Retire Early With These 30 Actions in 30 Days | Money Challenge! (It Helped Us Retire Before 40)

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Our Rich Journey

Our Rich Journey

Күн бұрын

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@OurRichJourney
@OurRichJourney Жыл бұрын
▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
@JCLOVELIFE
@JCLOVELIFE Ай бұрын
Enrolled 🎉
@Jp43620
@Jp43620 3 жыл бұрын
I'm 21 and currently have 74k in a brokerage account and 18.5k in a Roth IRA. And a $10k emergency fund. Trying to get into an electrician apprenticeship and then I can invest more and more!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That's fantastic!!! Sending you good vibes for the electrician apprenticeship!!!
@Jp43620
@Jp43620 3 жыл бұрын
@@OurRichJourney thank you! 🙏🏼
@danelledautrievesanford
@danelledautrievesanford 3 жыл бұрын
👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽👏🏽
@melindavasquez6404
@melindavasquez6404 3 жыл бұрын
So inspiring!!!👏🏼👏🏼👏🏼👏🏼
@madfox995
@madfox995 3 жыл бұрын
Good luck, hope to see you soon in IBEW ⚡️
@auctionjjk
@auctionjjk 3 жыл бұрын
I'm 57 years old - I've been doing most of your 30 steps all of my adult life - and believe me - IT WORKS! I'm going to retire this year. Just want to point out - in calculating your FIRE number - make certain you put entertainment / travel in there also - not just basic expenses. OH - and do NOT forget health insurance. Maybe you covered that in previous videos. I think for younger people (and even people as old or older than me) - you give rock hard solid advice. Thanks for all you do!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Great points! Entertainment, travel, and healthcare are great to point out because they are all costs that can definitely go UP during retirement!!!
@sonyab2u974
@sonyab2u974 3 жыл бұрын
Thank you 💕
@bkrnj_
@bkrnj_ 3 ай бұрын
I found this family a few years ago. Then we bought a house and had another child. Now I'm circling back as a 40+ year old man. I hope to be in your shoes at 57. Congrats!
@lavigne2929
@lavigne2929 3 жыл бұрын
I'm 53 years old, a middle school teacher, and your advice has resonated with me more than ANY of the experts out here, and I've watched them all! You have helped me understand investing, and become comfortable with investing. Just recently I purchased my first Index Fund and first ETF Fund in my whole life! You have truly changed the trajectory of my life by empowering me with the knowledge I needed to take action! You guys are changing soooo many lives! I love watching the both of you and your family. God is with you! Keep Shining!
@MYlearning-f7l
@MYlearning-f7l 3 жыл бұрын
You both, Dave Ramsey, Remi Sethi, Choose FI, Afford Anything, and JL Collins changed my life. I am in a better financial position now then even a year ago. And yes, I go back to your old videos again and again for reminders, reassurance, clarity, and motivation. In my opinion, you are the most influential couple on KZbin. You are personable and knowledgeable AND explain things in a way that make sense. Thank you for all that you do!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, thank you so much May!!! Thank you for your kind words!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
@SFCRMSA - So cool! Thanks for rewatching! :)
@supercrazydesi
@supercrazydesi 3 жыл бұрын
So true. I can say the same about myself. KZbinrs have helped me with my focused investment mindset.
@alexisquartey2920
@alexisquartey2920 3 жыл бұрын
Exactly!! I feel the same way. Been following them so long i forgot how I found out about them.
@SimplyShev_hair
@SimplyShev_hair 3 жыл бұрын
I agree with everything you said 😀
@JustAName-it5qp
@JustAName-it5qp 3 жыл бұрын
Switched from Tmobile to Mint mobile, slashed my annual bill from 1500 to 600. Funneling that money to my investments. Best move I've ever done for my family, and it's through your channel. Thank you.
@markreyna4209
@markreyna4209 3 жыл бұрын
Starting to see other youtubers copying your videos or quotes but you two are the original goats! Appreciate the knowledge and videos.🙏
@kimoramicheal8353
@kimoramicheal8353 3 жыл бұрын
I usually do not like copycats, but hey if this is for a good cause I'll allow it! 😅 . Loll jk!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That is so kind of you to say! Thank you so much Mark!!!
