Millionaires in Cars Getting Coffee with Humphrey Yang (

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About this episode:
Ride along as I treat Humphrey Yang, former financial advisor turned social media influencer, to a cup of Nashville’s finest coffee. We’ll break down his wealth, his investing habits, and what he really thinks of Gen Z.  
Next Steps:
📗 Order George Kamel’s new book, Breaking Free From Broke. bit.ly/48d7So4
Check out the latest from Humphrey Yang: / @humphrey
🧠Keep watching Humphrey Yang, Jaspreet Singh and myself get real about life and money: • Agree To Disagree | Th...
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[@humphrey]

Thanks for having me George! This was so fun. And LOL @ the Intro. How am I behind DUMPTY?

[@CrimsonDrake-sl3qf]

Fair question.. Geoorge 🧐 😂

[@KO-lw4lo]

I think you are fantastic Humphrey. I recommend you to my high school students.

[@xotomw]

I thought I’m the only weird person I know who pays off credit card spendings immediately. @humphrey 😊

[@tatianastarcic]

If we are to survive in this economic crisis we need assistance right away. The ETF and stock markets are still quite volatile, just like the property market. I'm still at a crossroads deciding if to liquidate my $300k stock portfolio

[@SandraDave.]

Many people are still getting fantastic returns on their investments during this time. Simply maintain a strong sense of reality or ask for professional assistance.

[@DorathyJoy]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@GeorgeDean-km3wm]

That does make a lot of sense, good for you though, unlike us, you seem to have the Market figured out. Who is this consultant?

[@DorathyJoy]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five aiyears now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@Hectorkante]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@larasutton1483]

I have seen other comments like this but I would love to see some everyday millionaires on your interviews. Not that other personalities aren’t real people. It would be nice to some non-KZbinrs getting a free coffee from you! And hear theirs stories of course.

[@shibanewyork-xm4oy]

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024 Investing with Juliana Heidi

[@adrienbull-eth1]

Wow that's huge, how do you make that much monthly?

[@saranny-vinokurova]

Honestly? I'm so excited. Juliana Heidi strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@sergiorom33]

The first time we had tried, we invested $5,000 and after a week we received $23,400. That really helped us a lot to pay our bills.

[@mikesusie-ck3bm]

Most people are retiring this year and has nothing to show for. But I assure you it's never late to get your financial life together again.. All thanks to JuLiana for I and my family.🏝 🇺🇸

[@TimoRodriguez-es3gv]

Wow wow please is there any way to reach her services, I work 3 jobs and trying to pay off my loan for a while now, please help me..

[@fkgalarza5363]

I wanna see Sharon Ramsey on here 😎

[@Carnivoring2goodhealth]

The retirement question - I retired in 2021, didn't do anything for over 2 years. Was going 'stir crazy'. Now I am doing 1099 gigs and really like it. BSM - No Debt - Work at what I want to when I want to. It's AWESOME. Wouldn't be in this position if it wasn't for the Ramsey Plan that we started in 2014!

[@robertoriosvargas9624]

Thanks for bringing Humphrey !

[@bethferback5454]

This was a great conversation. Not only did I relate to more than one habit but feel I learned as well. I do get a kick out of saving too. Great content!

[@altheaelainejaug8497]

High key love both of you and the content you guys do ❤❤❤

[@MilkyWayGalaxyKid]

Yo, George! I appreciate videos like these man! 😎 Thanks a lot! Also, thanks to the team at Ramsey that helped you put it together. God bless 🙏

[@brianschutt5359]

Big fan of this series! Keep it going!!

[@peterpahor8228]

Amazing channel 👍. My aunt passed and I inherited some of her portfolio and cash savings, I'm 28 with about 400k cash in savings and as usual everyone's preaching invest, so what stocks are a good long term buy, only major purchase I intend to make is buying a home in 5 years from my returns

[@elenib3052]

Lucky you, I’d buy a lot of tech stocks and Dividend portfolios with that.

[@alpgeorge7012]

Don’t come to KZbin looking for KZbin advise, instead contact a fiduciary for proper guidance.

