REALITY of Leaving Singapore & Retiring in Penang | Singaporeans in Malaysia

[@firdaus125]

I love how they're both respectful of Malaysia but at the same time they don't forget Singapore

[@ThisAbledLivingYol]

Lena is so wise. Her words of wisdom open up a whole new perspective of how we can choose to look at things and handle situation. Thank you Lena. You're a blessing!

[@onghock377]

Yes, she spoke frankly and pertinently, cut to the thrust

[@focus168168]

Have to agree on the perceptive and pertinent insight into why she choose to retire there and how she spends her time.

[@stevenlim9640]

it shows the other side of singapore, it may be a cold society where nobody wants to say..., your schools friends, NS friends, U friends ...

[@kelvincheng5901]

Think the oversized population of Spore relative to its size adds to the pressure of living in it.

[@ThisAbledLivingYol]

Everybody has their own side of the story. I'm glad this lovely couple found the kind of lifestyle they are comfortable with. Let's bless them and not speculate nor comment unnecessary.

[@StevenSmith-co5tz]

My wife and I were so touched by Miss Lena’s comments about reinventing herself, doing all the things she always wanted to do, and choosing the people they wanted to be around now. So happy she found herself and inspires us to find ourselves. Wishing her and Mr. Charles many more happy and healthy years together.

[@RazrRazer]

Life inspire. Tell me how to life.

[@madelinabong]

Very inspiring

[@lonialee6662]

As a foreigner living in singapore , i agreed on what mr charles said at the end . The efficiency and safety are things that being taken for granted here. People are just so used to it that they are blind to the effort it takes to achieve such a fast ,steady ,safe and convenient enviroment .

[@kelvincheng5901]

Think it's about expectations...if u lower your expectations it's less of a problem. Yes Spore is more efficient n safe etc but u also pay a high price for it

[@davidrichards1741]

The online banking and financial system in Singapore is extremely limited, expensive, inefficient, inflexible, and user-unfriendly compared to online financial systems in the US and even Canada.

[@hianhoolim7786]

@@kelvincheng5901 It's not really about lowering of ones expectations but coming into terms with reality to find inner peace. When we compare Singapore and another city side by side, Singapore will have advantages in some areas and disadvantage in others. How you determine which is better really depends on what's your preference, it's subjective. When all things being equal there isn't any place that's better or worse than another, we are looking at different set of circumstances and tradeoffs. Many online will whine about certain aspect and pretend it's about improvement or what not but it have nothing to do with it because business or places that provides what they wanted already exist. It's just they are not willing to pay for it. they can't come into terms with that, what's left is to whine and hid in their alternate reality. Sadly many of those living in alternate reality meet online and with numbers they believe the are 'normal' and correct it's this reality that needs to change.

[@kelvincheng5901]

@@hianhoolim7786 in short there's no best place but the right place

[@alvinkoh419]

Penang is a food paradise...

[@BTom16]

My wife and I really enjoyed this video. Thank you to all of you.

[@kindface]

That emotional and physical freedom to remake yourself in a new place is perhaps the most significant and probably the most satisfying factor that Charles and Lena have shared here. It's a very good point.

[@coach.jaytee]

Charles and Lena are such eloquent people! Love them!

[@justavideodiary]

What an absolutely adorable couple. Hope they are doing well!

[@paecpc]

Love how the couple speak, calm and articulate, thanks for sharing!

[@Iorilai]

Wow the lady speaks so much wisdom about life and personal growth!

[@jimmy000]

Fantastic insight, Charles and Lena have clearly done their research and picked on what was most suitable for them which will not be the same for everyone.

[@sharkpitt]

Always love to hear insights from people who chose Malaysia as their retirement home.

[@Tom-cf5lk]

Thanks to Ojisan for introducing Penang . I was born in Penang. Penang has been underrated for many years until she was recognised by UNESO as one of the world heritage site. Penang was also rated by CNN as one of the top 10 retirement places in the world . Many Japanese , Koreans, Hong Kong citizens , Chinese people and UK , Australians who came to live in Penang as their 2nd home . Penang is indeed an beautiful island with low cost of living and delicious food . Population is less than 1.5 million including the mainland areas, similar to Hong Kong Island and Kowloon. Come and visit Penang and you will enjoy the colonial history and cultures heritage here . There are many international schools and hospitals around Penang as well. There is an international airport access daily flights to Hong Kong and Singapore . Penang people are friendly and definitely you will enjoy your stay .

[@Tom-cf5lk]

@oo pls go back to cave again .

