Let's Chat about Money, DWP & Getting Frustrated!

Chatting about money, Universal Credit & Frustrations
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#universalcredit #lymphoma #cashstuffing
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[@desireemacarthur2378]

I wish empathy was a job requirement at govt offices. Your estimate for weekly grocery and household is same as mine. Sending hope and strength to your family.

[@mamabearandcubs7701]

Karen, your channel is so real and honest. I just want to hug you. You have wonderful children who I don’t doubt are more than happy to help their mum and dad during this awful time. The budget envelopes are a great way to keep a bit of control. I have used them myself and it works. Your worry and fear is palpable, understandably and that’s where we can help a little by listening and offering tidbits of advice from our own experiences. It’s a criminal madness that people like yourselves are fighting your hardest battle at the moment whilst having to jump through bureaucratic hoops to get some understanding from these faceless corporations. Please, consider your own health and well-being through all of this. You are doing an amazing job, and I personally feel honoured that you chat so candidly about your journey through this hellish nightmare you are navigating. Prayers and hugs xx Beth 🇬🇧🐻

[@GeordieGrandma]

Thanks so much Beth. I find real comfort in everyone's comments so thank you for taking the time xx

[@judithperkins9679]

So sorry to hear that a difficult situation is being made more difficult for you with all the red tape.!!!!Sending lots of love to you and your family Karen.I so hope things will get a little easier for you all very soon.❤️❤️❤️❤️xx

[@shirleycasey6929]

You rant on Karen, you've every right to my love. Stay strong lovely lady. ❤

[@JuneBeswick-p6g]

your are allowed to have a moment, it's natural with all that's going on.dont forget to try and make a bit of time for you. Best wishes to Warren. 🤗

[@shazza-gt6be]

Hi Karen. So sorry to hear that dealing with UC is so stressful and frustrating. My friend is battling with them too. It seems they have no common sense or care about people. My advice is to send any forms by recorded delivery so they can't deny when they received them. Contacting your MP to send in a letter can help also. I wish you both well and things improve for you soon. X X

[@jacqueline8559]

Absolutely agree. NEVER deal with these people ,without proof you've sent the relevant paperwork. This is from experience. ALWAYS keep copies, for yourselves, of EVERY document, either sent by them to you, or visa versa. Because things magically disappear! We went 'belt and braces' , by keeping copies on the computer and also printing off paperwork to put it into a file, for a dated 'papertrail' It's a faff and, these days, you'd think it's unnecessary, but it aids my peace of mind! Always put a 'read receipt ' on any email, so you know someone HAS opened, and read it. And always use recorded delivery if sending paperwork. Good Luck

[@annwaldron2459]

I always send recorded letters to government agencies ,. Go to your MP. A letter sent by them gets noticed very quickly. Good luck to you both ❤

[@GeordieGrandma]

Hi Shazza - I don't know why I didn't send it recorded delivery! I was thinking about contacting our local MP but will wait for a little while to see if they sort it out xx

[@christinemalone]

I work for a government department ( Benefits and Credits) and we find it very frustrating that sometimes we cant do what the customer needs because of rules and regulations. Xx I hope it gets sorted soon xx

[@GeordieGrandma]

Hi Christine - I've worked for the NHS in the past and also found the systems frustrating. Thanks for watching xx

[@samgeorgesunny]

Hi Karen, so sorry for the extra stress you’re dealing with. Surely a cancer diagnosis etc should automatically mean you could take a mortgage break without having to justify your expenses. £125 is hardly extravagant these days sadly x

[@GeordieGrandma]

Thanks Sam. Apparently nothing is automatic with a cancer diagnosis ... which is quite unbelievable! xx

[@jennyrigby3475]

I’m so sad to hear about your problems, my late husband and I went through a similar thing as my husband had a very bad mistake from the NHS after an Operation and the would not help as they didn’t want to say it was down to them. “Until” we decided to put it in the hands of a solicitor then they sat up and got worried thing took time to get sorted 4years to be honest, but then we got the help that I could have to help him. Sadly he didn’t live much after we got it sorted. Try the Library as they have retired people that can help with forms. Good bless hope things can be sorted soon. ❤️

[@GeordieGrandma]

So sorry to hear what you went through Jenny, big hugs to you xx

[@jenniferasigno7010]

My heart goes out to you both as if your not got enough stress going on ,I do hope they sort it out it’s ridiculous. ❤

