My Daughter Isn't Paying Her Credit Card Bill!

[@ironsurvival7011]

This is how destructive an enabling parent can be.

[@superior120v5]

Doesn't help that the daughters are deadbeats

[@kbanghart]

And an abusive parent

[@whothou]

abusive parent where???@@kbanghart

[@lucialuciferion6720]

It sounds very much like my parents. Indeed a very dysfunctional/toxic family dynamic.

[@franziskani]

She is also stupid, she could have given them CASH (or take out a loan) - didn't she know that credit cards have extremely high interest (even back in the day). If it was for a small amount what is the point - you can gift or lend them a few thousand. If the daughters "needed" to borrow a larger amount CC debt is insanity because of the high interest rate. She obviously expected them to pay for the money themselves so giving them the cc (that were tied to her account) was a sort of loan - but the worst possible form of loan even if the daughters would have paid.

[@stephanied1028]

This problem started when they were children. This lady raised selfish and manipulating kids and she’s still enabling their bad behavior.

[@wewhoareabouttodiesaluteyo9303]

The daughter usually takes from the mother. This is why we need more women to behave correctly.

[@stephanied1028]

@@wewhoareabouttodiesaluteyo9303 What? Please take your misogynistic attitude elsewhere. There are plenty of sons that take from their mother. I’ve seen it in my own family. Most women in family are out doing the men. Stop with your crap.

[@wewhoareabouttodiesaluteyo9303]

@@stephanied1028 We need to address this here and now Stephanie! I have had enough of women abusing community laws and then being rewarded for it in divorces. It needs to stop. This happens, statistically, with more women than it does men. Call it misogynistic, but you will have to come to terms with it one day. Be glad you were made aware of it on KZbin, from an individual who tells it like it is.

[@stephanied1028]

@@wewhoareabouttodiesaluteyo9303 Go see a therapist. I’m not interested in your nonsense.

[@TheSoulCrisis]

@@stephanied1028 I thought you were going to say "sons that take from their father" but then I remembered too many kids are growing up without one today.

[@davidsensing2664]

She made this situation SO MUCH WORSE by lying. If I was him, I would be disappointed in the daughters but angry at the spouse. I see this situation ending SO BAD for her.

[@thinkaboutit.2997]

You mean angry at the WIFE.

[@Jenda-ld8dj]

@@thinkaboutit.2997 That's right. Call it for what it is.

[@claudiaj2138]

@@Jenda-ld8djwhat does that mean?

[@SNoel-wi2dx]

I would be disappointed in the wife, but angry at the daughters. Children should not put a wedge in a marriage like this.

[@amyw7200]

And that's exactly why she's afraid to tell him. This is a time when he needs to have a lot of self control over his emotions but ask for clear boundaries from her so that they can rebuild trust. Why is he not someone she could talk to about this anyway? She is in the wrong, definitely. But this is absolutely marriage problems going way back.

[@johnwilburn]

She's reaping the consequences of a lifetime of enabling and raising them to be "good kids" instead of raising them to be good adults. It's a sad situation and a solid example of the road to hell being paved with good intentions.

[@Mr.Boring_Man]

Perfectly stated.

[@tshandy1]

KZbin allows me to like this only once.

[@terriesmith2616]

You worded this situation so perfectly and I agree with you 100%. 💯💯💯 Mom is enabling daughters, daughters were raised spoiled by mom, now mom is reaping the results once they're adults.

[@chrisrose2690]

FACTS 👌!!!!!!!!!!!!!!

[@hollystiener16]

Her husband also played a role in raising them

[@stephanied1028]

Her daughter’s should be ashamed of themselves. How do you put your mom in that situation and live with yourself. Shameful!

[@snowpz]

Yep, that would torment the hell out of me if I did that wtf

[@truthseeker6370]

The now Rampant Entitlement mentality. Those Participation trophies to "build confidence" created a society of do nothing adults still leaching off their parents after reaching adulthood. They have no clue how to be an independent adult. Glad we raised our children differently during the start of the Participation trophy era. No, you shouldn't get a trophy for sitting on the sidelines crying vs helping your Team- even at 4 yrs old. You DIDN'T even participate- let alone contribute to your team. No- you did not Earn a trophy. Kids instead need to be taught how to Work Hard, Support Their Team- which requires actually learning the meaning of a Team. Then they need to learn how to win with grace and to learn from losses.

[@physicianskitchen]

What the daughters did was not ok in any way and I don't understand why *they* don't make an action plan and pick up extra work to pay the debt off instead of the elderly tired mother ... and not only that, they are blackmailing her not to tell the father or she won't see the grandkids. Their behaviour is vile.

[@nnyv0040]

Guess who raised them to be like this?