[@caryishnagardner9429]

Same, I just use KZbin for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own.

[@peterpahor8228]

How do I reach out to a financial advisor? my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

[@caryishnagardner9429]

She's known as 'monicamary strigle. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@myjoysunshine]

Love him! Great video. Thank you.❤

[@jermainerobinson7098]

Nice l enjoyed that video keep them coming 👏🏽👍🏽👊🏽

[@lilibethvilella]

George!! I can’t with you 😂😂😂 love your sense of humor. Plus this left us better

[@CarlGorn]

Hubert H. Humphrey, V.P. from 1965-1969. Oh, and trumpet player Humphrey Lyttleton. But as a subscriber, I liked the video anyway.

[@lauraaquino71]

George, I learn and laugh so much with your content. This video by far has been my favorite. I love you pragmatist

[@thehospitalguy1657]

Awesome episode. I had no idea on the savings rate. We are up to 20% and wish we had done that years ago. Also selling stuff we don't use and saving that money.

[@richmondopuni2278]

You should invite Anthony O’Neal for a coffee ride 😉

[@josephpeterka6069]

Haha love the graham shoutouts

[@timprussell]

The always be buying approach is tried and true.

[@flyingfoxes.]

Love that he mentioned that he lived at home as an adult. Too many negative connotations about this. There’s a reason that homelessness does not exist in my country and we don’t send our elders into senior homes 😂

[@CalmerThanYouAre1]

You could build a solid list of KZbin finance bros to follow by just adding George’s millionaires in cars lineup. 💯

[@nicolarichardson6973]

I do the same I pay my credit card up every time the balance is posted. The best advice I heard is treat your credit card like a debit card and that way you think of the cash leaving your your bank account

[@BeerStearns]

We cant commit to one employer anymore because they won't give raises to market pay or invest in training. You have to learn something new and then move jobs to get your market value.

[@benjamin667.]

I like this channel better than Ramsey because you have a variety of content and don’t teach a 12% withdraw rate.

[@rays3277]

Caleb hammer!!!

[@deborahyang9866]

Humphrey is more disciplined than all those with credit cards

[@h.s.levine2932]

Although his paying them off every 3 days isn’t as good as keeping the funds in an interest-bearing account for 20-30 days before paying them off. It’s basically an interest-free loan from the credit card.

[@jonm.678]

Living at home is a huge benefit if you can swing it. I lived at home after college and still do but plan to move out soon. Not having to pay massive rent allows for so much more flexibility in your budget. It helped me get debt free and kick off my investments. Do not be shamed into not living at home!

[@filipinoguy5037]

Brian Preston or Bo! The Money Guy show cast would be great

[@0xModene]

Good news! They've already been on

[@ethanhumphrey9219]

I come from a long line of Humphreys!

[@dianncotterell5531]

I didn't buy new dressy clothing for more than 6 years. I will buy some pieces by the end of the year. The funds will come from my clothing sinking fund. I want to build wealth.

[@coletrain9173]

Hows the baby George? Hope all is well in the Kamel house. God bless

[@pete5691]

While I admire the saving habits, one of the sacrifices is a family with children. Especially if he were a woman, he would be nearing infertility.

[@maureenviola]

Hubert Humphrey!!!! Sheesh!!!!

[@thebettersideofkyla]

George…Get Professor G for the next interview!

[@RazrSharpProductions]

I live the Humphrey way with credit cards

[@angelafarquhar6681]

America use to be the land of saving!

[@suzanneemerson2625]

Hubert Humphrey - Senator from Minnesota and 38th Vice President of the United States. You’re too young! (Or I’m too old . . . )

[@catseyes8377]

Social stigma of adult kids living at home really annoys me. Asian culture is you live with parents until you get married. We also take care of our parents. And never send them to nursing homes

[@i.m.7777]

I LOVE that about Asian culture!

[@hydspirit]

Kids stay home with parents and dont get into debt and grow their lives and parents stay healthier longer as they care for grandkids. One generation cares for the other. This system prevents debt, stress for caring for young kids and older parents and their is no time for depression.

