PROS & CONS of Buying A Home With a HOA (First Time Home Buyers)

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[@JavyVidana]

Wow! So surreal to watch this almost 2 years later. 100 subscribers seems so trivial and I had NO IDEA it would keep growing. Thank you all. Also noticing a lot of people like to come to this video to trash HOAs, perhaps it needs a follow up video? 🤔

[@greenbongos]

Have you ever heard of a neiborhood going from having an HOA to getting rid of an HOA?

[@jacquelinereed3528]

HOA - No. Cantina ringtone? - YES!

[@deidrabrey4043]

HOA's are a rip off. You need to study up on that. People are getting to the bottom of it. Nobody wants to buy a six figure home and have no power over their LIVES.

[@LBHovie]

Bro you’re at 110k+ subscribers now lol

[@gheerock4077]

Man, you talk too much. Just get to the point, short and sweet. Makes me wanna unsubscribe your channel.

[@hardchooligan]

Screw hoas. Im not saving my whole life for a house just for karen to say what color I can paint it

[@madusonkeeper]

Or worse yet charge you hidden fees and evict you and rent your house out to others!!!

[@mexital1159]

There are no "pro's" to having an HOA. I bought a house in an HOA neighborhood. I didn't sign the HOA agreement. I pushed it off and closed on the house without signing. I told them I wasn't going to sign, and they flipped! Went to court and won. I think I just increased the value of my house by not signing. Others houses in the neighborhood have been on the market for years. People are waking up to the HOA nonsense

[@miguelanthony6250]

What state are you in ? And If this can be done why isn’t it as heard of for others.

[@MythicRealTrap]

@@miguelanthony6250 his story is BS, in what way not having HOA increases the value of his house? Lol the value oh the house is determined of the house and lot and the houses sold in the area

[@deataol]

It’s true, not having a HOA increasing home value.

[@hectorrosado5807]

@@MythicRealTrap I would buy that house over the others if it didn't have HOA.

[@2famous-]

@ARTURO VALLEJO lmaooooo

[@TounisLina]

Don't ever buy a house with HOA. Walk away, you will find other property with no endless nightmares :)

[@TH-eb5ro]

Or you find HOAs, research them well and do not have any nightmares.

[@purplebutterfly360]

Thank you for this video. It sounds like HOA's are like being a rental tennat to a home you have the illusion of "owning".♥

[@julioguadalupe6935]

Yeah... this solidifies my discomfort with people dictating how my home can look. I understand safety and noise concerns and policy but outside that it seems insane to pay others to tell me what to do AND pay full price for MY home.

[@donmulder8061]

Yup! Because the county does not want to maintain the storm water run off facility, they make the developer build one and place it under an HOA. That way the county can tax you and the HOA can assess dues. What you get in return is nosy neighbors who are volunteers who then decide what color flowers you can have in your own yard. We are buying a new home just 2 years after buying a new home, only this one has no HOA (just covenants without an HOA). No hassles or dues or boards or nosy neighbors!

[@starwoodaz9465]

Yes, because the county or city will take care of junk cars and tall weeds. All you have to do is call them. And there are plenty of things wrong with HOA homes. That statement is ridiculous, hoa homes are in repair.

[@Rspsand07]

Safety and noise is already regulated by the Government and various departments. If your house is about to crumble, they'll shut it down. Some HOAs even control how your curtains look, lmao. Plus you have to pay a "mortgage" to them forever, even if you paid it off to the bank in the form of HOA dues.

[@dianemiles2720]

Well this video made me know for sure I don't want an HOA house ever. Because I'm the type of home owner that wants no grass, only flower beds and vegetable gardens. I want a greenhouse and a kiln and maybe even chickens. Never an HOA for me.

[@JavyVidana]

Diane Miles good choice, farm animals and HOAs are sworn enemies. 😅

[@jborrego2406]

Lol I hate nature I want all cement lol maybe on small fake grass for the dog

[@ashleyashleym2969]

@Scott Nicholson you're a strange one, I have chickens that roam free in my country and they don't bother anyone. ANd plus they're great entertainment for kids and pets!

[@donmulder8061]

We have lived here for three years and the guy across the street is mad because I put up Ring security cameras. I told him to buzz off because there is no covenant regarding security cameras. In retaliation he then came up with a limit of 3 cats or dogs total. We have 2 old dogs and 2 old cats. They are telling us we need to comply. They can fine us and place a lien on our home. We are now selling our dream home because we love our pets. Never anticipated this when we bought.

[@deidrabrey4043]

@@donmulder8061 That is just plain wrong on so many levels. you should take them to court.

[@RLmodel]

I agree, older homes had character, I'm not an artist but homes in the 80s look more attractive than homes today. No artistry from current home builders today.

[@JavyVidana]

Much agreed!