[@augustalexander2647]

​@@nnyv0040so if you did something terrible youd blame mummy and daddy for how you behaved? Get in the real world they chose to do this and they have that lack of responsibility

[@Tastyattorney21]

The way she’s covering up for her daughters out of fear is CRAZY

[@megalodon1726]

She raised them to be that way, with no accountability for their actions. Now she's paying the price.

[@bclaude87]

​@@megalodon1726Legitimately paying the price 🤦🏾‍♂️

[@geigertec5921]

She hides information from her husband, keeps lies with her daughters who got divorced from their husbands likely for acting like their mother.

[@kbthegoat824]

@@megalodon1726 sounds like the husband was too busy working and wasn't involved enough to help raise these girls. Wouldn't surprise me if she was a stay at home mom.

[@Alex-mj5dv]

@@kbthegoat824sounds like he’d also likely knock the crap out of her too.. which is the likely crux issue. Feel sorry for the situation as a whole.

[@donaldcornwell1151]

Jade is the best addition to this crew ever. Her journey is still fresh enough to fire her up. That's no slight to the rest of the crew but she seems to have a real passion for the Ramsey mission and she frames the message in a way that is easy to relate to for those that are up to their necks in crap.

[@KathleenMcNe]

I agree.

[@heathermetz6576]

Absolutely!

[@chanson8508]

Faxxx 💯

[@akeembell6384]

100 percent accurate

[@shesagem1745]

💯💯💯

[@coolaunt516]

I worked in the customer service dept. of a big bank, and this happens more than you want to believe.

[@AudreyPerry]

yup - same experience

[@titolovely8237]

she's risking her marriage for the possibility of not getting to see her grandchildren. as a man, if my wife did this to me, id absolutely go ballistic. it shows a complete lack of trust in the marriage and in me, it's disloyal, it's lying, and it is quite possibly a deal breaker.

[@chrisrose2690]

FACTS 👌!!!!!!!!!!!!!!

[@sandrab.3538]

She is indeed risking her marriage. She's likely to lose her husband and both daughters over this...and still have this debt to pay. Sad.

[@CoffeenSpice]

YEP if someone did that to me I'd go get divorce papers the same day... I'm worth more than this.

[@catherinebiermann7940]

But if she didn’t tell you because she was afraid you’d disown your daughters that says something important.

[@sunflowers293]

Lack of respect for her husband as well

[@gmllz]

Let this be a lesson to us all that are parents. Teach your kids responsibility and respect. Helping doesn't mean doing everything for your kids. Doing everything for your kids is actually not helpful at all.

[@morganmosley5136]

Amen

[@terriesmith2616]

Bingo! 🎯🎯💯💯

[@kagnewcobra5228]

Know the difference between "helping" and "enabling". Don't become an enabler!

[@jamessharp9790]

I absolutely did . I also taught them to never give snake oil salesmen like DR a Cent !

[@diplomatdiplomat2800]

​@@jamessharp9790oh please shut up and go away 😮

[@topsykretts2264]

So many things done wrong by the caller. Taking out credit cards for your kids and consolidating your debt which makes you stay in debt even longer. Not telling your significant other. SMH. 🤦‍♂️

[@user-mv9tt4st9k]

Debt consolidation depends on the type of debt, the consolidation company (for profit or nonprofit), and how the consolidation is structured. I consolidated debt through a nonprofit company maybe 25 years ago. A couple of credit cards and a charge plate. The credit cards were 19% to 23% and the charge plate was over 20%. The total owed was maybe $10,000. The consolidation management fees were per account. I believe the average interest across the accounts after negotiation was 11 or 12 percent. As an account was paid off, the management fee dropped off. I got a couple of pissy letters from my credit companies. I was reminded that I could have negotiated with them directly and that if they ran my credit and found I was using or had opened a credit card account they would back out of the consolidation contract and crank up my interest rate. Debt consolidation only works well IF the debtor closes their credit accounts and does not open new ones. I believe I paid my debt off in two years. It forced me to use my debit card and think about my purchases.

[@hollystiener16]

My aunt did this for my sister for food and she took advantage every single step of the way.

[@marylambros2149]

WOW, $ 135.000 😵‍💫These two daughters took big advantage of their mother.

[@JM.TheComposer]

The mother is a master educator: Her daughters learned how to be victims, just like their mom.

[@darex0827]

Has a dang PhD in that department.

[@6feet6figures]

Typical white woman in America

[@JustinCase780]

VA Beach is a druggie area

[@CarlaQuattlebaum]

@@JustinCase780 Oh come one, that's painting the whole city with a broad brush. Completely untrue.

[@djpuplex]

Lady had a answer and excuse for everything. Even pulled out COVID. No wonder the husband is gonna be pissed.

[@clarenceishmael9615]

Secrets and lies are what destroys families! Only the truth can set you free!

[@FabulousCucumber-ip9hu]

Amen to that.

