Thanks for having me George! This was so fun. And LOL @ the Intro. How am I behind DUMPTY?
@CrimsonDrake-sl3qf5 ай бұрын
Fair question.. Geoorge 🧐 😂
@KO-lw4lo5 ай бұрын
I think you are fantastic Humphrey. I recommend you to my high school students.
@wyckedsyndicate21 күн бұрын
Just found George's channel and found he had an episode with my favorite youtuber! Hope you're doing well man I really appreciate all the education you've provided. It really changed my life ending my 20's on a really high note
@Kevintendo8 күн бұрын
LMAOOOOO
@catseyes83775 ай бұрын
Social stigma of adult kids living at home really annoys me. Asian culture is you live with parents until you get married. We also take care of our parents. And never send them to nursing homes
@i.m.77775 ай бұрын
I LOVE that about Asian culture!
@hydspirit5 ай бұрын
Kids stay home with parents and dont get into debt and grow their lives and parents stay healthier longer as they care for grandkids. One generation cares for the other. This system prevents debt, stress for caring for young kids and older parents and their is no time for depression.
@vilmaaponte33805 ай бұрын
Hispanics too! Same
@kylehackett1625 ай бұрын
The United States values independence and doing it on your own. If you are a man especially, living with your parents is a huge turn off to the opposite sex. Besides you can take care of your parents while also having your own place to live.
@shirleygermain57075 ай бұрын
Only to the kids that don't work and beg the parents for money.
@CravenWM5 ай бұрын
The retirement question - I retired in 2021, didn't do anything for over 2 years. Was going 'stir crazy'. Now I am doing 1099 gigs and really like it. BSM - No Debt - Work at what I want to when I want to. It's AWESOME. Wouldn't be in this position if it wasn't for the Ramsey Plan that we started in 2014!
@larasutton14835 ай бұрын
I have seen other comments like this but I would love to see some everyday millionaires on your interviews. Not that other personalities aren’t real people. It would be nice to some non-KZbinrs getting a free coffee from you! And hear theirs stories of course.
@aviator6233 ай бұрын
2 smart people getting coffee…love it. Thanks to Ramsey my wife and I are less than 2 years away from owning our house and being completely debt free. The stress of being debt free is so worth it. Thanks George
@fkgalarza53635 ай бұрын
I wanna see Sharon Ramsey on here 😎
@militarybase-xm4oy5 ай бұрын
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024 Investing with Juliana Heidi
@adrienbull-eth15 ай бұрын
Wow that's huge, how do you make that much monthly?
@saranny-vinokurova5 ай бұрын
Honestly? I'm so excited. Juliana Heidi strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started
@sergiorom335 ай бұрын
The first time we had tried, we invested $5,000 and after a week we received $23,400. That really helped us a lot to pay our bills.
@mikesusie-ck3bm5 ай бұрын
Most people are retiring this year and has nothing to show for. But I assure you it's never late to get your financial life together again.. All thanks to JuLiana for I and my family.🏝 🇺🇸
@TimoRodriguez-es3gv5 ай бұрын
Wow wow please is there any way to reach her services, I work 3 jobs and trying to pay off my loan for a while now, please help me..
@theChef13375 ай бұрын
George just died inside when Yang ordered that donut 😂
@carrcovers37755 ай бұрын
😂😂 I thought the same thing
@joiev72765 ай бұрын
Best comment!
@peterpahor82285 ай бұрын
Amazing channel 👍. My aunt passed and I inherited some of her portfolio and cash savings, I'm 28 with about 400k cash in savings and as usual everyone's preaching invest, so what stocks are a good long term buy, only major purchase I intend to make is buying a home in 5 years from my returns
@elenab30525 ай бұрын
Lucky you, I’d buy a lot of tech stocks and Dividend portfolios with that.
@alpgeorge70125 ай бұрын
Don’t come to KZbin looking for KZbin advise, instead contact a fiduciary for proper guidance.
@caryishnagardner94295 ай бұрын
Same, I just use KZbin for research purposes, I run all my major investment through an investment adviser, the market is just too unstable to handle things on your own.
