Credit Card Fraud Is This Easy! (Why Your Cards Aren't Secure)

[@ootachi]

"I don't condone doing that because it's morally wrong, BUT"

[@zigafide]

fr this guy is almost giving us a step by step tutorial lmao

[@purplep3466]

@@guacfiend he's an outlaw, mentally

[@nullnull5976]

@@zigafide no he is not. it isnt this easy to do virtual carding.

[@solidsnek3677]

@Jay so where do I learn such things asking for a friend

[@saturn1616]

fr

[@Yaboikvk]

Hi fbi agent! This video is entertainment and not at all a guide for lawbreaking. Thanks for your understanding!

[@hanelyp1]

If the FIB agent is competent he knows that understanding how the crime is done is useful for preventing the crime.

[@DMack6464]

@@hanelyp1 indeed

[@rotty2064]

@@hanelyp1 Thanks 🙏 for @Banzing on telegram for helping me

[@rotty2064]

@@DMack6464 Thanks 🙏 for @Banzing on telegram for helping me

[@rotty2064]

@Borys Thanks 🙏 for @Banzing on telegram for helping me

[@markio1105]

2:50 You know the GPU shortage is bad when graphics cards are advertised alongside drugs on the deep web...

[@Artsu1993]

Bruh

[@TheSuperBoyProject]

Bruh moment

[@rosa1848]

seems like a scam seing as they could just be sold on ebay, unless it is some kind of money laundering type thing

[@legob1battledroid993]

@@rosa1848 its because theyre stolen in the first place my g

[@fishscalecocaine]

I’ve been on multiple markets for the past 4 years. Never once have I seen computer parts

[@turtleb01]

Many people have 2fa enabled for really unimportant things like social media accounts. Why can't we have that for credit cards?

[@canismajoris9115]

We should use public key cryptography to secure our cards, that way in theory, you are never going to expose your true private key, and no simple skimmer will ever steal your credit card info.

[@andris1337]

We have it in Europe

[@InventorZahran]

In the past, you needed both your card (something you have) and a PIN number (something you know) to make a purchase using a credit or debit card. However, there's been a recent trend in some restaurants and smaller shops to not require a PIN to use a card. Instead, all they need is a signature, and the digital point-of-sale systems that are now widely used will accept any signature regardless of its authenticity. And ever since 2020, its become socially acceptable for cashiers to sign purchases on their customers' behalf, ostensibly to avoid requiring the customer to touch extra things unnecessarily. However, this further reduces the security of the card, as now you only need to have the card in your possession to be able to utilize it in many places.

[@Bullminator]

I have 2fa on my Mastercard :P Its imposible to spend money without allowing a code from other devices.

[@superslimanoniem4712]

@@canismajoris9115 yes, just like with crypto

[@jenaf372]

When paying with a card in germany, its custom to never have the card leave the customers sight. And if they enter a pin its normal to look away. The american custom of taking the card to the back just seems scary to me.

[@austinjames5516]

pretty similar in India

[@tedarcher9120]

In russia you just touch the terminal with your credit card

[@FlyboyHelosim]

@@tedarcher9120 In Soviet Russia, terminal touches your card!

[@joshuah345]

@@tedarcher9120 that’s a universal standard. contactless payments is a thing in the us too

[@TheMohawkNinja]

I wouldn't call it a "custom" in the U.S., as many (if not most) places have the customer use their own card. It's really only for drive thrus that the employee uses the card.

[@lilythebluespheresfan2897]

Just a regular day on the pole tux, just phishing some fishy cards with my trustworthy rod!

[@SaltyNotSweat]

I rather get my CC info stolen than getting mugged, because that way, I wouldn't have to interact with another human.

[@MrEdrftgyuji]

Muggings are back now that contactless payments are a thing.

[@oentrepreneur]

So you hate interacting with another human?

[@argyelanadam]

I mean, your physical well being is not directly threatened by a credit card scammer.

[@a.s8897]

My dad also was a victim of fraud, he used to always get bills on subscriptions, he thought that it was my brother, we found out later that it was not him.

