My $1000 Monthly Budget 💵 | How I am Cutting Expenses in 2024 | COST OF LIVING CRISIS ‼️

A detailed look at my $1000 monthly budget.
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[@raisingwildflowers]

What are your BUDGET GOALS this month? 💵 Have you made any drastic budget cuts to fight inflation? ✂️

[@jacki6301]

We are trying to only live on my husband's income alone. We are on ss, and inflation is hitting us. Most of it we can not change, such as home taxes and insurance. It's not easy to balance the budget. Just add up all the insurance payments alone you pay, house, health, life, auto. It's a huge cut of our income. We also have one child we still keep insurance on until she finishes college. Wow, it's a crazy amount.

[@berrypatch5583]

Instead of lowering cost, as we see hyperinflation in our near future, we are choosing to pick anything reusable (canning lids, canning jars, pads, diapers, towels) and buying ahead true needs ahead while they are on "sale". To us saving small bills and building a solid pantry ahead is the best we can do with eight children on a very small budget.

[@berrypatch5583]

Instead of lowering cost, as we see hyperinflation in our near future, we are choosing to pick anything reusable (canning lids, canning jars, pads, diapers, towels) and buying ahead true needs ahead while they are on "sale".

[@juliamarple3785]

Budget goals? I got em! -all mapped out for the rest of my life. I'm doing good, but this month is gonna be rough, actually summer always turns out to be my spendiest time. I guess it's cuz I hunker down and hibernate all winter.

[@tessramos8828]

Hi Katie 🌻 You should be so proud of yourself. You seem at peace knowing you've paved the way ! 🏞️

[@louisefrom8109]

Paid off credit cards, only buy thrift or used things , always look for clearance things or free items things, only buy food I know I will eat or need, and having no debt really helps me living on a $1100 a month

[@naomiemoore5725]

That is an accomplishment in itself. I will never be able to go that low, my monthly health insurance is over $1,000 alone. I come from a really bad gene pool and take as few prescription drugs as possible. But the ones I take are absolutely necessary. Last November I was feeling like roadkill and went to the ER. Turns out I had undiagnosed heart issues. Which explains the exhausted roadkill feeling. I had emergency heart surgery within 24 hours of being admitted. And now on Eliquis till further notice. They will run a battery of tests soon to see if I can taper off Eliquis or must remain on for the rest of my life. I did dump my internist and started with a new one as at over a grand a month one would expect certain tests at my age that were never run. I don't have the energy for a med mal lawsuit, will just carry on. With new doctors. So that's my story. Hope no one else ever has to go through this, but I sure some people will. So never cut your budget so drastically that it jeopardizes ones health.

[@andrewminjiras5745]

If I may ask, what percentage of your income goes for rent? In the Bay Area rent is through the roof so I have to be ultra careful.

[@gimcrack555]

Having a large garden helps to. Been debt free since I was 36 and I'm a home owner with no mortgage. Everything is paid for and I only pay cash for used vehicles. New and retail, just stay away from and you can stretch your cash much much further.

[@Artsylady2030]

if anyone has RENT they cannot survive on that....most rents for one bedroom are 800 on the lowest end is most areas.....minimum......and in good areas rents start at 1200-2000 a month

[@Jesus-First]

@@Artsylady2030 hubby and I pay 1730 on rent, and hubby makes $1100 and sometimes (based on overtime) it goes up to 1400. We are able to pay all our expenses and rent on time with a lot of sacrifice, however, I wouldn’t say it’s easy.

[@cjhoward409]

We did what you did. We sold our home on a third of an acre outside of Chicago. Bought a class C motorhome and traveled for 9 months while we decided what we wanted to do and live. We bought 5 acres in Kentucky and my husband is a building trades instructor and built our home. No mortgage. Low low taxes. It’s financial freedom !

[@annjames1837]

Low taxes will be a thing of the past very soon

[@lynnmicucci7086]

You are very blessed to be able to do that and to have a husband that has a talent for building.

