Thank you for making this video and create awareness to everyone on phishing links.
@FCPCPF2 жыл бұрын
OCBC has a responsibility. It has been reported that as customers suspected the scams and tried calling the OCBC hotline...it was almost unreachable ...and eventually when the callers got thru, the person on the hotline was reportedly unsympathetic. Callers suspecting scams should be able to reach OCBC staff immediately and not made to listen to all the time-wasting options and then made to hold. In these urgent cases, time is of the essence.
@joshconsultancy2 жыл бұрын
yup id agree
@phyllislay22332 жыл бұрын
Thank you Josh, for your invaluable sharing!
@jeremysng42142 жыл бұрын
On a side note, what comes as unsurprising & has been confirmed through this whole saga is that many people are sitting on huge sum of money in the bank. They choose not to invest, divest or whatever. Maybe they just want to see the huge amount in their bank accounts to feel secured.
@joshconsultancy2 жыл бұрын
I would agree. Hopefully more realise its better to move into ASSETS. FIXED dep or SSB or CPF at least
@jeremysng42142 жыл бұрын
@@joshconsultancy so you need to produce more videos on investment starting from 2022. I have $500k in my bank now and wants to do something abt it. 😂😂😂
@fashionwithcora10622 жыл бұрын
Yes...to feel secure!
@GeraldOng2 жыл бұрын
Wow that is insane! The decentraland ads are just... sick...
@joshconsultancy2 жыл бұрын
Click on them to waste their ad budget LOL. Cya around Gerald
@miklee48342 жыл бұрын
How did scammers get the telephone numbers in the first place? Sms from banks can be diverted, that's scary. Ocbc bank is a victim too.
@jinngeechia97152 жыл бұрын
Data breaches are where your numbers are leaked to.
@cyyron2 жыл бұрын
scammers just need to spam 1million numbers and get 1% of them correct.
@aliabdulkader34652 жыл бұрын
When anybody got your no why entertain their request
@CrossbredmiMiyang2 жыл бұрын
Obviously it’s a “insider’s” problem , I’m not saying the scammers are from the bank but what I meant here was , the customer’s personal data or information was leak out by their own people or someone have access to it .
@hannah52452 жыл бұрын
Now after we listen to this, we don’t think we are safe from scammers! Because they also listen to this and evolve to get even smarter to go a few steps ahead!! 😞
@joshconsultancy2 жыл бұрын
They will always evolve faster than we can. Its like vaccine vs virus
@victorwong14352 жыл бұрын
I think banks should let us specify our fund transfers shall be limited to local transfers only i.e. oversea transfers are permanently disabled or better still, the function is made not available at all. We can always identify the transferee (or the scammer) in a local transfer. Occasional oversea fund transfers could be done by the old fashion filling up a form and paying the banker a fee for a wire-transfer. Another alternative is for the banks to provide non-online bank account to keep our larger sum of money away out of reach; and then provide us another bank account to keep a limited sum on free flow online. I like your suggestion about some amount of money kept in asset forms such as bonds so that it is out of reach of scammers.
@joshconsultancy2 жыл бұрын
Very good points raised Victor
@tenga3tango2 жыл бұрын
Why can't the banks who created the apps have an emergency Abort transaction button on the banking app. Or reverse transaction or cancel transaction button on the apps. Why is it only one way ? This is the question I hope the banks can answer to all online banking users. Are we not allowed to have a ABORT transaction button we can activate without waiting for a call through to a customer service worker that we have to press, press, hold , select , wait, wait , hold ,hold, . Where is our Abort button.
@joshconsultancy2 жыл бұрын
best is to educate ourselves on how to safeguard against phishing, hence this sharing^
@ailing0012 жыл бұрын
I always disagree with the replacement of physical tokens with soft tokens. I feel insecure with everything installed on my mobile phone. The hacker can easily take control of our soft token once he has our login credentials. I am still using the hard tokens, except for DBS which there is no option given.
@joshconsultancy2 жыл бұрын
Its digitalization push. Hard tokens are less convenient and can get lost/spoilt
@angiesx132 жыл бұрын
Same here. I still prefer the physical tokens even though the banks are trying to phase out.
@AW-tc4hy2 жыл бұрын
Banks love fraud, they can write off more money than actually lost. No? Take credit/debit cards as proof, printing the cvv on it is stupid. Nets req pin.
