Receive Social Security In The Philippines

[@BearInThePhillipines]

Thank you for making this video. I turn 62 next week......filed to get social security this is money I earned, I want it back hope to be in phillipines soon

[@piratecovephilippines4711]

Thanks for watching

[@floribertosousa2251]

Hello 👋 and thanks for a great informational video. Take care and keep up the good work.

[@stevekulbacki5238]

Nice video. One of the most informative for average folks to understand. Thanks you answered some questions and connected some dots.

[@piratecovephilippines4711]

Glad to hear it helped. Thanks so much for watching

[@BruceDigma]

Thank you for this video. it helps a lot. I'm about to come home and retire. been living in the states for over 50 years and I'm excited to come home.

[@piratecovephilippines4711]

Thanks for watching, welcome home.

[@curtfont]

Thank you brother for sharing your knowledge with the rest of us 👍

[@piratecovephilippines4711]

Thanks for watching

[@giturdone1200]

Yes get those other videos please I'm still a few years out but working hard to get over there all and any information is helpful thanks a bunch

[@piratecovephilippines4711]

They are up on my channel. Thanks for watching

[@jameslonergan5840]

Thank for the info! Will be watching for your next videos.

[@piratecovephilippines4711]

Thanks for watching

[@phroden]

Sound much better now. 👍👍

[@piratecovephilippines4711]

Thanks for watching

[@sirliner8035]

Just my opinion, I would not recommend direct deposit to any Phils bank. The problems I've had with the biggest bank here, BDO, nixes any trust I would have with direct deposit to them. I personally have my SS deposited with Wells Fargo, NA. Then transfer online what I want thru their partnership program with certain Phils banks. Been doing it for 5 years now & no problems with Wells Fargo, only issues have been with BDO

[@piratecovephilippines4711]

I was with BDO years ago and didn't like it at all. Been with BPI now for years with no problem. Thanks for watching.

[@wildbill7081]

yeah many people have had more problems with BDO I use BPI and have no problems.

[@travelinghobo]

Can I ask what problems did you have with BDO?

[@rosarioarquero-martin3461]

I'm a new subscriber. This is very helpful. Thank you.

[@piratecovephilippines4711]

Thanks so much for your support

[@asandmyfil-amhubby9666]

Sir how do you go about applying ss here in the Philippines for appointment they said you can apply here and you don't have to go to U.S.

[@piratecovephilippines4711]

You just file online with your Philippines address, after you submit the application the SS office in Manila will contact you and set up a phone interview. It was really easy, but it takes a few month before it starts.

[@Freddy4fingers2]

If you collect SSDI and live overseas, you are required to return to US every 6 months, stay 30 days, provide proof of stay to SSA. Wash, rinse, repeat every 6 months. I THINK you can get around this by maintaining your US address and putting your cash benefit in a US Bank. Just make sure you have a friend or family member forward any SSA correspondence to you as quickly as possible. Fill out the forms,send it back to your family and have them mail it to SSA. My disability is considered permanent and I have not had a re- evaluation since I started collecting SSDI in 2017.

[@piratecovephilippines4711]

Negative, you are not required to return to the US to keep SSDI in effect. Many stay here year after year with only a Philippines address and funds deposited into a Philippines bank.

[@Freddy4fingers2]

My bad, I was just going by what SSA website said a week or two ago. They give very conflicting info.

[@22jaydogg]

Well, I called SSA yesterday and asked that same question about SSDI and they told me that I could only stay out of United States six months and then I had to inform them that I had returned so what is the real deal then​@@piratecovephilippines4711

[@texascowboy8612]

I was told by a American that your Social Security comming to the philippines you must have a account without a ATM card. They would not send it to account that has a A T M card. You must go into the Bank to get money. ??? Is this true ???

[@piratecovephilippines4711]

Yes, you must go into the bank in person.

[@genelinemooney7661]

My dad not u.s. citizen but he will be going home Phil’s...just wonder if he still continue collect his sss benefits

[@piratecovephilippines4711]

Not sure about non citizens, should check with SSA office to know for sure.

[@julianarodriguez3635]

Do you have to make an appointment in Manila to the social security let me know thanks

[@piratecovephilippines4711]

You can, but most things can be done by email. If you are applying for SS, it's done online.

