LAP 3: Concept of Incomes

[@sandeeptrivedi412]

Free me bahut kuch sikha diya, great sir 🙏🏻

[@AnkushJain]

@@sandeeptrivedi412 👍👍

[@SaurabhTiwari-gu2pw]

Sir plz ye session continue rakhiyega plz 🙏🙏

[@AnkushJain]

Yeah sure

[@amitfatwah]

Big fan 🎉

[@AnkushJain]

Thank you

[@gauravpamnani6355]

Your videos are really helpful thanks ☺️☺️

[@AnkushJain]

Thank you 👍

[@sanjayyadav-bv9ge]

Very helpful Sir

[@AnkushJain]

Thank you

[@DAILYMEMES99952]

Sir i have my DSA and mere unsecured loan jo file hote hai vo reject ho jaati hai so , mujhe ak complete course ke avsakta hai jise main banking norms and credit analysis ka ak combo ho

[@AnkushJain]

Yes pl go to my playlist section

[@DAILYMEMES99952]

Sir mujhe ap ke milna hai ap ka office kaha hai

[@govindgaware4348]

No 1

[@AnkushJain]

?

[@lonebashir312]

Great information

[@AnkushJain]

Thank you

[@shahrukh2433]

Informative

[@AnkushJain]

Thank you

[@aliya5598]

Thank you very informative

[@AnkushJain]

Your welcome

[@bhagwat152]

Thanks sir best explain

[@AnkushJain]

Yours welcome 👍

[@omparkashsharma4318]

Excellent

[@AnkushJain]

Thank you

[@ROHITKUMAR-uw8hc]

In example you told that factory earning 50K month so want to know you are talking about factory profit or other thing? How to assess business monthly income? Is there any roll of business profit?

[@AnkushJain]

Hi Rohit. As i said there is separate video for it. You will understand from there

[@atulvaidya9909]

Respected sir, I want to know that Can we consider director’s salary (included in short term provision head) as a quasi equity for arriving at the TOL/TNW ratio. Please guide sir

[@AnkushJain]

No it should not be counted since it is an expense ideally

[@ROHITKUMAR-uw8hc]

We can understand easily salaried person net monthly incoming & obligation but how to estimate business monthly earning?

[@AnkushJain]

Pl keep on continuing this series. I have explained this in a video itself. Series start with "LAP" word

[@krishnenduchakraborty1150]

Sir for salary people bank take last 3 month salary slip... So be a credit analyst which salary i am going to consider ??? Last one???? Because each and every months in salary slip there is an variations... Mostly seen in PSU jober or an army individuals....

[@AnkushJain]

You need to check reason for variation.. if the variation is due to bonus or commission which is not fixed then same should not be considered part of salary

[@Vijendrabhau]

Sir FOIR ration min to Max kitna hona chahiye in percentage. I means a safe range

[@AnkushJain]

60-70%

[@Vijendrabhau]

@@AnkushJain You means sir around 2/3 . where 2 is obligation against 3 income . Here income must be more

[@AnkushJain]

Yes

[@chanchalreswal1845]

Sir can we consider a partnership firm's income if only one partner (with 52% share) is coming as co-borrower?

[@AnkushJain]

If whole income is considered then partnership firm also need to be added in structure

[@harshvardhansingh9149]

Sir please define the pari pasu. In feature

[@AnkushJain]

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[@ankitgupta5583]

Sir please make a video of banking surrogate method

[@AnkushJain]

Ok will do

[@ankitgupta5583]

Sir koi policy miss ho jata h. Just a human error ..kya aap ko job se nikal denge ..or aap notice period me ho to kya wo rok denge or ek sir ..agr fraud team ne doc ok kiya ho or bad me internal auditor ne fraud bta Diya h. To Ismay credit manager ki bhi galti hogi..

[@AnkushJain]

Agar critical policy Miss ho Jaye then warning mail aati hai but initially job se nahi nikalte. But agar mistakes repeat hoti rahegi then nikal bhi skte hain

[@aliya5598]

Please make a video for banking surrogate

[@AnkushJain]

Yeah it will come in due time

[@SaurabhTiwari-gu2pw]

Sir multiplayar kya hota hai

[@AnkushJain]

Multiplayar?

[@aliya5598]

@@AnkushJain sir he said for multiplier about ABB can calculate 1 , 1.2 and 1.5

[@AnkushJain]

Ok

[@SaurabhTiwari-gu2pw]

Sir vedio lecture daily laiye please 🙏

[@AnkushJain]

Bhai time hi nahi milta.. regular job bhi chal rhi hai

[@SaurabhTiwari-gu2pw]

@@AnkushJain meri bhi sir maine abhi apna branch join kiya hai

[@AnkushJain]

Ok