[@sue6083]

I really hope that this is sorted out for you, you shouldn’t have to go through the stress of dealing with the incompetence of these government departments, absolutely awful! xx

[@essanjay8604]

Isn't it always the way that frustrations with 'systems' be they NHS, DWP, whatever, is the thing that stresses us out the most? It's just absurd the way things are done in this country. Imagine if you were the patient and you had no loved ones to help you out. A good cry is always therapeutic. Onwards and upwards. At the end of the day Warren getting better is the only thing that really matters Karen. Putting cash into your purse is a great way of keeping a close eye on your money - I always used to do it - now I usually transfer my 'variable spends' onto a pre-pay debit card. When it's gone it's gone!

[@GeordieGrandma]

I've been saying that lately, that I don't know how people on their own cope with any of this. I have a feeling that the 'systems' in public organisations are far too complicated now to be unpicked easily! x

[@berylmullen6686]

I'm so sorry Karen. I do hope it is sorted soon. Xx

[@lesleyward2951]

My coast is. 60 pounds a week I’m on my own that doesn’t include clothes then you’ve 😢got gas and electric rent water rates insurance the list goes on my heart ❤️ goes out to you 🎉my dear friend xxx

[@DebbiePack-b3z]

@@lesleyward2951 I think it is more expensive sometimes to being on your own as I find sometimes portions are too large and things go out of date quickly the price of food seems to double though🥹

[@lindabaker6099]

Bless you both I really can’t believe how difficult it is to get any answers from the dwp, keeping everything crossed that they get their act together soon and things get a little easier for you both, sending you both big hugs❤️👍🏻

[@elaineprice3732]

Karen, wish there was something we could do re all the red tape and inefficiency. It's no wonder you cracked for a short time. It's great you've got family to help with getting to appointments, patient transport services can be a nightmare at times and you don't need any more trauma! I really hope all the paperwork gets sorted asap. How is Warren at the moment? Xx

[@GeordieGrandma]

Thanks Elaine, just reading all your comments helps me. Warren is ok at the moment - Round 4 of chemo starts on 30th Sept xx

[@ruthwinnifred329]

Love and strength to you . . . .

[@nicholastyling]

Aww bless you Karen feel for you but your doing amazing under the circumstances. I'm sure UC will get sorted 😊

[@Carolyn-h2p]

My heart goes out to you. I honestly don’t know what happening to this country, no one seems to care any more. I really hope things get better for you soon. ❤

[@GeordieGrandma]

Thanks Carolyn xx

[@helen6477]

OMG so frustrating! ❤❤❤❤£125 is not a lot considering the rising costs of everything xx

[@christinemalone]

There are only 2 in my household and £125 is not too much at all. I used to do the envelope thing when I was a a single parent and didn’t have a lot of money coming in. It’s definitely a good idea.

[@GeordieGrandma]

The envelope system appeals to my need for organisation and a love of stationery :-)

[@Debbie_Hastings]

Why are people so ill minded hope you get something sorted out soon, love to warren, you and your family from another geordie 😀👍❤️

[@annbaker3142]

£125 isn’t a lot! It’s so so hard! Love and hugs to you and Warren. XxxX

[@essanjay8604]

Our weekly bill for two averages about £75 - I was thinking to myself that seems low but then I realised we do this intermittent fasting so I guess that's why! Mind you we easily spend another £25 if you add in all the cups of tea and coffee we enjoy going out for. Food was definitely a lot cheaper pre Brexit.

[@lindareilly8815]

Karen I am so sorry to hear all you and Warren are going through, £125 a week for two people is not a lot, the cost of living nowadays is very expensive, groceries have doubled or trebled the past couple of years, some people have no empathy, keep your chin up, things will get better, sending lots of love Linda xx

[@GeordieGrandma]

Thanks Linda xx

[@maureenandrews7151]

So sorry Karen that you are having to go through this. I think £125 a week is a reasonable amount. How you are expected to manage on less than this is beyond me. They want to try! I hope Warren's treatment goes well and he is soon on mend. Cancer sucks. Love and prayers.

