How Much a $1 Million Portfolio Would Pay In Dividends

[@MarkRoussinCPA]

What changes would you make to the portfolio for someone focused on dividends?

[@MediaHoax]

I would ditch all S&P500 related companies and popular ETF's and buy for 100.000 dollar physical gold, then 100.000 dollar of pfysical silver. Then 100.000 dollar in uranium miners, 100.000 dollars in big oil companies. A 100.000 dollars into oil tankers with high yield dividends. Then 100.000 dollars into dry bulk shipping companies. 100.000 dollars into oil service companies. 100.000 dollars into the biggest gold mining companies and 100.000 dollar into homebuilders. And the last 100.000 dollars i would invest in coal companies with big dividends.

[@joshuaadler]

Aren't VZ, KO & ABBV already in the top 10 holding in the SCHD. I might replace the individual holdings with the VYMI to get some non-US exposure.

[@rrroae]

Get rid of the individual stocks. SCHD in 1st position because of divi growth. In descending order - VYM, FDVV, VYMI, DGRO, SPYD, IDV. Add small 2% positions in cef's such as UTG and UTF to goose dividend and add some corporate preferred etfs in 2% positions - PFF, PFXD, SPYH. If you don't want corporate etf's WFCPRL and BACPRL are top of list. Safer exchanging corporate etfs for 1-3 year treasuries but you're giving up some yield.

[@zumapuma38]

@@MediaHoax nothing diversified about that!

[@sheralync5854]

would vgiax work? it has a $50,000 minimum. seems a nice blend of growth and dividends.

[@sirheisenberg4459]

like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@mariahudson9939]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional

[@antoniaribeiro8073]

I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@PennyBernadette]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?

[@antoniaribeiro8073]

'Rebecca Nassar Dunne’ is the manager I use. Just research the name. You'd find necessary details to set up an appointment.

[@vanessahopkins-g5y]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@Otis-the-III]

Thanks for the advice! I’m a fan of getting the money in the market, and continuing to do so with dollar cost averaging a set amount of money into the market each week.

[@sPacEBallOOn]

New to this stock thing. Is this worth doing ?

[@So.ladylike]

I’m 45 and just starting this journey. I feel so behind!

[@OhhHellNoYouWont]

Growth stocks may be a better option when you’re young. Dividends is more for older investors who want to protect as well as generate income.

[@Otis-the-III]

I think there is a lot of opportunity to pivot the solutions offered to actually help investors. Based on personal experience working with a pro advisor, I started with less than $275K in 2022, I currently have over 7 figures in a nicely balanced portfolio, without having to sell my positions to cover bills. Everyone is different, and I don’t blame most people for going all in on stable portfolio value with quality dividend and interest producing assets in retirement.

[@LiquidityOcelot]

Care to elaborate? I put in a small amount over a year ago but I’m barely breaking even.

[@kingdavid1614]

As a CPA you should do a video about taxes on dividends and so forth

[@nerios.v]

living in CT my dividend income gets taxed at 44% when accounting for federal and state

[@jasonscott6174]

Also, the effect it will have on those on Medicare and the IRMA they're likely to have to deal with. It always seems the most productive in our society gets stuck with the highest price tag.

[@Bridget-l7p]

Owning stocks can seem easy, but choosing the right stock without a tried-and-true method might be difficult. I've been attempting for a while to grow my $310,000 portfolio, but the largest obstacle is that I don't have a well-defined entry and exit strategy. Regarding this, I would be grateful for any suggestions.

[@SarahTaylor_]

You'll probably become more financially independent if you understand investment and personal finance. Those with a solid understanding of finance and investment are able to make wise decisions regarding their savings, spending, and investing. To the best of my knowledge, this recession-affected market allowed someone I know to make over $350,000, but they did so via a financial advisor.

[@DavidLucas-so8rr]

A number of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my company. I located the most qualified adviser after searching for licensed advisors. Despite inflation, she has helped me grow my reserve from $275k to $850k.

[@trazzpalmer3199]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@DavidLucas-so8rr]

“LAURELYN GROSS POHLMEIER ’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@DavidLucas-so8rr]

"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

[@DeannaMurray-zv]

Like a forest fire that wipes out the old trees to make room for new growth, bearish periods ultimately establish a new crop of stocks to buy and watch while setting the stage for a robust new uptrend.I have been reading articles of people that grossed profits up to $250k during this crash, what are the best stocks to buy now or put on a watchlist?

