Low Income Budget Breakdown 2024

Breaking down my Low Income Budget and Cash Envelope Stuffing (Feb 28th Paycheck)
Low income budget Channels
/ @amandasbudgets
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[@maga5381]

You should be proud of yourself. You are an excellent example for your daughter and family/friends/coworkers. It is refreshing to see someone living within their means on a smaller income. It can be done and you are showing it.

[@DiaryofaSingleMom-ov7xf]

Thank you ❤️

[@kenyonwolfe2400]

I'm saving alll of mine 20$ and all of mine 10$ wish me good luck

[@DiaryofaSingleMom-ov7xf]

Good luck and I know you can do it. What will you do with the money you save?

[@Chevy2Tyme]

The economy is terrible rn. I live in the Midwest & gas is high. I filled up at Costco yesterday; that's supposed to be cheaper & it was $3.19/gallon. I go over my grocery budget every pay period! I've been watching meal plan videos & those videos that show how to eat cheap, shop your pantry, etc for help. 😮‍💨

[@DiaryofaSingleMom-ov7xf]

Thanks for watching Chevy. Yes! I definitely shop my panty. Each time I go to the store. I plan my meals off of what I have on hand.

[@southcowgirl5042]

Go back to school is an unrealistic comment to make to someone. I have 2 college degrees with almost a perfect GPA and it means nothing but a bunch of student loan debts 🤦🏽‍♀️ Keep going my friend it’s tough for all of us you’re not in that boat alone. Don’t lose your motivation. 🙏🏼

[@DiaryofaSingleMom-ov7xf]

Thank you! Yeap everyone thinks school is the answer for everyone. School isn’t the answer and everyone don’t want to go to school etc.

[@tashamurchison166]

I am with you. School is not for everyone. I thought so as well. But after years of school it's crazy. It's really hard out here, I have a two income household with two kids and we care barley making it each month. So keep up the good work.

[@DiaryofaSingleMom-ov7xf]

@@tashamurchison166 thank you so much

[@patriciaoneil184]

Congratulations on paying off your credit card !!!!!

[@racquelpeterson2246]

I appreciate you for staying true to the concept of saving money. I watch a lot of videos on cash stuffing and I love the fact that you are not spending money but creating your own supplies.

[@DiaryofaSingleMom-ov7xf]

Thank you! I love some of the fancy Etsy supplies and such but I can’t afford to buy it and to save. I chose saving.

[@larose5028]

@@DiaryofaSingleMom-ov7xfYep. The Etsy supplies are so cute but it’ll be a savings box for like $60. It defeats the whole point.

[@lonasmith7701]

New subbie here!! I love your envelope challenge box. When I discovered cash stuffing I immediately bought a set from Amazon and was super excited about it. By the time I opened it up, set it up and started using it etc, I was regretting jumping the gun in purchasing it instead of creating my own. By that time, it was too late to return it. 🤦🏻‍♀️ You are truly an inspiration. Thank you for showing the down and dirty truth of our economy without glamorizing cash stuffing. I look at my financials (I make more than you, no dependents but about 1/2 of what I make goes to help support my disabled father and paying off roughly $55,000 in debt) and feel like I should be way ahead of where I am. It’s disheartening. So thank you. Thank you for being REAL.

[@denbatt1]

My roots were in public housing, Love watching REAL people...with REAL financial situations, just subscribe to your channel looking forward to how you work it out girl!

[@noraward4741]

I love your DIY savings box! 🩷🧡💛💚🩵✌🏻

[@DiaryofaSingleMom-ov7xf]

Thank you

[@user-fz8ow5qb9t]

Thanks for being very honest and transparent!!

[@DiaryofaSingleMom-ov7xf]

Thank you

[@MELINDASSIMPLEBLESSINGS]

When my daughter was like 16 I told her id tell her about the envelope system.. she said " mom i know about the envelope system i took financing " wow ....i didnt know all that at that age

[@DiaryofaSingleMom-ov7xf]

Yes! I’m glad they are teaching finance in school now. It is so very needed. They didn’t teach us this in school.