[@cyoohoos]

I never understood selfish kids who would use their parents and grandparents this way. Even when I was in college, I could never do this to my parents

[@TheComp_Troller]

They were enabled by the ones who raised them… happens all the time

[@gbear34]

Sadly, it's super common. I do not understand it either.

[@TheSblore]

They’ve been enabled for YEARS. Probably since they were toddlers. Terrible parents create toxic situations and then cry victim.

[@Jenda-ld8dj]

Commonplace.

[@Sizukun1]

Imagine the husband's face when he sees a credit card statement of $135,000, she's behind on payments, and their daughters are losers. Thats risking their house and retirement because she didn't want to upset her husband by being a father.

[@jamessharp9790]

Simping ain’t easy , but it’s strongly recommended by Ramsey and even Daily Wire hosts . He should leave her , really .

[@carpediem6431]

Regardless of sex, imagine your partner running up $135 000 of debt. What loser children who run up the debt, don’t pay it and then threaten loss of contact with grandchildren for wanting them to pay back the f….ing money they took/stole. This mother is a real piece of work. She’s like the perennial parent (usually the mother) who continually covers poor behaviour by a POS child and then begs the victims to “be the bigger person” “we’re family”. Etc etc. etc.

[@jamessharp9790]

@@carpediem6431 don’t count on tradcon simps like Ramsey , Dr Phil and Ben Shapiro to Dare question the matriarchy by calling it out .

[@CarlaQuattlebaum]

I wonder if the husband and wife will ever do anything that would require running a credit report. This debt being delinquent would be revealed and then the husband will be looking for an explanation for that.

[@djpuplex]

​@@carpediem6431Don't marry. That's the only sensible solution.

[@laurahall5182]

This woman is so far gone. She’s never going to tell her husband at this point, she’s in too deep.

[@joimumu]

She couldn’t even see it from her husband point of view the concept is alien to her

[@David-wo9un]

Jade is so awesome, next to Dave, she’s the best; she is so relatable and she has recently had struggles so she can speak from personal experience. I also love how she is real with people; she doesn’t just coddle them with a word hug.

[@Alex-mj5dv]

Mother is easy to take advantage of and obviously an enabler.. but, what utterly repugnant and repulsive behaviour from her daughters. Morally bankrupt.

[@FabulousCucumber-ip9hu]

I'd never borrow money in the first place but if I had to, I'd make sure I could pay it back and by a set date.

[@YT4Me57]

I suspect that her own marriage isn't what she painted it to be. The fact that the daughters both wound up in dubious relationships and the caller hasn't shared any of this with their father is a 🚩 to me. I think that she is lying about her job as well. Something's not right, and the debt is the least of it!

[@blingman78]

lol, just blame her. She is the hiding $135K of debt.

[@user-mv9tt4st9k]

​She did say she was down to the last $30,000 and was $3,500 behind. That implies that she has repaid $100,000 toward debts she enabled her daughters to incur.

[@Feltzm]

Plot twist: mother makes crap financial decision and hides it from husband: It's the husband's fault!

[@hollystiener16]

@@Feltzm If he is an abuser, it is very much his fault. For some reason this woman lives in fear.

[@whothou]

she lives in fear because the father is clearly the only one who puts his foot down and gives tough love to his kids. And her pampered daughters will just blame the mother for snitching once the father confronts his daughters about it. tldr: she's only afraid she'll be caught doing something she shouldn't have @@hollystiener16

[@janise01]

Here's a hot tip: if an adult can't get his/her own credit card they're not going to pay if you put them on yours. IDGAF if it's your parent, child, neighbor, coworker, or side piece. They ain't paying.

[@jodylarson4697]

I don't understand why she thought giving those kids cards linked to her account would be a good idea in the first place. I'm sure there were signs that they weren't responsible long before their individual disasters. How can she even enjoy seeing her grandkids, knowing the daughters stiffed her out of that much money? What a sad mess.

[@robloxvids2233]

My brother used to ask me for loans all the time and I told him if a bank won't loan you money why would I? Banks are literally in business to loan money. They are much better than me at assessing risk.

[@Jarlus]

@@robloxvids2233 If you want to maintain some semblance of a good relationship, don't ever give money to relatives with the expectation that you will see it back. If you can't afford to gift it, then the answer should be "no." Don't kill yourself financially over grown adults' bad choices, even if they are family. It's not fair to you and it doesn't really help them in the long run.

[@John3.36]

She was probably making six figures and living it up.

[@user-mv9tt4st9k]

​@@robloxvids2233😂😂 Comment of the minute. Awesome.

[@RobertVeasquez]

Jade is one who really gets Ramsey’s approach, she’s lived it. More than any other co-host, Dave let’s her run with the ball!

[@Jarlus]

How long could it possibly go without you knowing that they weren't paying these cards? She had to know, she was just letting that happen. This whole situation is absolute insanity. None of it makes sense. If they're not your spouse, never ever destroy your own finances to enable your grown relatives (including your grown children). I've never seen an instance where that worked out well.