[@JanineJ.Cromwell]

For the average person, the strategies are fairly demanding. In actuality, most professionals who have the necessary expertise to pull off such trades effectively carry them out.

[@BeverleeR.Ziegler]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k.

[@JimmyA.Alvarez]

Smart, If i wanted to do the same with my retirement funds too, how do i get started trading?

[@BeverleeR.Ziegler]

@@JimmyA.Alvarez One of the fiduciaries I deal with is Jennifer Lea Jenson. Just check the name. There would be a letter with the necessary information to set up an appointment

[@Erickruiz562]

thank you for sharing; I just looked up the broker you recommended on Google and was really impressed with her qualifications. I will immediately send her an email.

[@gagnepaingilly]

I want a balanced portfolio with growth investments, safe investments, and also focus on dividends to gain up to $20K monthly, my concern is picking the right stocks that can survive a recession. How do i go about this?

[@sommersalt88]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@84gaynor]

great gains there! mind sharing details of your advisor pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help build wealth over time

[@sommersalt88]

She goes by ‘Paula Eloise Davis’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@Curbalnk]

Cheers buddy. Smart and great looking lady. Hopefully will my time. I left messages, was told to expect feedback. Thank you.

[@koufax174]

How about just invest 100% SCHD? I’m in retirement and I like the downside protection compared with VOO, QQQ. Also like the high rate of return on dividends

[@MikeKessock]

In my early fifties looking to retire in a decade and that is my plan 100% SCHD, low tax qualified dividend with moderate growth on the fund

[@jdomsmith]

I have 2 core holdings (SCHD, Broad US market), and 10 satellite ETF holdings - all dividend or dividend growth ETFs... The usual suspects: DGRW, DGRO, DIVO, SCHY, VIG, VIGI, VYM, etc. I allow myself to increase or decrease contributions to my satellite holdings while being consistent in my core holdings. I only hold one stock: BRK.B. I just don't have the confidence buying and holding single stocks. Hopefully my strategy is enough to secure my retirement 🤞🏼🤞🏼

[@Another_Bad_Creation]

BRK.B does not pay a dividend I would dump it for S&P 500 ETF or VTI

[@adamgreat5180]

*I didn't become financially independent until I was in my late 40's, and I'm still in my 40's. In addition to having purchased my second home and earning money on a monthly basis through passive income, I've also achieved three out of five goals. I just hope this inspires someone to realize that it doesn't matter if you don't have any of these things yet, you can start today no matter your age. Change your future by investing! I made a rather big decision by investing in the financial market.*

[@KevinRichardhamsik]

Investing in many sources of income that are independent on government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.

[@HendersonMiles-kp8gw]

Sure, investing is essential for maintaining your financial stability, but making any kind of legitimate investment without the correct advice of a professional can result in a significant loss as well.

[@markanderson2335]

It's really not easy investing or trading the financial market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky

[@perschstones9898]

Yeah I have same issue also, sometimes I feel like the market is being manupulated

[@stephaniebrown7672]

Trading under the guidance of an expert is the best strategy for beginners.

[@ZaneDouglas1]

With dividend yields like that combined with social security, I could live quite comfortably with a million dollar portfolio without ever touching the principal.

[@lisatran243]

Glad to see some of my holdings is also in your list

[@Steph_Thomas]

I was raised that the stock market was a rich man’s game (yep, grandparents lost it all back in the day and preached that forever) but I’ve been around long enough to truly taste just how profitable it can be, with inflation at 9.2% surely these are desperate times, but in my opinion there’s no market condition a proper financial advisor can’t scale through, especially ones that’s been around since the crisis of ’08 and before.

[@AugustoRosario22]

So long all risks are calculated and systems are put in the place, you'd surely rake it in.

[@BlaiseOnowhosa]

It's okay if they don't agree with this type of investing, many of us do agree. I have 20 positions in high growth stocks. I'm getting 15 dividend pay checks, however I'm up 125 % this year. About $720k this yr, good dividend paying portfolio, although I use an F.A so buy as much as you can and wait for the rebound. Only the brave gets rewarded in these times!