[@osi9567]

Cardholders who are the victim of credit card fraud aren't liable for it and the banks write it off as an operation cost, which is part of why interest and other charges are high. Typically, Visa or the card provider ends up absorbing the cost, rather than the customer or issuer.

[@megadog_]

In 10+ years of using credit cards almost exclusively I have only had two instances of stolen CC info. One was a physical theft: junkie broke into my condo building and stole everyone’s mail the same day I happened to be getting a new card (she was caught and charged for it) Never did figure out where the second got leaked from but I caught it immediately. Every one of my CCs has an option to get texted when it’s charged to. I highly recommend doing this. It’s annoying when it happens but it’s still better than using a debit card and being out actual cash when it’s stolen until you get reimbursed which can sometimes take days. And the cashback and rewards for CC use make up for the rare cases of fraud.” IMO.

[@sdsdsdssdsdxdd]

Strong customer authentication when making recurring subscriptions or purchases worth more than few tens of euros online became mandatory for banks in most parts of the EU this year. It is pretty much like 2fa but for card purchases. Different issuers have different (worse) implementations but it's something.

[@andris1337]

Yeah its called 3D-Secure(thats what its called here, idk how it called in other EU countries) but it pretty impossible to buy anything online without my multi-factor auth

[@mateuszzimon8216]

@@andris1337 3Dsecure.... is visa brand

[@FlyboyHelosim]

Never owned a credit card and never will, and I keep my debit card account separate from my main savings account and track every penny I spend. I'd know probably within a day or two if any illegal purchases had been made on my card.

[@korudero]

That's a great idea for the sake of security and monitoring where your money is going. Plus, the awareness of your money will likely help with budgeting and spending in the long run. However, do you have any plans on building credit? It's fairly important if your ever plan on getting an apartment or an auto/home loan. (I'm speaking from a perspective in the US so I'm not sure if this applies to you)

[@TheChemisch]

being aware of what you're spending is the only good bit of advice there. Debt cards are inherently the worst way to make payment for anything. You don't earn rewards and you have very little to no fraud protection. Even if you have the best of practices you'll have your card compromised one day and instead of getting that charge reversed that money is gone. If you want to be safe get a card that allows you to get notifications on every charge. That way you can report fraud immediately.

[@commonsense5555]

@@korudero I’ve built credit with only ever using a secured personal loan with a very low interest rate for the purpose of building credit. I also will never go into debt for a car as I buy my cars with cash, you can have money when you don’t have a ton of payments

[@aussie8114]

Your debit card is not covered by the bank for fraud, a credit card is.

[@Suidloc]

Only reason I got a credit card was so that I could pay American companies for shit because they do not seem to accept debit cards which is fucking stupid...

[@Bullminator]

Well debit cards are kinda...risky

[@zdanee]

@@Bullminator For who and how so? I don't have any credit cards, only a debit card, because I only like to spend what I already have.

[@unploog]

@@zdanee It's great because you're not initially paying out of pocket. If something gets fucked up with your credit card then you can easily recover, because it's the bank's money. However if your debit card were to get fucked up then you'd be waiting quite awhile for your money to come back into your checking account.

[@MrEdrftgyuji]

You should never use a debit card for purchases. If that gets stolen, then it is your rent money that is being spent. The bank is likely to pay it back, but you have a week plus of having your bills unpaid, which can cause all sorts of problems. At least with a credit card, it is the bank's funds that are being used, so you won't be out of pocket in the short term.

[@sinity8068]

I've never had a problem with a debit card, anywhere: Amazon, Steam, whatever. Also, credit cards are strictly better than debit cards because they give you more options. IDK why people imply credit card companies are the problem; like they force people into doing financially retarded things. Credit is a valuable, useful service.

[@hobos3x854]

*laughs in 2FA and being broke*

[@gotengsk9010]

Laughs in cookies

[@mistyneal7927]

Laughs in being under 18

[@pyl2981]

​@@mistyneal7927Laughs in time

[@devinwilliams562]

​@@mistyneal7927you can still get scammed being under 18 does not make you immune to scams

[@michaeljohn7467]

Dont ever give your card to a waiter to go somewhere out of your site to charge the card, either pay cash at those kind of restraunts or dont go to those Dont use your card at places that has a good chance for the employees or someone else that might get your card info one way or another Dont use at gas pumps Usually i noticed the real good grocery stores n places like Walmart are usually safe to use it

[@pqlfn]

dont use a card in the first place

[@travian821]

​@@pqlfndont ever use money, live outside the grid in a forest

[@boblee5556]

As always, the best way to defend against fraud is to keep accurate accounts and not to let your money leave your sight... Its funny how many things in CS are more dependent on human discipline and culture than machine design. You should do a video on how much computer and network design and implementation has been driven by human culture rather than any hardware or software limitations.