@peterpahor82285 ай бұрын
How do I reach out to a financial advisor? my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.
@caryishnagardner94295 ай бұрын
She's known as 'monicamary strigle. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
@christinehopping50405 ай бұрын
I'm single income living in California on a clerk salary with > $1 million net worth. I own a house, debt free, and a 98 Camry paid cash $5K. Everyone can be a millionaire in America. It's the BEST country in the world.
@isaiahayers15505 ай бұрын
Everyone can? Not even close to being true
@ogre7065 ай бұрын
If everyone in America became a millionaire it would mean inflation hit 1000%.
@manusmanus18365 ай бұрын
Yes, everyone can, came from Africa 30 yrs ago with nothing. Made many mistakes but was still able to turn things around after 2012. Net-worth now above 1.8. That is excluding what my better half has in her own 401k. We are above 3. Thank God for America.❤
@republicunited21835 ай бұрын
Amen, do we don’t need/want the left turning us into a communist country. God Bless America.
@sussannekeith56765 ай бұрын
Yes they can… you have to want it😊
@robertoriosvargas96245 ай бұрын
Thanks for bringing Humphrey !
@cybertoeknee5 ай бұрын
Changing from FIRE to FINE (Financial Independance, Next Endeavor) is more in line with what most people are doing. Making money on your own terms.
@k87upkid2 ай бұрын
I've always said I'm kind of FIREing but FINE better captures what I'm doing.
@panzer_TZ5 ай бұрын
Another example of why Dave's statement that "most millionaires don't inherit money" is misleading. If we all had financial literacy at a young age, a super high salary at a young age, and could stay at home until 34, we would all be millionaires. I literally had to teach my parents about credit and finance. Good for Yang, but it is what it is.
@isaiahayers15505 ай бұрын
Absolutely. It usually takes a lot of privilege and good fortune that most people don't have.
@deelehey28275 ай бұрын
Hard work is the key….not privilege or luck.
@guccithunder61365 ай бұрын
Inheriting vs Having Help are two different things. Inherit=Getting something. He didn’t inherit his Money. He worked for it. It’s no different than getting 5 different roommates to save money on expenses.
@matt97415 ай бұрын
All of the above *CAN* help you get there faster and easier, but you can still get there all on your own.
@isiah6755 ай бұрын
If your parents don't want you living with them get a cheap place with a bunch of roommates there's always a solution if you look for it
@EricsonHerbas5 ай бұрын
My two favorite financial HOTTIES. Great to see the two of you together. Been following your channels for the past two years. Thanks for all the good financial advice.
@christianrodriguez53465 ай бұрын
I am doing the same thing after college. I have no loans and my parents want me to stay at home after graduation while I work. They want me to save and invest as much as I can. They told me I can stay as long as I like. I don’t care what others think of me if I stay at my parent’s home for some time. I would stay here until I feel I should go.
@AR-ln7ln25 күн бұрын
Here's my experience: It is easy to wear old shirts once you are rich. It's like badge of honor. It is also not a big deal to be poor when everyone else around you is poor. None of the people I know are dramatized over how poor we were. Many things Americans mention that they had to live without, we didn't even know existed. But that's the good thing I guess. We all make jokes about wholes in shoes, shoes too big growing up, but wouldn't be the funny if some of us had been rich.
@LifeandLifeMoreAbundantly10 күн бұрын
I hope he has a good and blessed life.
@CarlGorn5 ай бұрын
Hubert H. Humphrey, V.P. from 1965-1969. Oh, and trumpet player Humphrey Lyttleton. But as a subscriber, I liked the video anyway.