[@maxwellsvlog6218]

@oo #pdrm #mcmc #IGP

[@Glee73]

👍

[@danpan001]

@oo what is 513? How come he said it is not a good place to walk? Very hot?

[@penggoh9934]

@@danpan001 513 refers to May the 13th 1969 where the Malays came out with parangs, kris and knives to slaughter the Chinese while the police and army stood by doing nothing in Kuala Lumpur. Read the book by the former Attorney General of Malaysia. He is of Indian descent.

[@khascara]

What a lovely couple & the great hospitality they have given you! I wish them well. Cant wait to travel to Penang♥️

[@GhibOjisan]

Charles and Lena were really kind!!

[@sultrys2291]

Your guests (Charles & Lena) are very eloquent Nice to hear them talk.

[@asadfami7623]

This is heartwarming and beautiful. Such a charming retired couple. Love and respect from Canada.

[@naofreehito]

Love how your videos help to enlighten viewers, seeing things from different perspectives. People believe what they wish/want to believe until they experience it for themselves. One thing for sure, travel really broadens the mind and it is important to be positive and appreciative of what we have. Where people choose to base themselves at in the end, it is the country that meets their needs and requirements. I feel we should always remember our roots regardless. :) Thanks Ghib san!

[@GhibOjisan]

Agree about the traveling part. Thanks for always leaving comments naofreehito!

[@zizi1005]

Malaysia is not perfect, but two things that become important for me later in life are found in Malaysia: 1) people (culture) are just friendlier and more accommodative and 2) land (agriculture) to grow your own vegetables. Healthcare cannot be compared to Singapore, but it is decent and much better when compared to other countries like the UK.

[@polar2995]

In terms of price, health care cannot comparr with Singapore 🤣.

[@zizi1005]

@@polar2995 that's why you have company insurance :)

[@alinoordin267]

Public Health care is on par with Singapore. It's also far cheaper than Singapore ‼️‼️

[@zizi1005]

@@alinoordin267 I think in terms of efficiency. Singapore still fare better on that. In Malaysia, you will get the service if you are willing to pay for it. I think Aki from Japan just did a review on Sunway Medical. I personally haven't arrive at that age where I need constant medical checkups. I tend to concentrate more on growing my own organic, pesticide-free fruits and vegetables. I rather eat healthily and exercise than ever visiting the doctor 😃. I heard a lot of horror stories that doctors will just push you to do procedures that you really don't need.

[@cheowweikoay2601]

@@zizi1005 Yup correct (on horror stories). Is healthcare in UK bad?

[@christopherbobin4268]

One of your best posts: congrats.

[@glencorajane]

The foreigners watching this may not know, but for Singaporeans their age with the perfect English that they spoke, shows that they are both highly educated and hence 99% likely from good wealthy family backgrounds. The grammar, vocab and pronunciation were all smooth and perfect.

[@jhme6]

Thanks for the great video Ghib ! Certainly add interest & insights into topics close to most baby boomers Singaporean’s hearts ❤️. The costs of living expenses, standards , lifestyle , pursuits of interests / activities we have no time to do in SG after retirement ! Keep up the good work 👏

[@garyhb8686]

Thanks for this video and for the sharing from this sweet couple. What Lena said is so true!😌

[@KanojoRinko]

You should consider interviewing other Japanese retirees in Malaysia too, Ghib-san! There have been plenty of studies on retirement migration; some of the case studies we had were on Japanese people. The Japanese like to migrate to Southeast Asia after retirement not just for low cost of living but also that there are many businesses catering to the Japanese in Malaysia too!

[@ezann]

A lot of Japanese retirees on Cameron highlands

[@matikatak6570]

Also do video on iChang.

[@kazafs]

@@matikatak6570 they already did some videos with ichang

[@theexmaker]

even now korean come to Malaysia for retirement.

[@sgyoda4499]

Great change from your usual food only vlog. Looking forward to see similar ones 🎉🎉

[@daniellim9943]

Excellent informative video. Thank you Charles & Lena for opening up your life and experience of living in my hometown of Penang. I do miss Penang. I think your condominium is sited near the beach where I and my family used to come to gather plants to feed the pigs on our farm..in Tanjung Bungah. ..plus dig for siput (shellfish). At that time there were no hotels or condominiums there...just a convent school nearby. I like your positive attitude to life and in particular , Lena's words of wisdom. May God bless you both. Daniel (living in Dorset, England)

[@lenatan3077]

Hello Daniel, What incredible coincidence to hear from someone who actually lived here way before the convent existed. You are absolutely spot on about this location. Thank you for your invaluable information.

[@JP-ee7qq]

This is a GREAT video, Ojisan 👍 Definitely will be a chart hitter w our ageing population.