[@batcittyatcitty536]

Thought this last night as I drove home through my neighborhood. Every house is different and unique,has different trees,architecture landscaping.very peaceful and relaxing.when I drive through a new neighborhood,feels like every house is almost exactly the same.

[@EarlyBirdCraft]

Yup. Every house looks the same. People have no sense of upgrading or doing something with their home because they’d have to get permission to do so. Now it’s just a box. You have a kitchen to cook and a room to sleep. There’s no character or relaxation in your home. Most HOA subdivisions are super crowded and have small backyards

[@Paul-qe1jn]

Bro... I watch videos of neighborhoods in the US & they all look disturbingly same. Especially the oversight chicken coop aesthetic. It's unbelievable how devoid of imagination people can be for miles and miles. And to top it, if people decide to think for themselves, there's aesthetic regulating HOA s to block them.

[@daniellerice4949]

Homes today look way to manufactured standard American average boxy symmetry the old homes have a wow factor fuck a HOA!

[@erickgutierrez6743]

I have found that homes with an HOA are cheaper. Literally, everytime I see a house that appears underpriced, there is an HOA attached to it. If you buy a house with an HOA, good luck selling it at market price.

[@lelelanaee6968]

Erick Gutierrez not in California some going for 800 to 3 million lol

[@don_n5skt]

@@lelelanaee6968 Just think how much MORE you could get without the HOA.

[@lelelanaee6968]

Don [N5SKT] for real

[@lakshmir7616]

Lol

[@GoogleUser-hp8qe]

Same here in Georgia and because no one wants to buy into an HOA community. And they’re ALWAYS condos/townhomes.

[@Shailas.Darkleigh]

No HOA for me, now or ever. I will not subject my family to self-righteous busybodies.

[@TH-eb5ro]

If that is the case it is poor management.

[@ProudAmericanEngr]

I live in an area with many old retirees who hire pros to maintain their yards. It’s not an Hoa neighborhood, but whenever my grass grew a bit high it feels out of place and I feel obligated to cut it as soon as I can. So I cut it, no complaints, no fee.

[@tomquimby6432]

There should a Federal law restricting the power of HOAs. Such as they shouldn"t be able to find anybody or foreclose on any property.

[@ronstoolbox4106]

If my realtor mentions HOA I will turn into Karen

[@stephanielubin8937]

🤣🤣🤣🤣stop it!!

[@BoobooOreo]

hahaha!

[@orangekangrufrmdnmrk]

A whole karen

[@Hamter342]

Why have someone control a house you bought to live in fuck HOA we will do it ourselves

[@beback_]

But that's what an HOA is!

[@michaelh7527]

There are no pros to an HOA, quit telling people that. HOAs decrease the value of the property... What is the point of buying your own home and having to pay a group of people who tell you what you can and cannot do with your own home? If that is the case, I will just keep renting.

[@djtallt]

Michael H EXACTLY!

[@donmulder8061]

You are correct sir. The HOA industry shames people like us for saying that, almost as though we are rebellious malcontents or trashy but the truth is HOA communities are stressful, high liability and low value. Also, homeowners stop upgrading their home because they have no sense of ownership.

[@don_n5skt]

@@OpiumBride There are a ton of people like me who absolutely will NOT buy in a neighborhood with an HOA. Most of the protection is what the CITY is supposed to do (old cars, trashy neighbors). All HOAs should do is maintain common property. That is all. NO telling me what I can do on my property. If you don't like something, take it to the city. I actually have an HOA in my neighborhood but it all VOLUNTARY. We come together to fight the city, period. They have no control over me or my property.

[@skimask5049]

FACTS

[@evertars]

I agree.

[@mybinationallife9707]

If I ever decide to buy another house, the deal breaker will be the presence of an HOA. Never again! I don’t feel like I actually own my house.

[@EH-iu5rs]

I worked for an HOA office once and it was horrible. No thanks HOA

[@lyncharles4856]

It's all cons. There are no pros

[@Diego-tg3xs]

EXACTLY FUCK HOA 🖕🏼

[@dancalmpeaceful3903]

Actually, the truth is.....is that IT IS A CON....

[@dboucher26]

The cons far outweigh the pros.

[@1Letter23Numbers.]

We've lived in our townhouse 23 years. My dad tends to his plants in the tiny bit of space we're allowed in front of the house. He has a bird house that he tends for birds and the occasional squirrel and chipmunk. The HOA has sent an updated set of rules that says birdhouses are not allowed and we can he fined. 23 years after he put in the first birdhouse. He changes them out whenever he builds a new one and that keeps him entertained. WTF. I will not buy into an HOA community. They want to enforce rules, but god forbid you expect the snow plowed after a storm so you can get to work, even though your fees pay for the plowing. 🙄

[@DW11111]

"We've lived in our townhouse... plants in the tiny bit of space we're ALLOWED..." That, right there, is why HOAs are the spawn of satan.