[@nonamespecified]

The best way to keep your money safe is to not have any

[@purplep3466]

Mine monero

[@wholelottaflow]

💀

[@Kubix0101]

Already Doing That

[@batchampa]

It blows my mind that people in the US will hand their card to a waiter to take somewhere else to be used to pay. I would never hand someone my card to be taken out of my sight

[@zachanikwano]

I grew up seeing it happen so assumed it was normal. Now I'm nervous loool

[@Sasha-zw9ss]

Wait, they don't carry the payment terminals with them?

[@shotgunbae]

@@Sasha-zw9ssthey could put a skimmer on that bih probably

[@aussie8114]

Many things in America blow my mind 😂

[@oentrepreneur]

​@Sasha-zw9ss what if he buys something online with your credit card?

[@tontsar91]

I would say the best payment option always depends on the circumstance. Cash, debit, crypto... all have their strengths and weaknesses.

[@MarieCrossbow]

When you have to buy a new set of dragon claws to fund your pvp addiction.

[@viraqjit]

I freeze my card after each purchase I make, literally I’ll go shop buy a drink, freeze it again, and for online shopping I just use virtual debit cards that I can create with my bank, it’s one of the best features banks could come up with

[@pyromen321]

After seeing a bunch of videos of clever credit card skimmers, I have a habit of fuckin’ reefing on card readers before inserting my card. At this point, it’s become more of a fun habit than a security measure

[@adamsmateo2149]

What's reefing?

[@BobalouTheOneTheOnly]

@@adamsmateo2149 basically, he means hes pulling on the top of the Reader to see if a skimmer is attached. Ive seen it where a dude in front of me at a store did the same thing, and the skimmer came off, revealing the REAL credit card machine underneath it. so you basically just kind of pull on the top/sides and if it detaches and you see another machine UNDER it, thats the real machine, and the fake one is the one that was bout to steal your credit card information. I always do this at every single Card terminal, now. Though that can also be trickier on those handheld type of terminals where they have cord, since those ones can also be legit terminals, but can be connected to a skimmer elsewhere within the building. those ones, yeah, I dont like those.

[@IArkeyI]

This is why in Europe we have multiple authenthication processes before any purchase higher than an X amount determined by the credit card owner

[@moandipmoon6786]

The efficiency of this *sentinel Recover* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense taccess like this so digestible is really something. Awesome work *sentinel Recover* !!

[@AnkleshGavit-te6yl]

I just wanted to say thank you for sharing this. Because you're right. The worst thing that you can feel is hopelessness. And I hope that someone who is on the verge of losing hope finds *sentinel Recover* and realizes that as long as you're still alive and breathing, there's a chance, there's HOPE that the future is brighter then the present day.

[@AjayRawat-jq4xb]

The efficiency of this *sentinel Recover* is next level. To juggle walk throughs of various angles on the topic delivered to-camera, differnet content per topic from various folks underneath the umbrella of the track list of the larger big band concert itself is engaging and refined. To make a dense access like this so digestible is really something. Awesome work james!!

[@EpicTyphlosionTV]

Let's be honest, nothing that isn't open source or Linux is secure

[@ashishpatel350]

Nothing is secure Open source or not.

[@OM-bs7of]

Linux is private not secure Privacy > Security

[@SleepyAdam]

A safe

[@makuru.42]

@Rlaziken have you seen the source code of our DNA? Its so obfuscated, you mite as well call it closed source

[@Psychopatz]

@@makuru.42 actually, the human genome is mapped out nowadays and you can even view it out urself

[@sinbad5715]

Love your channel bro! Greatest legit tech channel with consistant content!