[@Artsylady2030]

I am in KENTUCKY how much was the 5 acres...????

[@cjhoward409]

@@Artsylady2030 it was listed for $18,000. We offered $16,500 and the seller accepted. This was 10 years ago. Similar acreage now near us is double and triple in price

[@wendilewis7185]

Low taxes.. Is that really happeneing? I live in an rural county in West Virginia. I am lucky I own my own home and, not mortgage. I live in a small town my house is a nice size yard I nice but small. I pay over a $ 1000.00 a year in property taxes. But I am 73 , on a fixed small income, live by myself and, pay all of my bills, buy all my necessities on $1000.00 a month. I have nothing left. My taxes may seem small but to me it isn't a small amount. Huggzz and Love from My MTN State!! 💜💜💐🌼🌷🌹🥀🌸🌺🌻

[@cjhoward409]

There’s so many little things that can be cut back on that really add up to thousands a year ! Make coffee at home Learn to do your own haircuts Make a running list of things you need in town (we live 15 miles out of town). Less trips, less gas money. Cut the thermostat higher in summer, lower in winter Cook from scratch. Eat out only only special occasions Buy second hand and only what you absolutely need …. There’s so much more 👍🏻

[@raisingwildflowers]

I love all of these! ❤️

[@RaysIrishmum]

Poor people are already doing these things 😮

[@mizg1595]

@@RaysIrishmum And those of us who choose to live frugally.

[@mysterybuyer3738]

I cant make coffee at home because I have to be in coffee houses away from my house for my own sanity.

[@davisholman8149]

If getting out of the house & enjoying a cup of coffee at a coffe house frequented by people you like to talk to is your time to relax - GO FOR IT. Studies have shown that small enjoyable moments in your day to day life, do more to your sense of well being then a week long vacation on a cruise or similar. ✌🏾😎💕

[@davewebbtheauthor]

$1,000 a month in 2024 is impressive. For entertainment at home my old TV antenna gives me 18 free channels and I also listen to the radio -- for FREE! I do have Internet so I can watch free streaming services like Pluto, Xumo, Tubi and others. Cut the cord in 2012.

[@bryanhatch6688]

We are doing the exact same thing. I am retired, but work full time. In my spare time I’m building a house by myself. We have no car/truck payment nor mortgage. Doing it this way is a slow building process. But we are getting there!

[@ginnyberg9271]

I’m single and built a tiny home 8x16 in mo. I did put e/c , water , sewage. I wanted to baby step into off grid . I think next year I’ll list my property and tiny home and get land more off the road and no utilizes. I so agree taxes and government insurance take 70% of my money each month. Don’t feel bad about health insurance. Think about all the money we are giving to people coming into our county or giving to other counties. We need to help each other first

[@karingarrett7862]

It's time to change this in November!

[@RN-mn3jn]

I think you are fantastic! You & your husband made really good choices in a difficult situation. And now look, you have paid off land & shelter. Not many people at your age can say that. That’s a great accomplishment. And $1000 per month living costs for a family 😮 That’s just awesome.

[@baus7]

It really is Awesome!!! I hope to be to that level soon.

[@brokenwing2840]

​@@baus7p?on o😊oppppppp

[@vegasregs1620]

You’re a very caring, intelligent lady. Thank you for caring about our frugal community and the excellent content.

[@whitehousehomestead8404]

For entertainment- try old-school dvds! We have a blast collecting them. If you have 5 dollars here you can get 5 dvds. You own them and can watch again and again. Have a trip to the second hand store and make an afternoon out of it. We got our dvd player for 8 dollars second and also. We have fun keeping a list of what we have and it somehow made watching movies feel good again.

[@trishacarlson4122]

You're living my dream! Im currently saving money to buy a few acres of land. Even just 2 or 3 to start off. So I can park something on it. Perhaps build out a tiny home. I'm projecting in the next 5 years Ill be able to make this happen. After that, sky isn't the limit. It's beyond. You said early on , "understand this is extreme".....and that surprised me because to me, it just makes sense. But I understand that most people aren't willing to do that. You're doing a lot of great things, lady. I just wanted to cheer you on :) I will be following suit over here, too!