@markreyna4209
@markreyna4209 3 жыл бұрын
@@OurRichJourney you're welcome!🙏
@pedrobiscaia6969
@pedrobiscaia6969 3 жыл бұрын
I am Portuguese and proud you choose Portugal to live in. Thank you for those advices, this kind of information should be teached in school. Cheers and keep up the good work.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much Pedro! 😃
@davisholman6518
@davisholman6518 3 жыл бұрын
@@OurRichJourney Portuguese is my favorite language....it sounds so beautiful, almost musical.💕🎼
@TheLaly37
@TheLaly37 3 жыл бұрын
I have been to Lisbon and was thinking to retire there. Beautiful food, weather and city. Very nice people and seems like cheap real estate
@tobirates916
@tobirates916 3 жыл бұрын
“Day 30: Give back” is why I love this channel ❤️. So easy to get wrapped up in doing what’s right for you and forgetting about helping others. (For the challenge, my only quibble is waiting until Day 25 to create a budget. No FIRE number and no FIRE without a budget!). Great video, as always. Enjoy your glamping!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thanks Tobi! And feel free to switch it up! :)
@shockwave1986
@shockwave1986 3 жыл бұрын
F.I.R.E incoming, I can feel the warmth already !
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That's right!!! :)
@prettylittlemissy
@prettylittlemissy 3 жыл бұрын
Please share your process
@sonyab2u974
@sonyab2u974 3 жыл бұрын
🔥🔥🔥
@StateOfWellBeing
@StateOfWellBeing 3 жыл бұрын
It seems really hard to find the right balance of higher level guidance AND details here on YT. Happy to say they have it - I initially came for the Portugal material, but stayed for the finance material. thank you for the good information. I am in my 50's and need to get my act together so I can retire safely and make sure my wife is set.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, that is so cool Paul! So glad to hear you're sticking around for both the Portugal AND finance material! Thank you!!!
@blessing785
@blessing785 3 жыл бұрын
Ah, my Fairy God Relatives. The gift that keeps on giving. I binge- watched your videos on KZbin yesterday. Love, love, love the transparency and useful information. Can't get enough. Thank you for all your blessings. And Blessings on Blessings to you. You are truly amazing people!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Wow, thank you so much for the kind words!!! So happy to hear you're enjoying our videos AND rewatching them AND commenting on them! Thank you so much!!!
@stevencassani4674
@stevencassani4674 3 жыл бұрын
At 12:35, "...because you can't have wealth without having health." This is so true once you truly understand how your personal health affects EVERYTHING in your life.
@caroldanderson6781
@caroldanderson6781 3 жыл бұрын
Thank you guys so much. I was beginning to feel like certain things were too late, but you reminded me that nothing is too late!
@marleneburgos9157
@marleneburgos9157 3 жыл бұрын
I just bought my first index fund on Fidelity. I feel proud already. Thank your for this solid information. I will keep my faith in it.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Glad you're enjoying the info Marlene!
@irinapechekhonova1967
@irinapechekhonova1967 3 жыл бұрын
Thank you guys. Very valuable advices. I found you just recently, but I want to say I did all these (or similar) steps about 2 years ago after I realized I was tired to live from paycheck to paycheck. And I can say to people who wants to start. Definitely do them. It works. I also want to tell people who are 50+, please do not get discouraged. I am a single mom of 2, who never even had a savings account. At 52, I did all those steps, simplifying my life, getting rid of debt, at 53 I opened saving, investing and ira accounts with my tax return money, and now at 54, I have about 20000 combined in all those accounts because for the whole year I was saving every penny (including all money government was giving in 2020), and I still have one of my kids living with me. So, It is possible. Now, I am so obsessed with investing. I am just upset I never thought about it for the previos 50 yrs. I always thought I did not have enough to save, but it is not true. All it takes, A FEW DOLLARS AND COMMITMENT. Yes, I will not retire early, but I want to retire comfortably at 62 and travel the world.
