Middle Class Values, Saying WE not I & Raising $150 MILLION: The Story of Insurance Dekho | FULL EP

Join us for an insightful episode of The Barbershop with Shantanu as we sit down with Ankit Agrawal, the CEO and founder of InsuranceDekho. In this engaging conversation, Ankit takes us through his entrepreneurial journey, sharing his experiences and the lessons learned along the way. Discover how he made the bold transition from the world of banking to the dynamic startup ecosystem, (including returning to India and taking a paycut to work at a startup!) overcoming challenges and ultimately, carving a path to success. Gain exclusive insights into the founding and growth of InsuranceDekho, a disruptive player in the insurance industry. Explore the mindset of an ambitious entrepreneur and learn from Ankit's unique perspectives on innovation, leadership, and building a thriving community and business.
Introduction 00:00 - 4:04
What is Insurance & Our Social and Cultural Understanding of it 4:05 - 15:20
Early Roots of Entrepreneurship: 15:20 - 36:20
Coming back to India & working at MoveInSync 36:20 - 38:38
Founding InsuranceDekho, Ankit’s Journey, Thoughts on Being a Founder: 38:38 - 50:52
Entrepreneurial Gospel: 50:52 - 1:03:58
Culture is Important 1:03:58 - 1:11:24
0-1 Journey & New Era of Entrepreneurship: 1:11:24 - 1:18:00
The Cricket Analogy 1:18:00 - 1:21:55
What is the Long Game? Creating Impact 1:21:55 - 1:28:00
The Importance of Education: 1:28:00 - 1:32:53
Concluding Advice: 1:32:53 - 1:38:52

[@JatinKumar-uk8yd]

Good to see Shantanu finally mentioning lower or middle class debate and acknowledging his childhood was different. Insurance dekho founder is an amazing person but don't know why he was again and again mentioning himself as lower middle class, which clearly he was not, bro you have amazing achievements you don't need additional cover ups.

[@Babaji_ki]

I am also from Begusarai, its really great to see someone from this part doing something great. But I don't known how much an aggregator can solve insurnace problem in India to me it seems that it is a product problem and how it is designed as a whole that you can not truly depend on it in INDIA because whole business is incentivised on rejecting claim no matter how you have read the fine print. Although IRDA has done good job putting out stats, but it is lacking on the regulatory & penalization part.

[@LostMonk679]

35:00

[@dhruvsingh9965]

I have heard so many entrepreneurs come here and just say that it’s India’s decade so you can do whatever and succeed, but obviously that is so flawed. I would really appreciate someone scratching and drilling further deep into how to spot a good opportunity and then make a economically viable business around it. At least some sort of framework to think about it. I have been a huge fan of the show from the get go but honestly if Shantanu is honest about his mission with this podcast, maybe it shouldn’t just be about “inspiring” someone to take that first step, but also helping them take that step in a way that it lands well.

[@ayush_.7531]

If these guys are from middle class families, i might have to rethink what our financial condition is😭

[@Raw_Vocals]

Lower middle class bola bhai ne😢

[@rl1900]

Papa CA dada ko some chandi ki dukaan - middle class🤡

[@deepakRSK]

It's a disease in INDIA apni daulat hamesha kam lagta hai. No gratitude no sharing

[@Apple_Pen_Pineapple_Pen]

Yes

[@Mr.Hawratt]

It's the other way round too bro... We are lower income groups upper section

[@thebedoi4462]

The best podcast so far. McKinsey people all sound like the same after a while.Good to have someone who is not an ex McKinsey. Great conversation.

[@MrNayan2020]

There are many Ankit Agarwal in the lower middle & middle class of India who wants to create an impact in society. He is a true gem. I have become a fan of his simplicity and clarity of thought. Thanks for bringing him on the show Shantanu 🎉 Looking forward to many such entrepreneurs who made it big. It will inspire many youngsters from Tier 2, Tier 3 cities to dream and make it big.

[@indiafactory1]

❤ Ravi Modi ceo manyavar

[@umangpardhi7249]

An incredible journey of insurancedekho explained in such descent words. Truly inspiring!

[@anshulgautam6328]

Thankyou for such an inspiring point of view, a lot of people will take you as a motivation to become a leader like Ankit sir. 👏🏻👏🏻👏🏻👏🏻👏🏻😇😇 Shows the Incredible journey of InsuranceDekho 🎉🎉

[@anshullfc]

Like always. Another great podcast with an amazing humble guest

[@PallavNayak5792]

Ankit is an amazing person! Such clarity of thought and focus on culture and values. So humble having seen so much in life. Good luck and more power to you 🎉

[@AsimKhan-kw9jl]

Engaging, informative, authentic and relatable. Thank you for creating such an inspiring episode.

[@jayanthjayaprakashjj4796]

Awesome Shantanu once again. What a grounded youngster Ankit is.