[@raisingwildflowers]

Yes! You can do it!! I hear you on the extreme … I, personally, don’t think it is extreme, but when I talk to friends and family (and other “normal citizens” 😆), I realize most people today think it is 🤣 But it totally shouldn’t be, and one day soon it will be much more normalized with the way everything is going. Good luck to you on meeting your goals!!

[@catholicfaithofmine2664]

Yes I amd doing a no spend month except for bills. I am cutting grocery bill and will have a cookout for Memorial Day. I already bought 4 lbs chicken drum sticks for less than 5 bucks at Walmart. I also will pick up hotdogs and buns along with chips. I plan on making a macaroni salad and will have baked beans. Dessert will be a flag cake with boxed cake I got on sale. Strawberries and blueberries will b coming up on sale so I will get those. Also Im making homemade popcicles. We have a pop up pool in the back so wecwill spend the afternoon in it. We always go to free Memorial Day Events in our area in the morning.

[@cherylT321]

Sounds awesome!

[@christinecortese9973]

My budget goal is just to live within my income!! I own a big old house and it’s a challenge to afford its upkeep. Am looking to downsize soon but it’s hard to find any affordable properties. Am optimistic that one will turn up eventually.

[@cjhoward409]

The housing market will crash like it did in 2007/08 and places will become affordable again

[@davisholman8149]

That won’t happen because there isn’t enough inventory for those that need homes. Here in the Phoenix, Arizona area - we have too many people moving here to support the potential chance of homes plummeting in price. Not going to happen as companies are still coming here daily & their employees need a place to live.

[@FacetheJourney]

That is literally our story. We are doing the same thing. There was a 1976 single wide trailer on the property, we fixed it enough to live in it and taking our time fixing the house thats on the property. Its a very slow process because lumber and other materials are so expensive right now. Keep going and don't give up.

[@ClairenParkerontheRoad]

Things are changing for sure. What people have done in the past isn't cutting it now. People who don't start thinking differently will be left behind. Great video!

[@bunnobear]

Yep totally, we can see it happening here in Australia, people are still spending and they put it on their mortgage

[@ashleybosvik3031]

I don't find what she's doing unrealistic but it's going to be hard and it's going to be expensive once they start building

[@Oneasianpersuasion]

I paid off my student loans last year and this year, I paid off my car. I have cut back on a lot of costs and streaming. I buy used stuff and mostly cook. I also have been saving for retirement and down payment on a house. Plus I have an emergency fund of 6 months. Definitely agree to use your community's resources like a library, parks, playgrounds, and free events for entertainment. I cut my own hair and my boyfriend's. Whatever you can do yourself, I do it. We bought certain appliances like a spiralizer, ice cream maker, etc to make our own food and treats. It is do-able to live off $1,000 but it isn't realistic for a lot of people and it requires A LOT OF SACRIFICE. Luckily, I don't have kids yet so that helps and my boyfriend and I split up bills and expenses.

[@MeatPuppet1962]

Not a good time to have kids, the world is going crazy,get a puppy or a cat!😊

[@AnaViolinViola]

My husband and I live in London, UK…a completely different lifestyle than yours. But I love watching your videos! When we speak of frugality and sustainability, we are very close to that in our own way (except for not growing our own food and being on-grid). We work 37-38 weeks per year and we can choose how much and what work to take. Each of us works for 4-5 employers and that gives us great flexibility and peace of mind. The 14-15 weeks of holidays (the same for both of us) are ours to enjoy life and replenish our energy. We bought a very modest flat just to avoid the rental market and got a low-cost mortgage. No other debts, no car to maintain and we are saving what we can each month. I love living within or below our means!

[@terryshaw3493]

Really like what you have to say. You guys have figured it out very well. Very inspiring!

[@Godsplan89farmlife]

Hey ! So glad I found you again. Appreciate these TIMELY reminders and ideas ! Thanks ! Glad you are back !