[@Steph_Thomas]

I could really use some guidance, haven't been doing so great as of late, who is this person that guides you.

[@BlaiseOnowhosa]

The advisor that guides me is Lisa Ann Moberly, you can read up on her, she's quite known and her works speaks for itself.

[@Steph_Thomas]

I usually don't do well with online recommendations, but this Lisa advisor seem to know her stuff, just went through her website and I booked an appointment.

[@DeysiNunez-fz3vg]

Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all, but just how long will It take to recover, or am I better off putting my money elsewhere. I need a lot as rent, inflation alone eat up almost all of what I make, with dependents and other obligations included. Tbh it's an uncertain year for me.

[@Thecarbon-k2y]

people calling stocks momentum a flunk aren't considering the long run. The companies themselves have not changed, it's the market that changed. Steady as it goes, and it'll regroup in weeks.

[@timcoady7095]

If you are not too savvy with the market, it’s the best time! just buy and hold on strong companies or best you seek out areas within sectors that can help you sustain a balance in both growth and value overtime. In certain cases, it's even wiser to speak with a smartvestor to determine options best meant for you, I personally did this, and it works pretty well..

[@DeysiNunez-fz3vg]

Well Tim, my question is which stocks sectors should I consider adding to my individual fidelity, I intend to hold on for a decade or more.

[@timcoady7095]

right now I’m being focused on renewable energy, semiconductors, Ai chips which will be hugely integral on every sectors in the coming years. an absolute power move right now.

[@timcoady7095]

add Gold and silver as well

[@koufax174]

I just started retirement. I don’t need dividends until 10 years. Why not just buy SCHD to keep it simple and in 10 years I’ll be great with dividends reinvested for 10 years? Thank you

[@demri123]

U could do that. SCHD or SPHD

[@rotheycahall7382]

Yeah that'll work pretty great still

[@billcresta]

Buy a good cross section of an economy, build a diverse portfolio that keeps you motivated, speed up the process where possible: I'm all for dividends and I DRIP into Efts (ARKW, VOO, VXUS, IVV) and company stocks. After my first million I realized that when a stock starts booming chances of you finding out means you are quite late to the party, for this I make sure my CFA handles that, ever grateful to Anna Rounds Fay. It's like turning your notifications to earn more millions.

[@jerryscotfield6913]

out of curiosity I did read about Anna Rounds Fay on the web, she has a great resume

[@Tipberends]

Truly It’s all about accumulating wealth through compound interest investments.

[@victoriaaldrin]

found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly

[@polreast]

i made my focus on looking at investing from a long term perspective and watching it compound

[@davidwysocki1004]

Thanks, Mark, for an interesting video presentation. I am long ABBV, O, SCHD and VICI, too. Of the ETFs you discussed, DGRO does not make any sense to me given the fact that its dividend growth rate is inferior to SCHD. So, I will stick with SCHD as a good foundational ETF with a decent dividend yield and an excellent long-term dividend growth rate.

[@MarkRoussinCPA]

I agree on your comments on DGRO vs SCHD, which is why SCHD is perfect for me. However, what DGRO is going to give you that SCHD is lacking is that Technology exposure.

[@davidwysocki1004]

@@MarkRoussinCPA--Okay, got it, Mark! Thanks for the clarification. Still, I will stick with SCHD and take a pass on DGRO.

[@JimsDividendStockyard]

Great video Mark. A lot of work went into the research on this one, that effort did not go unnoticed and is appreciated. I don't hold any ETF's in my portfolio. When I started my investment journey back in the 90's ETF's were not a thing, I held individual stocks and I continue to do so today. As far as your individual stocks I own all of them with the exception of Starbucks. ABBV (#2), VICI (#12), O (#1), VZ (#39 - second smallest position) and KO (#3). Almost 25% of my portfolio is made up of the individual stock you highlighted. Although I don't own SBUX, you could make an argument for MCD (#8) and/or PEP (#6) instead of KO. The compounded segment was spot on and supports Albert Einstein's quote; "Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it." Have a great week - Jim

[@MarkRoussinCPA]

Thanks Jim, great stuff!

[@Shootsmith]

Why not put it all in SCHD?