[@dec1slh]

Right, they were just authorized users, she still gets the bill every month

[@TonyCox1351]

Imagine your daughter is going through a rough patch and you think “now is a good time to give them two credit cards in my name”. Wtf. Quite frankly, the fact that both of her daughters were going through a rough patch at the same time is already a red flag that she didn’t raise them right

[@Jarlus]

@TonyCox1351 Yeah, if you must help, you gift them a couple grand if you can afford it and move them along. I have relatives exactly like this, they are perfectly happy to let you go broke trying to take care of them if you let them. But they always figure it out when the well runs dry.

[@Charismafire]

A wise man once told me as a rule of thumb........"If you got to keep it secret, it probably ain't right" Come on lady you're lying to your husband. Duh, come clean.

[@middleagedcrazy5297]

“It shouldn’t have been hidden from me” ? However, it’s ok for me to keep it hidden from the husband. That says volumes about this caller in general. But…but…but…but

[@CarlaQuattlebaum]

@middleagedcrazy5297 - I posted something to that effect, BUT, you beat me to it.

[@Stoic_2024]

Something is not adding up here. 1- If you add someone as an authorized user you will see their transactions on your statement. 2- what happened to your credit limit? Now, if you co-signed the credit cards and they are adults then they are responsible for the debts. Your credit score will be jacked up. She got the authorized user completely wrong. I added my daughter as an authorized user on my card at a $200 spending limit setup. Plus, every time she uses the card I get an alert on my phone. Yeah. Something ain’t adding up.

[@CarlaQuattlebaum]

@med_sav3965 - Hmmm, good points. Maybe George and Jada should have asked those questions of the caller.

[@Stoic_2024]

@@CarlaQuattlebaum yup. Something wasn’t quite right. I added my 13 yo as an authorized user so she can build up credit history. Also, every time she reaches her allowance for the month I freeze the card until the following month. So practically there is no way to spend recklessly.

[@94sunset196]

I was going to ask the same thing. Didn't she check the statements daily? weekly? Just to see they weren't getting out of control. What the hell did they buy that totaled 135,000? Did they go nuts at a Jewelry Store? Good god what a wreck! Just like you said as well, there are limits on every card, what was the limit? Did they have cards that athletes and rock stars have? You can charge 40,000 here, 20,000 here, so on and so on.

[@ninjagirl226]

I’m also confused how the husband doesn’t know. He knows about the cards. But he hasn’t seen any paper trail? He hasn’t heard any word of it noticed any of the statements? Just odd.

[@franziskani]

Daughters have drug problems. Promised mother they would fix it, but of course didn't .... - I mean even if he was a strict father and a patriarch and what not. One daughter was left by husband (had to move for job, so she has a job) and the other had an abusive marriage and needed to get out. The father would likely have helped them out with money (or they did !) but it was not enough. Also: the mother must be financially illiterate, she could have easily asked for the statements (or got them anyway).

[@grantv2313]

I am amazed this lady was able to pay off that much debt! Then I’m amazed she couldn’t tell the husband. Finally amazed again to think she actually “saved” her daughters. This didn’t even save them. All this was was a freebie, get out of debt free card thanks to mom. Would all but guarantee they’re racking up their own cards right now. Whatever they can get.

[@MrClassicmetal]

Very good point. They probably _are_ racking up their credit cards to the max, since they know that mom is paying those bills anyway.

[@franziskani]

Of the 135k at least 30 - 40 k were interest and fees. Could be half. (my estimate).

[@criztina]

I wonder where all the mom's money was supposed to be going, as she said they have separate finances, her husband probably think she was investing it on her retirement

[@nataliazakula3400]

My sister is almost 60 and has menaced and bullied my parents all her adult life. It’s a terrible thing to watch and know they can’t be helped since they helped create the monster.

[@millpark26]

Same situation, here. 🤬

[@truthseeker6370]

Jeez woman/mama! I'm a mama of 6 and there's No Way in hell I'd allow 1) My children to use my credit card 2) No way I'd hide such from my children's father. Unbelievable! Instead of hiding this from her husband and their father- she needs to let the father release the 100% Legitimate Wrath of Hell on those coddled, deadbeat daughters! They Need to learn how to be Responsible Adults

[@chrisrose2690]

FACTS 👌!!!!!!!!!!!!!!

[@CoffeenSpice]

They are adults now. No more learning there I'm afraid. But he can still disown them that would at least be something.

[@clericstorm2009]

Wow, scary how people think and the mental gymnastics they do to justify their actions. It was good to see the hosts call her out. Daloney would have said secrets destroy families. Something seems off with the caller. I think she is a habitual liar - she has all the tells. When called out on the COVID excuse she immediately deflected. Also, how do you let your kids rack up over $100k in credit card debt without stopping it much earlier? My BS meter is going off. Yikes!