[@visions30]

This is great sharing content. More of this please!

[@NETTNETTCLUBVIDEOs]

Great video Ghib Ojisan! Charles and Lena seems so chill and relaxed there. Stay healthy and safe! 😊👍

[@heesingsia4634]

One thing great for Singaporeans to retire in Penang is the language spoken. Hokkien/ English sama boleh

[@vincentwong2041]

Thank you for letting us hear both sides of the story - why Singaporeans choose to retire overseas and the good things they miss about Singapore. Perhaps you can do videos of Singaporeans retiring or living in neighboring countries? Starting from the next country, Thailand? 😊

[@ilinaye2101]

Thanks Ghib for covering such an interesting topic. Loved the insights from Charles and Lena, this is my long term plan as well. Penang is my top pick as well due to its culture, accessibility, the sea view condo is a plus! Compared to other areas like Kuala Lumpur and johor, Penang's crime rate is almost half.

[@noxnemesis2805]

Have you looked into a city called Ipoh?

[@newname3718]

@@noxnemesis2805 ipoh is the real underrated one

[@vincentchin88]

The condo view is a million bucks. The guest room view is another million bucks. I can wake up to this everyday.

[@weeksweeks9552]

Then you need 2 million bucks

[@gnatchoo6302]

Such a good video and great perspectives!

[@dawnho7744]

Penang is one of the few places in Malaysia that I love. I can understand why the couple choose to retire there. Laid-back, friendly place, a little different from KL and JB.

[@marcseah7022]

Also not to mention, Penang is the only state in Malaysia that has a chinese majority population, ruled by a chinese dominant state government and is also a small tiny island like Singapore. So its like living in Singapore but still in Malaysia 😃

[@foosiewyin6636]

Penang,melaca,these two places is my favourite first choice for short trips(one week) since early 1990-2013 really enjoyed it very much with sweet memories 😊 those were the days 💯👍🌻🌻🌻💐💐💐🌺🌺🌺

[@ikhwansaloot]

@@marcseah7022 Yes Penang was, but now no longer. Malay is the current majority race in Penang since the past few years, due to very low new births among Chinese locals.

[@HoneyMoneySG]

Great sharing by Charles and Lena on Malaysia retirement life! And of course Ghib for hosting. Hope to see more of such videos

[@jimmihendrixhendrix9575]

Here in Malaysia I never fail to get fresh chicken or meat. I worked is Singapore for many years and I find it safe and efficient. There was this incident that made me realise to never take things for granted. I had chicken rice in Singapore they use frozen chicken, They had chicken crisis during that time. Home sweet home my Penang. ❤️

[@hyuuganatsume2621]

Uncle’s house and decoration so cute! I love the small trinkets, look like a chic cafe

[@mohmeegaik6686]

Wise choice for Singaporeans & foreigners too. What a beautiful home & lifestyle. Jia you.

[@shafeesajari3474]

Fantastic video. I have mooted this idea awhile ago to my wife. Penang is a good place to retire and explore the peninsula by car on our own time.

[@toshibamouse60]

Great video and info. Would have loved u cover the cost and quality of healthcare in Penang. Thanks for ur video.

[@jennyyeo5974]

Love to hear more from this couple what to do and what not to do in Penang to bland into life as locals...not forgetting more of their favourite food places and scenic areas. 🤩

[@charlestan3185]

Hi Jenny, As a Chinese (I am assuming you are), u will blend right in when you choose to visit or retire in Penang. You won't stick out conspicuously as u would if you are in some suburban town in US, UK, NZ, Australia etc. Locals viz Chinese, Indians or Malays are generally very friendly and on the whole also very nice. Do's and Don'ts? Need to just be aware and be respectful towards everyone, their cultural practices and religious beliefs. You'll be fine. There are pick pockets and snatch thieves (not been a victim ourselves). We hear or read about such incidence now and then, so just be careful and alert with yr possessions and avoid isolated spots at night. Favourite food places? Really depends on what you are looking for. Most Penangites will share/recommend their personal favorite stalls if you ask them. Scenic places? Hmmm....having worked and lived in several Western and other Asian countries over the yrs, I will be honest to say my wife and I did not choose Penang bec it offers great scenic views. But, there are of course nice & charming places on Penang island, of course. Eg. Penang Hill, Taman Negara, some beaches, Botanic Gardens etc. One of the reasons we chose the condo we live in now is precisely because of the panoramic seaview from our home ..the changing colors of the skies and sea, sight of fishing boats and cruise liners in the horizon, eagles circling around to fish in the evening, otters and monitor lizards on the beach below us. These are the scenic views -par none- from our balcony...we are awestruck by them, everyday!! Hope this helps. Cheers. Ps...whereabout do you now live in?