[@teighniver8688]

Here's another option people can consider.It's what I'm doing.I'm retiring next April (65) & moving there to Bohol.Find an international bank near you in the US,that has branches in the PI.I just recently opened an account with Citibank where I'll have my SS direct deposited.Citibank has a big branch in Cebu,which is a 2hr ferry ride from Bohol and where I'll be flying into when I come.Once I get there I can go to the branch in Cebu, & have a debit card issued from that branch off my account.MY SS will be deposited to my account here,which I'll have access to through the branch there.By the time I leave next May(or early June) I should have about 75K in my account with what I've already saved & will save between now & then.Once I get there I'll be taking probably about 50K of that & depositing it in a Philippine bank.I'll be applying for a SRRV (special resident retirement Visa after I get there.One of the requirements is to deposit at least 10K in a Philippine bank.With a debit card from the branch in Cebu,I'll have access to & be able to draw my monthly SS from my Citibank account for monthly living expenses.The rest will be a security blanket.Also for Buying a vehicle,furniture,exct... I also have my online portfolio which will be connected to my Citibank account.I'll be selling off some of my holdings from time to time & using the proceeds for trips to other places in the Philippines & SE Asia,

[@piratecovephilippines4711]

Sounds like a good plan, hopefully it works out. Thanks for watching

[@douglashynden3181]

I am on Social Security and still in the U.S. When I move to the Philippines I am sure my Medicare will not work there and I will have to get insurance there. My question is will S. S. put the money for payment back in my check for the Medicare insurance?

[@piratecovephilippines4711]

Only if you stop medicare, its not automatic. But if you decide in the future to start medicare up again the premiums will be at a higher cost.

[@frankimperato1319]

What if you are already on ssdi before you go to the Philippines? I always receive my check on the 3rd . I never understood when people talk about getting there check depending on the day there birthday is on.

[@piratecovephilippines4711]

People that get paid on different days during the month is only if your address with the SSA is in the US and depends on the day of the month you were born and is only for regular retirement SS. If address is the Philippines then your paid on the 3rd for SS and SSDI.

[@mrdacusthenavigator4989]

If I'm not mistaken, people who're about to retire can also apply for the Social security card. And they can easily check their balance online. (Although it's a bit risky since it can get lost or stolen).

[@piratecovephilippines4711]

Yes you can do a lot with the online page.

[@norielynnramiroperfas7388]

My mother has a SSA in Virginia my mom got sick 2002 and she died here in Philippines 2003 . How to get survivor benefits in SSA ? What am I going to do .I didn't receive anything from social security in Virginia USA

[@piratecovephilippines4711]

Very sorry for your loss. You will need to contact the SS office in Manila at the embassy.

[@katebulatao1560]

Sir , thanks for sharing about this Social Security information . May I know what is the address in Manila , the Social Security office ? Thank you so much for your help .

[@piratecovephilippines4711]

It is at the US Embassy in Manila.

[@kaiman5307]

Hi , what if I live in Thailand, do I make appointment and fly to Manila or can I do everything online? Thanks

[@piratecovephilippines4711]

Everything is done by email, I'm only a hour from the Manila office but was all done by email.

[@kaiman5307]

@@piratecovephilippines4711 thank you for the tips

[@texascowboy8612]

I received a email from Social Security in Manila. They will not get involved before your benefits are stop. Also I was told that I'm not to send it to America with FedX are LBC..im supposed to send it by regular mail. I was told I could not send it by fed X in a package and then have a family member open it and put it in the mail. Seems crazy but that's what the email said...

[@piratecovephilippines4711]

That's correct what they said, the SSA office in Manila only will deal with it if payments are stoped You must send it to the US office in the US and they must receive it before the end of the year. I sent mine Philpost registered and had no problem. However if I had received the second one and time was short I would send FedEx or LBC , they have a back up address for that as FedEx and others won't deliver to a PO box.

[@piratecovephilippines4711]

Here is the back up address. Social Security Administration Data Operations Center Att: SSA-7162 Process 1150 E. Mountain Drive Wilkes- Barre Pa. 18767-7162

[@texascowboy8612]

@@piratecovephilippines4711 where did you get this new adress from. ??? And has it been tested to send it by LBC and are FedX ????

[@piratecovephilippines4711]

From SSA

[@miodraggligorevic9225]

I'm SSDI from september 2021 living in Alaminos Pangasinan do you maybe know wich dr.offices are legit or authorised by Social security administration so I can visit tham are thay only in Manila or all around Philipines. Thank you very much in advance.

[@piratecovephilippines4711]

You would need to check with the Social Security office to get the most current information.

[@aizahansen9348]

Hi sir, good day! I am a Filipina living in Philippines and married an ex military 3years now, my husband wants to claim me as his beneficiary in his military but they said I need SOCIAL SECURITY NUMBER(SSN) Now my husband called the fbu manila but then they seems don't have idea about it, they said I'm not eligibLE for social security number, the fbu manila denied it.. now we send a proof that I eally need a SSN for me to claim me as his beneficiary

[@piratecovephilippines4711]

You must get the ITIN # , but it's very hard to get and is often not given. Best to get in touch with the veterans association here in the Philippines as they may be able to help. Sorry I don't have any contact for them here.

[@aizahansen9348]

Sir , I have ITIN Already ..I got it last year...

[@aizahansen9348]

We called the VA also sir and they said they can't help us to get SSN ..

[@piratecovephilippines4711]

@@aizahansen9348 , not the VA. But VA support groups. Facebook US military expats in the Philippines groups could probably help.

[@danielwykowski6069]

What I'm curious about is how do you handle medicare?