[@yvonneelliott6883]

Oh Karen you poor thing, my heart goes out to you. My husband and I spent many years trying to keep our heads above water, but didn’t have the stress of such an awful illness to deal with. Vinted is a great place to earn a little money and is worth a try, and surely you should be able to get carers or attendance allowance if you are having to help Warren with every day tasks like dressing or washing etc. we found the CAB totally useless but our council were exceedingly helpful, maybe you should speak to them about your council tax, also the water suppliers will help with a reduction in payment for low income families. Unfortunately so much of the begging and scrounging ( which is how I felt) is the part you have to play, and as you say the frustration is immense. I use admit I shed a tear for you watching this, strangely ( like many of your followers) you feel like a friend. We all want to support you and your family on this platform. Thinking of you all. Yvonne x

[@GeordieGrandma]

Thanks Yvonne 💕. I can't claim for carer's allowance until Warren is accepted for PIP so we'll have to wait. I did get a council tax and water bill reduction so that was helpful. I'm sure we'll get through this and everyone's comments really do help us xx

[@muriel240]

Aww Karen. I feel for you with all you're going through. The government are so quick to take money off you but you have to fight to get the help you need. Have to say we spend more on shopping than we really need to. We should buy just what we need but we tend to stock up with a lot of things. Good idea having the folder for money. Most people pay with their card rather than use cash these days. You are bound to have bad days. You are doing so well to keep doing what you're doing. You certainly don't need the worry and stress of trying to get what you're entitled to. We are all here to help in whatever way we can. Stay strong. Sending you love xx

[@GeordieGrandma]

Thansk Muriel xx

[@RhianWarlow]

Ah Karen, what a tough time you are having when you should just be able to focus on looking after Warren. Thanks for sharing, this will help other people in the same position. Sending best wishes. ❤

[@GeordieGrandma]

Thanks so much for watching Rhian xx

[@denisearmstrong4093]

Sending love and strength ❤❤❤

[@ruthpotter7065]

Sending love 🤗 and no £125 a week isn’t a lot x

[@helendaly7810]

Karen this is my first time watching you and my heart is breaking for you and what your going through . I know exactly what you mean about DWP as my daughter has a autistic son and has experienced exactly the same treatment, you are amazing and strong im afraid i would have lost the plot with them by now . Just keep strong and im sending love and strength to you and your husband ❤️... im praying things improve for him soon .xxx

[@GeordieGrandma]

Thanks so much for watching and commenting Helen, I really appreciate it xx

[@lesleyward2951]

Cost of just food is 60 pounds

[@debbiefischer945]

❤❤❤

[@darrenwilson7217]

How awful. You are going through enough as it is. Can you imagine how you would feel if you were on your own going through cancer treatment. If you have worked all your life you just don't know your way around the system. We ended up claiming for a few months when my husband came out of the RAF. We were treated like scum and we were so livid we went to see our MP. I would recommend that as believe me it opens doors and breaks down barriers. Chin up. Wendy

[@GeordieGrandma]

I really can't imagine how someone on their own does any of this, it must be soul destroying Wendy! I was thinking about contacting our local MP if we don't get it sorted out xx

[@paperandtwine]

Really feeling for you. I’ve had cancer 3 times and have really cut back on work, thankfully my husband can support me financially. The whole benefits system in this country is completely broken and I know there are people who take advantage but the majority of people who need to claim,like yourselves are genuinely in need. There seems to be a complete lack of common sense and empathy. I really hope you get sorted, but more importantly that your husband responds well to treatment 🤗🙏🤓

[@GeordieGrandma]

Sorry to hear you've had to go through cancer 3 times! That must be so hard. I agree about the benefits system being broken but no idea how they would start to fix it. Thanks for watching xx

[@shazza-gt6be]

Hi Karen. I was listening to a radio programme this morning which was talking about people on low income who would qualify for social tariffs for their water and broadband bills. You have to ring up your companies and ask to apply for a social tariff. It might help if you're not already aware if it. X

[@GeordieGrandma]

Hi Shazza - I did get a small rebate from the water company. I'll look into the broadband, thanks xx

[@DebbiePack-b3z]

So sorry to hear you’re having all this trouble if I was you I would get another sicknote for Warren for at least three months or even ask for six months then DWP will probably do a assessment to see if he’s fit for work. They should send the form you were talking about Out to you. Obviously with him being so poorly, they should find him unfit for work. I think it’s a case of one person doesn’t know what the other person is doing. Not sure they even read the journal properly I hope you get it sorted. I may not be correct, but I have had some experience with them in a similar situation. 😊😊

[@GeordieGrandma]

Thanks Debbie xx

[@maureenmcgreevy3866]

It makes me wonder if it's made difficult at the DWP to deter people from claiming Universal credit etc. You certainly could do without the added stress. Hope it's resolved sooner than later. Xx

[@Joan-COYI]

You are completely right. I’ve been severely disabled for 30 years and I have to go to tribunals because many people give up. I’m registered blind and can’t walk more than a few steps yet 30 years on I have to reapply.