[@benlimcw]

Hi Ghib, Thanks for the great video. Lena mentioened that they did some research and I'm interested to find out about the cost of living in Penang. Do you have info on this?

[@thatkoalabear]

Malaysia is beautiful for so many reasons ❤ this couple is a perfect example of true blue Singaporeans and this video is excellent in showing the love between our two countries 🎉

[@suhanjayalian5044]

Malasia negara yang enggak indah Banyak Rasisme disana

[@al-battar566]

@@suhanjayalian5044 ngak bisa bahasa inggeriiess🤪

[@suhanjayalian5044]

@@al-battar566 zaman Sudah canggih bisa terjemahkan bahasa Indonesia

[@yusophashim2045]

@@suhanjayalian5044 kasihan Cina Indonesia ( Cindo) yg cemburu Dan iri hati dengan Cina Singapura Dan Cina Malaysia yg boleh mengamalkan bahasa Ibunda dan Amalkan Adat serta budaya Nenek moyang mereka di Singapura dan Malaysia……. Sekarang siapa yg rasis………😂😢😅

[@suhanjayalian5044]

@@yusophashim2045 Kasian Malangsia dan Singapura sekarang sudah jadi negara China Tiongkok apa kamu enggak Sadar ??😂😭😭

[@cornycornnn]

i like how diverse your videos are! touching on various topics

[@SY-if1ym]

Great video. Love this episode on Penang.

[@adayortwo]

Very interesting video and some good points on the emotional and physical space / freedom to reinvent oneself.

[@sleepy_dobe]

Enjoyed this video, but it is a sad thing if Singaporeans have to go overseas and experience life in another country before they learn to appreciate what they have here in Singapore. Now, even though I've worked overseas before, I would not consider myself an experienced traveller because that work stint was only 3 months, and in Germany, a first-world developed nation. But even before that work stint, when I was only a teenager, I was already aware and appreciative of everything in Singapore. I don't come from a well-to-do background, but I knew that I was already very fortunate to have been born in Singapore, and because of that, plus how so many of our males were so negative about NS, I decided at the age of 15 that I would sign on as a regular to give back to this country that has provided me with everything I need to make a life. It also helps when our EDB civil servants can use the numbers and quality of our armed forces to persuade foreign companies to set up businesses here and create more job opportunities for Singaporeans and their own countrymen alike.

[@anchored555]

Good for you, being an exception to the norm. Unfortunately, too many Singaporeans like to complain and don’t appreciate what we have here in SG. I have lived in the US, Australia and China, and travelled extensively in E and SE Asia, Europe, the UK, US, Mexico, Canada and NZ. Definitely appreciate the daily conveniences we take for granted in SG, and my perfect arrangement as a retiree is living here in a first world environment with first world facilities, and taking short holidays elsewhere.

[@chlim8311]

How much was your influencer fee you received from SAF?

[@Jinkypigs]

@@chlim8311 LOL. Another mindless troll?

[@chlim8311]

@@Jinkypigs no troll just calling out the paid influencers

[@illuminite]

Whilst I agree, it's not "unusual" for one to only appreciate stuff in their home country once they "step outside". What else do you know other than what you grow up with? You don't know what you don't know - and particularly if you're sometimes who's not very adventurous, you might just need differences shoved in your face for you to fully appreciate your home country.

[@noordinbeldenlex1620]

Prior to the independence of Malaya, Singapore, Penang, and Malacca were historically British possessions that were part of the Straits Settlements. Even though Singapore is far more developed than the other two Settlements, they still have a lot in common with Peranakan culture in particular, or a Strait people. There are still many colonial structures around, including former mansions owned by affluent Peranakans. However, Penang still has a number of old shops that haven't been restored like the ones in Singapore, and both cities are ports, so if Singaporeans miss seeing the old Singapore, they can still opt to come or stay in Penang. In addition, Penang Chinese and Singapore Chinese both speak Hokkien in addition to English. The remaining Malaysian Chinese speak primarily Cantonese and other dialects as well.

[@simplyme3306]

Another fact is Penang I believe has the most Chinese or rather Chinese is the majority race (?) compared to other Malaysian states.

[@noordinbeldenlex1620]

@@simplyme3306 - That is correct, but Georgetown is where they generally live. Even though Georgetown has a larger Chinese population, Penang has far better racial integration and relationships than other cities. As long as they are halal, you can therefore witness a lot of Malays eating in Chinese restaurants serving rosak, Char Kwei Teow, and other dishes. Similarly, a lot of Chinese and Malay people frequent Indian restaurants serving dishes like apam, and nasi kandar. In comparison to other places, Penang has lovely people.