[@Jac0bIAm]

Why would you give anyone your card, so THEY swipe it? That's insane. I've never done that before, ever.

[@justinchoate7458]

Must be different where you're from, but a lot of businesses don't have the card reader within reach of the customer. Restaurants and coffee shops, especially.

[@danik9261]

imagine your in a mcondalds drivethrough. the worker swipes the card on the mcdonalds machine and sneakly scans it on his skimmer. its that simple

[@MrEdrftgyuji]

I've worked in a supermarket that was a bit of a hotspot for fraud for a while. The first was to just use the stolen physical card. That had some obvious issues - the fraudster would have to convincingly copy the signature, and he would have to look like the card holder (e.g. card says "Mrs X Y", but the user is a teenage boy). The system would often prompt for an authorization check as well, which meant we had to call the bank and get manual authorization. This usually resulted in the bank asking the customer personal questions about the cardholders account that the owner could not answer. I also saw people use correction fluid on the signature strip to erase the signature and overwrite it with their own. That is why signature strips have a patterned background that is difficult to copy, and the security code is stamped into the signature strip. Believe it or not, one of the original ways to get stolen credit card details was just to pick up discarded receipts. The original checkout system we used would just print the whole card number along with the expiry date on the receipt - easy for a fraudster to take advantage of. Of course, it didn't take long for people to work out this was happening and then reprogrammed their tills to blank out the middle part of the card number. The reason why this wasn't done previously was really a holdover from the past. Electronic swiping is relatively new and didn't become commonplace until the 80s and 90s. Before then, physical card imprinting machines were used. Because of the way they worked, the whole card number was always printed on the receipt. The early swipe machines in effect emulated the card imprinters, and just printed all of the details that would appear on the front of the card on the receipt. One of the classic ways to get around the signature check was to re-write the magnetic strip on the back of the card with the stolen details. It is then unlikely that the cashier would spot that the number swiped did not match the number on the card, and meant the signature and authorization check would pass. The stores then realised this was happening and then instructed cashiers to verify the last four digits of the card matched the receipt. Again, fraudsters tried to get around this by embossing card blanks or even re-embossing valid cards. As a result, we had to check the hologram was valid. The card number was always embossed through the hologram, and attempting to re-emboss would damage it. This was the point where we started to use the chip only. That didn't stop fraud though. A lot of fraud moved to foreign countries, particularly ATMs, as many hadn't been converted to use the chip. With chip and pin, it became a lot easier to steal peoples PINS, which up to this point were only used for ATM transactions. More modern ways included card skimmers that would copy the magstripe information, and even photograph the CVV number. This would be combined with a camera recording the pin pad. This happens in stores as well as ATMs. Also, cashiers and waiters could be carrying a skimming device to quickly copy card details onto a raspberry pi or other small battery powered computer they have on them. Combined with small, high resolution cameras, the other card details like the CVV could be captured. Also a lot of physical stores will request a customer's address - e.g. Pizza delivery, custom orders, etc. Any cashier entering these details could copy them (a small camera would work and be hard to notice) along with the card details to give them the full information that can be sold at a premium. I've also heard of a card swiper being hooked up to an old tape dictation machine - rather ingenious, using magnetic recording to store information read from a magnetic card. The audio can be decoded at a later date. These days, muggings are back as the contactless / paypass technology has taken off. One of those cards can buy a lot of cigarettes and alcohol before they get blocked, so are quite appealing. In reality, all these transactions are fully insured by the bank so you won't lose anything personally if one is stolen. Banks are willing to pay big money to stop people using cash. Cashiers no longer do security checks as the transactions are all underwritten by the banks. In fact, you should never give your physical card to a shop worker as the system is now designed for them to not interact with the payment terminal. This is to minimise the ability for shop workers to skim cards. Physical cards have started to move the card number from the front to the back to minimise the chances of a card number being picked up by a high res camera. It is funny to see how much extra stuff has been bolted on to what is essentially 1960s technology in order to keep it somewhat secure. The banks, government and payment networks desperately want people to use their systems rather than cash or cryptocurrency, as that gives them the most control and most profit.