[@TH-eb5ro]

The HOA is the owners, so the change on rules was voted on by the amount of persons required in the governing documents. If it is not done legitimately then he can simply refuse. If it was and he did not vote, that was on him to attend meetings or to send a proxy including with a protest letter or ask for an exemption. Regarding the snow ploy issue an HOA can be held liable for not going by the agreements also. Put it in writing on the agenda for the next meeting, ask other owners to send out the same. An HOA has a set # of days to send out an explanation to all involved. Once it snows they may have to wait list or pay a retainer fee to be cleared in a timely manner. Owners might have to approve that expense and have not. Either way as an owner you have a legal right to this information.

[@brettweltz8135]

I remember my grandfather getting involved in an H O Way once. He had built a mailbox made out of solid steel. The H away did not like it and told him to have it removed so one day he shows up to one of their meetings with me, my father and himself, and we drop the mailbox on the desk keep in mind the mailbox was made out of heavy, heavy duty steel and weight just over a quarter ton😂

[@Weathernerd27]

I would avoid an HOA if possible they can come up with some crazy rules. For example, in Auburn California the HOA decided that you had to leave you're garadge door open so they could be sure there wasn't a homeless person living in you're garage. I don't know about you but for me the garage is an important storage area and if I have to leave the garage door open then I can't store anything down there it will get stolen. My mom had several sprinkler pipes break at once and she needed to replace the entire sprinkler system. She needed time to save money for this very expensive repair. She didn't have time because the lawn dies pretty quickly under the 100 degree California sun and the HOA started fining her as soon as the lawn didn't look perfect. The fines made it alot harder for her to save and delayed the repair even longer.

[@TheDukens90]

Sounds like HOA are a bunch communist

[@Weathernerd27]

@@TheDukens90 Living under an HOA is exactly like living in a communist compound its ironic that out of control capitalism is creating the same atrocities communism caused isn't it? The only reason I bought into a HOA I couldn't afford a house because I only make a measly 80k per year, In hindsight I wish I had bought a nice van saved alot of money not paying rent/mortgage and retired at 50. Someday I will have enough equity to trade my condo for a small house at least thats what I tell myself. HOA's wouldn't be such a terrible thing if the following rules were put in place 1) Raising HOA Dues more than 2-3% a year/enacting new rules requires a majority of the owners to vote yes, if its a really big dues increase/special assement/major rules change than 2/3 of the owners have to vote yes. Many HOA's claim they do this but they are lying what really happens is they have a meeting when most people are working where 5 out of 30 owners show up and if 3 of the 5 owners vote yes they consider it a majority. 2) HOA dues can never exceed 1% of a properties value per year 3) A homeowners bill of rights that prevents the HOA from enacting crazy rules like you have to leave the garadge door open 4) In situations like my Mom's situation the homeowner is not fined if they have a plan to fix problem and go through with the plan in a reasonable amount of time. 5) Government actually enforces these rules and breaks up bad HOA's.

[@DylanRoberts7]

Never heard of HOA until now, really liked the information and now I understand why so many neighborhoods have the same characteristics on every house haha.

[@manualgarza9694]

The only pro i got from HOA is that they keep the value of the property But in the long run you're still losing money because you still have your taxes , your bill ect.. and on top of that you have pay the hoa how is this a good investment?

[@JavyVidana]

Agree to disagree? 🤷🏻‍♂️

[@Niko-br9ql]

dude youa re correct. If you buy a house for 300k and you plan on living there for 20= years, who gives a shit if the value goes down. Only people that stress about the value going up every year is flippers and renters. Your neighbor leaving his grill out on the lawn all winter is not gonna make your life hell.

[@deidrabrey4043]

I agree with you 100%. HOA's do little to keep the value of each homeowner's property. Good homeowners do. The fact that you have 3 to 5 neighbors elected to impose rules and regulations on a whim and can enforce them with threat of fine and lien and foreclosure actually keeps homeowners from feeling a true sense of ownership. Homeowners true sense of ownership is what keeps nice houses nice. If the hood is bad in the first place or in a bad area the HOA wont do anything but become an irritant. The best way to ensure rising home values is to simply buy a home. Any home. Why? Because in most places real estate value rises where the physical houses actually decrease. The land is what is driving the value, not the color of the shutters and curtains. Land is the ever diminishing resource. Buy a nice house in a nice neighborhood where values are higher than average because people want that location and you wont need an HOA. This is coming from a 3 time HOA Board President.

[@poeticstud101]

I live in a HOA now and it has truly been the worst experience i have had living anywhere. It is so bad that i am moving YOU HAVE BEEN WARNED!!!

[@CRiver396]

Tell us what happened?

[@poeticstud101]

@@CRiver396 Unfortunately it would take all day to tell you all the bad things the HOA has done to me but lets just say I will NEVER live in one agian. I made sure that my new home is not in a HOA

[@CRiver396]

@@poeticstud101 Then can you tell how much was the previous one and the currently the one your living in?