@dianelbruno9334
@dianelbruno9334 2 жыл бұрын
How do u do bdays and xmas?
@pls5201
@pls5201 2 жыл бұрын
I’m retired (worked 40 years, mostly for government agencies) but am enjoying your channel for good ideas on how to keep growing life enjoyment and prosperity. Great channel, thanks.
@jennyhammond9261
@jennyhammond9261 3 жыл бұрын
Your family is just beautiful! Thank you for all of your videos. I didn't think retiring early was a possibility unless someone was rolling in the dough. Thanks to your channel, I'll be retiring in 4-5 years (figuring that out this weekend). I'm currently 35. If I had known this was a possibility long ago, I could have already retired.
@SuperFoodParents
@SuperFoodParents 3 жыл бұрын
I had stopped watching for a while to grow some stuff (family, mindset, channel), but really I thought, man, they're off to live now. Look at you guys still pouring into us, thank you🙏🏼🤗💥
@alphahandy2021
@alphahandy2021 3 жыл бұрын
As soon as I heard you say we are presenting you with a 30 day challenge, I got really excited! I love you guys so much!
@cfont4939
@cfont4939 3 жыл бұрын
At 28, I'm thankful to hear I've completed a ton of these steps! En route to FI!
@danelledautrievesanford
@danelledautrievesanford 3 жыл бұрын
I'm in my 50s but I'm making a run to get on the bus 🚌🚌🚌🏃🏾‍♀️🏃🏾‍♀️🏃🏾‍♀️🏃🏾‍♀️🏃🏾‍♀️🤣🤣🤣
@debbienorman3402
@debbienorman3402 3 жыл бұрын
Glad to know I’m not running alone! 😊
@odionugbiyobo2316
@odionugbiyobo2316 3 жыл бұрын
It is very possible take less risks , save and invest more
@odionugbiyobo2316
@odionugbiyobo2316 3 жыл бұрын
In the sane boat I am older
@KouchPotatoFanatic
@KouchPotatoFanatic 3 жыл бұрын
I’m in the same boat. Still in the race
@OurRichJourney
@OurRichJourney 3 жыл бұрын
You got this Danelle! You can do it!!! ❤️
@jmclay4317
@jmclay4317 3 жыл бұрын
Happy and Blessed Sunday Amon and Christina, and to all of us. 🛐 May God continue to bless our investments. 🙏
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Hey there JM! Thanks for checking out our Sunday videos! :)
@OurRichJourney
@OurRichJourney 3 жыл бұрын
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
@Livvelife
@Livvelife 3 жыл бұрын
If you have a lump sum saved in a savings account how would you start investing.? Would you take a big chunk of this money and invest it?
@drswish629
@drswish629 3 жыл бұрын
Hey guys, Thank you! You guys are such an inspiration! My sister and I our goal is to have 320k in 12 years to buy homes..we have about 800 a month to invest...right now we are only in mutual funds: Fidelity Blue chip Buffalo small cap..Fidelity Blue chip seems to be investing in the same as your investing *(Facebook, google,ect)..what should we do from here....thinking about doing exactly what you guys did though (I know you guys aren't financial advisors, and will not hold you responsible for my decisions, I just need help)
@christeee
@christeee 3 жыл бұрын
I don't plan on retiring before 40, but I just love the information provided by these two. They're so nice! :)
@AyanaMcCalman
@AyanaMcCalman Жыл бұрын
Thank you ORJ fam! Day 29 of the journey complete today. I am looking forward to Day 30! This has been so good. I am grateful for your wisdom. I am ready to FIRE! 😄
@OurRichJourney
@OurRichJourney Жыл бұрын
Fantastic!!!! Well done!😀
@ThurstonConsulting
@ThurstonConsulting 3 жыл бұрын
The two of you are wonderful. I have a FIRE buddy and we discuss this 30 day action plan weekly. He asked me a question about Apple and my response was what would Christina say. I channel my inner Christina and my inner Amon. Thank you so much for all that you share.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Too funny Regina!! Channel your inner Amon & Christina - I LOVE it!!! Also, totally love that you have a FIRE buddy! Someone to hold you accountable on your FIRE journey is really helpful!!!