[@lindakirk698]

​@@Joan-COYIdo you get Attendance Allowanxe & Council Tax rebate? Aa isnt means tested & does not affect any other benefit & not taxed!

[@Joan-COYI]

@@lindakirk698 thanks for the info. I get PIP which is the equivalent of attendance allowance for younger people. And I get council tax rebate too which is a big help. Most kind of you though.

[@GeordieGrandma]

I do think they try to deter people, which I can understand as there are people who try to 'work' the system. It's just a shame it makes life hard for people who really need the help xx

[@janelevers291]

Oh Karen. It sounds like nothing is easy at the moment 😢😢😢. Why is everything so complicated when you need help. Sounds like your cash stuffing will help with budgeting xxx

[@olivebobo6885]

You are fortunate to have some help from the government, here in the US there are no safety nets for people who have cancer. And if you have no health insurance you could end up bankrupt. . I’m sure you will get everything sorted eventually. Stay strong and I hope Warrens treatment goes well. BTW there are many KZbin channels that are about budgeting and frugal lifestyles. I like the fFrugal Queen of France.

[@GeordieGrandma]

Hi Olive - I've often wondered what would happen if there was no NHS, so we are grateful for it. It's just a shame that the benefit systems we do have in the UK are so complicated. Someone else mentioned Frugal queen so I'll be looking at her videos. Thanks for watching xx

[@margothartwell6195]

Karen, I have started drawing cash for weekly shopping. I have tried £100 to get me through the week, but my cash has run out already and I had to use my card, so in effect it is probably about £125. There is 3 of us because our son still lives at home, but he does buy a few things and frankly one extra doesn't make a lot of difference. I try to be careful, we do buy a couple of bottles of wine a week but we don't go out to the pub or anything so why shouldn't we. I am sorry you are going through this, the system is broken because nobody cares. Sad, but true.❤❤❤

[@GeordieGrandma]

Having cash really makes you think about it Margot - I think I'm going to try meal planning more and see if that helps xx

[@paulinedixon3490]

Karen I’m so sorry for what you’re going through. Warren must feel totally down with all this BS. As if he’s not going through enough with his health. The benefit agency HAS to be made easier for people in your situation. You have enough to contend with. My son is going through the same thing so I can fully understand what it’s like. I hope things improve for you both soon ❤❤

[@GeordieGrandma]

Thanks Pauline. Hope your son gets sorted too xx

[@paulinedixon3490]

@@GeordieGrandma Karen the last thing you need is to worry about money. I don’t know what your financial situation is but if you’re like me we’ve never had a pot we could dip into in an emergency. At the moment as a family we’re all pulling together to help I sincerely hope Warren is getting all the help he deserves. I imagine he’s worked hard all his life like my lad and dosent deserve to worry about money at this dreadful time. ❤️❤️❤️

[@elainespilsbury-2284]

With the prices in the supermarket £125 per week is absolutely not a lot at all, i do feel for you, i think someone with cancer undergoing chemo should be rushed through the system for benefits as stress is the last thing you need.x

[@lindakirk698]

Yes they shoukd be given priority. My Dad claimed for my mother with dementia. Unfortunately it was sorted after she died! 😢😢

[@GeordieGrandma]

It's definitely a strange system Elaine xx

[@janewaring2913]

I spend about the same amount as you on a weekly shop. This mornings shop was £128. There are only two of us at home now and we don’t have any pets. We do have treats and we eat meat/fish which bumps it up. Also I do low carb (most of the time) which I find can cost more. When you mentioned the word demeaning I think the word you may have been looking for was degrading. All the best to you both x

[@DebbiePack-b3z]

@@janewaring2913 food is really expensive at the moment so if you’re buying for one still quite a lot of money😀😀

[@GeordieGrandma]

I've found that with low carb too Jane. I guess I need to plan a bit better! xx

[@pamelawright1369]

Karen you have enough without worrying about money, the system seems all wrong for the people that really need it. Do you have a citizen advice near you, they may be able to help. Bless you both.❤

[@GeordieGrandma]