[@myfourjays2322]

Minimum wage in Ga is $7.25, gas prices in Atlanta is $3.38 regular unleaded. I’m struggling to make ends meet even on a teacher salary. I’ve never seen the economy in this shape, I’m thinking about getting a part time job but nobody is really hiring.

[@DiaryofaSingleMom-ov7xf]

Hey Hey. How have you and the kids been. Yes! My friend that lives in mcdoungh Georgia is getting ready to move back to Texas. She said it’s to much down there. She was working a full time job as well as doing door dash and it wasn’t enough income for a single person there. I wish her well on her move.

[@AFBudgets]

Also from 🍑

[@CashflowIQ101]

I love that you are staying within your budgeting. You inspire me to keep going as well!

[@DiaryofaSingleMom-ov7xf]

Thank you❤️It’s hard but I’m trying.

[@CashflowIQ101]

I have two channels now. One for budgeting and the other for vlogs.

[@SingleMomBudgeting]

You’re doing awesome! Been following you for awhile now - formerly Single Mom Budgeting here on KZbin, also a former fellow Upstate resident. I think I may be sharing my paycheck breakdowns again, shortly. For now, I share things on Instagram! I’ve been trying to follow couponing accounts, too. Not much but, it helps. I also agree with your ending. The low paying jobs are still needed. Everyone deserves to be paid accordingly. We all deserve to live, not just barely survive. The CEO’s are all making millions and not paying their employees accordingly. It’s horrible out there

[@ChattyGO]

Definitely need to start you own cleaning business My cousin was a custodian for Philly EDU and I was a case manager for seniors I helped her start a business to clean for senior citizens houses 2-3 times a week Ex for 20$ hour, $60 for one senior and $180 for three… Now she does 5 times that much… lol she used to steal cleaning stuff products from the school district lol …. I don’t advise that lol …. Just a jokey joke… She eventually made supervisor and hired 5 people to work for her… She is still making money and purchased a house … no mortgage lol Streams of income that increased her sustainability and finances….

[@lindaf4803]

I totally agree, inflation is out of control! My husband and myself were never high income earners and now that we are retired life is really tough. You are doing a great job getting your credit card debt paid and budgeting your money. Take care.

[@crystalbrady4537]

I have cut corners to save money I make my own fabric softener and dryer sheets my own laundry powdered I coupon for some stuff and use ibotta fetch I cook from scratch I have a toddler so I keep my laundry powdered simple and safe for small child sensitive skin .. I do meal prep helps on power bill and cleaning and that way if I have cooked food at home I dont eat out I'm staying at home mom my meals are based on diabetic friendly meals and I also try do a stew or soup once a week all meals are based on seasonal produce and sales for the werk at Aldi I also love Aldi female products blossom maxi and panty liners I shop for used clothes at my local Goodwill and yardsales when it warm up saved up for soda stream maker machine for pop soda I'm only one drinks soda at my home I budget for everything so I can save money and stuff my little envelope I'm in Greensboro NC

[@dancergrrl]

Congratulations on paying off your card!! Amazing work. You are such a good momma, love to see how motivated you are for setting up you and your daughter for a strong future!

[@DiaryofaSingleMom-ov7xf]

Thank you

[@dancergrrl]

Do you ever share an Amazon wish list link or Venmo handle? Would love to support in a small way if there’s any opportunity!

[@DiaryofaSingleMom-ov7xf]

@@dancergrrl I do have an Amazon wish list. I will place the link for it in my description box on this video.

[@Karters_Mom]

I appreciate your comment about the price of things going down. I would like to challenge it by saying you, me and many many others deserve and need higher pay. Minimum wage should not be $7ish. The cost-of-living increase in wages is looooong overdue and is a basic human need/right.

[@LaToyaPlansLife]

You're so right, the economy is out of control!!! You said your gas is almost $3...our gas here in Jacksonville, FL is $3.45 some places are higher. 😢 I agree I want things to go back, but it may never go back💔

[@AFBudgets]

I would try to put $3 or 5 in your envalope each week. In case u need a snack or drink during the week. If it's left rollover or put in another binder or savings challenges/ 100 envalopes challenge

[@dvp5094]

Great job for paying off a credit card!!🎉🎉 isn’t that a great feeling!!❤

[@DiaryofaSingleMom-ov7xf]

Thank you. Yes it is a good feeling. I have to keep going.