@SamLui
@SamLui 3 жыл бұрын
So glad I found out about FIRE and u guys. I appreciate the content!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Sam! We're so glad you found our channel, too!
@jhaybiebasco8529
@jhaybiebasco8529 3 жыл бұрын
May I suggest a mild blurb about the potential tax implications of rebalancing one's portfolio? Otherwise great tips!
@judithbuchanan9566
@judithbuchanan9566 3 жыл бұрын
Hi Amon & Christina....once again such a valuable video👌🏽. I LOVE these action steps. Thanks so much for making my Sunday a happy day💖.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Judith! Thanks for joining us each Sunday!!! :)
@zahir1283
@zahir1283 3 жыл бұрын
I am on fire journey and in last couple of years (of course because of you) still i love to watch this and realize that i can still improve, thanks guys love from Dubai
@Harry_16710
@Harry_16710 3 жыл бұрын
So many great tips, but that "remove shopping apps from your phone" is 💰! Thanks you two for continuing to educate the rest of us. 👍🏼
@heroyster1194
@heroyster1194 3 жыл бұрын
Could you do a "how much youtube paid us" video? Thank for continuously enlightening us!
@jamesspitzercashout
@jamesspitzercashout 3 жыл бұрын
Ahhh, my Sunday get together with Amon and Christina!! Such great info for us all. So glad I found you a couple years ago. So appreciate you both, and your girls as well. The most transparent channel out there. You tell the truth, you tell it with grace, and the happy smiling faces we have all grown to love! Ellen update, pools and spa time with her girlfriends, coffee and girl talk. Yup she is retired alright. Lol. I am still up every day at 530, but working towards my Latte time. Love you guys! Be Safe, Be Happy, Be Healthy!! James
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Hey there James! I bet Ellen is loving her weekdays even more now!!! :) I'm LOVING the updates! Do you have a "latte time" date for you in mind? Just asking in case we need to start that count down!!! :) See you next Sunday James!!! Always lovely to read your comments!
@jamesspitzercashout
@jamesspitzercashout 3 жыл бұрын
@@OurRichJourney Hmmm, most likely my Birthday in 4 years. But it could get moved up (PLEASE!!) With some manipulating of funds that we think should work out. We had that talk this weekend. She is insured thru her 65th birthday, I would have to pay for insurance, and our youngest, 21yr old, is still on mine thru work. So, still working. Hi Ho, Hi Ho, its off to work we go.. See you next Sunday
@JeffreyQProductions
@JeffreyQProductions 3 жыл бұрын
Can you do a video detailing the specifics of automating your investing? Like a walkthrough of what it looks like?
@genxx2724
@genxx2724 3 жыл бұрын
Ammon, thank you for saying you can have a money date with yourself! Nobody considers single people.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
YES! We can't forget about the single people!!! :)
@genxx2724
@genxx2724 3 жыл бұрын
@@OurRichJourney xoxo
@misa5941
@misa5941 3 жыл бұрын
So true!
@lb6774
@lb6774 11 ай бұрын
I love you guys. Thank you for sharing your success and inspiring other to do the same ❤
@JonathanSilva-ib1hq
@JonathanSilva-ib1hq 3 жыл бұрын
Thank you guys for donating your time for these great educational videos! They have really helped me on my now much healthier than before, financial journey. My biggest tip that helped me was automation and also, thinking about how many hours it will cost me for that big purchase. You both are amazing and thank you for your service in improving financial literacy for all.🙏👍
@artyomdubrovsky
@artyomdubrovsky 3 жыл бұрын
As always guys your presentations are superb. I do want to mention that you have positive aura. This attracts money at a higher velocity. Having said, your presentations help those people who are not good at budgeting or saving money. Thank you guys and I hope your daughter feels better now.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much!!! And our daughter is 100% now! :)
@KO-wu2og
@KO-wu2og 3 жыл бұрын
Great action items list. I actually sold a household item earlier today. Thanks
@gabrieldomingues7517
@gabrieldomingues7517 3 жыл бұрын
Obrigado pelos vídeos!! Eu já moro em Portugal, em Óbidos. Agora só me falta reformar aos 40 😁
@aaronafre1920
@aaronafre1920 3 жыл бұрын
Si, claro
@Duck-wc9de
@Duck-wc9de 3 жыл бұрын
Na vila mesmo? Não há vila mais linda
@keileviana7111
@keileviana7111 3 жыл бұрын
Olá, eu e meu esposo estamos pensando em morar em Portugal daqui a alguns anos.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Gabriel - Hehe! You already have half the plan - living in Portugal!!! :)
@raissakahn3380
@raissakahn3380 3 жыл бұрын
Óbidos foi um dos lugares mais lindos que já visitei! Espero voltar em breve!