[@superslimanoniem4712]

They could always make their own crypto

[@MrEdrftgyuji]

@@superslimanoniem4712 They are working on it. Very difficult to implement - they want a system that gives them complete control, which is tough to do in crypto.

[@ughhtyrrt]

Awesome work, *sentinel Recover* ! It's so satisfying to see you putting in the effort to stop those shady characters. Protecting the public, especially the elderly, from those despicable con artists is crucial. You truly deserve recognition and appreciation for keeping us secure. I'm thrilled for you because you're my sibling. Your accomplishments definitely make you a strong contender for the Nobel Peace Prize. Keep up the outstanding performance!!!!!

[@SagarKumar-o1m9p]

Hey ppl, I'm a retired computer/IT person, Yet I still find *sentinel Recover* so informative and straight forward. Thanks for your advise and helping the people...........Great work and love watching.

[@Ganerrr]

"your stealing money from people" not really, they would just cancel the card as soon as they notice transactions they haven't been making and get their money back; and if they manage to not notice thats kinda dumb on their part

[@muffinmuncher]

plus fraud doesn’t count against your credit in most cases. it’s a win - slightly inconvenienced situation

[@Ganerrr]

​@@muffinmuncher yea plus i dont think that credit card fraud should be legally protected, having protection on a number you give out to strangers frankly gives an unfair advantage to that shitty system; imo ideally cash/crypto should be used for all in person purchases, and credit cards maybeee for online goods from trusted sellers [ex. google or amazon] so you can use their rewards.

[@MrEdrftgyuji]

@@Ganerrr Credit cards are a massive tool for governments and banks. It is worth it to them to spend billions on fraud if it means more people stop using cash.

[@greyman1104]

Nice, I will never have to leave the house again!

[@Jemain-xs2wj]

Good motion BadManDurkio, I appreciate the glitch game. Right on point, people need you out here keep showing love to your people may you be blessed in everything that you do ..

[@frank_am]

I heard once that some banks may allow u to make a alternative card with just a specific amount of money, so if u lose it, u just lose that money.

[@michaelsaenz380]

I still use credit cards because if fraud does happen, you can just call the bank and they will refund your money. The risk is not on you, its on the banks. And the banks have insurance btw. honestly its probably just a big loop.

[@Vekikev1]

Where I live you get refunded right away if fraud happens with your debit card, so a credit card is pretty much a bad financial decision.

[@5HT2A292]

Don't resize your Tor window! The glowies can feel that!

[@archygrey9093]

How do you know he resized it?

[@NateROCKS112]

Luckily, Tor Browser now has some protection against that, though it might still be better not to resize it.

[@RedStefan]

Anyone else got a Roocoin ad, didn't know what that is so had to watch it.

[@hanelyp1]

Must be obscure, not on the wikipedia list of cryptocurrencies. web search ... "charity oriented" better do you due diligence before touching it.

[@Jolie-of7kh]

Good morning @BadManDurkio, I appreciate the glitch game. Right on point, people need you out here keep showing love to your people may you be blessed in everything that you do. .

[@SonOfMeme]

3:02 "Hikikimori" nice try

[@Atilolzz]

Lmao @ the Runescape gold in thumbnail

[@2010justinkoch]

This is why I like transaction alerts, being able to know within minutes that a transaction has occurred is imperative for reporting fraud

[@VoidTheOfficial]

This is why i turned the option on to change my security code every 5 min.

[@RinkiKumari-li6vn]

We need more immeasurably wise and compassionate humans like you on this planet. Thank you for sharing *sentinel Recover* , James. I bet I'm not alone when I say this video found me at the perfect moment, and there are a lot of things here that I needed to hear right now.

[@vintovkasnipera]

Hey Kenny, great video as always. Could you also talk about electronic wallets like UPI stuff some day?

[@Rohitff-q3e]

There is no doubt that you will rise fast at the apex of your career *sentinel Recover* . Because you are a very intelligent, smart, hard worker and your work ethic par excellence. Keep going People like you take the IM out of IMpossible by becoming PRO at tackling PROblems. You Rock!

[@10secondsorless773]

This channel is getting me on a watch list

[@Graphene_314]

What about the chip where barely any of the magnetic strip is inserted?

