RETIRE IN THE PHILIPPINES SOMETHING TO THINK ABOUT/MONEY MATTERS

PART 1 A FEW THINGS TO THINK ABOUT B4 YOU RETIRE TO THE PHILIPPINES/@mikesphilippineretirement / MOVING TO THE PHILIPPINES
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[@livingoutloud5729]

This series of video's you're putting together is exactly what I need. Thank you very, very, very much!!!

[@mikesphilippineretirement]

Glad you like them!

[@DonFashionBeauty]

I came in March a single man and left with 5 Felipina's wanting to be my girlfriend. I didn't want to have a girlfriend, but two of the Filipinas are still chatting to me. Staying single in the Philippines takes great effort. Charles

[@mikesphilippineretirement]

hahaha only 5?

[@didierdenice7456]

Yeah, we can feel your pain. Be sure we all empathize... Life sucks ! 😅

[@Michael_Lane_Fishing]

lol - in form @deadlinemaster

[@walkerskii]

​@@mikesphilippineretirementYou're such a nice guy and I love Janet I should give you constructive feedback on why I'm unsubscribing: maybe you're just nervous, but and most of your videos, you seem angry, I think that's just your personality, super serious, maybe you see yourself as a stern advisor? Anyway, your channel isn't entertaining, watching you feels like scolding.

[@mikesphilippineretirement]

@@walkerskii sorry to see you go..take care and enjoy your life

[@brucesnyder690]

Retired expat from the US, living in Thailand for five years. Left, never looked back, haven't missed the US for a minute. Every day great here. Would never even consider returning to the US.

[@mikesphilippineretirement]

Thanks for sharing Bruce

[@koufax174]

You provide a great service. Thank you. I studied every video of Reekay, Paul Old Dog, Vagabond Awake and THEN I took two long term exploratory trips. The first was 3 months all over Philippines focusing on provinces and went to Duma. Because I made such great decisions on that trip, I made a second trip to slow travel to 7 SE Asian countries by myself. I wanted to see if I can do that at my age. It was the best experience I ever had. I found out the Phillipines is but one of many amazing countries full of warm, caring, loving people with abundant opportunities to find love. At the beginning of the video you asked are we ready to not have support, to leave the US? I was ready years ago. My wife passed away after a long illness and NO one showed up to help, support her or I. I told myself never forget this. America has some wonderful people but I see in general it is not the way it was. I am not going to die here. All 7 countries I went to I researched the dying process. It is much more humane than here in the US. I don’t live in denial. I have a contract with reality. I can handle bugs, warm weather, in exchange for the constant armed car high jackings, killings, violence, fear and terror I see in peoples faces. For me I’m excited to leave and never return. Of all my family I was the only one to love and care for my parents every day. I don’t know what happened to my siblings. I don’t have a family. I had more family experiences in the 7 countries where I found caring, engaging, playful, hard working people. I lived with locals. This is going to the the adventure of my life. After my wife passed I lost weight, I walk 4 hours every day, I stretch and everyone says I look much younger than my age because I worked for it. I have planned everything well. Thank you for the Ipostal1 referral. I will not go specifically to the Phillipines. I will slow travel like Vagabond Awake. That’s a low cost very invigorating interesting amazing way to live. Eventually I’ll settle somewhere in SE Asia. As long as I can slow travel I will. I can tell you and Janet care by posting this video. Thank you 🙏🏼

[@HumbleTravels]

Well, I was enjoying your long comment until "exchange for the constant armed car high jackings, killings, violence, fear and terror I see in peoples faces"...drama queen much? But seriously, sounds like you have a great plan and it will be quite the adventure. I'm a little biased in that I lived in Thailand from age 40-50, just worked out that way. It's not a place I ever want to go back to again. Yes the street food is great and the curries are amazing, but...the people really are not as friendly as advertise. Sorry, they are just not. I was robbed at night in my home at gunpoint by a Thai guy. Many Thais have truly black hearts. So big mistake buying into the "everybody's friendly" stereotype. That said, my girlfriend was quite lovely. But as far as the beaches and nightlight, there is too much bargirl stuff there, and overall their beaches just do not compare to what you find in the Philippines.