@LivingSwedish
@LivingSwedish 3 жыл бұрын
Bookmarked 🔥Working hard on FIRE! I'm loving it! 🥰
@OurRichJourney
@OurRichJourney 3 жыл бұрын
You got this!!!🙌
@kimberlywilsonvincent6608
@kimberlywilsonvincent6608 3 жыл бұрын
Found your channel. Binge watching all your videos. Making a plan to change my financial future! 😊
@JCLOVELIFE
@JCLOVELIFE Ай бұрын
Still so helpful and relevant! Thank you for all that you both do.
@sallymclam4455
@sallymclam4455 3 жыл бұрын
Retirement is a very good feeling and am looking forward to that doh I have to work for it so I can enjoy it.
@daviabrown-franklyn1200
@daviabrown-franklyn1200 Жыл бұрын
Thanks for sharing your knowledge...I am excited to start my journey to FIRE
@laurenvalverde6447
@laurenvalverde6447 3 жыл бұрын
Thanks! I’m from France, in France. I wish you had advice on how to invest here in Europe, where there’s no IRA etc.
@laylaabdi7231
@laylaabdi7231 3 жыл бұрын
Afternoon from Toronto! I can't wait to FIRE!!
@shanemercer4866
@shanemercer4866 3 жыл бұрын
I am in Etobicoke! Love this Channel!
@amazingstar144
@amazingstar144 3 жыл бұрын
I am in Mississauga and I love this channel 👍
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Hello there Layla!!! You got this!!! You can do it!!!
@ecgodsmack86
@ecgodsmack86 3 жыл бұрын
1st video I've seen. I like this content stay blessed. I will teach my kids what wasn't taught to me.
@OlleyThorpe
@OlleyThorpe 3 жыл бұрын
Great video guys! multiple streams of income is a must, love how you have gone out of your way to make the fire challenge! lets go people! take action
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Olley!!!
@_bayougirl
@_bayougirl 3 жыл бұрын
Thank you both! You are helping me so much to navigate my FIRE journey.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, thank you so much! So glad we're helping you on your journey!!!
@luisivmendes
@luisivmendes 3 жыл бұрын
Thanks for sharing. For me its late, to retire before the 40. But with your tips i Will try to Retire with more condicions. I try to Share my and your knolege with my family
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thanks for sharing Luis! And the goal doesn't need to be 40! We all have our own unique goals! Just set your goals and stay motivated to achieve them!!! You can do it!
@BucketListTravellers
@BucketListTravellers 3 жыл бұрын
I like the idea of the 72 hour list. Great tip!
@NathanDawson94
@NathanDawson94 3 жыл бұрын
26 year old Millennial here. Being "Financially Independent" to me means that I could retire early and continue living my current lifestyle without ever having to work again, should I choose. So, my current “Financial Independence” number is around $1.62 million. Though it is not my total expenses I expect to have retirement because it hard for me to plan that out, it is my gross income replacement from my employer. So essentially, I plan on increasing my income regardless. But my main goal is actually reaching “Financial Freedom” (similar to “FAT FIRE”), which is my “dream/ideal” lifestyle which is beyond my current lifestyle, beyond my current budget. They say to pursue your dreams, so why stop at funding my current lifestyle and not my dream lifestyle. For example, my current lifestyle doesn’t allow for me to: 1) Go on vacations more often, 2) buy more gifts for my parents whenever their birthdays 3) to make tax-deduction charity contribution more often on a consistent basis, 4) to be that friend who pays for everyone’s lunch and not ask for a pay back, 5) and put extra money into my future child(ren) custodial account(s)…all at the same time. That’s my dream/ideal lifestyle. But it’s not my current lifestyle since it's not in my budget as of now due to my income not able to fund those 5 things also. Good video as usual!
