Is Your Portfolio Optimized for Your Age? The Perfect Strategy And Portfolio

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The Perfect Investment Strategy and Portfolio - in this video I explore the different options for making the best investments possible. We review some of the biggest names in the financial industry, and the strategies they've created. I also walk backwards to solve my own investment opportunities.
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All opinions expressed by Brian are solely provided as content. Do not treat any opinion by Brian as gospel that needs to be recreated. Brian is not a fiduciary or financial advisor. All financial topics are for illustration where the outcomes are not guaranteed or expected. There exists real risks in all forms of investment, so do your homework and make your own decisions.

[@BusinessWithBrian]

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[@johnlennon232]

I just 30 this year and have just under $40k in my own 401k and another $10k between my other retirement accounts. My wife has about $41k in her retirement accounts (she is not currently working). I currently make close to $63k a year. I only do 5% though to my 401k for the company match and another 10% of my income is split between an HSA and a ROTH IRA

[@alexyoung3126]

51 years old. I have $295,588.25 in my Fidelity retirement account. I cranked my contributions up to 35% and I do all the investing on my own. Fidelity just holds my ETFs/stocks. I made that change earlier this year. I'm hoping to end the rat race by 60 but it's looking more like 63-ish. I want to have $1.5M and bring in about $60k in dividends each year. Pedal to the floor! Thanks for the video. Great content.

[@lawerencemiller9720]

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@lawerencemiller9720]

Natalie Marie Tuttle is my Advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online. I usually trade in accordance with her strategy.

[@AK-47ISTHEWAY]

Scam bots unite! ✊️

[@SophiaChristian-so2of]

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $275k bond/stock portfolio

[@MarkFreeman-xi3rk]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@cythiahan8455]

I'm sure the idea of a coach might sound generic or controversial to a few, but new study by investopedia found that demand for portfolio-coaches sky-rocketed by over 41.8% since the pandemic and based on firsthand encounter, I can say for certain their skillsets are topnotch, I've raised over $400k from an initially stagnant reserve of $150K all within 14months

[@JenniferDrawbridge]

@@cythiahan8455 I've actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it's gained since 2019, mind if I looked-up this one coach you use?

[@AntonioBianh]

I've actually been thinking of reaching a portfolio-adviser, my 401k and stocks been losing everything it's gained since 2019, mind if I looked-up this one coach you use?

[@cythiahan8455]

my coach is “Margaret Johnson Arndt. is highly qualified and experienced in the financial market.

[@johnben9]

Successful investing/trading is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@ScottArmstrong12]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@KevinClarke9]

I agree. I have pulled in more than $435k since 2020 through my advisor. It pays off more in the long run to just pick quality stocks and ride with those stocks.

[@suzannehenderson5]

Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems.

[@KevinClarke9]

My Financial Consultant is Christine Jane Mclean. I found her on a Kiyosaki interview where she was featured and reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can run a quick online search with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so.

[@suzannehenderson5]

Christine Jane Mclean has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I set up a call with her so I could use her services.

[@bobbymainz1160]

How can I grow my portfolio to outpace inflation and maintain a successful long-term strategy? I have been reading of investors making about $250k profit within a month during downturns, and I need ideas on how to achieve similar profits.

[@alexyoung3126]

You are correct! Opportunities to maximise profit may exist in the current market, but you need to be a qualified practitioner to carry out such successful transactions.

[@lawerencemiller9720]

I remember early in 2020 when I was investing on my own, and I nearly lost everything in the March crash. Switched to using a financial advisor and have stuck with her since then. I've been comfortably pulling in $30k to $40k per month.

[@chris-pj7rk]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them? My portfolio is in the red waters right now

[@lawerencemiller9720]

Lisa Angelique Abel is my Advis0r. She has since provided entry and exit points on the securities I concentrate on. If you want to check her out, you may do so online. I usually trade in accordance with her strategy.

[@chris-pj7rk]

Thanks, I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@Raymondjohn2]

Warren frequently makes good arguments. But hearing from someone with his level of experience is also beneficial. Given that the majority of my holdings ($650K) consist of Nasdaq, Apple, and Tesla companies, his opinion or any other professional recommendations on what to do would be greatly appreciated. I entered the market early, but I'm not sure if I should sell or buy back at a bargain considering the status of the

[@CraigChap_6898]

Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.I recommend you seek the guidance a broker or financial advisor.

[@maga_zineng7810]

Whichever option you choose, be careful to seek advice from a trustworthy investment advisor. I do business with one, and she has helped me get a better handle on the stock/ETF market throughout this upheaval.

