cert to stay at Maui Ritz-Carlton over Christmas...

[@Spend.Earn.Travel.]

Fair enough. Credit Portals can be a pain. The Ritz Carlton Card is on my list of cards to eventually get! It has a lot of perks!

[@KingDavid4Christ]

Venture X

[@averageperson2659]

💯

[@dwilson3642]

Dude. Stop with the hands.

[@Spend.Earn.Travel.]

Sorry, I can't really help it…