@shinyshinythings
@shinyshinythings 3 жыл бұрын
Watching every Our Rich Journey video ... Check! I’ve got at least one item on the list done!
@sharischmidt4712
@sharischmidt4712 3 жыл бұрын
Enjoyed 😊 I found your channel just two weeks ago and have watched whenever l have a chance. My husband and I have married in '81, both in university 20&21 year's old. Instead of student renting we bought our first house close to school and rented out two out of the three bedrooms.By graduation we had our first home paid for and, we bought our second house and had it paid for in eight years. l retired at 40 but my husband continued to work but this is his last year before retirement. We've been muilt millionaire's now for the last ten years,but when we became empty nesters we sold our large house and moved into an uptown lease condo to save money and invested. We winter in Maui each winter except for 20&21 and live a very comfortable carefree lifestyle. We have family and friends as old as we are, still with large mortgages, apparently owning a cottage in Muskoka that you need to take out a six hundred thousand dollars mortgage for, is the thing to do!!😳 Great content and very wise advice!!😊🍁
@theartist1151
@theartist1151 3 жыл бұрын
I've done almost everything on the list. Thanks for reaffirming 👍🏼👏🏼🙏🏼. Thanks for bringing great content.
@bonitahill5239
@bonitahill5239 3 жыл бұрын
Outstanding!!! Great Plan to do then Repeat 🔁 !!! Watching this again for Sunday Motivation 🤓☀️ Thank you ☺️...
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Bonita!!!! We LOVE being part of your Sundays!!!
@lashawn369
@lashawn369 3 жыл бұрын
Checking in from the DMV
@OurRichJourney
@OurRichJourney 3 жыл бұрын
We see you LaShawn!!! :) Thanks for checking in!!!
@makemoneywithsense8476
@makemoneywithsense8476 3 жыл бұрын
I got stuck on #1 😭. If you're under a certain age, you have to make so many assumptions when calculating your FIRE number. If I'm 30, how would I know what my life & financial obligations could look like when I'm 55, let alone at the normal retirement age?
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Don't get stuck! Open up your budget and project how things might change. For example, you may travel more in retirement, your healthcare will probably be more. You can always revise your number before you actually retire. But by calculating it now, it will give you an idea of what you should be working towards! :)
@consuelolleva7705
@consuelolleva7705 3 жыл бұрын
You are really so inspiring. I really appreciate how your topics are so relatable to a common person like me; simple and easy to understand .
@David-ls2et
@David-ls2et 3 жыл бұрын
I love you guys and this channel so much.. Watching EVERY SINGLE VIDEO from you guys is the MOST important part of my financial journey!! haha
@tanyi003
@tanyi003 3 жыл бұрын
Covid numbers are going wild in Brazil right now..be safe!!! May God bless your family!
@vashtas
@vashtas 3 жыл бұрын
Definitely agree about financial literacy. I work in wealth management and let me tell you the average person is not getting this kind of information.
@MsEady123
@MsEady123 3 жыл бұрын
Just enrolled in the F.I.R.E program.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Very cool!!!
@purushottamsharma3525
@purushottamsharma3525 2 жыл бұрын
Thank you for your valuable time and effort very helpful.
@greenranger3000
@greenranger3000 3 жыл бұрын
Ahh fresh air , thanks for the wonderful upload this was needed.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Aww, thank you so much! Glad you liked it!
@eloisaferruzola3680
@eloisaferruzola3680 3 жыл бұрын
Hey guys I love your channel ❤ 💕 I am sure I'll be learning so much from you! And for sure will put that knowledge to work. Can't wait....