[@dannash9413]

Main street capitol is a solid dividend stock with good capital appreciation. Dividend is 5.79% and a 5 year return of 84.48%. It beat the S&P 500 at ytd, 1y,3y, and 5y intervals

[@josephfarina2315]

I have positions in SCHD, VICI, VZ, BAC and XOM among others.

[@unorthodocs1]

Equal parts JEPI, JEPQ, VOO, QQQM is what I do. No selling of shares unless I need to rebalance.

[@matthewwallace9280]

You've got a high degree of overlap between JEPQ and QQQM. If tech goes south you're vulnerable to a sizable hit.

[@paulcosta8930]

Good one!! Thank you! 👍

[@MarkRoussinCPA]

Thank you!

[@MrMmoren]

Would it be best to have this in a retirement account or taxable investment account? Thanks.

[@ieronimo18]

Nice video...thank you

[@karinmottola9227]

Great video and good spreadsheet! I do similar investing, but juice it with options for higher returns and more fun!

[@TerryCollinsP31Lifestyle]

ABBV is a great choice for individual stock

[@TerryCollinsP31Lifestyle]

Nice portfolio. I like how you show what is made a year. It gives people a realistic focus.

[@TerryCollinsP31Lifestyle]

Compounding is such a beautiful thing ❤

[@MarkRoussinCPA]

Options are a great way to juice it up. I take a similar approach.

[@sarawilliam696]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@foden700]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@NicholasHarmon-ow3jl]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@PatrickFitzgerald-cx6io]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@NicholasHarmon-ow3jl]

Colleen Rose Mccaffery’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@PatrickFitzgerald-cx6io]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@iurevych]

Very well put, love the 1 million portfolio

[@МЕГАПоЗиТИВ-й2е]

Great video. I have a question: Isn't VIG better than DGRO? and what's the difference?

[@tirevelation777]

Would you consider a core S&P 500 etf portfolio & the 4% rule as an alternative to dividend investing?

[@MarkRoussinCPA]

A Core S&P 500 is ALWAYS a great idea, but for someone looking strictly for dividends, which was this example, I felt we got a lot of MSFT, AAPL and other top S&P 500 companies from some of these ETFs. However, my personal portfolio has and always will have an S&P 500 as the TOP position.

[@wilinium]

In down years you will be selling more shares to maintain income. With dividend investing you'll likely see a more stable income stream without the need to touch the stocks. A market crash of 30% or more is not unheard of. Ideally you need around 2 years worth of living expenses set aside if you're going to do the index strategy so you can weather a crash and not sell at the bottom. However over the long term you'll see greater share price appreciation with the index strategy. There's no right way, it's just a matter what suites you best.

[@alcw625]

is there a link to your spreadsheet?

[@RichardRobinson-d4u]

Great video. Have you ever looked at LEAD? Lower yield but growth and price appreciation have been strong.

[@knotslip8862]

So with a million dollars, what about putting 25% of it into div investments, 25% into set it and forget it ETF/MF funds, 25% into strong reputable growth and consumer stocks and 25% into riskier potentially higher growth stocks. This divides it up into 4 portfolios with different goals/risks/earnings and and you will still earn dividends on the ETFs/MFs and other stocks outside the Div portion but that wouldnt be the main focus for those portions of 1 million dollar portfolio. Curious what you or others here think about this way of dividing it up? Thanks!

[@MarkRoussinCPA]

Longer time horizon, you absolutely want to add a little more growth. Love your diversification here. Thanks for watching.

[@TonyMoze]

Love it ❤❤❤❤

[@buzzcrushtrendkill]

Great video, thanks! Don't forget taxes.

[@Wellwellwell32]

Now if you had 2M would you sinply double up everything you bought or would you spread out to more stocks (im simply wondering as $ values increase if more stocks are added or if its simply more investments into each

[@MarkRoussinCPA]

$2M would be a nice chunk of change. The answer to your question is going to be dependent on how hands on or hands off you want to be. More individual positions, which I have about 50 total positions, can be very hands on. More ETFs would create a well diversified hands off portfolio. Thanks for watching!