@ailing0012 жыл бұрын
@@joshconsultancy guess has to balance between security vs convenience….. there is no perfect solution, personally I rather deal with inconvenience… maybe bank should give options 🙂
@ailing0012 жыл бұрын
@@AW-tc4hy LOL
@Brightyization2 жыл бұрын
The weakness link is always the people. The best protection is to educate ourselves and exercise vigilance.
@joshconsultancy2 жыл бұрын
Yes. Share with someone who should hear this message
@davidtan91012 жыл бұрын
If MAS forced OCBC to compensate ALL the losses, then why should ppl be wary and careful? Get scammed lo, I can get back my money anyway :) Then ppl will not bother anymore since they know they can get their money back.
@Brightyization2 жыл бұрын
@@davidtan9101 MAS got force OCBC? I thought it’s OCBC doing it out of good will and they never disclose how much.
@angiesx132 жыл бұрын
Brightyization So do u think Ocbc will pay in full or just goodwill amount as the victims can’t disclose the compensation?
@Brightyization2 жыл бұрын
@@angiesx13 honestly I cannot tell because we have no idea how much is the goodwill amount. Goodwill amount may or may not equal to the full amount.
@Hoehan82222 жыл бұрын
Great vid for awareness. Not sure if you know, Kevin (fellow Singaporean) also did a vid from a programmer's perspective on how these scammers do their thing.
@joshconsultancy2 жыл бұрын
Havent seen it yet but im sure it has valuable insights to protect ourselves better
Excellent video. I guess the devil is in the details. A single letter difference in the URL can mean a totally different webpage.
@brchkho2 жыл бұрын
If I received this kind of SMS on suspension of my account or card, first thing I would do, call the bank first to find out why & at the same time, log into my account to check if the account is in order. If any SMS telling me good offer of any amount, so long as the organization is in SF, call them to find out. When calling, never use the number provided in the message, get the official number, it's at the back of your ATM or Credit Card, can't be wrong!
@davidtan91012 жыл бұрын
Good, next time anyone got scammed can ask for compensate of full sum. MAS just set the rule already. They better compensate if not unfair to potential victims next time.
@joshconsultancy2 жыл бұрын
still assessing based on case by case.
@choimunfong66992 жыл бұрын
This is to share with everyone a story about my son Wong trying to open an OCBC savings account in 2012. He was rejected by the Bedok branch staff, saying his name is similar to a Taiwanese criminal. This is despite the fact he had an account with them when he was a kid. My son was so humiliated that he swore off OCBC products even since. You offend people for life = OCBC. Bad, insulting and sometimes NO service.
@joshconsultancy2 жыл бұрын
sorry to hear that... take care
@tsgu87282 жыл бұрын
OCBC - Only Can Borrow Coins haven't you heard this before? 😆
@yangmuming2 жыл бұрын
Agree. Just park essential cash for daily needs. Invest the rest. Won’t get cashed out so quickly
@thedarkside1622 жыл бұрын
Just wonder $8.5m end of the day how the scammer draw out the money from which country and bank?
@joshconsultancy2 жыл бұрын
we'd never know these bad guys
@gablim992 жыл бұрын
Google, fb even steam have advance security features, like trusted device, oversealogin alert, proper 2fa that works. I think local banks have been very complacent and did not keep up with latest trends in security. So it's the bank fault for not protecting customers savings. Is there a simple option of disable oversea transfer?
@joshconsultancy2 жыл бұрын
Disable overseas transfer is a good idea
@AzionAProductions2 жыл бұрын
Kudos man for sharing. Keep up the solid work.
@stephenwang95672 жыл бұрын
Sg is the most efficient n safest country in the world? Crime do not always mean violence. In fact this is an eye opener. The lost can be enormous. It is so safe as claimed?
@joshconsultancy2 жыл бұрын
Sg is safe but if something is on internet its not within our laws
@letgotothemoon81742 жыл бұрын
I like what you mentioned why ppl have so much cash in their bank accounts
@margaret27882 жыл бұрын
All victims must group together n made a police report n hold the persons /banks responsible for transferring the money to known or unknown accounts.
@joshconsultancy2 жыл бұрын
scammers are likely international and beyond out laws
@skylownc2 жыл бұрын
Josh, i hope thur ur channel ppl is clearer and have better understanding phishing not speculate which entity or bank is good or bad.