[@usieey]

How did you make contact? After reading these remarks about hiring advisors, I think I need one. Simply said, I don't want to make mistakes that will seriously hurt me.

[@CraigChap_6898]

The advisor I use is actually quite known, you might have come across her before, “Catherine Morrison Evans” she's been featured on several articles, you can search her name

[@maga_zineng7810]

My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@brittanynicolette9473]

I began my investment journey at the age of 33, primarily through hard work and dedication. I am to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.

[@alicebenard5713]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@philipcollen482]

This is superb! Information, as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

[@brittanynicolette9473]

Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $500k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

[@PhilSommer2]

wow that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@blessingpaul5484]

Do you mind sharing info on the adviser who assisted you? I’m 40 now and would love to grow my stock portfolio and plan my retirement.

[@rebeccamoore8366]

I'm not even kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it, Investing is a long-term game, so I try to focus on the long term.

[@donalddavis4387]

I cannot focus on the long run when I should be retiring in a few years, you see l've got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/ unstable market doesn't provide any calculated risk opportunities to make profit?

[@charliehunnam5187]

There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts

[@josephhughes9583]

I completely agree, I have been consistent with my profit regardless of the market conditions, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a popular forum, long story short, its been years now and I've gained over $850k following guidance from my investment adviser.

[@madhav411]

I've been down a ton, I only hold so that I can recoup, I really need help, who is this investment-adviser that guides you

[@josephhughes9583]

If that is the case, it would be an innovative suggestion to look out for Financial Advisors like Olivia Maria Lucas who can help shape up your portfolio. Trying times are ahead, and good personal financial management will be very important to weather the storm.

[@ClementRusso2]

Newbies need to learn the ropes, know how much risk they can handle and diversify their portfolio. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your funds.

[@VickyAlvy]

Generally , the stock market provides a platform for buying and selling shares of publicly traded companies, offering potential opportunities for investors to grow their wealth, but it's essential to approach it with knowledge and caution.

[@AlexanderDanielley]

Investing your money is a good move, especially if you have a dependable plan that can steer you towards profitable days ahead. A supervisor will be the best. The returns are guaranteed .

[@AlexanderDanielley]

Probably can’t say much, Stacey Lee Decker is the advisor that oversees my portfolio. She's an extremely intelligent person, very thoughtful, cautious, and has an outstanding credentials, it's easy to find her on the web.

[@Rodxmirixm]

What I like about Stacey is her willingness to listen, collaborate and educate always. She is impressive indeed.

[@AddilynTuffin]

Given the re-inverting yield curve and increased market volatility, I'm reevaluating my portfolios, and the outlook is concerning. How should I reallocate funds within my $1M portfolio to navigate the potential economic downturn?

[@louis71350]

The inversion implies anticipated lower future growth, potentially resulting in decreased lending and investment. Hence, finding the appropriate asset allocation and collaborating with an advisor experienced in bear markets is imperative.

[@albacus2400BC]

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

[@dorian_delorean]

Beanie Babies!!

[@ThomasHeintz]

My $750k portfolio is now down to $492k. "How can I profit from the current market?" I mean, I've heard of folks getting up to $350,000 in a couple weeks during this downturn, and I'd like to know how.

[@Adukwulukman859]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@esther.74]

Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

[@DarleneMurphy774]

@@esther.74 wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@esther.74]

You can do your research and be on the lookout for one with intelligent strategies who'll help your portfolio maintain an unwavering and a progressive growth. Laura Marie Ray is my advisor. She has the Flexibility & Expertise to Meet Your Needs. Verify her yourself

[@JohnMoore1641]

@@esther.74 Thank you for this tip. it was easy to find your investment advisor. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

[@hannahdonald9071]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

[@MattDouglas-hj9wh]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@RobertBrown..]

Could you kindly leave your investment advisor's contact information here? I absolutely must have one.

[@SarahTaylor_]

She appears to be a true professional in her area. I Googled her and found her website, which I visited and read to learn more about her credentials, academic background, and job. She owes me a fiduciary duty to act in my best interests. I made an appointment to use her services.

[@colleen.odegaard]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?

[@DanLeahfort]

Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.

[@velayuthman]

I stopped listening and taking financial advise from these KZbinrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice.

[@Shultz4334]

That’s impressive, have you always had a financial advisor?

[@velayuthman]

No....I’m a Travel-Nurse, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary " *Monica Selena Park* " actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.