[@diggernash1]

Daloney would have asked if she was scared of her husband and tried to blame her actions on the husband. He is blindly pro woman.

[@YT4Me57]

Agreed. Nothing but 🚩🚩🚩 there!

[@terriesmith2616]

Let's be real, Delony would've tried his best to blame the husband for the wife's actions. Delony rarely holds women accountable for their actions.

[@CarlaQuattlebaum]

Yeah, the COVID excuse seemed a little far fetched. Hard to know for sure how accurate that is, since she couldn't tell what kind of a career she was in. Interesting how she wasn't happy that her daughters not making their payments was hidden from her. That's understandable, but she's hiding the fact that SHE'S making the payments from her husband. Sad that this money situation has become such a mess and threatens the relationships between everyone involved, including grandchildren.

[@user-mv9tt4st9k]

​@@terriesmith2616 How are you speculating when John was not on the call? Psychic, are you?

[@caezar044]

This is possibly the most absurd call I’ve seen on this show, and I watch a LOT of Dave Ramsey. This lady has gone a LIFETIME manipulating and enabling the people around her trying to be “nice” but actually just enabling people to hurt themselves, manipulating people’s actions, and keeping hurtful secrets. Up close it seems like she might just be trying her best, misguided as it may be, but if you back up and look at the whole situation, she’s actually kind of evil and there’s almost a malice intent behind her actions.

[@kokoskokso]

Textbook codependent manipulator. Trying to bind people to her by making them depend on her. She wants them to have the credit cards so she can have leverage over them to secure access to grandkids. Picture perfect family dysfunction.

[@caezar044]

@@kokoskokso yeah, I imagine that if you dig in here and heard from the husband and adult children, they’d frame her as the manipulative grandmother that we hear about on other calls. There are two sides to every story.

[@kokoskokso]

@@caezar044 she doesn't want to come clean and help her daughters the right way. Clear sign to me she has an agenda. Plus she does an awful amount of weaseling. Shady and not in a good way.

[@franziskani]

I wonder if she covers up for the daughters being addicts ....

[@Dad-in-WA]

Mom is enabler. Didn't confront her daughters on cc debt. Where's Dave for this call? lol..these daughters found Mom's weakness and took advantage of it..thanks for sharing.

[@amireallythatgrumpy6508]

Dave has been in Egypt for the last two or three weeks...

[@heathermetz6576]

Sure did.

[@CoffeenSpice]

@@amireallythatgrumpy6508naaah he went to Japan to see real sumo wrestling!

[@lkj0822g]

This is not a credit or debt problem, this is a relationship problem. As a parent, you try to do right by your children, but it is a two way street.

[@Jarlus]

You honestly can't just blame the kids here, clearly this household was always broken and it's how they got to be the kind of people who would screw over their own mother and then tell her that she's not allowed to see her own grandchildren if she told her own husband about this.

[@ninjagirl226]

You know I have a similar situation in my family. However, it’s just one kid (my uncle who was 1/8) and it happened after Grandpa died. All the other siblings are mad and essentially disowned my uncle for what he did. My Dad took his brother to court over it. Grandma well she doesn’t remember much anymore from what I hear, but 10-15 years ago she just wanted the family to stick together. And that wish ended miserably when with the court case and bankruptcy. It’s not a family issue it’s the kids fault. Just like it’s my uncle’s fault. You put your trust in someone and they blow it. And it’s a betrayal like no other. They knew what was wrong and right and decided to be selfish.

[@carlahoag7154]

@@ninjagirl226 You're right. It's the daughters' fault. The mother handled it badly, but for the fact that the daughter did it, there wouldn't be an issue.

[@carlahoag7154]

The blame rests on the daughters for creating the situation. $135,000 doesn't happen overnight. They did this to their mother. She shouldn't have hidden it from her husband, but the blame rests squarely on the daughters.

[@isabelbecerra9258]

Unfortunately the kids have already screwed over their parents! So sad!

[@ycombine1053]

She's probably been doing this kind of thing for her kids their whole lives. No consequences= entitled spoiled children

[@joimumu]

Agree children that say to their parents pay my 100.000 or you don’t get to see your grandchildren are abusers and that doesn’t happen out of nowhere

[@NS-jt9vv]

A classic case of an enabler.

[@nolisto1]

How can the husband not know that his wife has spent 100 thousand and he doesn't know. That tells me they are extremely rich, or their finances are really completely separated.

[@c-tha-man9463]

Absolutely no excuse...to rack up that amount of CC debt and leave it to your Mom to fix!!! Like they said, their family dynamics was already on egg shells, if the father would be willingly to disowned them. Shame...