[@lziniti]

Single (divorced) mom here. So glad I found your channel! Subscribed ✅

[@khoapham4216]

Did you get food from your local food bank? I get it twice a week, every 2 week. It help me a lot.. And run doordash, uber eat definitely a good side hustle too. Love your chanel! Thank you for sharing to us!❤

[@BudgetWithBey]

I loved everything about this video ❤

[@nikkid9757]

I love thr super realness of ur vid

[@jessicapaul5884]

Queen Budgetz is low income single mother on KZbin. Yes , i agree. Prices are ridiculous.

[@DiaryofaSingleMom-ov7xf]

Thank you for watching and commenting. I watch her as well. She’s doing a good job herself.

[@jessicapaul5884]

You're welcome 😊. Classy Budgets is another one I like to watch.

[@NettasNest]

Hello, I followed you when I was budgeting. You popped on my new channel timeline. Nice to hear ya again. I pray all is well. Tfs

[@DiaryofaSingleMom-ov7xf]

Thank you!

[@theruffinfamily]

I just came across your channel for the first time today & I love it! So motivating! Definitely subscribing! Keep going! You’re doing amazing!

[@DiaryofaSingleMom-ov7xf]

Thank you very much and thank you for the support. Welcome to the family.

[@LemonLime2404]

Round of applause for paying off debt!!!!! New subbie and really enjoyed your video.

[@cgoinsmajor]

Just finding you. Will know have to binge watch the rest of your videos. Congrats on saving and paying off debt. Trying to do the same

[@DiaryofaSingleMom-ov7xf]

Thank you and thanks for watching

[@wandawilliams7143]

Congratulations on paying off your debt and savings journey. I don't have a channel but I do savings budget its work but I'm still pushing forward stay focused God bless you and your family.

[@luvofcooki3s]

Make sure to start a fund for the phantom costs of owning a home. Best of luck on your budgeting journey. New sub.

[@patriceriddick7986]

Great budgeting!!

[@angelashaulssavingsandmore]

New here! I enjoyed watching ❤ Your video was very inspiring 😊 I also have a YT channel but I mainly do a lot of dollar tree hauls but I really need to start saving more and spending less.😢😂 I don’t get into politics either but I agree with you wholeheartedly 😊 Tfs & I look forward to your next one!❤

[@MELINDASSIMPLEBLESSINGS]

I need to do this starting next month

[@cziegle3794]

Yay top 300 and top 78 likes and comments. Love this channel. Best to you and your family. Thanks for making this video.

[@DiaryofaSingleMom-ov7xf]

Thank you so much. I didn’t realize how well it was doing. Thank you for watching and liking my videos ❤️

[@kimtellez2573]

Newbie , Love your content. I like watching, Amanda’s Budgeting. Mandy’s Journey, I also Love Mystic Budgets,

[@virginiarevering4983]

I love your challenge envelopes! Congrats on paying off the credit card. I am inspired! Another channel I really like is Under the Median. They meal plan, but they work around what's on sale. They also split their grocery budget into 5 sections so there's money each week to build up a pantry. Might be helpful? All the best to you and your daughter.

[@oldschoolbudgets]

New subscriber here. Great budget breakdown

[@barbieamica2023]

Nice video, first time here. Please make sure you have the extra money in a yield saving account. I went to Aldi yesterday and my total was like about $120 I was shocked, the same items used to be about $60 🥲 and gas is like $3.60 per gallon never ending. If you enjoy cleaning, you could also add personal house/office cleaning as a side hustle and not sure if you already have cleaning videos. I will definitely look up some channels for you. I wish you the best. Stay Encouraged

[@moneywithjustliving5258]

Hi Emily, catching up on videos. Listening while working.