[@Shultz4334]

This reference seems valid.. Just looked up her full name on my browser and found her site without sweat, over 15 years of experience is certainly striking! very much appreciate it

[@marcusjim-yi3re]

I recently got interested in the rudiments of investment and I often wonder how top level investors are able to become millionaires off investing...I’ve been sitting on a huge amount of money from a property sale and I’m not sure where to go from here, is it a good time to invest in stocks or do I wait for another opportunity?

[@ronaldreagan-fb5ue]

Idk but the facts remains that a lot of people are making six-figure profits during this downturn, but the techniques involved are typically only carried out successfully by those who have a thorough understanding of the market.

[@bensonstrong-pq2jj]

Would really appreciate if you could recommend same portfolio asset Manager to me mate, I definitely need one with your quoted output.

[@lucustyson-rk8cb]

Looked up Ms Olivia Lyla Kennedy on the web, was impressed by what i saw on there, already booked an appointment with her.

[@walterjones7212]

Before I retired 3years ago I challenged myself to put away 50% of my monthly income into stocks which is quite easy since I lived frugal without debt.I work as an account executive,and I make over $200,800.$100,000 goes into dividends and the other $100,000 goes to my living expenses, I am seeing improvements in my portfolio, dividends look certain,but I have to attribute this to only guidance of a licensed wealth strategist who allocates funds to a plenitude of assets, I have to stay discipline and remember that I am in this for a long term,recently got my first property and looking forward to get another soon.good luck everyone and thanks for the wonderful video

[@walterjones7212]

​@@fanado1307Well I've gotten into plenitude of assets with $60k spreads across stocks and index funds, ETFs,for long term,I've been investing with the help of a pro fund manager Tonya Ann Sharon by name,who overseas my investments,now I sit back and reap my dividends,while I just reinvest from to time.

[@WORLDWIDEDELIVERY-kr3vr]

​@@walterjones7212Wow that's an amazing idea,in all aspects of life one needs to know much in this and with experience hands you generally, can get things done more efficiently.

[@collinsdaniel4870]

●She's on tele gram●

[@collinsdaniel4870]

*@Tonyaannsharon1*

[@collinsdaniel4870]

Also on wtsap 👇🏻

[@stellamoore720]

SUCCESS IS NOT FINAL;FAILURE IS NOT FATAL :IT IS THE COURAGE TO CONTINUE THAT COUNTS. BUSINESS OPPORTUNITIES ARE LIKE BUSES, THERE’S ALWAYS ANOTHER ONE COMING.

[@theresagarcia1218]

To manage investment risk, consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal.

[@stellamoore720]

Remember, diversification is an approach to help manage investment risk. It does not eliminate the risk of loss if security prices decline. Because investing can be complicated, consider working with a financial professional to help guide you on your wealth-building journey.

[@greenquake11931]

Who would you endorse ?.

[@stellamoore720]

@@greenquake11931 'BRIDGET MARY TUROW"

[@stellamoore720]

@@greenquake11931 She is an expert trader and her trading services is reliable and transparent and apart from myself, I have never seen any of her customers complaining about losing their money, and I have made huge profits under her management.

[@A_Schimizzi]

I just stumbled on your channel and I might go as far as saying as one of the best I have seen. I find the tone, thought process, and direct style of the videos to be informative and worth every second. You have a new subscriber!

[@BusinessWithBrian]

Fantastic! So glad you stumbled upon the channel, and I hope that I continue to provide content that you get value from. Thanks again for the great comment

[@davemallinson4204]

Seeking advice from an investment advisor is pivotal, especially as retirement nears in our complex financial world. Personally, I've seen remarkable gains from seeking guidance. From a humble $70k investment, it's grown significantly to $950k, with ongoing growth. This achievement highlights the power of savvy financial choices, presenting remarkable chances for expansion and stability, notably during pivotal life moments like retirement.

[@eriklong6152]

Absolutely! I'm thrilled I find your insights engaging. How can I connect with your financial advisor.

[@davemallinson4204]

Sharon Sue Parker, a highly regarded financial consultant, has been an invaluable guiding light on my journey. Recently featured in Newsweek, she stands as a leading figure in the financial market . Her exceptional expertise invites further exploration, distinguishing her as a luminary in the financial market. Sharon's accomplishments inspire and set a high standard for success in the field.

[@eriklong6152]

Her extensive knowledge and dedicated studies blew me away. When I looked up her name, I found a goldmine of information on her website. I'm grateful for her generosity in sharing such a wealth of knowledge. It's truly inspiring!

[@davemallinson4204]

Sharon Sue Parker has truly transformed my investment journey. Her expertise has not just shaped but revolutionized how I perceive wealth creation. Entrusting my portfolio to her has been a game-changer, leading me toward a more strategic and impactful financial path. Her adept management has left a lasting mark on my investment strategy, inspiring me to approach financial growth in a whole new light.