[@ninjagirl226]

Eh. My Dad disowned my uncle and grandma for something similar. Money caused the whole thing and there was not much else. Heck most of my family has disowned that uncle. He was literally banned from my great aunt’s funeral because he borrowed money and didn’t give it back. That was the only issue.

[@Jmc989]

Wow this is rough! I understand the fear of losing your children. That has to be one of the worst things. But they are right. These are not healthy relationships!!

[@JJJJ-he8bz]

Using a credit card for rent is literally insane

[@snowpz]

Yeah that's why I live with parents, much safer if you fall into a hole lol

[@melissapowell2848]

Yeah, they needed to move back home or figure out something they could afford

[@sendit3251]

@@snowpzgrow up and move out

[@snowpz]

@@sendit3251 nah, id rather not pay scummy landlords wasted money and get a mortgage honey. Work smarter not harder dumbass lmao

[@nailatiylluf]

@@sendit3251what a dumb comment. Congrats.

[@blitzed310]

She justified herself into deserving this.

[@ThaTurminator]

Why would the daughters pay it when they know mamas gonna foot the bill. Cancel their cards and the account. And leave em with it. Giving them a credit card in their own name is like giving them a blank cheque.

[@zybard01]

BASE. The daughters do not have a problem. Mom does cause she will not let the kids have problems

[@porterosbournejr.5083]

Jade is so good…she nailed this one.

[@joimumu]

Agree when she asked the question if it was reversed would the caller want to know? And when the caller tried BS herself out of it Jade called her out

[@physicianskitchen]

This poor woman chronically taking responsibility for like 3 difficult grown ups

[@evanl889]

Someone else said it here, these kids have been coddled and pampered their whole lives and now are entitled. Mom is cleaning up their mess, covering for them, and making excuses for them.

[@terrybusch5088]

Best thing to do if you loan money to family or friends is consider it a gift because it's the quickest way to make a family member or friend an enemy and you become the bad person for doing it.

[@iamwinningrightnow]

This is total madness. These kids could NEVER look to me for future help, NEVER.

[@johannesswillery7855]

There are two young men who got away from these trolls. Congratulations to them.

[@christophercarrigg3775]

This woman is a piece of work

[@KidFromQueens]

To call for help n then get sassy with the help offered is WILD! Husband is gonna find out for sure and will leave all of them! WOW

[@resaboutb.9566]

Caller actually thinks her husband would disown their adult daughters (and her, too?), and that the daughters would then threaten their mother, for revealing their truth, by keeping the grandkids from her???? That's one of the nuttiest, most messed up things I've heard in a while. It just goes to show "family" isn't all it's cracked up to be. Don't believe all the cutesy pictures on Facebook. In *real life,* there's a whole lotta crazy out there.

[@kagnewcobra5228]

Absolutely correct!

[@chrisrose2690]

FACTS 👌!!!!!!!!!!!!

[@tonytoni1150]

This lady is too nice and her kids completely take advantage of it. It’s unfortunate, but it happens. You gotta have it in you to put the fear of God in your kids from time to time. They gotta know you don’t put up with no ish.

[@sjaykay9884]

Calls like this I often wonder what they’re expecting the Ramsey crew to say? If you watch with any decent frequency you know their ideologies. Why would you call and basically try and figure out a way to continue financial deception with your spouse?

[@jessicachavez4891]

For whatever reason if your daughters are willing to take your grandchildren away from you again for any reason, there's nothing you can do to ever stop that. Because if it's not this excuse they're going to use as blackmail then it can be anything else. To use your child to emotionally blackmail your own mother is beyond disgusting.

[@FabulousCucumber-ip9hu]

Especially after the mother sacrificed so much to help them.

[@MsDezB1]

I don't know what card she's added her daughters as authorized users on... I added my daughter to my AmEx. 1) She has a spending limit. 2) I'll get an alert when she approaches that limit, 3) any and all of her purchases come to my phone, and 4) I can block spending on and shut that card down at the drop of a hat.

[@catherinep2034]

Is it possible to turn off the notifications? As the daughter's might’ve done that by accessing her phone. Though why she wasn't checking statements is beyond me, aswell as not putting a lower limit on the cards.

[@brianmclean7576]

How could one’s kids could charge up to 135 k and not help pay it down. Equally troubling is hiding this from Grandpa. Then digging a deep hole by saying Grandpa would disown the kids and they would respond by baring contact with grandkids / sounds like an soap opera episode.

[@franziskani]

Addiction ? and likely the daughters DID get some money (with the father knowing and giving it) both had a divorce and kids are involved. But he would not finance waste or addiction.

[@tcshy1903]

Ugh! These adult kids doing this to their parents is despicable. I feel for this lady.

[@aaronalquiza9680]

how did the credit get up to 135k (including interest) in 4 years? The bank allowed the credit limits to go past certain amounts? Do 800's credit score allow you to have that amount of credit limit? Either way, it's not about the circumstances that happened to the daughters the last few years.. it's about how they were raised to deal with adversity. the lying, the lack of self control, the potential to not let their children meet their grandmother...