[@piratecovephilippines4711]

You cannot use Medicare in the Philippines. I will op out of part B as the wife and I both can get a good insurance plan with that money. Thanks for watching

[@johnnytx45]

Actually, you could have specified when you wanted to receive Social Security payments to be effective and they will honor that. For instance, if you wanted to start in February; they will send it with any other months they are behind when it's all up-to-date.

[@piratecovephilippines4711]

Thanks for watching

[@joncsoriano5163]

how Do I get started good Sir? Can I walk into the embassy ang file for SSDI?

[@piratecovephilippines4711]

You file online first.

[@amaliahightower]

I just came across your channel and just subscribed. Unexpectedly surprised that US Embassy have Social Security here. Good infos thank you so much. Still have a few years and thinking when I’m gonna start mine. Just a question do you pay tax on your pension payment?

[@piratecovephilippines4711]

Yes, it's nice to have SS office here to help with anything that may come up. US citizens are not required to pay taxes on their pension in the Philippines.

[@gratitudetouniverse3754]

​@@piratecovephilippines4711Do you have to file taxes in the USA even if your pension is not taxable ? if so, do you file taxes on line ? Thanks

[@piratecovephilippines4711]

@@gratitudetouniverse3754 , if you don't have other income and don't meet the minimum income limits, then you don't have to file, but some say it's still a good idea. And yes you can file online or just fill out on paper and send it to the IRS.

[@Maria-wx1zp]

Sir, may I know what is your health insurance you use there in the Philippines which you said it cost less money, I am also looking for the best health insurance in the Philippines

[@piratecovephilippines4711]

Current I have Philhealth, but it's not really insurance, but it will cover about 25% to 35% of your bill. I'm in the process of looking into regular insurance and the best I have found is Pacific Cross. I'm also looking at a program that's going around , you invest into a hospital corporate fund. You invest about 350K and you receive 50% off all services. And you can still use Philhealth to lower the bill more. Of course you still must fund the balance yourself.

[@Maria-wx1zp]

Thank you Sir for the information

[@CheckouttheRILEYS]

Hello my friend let's get paid.

[@piratecovephilippines4711]

Thanks for watching

[@New_life61]

I seen other vloggers that say its best to setup ss in the us, and make sure 1 or 2 direct deposits go through, then the only thing to deal with the proof of life form yearly, does that sound right?

[@piratecovephilippines4711]

A lot of people say that, but they probably never had it set up in the Philippines also. You never here anyone that has direct deposit in the Philippines have a problem with SS. But as I away say, you must do what feels right for yourself

[@New_life61]

@@piratecovephilippines4711 Thanks for your fast response, aloha 😁

[@New_life61]

@@piratecovephilippines4711 Aloha, I have a question I can't seem to find an answer, so I thought I'd ask you as you obviously know more than anyone, my question is about the proof of life form that social security sends out yearly or every couple of years, would you know if a virtual mailbox would work for that? My concern is I've read that mail in the Philippines is hit and miss, and if social security doesn't get a response for that letter within a few months they stop social security payments...any advice is appreciated, thank you

[@piratecovephilippines4711]

If that address is in the US then they don't need to send you the form. It's only if your permanent address is abroad.

[@New_life61]

@@piratecovephilippines4711 Awesome, thank you so much, I wonder if it's ok to use a virtual mailbox or family member address

[@DonaldMacDonald-Clown]

Since you have made the Philippines your full time home, did you keep any bank accounts and or retirement account open in the US and just transfer funds when needed to your bank in thr Philippines?

[@piratecovephilippines4711]

No , I closed all my accounts after about 18 months of moving here. I had no plans to return to the US and haven't been back in 10 years now. My pension and SS are direct deposited to my Philippines bank and have never had any problems doing so.

[@DonaldMacDonald-Clown]

@@piratecovephilippines4711 Thank you.

[@GeorgePlotas]

Hi sir I'm come back again here because I need again your help my problem is I request email in FBU inquiry form to make appointment in sss pension of my husband but it 18 days now but they don't response my email request to them What should we do sir?

[@piratecovephilippines4711]

I believe to make an appointment you need to use the main email appointment address. Fbu email probably won't respond to an appointment request.

[@GeorgePlotas]

I already did what you ask me but they do not response

[@richardyeagerjr8200]

If you are already receiving SSDI in the states and decide to retire in the Philippines. How does that work?

[@piratecovephilippines4711]

It depends on what you want to do, you can keep it going to your bank in the US and just use ATMs and money transfers or you can have SS change your direct deposit to your Philippines bank.

[@MehrdadRastgaran-vb7je]

Sir one question Is reduced benefit begun early at 62 y.o enough to live off of if there are no other incomes???

[@piratecovephilippines4711]

It all depends on how much you get at 62, everyone is different as to how much you payed into the system. At 62 mine was just over $2,300, easy to live on here.