@leahmcdermott41895 ай бұрын
I’m a 26 y/o female and still live at home. I’m happy with it and my parents are happy with it as they worry about me. They would like me to have a stable relationship and marry before I leave the family home, so they know I’m looked after. I think it’s a culture thing. We have such a good relationship, I get to spend a lot of time with them (life is so short) and I save a lot of money. It a win all around. Besides, adulting (and paying rent) sucks! 😂
@SonnyChanhvongsak5 ай бұрын
Frowning on living at home post college is a largely American stigma. It's typically the norm among immigrant families especially if you're single at the time of graduation. As well as a lot of immigrants grow up in a multigenerational household, so your parents take care of you as long as needed and when the time comes when they need help you do the same ie your parents will live with you baring needing assisted care or something along those lines
@republicunited21835 ай бұрын
I told my kids to stay home and save.
@SonnyChanhvongsak5 ай бұрын
@@republicunited2183 My parents encouraged it as well since I work in IT and can work remotely. They just told me that I had to "pay" them ~1.5k a month that they would put into a bank account I can't touch and return it to me when I want to buy a house. So once I did buy a house I had the full 20% down payment and I was already conditioned to the expenses of a mortgage, utilities, etc
@SonnyChanhvongsak5 ай бұрын
@@republicunited2183 My parents actively encouraged it seeing as I work in IT and work remotely. They just told me that I had to pay them ~1.5k a month which they would return to me once I decide to buy a house. Once I did choose to buy a house I had 35% of the house in cash so I put 20% down and the rest to furnish the house and an emergency fund. And since I was already paying a simulated mortgage I was already conditioned to the expenses that come with a household
@MilkyWayGalaxyKid5 ай бұрын
Yo, George! I appreciate videos like these man! 😎 Thanks a lot! Also, thanks to the team at Ramsey that helped you put it together. God bless 🙏
@jonm.6785 ай бұрын
Living at home is a huge benefit if you can swing it. I lived at home after college and still do but plan to move out soon. Not having to pay massive rent allows for so much more flexibility in your budget. It helped me get debt free and kick off my investments. Do not be shamed into not living at home!
@seth_godwin5 ай бұрын
Wonderful episode!! I had to do a double take when I heard my name though😂 Thanks for the shoutout, George! That was a fun livestream 😁
@jgagnon885 ай бұрын
I would love to see Caleb Hammer on this show!
@HeavyMetalGalamont5 ай бұрын
Hes afraid of flying
@MTKARusty5 ай бұрын
"flighing" Lord save us..
@HeavyMetalGalamont5 ай бұрын
@@MTKARusty sorry English is not my first lenguaje and I recognize it was terrible :)
@micahotto5 ай бұрын
Caleb’s net worth video at the end of 2022 said he was at about $250,000. He’s probably not quite there yet but well on the way.
@christinab91335 ай бұрын
Yessssssssss
@bethferback54545 ай бұрын
This was a great conversation. Not only did I relate to more than one habit but feel I learned as well. I do get a kick out of saving too. Great content!
@yvonneluc55825 ай бұрын
Please have Smart Money Bro on your show. He’s a great financial advisor.
@flyingfoxes.5 ай бұрын
Love that he mentioned that he lived at home as an adult. Too many negative connotations about this. There’s a reason that homelessness does not exist in my country and we don’t send our elders into senior homes 😂
@benjamin667.5 ай бұрын
I like this channel better than Ramsey because you have a variety of content and don’t teach a 12% withdraw rate.
@USMCHelloKitty5 ай бұрын
Humphrey is more disciplined than all those with credit cards
@h.s.levine29325 ай бұрын
Although his paying them off every 3 days isn’t as good as keeping the funds in an interest-bearing account for 20-30 days before paying them off. It’s basically an interest-free loan from the credit card.
@MBergyman5 ай бұрын
Nothing wrong with living at home. The problems come when you are not contributing to the family life. It seems most examples we hear of when we think of grown kids living at home are those who have done nothing with their lives and have no motivation to help their parents with living expenses, just being a leech. Clearly the guy in this video does not fall in that category.
@lilibethvilella5 ай бұрын
George!! I can’t with you 😂😂😂 love your sense of humor. Plus this left us better
@SpencerCookertin11 күн бұрын
When Yang comes on George has no problem with credit cards and doesn’t press him but when Caleb Hammer comes on George takes the gloves off LOL
@lauraaquino714 ай бұрын
George, I learn and laugh so much with your content. This video by far has been my favorite. I love you pragmatist
@BeerStearns5 ай бұрын
We cant commit to one employer anymore because they won't give raises to market pay or invest in training. You have to learn something new and then move jobs to get your market value.