[@mathaveuplands4395]

@@simplyme3306 Yes, 50% of Penang population is Chinese!

[@michaelt.6096]

@@noordinbeldenlex1620 u need to check out Sabah and Sarawak, even better than Penang. Malay can sit with Chinese having pork in Kuching kzbin.info/www/bejne/o6rbc5yMmtSpgJY

[@noordinbeldenlex1620]

​@@michaelt.6096 - Although it is acknowledged that there are better racial relations in Sabah and Sarawak than on the peninsula, the topic at hand-the reasons why many Singaporeans opt to retire in Penang-prevents me from using Sarawak as an example. In terms of racial makeup, Penang and Singapore are more similar than they are to each other for a variety of reasons, including that they were once Straits Settlements and were British colonies, their distance from one another, their shared geographic location, and the growth of their port cities' infrastructure. Singaporeans no longer feel as strange picking Penang as their retirement destination rather than any other state in Malaysia as a result of this.

[@jocelynnoelle]

Love this video! Thanks for the insight into retiring in Penang (and a peak into Charles and Lena's life😊).

[@AsmLoke]

wow. I love to hear the conversation, especially the meaning of life.

[@VirginieA.981]

I love what Lena said ! This is so true.

[@joshuagoh7289]

Charles reminds me very much of the actor Lim Kay Tong.

[@maytan1622]

Oh my God I was trying to think Charles look like someone and you were spot on

[@simonlow3039]

Thought exactly the same: looks mannerism and the way he talks

[@addieadnan669]

both Charles & Lena are giving great insights and encouragement on how to live happily... kudos to gib ojisan

[@vinvin5238]

For me; Important factors to consider for retirement (if you choose to retire apart from your home country) ... Weather, Food, Medical, Friends, Good Connectivity to Singapore.

[@animeminagaming]

Good for them to pick Penang. Penang is nearly similar to Singapore in terms of culture and people. It is a heaven for foodies too. Singapore is still great in many ways as they said but this video imo is more on a retirement pov. This reminds me to be grateful wherever I am.

[@lisapkchuah1932]

It is indeed ,we are fortunate to have plenty of varieties of local food that still are home made; baba nyonya speciality & different taste of noodles & rice.

[@faizaldizz]

The madam give a good advice I wish her a good health and stay healthy 🥰

[@monkeynorn]

Penang is a very charming place. Would love to visit it again soon!

[@simplyme3306]

Ahhhhh I miss Penang! The last time I was there was like more than 10 years ago with my friends. I still remember that Hot Bowl, it looks like the location did not change still. It's popular for tourists too at least we knew of the place 10 plus years ago. Cendol has a slight salty taste because dessert vendors usually add salt to the coconut to preserve it from turning bad. Singapore's vendors do that as well. What a lovely interview and nice retirement home! You only need to compare the pace between KL and Penang to feel the difference already, no need to compare with Singapore haha.

[@prst99]

Does the salty taste enhance the flavor or detract from it?

[@simplyme3306]

@prst99 enhance. So it's not one dimensionally sweet. As in all baking recipes will add in some salt to enhance and balance the flavours😊 but I would say some vendors tend to be heavier on the salt than others.

[@asmadibalkhisabubakar1488]

There is a small tree outside/behind the gate. Used to be my 'hanging out' spot when I lived in Penang. It is very privacy & not many people know the entrance to that beach.

[@marielim1519]

GOD BLESS YOU N YOUR FAMILY🎉😂 WELCOME TO MALAYSIA

[@klinikparagon1379]

I admire the fact that not once this couple blame their government for not being able to afford to retire and live in their own country. Instead they have only nice things to say about their home country. I also admire how well they have adapted into live in Malaysia. Yet Malaysia has many states with each state being uniquely different. Some places are known for its efficiency and better healthcare while places which are more laid back are still connected and not so far away from main healthcare hubs. Each state in Malaysia may cater to different tastes and preferences of foreigners who wants to retire here.

[@lidna82]

Start a series of Singaporeans living overseas already!

[@clement8959]

Thank you. I really enjoyed this episode.