[@MeatPuppet1962]

Spend as little as possible,consume less and deprive the system of money, prices will come down when nobody is buying their products,fight back with your spending.

[@Loveofdecorating]

Thank you so much for this video! Your compassion for those struggling was palpable and very touching. My husband and I are trying to sell our house right now so we can do the same thing! Pay off debt and build as we go!

[@shawncarroll7227]

Great advice for living within your means and living on less than you make!😊

[@angelabiggs6951]

I like your videoes and veiws on life sounds like lots of people need your advice

[@moneywithjustliving5258]

I love your channel name. The statistics are astounding to me. I would have to say we are in the same boat. But with Budgeting, we are starting to dig ourselves out and make severe changes. Love this video.

[@amydecker6207]

Katie you guys are living my best life 😂

[@betterlivingonabudget]

I just found your channel and really enjoyed this video, so had to sub. You're doing all of the right things to achieve your home/life goals, and it's amazing!

[@ModeratelySpeaking]

This is a brilliant, self-reflective video for me and hopefuly others. I really appreciate this.

[@lanewallace2024]

Amazing video thank you so much! Finally someone that's relatable and just real. Most other channels are not helpful at all and just fake

[@lorraineemmans8347]

Another great video. You are very smart and give great ideas and encouragement for others who need to live on a tight budget. Blessings to you and your family.

[@raisingwildflowers]

Thank you 😊

[@karenmcneil5477]

Great information and wonderfully organized and presented - thank you.

[@monicadaiglerealtor]

What a beautiful little budget planner!❤

[@readyornot316]

Love everything about your message. The older I get, the more burdened I feel by managing “stuff.”

[@williamstratton1935]

I pay less then $1200 for a 3 bed house on an acre mortgage utilitys and all. I have gardens for a fair amount of food. But all in with food car upkeep and everything. I spend less than 1800.00 a month. But I have a house not a camper

[@MovingHeatLata666]

Sooo Smart. Well done. It will pay off in spades. Great job!

[@MicahMoneyMatters]

Only Buy things I need, not want. Pay off credit cards, Build up emergency fund which i totally recommend. I'm curious how many folks in this chat have an emergency fund?

[@Odiebutagoldie]

I do about four months worth of expenses trying to build it up more.

[@MicahMoneyMatters]

@@Odiebutagoldie Excellent, that is great to hear keep up the good work!

[@Rosethatwantstomove]

Does $5 count? On the positive side I have enough food almost for the rest of my life. Some inputs here & there. I'm 58 recently disabled. Lost my savings until SSD came

[@6boys1girl]

@@Rosethatwantstomovethat’s awesome to have that much food stored. You’ll get your savings back in order. I was working on my emergency fund, but had to spend it on new brakes all four, but did the install with the help of my boys. Saved those labor fees.

[@debbieframpton3857]

I have more than a Year's monthly living expenses in regular savings but I also have a paid for mortgage + 401K Roth IRA and CDs

[@nanar.8088]

I live in VA, some people here have purchased those nicer buildings that are brought in, finished them inside, added porches and bathroom. The one I've personally seen is really nice and saved alot of $ but was able to move in fairly quickly.

[@Growmap]

Mennonite families often own building businesses. They have private backing that let's you rent to own with first, last and delivery. Not all of those buildings are built to code, though. So you have to choose wisely. And I'm sure they don't always have rent to own, either.

[@elainevega1092]

Can you imagine if all the Trillions of dollars sent as "aid" to other countries was invested in helping us.

[@mimi1o8]

All those constant Foreign Wars, it’s a priority for our government, not us the American citizens, obviously .

[@Michelle_Emm]

Can you imagine if the US just allowed dictators to take over the world?

[@joculp-yq3qh]

Not going to happen under democrats! Never!

[@Michelle_Emm]

​@joculp-yq3qh thank goodness!

[@cjhoward409]

That money should be invested in Americans health care. It’s a very broken system !