@christinab91335 ай бұрын
Frugal Fit Mom Christine would be awesome ❤❤❤
@pete56915 ай бұрын
While I admire the saving habits, one of the sacrifices is a family with children. Especially if he were a woman, he would be nearing infertility.
@richmondopuni22785 ай бұрын
You should invite Anthony O’Neal for a coffee ride 😉
@coletrain91735 ай бұрын
Hows the baby George? Hope all is well in the Kamel house. God bless
@diannaclarke27583 ай бұрын
Great conversation 😊
@yaarrp5355 ай бұрын
Elder millennial here and I've got 25 years at my company. You've got a ways to go on that longest career title George! 😅
@taylor.g.deloye5 ай бұрын
You’re not a millennial then lol
@m4al5 ай бұрын
@@taylor.g.deloyeolder millennials are now 43 years old 😱
@dianncotterell55315 ай бұрын
I didn't buy new dressy clothing for more than 6 years. I will buy some pieces by the end of the year. The funds will come from my clothing sinking fund. I want to build wealth.
@user-cw1fr2jo2f5 ай бұрын
These 2 have no idea what FIRE really means. FIRE does not mean you do nothing getting bored because you are financially independent. That is totally wrong. FIRE means you now have a passive income that enables you to do things that you normally can’t do when you are actively working for a living. Whatever that “things” is, it’s up to you. You can focus on travel the world, or spend time with family, be a better parent, or work because you love the job without the care of how much you get paid. That’s what FIRE is about.
@V8Brah5 ай бұрын
these 2 are just clueless in general
@nicolarichardson69735 ай бұрын
I do the same I pay my credit card up every time the balance is posted. The best advice I heard is treat your credit card like a debit card and that way you think of the cash leaving your your bank account
@erichernandez551315 күн бұрын
Bad
@EdgarVerona5 ай бұрын
I feel that. Had my car for 18 years and counting. By far my biggest contributor to FI aside from my savings rate.
@CalmerThanYouAre15 ай бұрын
You could build a solid list of KZbin finance bros to follow by just adding George’s millionaires in cars lineup. 💯
@tressalewis70045 ай бұрын
Two brilliant money Men! Loving the show❤❤
@ninerknight53515 ай бұрын
This episode strikes my ego. I have twice the net worth of Humphrey and I was homeless at 15. If I had a loving family I could’ve lived with, my net worth would easily be double or triple what it is. If you’re living at home it’s a good thing, just don’t waste that time!
@Krinbo5 ай бұрын
Yes, he is a fully grown man, but Yang is also an adorable piece of uncooked spaghetti and I fully want to shield him from the world.
@aliciafalendysz62315 ай бұрын
😂
@catherinewetzel4175 ай бұрын
Don’t know if Hubert Humphrey (former US VP) counts
@ElizabethSandoval-w8o2 күн бұрын
At what point do you "splurge" on the nice hotel, the family vacation etc. I'm motivated to max my roth ira and do what's necessary to retire comfortable but I don't know how to build the wealth to help me live now until retirement day. Does anyone have a plan or type of acct you recommend to use to do this? Thanks
@oakban25 ай бұрын
16:45 Americans also rely on social services to get them through retirement which puts a strain on the system for people who actually need it. People think the government will take care of them instead of themselves taking care of their families.
@MaximGarantRousseau3 ай бұрын
I’d love to see Canadian financial influencers such as Brandon Beavis or Pierre-Yves McSween !
@altheaelainejaug84975 ай бұрын
High key love both of you and the content you guys do ❤❤❤
@nochannel7875 ай бұрын
George! Love your show and your advice. Maybe let the guest talk a bit more. 🫶🏻
@thehospitalguy16575 ай бұрын
Awesome episode. I had no idea on the savings rate. We are up to 20% and wish we had done that years ago. Also selling stuff we don't use and saving that money.