[@poeticstud101]

@@CRiver396 if your taking about HOA fees they very and also they hit you with petty fines that can add up to hundreds even if they are not in the bi laws.They are a bunch of petty mean people who live to make your life hell!!! As a homeowner you have no control over your property so you may as well be renting

[@CRiver396]

@@poeticstud101 Okay. How much your bought your home for?

[@GothicDragonX]

In NYC condo with HOA are beyond insane. almost $1,500 on top of your bills, which can easily go for 2,000+ per month. Without HOA just for property tax and home insurance is usually under $500 per month. most home owners without HOA pay somewhere around $450 to $600 USD with utility bills and all. HOA if it wasn't so absurd in prices I might be OK with but damn, I bet it feels like paying rent all over again with HOA for a condo!

[@bettysmith4527]

Don't do it... just don't! My first home I bought was a garden style condo, it was brand new, so thankfully no assessments, but it was like being in prison. The rules and fines were absurd, I got fined 50.00 a day for having a pumpkin on my first floor ground level balcony, it was Halloween time, it wasn't rotting. I got fined 750.00 for not sending them a form filled with MY private information, that I did not want to share, as I don't feel it's their business who lives in my home and what pets I have, or where I work etc. Let's not forget the letters about how my potted flowers on my balcony had a couple dying leaves...I finally started sending in all the required forms, and I added the word Penitentiary after the condo development name, because it was literally like living in one!! The day I moved, my friends were helping me carry stuff out to the moving truck, and we had to prop a single door open (otherwise they automatically close and lock), since our arms were too full to open them each time. Some old wrinkly prude comes up to me and asks why I am propping the door open, and then she proceeds to lecture me about how it is a security risk (we lived in a town with a VERY LOW crime rate mind you), this was during broad day light etc. I wanted to tell her to go screw because I didn't care, as I was leaving and thankfully off to a single family house without any HOA, but I instead asked her if she was willing to stand by the door then and open it each time we came out with arms full of furniture or boxes, needless to say she shut up and moved on with her day (hopefully she went and found herself a hobby!). Ugh, only white blinds/curtains with white backing in the windows, quiet time at 10 pm, no working on or cleaning cars in the parking lot, not holiday decorations visible from the outside, 300.00 to replace a door lock and 80.00 to replace a damn key because we HAD to use a particular locksmith, demands to add certain things on the water heater at a cost of 750.00.etc... HOAs are a joke, they are full of Karens with nothing better to do, and the board members will cater to whatever they want and screw everyone else. Enjoying the shit out of my single family, non-HOA house, painting my front door a pretty pink tomorrow!

[@simrankaurkhurana]

Oh my gosh- I was saying this only yesterday that older houses are so much nicer compared to the new ones. I feel validated in a weird way now lol

[@islandmantraveler]

I've been looking for a home in Florida for 6 months now. My main search parameter is $0 HOA.

[@DavidDiaz-cg8qw]

Where have you been looking islandmantraver?

[@thesetrash5083]

I aint spending $350k for someone to dictate me what to do.

[@computerkid1416]

So basically what I'm getting from this is that the only pros are that you can snitch on people if you're a Karen.

[@westcoastkhmer]

No way I'm paying for The Karen Association

[@estebanolivares255]

Thats exactly what i was thinking. Hiring a karen to complain at you

[@justshady]

Wait I bought a house, and can't paint it whatever I want? lol

[@DC-wq4do]

Definitely Pros and Cons. I lived in homes with and without HOA. Currently, I live in HOA community and honestly I love it. It keeps people in check that gets out of hand. I had neighbors with cars all over the place and even turn the sidewalk into a mechanic shop or weeds that have turnt into a forest. I enjoy a clean and well upkept neighborhood. I see a lot of comment No or I hate HOA, just understand you can't generalize all HOA as the same, every community HOA is different. Moral of the story, do your research, READ the community HOA bylaw which should be provided to you before moving in, if you don't like it, move on.

[@iandickeson3510]

The fact that my neighbors inside of an HOA are the type of people who would call about a polka dot door is exactly why I would never buy an HOA property.

[@ernesto8332]

Thanks for all you do... I am learning a lot. My wife and I will be buying our new home, this year.

[@mikezeigler1]

Wow you are great. First time home buyer and you explain things in such a clear way. Thank you!

[@meli4tado]

Thank you for the advice, I have seen a few of your videos now and they have helped a lot ^_^

[@JavyVidana]

I appreciate it! Lmk if I can help!

[@andydelcerro1628]

Please add another video about HOA’s fees in a condominium and/or coop, thanks Javier for your great work.

[@furemerestenshadow5578]

i like your explanations its simple enough to understand but not patronizing

[@user-oo6qk2fj9h]

I don’t know how one can call forcing someone to make changes to their property for purely cosmetic reasons a pro.