[@markkevintomas5592]

Sir it's ok to go walkin at the U.S embassy to check the SSA of my relatives to know what requirements to pass. Ty for your feedback sir

[@piratecovephilippines4711]

I'm not sure about walk in, but maybe with appointment. Check the website.

[@robertcasto5481]

I'm already drawing SSD AND Military Disability pay each month .... do I still need to see a Dr there? And with already getting this how hard is it to get these checks DD in a bank there

[@piratecovephilippines4711]

As for seeing a doctor here, that would depend on your case. Would need to talk to SSA and the VA, some never have to see a Dr here. Direct Deposit is easy with the SS office in Manila after you are here. And I know guys get the military payments also but I'm not sure about the process. I'm sure it's not hard to do. Thanks for watching

[@stuartsmalley2847]

Also, could you link me to the video about Proof of Life or if it hasn’t been done yet, tell me what that entails? Will he have to visit the doctor to get it affirmed, or just his own signature every 6 months?

[@piratecovephilippines4711]

Proof of Life is a form SSA 7162 and is sent out to you each year only if you list your address with the SSA as abroad. It's a simple form with 4 question, signed and mailed back to the US .

[@stuartsmalley2847]

@@piratecovephilippines4711 Thanks. So if he just leaves his official address in the US and keeps getting his social security deposited to his US bank, there’s nothing else he has to do? That seems like the easiest option. And then he can still use his US debit/ATM card in the Philippines.

[@chuck9112]

Can you please tell me a doctor in Manila that does US social security disability exams 🙏

[@piratecovephilippines4711]

Sorry, but I don't know any. Check with the SS office in Manila at the US embassy.

[@chuck9112]

@@piratecovephilippines4711 thanks

[@chuck9112]

@@piratecovephilippines4711 ok thanks

[@The-Contractor]

Hello and thank you for this channel. I am marrying a Filippina who lives in the Philippines and I am a US citizen. I will be retiring to the Philippines in the near future. When I die will she be able to receive Survivor's Benefits?

[@piratecovephilippines4711]

Unfortunately No she cannot, unless she lived in the US for at least 5 years.

[@The-Contractor]

@@piratecovephilippines4711 Bummer. Thanks for the information.

[@aizahansen9348]

Please advice sir thank you

[@piratecovephilippines4711]

Just ask whatever questions you have.

[@riverflow8186]

Grandpa, my friend only work for 5 yrs but got her sss benefits from her husband. Can she withdraw her sss once he decided to live in Philippines? She is a U.S citizen but is planning to apply for dual citizen and live in Philipines for good. God bless!

[@piratecovephilippines4711]

Yes

[@cy3969]

Ssdi you have to be checked by Dr in Philippines or here? 👍thank you ! Been on it since 55

[@piratecovephilippines4711]

In some cases that my be required. If you haven't been seen in the US for a evaluation, then probably won't need it here in the Philippines. Thanks for watching

[@Albanach-je1nk]

I assume you are talking about pensions. As you are using words I am not familiar with here in Oz or in Scotland

[@piratecovephilippines4711]

Yes, this is Social Security pension in the US.

[@harold1901]

Hello, i have a question. I was told that if you have medicare part A and part B and you move overseas since they ( SSA ) doesn't cover medical expenses and medical bills and i asked ok then can i not get the part A and part B SSA then told me that i will lose my benefit. So is that true or not.

[@piratecovephilippines4711]

No, you don't lose it unless you op out. Many keep medicare but have to return to the US to use it. For myself I will op out of part B as I can get good insurance here for both the wife and I for less money.

[@harold1901]

@@piratecovephilippines4711 Thank you for getting back to me.

[@amaliahightower]

@@piratecovephilippines4711 may I know what insurance you have here in the Philippines?

[@piratecovephilippines4711]

Pacific Cross

[@wildbill7081]

Back in early 90's I received SS Disability that has since been converted to regular SS but I was never checked by any local Philippine doctor so I not sure about that and I am 71 now been living here in the Philippines over 35 years. I also use BPI with Dollar account along with my US Bank never had a problem with BPI but have problems with my crazy US Bank

[@piratecovephilippines4711]

As I said when on SSDI "in some cases" you may be required to see a doctor for review. I know of a couple of guys that had to do this. As for US banks , I know a lot of people with that had problems and hard to deal with being so far away. Thanks for watching

[@ohno-zx4if]

At what age did your ssdi turn to ss. I’ve been on ssdi since 2001. How did you receive the short forms they send every 7 years. I feel like a prisoner because of ssdi but it’s gotten to the point that I can no longer at to live in the USA.

[@wildbill7081]

@@ohno-zx4if I think my SSD turned to reg SS when I reached age 62 and had been receiving SSD since I was early 40s. Living in the Philippines SS would send a form every single year to make sure I am still alive and nobody has taken over my payments. I am now almost 72 and still kicking but have many problems that I have to deal with daily.......

[@chuck9112]

I tried to make an appointment with the Manila social security for 4 months via email and they always replied we have no appointments available. 2 weeks before my 62nd birthday I flew back to the US to file for my benefits.