Hi Pamela - Yes the Citizen's Advice lady has been very helpful, we are trying to contact her but I think she might be on holiday xx

[@Nanna-M]

Hi Karen, my heart goes out to you, it’s disgraceful how much red tape there is, all these forms, nobody really helping, I’m astounded at our system. I pray it all gets sorted out for you very soon. I think the wallet is a good idea, it will definitely help you to manage what you have even though you shouldn’t have to. I was wondering if all of your subscribers watched your video twice, I mean they don’t need to sit there, they could just replay it whilst they are getting on with other things, does that work or does it not count, I don’t know, but if it worked I’m sure everyone would do it for you. ❤❤❤

[@GeordieGrandma]

Hi Lynn - I don't know if it counts if you watch it twice ... good idea though if it does :-) xx

[@Nanna-M]

@@GeordieGrandma we need to try and find out, it would make a big difference t your viewing hours. ❤️❤️

[@ffbintuneus1ffbintuneus1]

I'm just flying in on the end of this. Cash stuffing is a great way to plan your spending. Don't wish to pry but have you looking into Carers Allowance?

[@GeordieGrandma]

I can't claim Carer's Allowance until Warren is accepted for PIP, so hopefully then. Thanks for watching xx

[@ANNERUSSELL-q8t]

❤ Anne

[@gwenstone8171]

£125? I live alone and spend more than that and I don’t buy a lot of expensive food. Don’t these people realise how prices have gone up? I wish you luck with MacMillan Karen, they weren’t available once when we needed them even when the hospital lost my husband’s feeding tube and sent him home without it. It wasn’t their problem it seemed. I do hope you’re getting it all sorted, it’s enough worrying about Warren.🙏

[@GeordieGrandma]

I also feel MacMillan haven't been very helpful. Maybe it's different in different areas. Thanks for watching Gwen xx

[@paulined4190]

HI Karen, youre a marvellous lady and please God Warren will do very well. You explain things very well and your vlogs are always interesting ... the system is always difficult ploughing through it most people find... I hope you don't mind me saying that I feel you shouldn't keep chatting too much about the finances as so many are struggling at the moment and people will donate if possible. I wish you the very best .... ❤❤❤

[@GeordieGrandma]

Thanks Pauline, and comment noted xx

[@alanabailey6705]

❤️❤️❤️

[@annhitchen6024]

No it is not extravagant . Plus you have no means of transport to go here and there everywhere to shop around. That would add transport costs

[@lindakirk698]

It's just food & house she's said not transport!

[@annhitchen6024]

@@lindakirk698 I meant to go to different shops to look for cheaper prices, that would cost because she was told high price for groceries .

[@JanetBrown-px2jn]

Please Karen when dealing with a government office by mail,send everything registered mail,then you will know when it arrived,and who signed for it.Frugal Queen in France has some excellent videos on KZbin about money management,she is very good at it,and as a former teacher she gives very clear concise advice.Give her a look,might help.😊❤

[@GeordieGrandma]

I don't know why I didn't do that Janet ... it did cross my mind after I dropped it in the post box! I'll take a look at Frugal queen, thanks xx

[@sallyanne9430]

Hi Karen, I haven't watched all of your video yet but I wondered whether the social services at the hospital could help you I'm sure you've already been down that route but they were very helpful at the Royal Marsden, I was a patient but didn't know they could help but a friend of mine was helped greatly?❤❤❤

[@GeordieGrandma]

Hi Sally - I didn't know hospitals had a social services department! I'll look into it, thanks xx

[@joyceaberdour8402]

Can you give me the link for the cash folder please. I truly hope things get easier for you and Warren. I have been through the same as you with my husband having prostate cancer. He also was a painter and decorator but was in full-time employment, which made it easier for us. Take care ❤

[@joyceaberdour8402]

It's OK. Found it on amazon ❤

[@GeordieGrandma]

Hope you find it useful Joyce xx

[@GeordieGrandma]

Sorry to hear you went through this too Joyce xx

[@carolschobs2621]

Karen let it all out….. I’ve been there and understand completely. It leaves you speechless. I sit and watch on a daily basis neighbours taking the Micky while claiming all sorts of benefits they can clearly work, it sickens me and the honest people struggle & fight. No wonder there’s a big black hole Starmer keeps banging on about 😡 I did the same with envelopes and weekly expenses (that’s how my parents taught me). An emergency fund sounds a good idea. Brilliant folder Karen There maybe some charities that could help you. When my twin died and her children came to live with me someone suggested this and it helped us no end… it was a local church that helped us. I’ve just read another subscribers comment saying you shouldn’t talk about money as there are others in the same/similar position, I hope they never have to be where you are now. I thought this unfair, you are only letting us know how you’re all managing. and I for one am happy to contribute by listening. Kindest regards to you and yours. ❤❤