@lumvincent74312 жыл бұрын
Hope Q4 dividend payout next mth not affected. Hope clients don't click on the hyperlink on the sms . Just ignore it . At most , bank will call if a/c got issue. $8.5M can buy many OCBC shares, leh.
@joshconsultancy2 жыл бұрын
Think thats CEO pay only. Anyway brand v important. Cannot afford a bank run. Thats worse to shareholders
@tsgu87282 жыл бұрын
When you lose public confidence, all depositors will withdraw. OCBC didn't contest $8.5m because they fear $8.5b withdrawal. Smart move for now 😌
@greyzone19742 жыл бұрын
Hi Josh, some of us hold a trading platform On IOCBC. What will happen if the trading platform is affected. Will there be a trading account freeze? How do we navigate around this
@joshconsultancy2 жыл бұрын
The trading platform is a separate entity in my understanding. In any case depends on whether iOCBC custodian or CDP, custodian assets cannot be siphoned away like this cash lost example. Bottom line is assets are less liquid and hard to transfer. Hope it answers =)
@cazpk68402 жыл бұрын
I never liked ocbc ... closed account a few years ago and never looked back.
@chanchunkai98992 жыл бұрын
What to do even employees of bank also get charges?
@AhWing892 жыл бұрын
Your videos are all very useful and I learned a lot from them.
@joshconsultancy2 жыл бұрын
Thank you for the high praise WK
@mrwoopf Жыл бұрын
Keep up yr invaluable advice
@joshconsultancy Жыл бұрын
Thanks Woo Fei
@LukeManesh2 жыл бұрын
Here's what I do; park most of my money with a foreign bank instead of local banks. Scammers target local banks for volume. Targeting foreign banks happens less often. I'm Malaysian, so most of my money is in OCBC Malaysia.
@joshconsultancy2 жыл бұрын
fair enough. Safest is still prevention which is reading URLs carefully
@hannah52452 жыл бұрын
But assets , depending on volatility and other factors, can be just as risky. You can lose your principal as well.
@joshconsultancy2 жыл бұрын
Put to SSB or annuity plans at least? A lot of ways to approach it
@v65042 жыл бұрын
come on. never put all ur money or assets in one bank. I have equal distribution of assets in hard wallets, brokerage accounts and different banks. Basic risk mgmt.
@joshconsultancy2 жыл бұрын
Yup. And assets better, cant get liquidated so quickly
@davidtan91012 жыл бұрын
Hyflux bond and shareholders must be very angry now :)
@joshconsultancy2 жыл бұрын
that is an investment gone wrong. different
@davidtan91012 жыл бұрын
@@joshconsultancy yes I know but bond is sort of savings too. So the bank that misrepresented hyflux bond to the bondholders never compensate them. The feeling of unfairness will be there :) Both set of ppl can be considered got scammed :) This OCBC is due to the carelessness of the victims so the hyflux will ask why OCBC compensate the victims for their carelessness while Hyflux bondholders did nothing wrong, in fact they listened to the bank's advice and bought the bond. Sort of unfair ... Why OCBC reward the 400+ ppl for their carelessness?
@eddywinlson53382 жыл бұрын
The bank has to take full responsibilities, how come its system is not strong.
@joshconsultancy2 жыл бұрын
phishing means the end user is tricked into giving access. No matter how strong the gate is, if the end user gives the keys, the intruder can still enter. Thats why this video to educate on preventing "giving the keys away"
@patriciayapsc2 жыл бұрын
Thank you Josh. Very helpful.
@kiansoon29162 жыл бұрын
Excellent sharing! Thanks Josh
@chanchunkai98992 жыл бұрын
No to online banking.
@joshconsultancy2 жыл бұрын
But we've to move ahead with digitalization. It has its benefits too
@thomasheng63722 жыл бұрын
Negligence rather than carelessness...
@tomahawk15562 жыл бұрын
Such heartless scammers! Like in the movie : Final Destination >>> Nobody can runaway from The Universal Laws of Karma! 🕯
@ericcheong91892 жыл бұрын
Nowsaday I don't care real or fake sms. As long as asking my bank details through online or sms, I delete it.
@joshconsultancy2 жыл бұрын
think i agree
@desmondlee96232 жыл бұрын
choose DBS or UOB and don't choose the lousy Ohsee ! Ohsee in cantonese mean pang sai BC Ohsee pun busy....