[@charlielipthratt7291]

@Wellwellwell32 - if the first million did not pay all your bills with dividends, add an additional 100k or 200k until it does. Then, invest the remaining amount in more growth focused ETFs like VOO, QQQM, VGT, SCHG, etc. These all pay small dividends, too, but they will boost your overall portfolio over the long term. You would always sell from the growth group when you need a new car, roof, appliance, etc, and never touch the dividend side.

[@EricMesa]

what's your answer to someone who says because of the inverted yield curve from the last few years saying that you can get 5% on short T-bills and CDs vs your slightly less than 4% interest in year one? I always get this questions and I don't know what to say.

[@chipnorris2504]

Would love to see you review QDPL. Looks very attractive

[@danny5877-l2k]

Really appreciate the video. Can you share the Excel file you used? Why only 6 individual stocks? Isn't that a bit concentrated?

[@stephengandy4685]

The ETFs take care of the diversification.

[@MarkRoussinCPA]

ETFs are the core of this portfolio example

[@AntonioPetrovic-ce3gb]

What truly distinguishes Michael Hugh Terpin is his unwavering commitment to ethical trading practices. He places a strong emphasis on transparency, compliance, and risk management, ensuring that his clients' interests are always protected. This level of integrity is rare in the crypto space and speaks volumes about Michael's character and professionalism.

[@DzenisAlickovic]

Michael Hugh Terpin's willingness to share his knowledge and mentor others in the crypto community is truly commendable. He is always ready to offer guidance, support, and valuable insights, making him not just a successful trader but also a trusted resource and mentor to many.

[@DzenisAlickovic]

He is actively on telegrams always

[@DzenisAlickovic]

*@michaeltpin*

[@TomislavMikulic-rx8or]

Michael Hugh Terpin's contributions to crypto trading are nothing short of exemplary. His expertise, integrity, and dedication make him a true asset to the industry, and I have no hesitation in recommending him to anyone seeking top-notch crypto trading services.

[@TomislavMikulic-rx8or]

If you need his wh atsa p

[@TerryCollinsP31Lifestyle]

Hi 👋 Thanks for this video

[@AnthonyFloresCPA]

Pretty rich to expect a small set os stocks to perform as well as the S&P 500.

[@InfoRanker]

I have 6 of the ones you listed. Nowhere near $1,000,000 though ..... yet.

[@subodhraje7756]

I would go with JEPQ or JEPI.

[@SheilaAnnerego]

During a bear market, the headlines will focus on negative news, whether it's declining economic growth, geopolitical upheaval, cultural and legal turmoil, or some combination of all three. I listened to a podcast of someone that grew his reserve from $120k to almost $460k during this Red season, can you share tips on how to make such aggressive proceeds in short periods?

[@RomeoSfait]

You’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner.

[@catherinerea3569]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@ShukriVikas]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@catherinerea3569]

MEGHAN MAUREEN KRISTENSEN is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Clorisluta]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@Sam_Holt]

if you put the entire $1m into the SCHD, you'd only lose $6.6k per year total income, and have a much safer portfolio. This portfolio has $455k at risk in individual company holdings for a total extra return of $6.6k. is it worth it?

[@rubywebster552]

$1 million invested correctly would produce some nice dividends. Would never even have to touch the $1 million

[@jessicaknoll4700]

That is very correct.

[@rubywebster552]

Thanks.

[@jessicaknoll4700]

You are welcome

[@peterbell1580]

where to find $1million?

[@TobiasJensen2402]

This is really inspiring. Now I just need to earn the money first, so I can get back to investing towards a goal like this.

[@MarkRoussinCPA]

It is a process that takes patience. You will get there!

[@rogsolaris7411]

I have several questions. How do you research a funds dividend performance beyond just looking at the yield? That $7292, does that mean that quarterly, or whatever their distribution schedule is, but let's say quarterly, they would deposit $1823 (7292/4) into your account? Secondly the share price of SCHD when this video was published in 3/2024 was around $26, not $78. Am I missing something? Lastly, I would be interested in your six week investing course, but there is no link for it anywhere.

[@megadrumhead]

Honest question… How does a high yield savings account compare to a strategy like this? Some of them offer anywhere from 4-5% APY and some are starting to even offer higher FDIC amounts with low risk of losing money. I don’t know much about all of this so am educating myself…

[@rickw3243]

Mark, instead of reinvesting dividends which I think is a great idea, I have a different strategy of using the dividends to purchase new securities.