[@vasilis23456]

The chip cannot be skimmed by people standing next to you with a skimmer but it can still be grabbed from compromised ATMs, data breaches, etc. Also if someone gets a picture of both sides of your card you're also compromised anyway. I don't know what Mental was talking about with identity theft through cards though.

[@zyansheep]

Thumbnails always on point :D

[@folksurvival]

Luke Smith thumbnail style.

[@aussie8114]

Banks cover you against credit card fraud. In almost all cases they refund your money. It’s about the only type of fraud they do cover you for. This cover is factored into the extremely high interest rate on the card if you don’t pay it off by the due date. For that reason alone a credit card is a decent way to pay for your purchases.

[@red_light_3937]

Hi Government Agency of my country and others; This video is entertainment and protecting myself from harm and *not at all* a guide for lawbreaking. Thanks for your understanding!

[@Sdgfhffbssgk]

We need more immeasurably wise and compassionate humans like you on this planet. Thank you for sharing *sentinel Recover* . I bet I'm not alone when I say this video found me at the perfect moment, and there are a lot of things here that I needed to hear right now.

[@deathdogg0]

Some cards are more secure than pretty much anything else. For instance, the apple card, if stolen, can have its number reset. One can also go shopping with it, say in another country like Mexico, where yes, people still take card numbers, and then once you're home, reset your number and fraud goes bye-bye. I'm aware that not all cards have this, but other banks, like Capitalone, have virtual card numbers as well. I'm glad to see people working on these issues and making things a little safer for the consumer. I'm sure the banks don't like dealing with Fraud either

[@benjaminbras7475]

Interesting. Where I live all online transactions use 2FA, but I assume that's not the case most places then.

[@xdxdlolxd]

Are you from Norway? The only people I know who use 2fa are my fellow Norwegians

[@zainjadoon759]

plz make a video on init systems.

[@crudedev]

Frau Koujiro, nice. keep up the good work.

[@ashtong85]

If you use google or Samsung pay you get a random card number that only works when you turn it on for the 30 seconds...

[@boso1998]

I lost my debit card next day someone spent like 2k without knowing my pin. I was more interested how the hell my bank didn’t decline and how did they not need my pin?!

[@hatter1290]

We use a budgeting tool that requires us to categorize every transaction. In addition to being on top of our finances, we’ve caught some fraudulent purchases that way.

[@damnedmadman]

So you still use the magnetic strip to swipe the card to pay? That's disabled in my country since many years, so skimming makes no sense anymore.

[@patrickbastos1267]

Man we really need a cyber police. I remember when I tried to sell my PS3 online and got scammed. Went to the police next day and after the "sheriff" rightly treated me like a fool I realized it was pointless and I would never see money or my PS3 again. There's really no practical way right now to combat this kind of crime. Guy who scammed me lived 1000Km from me at another state.

[@Donatellangelo]

That's messed up. :( I'm lucky I lucked out. I only sell locally though, so that probably helps. If you ever find out who scammed you, make revenge sweet! >:)

[@ejonesss]

the longer you wait the more liable you are i think that is pro rating. you may have heard of pro rating with warranties like replace your car battery and you may have a 36 month pro rated warranty and say year and half into the warranty the battery dies you will get half of the warranty so you have to pay for half the cost. tires i think have a similar pro rating. yes $2000 will trigger the flagging of fraud and so is buying over starlink internet.

[@623-x7b]

My account got hacked recently. Card number got leaked from somewhere. Give or take 74 dollars was taken from my account. I rang the bank and the person in the fraud department said they don't know how it happens. . .

[@tiagotiagot]

It's ridiculous how stupidly unsafe credit cards are; specially in territories where there's no independent confirmation a payment request is legit (no pin, no 2fa etc).

[@kevletor2606]

I'm curious about how secure are cards around the world, because seams that in Europe it's a bit better with 2fa (it's called 3ds), some banks will propose a service where you can create a virtual card for a single payment or recurring payment online (and you can choose to block online payment with your real card). There are solutions, i don't know how common they are out there but i know at least one bank in france who has been doing that for at least a decade if not 15y.

