Ish really in his bag on this one. Great convo from the team
@LowKeyLenny2155 ай бұрын
Ish & esso together always endless gems being dropped
@Rap__GPT5 ай бұрын
Ish gave out so much free game 😮
@UserOfGass5 ай бұрын
& farts 💨 6:40
@Aoc1795 ай бұрын
Mortgages stay the same ????? That is not true! Property taxes and insurance definitely increase! You know your real estate stuff, but why confuse the listeners like this !?
@oladeebiazazi4538Ай бұрын
Doesn’t interest increase the cost of a mortgage?
@williamgrierson4133Ай бұрын
Bruh. If your insurance and or your taxes go up your mortgage is still the same. If your utilities go higher. Your mortgage is still the same.
@oladeebiazazi4538Ай бұрын
@@williamgrierson4133 I agree that your insurance doesn’t increase your mortgage but I think property taxes do
@williamgrierson4133Ай бұрын
@@oladeebiazazi4538 Bruh. They are still separate things. If your property tax goes higher your mortgage stays the same. The City gets the taxes, the mortgage company gets the mortgage. If you don't have enough equity they will be collected together. The mortgage company does not want you to fall behind on your taxes, the city take your property and they are left holding the bag. Once you have enough equity the mortgage company is confident that if you lose the home to taxes, the sell of the home to pay the city their taxes will leave enough for them to get their money. Typically (not always) when your property tax goes higher the value of properties in the area have gone higher so that's not all bad. Value went up 2020 while rates were low. By 2022 everybody's taxes and insurance went up. Replacement cost for insurance as material costs went higher, and value of the property.
@bradylandry41695 ай бұрын
They turned a podcast into a real estate consultation. I hope they at least bought a hoodie. Lol😂
@onemanarmy18735 ай бұрын
😂😂😂😂
@DonniesWrld355 ай бұрын
Ish needs to come back🔥🔥🔥🔥🔥bagfuel!!!!
@stevenkinsey91965 ай бұрын
I'm so happy you guys got an intelligent brother cuz Heineken don't know s***
@melodiesanders97185 ай бұрын
Be careful with the 401K withdrawal... you're gonna get hit with a 20% penalty off top and you'll have to pay tax on the distribution because you've received pre-tax benefit when you pay into your 401K.
@ThaRealERAQ5 ай бұрын
you can usually get a loan of up to 50k too if you are still working for the same company you have to pay it back to yourself basically plus interest though. If you dont pay it then it is treated as a withdrawal.
@melodiesanders97185 ай бұрын
@ThaRealERAQ right and also you need cash flow to cover the loan, since I think the repayment terms are like 5 years and on $50K that's like a $1,000/mo.
@elgerone5 ай бұрын
Renting sucks dont do it
@wessideATL15 ай бұрын
Come on Ish give the entire answer... Not only do you have to read but you also have to UNDERSTAND what it is you're reading or else reading up on things does you no good... Give ppl a good place to go for beginners...
@tadah215 ай бұрын
I totally disagree with blacks don't like to read that is a European trope that comes from msm we have a segment of society that doesnt but a great many more do like to read and educate ourselves on certain fields. We have to stop generalizing. Say some who are looking for minimal effort and maximum results. Which does not exist.
@southjerzlife5 ай бұрын
Ish dropped alot of good Real Estate knowledge 👌
@CaptPicard81Ай бұрын
I’m trying to understand Esso’s hat and I’ll be honest fam, I don’t think it’s gonna happen for me
@KatoOnTheTrack15 ай бұрын
Don’t borrow from your 401K unless it’s an absolute emergency. You’re getting taxed 20% and possibly another 10%.
@FrontPagePiro5 ай бұрын
Yall gotta stop yelling ! sheesh ! sounds like yall bout to fight the whole damn show. Have a conversation fam, this ain’t the block.