[@user-hv4qu9uq1j]

Great work and outstanding achievement in a short time for his company.

[@somyasingh3987]

Super grateful for this amazing show. Genuine and amazing.This video is a masterpiece😇

[@JatinBhatnagar238]

Inspiring journey of insurance dekho under leadership of Ankit

[@hiShivamhere]

great insights. Thanks for bringing him on the show. one point though, in my opinion organization can be family when company is org 1.0 and to some extent in org 2.0. when you are running a large conglomerate, employees can not be family members.

[@aditya_wabale]

Definitely one of the best episodes till date. Alot to learn from founders like Ankit! Keep up the great work Shantanu and team👏👍

[@ayushbagmar4704]

Power pack!! Candid & powerful

[@sameertawde5]

this video i need to put in loop to understand about so many things discussed so very simply

[@avnishshetty4301]

Ankit Agrawal speaks so similar to DevDutt Pattanaik in terms of tone and speed of speech. Brilliant conversation, great insights..

[@KumarVinay1996]

Yes completely agree i was about to write this comment n just seen yours 😂

[@TravelThighs]

Amazing advice and guidance . Thanks team.

[@rakeshgehlot4842]

What a amazing podcast. So much to learn

[@vishnudomkondwar4776]

Excited!

[@abhishekmuraraka5249]

Truly inspiring for us, Loved the way Ankit shows honesty, fairness, and transparency along with gratitude. This is a part of our DNA. Extremely proud of him as my leader and mentor. It motivates many like us from Tier 2 to go out and contribute to society.

[@hemanthcreddy]

we want an episode from your younger brother as well sir, big fan of you

[@indiafactory1]

Please bring Ravi Modi ceo manyavar

[@sushanthramjeppu842]

This episode is Bomb. Great

[@SONUPraphull]

We are proud of our CEO. May God give such thinking to everyone.

[@navikasharma1]

Just incredible!

[@akankshadas7101]

Awsome work🎉🎉

[@sameertawde5]

i am planning same this same thing for mutual funds and shares i want to reach masses through districts of 803 districts that how easily it would be through graam panchayat or through postbank

[@sunnychawla7799]

Inspiring

[@raghavanop9712]

Veri nice and very inspiring 🙂🙂

[@shreyanmehta6999]

Amazing video as always, amazing food for thought, and lot more. Just one small complain I have for this video not sure if edit team looks it or not. I dont get it why there are so many cuts that too which are very very noticibile and in between the conversation , initialy i thought it might be becuase there could be something which might not be aired or to shorten it but I dont think so since there have been 2hour + episodes earlier so not sure

[@rajivreddy8194]

most impactful podcast of my life honestly gives me inspiration to keep doing my startup.

[@indiafactory1]

Ravi Modi ceo manyvar❤

[@bharatrathi9446]

This video is a classroom in itself

[@debm09]

Bhai aap 30-40min ka episode nehi kiye achha hua. In those episodes one cant get into all the details of a person's journey. Personally i like those which are above 1.30hr

[@manishrathour3545]

Very nice 👍

[@manishrathour3545]

Very 👍

[@NareshUgaonkar]

Funny how everyone likes to consider themselves middle class in India. He definitely comes from a very privileged family. And that privilege has played a immense role in his success. He also worked hard that's also equally true.

[@SirMathur]

To good boss! 😄

[@alokstats]

Great 😊😊..He is a nice and hardworking person having charismatic & dynamic personality. I know him personally. He is doing great work for his company and achieved better and wishing for more rise rise 🎉🎉

[@arjuna5673]

How do you they reach the masses / villages having Farhan Akthar as their Brand ambassdor?

[@ksaha6387]

He is a true "meethi bolo" marwari ! 😂

[@rl1900]

Yeah dude wtf!!!! Papa CA dada ki sone chandi ki dukaan grew up in Kolkata and araam se saying I'm Middle class🤡

[@ksaha6387]

@@rl1900SXC Background

[@iayush19]

Video and audio are not in sync

[@abhaybanerjee1074]

Recently happenes

[@shantanudeshpande]

Was a platform glitch - I think is fine now.. check?

[@AnkurJyotiBasumatary]

@@shantanudeshpande Working fine now.

[@Tejendraofficial]

❤❤

[@awadheshcse]

🎉

[@OJandCo]

Immediate family key pass payisa hey to obviously accept Karenge. 0-1 hota to kuch aur bat thi, bina safety net key kuch nahi hota … 1:20:15

[@bsher12344]

Audio video is not in sync

[@shantanudeshpande]

Rare KZbin glitch but seems fixed now - can u check?