[@guomiles732]

Newcomers in investments thrive by teaming up with seasoned financial consultants. This partnership acts as a guiding force, safeguarding and nurturing your wealth. It sharpens strategies, maximizes profit opportunities, and significantly reduces the risk of losing your well-earned savings.

[@vandematram8205]

Thank you sir

[@robinvanbuuren6161]

I enjoy your analysis and insights and would appreciate your thoughts on Barrier reverse convertibles (BRC's). I have been investing in these for the past year and enjoyed solid yields of 11-12%, with a typical barrier level of 60 -70%.

[@dtovar2]

Thank you, Brian.

[@BusinessWithBrian]

My pleasure!

[@benharperiii4952]

I really do appreciate you. The way you explain is remarkable. Please keep it up.

[@corrySledd]

What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk

[@AUstinnesc]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@sheltonPston]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@corrySledd]

I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@sheltonPston]

There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@corrySledd]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@serialmigrant]

Cool ! I was thinking about setting up my proportion in safe assets as a number of months of savings, rather then just an arbitrary %. But I had 5 yrs in mind to cater to sequence of returns risk

[@asphaltandtacos]

My portfolio: 1. Stocks CAT LOW PEP PG SBUX V XOM 2. International VXUS 3. Fixed income BND

[@krishr2009]

great video with practical tips for creating a portfolio....

[@BusinessWithBrian]

Thank you, I'm glad you enjoyed the video

[@Blitcliffe]

Increased losses for portfolios this quarter are predicted by market drops, skyrocketing inflation, a major interest rate hike by the Fed, andI rising treasury rates. How can I profit from the volatile market right now? I'm still at crossroads whether to sell my million dollar bond and stock account.

[@corrySledd]

It's precisely at times like these that investors need to be on guard against the next uncertainty. With the Ongoing war Between Israel and Palestine, You don't have to act on every forecast, hence i suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@Harperrr.99]

A coworker first proposed the idea of diversification to me, hopefully for positive results to offset any negative performance, so I backed it up using professional guidance in order to avoid any fiasco. Thankfully, I can attest to the success of this approach seeing my portfolio grow from $250k to almost $400k this year alone... maybe you should do the same.

[@Natalieneptune469]

@@Harperrr.99 his is quite huge ! much more info needed please, what did you invest in?

[@Harperrr.99]

@@Natalieneptune469 Nicole Desiree Simon’ oversees my portfolio, simply do your due diligence. She's an extremely intelligent person, very thoughtful, cautious, and shows a great deal of expertise with over a decade of experience in her line of work.

[@Natalieneptune469]

@@Harperrr.99 excellent share, just inputted her full name on my computer and searched online, top-notch credentials. Ive seen commentaries about advisers, but not one looks this phenomenal .

[@user-eh4cc6fr8o]

thank you Michael, you doing a great job for our trading community!🍈

[@travismartinson1813]

You could just buy Vanguard's Wellington fund. It's 2/3 stock and 1/3 bonds. It's their oldest fund and the average return is 8%. It's an active fund with only a .25% expense ratio. It focuses on moderate income, capital appreciation and capital preservation.

[@LarkOfTheWoods]

The newer Global Wellington fund is good too.

[@davidjensen8090]

Excellent detailed commentary, well done, subscribed!

[@BusinessWithBrian]

Fantastic! Thank you.

[@jboughtin7522]

I do agree with the idea of being more heavily weighted in equities even as I get older. That said, having lived through several major market downturns I do derive comfort in having significant reserves that have no exposure to market volatility. I have read on the topic of index investing and have been in those funds for many years, but I also believe that if you have the time to scope out low cost managed funds you could do better there long term. There are a lot of books on investment strategies. If you haven't taken the time to do it I would recommend checking them out. Well worth the time invested.

[@ebrahimhabib477]

Outstanding video indeed

[@BusinessWithBrian]

Wow, thank you so much for the nice compliment

[@wushuboy7947]

Quick question. When you were talking about your 21% bond allocation to weather a recession, is that in your tax advantage account or your individual account?

[@FusunTumsavas-cq7tp]

Opinions on the market diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. The notable surge in tech stocks, raises concern for my $600K portfolio given the index's increased tech concentration. What stocks, in terms of growth over the next ten years, could be the next APPL is my query.

[@RossiPopa]

Considering diversification is excellent, but I sense some uncertainty. Now might be a good time to consult a finan-cial advisOr for expert advice and seize opportunities in this volatile market.