@kenp15635 ай бұрын
When people who have money tell people who don’t have as much as them to do things that are not feasible. Get beside yourself and put yourself in that person shoes before giving advice.
@whoonthebeat26185 ай бұрын
Why yall so mad on the cover??😂
@DominicHolder-nn3um3 ай бұрын
If Ish started a Real Estate seminar, I would definitely pay & educate myself
@danieltheliska56725 ай бұрын
A voice that we can trust
@clarkkent525 ай бұрын
ish got cooked by Umar stop the frontin
@onemanarmy18735 ай бұрын
Ish is far ahead of umar in life name 3 things you learn from umar that interview besides being "entertained" by their engagement
@twotimes83955 ай бұрын
I find y'all niggas who defend Umar, funny, and ignorant asf, all he does is peach, and he himself, doesn't even follow preaching, how many baby mamas, does he have, that he's not married to?
@CaptPicard81Ай бұрын
Umar is a grifter
@oladeebiazazi4538Ай бұрын
Nah Umar was talking in circles and not answering questions
@oladeebiazazi4538Ай бұрын
@@CaptPicard81You would think people would know that by now.
@viper67825 ай бұрын
Esso pls shut up and let Ish talk
@Rizzlyricist5 ай бұрын
Time for part 2 baby 💯🔥
@comedianzeemoten5 ай бұрын
Nobody talking about math shit no more 👀 lol
@royalfamily79504 ай бұрын
Esso, I used to see you on MEO drunk and high hating that you were up there like that. I had no idea that it was your vice to get through the anxiety of cameras and spotlight. So glad you were able to overcome that Lord. Blessings and peace!
@blacken39545 ай бұрын
This episode was excellent... 🔥🔥🔥🔥🔥
@Mysterygrimms5 ай бұрын
What's this music book that Esso and Ish are talking about? I know the Donald Passman one. Otherwise excellent discussion in this episode.
@BagFuel5 ай бұрын
The one written by Kashif
@jonrite8135 ай бұрын
Everything you’d better know about the Record industry
@Swagandkicks5 ай бұрын
1st
@QueXopa792 ай бұрын
This was dope. Love yall
@MrAmbush2065 ай бұрын
Ish dropping game
@KatoOnTheTrack15 ай бұрын
At the end of the day, knowledge and education is key all the information you pay for is readily available for free online if you search hard enough. Always being “the victim” gets annoying.
@chinkyizechinkyize15765 ай бұрын
Ish is dropping madd knowledge on Esso and it sounds like Esso KEEPS making up EXCUSES on why someone can’t be SUCCESSFUL instead of LISTENING & SOAKING UP the KNOWLEDGE. Ish is giving a free class in Business 101 and ESSO is thinking of EXCUSES on why it can’t happen using SOURCES like MY MAN TOLD ME…or I HEARD from SO & SO….Ish flat out told him DO some RESEARCH, GOOGLE or READ a BOOK 🤣🤣🤣
@xseedmusicalmutant5155 ай бұрын
heineken pls listen more dont jump into conclusions ish asked "why you think they give students credit cards" your answer "its the student loans!" what does that even mean?
@RodieRo15 ай бұрын
Either is the hardest response but they don’t understand Kendrick? Aw okay. It’s the black ballin for me 🤦🏾
@ThaRealERAQ5 ай бұрын
gold man sachs losing money for rich people trying to make an extra buck and know the risk. Caesar and Envy was jacking regular people and people in bad situations with a small bag.
@QueXopa792 ай бұрын
When you refinance your home you will have to get it appraised and whatever the appraised value of the home at that time is what they base it off of. So 400k plus intrested add to the loan. Its a lot of factors to owning a home. I’m a realtor
@tadah215 ай бұрын
Ish good people but out debating a PhD lecturer who debates politicians and foreign dignitaries is hubris at it's highest form. But respect.💯
@Cjgotsense5 ай бұрын
Esso stop playing the victim roll bro you got to educate yourself and stand on principles! If people don’t work with you for that it’s not the right situation
@VicDamoneJr825 ай бұрын
Great discussion !