[@KSPAtlas]

Europe has quite strict privacy laws like for example websites must have a simple way to disable cookies. I've noticed that on European sites I generally get a 1 click cookie opt out but on American sites I have to press a million switches

[@pencilcase8068]

Well I guess my habit of keeping only the bare minimum on my spending account. The most they'll get is 31 dollars

[@rockytom5889]

My habit is cashing out as soon as paycheck is there. The longer it waits, the more risk there is.

[@pencilcase8068]

@@rockytom5889 I am not in an area i trust so i never want to have cash on me

[@rockytom5889]

@@pencilcase8068 Well, it ain't exactly like where I live is a crime free zone, but fuck me if I ever use a card to pay. Besides, I always have at max 20$ with me, unless I plan to buy something. Everything else goes home for safekeeping. It may sound dumb, but I got screwed over by a bank once, ain't trusting anyone with my shit again.

[@pencilcase8068]

@@rockytom5889 Thats understandable, in my case i only go out when i am going to make a predetermined purchase.

[@tree-stuffer]

It sounds like the best thing I could do is keep all of my accounts/cards private and never use them directly. I should have one card that I keep empty and transfer only what I need to make a purchase onto it when I'm buying.

[@s.w.sangma400]

I cannot imagine completing this project without you *sentinel Recover* . You are amazing. Thank you for being there for me. Not a single effort of yours will go in vain. You will be rewarded for your pain. Your hard work will bring you a lot of gains. Well done. Your achievements speaks itself about your capabilities. Slow and steady makes it to the top! Good job! James

[@fab9207]

The motto of any security should be: "a chain is only as strong as it's weakest link"

[@fab9207]

@Regina lovely ok

[@imgladnotu9527]

Humans

[@N.S.A.]

What about the card apps that turn your card on & off?

[@Indian_army_1387]

This channel is the sole exception where I haven't skipped the promo ads. Your finesse in effortlessly integrating promotional content within your videos is genuinely impressive. Sometimes, it takes a moment to recognize that you're endorsing anything; I commend *sentinel Recover* for your adept execution in this aspect

[@fhivnudgu9525]

When the first type of fraudster buys giftcards with the stolen credit card wont he need to buy them with an account and wont it be somehow trackable who bought the giftcard?

[@slowdriver6868]

I know I'll be fine, worst case scenario they'll just see the £3.37 and leave it alone, best case they'll feel bad and give me some to help me out lmao

[@misael3377]

Another tip is using only 1 or 2 cards, the more you use the harder it becomes to identify suspicious expenses

[@seanbrisson7928]

2:25 omg 14 years old me in 2012 x.d was totally not moral Buy the Credit cards, and you get 5 min to get a refund even, so empty the card in 5 minutes. And get a refund for the card, taht you emptied.

[@MemesnShet]

What i always wondered is if all these sites have this credit card data you why wont they use it themselves? Always sounded like a scam to me

[@hanelyp1]

If a store steals your card number, there's a record they have it. Do that with enough cards and questions are asked. Also, many merchants contract with payment processors which handle payment information in a way that the merchant doesn't have to be responsible with the information. The payment processor themselves collects payment credentials in a way that the merchant never sees them, just the money and some less critical associated data. One very large liability lifted off the seller's shoulders.

[@ViceCoin]

In NYC, many vendors do not accept cash.

[@OVXX666]

thanks for the tutorial !!

[@paprika5487]

Are you or will you be in the process of making a video on Apple's new VPN-like service? Curious as to your thoughts on it.

[@QuadMoePiece]

Here in Europe 2FA is required for credit cards, this year it became mandatory for all EU countries to perform "strong authentication". In Norway specifically where I am it's been a thing for probably about 15 years, although only partially enforced until recently for compatibility. And it's managed separately from your card, meaning you can apply for a credit card, but you cannot update your 2FA from said credit card issuer. In fact you generally need to perform said 2FA during the process of applying for a credit card. This means that to use or apply for a credit card on your behalf, they'd need either a physical 2FA device and it's pin, or your phone, the pin to your phone and the 2FA pin. If you want details about card auth in Norway and Sweden, you can search for "BankID" Of course, it's still very possible for your card to get exploited, since 2FA isn't always enforced, especially for smaller purchases. And IRL purchases are still only protected by a PIN, or in the case of contactless, often no verification for purchases under a certain amount. And no authentication method is foolproof as long as a human with the ability to override it exists somewhere. Credit Card fraud generally seems to be a very American problem. Especially when it comes to things like handing someone your card and signing, here in Europe, you're considered a madman if you ever let another person touch your card. I have a feeling most people here in Norway would even hesitate to hand it over to the receptionist at the bank who issued the card, even if only subconsciously.