[@DanielPanuzi]

Agreed. Maintaining a balanced and diversified portfOlio is crucial during market uncertainty. I sought advice from market experts in 2019 during the COVID outbreak, and today, I've seen a 45% increase in my $1 million port-folio by following recommendations from my advisOr.

[@legacymedia8468]

Market behavior can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?

[@DanielPanuzi]

I began working with a finan-cial advisOr named Christine Ann Podgorny Her transparent approach grants me full ownership and control of my position, and her fees are remarkably reasonable, especially considering my ROI

[@legacymedia8468]

I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.

[@desiexpat7]

I agree a strategy is important. With only 10 years or less to retirement ...a 50/50 strategy of stocks (thru index etfs) and fixed income (mm funds and bonds) is safe and the current high fixed returns are good. If the interest rates start falling...moving more into stocks would make sense. In stocks it is important to keep about 20% in international and rest in domestic.

[@BusinessWithBrian]

Yea....you get it. What's right for you may be different from others that are at different stages. We all have to be proactive and adjust to our age and retirement horizon. Then you need to take into account the market volatility. Thanks for the note!

[@sailingonasummerbreeze7892]

Nice balanced presentation!

[@BusinessWithBrian]

Thank you kindly!

[@tombellair]

Thanks Brian. This info and presentation take much effort, not to mention the content and your fun delivery!!

[@BusinessWithBrian]

Thank you, I greatly appreciate the comment. I certainly try my best to make it enjoyable

[@jameshuddle5111]

This is great advice. I know at 72 years young, and stock investing for over 30 years. It was just last year I started changing over to an ETF portfolio. Diversity and peace of mind are priceless. I will tell family and friends about this video. BWB is the best all around advice I have seen. Thank you

[@BusinessWithBrian]

You are too kind! Thank you so much for your note. I genuinely hope I have more content to give you value.

[@dylanmoris6211]

Investing prospects of a minimal sum of money can be both exhilarating and baseless. With the right approach, there’s a potential for significant wealth growth, Judging by this i'm still in search for suggestions as to a way to improve my retirement portfolio of $580k

[@williamsbrown4026]

Every strategy carries its own set of pros and cons and picking the right one depends on your specific financial goals, but in order to execute such effective decisions, you must be a professional.

[@LionTowercoporation]

Correct. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that following year. In reality, all I was doing was getting professional advice

[@KelvinWallace]

@@LionTowercoporation I have been considering going the same route, could you share more info please on the advisor that guides you.

[@LionTowercoporation]

Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "Colleen Janie Towe" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

[@KelvinWallace]

I will look her up online and do my due diligence. If She seem proficient. I will write her an email outlining my financial objectives and scheduled a phone call.

[@M22Research]

Would have been interesting to see those different portfolio’s compared in down markets!

[@henryterranauta9100]

Very insightful 1:32

[@BusinessWithBrian]

Play pleasure, thanks so much for the note.

[@Sealieebeats]

You should make a video about how you should withdraw your money after retirement or for early retirees. Like what percentage to take out every year and maybe how that would look on a app like Robinhood since a lot of younger people are using it these days

[@Sealieebeats]

I just found your page so I don’t know if you already talk about this but maybe you could do a video about trading options on Robinhood also

[@BusinessWithBrian]

I think those are both very good ideas. I have spoken to taking funds out for retirement, especially early retirement. But I could make it more pronounced and reference robin hood.

[@LawrencePolanco]

I really appreciate the dedication in each video you post. Despite the dip in crypto, I still thank you for the level-headed financial advice. I started crypto investment with $4,345 and since following you for few weeks now, I’ve gotten $18,539 in my portfolio. Thanks so much Mrs Philine Weahdi.🗽

[@LawrencePolanco]

she often interacts on Telegrams, using the user below.

[@LawrencePolanco]

Investwithweahdi👌

[@striperkid]

You make a lot of sense when describing the different strategies. I'm more in the way of how you think and believe. I'm glad I stumbled across your channel. Subscribed of course !

[@BusinessWithBrian]

So glad that you found my channel, and you can find some value in the video. I hope I have many more that serve you well. Thanks again for your note.

[@williamrogers1219]

Value is one of the five factors that determine market returns. Like all factors, they can underperform for many years, which may cause investors to sell at the wrong time.

[@BusinessWithBrian]

True. And that's when I buy.

[@LetsbeYannis]

What about buying just one index like VTI? Isn't that a better solution than all that complexity?

[@BusinessWithBrian]

If that's what meets your needs at every stage of your life, then sure. It's whatever you're most comfortable with.