[@user-oe6ju5dk9c]

Love your table

[@Budgetwithfreshsalad3544]

Great video ❤🎉

[@MELINDASSIMPLEBLESSINGS]

Good video..i like this ..very informative.teaching people how to do the envelope sysyem

[@DiaryofaSingleMom-ov7xf]

Thank you so much 🙂

[@carlacooper2410]

Loves saving journey

[@everythingthatspeggy-nikki2962]

Monny Budgets is another low income budget channel.

[@sueallen558]

First time watcher of your channel. Great video!

[@CashBearMama]

New Subbie ❤❤❤ You’re doing great on the envelope challenge! Congrats on the credit card payoff! 🎉 Congress is bickering, and companies are looking a profits. I enjoyed listening to you. Have a wonderful weekend 🤗🩷

[@DiaryofaSingleMom-ov7xf]

Welcome to the family Cash Bear Mama. Thank you for subbing and watching. Headed over to check out your channel now.

[@BudgetsWithELMA]

I really enjoyed your cash stuff video and love your envelope box 💕

[@DiaryofaSingleMom-ov7xf]

Thank you Elma. Headed over to check out your channel as well.

[@unique23itiswhatitis]

Great cash stuffing

[@elizabethquintero4030]

Great content 👍. You made some good points when you spoke about the financial struggle some of us are experiencing. Let's pray things take a turn for the better soon because it's getting really tough ☹️.

[@karenchambers5304]

Like your channel.

[@tanjatrifunovic3155]

Love your videos ❤

[@DiaryofaSingleMom-ov7xf]

Thank you very much❤️

[@Sitasbudgetingjourney]

New subbie here. Watching now❤

[@bieditso2038]

Start a storage, maybe buy 3 salt, 2 sugar, flour , and extra dry goods 😊

[@bieditso2038]

Just hopped on your channel wagon 😊

[@Overactiveeyeball]

Newby here too! Love your video.

[@DiaryofaSingleMom-ov7xf]

Thank you

[@lifeon77]

Congratulations on paying off your credit card, you’re doing awesome! 🤩 I just ordered me one of those budget wallets! 😅

[@DiaryofaSingleMom-ov7xf]

Thank you. Yes! The wallets are a game changer. You will love it.

[@SaveNStuffwStephanie]

New subbie! Love the authenticity ❤ I’m also a low income channel

[@delphinehamilton8118]

I like how you do things.know how it is with low income. I just subscribed to your channels.

[@DiaryofaSingleMom-ov7xf]

Thank you and thank you for watching and subbing. ❤️

[@besjaq]

New Subscriber 🎉🎉

[@bittenbynumbers]

new subbie here💛💛💛

[@user-dp1yt2hy1x]

Thankyousister

[@benciaali6104]

THAT CAN RE'LAT LOW-INCOME ‼️📓📓

[@PlanBudgetwithJan]

new subbie here!

[@brandierhoades4696]

Yay on paying off the credit card!!

[@benciaali6104]

BUT WHEN I SAW YOUR COMPOSTION NOTEBOOK 📓 I NEW THIS IS THE BEST CHANNEL NOT A $99.00 BUDGET BOOK 💰

[@DiaryofaSingleMom-ov7xf]

Lol. I use what I can afford. Honestly I can’t even afford the $1.00 notebook sometimes

[@DiaryofaSingleMom-ov7xf]

Thank you❤️

[@benciaali6104]

@@DiaryofaSingleMom-ov7xf NOT EVEN IT WAT I COULD GET I FELT VERY COMFORTABLE IN ZONE RE'LAT WITH YOU 🤔 ‼️ NOT ALONE ‼️ IN GRACEFUL 🫂

[@benciaali6104]

I HAVE READ ALL YOU VLOG VIEW ‼️ THIS IS MUCH BETTER AS IT CAN GET ‼️ DOWN HOME ENVELOPE STUFF*IN THIS IS TRUE 😲 SOMETIME IT CAN AND SOMETIME NOT ‼️ BUT IT MOV*ING THANK YOU

[@Chevy2Tyme]

Question on the saving challenge... originally, you were going to do the #6 envelope. Instead you used $3 for the #3 & added $2 to $10 to stuff #12. Where did the other $1 go, b/c you didn't show it on camera?