[@piratecovephilippines4711]

I sorry to here that. You could have filled online, then the SS office in Manila will email you with a phone interview within a couple of weeks. That's how I did it with no problems at all.

[@chuck9112]

@piratecovephilippines4711 Well, the online form was asking for a US address and a US phone number. so how did you get around that? Because I no longer had a US phone

[@piratecovephilippines4711]

@@chuck9112 , it also allows foreign address and phone number.

[@catnip2906]

Thanks for the info. I'm just trying to understand the best way to apply. You said you did a walk in at the embassy in Manila. Later you said you applied online though your account. Did you apply online? I just want the easiest way to apply while being here in the Philippines. Could you please clarify this for me?

[@piratecovephilippines4711]

I did do mine online and it's definitely the best way to apply.

[@catnip2906]

Thanks for your reply. Hopefully, it will save me lots of heartaches in the future.

[@PedroRodriguez-hy5ty]

Can you have a bank account in the Philippines and US let me know thanks

[@piratecovephilippines4711]

Oh yes, many people do that.

[@PedroRodriguez-hy5ty]

Thank you sir

[@RBV1962]

I bank with Wells Fargo. Can l just have my social security deposited in my Wells Fargo account and withdraw over there ?

[@piratecovephilippines4711]

Oh Yes, many people do that. Some use debit card, and some use money transfer service. But just know it will Cost a lot and the exchange rates are not as good. Thanks for watching

[@bhinbayoucity5691]

Walter, From the comments below, it's possible to have ones SS $ direct deposited into a bank in PH, but is it a good idea to have 401k, Roth ira, or Roth 401k $ direct deposited into the same acct there as SS $, or is it better to have retirement $ deposited into a separate set up PH bank acct? Good info in the video....

[@piratecovephilippines4711]

Probably better in a separate account so that you have ATM and transfer as you need without going into the bank.

[@sdsomar1]

Social security demands a separate bank account from everything else and u cannot have an atm card

[@piratecovephilippines4711]

@sdsomar1 , yes I explain that in my videos. But it's not a problem at all. You go to the bank, withdrawal from the SS account and exchange for pesos and deposit into your regular pesos account that has ATM and all other features like transfer and bill pay. No problem at all.

[@bobbyhadley3884]

I'm on SSDI already but do I still have to see another Dr just to get my money transfer to Philippines bank??

[@piratecovephilippines4711]

That would all depend on your case. Best to contact SS office in Manila.

[@Retire-py2yk]

Thanks for the video.. Very informatic ! Any idea, do you have to go back to do paper work if you live in Phillipine but use US Address ?

[@piratecovephilippines4711]

No, not at all. Can all be done here.

[@Retire-py2yk]

@@piratecovephilippines4711 Thank you..

[@BearInThePhillipines]

@@piratecovephilippines4711 thank you for all this info....big help

[@stuartsmalley2847]

Hello. New subscriber here, trying to get a SRRV for my dad. He is 78 years old and has a pacemaker but is otherwise in good health. Would he qualify for SRRV classic?

[@piratecovephilippines4711]

Allow me to ask a few questions to give you the correct info. 1) is he a veteran? 2) does he have a pension of $ 1000 a month or more ?

[@stuartsmalley2847]

@@piratecovephilippines4711 no he isn’t a veteran. Yes his Social Security retirement is over $2000 a month. He had an aortic aneurysm a few years ago which required a surgery and a pacemaker. He actually got an otherwise clean bill of health recently, although he does LOOK old and frail. I know you’re not a doctor, just wondering if you know how strict the requirements are for the classic SRRV. We really don’t want to have to go with the “human touch” SRRV since that requires private insurance and would be more complicated.

[@piratecovephilippines4711]

He should have no problem with getting the classic. They do required a medical exam, but sounds like he's doing fine. The cost will be. Bank deposit of 10K USD Process fees of 1,400 USD Yearly renewal fees of 360 USD Just make sure he has a good way to cover medical cost, at any age we need to make sure we all have a way to get medical care.

[@stuartsmalley2847]

@@piratecovephilippines4711 thank you

[@travelinghobo]

Can I ask what problems are people having with BDO? I am considering a Philippine bank and any info, good or bad, would be useful.

[@piratecovephilippines4711]

Sorry, I don't use BDO, so I can't say for sure. I have heard many say they would never use BDO again, and many others say they have no problem with them.

[@carolinat.narvaez382]

hello sir ,my husband dies nov.10,2020 u.s citizen ,ssdi pensioner ,90 years old ,stay her in philppines ,married for 17 years ,i recieved already lump sump $255 ,can i qualify widow pension her in philippines ,filipina.im 60 years old now,no work have illiness .

[@piratecovephilippines4711]

I believe that you must have resident in the US for 5 years to qualify. But to be sure you should go to the US Social Security office at the US embassy in Manila. Very sorry for your loss and hope you good luck.