[@doooofus]

0:08 mental outlaw hand

[@DemonTimeAfterNine]

Here because it's 3rd time already done to me & I'm here thinking how is this investigated & these people making online purchases caught???

[@SanjayKumar-gl7eq]

Y’all should stop calling everything “the bare minimum” when it’s literally not. Respect is the bare minimum, actually going out of your way to comfort and have an open ear for someone isn’t. Doing something like this is truly very nice and a great thing of him to do. I hope shit gets better for you and I salute *sentinel Recover* for being mature when it’s needed!

[@reeman2.0]

"get identity theft insurance" I knew you were a shill for insurance companies.

[@edgie8772]

In eu the waiters and other workers never take your card out of sight.it is unacceptable in europe for someone to take it. they bring a handheld terminal to the table rather than the other way around

[@michaeljohn7467]

In America the evil helps criminals in some ways n with some laws we got, giving your card to a waiter to go n charge it out your site is just one way to help thieving waiters get your card info

[@GazMatic]

I’ve been on several sites that host account info and they simply say *DO NOT CHANGE THE PASSWORD!* So you get to enjoy paid services for “free” by just leaching. Many sites try to bypass this with login emails… but the accounts are so numerous, you just switch to one that works.

[@seemysight]

I have know some people who have some random CC numbers who used it in rough times. And this guy who I knew used to buy very small amounts of cripto with the cards and this was used by this known person. Pay bills when clients were low in a month.

[@DrillupVRoy]

Can I talk to you somewhere bro? Like telegram?

[@finnqni8563]

Thanks for the tutorial

[@user_imyarek]

Disposable virtual debit card with adjustable balance and ability to disable all internet/card present authorizations from your bank's mobile app or website. Do banks in USA issue those? They are getting more and more popular in Russia.

[@skye1596]

Avoid putting your card in anything, use contactless payment if possible.

[@pikachu5647]

Doesnt credit card/debit card require 2 factor authentication via otp from your phone?

[@dinosoup]

This is actually a reason you should use credit cards. If you use your bank card, when someone steals from your account, it's literally your money being stolen and the bank is going to be reluctant to help you without doing some investigating. Meanwhile, the credit card companies money is what's at stake when there is credit card fraud, they're way more invested in you getting your money back because its actually their money.

[@toplel1860]

I realized how easy this probably was when i kept seeing rappers with room temp IQs doing it

[@userou-ig1ze]

I don't get how fraudsters would get away with a scheme you describe. Selling gift cards still will link the money back to the account it was sold from, correct? And bitcoin doesn't seem to be as 'anonymous' as people seem to think...

[@MarioSantoro-ig5qh]

They turn it into monero and then back to bitcoin when they cash out. That way they cant be tracked.

[@AgentFortySeven47]

"I don't condone this, but here's how to do it" Kenny in every video

[@johannordstrom1932]

i always use a different card number when paying online, my bank app lets me generate a virtual/dispoable card

[@Dakkaroni]

What bank do you use?

[@johannordstrom1932]

@@Dakkaroni Revolut

[@haloforgeguy453]

Or just like don’t use a credit card? Crazy right

[@CyberQuickYT]

Is it not common for cards to have 2fa for internet payments? Like here, in Czechia, basically any online payment requires confirmation sms, and is prone to limits. Includes recurring, but only to start it.

[@tfwmemedumpster]

Credit card points are the greatest scam ever made. If you get 1% back it's 1000$ every 100k you spend. The average person will spend (including his house) 800k-1M in his life. That means you'll get to spend 10k more for your funeral if you pay everything with a card and never ever forget to pay on time. When you put it like that it's clear to see that cashback makes no sense financially. But the idea of "getting money back when you spend" is really appealing on the surface so they make a fortune on it