[@ryanveith2594]

Never give handouts to solve a problem. I Helped on the farm since i was 5 had a job by 15 they can do there own work. You can offer temporary shelter and feed them until they can get back on there own two feet again but dont offer family a blank line of credit.

[@michelejohnson6459]

With these type of kids, you would never get rid of them. 😢

[@Aki_Lesbrinco]

Wow, I would never do that to my parents. Even when I was in college, my mom gave me a card with access to her account, and everytime I needed to use it I always asked her. Also, I tried to not use it. I only used it in absolute emergencies and would never think of racking up thousands of dollars on it. Her daughters are horrible people.

[@cookinthekitchen]

Talk about taking your mom or her mom to the cleaners, as a daughter I would try to never do this to my mom

[@Shortballa11]

Ima be honest this is a very similar situation in my family. My adult sister makes bad financial decisions and my mom eventually caves and covers for her financially. The worry for most parents is that their adult child who struggles with mental health will commit suicide and the blood will be on their hands. Nobody says it, but its the truth and very scary.

[@ninjagirl226]

I have something similar too with my uncle and grandma. But in my case Grandma kept helping til she had nothing left to give. 6/8 kids want nothing to do with my conman uncle and unfortunately by default Grandma. The only one that does isn’t mentally there after an accident in the 2000s and is on disability (so he has no money to really take). Grandma hates her other kids for not helping financially; her last words to my Dad were literally go to hell because he wouldn’t give her money. Grandma just thinks that if everyone helped my uncle to get him on his feet everything would be better but that’s not how it works after everything he did.

[@Shortballa11]

@@ninjagirl226right it never works like that. Ive told my mom if she is going to help then at least make her agree to terms. My terms would be therapy and Dave Ramsey financial peace. And ill pay for both

[@stevenporter863]

1:06 'What kind of debt is it? ' What is the difference at this point? I realize that it is the heart of the problem but the debt has to be paid back regardless. Deal with the behavior and family relations aspect after you put the fire out.

[@timchow924]

Imagine being a mom and EMAILING your kids to ask where their credit card payment is? That’s so sad. Sounds like a broken family

[@Ms.MD7]

I could never do this to my mom. In essence my parents are lucky that my brother and I were responsible since high school; started working as soon as we both turned 16.

[@codegeek-il5fm]

If I was her husband, I would be more mad about the fact that she hid it from me than the fact that she enabled the daughters to be so reckless.

[@trnikeem]

who in their right mind thinks to give their 2 children in a rough financial position access to credit cards without even putting a limit on it 🤦🏾‍♂️

[@shaneO5493]

Wow!!! What a Mother.....❤🙏🏾

[@Nonsense116]

So she's hiding this from him because he would disown them, fracture the family, and she would divorce him?? 3:08. Wow wow wow. What a disfunctional household. For the daughters to steal 6 figures from their parents because they are incapable of paying for the necesseties, then the mom hides it all from the dad. If I'm the dad in this situation I'm probably considering getting the heck out of there.

[@Chet_24]

She's afraid the father will do the right thing? Wtf!!! The dad sounds like the only sane person in the whole family. The mom is cool with the daughter's stealing $130k from them. Just ridiculous!

[@ariston5433]

I have met mothers who will become poverty stricken, homeless and beggars on the street in order to finance their kids every desire and if they stop or say no the kids guilt shame them into getting what they want. If they had trained their kids correctly from when they were two years old then this type of stuff would never happen. The fact that she hid this from her husband is horrible!!! What kind of game was she playing “ good parent vs bad parent” trying to buy her kids love. Adult children or older teenagers who try to do this stuff do not love their parents and the parents who do this do not really love their children. Shame on everyone!!! This horrible. Wouldn’t be surprised if the husband left and divorced her.

[@kevinbm84]

This is one of the worst calls I have heard in a long time. Just brutal

[@FrankS111]

THANK YOU, JADE! For calling her out for hiding all of this from her husband and then turning it around on her and asked if she would want to know. If this was Baloney he would be asking why she didn’t “feel safe” telling her husband instead of calling her out and holding her responsible

[@CoffeenSpice]

If you don't pay my bills and say a thing to father I will not let you see my children. 😂😂😂 These daughters SHOULD BE disowned!

[@tonyhaynes9080]

The daughters are emotionally blackmailing her, and they are getting away with it.

[@BrokeTruckerGyal]

Horrible parenting leads to Horrible adults.

[@Diamond-2828]

I'm surprised that she was able to somehow Pay off over 100,000 of their debt without her husband knowing, especially if they have joint accts, also I live in the Hampton roads area which includes va Beach and there aren't any covid restrictions so I don't know what she is talking about

[@CarlaQuattlebaum]

@diamondburke28 -- Good to hear it confirmed from someone else in Hampton Roads /Tidewater ( yeah I'm old 😄) who says there aren't covid related shutdowns any more. Former Chesapeake resident myself.