@filipinoguy50375 ай бұрын
Brian Preston or Bo! The Money Guy show cast would be great
@0xModene5 ай бұрын
Good news! They've already been on
@X11CHASE2 ай бұрын
If only everyone could be so easily content
@christinab91335 ай бұрын
Loving this series ❤❤❤
@angievol095 ай бұрын
Would be cool to see one of the 'everyday millionaires' that have called into the Ramsey show on one of these!
@ethanwilliams82125 ай бұрын
I want to see some random "Baby Steps Millionaire". Someone who has just gotten there and still can't quite believe it.
@rineleff20095 ай бұрын
These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I've got $110k set aside to put in the market.
@AmandaKatherineLeff-j9f5 ай бұрын
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession-influenced market, but to the best of my knowledge, it was through an F.A
@filipxavier10415 ай бұрын
With the current market activities My advice to anyone starting out in the market is to seek guidance as its the best way to build long term wealth while managing your risk and emotions with the passive investing strategy.
@christinajurado91805 ай бұрын
Interesting, I’ve actually been looking into that lately, the news I've been seeing in the market hasn't been so encouraging honestly. If you don't mind me asking who's the person guiding you?
@filipxavier10415 ай бұрын
She goes by ‘Wendy Birkett” I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
@christinajurado91805 ай бұрын
thanks for putting this out, it has truly rekindled the fire to my goal...
@myjoysunshine5 ай бұрын
Love him! Great video. Thank you.❤
@jermainerobinson70985 ай бұрын
Nice l enjoyed that video keep them coming 👏🏽👍🏽👊🏽
@brianschutt53595 ай бұрын
Big fan of this series! Keep it going!!
@artat7775 ай бұрын
I absolutely love your videos! You are the man!
@ethanhumphrey92195 ай бұрын
I come from a long line of Humphreys!
@abrahamalatorre5 ай бұрын
Definitely Ramit Sethi! Not sure if it would help out the channel or not, but I would like to hear his wealth building strategy and mindset thoughts.
@jenniferramos63985 ай бұрын
I also make credit card payments every 3 days 🙃
@VascoP75 ай бұрын
Love to be apart of this channel! Keep it up
@malissakirby41935 ай бұрын
My son took advantage of living at home until 32. Charged him $200 a month. He balked when I raised it to $300. Used electricity, water with no regard to my bills. Never cleaned ip after himself. i finally kicked him out. i should have done it when he was 22! Dumb me! Selfish human being it turned out. A caring mum doesn't always make a good child or adult. i sacrificed for nothing😮😢.
@kathyoliva6966Ай бұрын
The least they can do is clean up after themselves; do at least their own laundry; climb ladders to replace burned out light bulbs and expired smoke alarm batteries. Have known way too many that don’t even do these simple chores. At least pay for the groceries and toiletries you use! It’s only right!!
@dcpaq16 күн бұрын
@humphrey you should buy a nice house for yourself! Guess the rate are fine now and it would give you a great feeling of owning your own home!
@scoopscipotatoe5 ай бұрын
I'm actually surprised to hear about how simple Humphrey's wealth building journey is. No massive exploding business, no crazy out of reach privilege, no heartbreaking dramatic life events that motivated him. Just a simple plan, consistency and living below your means. Really reassuring, as I'm 26, have close to 200k in stock (got on the nvidia train at 138$) , buying my first house, I invest in Roth IRA & 401k, my car is a mess of a 2011 nissan titan, and yet I'm still terrified of having a crappy net worth when I'll be 30. This interview helped me realize that I kinda need to pull that tampon out of my a$$ and chill the f out. I'm doing ayokay
@flyingfoxes.5 ай бұрын
Tampon comment 😂
@sakeaburidon3 ай бұрын
you are doing really good...
@momjd99855 ай бұрын
I enjoy the video but you didn't let him complete his thoughts you'd jump in while he was transitioning words lo let the man talk. Good video could have been better.