[@tndee]

It appears as if it was placed in the #3 box in error.

[@budgetwithrenay2419]

Nice video, appreciate the realistic budget and your sweet voice. I will return!

[@deborahjanik1116]

Great job paying off the credit card🎉

[@thebudgetevolution]

Hi Emily 👋 new subscriber 🎉

[@DiaryofaSingleMom-ov7xf]

Thank you

[@brendaslechter2757]

Congratulations on paying off your credit card. I enjoyed watching your video first time watching!!!!

[@thebudgetedlife]

I really really enjoyed your video! New Subbie here!!🎉🎉🎉

[@DiaryofaSingleMom-ov7xf]

Thank you! Welcome to the family. Headed over to sub and watch your videos. ❤️

[@MELINDASSIMPLEBLESSINGS]

Hello from Michigan

[@DiaryofaSingleMom-ov7xf]

Hello❤ thanks for watching

[@user-xg8gj2ol3s]

Hey girl 💕 u should show case the hand bags jewelry pieces etc up close after you show case it on you which#kkuwan always looks fabulous

[@cameronwaltz7015]

Hi from NC 😊

[@DiaryofaSingleMom-ov7xf]

Hello 😊 thanks for watching

[@Karters_Mom]

❤

[@jasmines-journey]

Huge congratulations on paying off the credit card 🎉❤

[@adaijabudgets1]

hiii new sub here ❤ i’m in sc too and my mom has that same dining room table 🤣🤣

[@DiaryofaSingleMom-ov7xf]

Thanks for watching and subbing. I loved this table when I bought it but it’s not that great for daily use scratches very easy and Im constantly cleaning under the glass around the edges.

[@jasmines-journey]

Hi Emily really enjoy your videos I find your budget breakdowns fascinating as I'm from the UK ❤ I'm also a cash stuffer it's definitely put my finances in a more positive place. Do you pay rent from your paycheck on the 15th of the month too? Id be interested to see your budget breakdown from your second paycheck of the month ❤ keep up the good work x

[@hg-sv1fk]

How did you get started in income based housing?

[@DiaryofaSingleMom-ov7xf]

I will do a detailed video on that. I got started almost 10 years ago when I left my husband. I applied at a complex that had immediate availability but normally you go to the complex and apply. They place you on a waiting list. I will do a more detailed video on this soon. So sub if your interested if your not already. Thanks luv❤

[@JoAn-83-3]

🎉🎉🎉🎉

[@user-ee1de6wq6i]

👏🏾👏🏾👏🏾

[@haileyreign971]

❤😊

[@codegreenie3429]

Now I know why many Americans live in vans.

[@user-oe6ju5dk9c]

Can you do the 52 challenge bu adding 2 numbers together for a sei person

[@DiaryofaSingleMom-ov7xf]

I think you can. I heard of people doing it that way.

[@debbielambkin7826]

❤❤❤❤❤❤❤❤❤❤

[@melissasprings7741]

New Subbie! Congrats on paying off your credit card. Great video.

[@BudgetingwithTracey]

😊😊

[@suematile9078]

Thank you for sharing. Hopefully, your work and/or your state provides good medical and some sort of retirement plan. When we were raising our kids we depended on family and church to help.

[@DiaryofaSingleMom-ov7xf]

Yes ma’am they offer great benefits. They could pay us more but the benefits are amazing and the paid time off I amazing as well.

[@DiaryofaSingleMom-ov7xf]

Thank you for watching.

[@10krystal]

Congratulations on paying off debt!

[@oldschoolbudgets]

Congratulations on paying off your debt.

[@amandamanning1407]

👏👏❤❤ newbie here👋👋 I watch LovesSavingJourney Shes a low budget youtuber and shes honest as well Keep PRESSING FORWARD ☀️ you will make it God bless you and your family ❤👆🙏

[@cindygragg5539]

Congratulations on paying off a credit card!!!🎉

[@hilliardbynd8412]

promo sm 👊

[@coffissa]

❤