@heidibriones
@heidibriones 3 жыл бұрын
Love it! All great things to do. Thanks for spreading the knowledge.
@chidenisee
@chidenisee 3 жыл бұрын
My main problem is I want to move overseas with my son in the next 4-5 years. I’m debating on should I buy a house for 4-5 years and sell or rent while I’m overseas. I currently live with my mom and she doesn’t have a mortgage. Or should I rent. Me and my son need more space so that’s why we need to move. Or if I should convert the garage and maybe add a FROG. This would give us all the space we need and might only cost 12-15k. The cost of rent for 9-12 months where we live.
@soniasilva1816
@soniasilva1816 3 жыл бұрын
I’m 31 years old actually Portuguese 😝 and came to England for better life money wise and study 10 years later and 2 kids I want to go back home but not working for nobody else 😃 I’ve been spreading the message at work that yes we can retire in 10/15 or even less years from now and told them about your KZbin channel 🙌🏾 thank you so much for this. FIRE watch me ☺️ living my best life 10 years from now and happy in between working towards it😃
@inea-fijourney22
@inea-fijourney22 3 жыл бұрын
awesome content like always! Calculating your hours worked for a big purchase is a huge eye opener!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you!! Yes - those hours worked add up on those big purchases!
@surfsidegunny4734
@surfsidegunny4734 3 жыл бұрын
Great Info today ( I liked the 72 hour pause tip) you guys are financial Super Hero’s ! 💰💪👏🏆
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Yes - that pause can work wonders! :) Thanks for watching!
@danelledautrievesanford
@danelledautrievesanford 3 жыл бұрын
Your family and ChooseFI are my FIRE support group 😊
@OurRichJourney
@OurRichJourney 3 жыл бұрын
So glad to hear that! Thank you Danelle!
@mimmyspecial
@mimmyspecial 3 жыл бұрын
Wow, i have just bumped into your channel and it's soo informative. You just gained a sub. I can't wait to watch more of your videos. Thank you so much for sharing such rich information.
@utubka
@utubka 3 жыл бұрын
Christina, you look so rested!
@vee2841
@vee2841 3 жыл бұрын
Congratulations! God bless your beautiful family!🙏🏼❤️🤗
@danieltik
@danieltik 3 жыл бұрын
Your content is worth more than gold
@hanaogbai2911
@hanaogbai2911 3 жыл бұрын
Thank You @richjourney. Great content, I am not surprised to know that the content becomes greater all the time. Here is a quick question for you, how can we find group of friends who think alike? FIRE kinda people to be specific?
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you Hana! That is so nice of you to say! For FIRE groups, I would recommend googling your state/city/country along with something like "FIRE group." At least in the states, there are a lot of FIRE groups popping up in different cities. Another thing is to look for FB FIRE groups - there are lots of them! :) Good luck!
@ChristysDiscountLife
@ChristysDiscountLife 3 жыл бұрын
YES to planning recipes! I also highly recommend ORJ's FIRE Workbook, a great investment for just 10 bucks!!
@OurRichJourney
@OurRichJourney 3 жыл бұрын
That's so sweet of your Christy! Thank you!!!
@madlenaivanova9439
@madlenaivanova9439 3 жыл бұрын
I recommend it too.Watching from Spain!
@nareene1473
@nareene1473 3 жыл бұрын
Hi I would like to know if you have any advice to a person that only have a mortgage debt? I’ve recently started watching your channel and love the content so far!!
@vanessainnes7642
@vanessainnes7642 3 жыл бұрын
I am trying to understand the order of saving and investing. If you can't touch 401k money until 62, but you want to retire by 40 or so and you are 36 now let's say... wouldn't investing in a stock portfolio take priority to live off dividends from 40 to 62?
@amirk.2148
@amirk.2148 3 жыл бұрын
Hi you two, I have couple questions: what is the point in mutual fund if I can find a similar etf? I'm planning on opening roth ira for my nephew, should I just get him vti for the next 25 years?