@joshconsultancy2 жыл бұрын
Oops I’ve most in oc
@angiesx132 жыл бұрын
Josh Tan - TheAstuteParent Can I ask why luckily some of us who have Ocbc accounts didn’t get the fake sms?
@titanworld83182 жыл бұрын
Terrible OCBC 500 customers bank account becomes zero, out going no control measures like above certain amt as pending in hold mode until confirm clearance from a/c holder this was done in the past why not now, also strict measures if incoming fund as KYC check as source of fund and all transaction address can be traced why no action taken for other bsnks snd scammers. Apparently, bank staff are all sleeping on the job.
@joshconsultancy2 жыл бұрын
maybe its transferred to overseas accounts and not within our laws. Scamming syndicates are sophisticated
@eddielim8702 Жыл бұрын
Hi Josh, my colleagues was advised by AIA agent to convert his whole life policy to an annunity. How does this work? Also it is worth doing so?
@joshconsultancy Жыл бұрын
In my understanding only some older generation WL plans can convert. Newer wholelife plans some have a feature of allowing guaranteed amounts to be drawn out. But its plan specific, not all plans have the benefit. Hope it helps and smash the like & subs =)
@robiul2 жыл бұрын
Time for telcos to review their security seriously to stop all these spams call/SMS from the source
@joshconsultancy2 жыл бұрын
Yes! sign the petition!
@mr.vvvxxxooo67222 жыл бұрын
Smart is enough Don't act smart Don't apply online banking
@joshconsultancy2 жыл бұрын
but we've to keep up with times. I think online risk education is better
@mr.vvvxxxooo67222 жыл бұрын
@@joshconsultancy No need A lot of people also never had online banking, including me.
@jacquelineng26262 жыл бұрын
One of the bank that I have an account with, keep telling me to set up online banking and encouraged to download their bank app. In the end I have to download that bank app, as there will be charges for sending out hard copy of the monthly bank and credit card statement. Finally, there is no choice, I download the bank app. 😭😭
@wabbitwabbit68222 жыл бұрын
Does it make a difference where is the OCBC? Singapore or Hong Kong or somewhere else.
@joshconsultancy2 жыл бұрын
Think doesnt. Can actually be any bank. Log-in phishing risk exist hence this tutorial
@SH_Toh2 жыл бұрын
I don't click any link in SMS or email, always type in the web address or use the saved link in my bookmark.
@joshconsultancy2 жыл бұрын
the phishing is redirected from the mobile. not desktop log-in. Hence I illustrated how impersonating sites work in the example of this video
@vvvv52872 жыл бұрын
Probably needs to buy heavy duty safe and put at home. Safer, after all the deposit bank rates so low.
@joshconsultancy2 жыл бұрын
Have it in assets. Fixed dep or ssb. No need too much sitting around
@milkteaandlaptop2 жыл бұрын
Thank you for the sharing !
@joshconsultancy2 жыл бұрын
Welcome! Share the message...
@margaret27882 жыл бұрын
Correction: The reasons they called... ........was to connect...
@JS-ev4xc2 жыл бұрын
Internet is too vulnerable. At this juncture, may be the govt should slow down on encouraging internet transaction a bit. Presently, most scammed are the younger gen cos they thot nothing shld go wrong as this type of msg received is rather common. Once the older gen are encouraged and mastered internet skills, more scamming were to happen.
@joshconsultancy2 жыл бұрын
Older generation yes its hard but we've to keep up with times for younger working adults. I think online risk education is crucial
@darrenmarshall6167 Жыл бұрын
Great content.
@joshconsultancy Жыл бұрын
Thank you for the high praise
@jironghuang48952 жыл бұрын
Deploy into different places. Adopt a distributed architecture.
@joshconsultancy2 жыл бұрын
Fully agree
@margaret27882 жыл бұрын
Correction :Recently they called again..... to siphon .....
@kellyng79722 жыл бұрын
Thanks for sharing
@R6ex2 жыл бұрын
Digital banking/currency is risky! Ban SMS or spoofed SMS at least.
@joshconsultancy2 жыл бұрын
Go to the petition in the summary
@R6ex2 жыл бұрын
@@joshconsultancy Signed!