[@carolinat.narvaez382]

sir FBU manila send me email that on august this year can i apply for survivor benefit ,coz im already claim $255 death ,he told me ready for phone interview ,or appointment. on august 2023.

[@piratecovephilippines4711]

@@carolinat.narvaez382 , that's fantastic, SS Manila will get you all set up.

[@roncasa4042]

How do you file your Income Tax? Can you file it there ( Philippines)

[@piratecovephilippines4711]

Just file online

[@joselitotagay4294]

Sir can a retired non-US citizen who want to go back to the Phil for good can bring home his/her pension ( Social security) pension… thank you

[@piratecovephilippines4711]

Would depend on what type of SS you have, so best to check with the SSA

[@joselitotagay4294]

Social Security Retirement ( full retirement )

[@piratecovephilippines4711]

@@joselitotagay4294 , I believe so, but definitely check with SSA as they have some special rules for non us citizens.

[@joselitotagay4294]

@@piratecovephilippines4711 thank you sir.. God Bless

[@rickjones622]

What if your on SSDI how long can you keep it and still live in PH?

[@piratecovephilippines4711]

No problem, stay as long as you want. Your case is the same as living in the US.

[@rickjones622]

@@piratecovephilippines4711 yes I've lived on SSDI for 26 years now it's not going to change either

[@piratecovephilippines4711]

I believe it will change to regular SS retirement at 65, but I'm not sure about how all that works. As far as living here it won't be a problem at all. You can even have it direct deposited into your Philippines bank.

[@keithmelton4795]

What up hose . I plan on going to the phillipens next year sometime . Thanks for the information friend

[@piratecovephilippines4711]

Thanks for watching

[@Gary-pogi]

You can apply 4 months before you are eligible for social security, my birthday is in early March so I am eligible to begin receiving my benifit in April, and my first direct deposit will be in May. So 4 months before my eligibility which is the first full month I Am 62 is April , I went on-line December 1st which was the first day I was eligible to apply. All went well, it was a little mind bending trying to answer the question of "list the last four times you were in the US for 30 consecutive days" and list the dates, so my last four visits to the Philippines I had to do the backwards, sideways math... it was difficult for me anyway, sometimers disease? It allowed me to list my under age kids and wife so hopefully they will give me the dependent child allowance as well automatically. I will report back Walter and tell you if it went as yours did with the phone interview ect. and if the eagle shits in May as expected. Did you begin receiving your deposit on the third of every month after the delay with your first deposit?

[@piratecovephilippines4711]

Great info, thanks for the update.

[@Gary-pogi]

@@piratecovephilippines4711 Did you begin receiving your deposit on the third of every month after the delay with your first deposit? (Because you are living out of the US?)

[@piratecovephilippines4711]

@@Gary-pogi , Yes, everyone living abroad receive payments on the third. Sometimes earlier if the weekend lands on the third. Thanks for watching

[@janeroldvlogs2890]

Hello sir,my husband have no work since 2018 so basically no income 2019 he came to Phils and up to now since it's pandemic.he have no income . lately he was sick and and diagnosed to chronic venous dfficiency..He is 57 as of now.its very tough for me and for us to shoulder everything he needs coz philhealth for him is cost as 17k yearly.i never been to US.thus he can file here for early retirement so atleast he have something for his medication.?I hope I can get a sort of advise.thankyou

[@piratecovephilippines4711]

Sorry to hear of the situation. Unfortunately early retirement can only start at 62 years old. He can file for SSDI File online to get the process started. Also contact the SS office at the US embassy in Manila

[@janeroldvlogs2890]

@@piratecovephilippines4711 sir thus am I eligible for benefits if something wrong happen to him?I have no idea he have no savings when arrived here coz I'm not asking how much he earned in the US .when he lost his job he go home here but I'm the one working for us.I don't know what should I do for him for his medication..I was thinking he save some as what I'm doing here while I'm working.but it's messed up.and it's really hard for me.

[@janeroldvlogs2890]

@@piratecovephilippines4711 thanks sir

[@piratecovephilippines4711]

Unfortunately if you haven't lived in the US for 5 years, they you will not be able to receive benefit.

[@janeroldvlogs2890]

@@piratecovephilippines4711 ah okay ,wow he is very lucky of me then🤣coz I have no benefits to get from him zero but I'm the one paying his st Peter plan here and philhealth 😭so sucks.is that true 55 in the US difficult to find a job ?he is senior technician at lantech before

[@annathorne7714]

Thank you I get ssid And yes I got a huge settlement in a civil lawsuit (4.3 million usd) but it’s been my dream to move there and my bf has a daughter there But having my ssid makes me feel more stable 😂 Thank you for going into depth with this ❤ i followed have a blessed day

[@piratecovephilippines4711]

Thank you for watching

[@nobudgetcharlie7753]

Why would you announce to the World on Social Media how much money you received in a Civil Law Suit? 🤔

[@carlcutts8535]

@@nobudgetcharlie7753 good question

[@BearInThePhillipines]

Never ever publish big money info online....