@gabbylanfranco323
@gabbylanfranco323 3 жыл бұрын
Thank you in advance for sharing your journey and positive advice. How would you incorporate passive income in calculating your FIRE number? For example, If you have rental property. Thank you 🙏
@drswish629
@drswish629 3 жыл бұрын
Hey guys, Thank you! You guys are such an inspiration! My sister and I our goal is to have 320k in 12 years to buy homes..we have about 800 a month to invest...right now we are only in mutual funds: Fidelity Blue chip Buffalo small cap..Fidelity Blue chip seems to be investing in the same as your investing *(Facebook, google,ect)..what should we do from here....thinking about doing exactly what you guys did though (I know you guys aren't financial advisors, and will not hold you responsible for my decisions, I just need help)
@sunil9587
@sunil9587 3 жыл бұрын
Great material. Thanks for sharing. Please advise who you went with for long term care insurance and logic. Thanks.
@mariad9126
@mariad9126 3 жыл бұрын
Outstanding life-changing information.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Thank you so much Dee Marie!
@jawanamarshall557
@jawanamarshall557 3 жыл бұрын
I got a printer from a Buy Nothing group. Granted, it was an impulse free shopping claim, but I’m so suprised how often we use it.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Those buy nothing groups are awesome!!!
@mermaid20194
@mermaid20194 2 жыл бұрын
Most of my money is tied up in real estate, which I rent out for cash flow. My retirement is set up to utilize this cash flow for the first 20 years or so, until I’m in my 60’s, then draw from 401k and pension. So can I use the equity in my real estate as my FIRE number? It would be so helpful if you could provide guidelines for retiring using real estate. Thanks!
@Olya444
@Olya444 Жыл бұрын
Thank you so much ❤🙏🙏✨♥️♥️♥️♥️
@annagaudia
@annagaudia 3 жыл бұрын
Hi Guys, love your video but have a couple of questions: - most of your videos are for your US base fans, would you do any videos for UK fans? Is it still worth investing in index funds in UK? Even if the fees are way higher? - my FIRE no is fairly low and I have 10% in savings, I’m 40, haven’t got much in my pension at all... does it still make sense to invest that in the index funds or properties even if you just live in that property? - would you create a video for Digital Nomads on how to get to the retirement early if they are constantly travelling? Is it better to pick a country and invest there or just focus on index funds? Even if you are not US based? Would be curious to see what you think.
@sironeil-personalfinancere9367
@sironeil-personalfinancere9367 3 жыл бұрын
I love a good challenge! Heading over to the website 🙌🏿
@OurRichJourney
@OurRichJourney 3 жыл бұрын
Very cool! Check back in with us after 30 days and let us know how it went!!! :)
@nikhildhar2010
@nikhildhar2010 3 жыл бұрын
Hi Guys, where can we go to get a copy of the budget sheet? Couldnt find the free version on the website. Thanks
@JenShea
@JenShea 3 жыл бұрын
Great tips!! Wish I’d heard of all this when I was still working. I’m very careful now, and living more minimally, however this would have changed my life. Ammon, you are younger clone of a close friend of mine. You look and sound like you could be his son... always makes me smile. All the best to you both. Obrigada ~
@razinairina86
@razinairina86 3 жыл бұрын
Any advice on those financial podcast I can listen to on my runs?
@teesin408
@teesin408 3 жыл бұрын
Yes, taking notes F.I.R.E.
@OurRichJourney
@OurRichJourney 3 жыл бұрын
hehe! Too awesome Tee!!!
@janeoutcome1387
@janeoutcome1387 3 жыл бұрын
I love this!! Thanks Amon and Christine!
@maidieuhanh
@maidieuhanh 3 жыл бұрын
Love this video! Giving is a great feeling. I also added meditation to the list.
@AlexRodriguez-lk1jy
@AlexRodriguez-lk1jy 3 жыл бұрын
Im 23 and just now learning about this interesting 401k --> IRA conversion. Right now I only have 5% to get employer match in my 401k, maxed out an HSA account (employer puts in $500), and the rest of my investment money in "riskier" investments. Should I just forget about my HSA and put it in my 401k instead?
@dianav1257
@dianav1257 3 жыл бұрын
Such a great list! Getting started now!
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