[@dmuscalurh8228]

We don’t have HOAs in Canada cuz the government takes care of us. We shouldn’t have to pay people extra for what the city should do.

[@based_dragon_0110]

Isn't it kinda sad that you let the government have even more power over you than an HOA ever could? Both are hell but id rather have a bad HOA than have the government do that.

[@Rootportz]

Jagriel you already pay taxes for the government so why pay extra for hoa.. logic101

[@KennyakaTI]

@@based_dragon_0110 if we have to give the government our money they might as well do something

[@ashleyashleym2969]

The city makes up rules like HOAs do? Like you can't park your car on the street or you have to maintain your lawn or you can't paint your property a certain color? That's ridiculous, I'd never want to move to Canada if that's the case. SO blessed to live in a country where HOAs are rare and the government isn't telling us what we can't and can't do over stupid things like that.

[@ecclairmayo4153]

Here on America, the city and county don't move fast enough so HOA is necessary here in the south

[@newbeginnings9457]

Right on Brother! Keep em coming! I’m struggling to buy a house!

[@chrissoto7187]

HOA no way I’m not gonna deal with that BS

[@BRM202]

I would never buy a house with an HOA. You couldn't give me one. I prefer a neighborhood with character as well.

[@fredytay2122]

HOA in my area is $400. I found it funny when he said $40. New Jersey is really expensive

[@JavyVidana]

Blue winter sorry man 😭

[@fredytay2122]

Javier Vidana. Hi, I just started to watch your videos today because I'm buying a house in the next few days. My budget is 180k, they are asking 200k, Idk what to do. The house it's been in the market for only 13 days. I'm worried I can't get it. I like the size of the house and the location. I've been looking for a while and this is the best house so far. Take a quick look, 242 Park Ln,Trenton, NJ 08609 this is it.

[@fredytay2122]

Javier Vidana thanks.. I'm from 27, Guatemala 😏

[@JavyVidana]

Do you still need some help? I know an agent in New Jersey that can help.

[@JavyVidana]

Anton Zuykov nope, it’s is totally based on the area you live in. It’s rare to find an HOA over $100 monthly in my area, doesn’t mean that all HOAs are like that. Likewise where you are, it may be rare to find one under $100.

[@DrEziaku]

Watching this at 141k subscribers 🎉 “We’ve reached over 100 subscribers right now” 👏👏👏 congrats! The best of you is ahead of you!

[@mulliganstew72]

Great video about HOA’s. I live in one now and it just so happens to be the first home I bought in 2003. Yay me LOL and luckily these units have character even though they are cookie cutter at the same time. Over the years I found the key to dealing with “the board” (or HOA enforcers) is to keep a very low profile. Skip the meetings, Too many people with too much time on their hands, very unprofessional....but I think them for their hard work and what they do because the board, makes decisions. The dues are like Govt taxes... We, give $ to the gov. To spend & never really quite sure Where it’s spent… I like leaving it to them & assume they have communities best interests. (Oh & Baking cookies around the holidays helps) you usually can’t do anything crazy to outside but are usually allowed to remodel your unit ( indoor) to your tastes.

[@RealAndreGlegg]

Sounds like a nightmare..

[@adambathon]

You’re a good submissive. Don’t ask too many questions and go along to get along. Not something most people can stomach.

[@albertoramirez4205]

Thank you for taking time to make these videos. My wife and I live in NY and we are planning to buy our first house in Florida. Do you have any advise for people that are considering buying homes out of state. Specially when they haven't found a job in the state they are moving to yet. Thanks again for the great videos.

[@JavyVidana]

Alberto Ramirez hey Albert! That’s a wonderful, I’ll get on that right away.

[@chrisherrera7164]

Very informative. thanks for the information!

[@BLANSTAR21]

I love that my new home looks like all the other ones. ;) Cookie Cutter is my style.

[@thepenultimateninja5797]

I'm a first time home buyer looking for my first house. I saw a decent looking one yesterday, or at least I thought it was decent until I saw the HOA fee. It was $150/month, which to put it into perspective, is higher than the property tax for that same home. Maybe they can help maintain the value of your home, but they also offset that by scaring off potential buyers. A HOA fee will put me off just as surely as a neighbor with a junker car on his lawn. I'd much rather have that $1,800/year ($18,000 over ten years!) in my pocket than give it to some busybodies who want to dictate what species of grass I have on my lawn.

[@robbievegas9587]

love the honesty im not going into a HOA but i did enjoy the vid

[@isabelchaparro2608]

Thanks Javi! Great info, simple and direct is best for new home buyers like myself. Not sure if you made one already but can you make a video just for VA loans?

[@JavyVidana]

Hi Isabel! I am working on one right now, just making sure I have all the right info. Thanks for watching!