@Raaandy2 ай бұрын
I get that the "use a debit card" thing is for the Ramsey audience, but I wonder how many other financial influencers or advisors laugh at that. lol
@jeffthompson11645 ай бұрын
Humphrey B bear! Now I don’t have to like and subscribe….but I am already subscribed so I guess you still got me.
@JTakesAction915 ай бұрын
Does he own a house or rent? He mentioned considering buying a house but not sure if he means primary residence or rental.
@laurie5705 ай бұрын
Still living with his parents at 34 and made no mention of having to pay rent.
@timprussell5 ай бұрын
The always be buying approach is tried and true.
@dt56225 ай бұрын
The expense tracker is really nice, I have been doing it for 9 years already. It helps a ton and it's fun
@jennafairhaven90844 ай бұрын
Since this is the first time I've seen Humphrey, could you fill us in on the expense tracker.
@patrickcanete6465 ай бұрын
Ramit Sethi, next :)
@carolannstevens58145 ай бұрын
Don’t like his cussing!
@stocksxbondage5 ай бұрын
He seems like he has a chip on his shoulder… very angry for his age
@angelafarquhar66814 ай бұрын
America use to be the land of saving!
@TheRealFrostysaur5 ай бұрын
When are you getting coffee with Caleb?
@KurtisB5 ай бұрын
Caleb is too busy and doesn’t travel lol.
@elizagrace8445 ай бұрын
Homeboy is afraid of flying, right?
@TheRealFrostysaur5 ай бұрын
Ah yeah. It would be really nice to see him chill with George
@metaltera865 ай бұрын
Is Caleb a millionaire?
@KurtisB5 ай бұрын
@@metaltera86 Most likely no.
@DonaldPaxton-n7d5 ай бұрын
Are you able to bring on Robert Kiyosaki? If it was on any podcast, not just this channel. I am a big time listener of all the big youtubers, Humphrey, Graham, the Money Guy. But Robert seems totally out of this groups realm. Would love to hear that conversation.
@thebettersideofkyla5 ай бұрын
George…Get Professor G for the next interview!
@wagon908220 күн бұрын
Good video
@wickedlynaughty73525 ай бұрын
Excellent vid. I've watched you both now for years. Swing for the fences get Jerry Seinfeld.
@picofreeflow5 ай бұрын
I would love to see you with Ramit Sethi but fundamentally the conversation may be an agreement to disagree and I’m not sure if that brings a lot of value to your channel but I would love to watch.
@LetHimLeadАй бұрын
We were "this" close 😂
@xAmtrakx19 күн бұрын
I live the Humphrey Way :D
@josephpeterka60695 ай бұрын
Haha love the graham shoutouts
@blackchickadee15 ай бұрын
Love Humphrey Yang! 🎉
@flowconyoliz5 ай бұрын
Please have @HeidiSomers on your show! Her story is incredible! Alaskan girl, moved to Texas, started doing KZbin videos for health and fitness and she's built an empire with no debt. She's also known as "Buff Bunny" and is the owner of "Buff Bunny Collection" for athletic clothing. AND is a woman of faith in Christ....
@alexafernandez57433 ай бұрын
I paid no less than $500 extra a month try to pay in 7 years that will be my birthday gift
@suzanneemerson26255 ай бұрын
Hubert Humphrey - Senator from Minnesota and 38th Vice President of the United States. You’re too young! (Or I’m too old . . . )
@janethms3Ай бұрын
😅
@RazrSharpProductions5 ай бұрын
I live the Humphrey way with credit cards
@MegaBabygal15 ай бұрын
This was awesome. How about getting Psychology of Money dude, Morgan on????
@efraincorpus87775 күн бұрын
I noticed you have a habit of interrupting your guest when they speak
@bestsportnascar5 ай бұрын
I pay my cards off every few days too. Maybe I'll be rich and riding in a car with George some day.
@AviSpira5 ай бұрын
Love this series, keep it up!!
@vdeblois13525 ай бұрын
Stay at home until pre menaupause without paying a cent to your parent.. that will do it!! .. hopefully he made it up to them!