[@EdA-bz3bu]

I will *always* be 100% stocks I will have a different stream of income for the years (1-3) when the market is down.

[@glasshalffull2930]

I worked for the federal government and we only had three funds we could choose in the beginning: Gov securities, bonds and S&P. Thank God a coworker set me on the S&P when I was about 30. 100% S&P for 34 years, never tried to time the market and have $3.3 million now. I have a pension and social security and I still work a few contracts for fun, but these and some cash allow me to weather any storm.

[@EdgardoUreta]

Great content. Cheers to 100k subs coming soon!

[@BusinessWithBrian]

Fingers crossed! Thanks so much for the comment. I can't tell you how excited I am to know that I'm within 4 to 5 months of achieving that goal. I'll be buying a nice bottle of wine that day. 😀

[@jaybirdsupercarpenter100]

I am 49 years old. I started investing heavily 3 years ago.i have a little over 20 k invested. 80 % in ETF.s

[@flch95]

Nice comprehensive video and my head wasn’t really spinning! lol.

[@BusinessWithBrian]

Great to hear! Too funny b

[@chrisfranke2805]

You mentioned that you would include a link to a spreadsheet of various brokers etfs and funds. I am having trouble finding this link.

[@BusinessWithBrian]

Sorry, it is shown at the end of the video. It will be a day or two before I can have a link to it. I am travelling for the next couple of days.

[@michaelcoglianese4292]

I’d be interested in the spreadsheet as well, when you get a chance to add the link.

[@JokerSyrup]

What a great segway into the sponsor

[@BusinessWithBrian]

I try.

[@elliotthall5543]

Ya know, I'm a hardcire KZbin consumer so I get soooo tired of the " Give me a like and subscribe" thing. However, in this case it actually reminded ne to like. I had already subscribed. Point being, yeah, it actually is needed if you want to run a succesful channel. I hate admitting that, but thought I would provide that non- stock oriented feedback. Great channel and thank you.

[@BusinessWithBrian]

I appreciate you saying that. I have several videos where I don't ask for people to like my video for my efforts and work. And it shows with very few likes and commentary in return. I don't like spending the time to ask, but I also recognize that you can never get something that you don't ask for. All I ask is that you don't dislike me for requesting it in future videos.

[@tomlee45]

not gonna lie...that masterworks content transition was super smooth...

[@BusinessWithBrian]

Thanks. I try to keep everything cohesive, but I don't want it to be too smooth for the sponsored portions. Just smooth enough.

[@louidiaz8759]

Great video. I watch several youtube videos on how to trade in the market but haven’t made any headstart because they are either talking some gibberish or sharing their story of how they made it and I do not want to make mistakes by taking careless risks

[@BusinessWithBrian]

I think that this is the right time in life, to be a little fearfull of making any drastic mistakes. There's a lot of moving parts right now, and I don't think anyone has the answers.

[@ruthboe]

Did you actually invest in Masterworks?

[@BusinessWithBrian]

I have not personally used Masterworks.

[@BusinessWithBrian]

They are, as I stated in the video, the sponsor of the video

[@peteryates7505]

The problem with international allocations these days is 1) Where goes the US, there goes the international, 2) International (especially europe) has flat lined on growth due to economic instability

[@glasshalffull2930]

I agree. They might beat the S&P 500 every once in a while, but underperform on the long term.

[@JPfreedom]

I missed where you covered optimization by age. Do you have a video where you address the title of the video?

[@BusinessWithBrian]

The title ask the question if your portfolio was optimized for your age. And in this particular video I do go over how people change their investments and portfolios based on their age. It's all there

[@izzybee-hq6px]

All is nice, no one brings the RMD withdrawal and best way to do it.

[@Matthew8473]

I'm transformed by the impact of this material. A book with akin insights ignited a revolution in my thought processes. "Dominating Your Clock: Strategies for Professional and Personal Success" by Anthony Rivers

[@dtovar2]

Where is the spreadsheet that was mentioned in the video?

[@BusinessWithBrian]

Sorry, I had adjusted the video details and copied over the link. I just replaced it. Thank you so much for bringing it to my attention. Here it is directly: 3 Fund Portfolio Spreadsheet: bit.ly/3_Fund_Portfolios

[@dtovar2]

@@BusinessWithBrian Thank you, Brian. I'm enjoying your videos. They're great!

[@BusinessWithBrian]

Thank you so much for the note. I'm happy you're enjoying the content. And think you once again for pointing out that the link wasn't available.