[@thrustydraculla15]

Pehle to koi ye kro clear Lower Lower middle Middle Rich Ye hai ky mai month ke 28 hazar kama rha mai kisme arha😂

[@jamesraaj6643]

Most these podcasts are just express generic ideas instead of really motivating and guiding exactly how to become and entrepreneur. The strategy, funding and logistics and execution of those logistics. The reality is without any financial and other clout and access to such network, no individual can become entrepreneur..it's the hard fact. Rather these talks make popularise and do marking tricks and Pr for these people.

[@dsb3456]

Not satisfied with the editing of the video in start, most of the conversations are cut in between and it skips to literally the next thing. It’ll be helpful if you cut it after the whole thing or just don’t take it at all because then it leaves a certain curiosity about what was he about to say.

[@shresthbharat63]

This person looks so fake. All the sweet talking appears a conscious public image decision. Man! I come from rural Bihar and must say that if your father was a CA in 80's or 90's, you were not a middle class. Your Grandfather owned Jewellery shop. Don't compare that era with today's financial standards. Your family were a Rick class back then. You even dragged Shantanu as a Middle class person. His father was a CEO and then a successful entrepreneur. If you guys are middle class then rest of the people are poor class.

[@shantanudeshpande]

Look at what he’s building no? He’s spoken in great detail :)

[@moupurnamukherjee1127]

Why isn't it likely that a high achieving person is humble and actually sweet talking

[@amitsinghbhadoria1060]

Don't know if they were rich or poor but you are really poor

[@KumarVinay1996]

Agreed.... Ye kuch log hote h jinka objective podcast sunna samjhna nhi bus pen paper leker kami nikalna rehta h buss kaha se kya point mil jaye.....

[@DebapriyoMandal92]

This guy is full in his head..! Great employee, but really haven't been humbled by the 0 to 1 journey. While he has worn the cloak of humility but not convincing enough. Bohat gyaan deta hoga office me.

[@rajatrashinkar]

Ankit agarwal(insurancedekho) Ankit agarwal(mesa school business) Dono ka naam same hain par kaam alag😅

[@rutusinh_]

Hindi language please 😊

[@adisj5696]

I wish you would talk more abour business and business lessions than stories. Honestly, its pretty useless and waste of time. Hardly anyone cares about personal stories or feeling. You should do it off camera. Do a poll here if you really value and respect the time of all the perople who watch.

[@omkarsawant7933]

Lots of edits....

[@kunalmehta5587]

Aapni Team Ko Time Ki value Sikho aur Professionalism Ka Gyan Do...........

[@nishantawale6198]

Shantanu was right when he asked that Insurance is a complex product and many a time it was sold as mis selling without explaining conditions and exclusions and many 90% of the time the sales person himself does not have the complete knowledge of it - For some reason I couldn't believe the story Ankit told about his father that made him get into this business - He should have prepared more honest answer - Well I do know and understand my opinion wouldn't matter however Any Insurance guy would be miss fit in in the league of guests TBS has had - The Endowment, Money Back or Ulip kind of products are by nature designed to fool people as very seldom people understand that Insurance is for some of your unforseen incidents and Investment is to create wealth - Beside the whole product is based on 'Fear' as an emotion - Group insurance gets settled easily however individual does not - Anyway I am not discounting that i couldn't have learnt something from this episode still couldn't listen or Watch more than 15.31 min as couldn't find Ankit reasonably honest, may be an early conclusion by me however you can't discard my opinion completely

[@trulyforyou443]

Kuch bhi bol raha hai.....he intentionally didn't tell amit involvement.

[@prateekqa21]

Not sure why but I found Ankit a little fake. Shantanu you are doing a fab job but as a viewer I also want you to ask some tough questions like why 85% of insurance grievance is from these online aggregate and banks as per IRDAI. What is the claim rejection ratio of the policy underwritten by insurance dekho. This number will suprise you

[@ksaha6387]

I feel like a loser listening to this podcast! 😅 I don't know how much of all this is true, but regardless.

[@rajeshjoshi000]

The statement "Humne kiya as company" where Mr. CEO is talking about how he looks and treat his employees as family sounds like a scripted statement. His management who runs the B2C insurance segment is the most pathetic and abusive one (You can check with the employees who are working there and i was also one of them). I don't know why these people come with their fake employee friendly stories in these shows.

[@Ranbir.S]

Man this guy Ankit is from lower middle class? And he keep on yapping main main main, seems like a guy who will force his things on you like ye he kro Maine yahi Kara. Very fake and off personality in my opinion

[@user-rm7dt7zy2o]

1:30:40 Poori Khudayi ek taraf, behen ki chudai ek taraf

[@beingrational1302]

Ankit seems to have realised his true calling and has attained self Realisation. Such clarity and flow of thoughts. What a fantastic podcast🫡

[@indiafactory1]

❤ Ravi Modi ceo manyavar

[@rohanvishnoi37]

Inspiring

[@indiafactory1]

❤ Ravi Modi ceo manyavar

[@indiafactory1]

❤ Ravi Modi ceo manyavar