[@asrie1234]

*Welcome to Malaysia Truly Asia Good food Enjoyed Thanks for Very good videos* 🇲🇾💓💞💝❤️💕💖💗🥰😍💗💖💕❤️💓💝🇲🇾

[@march69-333]

Wow, their condo view is a million bucks, man. 😊😊😊

[@marcseah7022]

Singapore media always portrays Malaysia in a negative light but the real smart Singaporean knows better. Your retirement money will last so much longer in Malaysia than Singapore with a much higher and comfortable standard of living than squeezing in a pigeon hole HDB flat. Just dont expect the same kind of efficiency and public transport convenience as Singapore. But then again, a used car costs RM10000, less than S$4000 and petrol costs RM2.05 a litre, less than S$0.70 so no worries 😃

[@hailyrizzo5428]

@BT And the irony of Singaporeans whining that Malaysians working in Singapore get better deal than Singaporeans themselves because they can earn in SGD and spend in RM. And this couple decide that, well if you can't beat them, then join them and then you say it is better to live in Singapore. So tell me, are Malaysians earning SGD but living in Malaysia getting a better deal or not???

[@marcseah7022]

@BT "No singaporean will want to live in malaysia", well maybe this applies to yourself. Stop thinking Singapore is the centre of the universe. No wonder foreigners from other countries think we are a proud and arrogant bunch. But judging from the many Singaporeans who have moved across the causeway, there are many who do not share the same view. Maybe these are people who prefer to live in a place with more space, where cars and property are more affordable and where u can actually live a proper retired life without succumbing to the rat race in SG. Sure Singapore is a great place to live, we all know that.. but it comes at a great cost and for the same amount of money where u can live a more luxurious life without stretching your retirement fund, it does make sense to move over if u can put up with some slight inconvenience and efficency.

[@jjsamuelgunn1136]

@BT The OP is right. You seem to think that you are the centre of the universe. You think every Singaporean should do as you what think, what you do and what you like. Thailand??? I'm not saying Malaysia is heaven, but do you think all Singaporeans can read and speak Thai? In Malaysia, especially Penang, even if you don't understand Malay, most of them can communicate in either Chinese or English no problem. Why do you even bring up Thailand? Your likes is so specific to you and yet you think everyone should follow you? You got Thai GF is it? Malaysia is nearer to Singapore compared to Thailand. You like Thailand. They like Malaysia. Why should they pick the place you would pick. Less developed country? Sure. But that's the trade off isn't it. Even in Singapore, if you only willing to pay for a Toyota, don't expect to drive a Merc. You can pay only for HDB don't expect to get a bungalow. Yeah, public transportation there sucks, but it's cheaper to own a car and pump petrol. And why do they need to live a 'more developed country'. What level of development should we demand? If people are retired, all they need is good and tasty food and a nice home. Both of which are cheaper there. Medical problems? Then they can go back to Singapore if they need to. Read my earlier comment, Malaysia is nearer and it's easier to fly back from there.

[@marcseah7022]

@@jjsamuelgunn1136 Malaysia is basically Singapore but with much more space and much cheaper cost of living. The culture, food and languages spoken are so similiar that we assimilate well over there. Unlike in Thailand which has a totally different language and culture. Put it this way, only a Singaporean and a Malaysian can understand each other jokes and conversations, no 2 countries are so similiar yet have such a huge difference in currency exchange, thats why so many Malaysians choose to work in Singapore and so many Singaporeans cross to Malaysia for retirement and leisure.

[@jjsamuelgunn1136]

@BT Oh, please. Don't talk to me like I haven't been to Thailand. My cousin is there cuz he married a Thai. He lives quite well but that is because he knows how to speak Thai! When I'm there with him, I'm totally lost and have to rely on him to talk and communicate with everyone. And yes, I do know there is a cosmopolitan community. It is no different from being an expat in Singapore. They are here but not here. They have their own little community separate from the the locals. The whites will gravitate to the whites. The Japanese will gravitate to the japanese and the koreans will gravitate to other koreans. Do you think a Singaporean can fit in easily? Even if you can, then you might as well hang out with the expats in Singapore. Of course, there is also that infamous community of old white dudes with their asian love toys. You want to talk about being super awkward telling people you live in Malaysia, try telling them you live in Thailand then. But after reading your comments, I figure that you POV is driven more by your personal dislike for Malaysia and/or Malaysians rather than any objectivity.

[@lotuseletre8724]

some nice words of wisdom from Lena.

[@judychoo3167]

Ghib, u so ang pai to be granted I terview by the couple! Great job! Always interesting plus yr personality!