[@billyjohnson9166]

@@BearInThePhillipines as they say talk is bullshit

[@chopciriacruz6030]

Hello Sir, Just doing research .. I found out from other Expats that they open a Charles Schwab account before moving to the Philippines and have their pension directly deposited there. I've read too that Schwa reimburses ATM fees occurred at the end of the month

[@piratecovephilippines4711]

Some people do that, probably a good way to go if you want to keep your money in the US. Thanks for watching

[@NewHampshireJack]

I am a Schwab client. Rebates on ATM withdrawal fees will appear as soon as the withdrawal is posed in the account history, usually one to two days. Sadly, Schwab sent me an E-mail on 6 October 2022 that they will no longer allow Americans to hold any account type if living in the Philippines. Effective 6 December all accounts will be "restricted" and going forward, only closing translations will be accepted. Japan and Viet Nam have partial restrictions, you may not open any new accounts. South Korea, Thailand and Cambodia have no restrictions. Funny but sad world we live in these days.

[@travelinghobo]

@@NewHampshireJack A person would also need a physical American address in order to have an account at any US bank.

[@NewHampshireJack]

@@travelinghobo Yes, I believe that is true but I am not planning to fly home to open a new bank account and then potentially have it closed. This is why we are so thankful for the information posted here on Pirate Cove Philippines about direct deposit to an approved Philippine bank. In addition to my trading accounts, I used Schwab bank for international money management while Beautiful Bride was building out her local business ventures and one account for the purpose of receiving my Social IN-Securiy checks when the time came to collect. That is all gone now as of 6 December. I am still waiting for my appointment at the US embassy in Manila to renew my expired passport. That is one requirement that local banks will not skip for any reason. MY 13A was not enough

[@mhajhord9871]

I'm your new subscriber I just wanna ask how to set an appointment to us embassy for phoning interview I sent email and I have to fill up some personal info.is it really required to fill up personal info before I got appointment .looking forward to hear from you .Thank you so much

[@piratecovephilippines4711]

Just email the SS office at the embassy. [e-mail]

[@mhajhord9871]

@@piratecovephilippines4711 Hi Thank you for the prompt reply highly appreciated I emailed already ,I got an answered to fill up the personal information asking personal details is it OK to fill it up It says optional but itI didn't went through to my appointment if I don't fill it up. Please enlightment me Thank you so much

[@piratecovephilippines4711]

I believe the embassy is still only doing business by email and are not back to regular appointments so I think you could scan any documents and send to them by email. I'm not sure about just what you are trying to fill out person information.

[@clydeseaside345]

The US makes it pretty simple for Americans. I have a friend who had been living in the Philippines for 7 years before he reached the age he could apply for his Australian government retirement pension----he was told that he had to reside in Australia for the two years immediately prior to his application----so basically, come home for two years and then apply

[@piratecovephilippines4711]

That would really suck to have to go home for 2 years. Thanks for watching

[@BearInThePhillipines]

That sux

[@mhajhord9871]

Hi Sir the phone interview went well after 2 months of waiting she don't ask me for any documents . My question was Is there any confirmation that your application is ok ? How would I know that I can receive my 1st payment .Thank you so much .

[@piratecovephilippines4711]

If you have a " my social security" you can check online. But it's a long process, so it will be a few months before the first payment.

[@DHarri9977]

@@piratecovephilippines4711 My understanding is that you need to be 30 days past your birthday before you become eligible to start receiving your funds. There are also some other quirky rules concerning your actual birthdate in terms of the day in which you were born that will affect when they activate your account at least in the US.

[@piratecovephilippines4711]

Example: birthday is January 5, January then will not count. February is your first full month of benefits. That will be paid in March. If receiving in the US , then will receive on 2,3,or 4th Wednesday of the month. If paid in the Philippines, all are paid on the 3td of the month. Example 2 : birthday is January 1st then January will count and paid in February.

[@DHarri9977]

@@piratecovephilippines4711 Thanks for the response, your video referencing activating your Soc Sec while in the Philippines was right on time. I can draw now but want to wait a few years but still be in the Philipines prior to that time.

[@mhajhord9871]

@@piratecovephilippines4711 Thank you so Much Sir .your info is accurate .I got mine at 3rd was un expecting and I surprised .More Power

[@chuck9112]

No walk-ins anymore

[@piratecovephilippines4711]

You don't need to. It can all be done online and email. Or you can make an appointment with SS at the embassy.

[@RBV1962]

Does my survivor benefit be able to be applied to my wife to be who is a Filipina but not a green card holder or u.s. citizen?

[@piratecovephilippines4711]

She must have residents in the US for 5 years in order to receive survivor benefits.

[@RBV1962]

@@piratecovephilippines4711 .. Residence in U.S. for 5 years correct? I am going to try and get her green card status. Thank you for your response. Great information..