[@vilmaaponte3380]

Hispanics too! Same

[@kylehackett162]

The United States values independence and doing it on your own. If you are a man especially, living with your parents is a huge turn off to the opposite sex. Besides you can take care of your parents while also having your own place to live.

[@shirleygermain5707]

Only to the kids that don't work and beg the parents for money.

[@ruthclark8680]

I haven't laughed SO hard after hearing "kill a man" for a doughnut!!!

[@suzypenner1153]

Caleb Hammer.

[@AviSpira]

Love this series, keep it up!!

[@nochannel787]

George! Love your show and your advice. Maybe let the guest talk a bit more. 🫶🏻

[@artat777]

I absolutely love your videos! You are the man!

[@timnixon-yz6rc]

Can you get professor g?

[@jenniferramos6398]

I also make credit card payments every 3 days 🙃

[@EdgarVerona]

I feel that. Had my car for 18 years and counting. By far my biggest contributor to FI aside from my savings rate.

[@sarahuber8567]

Get the financial tortoise guy!!

[@vdeblois1352]

Stay at home until pre menaupause without paying a cent to your parent.. that will do it!! .. hopefully he made it up to them!

[@TheRealFrostysaur]

When are you getting coffee with Caleb?

[@KurtisB]

Caleb is too busy and doesn’t travel lol.

[@elizagrace844]

Homeboy is afraid of flying, right?

[@TheRealFrostysaur]

Ah yeah. It would be really nice to see him chill with George

[@metaltera86]

Is Caleb a millionaire?

[@KurtisB]

@@metaltera86 Most likely no.

[@vitaminwater6235]

Awesome segment

[@justchilling_.]

😊

[@banksy1311]

I love Humphrey! Great collab ❤

[@alejav.5619]

The sound effects 😂 💪🤜🤛20:29

[@h.s.levine2932]

Does Hubert Humphrey count? Or maybe that rapper Humpty Hump?

[@ninerknight5351]

This episode strikes my ego. I have twice the net worth of Humphrey and I was homeless at 15. If I had a loving family I could’ve lived with, my net worth would easily be double or triple what it is. If you’re living at home it’s a good thing, just don’t waste that time!

[@seth_godwin]

Wonderful episode!! I had to do a double take when I heard my name though😂 Thanks for the shoutout, George! That was a fun livestream 😁

[@malissakirby4193]

My son took advantage of living at home until 32. Charged him $200 a month. He balked when I raised it to $300. Used electricity, water with no regard to my bills. Never cleaned ip after himself. i finally kicked him out. i should have done it when he was 22! Dumb me! Selfish human being it turned out. A caring mum doesn't always make a good child or adult. i sacrificed for nothing😮😢.

[@christinab9133]

Loving this series ❤❤❤

[@dt5622]

The expense tracker is really nice, I have been doing it for 9 years already. It helps a ton and it's fun

[@jennafairhaven9084]

Since this is the first time I've seen Humphrey, could you fill us in on the expense tracker.

[@bastienclarke1810]

Fun

[@tressalewis7004]

Two brilliant money Men! Loving the show❤❤

[@Bethelgal42]

You forgot about Humphrey the Mouse from the book Series.

[@carolannstevens5814]

Love this George!

[@sarahuber8567]

They talk about American consumerism Driving a tesla and Mercedes… yes they can afford it but they’ve bought into consumerism too.

[@ethanwilliams8212]

I want to see some random "Baby Steps Millionaire". Someone who has just gotten there and still can't quite believe it.

[@SVSky]

People in China are also massively in debt now too.

[@amanda.c.ice.]

Great episode!!!

[@jordancaballeroshow]

Great interview.

[@rineleff2009]

These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I've got $110k set aside to put in the market.

[@user-fb2hk7vu3q]

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession-influenced market, but to the best of my knowledge, it was through an F.A

[@filipxavier1041]

With the current market activities My advice to anyone starting out in the market is to seek guidance as its the best way to build long term wealth while managing your risk and emotions with the passive investing strategy.

[@christinajurado9180]

Interesting, I’ve actually been looking into that lately, the news I've been seeing in the market hasn't been so encouraging honestly. If you don't mind me asking who's the person guiding you?