[@anchored555]

Penang is very nice. Many countries close to SG have much lower costs of living and good food. It’s tempting to retire there to stretch your money, but cheaper costs of living isn’t the only consideration. I know someone who lived in Penang for a number of years because it was cheaper till he developed health problems and had to move back to SG for better health care. Moving to retire overseas also may not work if you still have family in SG. Also, buying a property in Malaysia may be much easier than selling it. Just ask those who bought in Iskandar. Your money may get stuck there or your retirement plans go awry due to policy flip flops, etc, which are not uncommon. I understand that the recent changes to the MM2H programme which required proof of MYR 40,000 income pm (because they decided to target high net worth individuals) created serious problems for many long time foreign retirees who were unable to meet that new requirement. They may be forced to leave after spending many years in Malaysia.

[@thsim88]

maybe just fulfilled the mm2h requirement, but rent accomodation instead, so can shift ard also

[@ylein6508]

I have to agree about the healthcare in Malaysia. Stayed in kl for a few years. Just for a simple fever and cough, I visited the doctor in KL twice because the first time antibiotics worked for a month but strangely the same virus came back again and again the antibiotics only lasted a month before the virus came back again, till I gave up and went back to Singapore to see a GP and strangely was well after the antibiotics treatment from SG. Doctor in KL wasn’t cheap either. I must say the medicine in KL then was a little dodgy.. came loose rather than the sealed packets we are used to in Singapore. Plus the crime rate in KL was really bad compared to SG

[@stmpo5595]

For your info, the new MM2H rules only apply to new applicants and not on existing second homers

[@freddyng1843]

To each their own, no one country is perfect.

[@stmpo5595]

@@ylein6508 did you go back to KL after treatment in SG? Is it because of common flu that happened in KL where you stay at that time?

[@ajisenramen888]

Shout out to the Tomato Rabbits! So CUTE! ❤

[@Thetraveller411]

Such a wise, inspiring couple. Bless them both ‼️❤️🙏

[@gabbyfoo2]

Thank you for an eye opening episode. Yes I agree that S'pore is expensive but logistically extremely convenient with the MRT and the Food is second to none....Australia

[@RamlahAwang-r6v]

Wow 😀feel not stress. I love the views environment

[@swanyp5707]

This couple have found what they want not only this life but eternally. Thank God and praise the LORD.

[@alukardFE]

What a nice and eloquent couple. Wish they were my grandparents.

[@krollpeter]

I am fully aware of all the positive things here in Singapore. Excellent infrastructure, well organized government systems, the safety standard, I never have to worry whenever my wife goes out at the night. When I came here living costs were about in a similar range compared to Germany. However, now it is getting very expensive here.

[@stephenwang9567]

Pay the expensive price until u cannot afford

[@keffinsg]

What a lovely couple.

[@canicemunloh5849]

Very interesting video.

[@turgonmiyantur5974]

:) arigato! and thank you Charles and Lena, so nice :) i got a gold nugget from Lena too ;)

[@annielk5989]

Safety is the most appreciated in Singapore! The moment after passing through immigration and customs on Causeway, the feeling just creeps through! I won’t choose other place to retire because I can’t find the ease of getting to the exercise I love, squash, walking in the park, cycling…

[@sekhongteoh8971]

S$1 million is barely adequate to live for another 20-30yrs when u retire at 60. It's ample for a very comfortable lifestyle especially exchange of 3.45 to RM. Healthcare cud be an issue. Just a thought.

[@pagodaavenue]

So many insights about changing life style mostly from Lena’s words.

[@supianzainuddin1482]

Nice video, so informative. Penang looks like a good place to retire.

[@neddy71]

Sri Golden Bay!! Love love love Penang. A very special place indeed

[@kennedypoi503]

Brilliant interview. Your new calling, Ghib.

[@nsevv]

That is why many people in Singapore are learning Malay, it is the most useful language for retiring and holiday in malaysia and indonesia.

[@KeoNz]

lol I hope your comment is satire

[@nsevv]

@@KeoNz nope, few of my friends started learning malay/Indonesian when covid started.

[@dandjsh7978]

Kalau tinggal kat Penang lebih baik belajar bahasa Cina kekeke

[@kenhew4641]

but Singapore's national language is Malay, their national anthem is in Malay, how come they don't know Malay? Isn't it taught in schools?

[@KeoNz]

@@kenhew4641 Oh, the national language of Singapore(Malay) plays a symbolic role, as Malays are constitutionally recognised as the indigenous peoples of Singapore. English is the common language encouraged to be spoken as to bridge the gap among races and encourages equality. However, it seems to backfire a little as it evolved into "Singlish" instead with a mix or Malay, Chinese, Indian and dialect. As for your question of it being taught in school. Each races has their own mother-tongue class so Chinese will learn Chinese, Malay learn Malay & Indians learn Tamil etc.