[@GeordieGrandma]

Thanks Carol. Sorry to hear about your twin, that must have been very difficult for you. Thanks so much for watching xx

[@rhianevans7189]

Hi Karen I still feel as tho I am still knocking my head against the wall. I was exactleyte same before you when I was on EsA. Totally numpties they are as no one seems to know anything. A bit strange lol. This lady you spoke to re the expenses food and there was no way on earth is £500 a month expensive. You canot eacrtly live on beans on toast as that’s not good fora you or your husband. She is living in the clouds. What a nightmare !!!. I hope that you get your pip sorted out. I know that they have a backlog as I been waiting too Al the best and have a nice week. See you ibthe next one xx

[@whatjulieloves9921]

❤

[@whatjulieloves9921]

❤

[@GeordieGrandma]

Thanks Rhian, it can be a challenge can't it?! xx

[@BusyBeeMaree]

❤what a nightmare Karen.

[@GeordieGrandma]

I'm sure it will get sorted eventually Maree, but it doesn't help! xx

[@Awaispeoplefoundation]

Please 😢😢😢😢😢😢😢

[@junelyon3965]

have you applied for carers? registered with local carers centre?

[@GeordieGrandma]

I can apply for Carer's if Warren is accepted for PIP, so hopefully then x

[@ElizabethRyan-x3k]

Would you not consider taking on a part-time job yourself or doing an evening shelf part king job in Tesco just to help get you over the hump?

[@ruthwinnifred329]

This comment is so inconsiderate and belittling . . .

[@elaineprice3732]

@@ElizabethRyan-x3k she has a job

[@Spring-Fall]

Providing regular content for us to watch and enjoy here on KZbin IS a job! Hats off to Karen for continuing to produce vlogs and keep us updated when she has so much on her plate at the moment 💕

[@paulinehewitt992]

Karen is caring for her husband

[@GeordieGrandma]

Hi Elizabeth - I have considered a part-time job but I don't feel my husband is well enough to be left on his own. He has panic attacks. He also has a very low immune system due to the lymphoma and the treatment which means any infection will put him in hospital. I felt working outside of the house could mean I bring infection home to him. The plan before he was diagnosed was that I would build up my KZbin channel + content creation income to a place where he could give up his job as a painter & decorator. Unfortunately the diagnosis came before we were at that stage so I'm continuing to try and build this as a business while caring for Warren. Hopefully if/when he goes into remission we will have replaced most of the benefits with income I earn from this, but it is a slow process.

[@maureenlowther7621]

Hi Karen, I think it is disgusting the way you have been treated your husband has cancer surely they must understand that he can’t work. I know from personal experience when my husband had cancer he was retired so we didn’t have to worry but his cancer was terminal. Can’t you get your doctor to just sign him off. I think the DWP are disgraceful they way have treated you, if you skin was a different colour you would get the help. I also think the mortgage people aren’t being at all helpful you only have 5 years on your mortgage you think they would give you at least 6 months leeway. I don’t blame you to feel so frustrated. I am thinking of you and praying things will get better.🙏🙏🙏

[@kerry1233]

A cheap racist shot, totally stupid and irrelevant comment. Not helpful to Karen’s situation.

[@choceclaire]

Disgraceful racial comment.

[@clkay9512]

I am sure that I heard that PIP can be processed quickly in the case of cancer dx. Are you in touch with Macmillan? They helped my mother. (It's awful that the disease prompts quicker processing times, but maybe it would help.) To save money with your food shopping, do you have a digital pressure cooker.....? Fantastic for budget meals, and always healthy. I got one, and it virtually saved my life. Could certainly help with reducing food expenses I would say. xx

[@GeordieGrandma]

MacMillan put us in touch with the Citizen's Advice who have been quite helpful, but there is no fast track it would appear. I was thinking about a slow cooker but not sure it would be worth it as I don't eat meat. Some planning is needed I think xx

[@lilethrichards3576]

❤❤❤

[@MaryWalden-bh1ju]

❤❤❤