[@mohamedtahiri4388]

Hi,sir I love your videos because they kind of sincerity & clarity, so I'm planning to buy a house containing HoA ($300/monthly) but properly tax is fairly $1200/yearly .It seems HOA is exceeded the properly tax value .In fact,the houses are cheaper &newer, so those houses are in range of $70 000 to 90000 where others more higher prices. What do you observe and suggestions thanks a lot

[@alljenniferis6394]

Can you please do a video regarding everything that has to do with buying a condo, pros and cons.

[@kenyottahaire5102]

Thanks for the insight 👍 Great video

[@dannyjadan1051]

Thanks for your time, your information helps me a lot , 100%

[@elsiepowers9787]

Good morning Javier Vidana I know this is a old video but it help me understand that what butt and HOA was good for I was right thank you you done a great job explaining it. I don't know were you're from laws are different everywhere we live in Texas.

[@TH-eb5ro]

Whether an HOA protects home values or not depends on the HOA, the location and the enforcement of the local laws. One thing is consistent in that many people buy into them without reading the documents and then have problems. Some HOAs allow a range of colors, landscaping and it can certainly be introduced. The developer makes them cookie cutter the same, so it is cheaper for them and easier to sell. Easy to put on the agenda to change colors but many have color options if you ask. Before you buy into an HOA check the amount of funds in their reserves, ongoing financials so you know if they are managing well as a business. Co-ops are more difficult than HOAs.

[@souchoysaeteurn5211]

Thank you for the very informative video.

[@Taronas]

@Javier Vidana I have a question... How does someone go about getting their house OUT of an HoA? Are there legal remedies that a homeowner can take to gain full control overe the property taht they legally own?

[@JavyVidana]

Very interesting question. I don’t think it’s possible.

[@deidrabrey4043]

It is possible -- it is just very hard to do. Major steps include: 1. Getting the minimum number of owners to agree in writing as per your HOA's Declaration 2). Disposing of common areas such as getting your county or city or state to take ownership of them and maintain them or sell them to owners and then doing all the deed changes to reflect new ownership to include maintenance responsibility in accordance with local codes (then it becomes taxable for the new owners if owners buy it). So it's possible, has been done, but rarely. Most likelihood for success is with a tiny HOA with just a few houses, and no common areas. Also be advised if the HOA owns any roads, those roads will have to be brought up to state or county roadway standards to include width. That could involve eminent domain in some cases. If there is a parking lot or a pool, good luck.

[@thecaroconcept]

Can I postpone removing my loan and inspection contingencies if I haven’t been provided with the HOA disclosures?

[@mohamedabdurahman7178]

I actually havent heard a pro yet.. however it was a good video

[@jeaninesoard7395]

We are moving from HOA TO nonHOA. We got fined for storing a vehicle. We have an extra vehicle that we don't drive every day. Nice vehicle, tag up-to-date etc $100 fine.. WTF. We are out.

[@OnTheGowithMiko]

So can HOA fees be rolled into The escrow or it has to be paid separately? The subdivision I’m interested in has HOA fees of $1050 annually 😩

[@MechE11B]

Have you considered having a patreon page? Your tips provided me the opportunity to buy a home. Something I never thought possible. I definitely would sub to make sure you continue to make these videos for those that need it.

[@Vaeuca]

Thank you dude

[@TurnitUpTrell]

Does HOA go for interior too? As in let’s say I want to knock out walls

[@mikemolina7163]

So do I have to pay HOA fees when the house is already built but it's not turned over yet?

[@randomusernameCallin]

My parents live in a house with an HoA and it just means well cared for common fields, soccer field, well-maintained playgrounds and a pool. This increase the values of the Never heard a thing about fines or anything even after my dad place it in a firewood rack that you can see from the street.

[@newax_productions2069]

Nobody wants to buy a home in an HOA there is no value increase if nobody wants it

[@randomusernameCallin]

@@newax_productions2069 A huge amount of well cared for shared green and a pool does and that is from the HOA

[@Josephtoddwright]

Over 1000 subcribers now! Keep up the good work!

[@JClives4U]

Closing in on 20k! He is doing a fabulous job!

[@taoli34]

I look at Zillow on a daily basis. So far all properties with an HOA has much less value. Therefore it is just a joke that HOA try to preserve the value of a property. On the contrary, most people hate HOA, and HOA depreciate property values.

[@pedroechevarria7938]

Hey Javier you're the man!!.. are there additional closing costs for an HOA home vs none HOA??

[@bettysmith4527]

Yes, they can charge "closing" fees, move in/move out fees, and you will have to pay the fees the are due from the time of your closing until the following month when the regular monthly fee needs to be paid.

[@cristianvargas8120]

Is it true that HOA in Casa Grande allows you to rent your property?

[@rivec33]

Love those star wars pictures.

[@JavyVidana]

rivec33 thanks! That’s all my wife’s design lol.

[@jacquelinereed3528]

And the Cantina ringtone!