[@AdventuresinPopUps]

Absolutely love what you’re doing! Hopefully more people can get serious about getting out of debt and getting their lifestyles under control.

[@elizabethgriffen7482]

Love your background!!!!

[@jessicabulloch5302]

This is good advice. I think that housing is probably the killer in the budget for most Americans either rent is too high or people dont know how to buy a cheap fixer upper. The key is really to sell your property and use cash to buy the next and all the rest of the budget is small beans compared to that. Sadly people think they need so much just to survive and we really dont , a simple life is a good life.❤

[@deborahcaldwell9775]

Excellent Wonderful GOOD for you I will be following

[@gillianbennett7497]

Hi from Ireland I think your doing an amazing choice and if I could do that here I would living of grid , living a natural life is what we should all look to doing ❤

[@sarahmc8309]

Same here ! I can’t even surive off that in Ireland and I was blessed get a coubcil home . They fitted them eco heat to air pumps and totally a huge nights and headache ! My weekly bill is €250-270e a week for eletricity!

[@ashleybosvik3031]

​@@sarahmc8309very expensive

[@Revelacion320]

It’s just my wife and I, we sold our home in New Jersey. We now live in a one bedroom rented apartment in Texas. With Tte amount of money we were paying in taxes is what we pay of rent in a beautiful property. We would had never seen that money again so it hasn’t been a loss. We are investing our earnings while we are still searching for a piece of land that we can put a fifth wheel while we build to be mortgage and debt free. By the time we are done not only will we have a home thats paid of but we will also have a black we can take where Evers we want for vacation.

[@cali_love5977]

FL sucks! I watch @Meatymama and she’s struggling in FL. She said to qualify for a mortgage she’d have to make $145k a year. Even @ $75/yr there’s no affordable homes :( so glad you moved to a better place where your lives are fulfilled.

[@melissawright4040]

I have no mortgage and is nice so it helps me save some money. I also pay ahead on my water bill. I have paid ahead several months. I also like to try to pay ahead on several of my bills. I watch sales at the grocery store so I stock up. Right now I'm well stocked up that I am just getting fresh produce, milk, eggs and bread (if I buy it)

[@beatricepineda5923]

Excellent budgeting. Living frugally is a godly thing as you provide for your family instead of fattening the pockets of others. May the Lord bless your efforts and keep your family safe. .

[@deborahvella2323]

You are very good at budgeting Weldone ⭐️⭐️🌹🌹

[@stephania2209]

congrats you are revolutionaires!

[@SHERRILOWE-wz4lg]

I love this idea thanks for sharing.

[@robertallen4842]

AWESOME JOB! We are buying NOTHING right now, everything is so expensive!

[@melindacoles7046]

I don't think i can make the big changes like buying land and living off grid. But I appreciate you sharing your journey since this can be very helpful information for others and inspiring. Plus, i love how y'all thought outside the box for your living expenses.

[@barnrazedbyjesse6893]

A grey Toyota Tacoma with a roof top tent passed me today in Ohio by the big basket and I immediately thought of you. Either it was you or a like minded individual.

[@Rosethatwantstomove]

Not many people know what the big basket is at. Luckily I do. About 60 miles from it. Many people worked at the factory

[@naomiemoore5725]