[@koufax174]

@@HumbleTravels google San Francisco, Oakland, San Jose armed car jackings and crime. Best wishes

[@Amen.22]

Your life experiences are pretty much the same as mine. I put my faith and trust in the Lord.

[@TheAlsadler]

Do to all the planning videos I did all the planning and implementation. Traveled to the Philippines all done perfectly. (All virtually) and never left the house. Not coming to the Philippines 😂

[@BearInThePhillipines]

Koufax thank you for this. I relate so much to all you said about "where are my siblings" im taking care of our elderly mom. I did 3 exploratory trips but only 10 days had to return to work . I have a 4th trip planned. Bury me at the US cemetery at Clark. Our country has been destroyed

[@RealGaryGibson]

Hey Mike! I also sent my stuff in 5 balikbayan boxes to Cebu. But I didn't have an address yet so I sent them to an LBC office in IT Park in TGU Tower. There's a storage place in the same building so when I got to Cebu it was easy to transfer them upstairs to a storage unit that I rented when I got there.

[@mikesphilippineretirement]

did not kow about that thanks for the info

[@chrisj302]

Janet looks so serious throughout the whole video. She’s like your bodyguard. Though you did get a nice laugh out of her closer to the end of video 🙃. Anyway, good video as always. Grass isn’t always greener in the Philippines and it’s a lot to think about and plan before coming here.

[@mikesphilippineretirement]

it was raining and she was worried about the camera

[@BearInThePhillipines]

​@@mikesphilippineretirementI hope you let her talk, not sure if you realize it but you talk over her and she is like a prop you have her sit there. She is the best blessing in your life please value her words and thoughts. Sad how you do all the talking I wonder of you truly care about her mind and heart

[@DavidWillims20]

This video was very good and straight to the point. You are very good at giving examples based on your experiences.

[@Leyzell93]

You should be prepared emotionally, mentally and financially , BTW Janet is extra pretty today 😊

[@mikesphilippineretirement]

thank you...I will be in Cebu City next week

[@fideltorres6380]

Nice show man and good info...

[@Billy_B_Goat]

I hope to be able to put all your good advice to use some day. Looking forward to part 2 & 3. Thanks for the great content.

[@mikesphilippineretirement]

Thanks for watching! Billy

[@lindawilson795]

This is a very honest and thoughtful review.❤

[@222jojo]

Great video series, appreciate the advice! 🙏

[@mikesphilippineretirement]

My pleasure!

[@Matipid_Lolo]

The best advice anybody can give you is visit a few times before you decide to retire in the Philippines. Visit the country first to see if it is a good fit. If you can't afford to visit, you might not be financially strong enough to retire overseas.

[@mikesphilippineretirement]

always best to visit first

[@jillsimmons110]

Very interesting and informative. Great job Mike and Janet!😊

[@mikesphilippineretirement]

Glad you enjoyed it!

[@HumbleTravels]

Mike's Philippine Retirement is a pretty good name. Not sure I'd change it--even to a good suggestion. Maybe "Mike's Philippine Retirement With Janet" or something like that?

[@mikesphilippineretirement]

sounds like a winner

[@herbwitt7710]

Thanks Mike & Janet. So many things to think about. Allot to do before you move over.. Another great video & great advice cant wait for the next segment..👍

[@mikesphilippineretirement]

Our pleasure!

[@homebasebelgium359]

Great video again, Mike! Take care!

[@mikesphilippineretirement]

Thanks again!

[@peternielsen5998]

Good informative video mike. Nice seeing Janet. :) Looking forward to the next couple vids.

[@mikesphilippineretirement]

Thanks 👍

[@henrygonzalez9776]

Great advice, Mike. Keep it coming.