[@ericgarza3239]

Do HOA keep people going through your garbage cans looking for cans or other things? Or is that security?

[@donmulder8061]

Those are pan handlers.

[@TH-eb5ro]

This is a good explanation. The states have laws that determine where the money goes and how it can be used. At least in TN the HOA is an actual business entity, even has banking and tax document requirements. An HOA is the owners of that property, so it is your fellow owners, an unwilling business partnership. If you buy into an HOA you have the right to see those documents on a regular basis. You can also make a request to change the color of the house or the landscaping, put it on the agenda and all owners can choose that the change is okay. Keep things in writing and refer to current governing documents. The goal of the HOA is to protect the value of the property and maintain the property according to the covenants and save to cover expenses, avoid assessments. They can also be cited for not enforcing covenants. Hoping more people at least learn about it and attend meetings as MSN has an article every other day full of drama and then comments from people who do not seem to comprehend the situation that they join.

[@tigerofiraqwhoisallahquien8044]

I’m new home buyer Could the HOA payments gos up some time how ever they wants or no thank you

[@emilyvargas9432]

Thanks!☺️

[@DCCD88]

Maybe do a video on whether you can tell if a home should be a good investment or not?

[@edgararcega3046]

Are they strict about back yards? I'm about to move into a HOA home and I'm thinking about putting one of them large trampolines in the back yard. How are they about surveillance cameras? I have like 2 ptz cameras that are rather large that I want to install at the front of the house.

[@bettysmith4527]

Very unlikely they will allow you to have trampoline, but you would need to look at the bylaws to know what their specific rules are.

[@edgararcega3046]

@@bettysmith4527 apparently this HOA doesn't really care about back yards. One of my neighbors had a backyard that is completely trashed and it's been like this since March.

[@compralomas8409]

Does the HOA go up on price every year ? Or does it stay the same ?

[@kauigirl808]

Goes up

[@djeiys]

Do HOA can add rules after buying a home ?

[@aramwatters]

So if you buy an hoa home... is it really your home or not???

[@chasingsunsets87]

Being a Californian who prefers to work on their car themselves and do have a hobby of collecting classics is exactly why I hate the hoa and being a renter.

[@terilynnsj8566]

Do you need a hoa if you’re building your own home

[@ScentJunkie03]

In Minnesota, we have HOAs for townhomes and condos. They run anywhere from $150-500/month. It covers the outdoor maintenance (including pools, tennis courts etc), water, sanitation, and more.

[@LucasFernandez-fk8se]

Actually in Atlanta we have HOA tract homes with more character. The houses have a wider reasonable range of paint colors from yellow to brown to green to blue to beige to white etc. and often the houses have nice brick and stone and stuff . It might just be some south western places where tract houses are way too identical. That’s cause u guys only use yellow, white, beige and brown. Florida has the same kinda houses but they use pinks and greens and blues and bright yellows and they don’t have that identical feel

[@Raec123]

I live in an HOA, $300 month, but I like the gated complex, security patrol, park-like setting and landscaping, doggy bags and doggy poop bins, pool, gym, tennis court, basketball court, dog park. I like the amenities.

[@maizeni7817]

Wow, my HOA costs almost double that...and we don't have half of those things.....

[@joyaustin6581]

Probably worth it if you want the pool and gym but if you want to tighten your budget it would offer no flexibility.

[@bettysmith4527]

Better check on your reserves, doesn't sound like your HOA is putting a lot of money into them, and that can lead to very expensive assessments down the road!

[@sashagarcia6205]

the thing is, you dont need an HOA if you live in a good area where ppl take care of their homes

[@dianaisom9206]

Thats crazy! How can parking your car on the street for a party going to make your house and neighborhood value go down??? Thats ludicrous! Like parties can last 4 hours or less! 4 hours parked on the street oh lord your house value gonna go down! They're crazy!

[@JavyVidana]

They’re some crazy HOAs out there. An even worst combination is a crazy neighbor and a crazy HOA.

[@dianaisom9206]

Javier Vidana thank god I’m not in a HOA home!

[@ecclairmayo4153]

It's usually just overnight parking that's the issue

[@deidrabrey4043]

@@JavyVidana You speak the truth on this one!

[@benjamindejonge3624]

If a associatie owns my exterior and my land , but don’t have gardeners and plumbers to maintain that but you must pay contribute fee pretty stiff monthly I’m not sure

[@JuanMorales-ks4ll]

hello one questions hoa take care all maintenance floor to the roof wirh not extra fee from the owner??

[@ajayiakinboboye8443]

My HOA fees is 145 dollar every month, they recently changed all the roof, without any additional fee, I have brand new roof, the cost of a new roof should be about 25000 dollar. And also they removed the trash, clean the roof gutter , cutting the lawn, removing of snow and trimming the flowers. 145 dollar saved me alot of stress and expenses.