Even though I own everything outright, there is homeowners insurance and property tax. Utilities are another big expense. I live where it is HOT, and will not suffer at my age to run the ac less. Absolutely non negotiable. I have cut and scrimped elsewhere, the rescues and I will be comfortable all summer. All 15 of them. I cook for them as well. I don't go to the salon often to get my hair done, gave up manicure appointments every two weeks. Do get a pedicure at least once a month. After a few of my back surgeries, I no longer have the range of motion required to do them myself. So it is a necessity rather than a luxury. No computer, no Internet, no tv. Where I live they are all separate bills and live in reclaimed desert where it is HOT. Could write it all out and I have cut everything to the bare minimum and will not cut anything else. My life is simple and as uncomplicated as one can get. I still work - with dogs. It is fun and great exercise. Every family should do what is best for them. And not judge others, we don't all want the same things. We are all in different life stages. But I will toss this out there which I have never seen budgeted in. Hobbies. I have several and I scour garage sales, thrift shops, swap meets, dollar stores for supplies depending what project is on my workbench. I dropped an expensive hobby as I was having health issues with the chemicals. I used to do professional photography which stemned from a high school photography class and turned it into a side business. Between the supplies and rebtyal studios, it tirned more into a thorn in my side rather than a fun creative outlet. So I gave all my supplies to the local Jr. College. Anything is possible if one learns to budget, when to save, when to splurge. We all make mistakes here and there. Don't beat yourself up over it. Part of the learning curve. So go out there and have a great life! 🌞

[@Battlekitte]

We lived on less than $55k as a family of 4-6 for years. Low cost of living area. It can be done but the Joneses will always have something to say about your “poverty”

[@adjones87]

The Joneses are also poor (ask me how I know 😂)

[@debbiecreter2005]

Living without caring about what other people think of you is true freedom.

[@quetta561]

U have to learn to not care the joneses ain go help you, no matter how much money you have somebody go turn they nose up at you. This is my goal to live off as little as possible

[@Ikamcmorris]

​@@adjones87yes some of them. Using credit card 💳

[@adjones87]

@@quetta561 The Joneses care in my world…that’s my last name 🤣 I have a friend with the same last name and we always say ‘Don’t keep up with these Joneses, they’re broke!’ 😅

[@beebasse]

You are so inspiring! Over half of our income goes to housing. It's rough!

[@violetagira8687]

My whole paycheck would go to rent if I did not have my partner to split it with.

[@juststoppingby390]

You might enjoy the British couple whose channel is called home is where our heart is. They have a similar free vibe living Thier life to suit Thier family

[@brycefarrell9623]

Hi from BC CAN. Our gas went up May 1st to $8.90 a gal this is paying for the gas pipeline across the country. we have a 4bedroom hose on 5 acres ins is $2600 per yr and prop taxes are $4600, we are seniors scaping by, God Bless.

[@Ikamcmorris]

Move to a smaller place cheaper

[@RosaEstanli]

What a great video!! Thank you for sharing because this is one of my goals in life. I'm crippled by student loans at the moment but doing my best to live inside my budget. My neighbor told me she was going to move back to VA after her son graduates HS. She said you can buy land for a great price compared to TN.

[@kaythegardener]

Can you get an IBR (Income Based Repayment) plan for your student loans?? I am about the 7th year of a 30 year repayment plan. Once a year, I send in my tax return as source documents & they adjust it as needed, based on the previous year's income!!

[@raisingwildflowers]

We looked at land in both TN and VA. Land in VA is less expensive and can get you closer to a city/amenities. The only land within our budget in TN was RURAL 🙃 Taxes are more expensive in VA, but the cost/value was still in VA for us.

[@RosaEstanli]

@@kaythegardener Yeah I’m on a payment plan and awaiting the consolidation process. My goal is to not pay them for 25 years. That’s too long!

[@Shantelle6253]

I'm looking for land and going to be doing the same thing. I've been fulltime in my RV for 2+ years. I miss gardening 😂

[@cjhoward409]

We have a neighbor who has 2 acres. The only thing on that land is his class A motorhome and a small shed. 6 months a year he’s traveling to warmer areas. The other 6 months he’s here and gardening 👍🏻😊

[@raisingwildflowers]

Traveling with a home base is the best of both worlds 😁

[@connieshagena6830]

​

[@dlewis895]

YOU MAKE TONS SENSE IVE INTUITIVE ALWAYS LIVED BELOW MY MEANS ITS SANE SAFE WISE

[@ComeKingJesus]

Thank God for your provision over this family. 👍

[@RetiredLovingIt]

We also have 0 debt. There is nothing like living debt free

[@janniedison2244]

Interested in your Dr Bronner recipe. I have 2 bottles. Trying to use what I have and not purchase anything else. Had forgot I could use it for laundry.