[@filipxavier1041]

She goes by ‘Wendy Birkett” I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@christinajurado9180]

thanks for putting this out, it has truly rekindled the fire to my goal...

[@JonathanWendel69]

Monetization Manger aka microtransaction manager

[@fjb5263]

Take notice men all these millionaires that he interviews are not married and they don’t have kids

[@christianrodriguez5346]

I am doing the same thing after college. I have no loans and my parents want me to stay at home after graduation while I work. They want me to save and invest as much as I can. They told me I can stay as long as I like. I don’t care what others think of me if I stay at my parent’s home for some time. I would stay here until I feel I should go.

[@kasession]

Love these segments with George!!! 😍

[@PVLocalFirst]

How do i get to join you in your car for a free coffee and a donut?

[@MoneyHabits1]

I have 5 more years til FI. I can’t wait!

[@SonnyChanhvongsak]

Frowning on living at home post college is a largely American stigma. It's typically the norm among immigrant families especially if you're single at the time of graduation. As well as a lot of immigrants grow up in a multigenerational household, so your parents take care of you as long as needed and when the time comes when they need help you do the same ie your parents will live with you baring needing assisted care or something along those lines

[@republicunited2183]

I told my kids to stay home and save.

[@SonnyChanhvongsak]

@@republicunited2183 My parents encouraged it as well since I work in IT and can work remotely. They just told me that I had to "pay" them ~1.5k a month that they would put into a bank account I can't touch and return it to me when I want to buy a house. So once I did buy a house I had the full 20% down payment and I was already conditioned to the expenses of a mortgage, utilities, etc

[@SonnyChanhvongsak]

@@republicunited2183 My parents actively encouraged it seeing as I work in IT and work remotely. They just told me that I had to pay them ~1.5k a month which they would return to me once I decide to buy a house. Once I did choose to buy a house I had 35% of the house in cash so I put 20% down and the rest to furnish the house and an emergency fund. And since I was already paying a simulated mortgage I was already conditioned to the expenses that come with a household

[@theChef1337]

George just died inside when Yang ordered that donut 😂

[@carrcovers3775]

😂😂 I thought the same thing

[@joiev7276]

Best comment!

[@EricsonHerbas]

My two favorite financial HOTTIES. Great to see the two of you together. Been following your channels for the past two years. Thanks for all the good financial advice.

[@cybertoeknee]

Changing from FIRE to FINE (Financial Independance, Next Endeavor) is more in line with what most people are doing. Making money on your own terms.

[@jmr2594]

How could he be a big money guy and be looking to buy a house in California where the taxes are the highest and they will eventually tax you for air.

[@panzer_TZ]

Another example of why Dave's statement that "most millionaires don't inherit money" is misleading. If we all had financial literacy at a young age, a super high salary at a young age, and could stay at home until 34, we would all be millionaires. I literally had to teach my parents about credit and finance. Good for Yang, but it is what it is.

[@isaiahayers1550]

Absolutely. It usually takes a lot of privilege and good fortune that most people don't have.

[@deelehey2827]

Hard work is the key….not privilege or luck.

[@guccithunder6136]

Inheriting vs Having Help are two different things. Inherit=Getting something. He didn’t inherit his Money. He worked for it. It’s no different than getting 5 different roommates to save money on expenses.

[@matt9741]

All of the above *CAN* help you get there faster and easier, but you can still get there all on your own.

[@isiah675]

If your parents don't want you living with them get a cheap place with a bunch of roommates there's always a solution if you look for it

[@MBergyman]

Nothing wrong with living at home. The problems come when you are not contributing to the family life. It seems most examples we hear of when we think of grown kids living at home are those who have done nothing with their lives and have no motivation to help their parents with living expenses, just being a leech. Clearly the guy in this video does not fall in that category.