[@mikesphilippineretirement]

More to come!

[@Gurkha9]

All good points, great start for a part 1

[@mikesphilippineretirement]

thank you

[@brucejones8047]

That is very, very good advice. This is a great help as I prepare to retire to the PI. I may watch this vid a couple of more times to reinforce my preparedness. I don't want my vision of Shangri-La to turn into Dante's Inferno. This is Some of the best info for people ready to retire. Thanks, Great job!

[@RedneckNFilipina]

The emotional aspect is my most concern. I’ll be staying 3 months this visit. That’s a long time for me. I take it as a trial run before living there permanently. Of course in the long run. We are still waiting on USA visa. We will eventually live here for at least 5 years. So I have time to assess my future. At least I will have 3 months to see if I can do this or not.

[@Matipid_Lolo]

Smart visiting for 3 months. That will give you a realistic view if you even want to live in the Philippines. 🧠

[@jimmyB52]

Thanks Mike and Janet…Good info, helps to get the mind working. Working on my Pre-check list and looking forward to the next installment😉

[@mikesphilippineretirement]

Glad it was helpful! Thank you for your support

[@Michael_Lane_Fishing]

Good place to spend your prime years too.

[@mikesphilippineretirement]

Yes indeed!

[@jimscholz2997]

Nice video Janet and Mike... Tks

[@mikesphilippineretirement]

Glad you enjoyed it

[@biggerlonely7242]

Very informative and helpful as always.

[@mikesphilippineretirement]

Glad you think so!

[@JimMillsCSLC]

This is such valuable information, Mike and Janet. Thank you! I'm excited to see your channel evolve with the name change. Blessings to you both.

[@mikesphilippineretirement]

Thanks so much!

[@nsxfever9513]

Great video. Thanks guys 🙏

[@mikesphilippineretirement]

Our pleasure!

[@billyakin3301]

Thanks Mike 😊 Thanks Janet 😊

[@mikesphilippineretirement]

You are so welcome!

[@miguelc.819]

Great info. Mike and Janet, Thank you 🙏

[@mikesphilippineretirement]

Our pleasure!

[@bryankoziar2867]

Great video Mike and Janet. I'm sorry to see all these copy cat channels showing rentals. They saw you and Janet having positive feedback and hitched themselves to your train. You guys are still the best. I guess imitation is the highest form of compliment.

[@mikesphilippineretirement]

We agree!

[@mikewilbur5219]

good video thanks

[@mikesphilippineretirement]

You're welcome Mike

[@charlesstanfa3969]

Hi,great video, thank you very much 😊😊

[@mikesphilippineretirement]

You are so welcome! Charles

[@RonnieCulberson-cu8rx]

Good job my man have fun always good video

[@mikesphilippineretirement]

Thanks 👍

[@johncano3972]

ANOTHER GOOD ONE MIKE AND JANET.👍🏼 LOOKING FORWARD FOR THE NEXT TWO.. THANKS.

[@mikesphilippineretirement]

NEXT TUESDAY AND THURSDAY

[@johncano3972]

@@mikesphilippineretirement 👍🏼..

[@judekidder]

Good if Mike lots of things to think about. I'm sure 2 &3 will have great info as well. Hi Janet

[@mikesphilippineretirement]

thanks Jude

[@DumagueteRentals]

Thanks jude k..😊

[@DonFashionBeauty]

Mike, you are correct in all matters. I can attest to the holiday schedules. I almost got caught up in Holy Week. Fortunately, the Pinoy friends made me aware just intime for me to make return ferry arrangements from Leyte to Cebu to catch my flight out of country.

[@mikesphilippineretirement]

thanks for sharing

[@tobiasmichaels1050]

im interested to hear the new name, love the videos

[@mikesphilippineretirement]

next live stream

[@Synfulz]

Good advice Mike.

[@mikesphilippineretirement]

Glad you think so!