[@juliamarple3785]

Awesome. Thanks for sharing your interesting story. ... you kinda sound like my grandma's generation who went through the depression. 😉

[@LeilanisJourney]

You are so inspiring. Wish I could be more like you (and I am 68 years old lol).

[@Mrsmadison45]

What a fantastic video ❤

[@obietravels652]

I love what you’re doing, and I applaud your tenacity. It takes a great deal of awareness, self-reflection, and a kind of revolutionary clarity of focus on your true values. I would encourage all young, strong, healthy people to seek this level of financial independence’. But it starts with Capital.-the underlying wealth that several commenters have also mentioned -having the economic power to purchase a house /real estate and having the good fortune of that asset appreciating in value, then turning that equity into seed money to launch a new life off the hamster wheel of indebtedness and work.

[@TheowlFreedompharms]

Great video! Great advice!

[@pattylilly873]

You rock!😊❤

[@shariburns6263]

Great video. Ignore all those negative Nancy's and just keep doing what you're doing. I have two questions for you. 1- How far away is the nearest grocery store? and 2- What are you using for a toilet since you do not have a way to dispose a black water right now?

[@raisingwildflowers]

Thank you 😊 We are just 5 mins from a grocery store and are using a composting toilet system.

[@RetiredLovingIt]

Not sure we could go to that extreme but our home is paid off so our living expenses are low. Good sound advice.

[@Mytube5202]

Before I became eligible for Medicare in NY, I paid $800 a month for AHC after a $400 a month subsidy. My Medicare Advantage plan is $65 a month now. My cost for a $100,000 surgery was capped at $2,000 with current plan. This is better than when I was working full time.

[@MujerVirtuosaLinajeReal]

Great info. I do not have big debts, probably $900 , I cook meals at home. I was earning a middle class salary, not anymore. I make way much less but I am much happier and healthy. Health is priceless. It is not worth making so much money when you put your health at risk by not having time to go for check ups etc... So now with my new income, I realized my son school will be paid, rent and food it covers all . We do not need much, we do not need luxuries.

[@Littlepaw7]

You are so correct. I spent years in very physical jobs and incurred injuries. I continued to work after multiple surgeries and even went back to work three days after giving birth. All I kept thinking is I have to keep a roof over our heads and continued to push and now I am struggling to physically do daily things. It is not worth it the stress takes its toll as well😢

[@aimeepaterson4423]

Very Enlightening. Thank You For Sharing. I Wish You and Your Family All The Very Best!!! You’re Really Creative. Have a GREAT TIME…BUILDING YOUR NEW HOME ON YOUR LAND.💙xox

[@blueleafevirosvc.inc.2796]

That's a great idea !

[@melissaguevara724]

Awesome video!!!

[@GoshenHideaway]

We were 100% debt free for years and just bought a homestead. Working to be debt free again as soon as possible! Looking for ways to make money on our own land.

[@miragexl007]

Cool... If you can do it, If it's for you.. And you're happy... Actually not bored or live in a non eventful life walking around the property. We'll plan on living cheaper but not with Basically nothing... Because we've worked hard with decent degrees for 30 years.. No real debt. still a big hit these last three years... With inflation among other things. Hopefully, people think a little more before they vote this year... Not that either side is great Or ever will be... but wow!

[@briannamartin2227]

Just found your channel and loving your content!! You are so pretty!

[@raisingwildflowers]

Thank you so much!! 😊

[@andrewminjiras5745]

I get good ideas from you about frugal living…I’m looking for a well maintained used compact car. Would you search private parties or buy from a dealer who tend to be more expensive.

[@AmberlyPerez]

Just found you and I adore your channel!

[@raisingwildflowers]

Thanks so much 😊

[@GrannyLinn]

Excellent advice, especially staying out of debt as much as possible!

[@pamv6549]

All sound points. You are lucky your state offers affordable care act health insurance options. Not all states do.