[@leahmcdermott4189]

I’m a 26 y/o female and still live at home. I’m happy with it and my parents are happy with it as they worry about me. They would like me to have a stable relationship and marry before I leave the family home, so they know I’m looked after. I think it’s a culture thing. We have such a good relationship, I get to spend a lot of time with them (life is so short) and I save a lot of money. It a win all around. Besides, adulting (and paying rent) sucks! 😂

[@markamark123]

All right, stop whatcha doin' 'cause I'm about to ruin The image and the style that ya used to I look funny, but, yo, I'm makin' money, see So, yo, world I hope you're ready for me Now gather 'round, I'm the new fool in town And my sound's laid down by the Underground I drink up all the Hennessey ya got on ya shelf So just let me introduce myself My name is Humpty, pronounced with a Umpty

[@jgagnon88]

I would love to see Caleb Hammer on this show!

[@HeavyMetalGalamont]

Hes afraid of flying

[@MTKARusty]

"flighing" Lord save us..

[@HeavyMetalGalamont]

@@MTKARusty sorry English is not my first lenguaje and I recognize it was terrible :)

[@micahotto]

Caleb’s net worth video at the end of 2022 said he was at about $250,000. He’s probably not quite there yet but well on the way.

[@christinab9133]

Yessssssssss

[@oakban2]

16:45 Americans also rely on social services to get them through retirement which puts a strain on the system for people who actually need it. People think the government will take care of them instead of themselves taking care of their families.

[@user-lf3yu3vz4l]

Are you able to bring on Robert Kiyosaki? If it was on any podcast, not just this channel. I am a big time listener of all the big youtubers, Humphrey, Graham, the Money Guy. But Robert seems totally out of this groups realm. Would love to hear that conversation.

[@Daph2023]

This ❤coffee talk was a real nice one. I like hearing how Humphrey has no debt, pays his credit card off in days, bought a used car…realized to pay it off instead of continuing payments, and his ratios of his portfolio. I really want to learn more about what to invest my money in like Fidelity or Charles Schwab…

[@dianeathoacardinalridge8788]

ETFs,no/low loess mutual funds focused on growth, growth and income(dividends) and a little international.

[@thisoldfind7377]

Loved the interview but may i suggest you cut the sound effects when words come on/off the screen. Its very annoying.

[@trebmaster]

Don't forget Hugh Mann who fought alongside the humans against the Decapodians from Futurama! Definitely a legit name for a legit human. Hugh Mann.

[@christinehopping5040]

I'm single income living in California on a clerk salary with > $1 million net worth. I own a house, debt free, and a 98 Camry paid cash $5K. Everyone can be a millionaire in America. It's the BEST country in the world.

[@isaiahayers1550]

Everyone can? Not even close to being true

[@ogre706]

If everyone in America became a millionaire it would mean inflation hit 1000%.

[@manusmanus1836]

Yes, everyone can, came from Africa 30 yrs ago with nothing. Made many mistakes but was still able to turn things around after 2012. Net-worth now above 1.8. That is excluding what my better half has in her own 401k. We are above 3. Thank God for America.❤

[@republicunited2183]

Amen, do we don’t need/want the left turning us into a communist country. God Bless America.

[@sussannekeith5676]

Yes they can… you have to want it😊

[@VascoP7]

Love to be apart of this channel! Keep it up

[@DonnieB_83]

George was eyeing Humphrey's donut hard at the 9:07 mark lol

[@SalviAkshay]

Kamel Kamel Kamel!!!

[@madbrainmakesnosense8229]

I can't look away from that molding Tesla headliner. I hope you did not buy new 😆

[@JTakesAction91]

Does he own a house or rent? He mentioned considering buying a house but not sure if he means primary residence or rental.

[@laurie570]

Still living with his parents at 34 and made no mention of having to pay rent.

[@charlieboyvespa8610]

From the UK...hook-up with Damien talks money....now that would be something across the pond y'all !!!! Great video guys....if I save under 50% per month I feel like it's a month wasted....save save l, invest then delay the gratification for more reward down the line.. even on £11 or 11 dollars an hour it's mind over matter!

[@JD78CN]

I never looked at the prices for TVs at Costco. I do know that, if I leave my wife at home I’ll save about $200 at Costco every time.

[@sussannekeith5676]

Nice 🙄