@noproblematallmate2 жыл бұрын
After thinking through, it is not exactly the people who are scammed but simply the bank not having enough safeguards and allowing anyone to hack the password to take someone's entire savings. The bank should be responsible as long as the people who got 'scammed' can prove that the withdrawn money did not go into their pockets. The bank with their vast amount of resources should be able to track the money, or even send agents down to retrive it from the scammers. If no money, at least beat their scammer ass till they cry for mother.
@Mrstyrwr2 жыл бұрын
If you dealt with banks before, you know how hard is it to get them to pay you back in disputes. OCBC has been making goodwill payments to customers according to ST. To me, this is a tell-tale sign of guilt. They probably realised they had a "oopsy" somewhere, just undisclosed. Also, on the victims' part, many of the victims did not disclose whether they actually input their login credentials and OTP (2:52, for example was silent on this), this would have helped banks (not just OCBC) to narrow down the possible scenarios of what had happened as soon as possible and address the gap, if any. Precious time and resources would have been wasted when bank ops team got led on a goose chase by victims who are only upfront about losing their money but not exactly how.
@joshconsultancy2 жыл бұрын
Valid points raised
@ongdave36822 жыл бұрын
cannot totally blame on bank. bank keep on remind us does not click on sms on e mail link
@chitchat38382 жыл бұрын
So Banks better not pay anything, else will be blamed
@kinyinglee60812 жыл бұрын
Good will only. Give you $10 also constitute a goodwill payment. This is not a restitution in any way or manner.
@efaesfefse92362 жыл бұрын
Its hard to get the bank to pay you back because in most cases the victims are at fault.
@Franco-oj6bb Жыл бұрын
When I received call from oversea numbers, normally I would just ignore. I won't bother to answer it. Later that scammer sent whatsapp to me, said my parcel was at the post office bla bla bla...I immediately deleted it. Must be always alert. Always think is a scammer even though is not scammer. Safer like this. Hahaha..
@joshconsultancy Жыл бұрын
Yes this scammer problem is pervasive. We can imagine for the elderly and not tech savvy, the scam hit rate might be higher than we fear
@thingsihyin48722 жыл бұрын
If you must use word like phishing, explain it in lay person's words.
@hbu80122 жыл бұрын
All SG banks has been saying for years they will never ask for our personal details in SMS. I thought Singaporeans very good at following instructions ones? Or maybe we r wrong ..... only from bank then do not follow.... sianzzzz.
@planeteuropa2 жыл бұрын
What about the developers of these websites of these banks. They know the codes. Can the security be compromised by the carelessness or otherwise of these developers ?
@joshconsultancy2 жыл бұрын
From the example i used for decentraland, Very easy to build identical. Anyone with web development experience can chime in?
@chuahping92992 жыл бұрын
That's why I don't have online banking.
@joshconsultancy2 жыл бұрын
But we've to move on with times. Like PAYNOW is important to us these days =)
@chuahping92992 жыл бұрын
@@joshconsultancy At least have peace of mind. I can still do a lot of the banking stuff. With online banking could have all your life saving wipe out even with small time scammer if people happen to know your password.
@cplcwgoh2 жыл бұрын
did OCBC say they will pay for all losses of all customers?
@joshconsultancy2 жыл бұрын
investigating the losses, 30 paid out thus far according to reports
@cplcwgoh2 жыл бұрын
@@joshconsultancyhope all those affected will be made good.
@tandavid90162 жыл бұрын
Singaporean are rich lots of money just don't bother the phone itchy hand to press no one can scams you la
@ongdave36822 жыл бұрын
i have already retired. bank less than 10k, all invested. safer to put money invest.
@ongdave36822 жыл бұрын
need money withdraw from cpf
@joshconsultancy2 жыл бұрын
@@ongdave3682 agree on ur idea
@kealee63502 жыл бұрын
Insider job colluding scammers
@joshconsultancy2 жыл бұрын
not likely. Its a phishing method doable externally and this sharing is to highlight how impersonation works
@salimsg2 жыл бұрын
examine the URL is not good enough. There are other font types that closely resemble the alphabetic and number character set. This is the scary part.
@joshconsultancy2 жыл бұрын
wow ok, found any impersonating websites that use the font types part as URL?