[@laceyswafford3785]

I'd love to see how you make your cleaners! Im trying to get more natural, but i dont want to have to buy stuff from the store. I have lots of vinegar, some baking soda,and essential oils

[@lookforward2life]

I Just use warm water, a few drops of essential oil, I like the citrus ones for kitchen and bathroom, white vinegar and a few drops of dish soap. Works and I don’t have streak problems. I’m not super picky though and haven’t experimented with all that can be done. Try it and see, I like that when the bottle is empty I just go to the cupboards I wish were a pantry 😅

[@PenniestoDollars]

Good job.

[@dawnrobinson3354]

Hi! Fellow Virginian here 🙋🏼‍♀️

[@Loggeraaron1990]

Me and my wife have no emergency fund and we work to eat and pay bills I do Firewood and she's a phrimecy technician and we have no money left over

[@rachelwells9046]

You guys aren't alone!

[@tiffanylauramarie9572]

Please post updated what we eat in a week/budget grocery hauls! I loved your older ones & now you live closer to where I live so I’d love to see hauls with prices more like VA/TN. & I also eat whole food plant based so I appreciate the content, thank you !!

[@lindc1070]

How many years do you think it will take to complete your house, water system , everything else you need? Have you calculated roughly how much it will cost?

[@brendatroy2843]

How about building your own greenhouse, to house vegetables and raise chickens and rabbits for meat, and canning

[@phylliscreason3391]

I like your advice.

[@paolorasador7180]

Great video. How many people does your family consist of? Please be so kind as to share your recipes for cleaning products you're currently using, in particular dish soap and laundry detergent. Thank you. I look forward to your reply.

[@jaredhighlands4604]

Ha am thinking of doing something similar. Wanna grab a bit of land maybe .5 to 2 acres clear is set bare basic legal living area along with a few satellite structures like shed and auxiliary building to do stuff in and maybe a workshop. Am currently saving till I get to 50k before I start looking more into things since I figure 100k plus is more likely how much a lot of this would cost over the longer term and don't wanna borrow 100 percent on land and structures. How was your experience in buying and making land livable? Like how much money you think would be advisable or at least doable. I love mint also been there for years and have minimal debt been paying all my student loans off and live well below my means.

[@veronicawatson8148]

Love your story. Wish I could move. But for many reasons this would not be the best choice for myself and my children. I'm considered " middle class." I had an unforseen medical procedure done today and will probably be meeting the $7000 deductable. The deductable is in addition too $310 a month. 😢 My plan was to pay off my car this year with the extra money in my income, so much for that plan. Hence, I'm here trying to figure out how to live of the basics this year. Your video is motivating. The only change I can really make in my budget is stop eating out. But I don't want to give up pizza Friday's, it's a tradition my kids and I enjoy. I work full time so cooking pizza from scratch is not my idea if unwinding on Fridays lol I will probably take a look at your food money saving videos. I'm a little hesitant. Things are just so expensive in California. Idk why I'm surrounded by orchards and cattle. Keep posting please ❤

[@normamccomas9272]

New sub from Texas!❤xo

[@unconditionallovehomeschoo1830]

Thank you for this

[@dhoffman4955]

How are you preparing your food off grid?

[@ericwitt4586]

Hey girl my home is paid for I’m 59 years old I’ve also bought an off grid cabin it’s 650 sq feet I’m gonna live there when I retire in a few years me and my wife are gonna sell this house and live a good lifestyle I hope lol !

[@vln222]

We worked really hard to pay off our house and car. We were made fun of the entire time but wow do we sleep good at night now. My husband is super handy and does all the work around the house which saves a lot of money too.

[@pamela8644]

My husband recently passed. The first thing I did was pay off the mortgage. It has cut my monthly budget by almost $2,000. I can breathe, as I only receive survivor benefits. I also drive, by choice, an older vehicle which keeps my auto insurance low. I also use credit cards but pay them off a couple times a month. I use them for safety and points. Congratulations for reaching your goals and ignoring those that do not understand.