[@donmulder8061]

No way dude. HOA's assess fees for the common area maintenance only unless you are in a condo and they usually take care of the common areas plus the exterior of the building only. You are paying extra money that never comes back to you and never goes down. It might also pay for a swing set or a pool in the common area but the swings get rusty and the pool gets closed for COVID and the people fight over the chairs and poop in the pool and you still pay. If you can afford to live in an HOA, you can more than afford to live somewhere nicer without one.

[@mariahsmom9457]

I have a big vegetable garden and this year tried planting in straw bales for fun. Its a hobby. Can't do this with an HOA

[@mariahsmom9457]

And I really don't care what color my neighbors paint their house. Not my house.

[@CurlyChemist]

Just to be clear these HOAs you are referring to are for detached single family homes, not attached townhouses/condos, correct? I am looking at several townhouse/condominium neighborhoods here in Virginia, and for what I get in return I'll gladly pay the $166/mth. Can you make a video on owner run vs corporate run HOAs?

[@JavyVidana]

Thanks for watching. That’s super niche so I don’t believe a video will work on that. Hope you find someone who can help you though.

[@deidrabrey4043]

I can share a few observations on this as I have been fighting for reform in this area for a while. As you likely already know, town homes in Northern VA as well as condos are all common interest communities. I could be wrong but I doubt it. In Philly or Buffalo you may find attached houses without a HOA or Condo association but not in NOVA. Self managed HOAs are risky for all the typical bad stuff of HOAs ranging from poor financial management to bad decisions to petty abuse of power to honest and well intended but illegal mistakes that can stick owners with lots of legal fees and special assessments. Reason? No 3rd party involved that is professionally licensed, bonded and insured to manage the association. So the three"highly successful" sociopaths who secretly want to pursue their own agenda will carefully make their way onto your board and generally have maximal power with little to no accountability. Elections do not provide sufficient accountability with these types because they are the types of people who excel in the Beltway environment and are experts at capitalizing on homeowner distraction and apathy. They will look like saviors while shifting the blame to other people all the while perpetuating or causing trouble behind the scenes. That lobbyist, that mortgage company exec, that realtor, that retired Navy Captain, that rich defense contractor, they will all woo you with their best public face to get on the board but then they will play influence games like they are at work. Only it's where you live and where you call home. HOAs in Virginia have lots of power with little accountability and most people don't know what the norm is due to the legality and perception of legality so they just acquiesce to be on safe side. Also people do not band together in NOVA so there is little likelihood for the people to "rise up" and put a rogue HOA board in check or to "vote the bums out" - especially a crafty, clever board. I have been a board member three times in three different communities in Virginia and we are on our way out to Loudoun County now to a beautiful home with no HOA. If I were you, I would only buy a town home with a professionally managed HOA. While HOA management companies are not all great, the truth is having an elected board and a professional management company will provide some "checks and balances" between the two and will allow homeowners to to have some insulation from both. I know this was unsolicited from me but hope it helps.

[@CurlyChemist]

@@deidrabrey4043 Wow glad i didn't get into that situation. I live in the Hampton Roads area and was looking for a condo there, but due to DTI couldn't afford it. I ended up with a great detached home in a non HOA neighborhood and I am really happy. Thanks for the response.

[@Thelesliewright]

Can you share the possibility of HOAs or CDDs to increase? If you buy a home with no CDD and a $200 / mo HOA, can it be increased to $500 a month and there's nothing you can do? Thanks for the video, Javier!

[@bettysmith4527]

Yes, you have no control over condo fees, you can attend the meetings and find out where all the money is going, and try and vote down any unessessary spending, but it is unlikely to do anything. Condo fees will always go up! I sold mine a few years ago and it was at 177 a month, and it's now over 300 a month, no amenities.

[@MuhanadFadhel]

Why some HOA are so expensive. I am looking for a condo in new haven at 100 York st and the HOA is around 1300 / month why so high!!! is that common!!!

[@lyndsaymacneil6439]

Hey there!!! Love the videos and advice! I live in MA.....can you help me to get a first home here in MA??? Or anyone you could recommend ?🤔👍❤️💚💙🍁🏠🏘️

[@achavez78]

Javier-- down here in Yuma, AZ I would say an HOA is needed in most neighborhoods. Sad to say, but if a new neighborhood goes up without an HOA within 10 years it'll take a dive.

[@DC-wq4do]

I agree, majority of homes owner can upkeep their houses but you'll have the few that can drive your property value down or deter buyers if you're selling your home. I like my HOA. I recommend everyone read the their community HOA bylaws before moving into the neighborhood, which majority don't.

[@letterphase]

In central Cali, it’s about $200 per month in custom gated communities

[@elruso16]

my HOA retains my payments so I get late fees and interest, where can I report them? my property is located in Fort Myers, Florida.

[@ohmbhatt257]

Idk go to Reddit and get some advice, or you know.. a lawyer?