[@scottlink183]

Curious why you did not include EPD and/or ET? Or even BEP?

[@YIWOTY]

Great video.

[@herculesrockefeller8969]

Add some JEPI?

[@JC-nh6ud]

Like always, great video. The portfolio seems solid, my only exception would be Verizon. I don't like how the company is managed, and I think 8.5% is too large of an investment in a company I see as risky in the long term.

[@MarkRoussinCPA]

100% fair concerns, plus the debt levels are high. Therefore, if you have a longer time horizon, something with a lower yield and faster dividend growth would work better, but for the purposes of this video to increase income, as most who reach a $1M portfolio, are usually closer to retirement.

[@JC-nh6ud]

Agreed, if you are looking for dividend income, yes.

[@uomodimare85]

Great video content as always Mark

[@TheRealAfroRick]

I don't love some of your choices (Verizon and Starbucks), but I love your thought process. And at the end of the day, that's far more important!

[@HettieClausenTl]

A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. How can take advantage of compound interest and potentially grow your retirement savings overtime?

[@matteohenry33]

In times like this it is better to seek help from a professional as such key decisions are better guided by experts with market experience.

[@ShirlPigram]

That is exactly the reason I stopped trusting the financial advice of KZbinrs; in the long run, I only end up with a jumbled collection of stocks and bonds. Whereas all I needed to earn over $350k in less than two years was guidance from a true market expert.

[@coryDeshawn]

Thanks for replying, That's a very impressive return, You must have a good idea of stocks. How did you go about it?

[@coryDeshawn]

I just ran a search with her name out of curiosity and came across her web page, I wrote her an email hope she replies soon.

[@2WHYZ]

using the compound calculator, how much would that exact portfolio look like in 30 years of reinvesting the dividends. What would the monthly dividends be at the end of 30 years?

[@arch068]

What are your thoughts on Spci coverage for the 1 million dollar portfolio? Since the coverage protects 500,000, should you have it in 2 separate brokerage accounts?

[@gillonmafia7383]

Very direct 🎉❤❤

[@maze400]

Ticker SCHD recently made some waves when it conducted a 3 for 1 stock split that went into effect October 10th. 2024. Is this something to be worried about?

[@rayhall967]

The split was a good thing. It made it one third cheaper and raised its dividend. Very good growth & dividend stock. Rely on it and throw in some Abbv KO for good dividends and growth. My best closed end etf holding is ggn.

[@salvatorerannazzisi8127]

Interesting video but I am doing about $12k a month with MREITs, BDC and crowdfunding with self storage and industrial projects

[@alg1457]

Does this exercise assume that the dividends are reinvested or withdrawn for living expenses?

[@2012Edger]

The table shows all dives are reinvested. If you are retired you are then have a withdrawal plan.

[@boomn216]

I'd buy two rental properties first then what was left over I'd invest in the market so I'd get the rental income and then the dividends too.

[@leepickell]

All of the individual stocks should have monthly 10 delta covered calls written against them to increase yield to upper 4 percent range

[@robma6087]

I don’t get it if you factor in inflation with weight average this portfolio is basically making enough to cover inflation?

[@karmahitsbtw4032]

So are these pay every three months?

[@dademack3544]

Lots of overlap in the top 10 holdings in the ETF's then you go and buy individual shares in a couple of their largest holdings. Better hope Verizon and Abbvie don't tank with this portfolio.

[@shanebalboa391]

Dont you have to pay taxes on those dividends before reinvesting?

[@GeneMerkel]

looked at vici because you stated dgr was 10% went back to 2020 and could not find any year that was 10% 2021 was 9.5% and each year was lower estimated 2024 at 7.4% ??

[@pal8h]

I would limit allocations to individual stocks to no more than 5% of your portfolio. If something were to happen to ABBV or VICI at 10% of your portfolio, you would take a pretty big hit.

[@garywood9119]

Tax impact yearly?

[@whatsamattauwhatsamattau7246]

VZ seems like a yield trap to me.

[@shondalyons7352]

What about taxes

[@hansschotterradler3772]

thanks for the math demonstration. I think the growth assumptions are very optimistic. I doubt that income will almost triple in 10 years with these investment choices.