@DominicHolder-nn3um3 ай бұрын
Don’t be afraid to make it racial. Everything is racial.
@chunkadelic15 ай бұрын
Dropping knowledge in first 5 min 💪🏾 lets go
@shameless2684 ай бұрын
Heineken right about those private pages w the egg, cowards
@fab084eva5 ай бұрын
so much fun, great vibes in conversation agreeing to disagree and note worthy information...thank you! ❤
@seanmichaels7182 ай бұрын
Brother ain’t no 1BD for 1500 come back to earth lol
@karimdavis14555 ай бұрын
Strong pod. 🌊🌊🌊
@TrulyGodsSon5 ай бұрын
Bruh, why is manz eating a caramel while on camera into the mic?
@honeybadger9932Ай бұрын
Ish is speaking fact / knowledge is key
@Tmoney55222 ай бұрын
They need to let this man finish his thoughts they cut off too much
@comedianzeemoten5 ай бұрын
I like the comedy analogy and I can do that 😎
@blueazul4O15 ай бұрын
Ish the refi into the car is mad game!!!!! Damn!!
@AG-xt6ei3 ай бұрын
Ummmmm my property taxes are up $400 more per month in 3 yrs
@YorFavoriteHustler5 ай бұрын
45:55 hein start going crazy 😂😂😂
@zinzayzinzay30855 ай бұрын
Ish ish ish ish we yell
@akemegbebu78075 ай бұрын
This Channel on the long run is going to surpass math Hoffa. they're consistent.
@DanielLaurentSME2 ай бұрын
Beef take didnt age well
@ReyHugoTelevision6145 ай бұрын
Love Ish's perspective, definitely not Bout that victimhood mentality
@Cliff115 ай бұрын
Great episode, needed this 💯
@Blownsmokecateting5 ай бұрын
Ish is wrong that your mortgage won't ever go up with a fixed rate. Well, he's right lol. It depends on if you have your taxes and everything all in one. So he's right. The taxes go up. See how I realized I was wrong and fixed it in mid comment lol
@pryncespyderthe1st5 ай бұрын
Own > Rent
@ThaRealERAQ5 ай бұрын
buying a 3 family is the smartest thing you can do starting out if you can get it for real. He is right about owning vs renting for the most part too, but know your mortgage will go up too just not as fast as rent usually if you have a mortgage because the insurance and taxes usually go up. The taxes usually get capped based on your income unless you live in a red state probably. I could have got a 2 family for 50k back in 08. I regret not jumping on that joint.
@clarkkent525 ай бұрын
Lool Pod cast aint getting shut down that industry will replace TV...that Kat Williams show stopped the world its only the beginning..Podcast will replace TV... these man are hating cuh they are old heads who thought if the kids can do it its easy because they dont respect the creatives or the creative process..they think creatives are dumb and not business minded...yes Pod cast will shrink that's because the cream will rise to the top and the others will fall to the way side because they cant compete because they're boring not likable or have uninteresting takes..Podcast will become the new TV and pod casters the new actors/stars/influences...leveraging corporate sponsorship and direct to consumer opportunities
@mirajshbarnes7111Ай бұрын
Umar killed ish 😂😂
@marleyking42085 ай бұрын
From the moment we are born, we start receiving messages that tell us what to do, what to buy, and how to live our lives. We are surrounded by things that we are expected to own, and we are told that these possessions will make us happy and successful. However, this is not true. In reality, we do not own anything. We are just temporary caretakers of the things that we have. We fill our homes with stuff that we think we need, and we spend a lot of time and money taking care of these things. But in the end, all of these possessions will either be passed on to someone else or they will simply disappear. The truth is that we are just renting this life. We need to treat our world with respect and take care of it for future generations. We should focus on building relationships and connections with others, rather than trying to acquire more and more possessions. We should choose a life that honors and recognizes everyone, and that values experiences over material goods.