[@hermes8258]

Why does nobody make investment YTs for this viewership: those who will not be retiring in X years, but have an even shorter timeline - we will be dead in 10-15 years?

[@loxish4493]

21 years old. I now have built my account to 1k through 95% domestic stocks and 5% short term. I’m willing to take risk since I’m young but is this too large or a risk?

[@glasshalffull2930]

I’m 64 and would recommend 100% in an S&P 500 index fund run by Vanguard. You have maybe 40 years or more to let that stock fund grow. There will be crazy rides of up and down, but just keep it in the S&P 500 and don’t try to time the market by moving it into bonds or something else. Also, keep investing every paycheck. Use your company 401K or create an IRA. (Of course, if you are saving to buy a home, that takes precedence at your age)

[@CiaoBello21]

The way you roasted blockbuster was nasty lol 😂

[@NursingKAMP]

If you had and 18 year old with 10k what would you invest in long term?

[@BusinessWithBrian]

VGT, VOO, and SCHD

[@NursingKAMP]

thank you for your prompt reply!❤

[@vegasvato55]

Government and Finance, Business and Industry, and the Unbanked... Dollar Cost Average in, Hold and/or Stake tokens in each of these three areas (13 Asset Portfolio) until Politics, Technology, or Current Events warrants a change in focus, then make adjustments accordingly... Bots Eat Day Traders Alive.

[@BusinessWithBrian]

Not a bad route to go.

[@JackPS9]

Me sitting here, with like 60% of my portfolio in REITs, but looking into consumer staples to try to lower how doomed I am if there is a real estate crash.

[@BusinessWithBrian]

Ouch. That makes me cringe and pain just thinking about it

[@serenehelps123]

Can you make one so kids could pay off school tuition instead of waiting for scholarship.

[@Teedaveed]

👍👍👍

[@BusinessWithBrian]

Thank you!

[@HelenaHenrique86]

I have come to realize that no matter how much you earn, without proper guidance and plan you won't be wealthy you need to understand the secret of finance.

[@Teedaveed]

💞💞

[@Erikkurilla01]

Despite the fact that I invest, I am saddened by my inability to evaluate each company's performance and determine whether or not this is the ideal time to purchase stocks. My monetary stockpile is being depleted by inflation. At this stage, I need accurate market trajectory data, but I'm not sure what to do.

[@jessicasquire]

Especially in this challenging market, numerous opportunities exist to achieve impressive returns. However, executing such complex transactions requires the expertise of experienced market professionals.

[@Lemariecooper]

Considering the prevailing economic climate, I recommend seeking a mentor or a knowledgeable advisor who can provide guidance and support.

[@Erikkurilla01]

That's truly remarkable! I could greatly benefit from the expertise of such advisors myself, as my portfolio has been experiencing significant declines. Could you kindly share the name of the person who guides you?

[@Erikkurilla01]

I appreciate the tip you provided. It was straightforward to locate information about your coach, and I conducted thorough research on her before arranging a phone call. Her résumé indicates that she possesses considerable expertise, making her appear highly proficient in her field.

[@georgesontag2192]

Be careful with individual company stocks. You dont want an Enron, worldcom or blockbuster.

[@larryronhartfield55]

The first $100k was the toughest, and I didn't really start seriously investing until I was 30 back in 1998. Today, I'm 55 and have a decent $3.2M nest egg. After learning all of this, my only regret is not starting earlier when I was 25. It may not seem like much but those extra 5 years are the most important.

[@meredithelbert6608]

How do you go about accomplishing this? Do you utilize a financial analyst (if so, please provide their contact details)? I overheard someone mention that a couple made more than $200k during this red season. I wish my husband and I nothing but success.

[@larryronhartfield55]

@@meredithelbert6608 sure. My adviser is Lisa Rosa Cavanagh You can easily look her up. She has years of financial market experience and she is also FINRA & SEC verifiable.

[@hornedlobster]

Moral of the video - Dumps EVERYTHING IN MICROSOFT.

[@twd949]

gotta say, whenever a strategy involves gold, I immediately super don't care

[@BusinessWithBrian]

Ok. Gold isn't part of my strategy.

[@oliverf2924]

imagine buying bonds

[@stanleyalfred871]

For first-time investors, it cannot be stressed enough how important it is to invest hard-earned money in the stock market rather than a bank where interest is guaranteed! The market appears out of control, the times are unpredictable, and the banks are deteriorating. Could there be a chance for a boomer like me? I'm working on a rough estimate of $5M for retirement, and I have a healthy six figures saved up for this. I'm almost 60.