[@heihei.channel]

Retiring at Penang will be more convenient because the healthcare is GOOD and more affordable :)

[@hermdude]

Charles rocking a vintage King Seiko watch, interesting.

[@chrisyeo3371]

I stayed in Penang for a month, beside the relaxing pace and food, I have different perspective about retiring there and found Singapore is a better place for me due to it’s convenient and cleanliness.

[@MrBagusXD]

Always supporting you Ojisan! Hope you keep up the good and hardwork!

[@GhibOjisan]

Appreciate it!

[@debbiewilliams9874]

I was in Penang 2 weeks ago and it brought back memories of our yearly visits to our grandparents’ home and had many fun days with our cousins . Coming back to Penang made me appreciate the simple things and the friendly people . I would have loved to have met Charles and Lena who seem to have found true happiness in their years of retirement .

[@kindface]

If you're a foreigner (and I believe that includes citizens of ASEAN member countries) who lives all year round in Malaysian on a tourist visa, the Malaysian immigration department will then only extend your visa each time by only a month. And if you then exit Malaysia either to Singapore or Thailand and return to Malaysia within a couple of days, the Malaysia immigration department will then advise you (perhaps unofficially) not to exhaust your month-long visa each time before doing that routine but in fact leave by the end of the third week. If you leave at the very end of a month's stay, they'll likely not allow you back in after a couple of nights' stay in Singapore/Thailand but may in fact only admit you after you've exited for closer to a week. The above timeline is from anecdotal experience; not the official protocol.

[@ShhhHhhhz]

oh man i remember the shitshow during renewal in covid times, almost impossible, no replies, zippo. A tip too, dont do anything government related before election, nobody will ever respond to you

[@v22u]

Very interesting and knowledgeable couple.

[@goeatflyplay]

Many of us are aware of the strengths and weaknesses of both sides. Hence, the decision should be anchored on what are the acceptable trade-offs. Once this mental hurdle is crossed, then it is really about adaptation for the next step. Nonetheless, we all know Malaysia's great food culture and the wonderful places for all of us to visit and enjoy! *thumbs up*

[@WQVXZi]

Amazing story.

[@haruhi7745]

Ah so relaxing to watch your video🌷🍀

[@maggiekow1746]

hi.did not know of your channel till recently.am a singaporean living in the tohoku and i love the life here.been here for 41years and i agree with lena that u need to reinvent yourself to adapt.love singapore,loyal and proud singaporean but i love japan too.

[@horumoful]

I have plans to live in Penang soon from Tokyo, living abroad is my first time in my life, so this video was very helpful.

[@vwchan841]

Me too, from the USofA!!!!! Penang is honestly sooooo underrated!!!!! Think Oahu, Hawaii but way cheaper and with way better food!!!!

[@shutengloke5907]

@Ghib, there are LOTS of Singaporean staying in Nusajaya and these are not retirees. You may want to do an interview with these folks.

[@John-us9rm]

Those working in spore mostly had given up after experiencing the jam and now the difficulty to get mm2h. That's why most johore projects near tuas becomes like ghost town.

[@shutengloke5907]

@@John-us9rm, when was the last time you stay in JB? The population is increasing as more and more people work from home. Why work from a tiny apartment when you can work in a nice bungalow (and lower cost of living) that cost less? As for ghost town, you are not wrong. That's because developer over built in the last 10 years before COVID.

[@John-us9rm]

@@shutengloke5907 it's only these few years that people work from home because of lockdown. Most people cannot work from home. How about the children education? It's more viable for a retiree to live in johore . Most likely to have a second home there.

[@shutengloke5907]

@@John-us9rm, like I said when was the last time you stay in JB? Do come and have a look at my neighborhood and you will see how many folks have moved to JB from SG since border reopened.

[@shutengloke5907]

@@John-us9rm, 1. Most people cannot work from home. I agree but I am not saying everyone is moving to JB. Even 10% folks can work from home, that's a huge number. 2. How about children education? I'm sure you know Malaysia offer more education options than SG. And do you know that Singaporean kids who are "overseas" are eligible for some scholarship as "Returning Singaporean"?

[@jeffreyleong716]

When you are on retirement the most important aspect you need to seriously consider is medical care, especially how fast you can be attended to in a medical emergency. Singapore is tops for this.

[@steveteoh58]

There are enough private hospitals to deal with most medical emergencies. Most specialists are qualified from local and overseas universities so not an issue. In fact some have gone to Spore to earn a living!

[@KK-jq5yx]

U will be surprised with penang medical care. Affordable, convenient n professional

[@justinchan_my]

Welcome to Penang - good to go on food hunting and visiting the Kek Lok So during this period, if you are still in Penang