@nelsonochuko29172 ай бұрын
Best educated esipode
@aithier5 ай бұрын
Damn Esso, why did you tell everyone that Ish did things for free? Maybe he didn't want other people on the come up to know that
@TheEvilstarter445 ай бұрын
Ish is telling you to do your homework, and all the host says is you show give the answers and they should not hold anything back. Do your home work
@renaripley8015 ай бұрын
Thank you for the positive feedback on renting vs owning. I’m working on buying a home right now 🙏🏽
@willsmith45755 ай бұрын
I had no idea that’s how mortgage brokers make their bread, they are just middle men.
@michaelfrails4 күн бұрын
Ish snapped
@grizz1005 ай бұрын
For the 1st 100 yah means that bought the hoodies here’s the consultation right here for ya. 💰💰
@me76595 ай бұрын
It’s depends on where you live, how much money too have etc. on if it’s better to rent or buy. Some ppl don’t have money to make the down payment
@kforeal22265 ай бұрын
Yall should have known better than to ask Ish about rap beef and all that. He's not that guy for that! lol
@thewaldronproject5 ай бұрын
Actually we do think JP Morgan is scamming 😂 ish
@bltpod5 ай бұрын
Where do I sign up for an Ish conference?!
@MissAMY424 ай бұрын
This was an awesome episode. This is the kind of knowledge that needs to be heard.
@TheEvilstarter445 ай бұрын
I bought my house at 5.5 IR and two months later got it down to a 2.2 IR
@comedianzeemoten5 ай бұрын
The Internet really not free
@2centsfreelancer5 ай бұрын
Yes it. Don’t have it, take your ass to the library. No excuses
@supremeabduljabbar.5 ай бұрын
Its about time they took it from behind the paywall.
@taeruns88752 ай бұрын
Ish vs Dr Umar got me to subscribe to the patreon lol
@theblazedbro5 ай бұрын
Lmao that thumbnail 😂😂 scary podders
@ТоняЗаліська5 ай бұрын
💰⛽
@barryneal3054 ай бұрын
East Orange Stand Up!!!!!!! Preach Ish Preach
@scoobymakgato6225 ай бұрын
Let Ish talk and stop cutting him off
@BigAcapella5 ай бұрын
Thank you so much for the valuable info
@Jm-is9ig5 ай бұрын
This guy's a goofball 🙄
@4everBleu5 ай бұрын
Who? And explain why that person a goofball ? Yban
@respectthespliff51232 ай бұрын
Ish always delivers
@aarontoliver8015 ай бұрын
Ish look like "why the fuk am I sitting in this 1 bedroom basement right now"
@LordSmiththegod5 ай бұрын
Ish why did you bring up crypto ?
@myronscott86115 ай бұрын
So we saying puffy is innocent
@ADubbFinallyFamous5 ай бұрын
Detroit in here!! 🫡💯
@rudboy_sick5 ай бұрын
I think he doesn’t understand
@michelleareddish5 ай бұрын
Ayyee!!!! JBP in the building!!
@angelbaby12815 ай бұрын
Coldest photo off 2024????
@Abeylius5 ай бұрын
Ish Unleashed 🙌🏾
@rudboy_sick5 ай бұрын
I think there’s a difference
@VintageBlazeMuzik5 ай бұрын
Internet is not free 🤦🏽♂️
@WillieBangg5 ай бұрын
Ishkabibles in the house 😅
@bashawnofficial68065 ай бұрын
Ish speaking facts
@jenjen32545 ай бұрын
Ish explaining his points while using the n word so much is unfortunate.
@hip-hopdigitaltv21065 ай бұрын
It’s bravado and wanting to relate to the same people he tryna teach bc we come from similar places but we’ve been conditioned to be this way so I give grace & have understanding it’s a lot of things we gotta unlearn & relearn