[@glasshalffull2930]

Do you have a pension? Will your spouse still be working five years after you retire? Will you have a big social security check? Do you intend to have a part time side gig after retirement. Will your Uncle Joe be leaving you $250K? Do you live in Des Moines or do you live in New York City? Do you have 2 or 3 years in cash to ride out a big downturn in the market? I retired at 55, but all above, except Uncle, applied to me and I had $1.2 million 100% in the S&P 500 and so I let it stay as I could ride out a downturn. Now at 64, I have $3.3 million and have been withdrawing $54K the last four years. Never tried to time the market or move around from bonds to stock. Just kept contributing every paycheck in the S&P500. Best of Luck!

[@casrogue]

Does not account for late late late investors ..say someone just started at 45 or 50 but plan to work until 65 to 70 ..lol ...they do exist

[@glasshalffull2930]

Well, that would be a 20 year time frame. I would be 100% in the S&P500 for 15 years and maxing out every penny into a 401K and Roth and not trying to time the market. Also, try to pay off the house.

[@casrogue]

@@glasshalffull2930 thanks for the reply.

[@glasshalffull2930]

@@casrogue You are welcome! I’m 64 and just trying to help people when I think I can. Best of Luck!

[@leondonald]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

[@berkrix4312]

True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.

[@theresahv]

in my opinion, it was much easier investing back in the 60s but it’s a lot trickier now, those making consistent profit in these times are professionals reason I’ve been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

[@DavidRiggs-dc7jk]

@@theresahv My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

[@theresahv]

I’m a Travel-Nurse, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary " Julie Anne Hoover " actively restructuring my portfolio for the past 5 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.

[@DavidRiggs-dc7jk]

@@theresahv I've come across a lot of recommendations but this one stands out. Julie's resume is pretty sophisticated according to my web search, and shows she was active during the last bear market, I also emailed her. Thanks for the info!

[@henrikf9015]

Pretty sure Buffet told his wife to keep Berkshire Hathaway stocks, and start spending for charity.

[@glasshalffull2930]

ALL the Berkshire Hathaway is going to charities. His assets outside BH are to be invested as stated here.

[@blancaestela4197]

for me it's complicated and confusing, so I do nothing.

[@glasshalffull2930]

How old are you?

[@glasshalffull2930]

*** SCAM ALERT *** Any comments touting a financial advisor are probably fraudulent.

[@BusinessWithBrian]

yes, you are absolutely correct. Anything talking about financial advisors or the hottest crypto.....just ignore them. I report them to KZbin and take them down as fast as I can, but it is a whack a mole situation. Never ending.

[@glasshalffull2930]

@@BusinessWithBrian I used to report them, but then after so many times I would get blocked from commenting for a few days and so I just put up my **SCAM ALERT ** .

[@reginaldmosley64]

You sound good, but a lot of "but's"...

[@Mr.Alia63]

Hi Brian your videos are long make it short 7-10 minutes

[@r.ryansadeghian8060]

Here is my 2024 Main portfolio break down: 1. **Foundation (VOO)**: - **Percentage**: 55% - **Focus**: Provides broad market exposure to the largest U.S. companies, serving as the stable foundation of your portfolio. 2. **Growth**: - **Total Allocation**: 35% - **VGT**: 30% of the growth segment - **QQQM**: 30% of the growth segment - **SOXQ**: 26% of the growth segment - **Amazon**: 5% - **Meta**: 5% - **Tesla**: 4% - **Focus**: This segment includes ETFs targeting technology and semiconductors, as well as direct investments in Amazon, Meta, and Tesla, aligning with sectors known for rapid growth. 3. **Dividend (DGRO, SCHD)**: - **Percentage**: 10% - **Focus**: Equally divided between DGRO and SCHD, these ETFs provide income through dividends, enhancing portfolio income and reducing volatility.

[@Judithmoy109]

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.

[@Lettogle109]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@gracegomez109]

very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance to make a from a financial-advisorr, you can be passively involved with the aid of a professional.

[@priyankamahatma6672]

wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio

[@gracegomez109]

LINDA PEREZ LEWIS That’s my licesed Financial advisor you can easily look her up, Thank me later!

[@priyankamahatma6672]

Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up a phone call.

[@CharetteRose]

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio.

[@priyankamahatma6672]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@gracegomez109]

very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance to make a from a financial-advisorr, you can be passively involved with the aid of a professional.

[@Kimdavid109]

Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@gracegomez109]

LINDA PEREZ LEWIS That’s my licesed Financial advisor you can easily look her up, Thank me later!

[@Kimdavid109]

Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up a phone call.