@salimsg2 жыл бұрын
@@joshconsultancy Have not personally came across any such url. But came across a comment many months ago that highlighted this possibility. For example in a typical special character map, there is another unicode character that looks almost exactly like "o". This gives scammers an opportunity. Safest bet is to always go for the urls you always use, and not matching some google search.
@hbu80122 жыл бұрын
Oh yeah one more thing. Those of my friends who kena malware on their HP because they watch porn of their HP. The porn sites have the most malwares.
@joshconsultancy2 жыл бұрын
lol true
@angml11222 жыл бұрын
OCBC going to pay for all the losses of the scam victims, is it "TRUE" ?
@joshconsultancy2 жыл бұрын
according to articles, they are reviewing cases and 30 have been paid already
@angml11222 жыл бұрын
@@joshconsultancy thank you for your clarifications. I thought "all" means all the victims.
@jasonlim45122 жыл бұрын
if we bring back hard token, would it mitigate this kind of phising smses?
@joshconsultancy2 жыл бұрын
yes imo but its not inline with digitalization push
@boonguantan28952 жыл бұрын
The public need security awareness training and threat intelligence. Government should setup an agency to improve it. When technology evolves, there is a need to know the risk vs benefits. Let hope govt will do something about it.
@joshconsultancy2 жыл бұрын
Some corporations have phishing training. My wife's one then are tested regularly on their emails
@boonguantan28952 жыл бұрын
@@joshconsultancy but there isn't any for the public masses...
@jinngeechia97152 жыл бұрын
@@boonguantan2895 Ninjio relies on resellers of their education. Anyone can take it up, get the government on board and fight back. Ninjio is American but get the right people on board for dubbing into Mandarin, Hokkien, Teochew, Bahasa Melayu and Tamil. Education can keep up and we can make it more available.
@jinngeechia97152 жыл бұрын
Their video trailer on smishing. kzbin.info/www/bejne/pWObfpmmeL5mgbs You may never know. Ninjio might use this OCBC case as a real case study. The most recent one I remember is the Garmin ransomware case. Garmin unfortunately paid ransom to release their system to work with their customers.
@anghockseng56862 жыл бұрын
Tks God Ocbc pay back
@joshconsultancy2 жыл бұрын
paid back at least 30 people. Since ongoing with case by case assessment according to reports
@henrylim6952 жыл бұрын
Why only ocbc?
@joshconsultancy2 жыл бұрын
Dunno, maybe the system for changing limit and overseas transaction was the easiest once acc details are phished
@buayarch2 жыл бұрын
Were the culprits caught by the highly efficient Singapore police ,I wonder?
@joshconsultancy2 жыл бұрын
Internet syndicates are not subjected to our laws i guess
@SH_Toh2 жыл бұрын
they are based in oversea, in some cases they use locals as money mules.
@buayarch2 жыл бұрын
@@joshconsultancy might be a good idea to withdraw all savings and FDs from OCBC. Can sleep well.
@FutureWei2 жыл бұрын
wow..
@shandani72152 жыл бұрын
I don't like the idea of solely relying on the mobile phone for everything. I think the older way was more secure. Please go back to the physical token.
@joshconsultancy2 жыл бұрын
But we've to move forward with digitalization. It has importance too
@tanjem2 жыл бұрын
who are the scammers ?? i bet a lot from india ... ,african area ...
@joshconsultancy2 жыл бұрын
certainly 3rd world countries but perhaps no need to name names
@paparoti40062 жыл бұрын
Temasek Bank Safe
@obgprasa2 жыл бұрын
I will share your video on facebook. It is really good and needs to be disseminated
@joshconsultancy2 жыл бұрын
Yes. Too many have gotten scammed and education is badly needed
@kwangc67202 жыл бұрын
If banks can be so hard hit, it's worrying. Actually OCBC is not the only one. I believe UOB had a similar issue as well. About 3 years ago, Singapore's largest medical institution Singhealth had a data breach where patients' confidential info was stolen by hackers. It was revealed that the IT guy was not even trained to handle cyber security matters. It's unthinkable such things can so easily happen in a country like Singapore where we think highly of ourselves as a "high tech, 1st world country". I doubt it now. Who are the IT people? Did the organisations employ cheap labour from overseas to handle IT security matters?
@joshconsultancy2 жыл бұрын
this isnt a hack actually. Its a phishing scam that the customer got tricked with. Hence this video to explain to customers what to look out for