[@Osaka1946]

Can your Filipina spouse get Social Security Number at US Embassy? I like to have Social Security Number for her so i can itemize her on income tax filing

[@piratecovephilippines4711]

No, but in some cases you can get a ITIN number.

[@philippinecowboy]

To my knowledge she must be married to you and live in the USA for 5 years and then she'd be qualified to collect it on your death.

[@rosaurotoledo6147]

You never mention there will be a Service fee charge to transfer it to the Philippines like the 4348 E-link they charge $6.50 monthly. No big deal but $6.50 is $6.50 to a fix income like us . But in the anyway on the other hand it’s easy to access my money in BPI in $ or ₱ whatever ever I want it. Take care bro.

[@rosaurotoledo6147]

Also you have to use A passbook to access your account personally no ATM withdrawal , No transfer or use it for payments. U have to open another savings account.

[@piratecovephilippines4711]

I'll have to look at that again, guess I didn't say. But you more than make up for it with the good exchange rates. The rates are the most important thing with money transfer.

[@piratecovephilippines4711]

@@rosaurotoledo6147 , yes, but that's all covered in the next video with all the details.

[@piratecovephilippines4711]

I looked at the video and I did say I would have another video with all the details about direct deposit to a Philippines bank.

[@rosaurotoledo6147]

I only lost about $2 in the exchange $ to ₱ in Western union + .99 cents for service fee total $3.00 so I still lost $3.50 the bank manager didn’t even tell me upfront you won’t get the exact amount you get from U.S. Bank so there is deceiving also the initial deposit now is $ 100.00 no more $5 like you said in the past of your blog.only the waiting period is longer 4-7 days to get it to my BDO peso account. It’s a pain I the neck get the money in BPI deposit it to my BDO savings account. Cause I don’t have any account except for that Foreign Currency savings Account. For the record The FBU confirmed that the difference of $6.50 on my pension was the transfer fee of that 4348 elink remittance portal. It’s not direct coming from SSSA treasury to BPI .Just to klet people know that they won’t get the exact amount of their pension kin the U.S. Bank if they transfer it in the Philippines 🇵🇭 local bank.

[@anthonylane6121]

New subscriber, Are you available for a fee to assist in this process?

[@piratecovephilippines4711]

No fee required, how can I help.

[@randallbeasley646]

Can I get direct deposit to my girlfriend's bar?

[@piratecovephilippines4711]

Hahahaha

[@thaidawg9231]

Does your SS increase if you are married ?

[@piratecovephilippines4711]

No, for retirement social security it's based only on the individual.

[@BobConserv59]

There maybe a increase if you have a dependent child. If that is the case you may want to check.

[@lizmona9679]

@@piratecovephilippines4711 what about your spouse? Is she entitled to extra the half of your SS benefits that you reciving?Thx for your answer. Regards from NYC

[@piratecovephilippines4711]

Unfortunately my wife cannot get any of my social security benefits as she has never spent ant time in the US. She would have to stay in the US for 5 years to be eligible.

[@thaidawg9231]

@@piratecovephilippines4711 I saw a video on youtube that said your children were eligible, the channel is Philippines Antics

[@roncasa4042]

🎈🎈👍👍

[@piratecovephilippines4711]

Thanks for watching

[@samlloyd6197]

Hi would you be willing to exchange emails? I’m moving to the Philippines in a few months and I’ve got some questions about Social Security, and I’d like to talk to another person. I came across your channel doing a search. If you’re not interested, I understand and respect that.

[@piratecovephilippines4711]

Anytime, [e-mail]

[@carlcutts8535]

Direct deposit

[@piratecovephilippines4711]

Yes , direct deposit

[@carlcutts8535]

Only thing you can't collect is ssi

[@piratecovephilippines4711]

Correct, SSI cannot be collected outside of the US

[@carlcutts8535]

First contact your social security office

[@piratecovephilippines4711]

Everything can be done by email from the SS office at the US embassy in Manila.

[@db9746]

Es🎉

[@piratecovephilippines4711]

Thanks

[@ka-powUSA]

The gentleman seems nice, but this was just too basic to be useful.

[@piratecovephilippines4711]

Basic yes, but useful to many. Thanks for watching.

[@jerichojohnson3219]

Your other video won't let me post comments - THE CASH IS KING ONE ??? IS THAT LOCKED TO FURTHER POSTING AND COMMENTING ? kzbin.info/www/bejne/p52UqJqhp51_r7M OR AM I BLOCKED? OR DID I VIOLATE SOME OBSCURE Y.T. POLICY ? WHAT'S GOING ON ?

[@piratecovephilippines4711]

The video is not locked and you are not blocked. Don't know why you can't post.

[@jerichojohnson3219]

Q: is there another way to send you my questions ? They keep erasing what i try to send you? maybe it's too long or i used emoji of popcorn ? or an egg? o r mentioned: g cash 2882 customer number?

[@piratecovephilippines4711]

On Facebook messenger, Walter Lavinder