[@loriej9297]

This was posted 7 hours ago. It's December 2023. She said her area of Virginia isn't fully opened back up after Covid. Sooooo, that's verifiably a big ol' lie making everything else she said questionable. The debt is probably her own and she was testing her script on Jade and George before trying it on her husband. She's gonna have to send that script back for a drastic re-write.

[@amireallythatgrumpy6508]

This is from November 2023. But yes there's no way it's still shut due to Covid.

[@advancedchiropractic667]

She needs to hold them accountable and make them pay it back. Period Every cent.

[@mcruz2357]

I have had some family members work as domestic staff before and know that sometimes the employers issue them an authorized credit card for household expenses. In every case they put a credit limit on the card to minimize abuse. I believe this occurs with corporate cards as well. Why did she authorize these cards for her children if it wasn't for household purposes and why wasn't an lower limit in place ok the cards?

[@willleslie2745]

It is GOOD that your dad would disown them. That is GOOD. That is what dad is for. And after a year you can get back together. Dad is suppose to teach them that doing this is EXTREMELY BAD. They will never change now.

[@trollpatrol7039]

Here's how you pay back all that money. Make a reality show based on the issues of this family.

[@rolltide_rhiannon]

Someone should tag her husband in this. This is ridiculous and toxic! Glad George called her out on her bs.

[@wewhoareabouttodiesaluteyo9303]

The husband wants nothing of this if he was smart.

[@kokoskokso]

I do hope someone will recognize her voice and it gets back to dad. Family secrets are awful.

[@matthewwilliams9200]

This whole family has a honesty and integrity problems, they lied to mom and mom lied to husband in the exact same was.. She needs to be the stop gap in this evil family loop and stop it from future generations.

[@MaddieFishblob]

She’s scared her kids r gonna blackmail/withhold the grandkids from their own mom, so she’s willing to take on over $100k in credit card debt for them… 😶 that’s next level crazy

[@bettysmith4527]

The mother is such an enabler!!! STOP helping your ADULT children, they learn faster that way!

[@dappyfull]

Financial/money issues in any sort of relationship; whether intimate or familial, are like a mirror. They only reflect what is already there. That is to say they only reveal issues that are already present. I'm sure there have been issues with this family even before the money problems

[@robertsquared2916]

I would go Nuclear ☢️ if my wife let my children have our credit to blow $135,000, and then leave her on the hook for it “blown promises “ keep it from me because “we won’t see the grandkids “.. what the hell did they raise?

[@jhuntley]

Her daughters have major issues putting the debt on their mother. They deserve to be disowned.

[@heathermetz6576]

5:35 “They’re they’re own women.” Sounds like the mom has been coddling the daughters for years. Which might be why the dad/husband would disown the daughters for using his wife/their mom to cover their debts.

[@scottsanders2474]

If the daughters were on her account, didn't she get credit card statements that showed thousands of dollars being charge on her account by the daughters? To rack up $135,000 in debt, they would have to run up charges (including interest and late fees) of over $2000 a month, every month, for 5 years.

[@deweyvu820]

If this is alternative inheritance, it's a pretty interesting strategy. If you have no estate, might as well run it up!

[@lakemonster10]

“You don’t think he’s gonna find out one day?” - “No.” The proceeds to call into a show with hundred thousands of listeners 😂😂😂

[@workinprogress-ye5or]

John and Dave would have handled this differently. Is there abuse? She should have seen the cards. My daughter was authorized user when she went abroad in college. She was mature, no extra things, but I had sign in for MY account. How did she not know?

[@Mr.Boring_Man]

Financial infidelity and deceptive as all hell. She's been enabling bad behavior their entire lives, and this is the cost. I feel for the husband. Smh. "Abusive marriage" = he said no and had boundaries.

[@nopenope2184]

I feel terrible for her poor husband.

[@heathermetz6576]

6:15 “You helped in the wrong way.”

[@robloxvids2233]

Look up dysfunction in the dictionary and this family is pictured. Yikes. She's acting like she's trying to prevent something bad from happening (her husband getting "mad") yet not realizing the damage is already done (her spoiled daughters being pieces of bleeeeeeep, and her enabling it in secrecy). Tell your husband. Whatever happens was already done by your daughters. Don't blame your husband if this leads to never seeing your grandkids again. As Kamel said, if that's what comes of this then your relationship with your daughters already sucks.

[@girlwithnoniche7852]

My son needs a car asked me to co-sign. My reply Hell NO. I co-signed for the first car he was 19th. He is a grown ass man with a family. I’m not taken the risk. I see how he handles his bills. I may to get a car. I don’t know what the future holds

[@floppercosplay5262]

lol