[@MarkRoussinCPA]

That is what is fun about the calculator, you can make it more aggressive or extremely conservative to get an idea on where you may fall out in term sof dividend income, but again all estimates and subject to change.

[@bdunni88]

Exactly, there's no reason to assume this dividend heavy low-growth portfolio would grow like the S&P 500. But showing people that they wouldn't actually make very much doesn't make it an exciting video does it?

[@2012Edger]

Although the diversity with ETFs is nice, I don’t think you get the full div value then investing in individual stocks.

[@robertminnie5230]

What is the best way to get into stocks trading with no experience and being a beginner

[@DK-pr9ny]

8% average growth is a bit aggressive, but I like the picks.

[@July-qo7jp]

Wow $40,000 annual return on $1M that nearly covers the inflation.

[@bdunni88]

O: -27% over 5yrs VZ: -27% over 5yrs SBUX: +3.7% over 5yrs Assume they will be +8% every year from now on though like the S&P 500.

[@fernandogeorgalos8854]

Shouldn't you consider inflation?

[@plamenavramov7568]

why not investing everything in schd etf ?

[@Another_Bad_Creation]

I would split the 1 Mil in VIG (40%) SCHD (30%) VYM (30)

[@uofrcan3827]

Skip to 2:40. Too much introduction

[@demri123]

If you want high yield, its pretty easy to get 10% with non-ESG stocks like mining, tobacco, oil......very easy actually. AND more globally and sector diversified. CALM MO BTI IIPR RIO BHP PBR BTG SQM ENB TRP VALE ET EPD best part is these usually go up when tech is crashing too

[@joshuawilliams6800]

I suspect there's a decent amount of overlap between those 3 ETFs.

[@victorasul]

Why not start with SGOV of over 5% with NO state tax a super safe investment.

[@PC-cv7li]

The compounding calculator chart is wrong ...... if you re-invest your dividends, the amount invested each year obviously doesn't stay at $1,000,000.

[@davidmullins892]

Take out VZ, add JEPQ and JEPI

[@stevenbutler48]

Way too much concentration in the 3 EFTs. Abbvie, Verizon, Home Depot, Merck. Then you add more Abbvie, Verizon and Coke. I’d drop Abbvie for CAT, ABT for Starbucks.

[@tomwalsh4592]

8% annual growth on this portfolio?

[@robertdagostino1020]

I’ve been in stocks 52 years started small and kept on buying all solid blue chips dividend kings and aristocrats did buy some growth stocks did well. Took profits and bought blue chips took a while but am diverse

[@robertdagostino1020]

Also have held oils for 35 years. Why buy SCHD. Just buy the same stocks in it and don’t pay the fees. Keep the dividends yourself and build up cash and buy other companies

[@Shirley-v3g]

Northrop Grumman / Lockheed Martin / General Dynamics / Mondolez Intl / PepsiCo / Proctor and Gamble…. Equally weighted - approximately $166,000 EA $$ 🤣👍

[@benshow3000]

Sound simple but who's going to pay the taxes on those reinvested dividends?

[@zumapuma38]

Shouldn't there be some discussion on whether this 1 million dollar portfolio is in a taxable or tax advantaged account?

[@jeanraymond9114]

I would stay away from etfs buy individual stocks instead

[@allphaselandscape]

I suppose it depends on your longer term goals but Im not sure about investing a million for only 40k annual dividends. If you have 10 years or were looking for a portfolio that continues to gain value over time vs. income I get it. But what if you had a windfall from the sale of a business and wanted to generate annual income to live off of long term? 40k won't cut it. I get 40k from just 4 rental properties with only 210k cash out of pocket and I get depreciation on taxes and appreciation on value + rent growth. I know people getting 5% on CDs. Not suggesting CDs would be a great strategy.....just that it depends on goals. I would think 1 million should generate 100k annually conservatively with a mix of independent real estate, syndicate investing and ETFs....all with expected growth, return of capital opportunities and tax advantages. What would you do if you had a million and wanted to generate replacement income? That would be a topic I would be interested in exploring

[@khiemdee4573]

This guy knows

[@encompassvideo5429]

Through in some .20 delta covered calls and you will have at least another 700-1000 p month on those stocks.

[@Chris-wk8nu]

I’d get some msft unh visa