[@jperez1397]

Great information video.. U explain it well...

[@mikesphilippineretirement]

Glad you liked it

[@denismoreau3646]

Very informative 😊

[@mikesphilippineretirement]

Thank you

[@michaelm.9947]

Excellent video Mike. Best i have seen yet on preparing to come here. Especially the emotional part if youre used to hanging out with a lot of friends back home as a single guy. Good job!!!

[@mikesphilippineretirement]

thank you

[@boat6868]

Very good info as usual.

[@mikesphilippineretirement]

Glad you think so!

[@johnclark1469]

Mike - Good to have these prep lists updated- broken down now in 3 videos. I am taking notes. Would be very helpful to put lists on screen as you speak as you have in the past. One thing I did was to put on paper in a small pad (or 2) important numbers, insurance info, copies of docs, address incase phone is down or lost. Also used my lockable hard shell suitcase as a safe, an under belt pouch for concealed money and doc copies like passport copy. Thanks, John

[@mikesphilippineretirement]

thanks for sharing John

[@joec68500]

Thanks for sharing. One thing keeping me from the move is the weather. I can barely stand the summer heat and humidity in Virginia for 3 to 4 months.

[@mikesphilippineretirement]

Good point! it does get hot

[@Mikeyyyy_L]

Even when subscriber treats you two to a meal. It’s to show their gratitude or appreciation for your videos helping them in some way.

[@mikesphilippineretirement]

we enjoy meeting new friends

[@BearInThePhillipines]

​@@mikesphilippineretirementwith all due respect and appreciation for your channel how about let her talk. You talk 2 minutes then let her talk. You cover 3 topics then she covers 3 topics. You have her just sit there like a loyal dog just sit and listen to you rant. Another idea is if you are going to do all talking dont make ger sit there. It's very disrespectful to not allow her into conversation

[@charliesult4171]

great info thank you

[@mikesphilippineretirement]

Glad it was helpful!

[@cdmorrissy3692]

I don't have any friends or family, I don't "hang out" anywhere, I don't give a damn about "the holidays", and I don't have any "support" here in The U.S. now and I take care of myself nicely. I have a lot of money, and when I "semi-retire" in P.I. I can pay for everything I need and orchestrate my life there to be quite comfortable and peaceful, I've spent time In P.I. and I know how things work there, so there will be no "surprises" for me. I'm very organized, prepared, confident and capable, so my new life in P.I. will be excellent.

[@tracymorgan5386]

Hopefully you will find a loyal and loving partner and make your own family and find good friends.

[@ShikokuFoodForest]

Hi Mike & Janet. This information is by far the very best overview I’ve needed to hear in preparation to move to the Philippines 🇵🇭! Thank you very much. Nice to have Janet by your side.

[@mikesphilippineretirement]

Glad it was helpful!

[@lindawilson795]

You should write a book!❤

[@audielowe2700]

Very good advice…

[@mikesphilippineretirement]

Glad you liked it

[@justflooreit4me1]

Really good points. Hey, I never hear about deep sea fishing out there. Any information on deep sea fishing??

[@mikesphilippineretirement]

I do not know anyone fishing. But always looking for someone who does

[@chuckw3629]

Excellent Video , i arrive in the Philippines September 14 , staying for a month, should be in Dumaguete a week or so later , would be a Pleasure to buy you and Janet dinner

[@mikesphilippineretirement]

love to meet you Chuck

[@coco19661]

Very good

[@mikesphilippineretirement]

thanks COCO

[@edwardkmichael]

Mike, bowling alleys and pool halls? 😂 Dude, you definitely *Parma, Ohio 😂😊😊😊 Good vid. Best to y'ins. 🤘

[@stevier3510]

Great points. Also what you didn't mention is to have an exit strategy if everything does really go to crap. Are you able to move back home or somewhere else?, Do you have options? Do you have enough money to return home.

[@andrewkamchi7478]

I want to add in that I have been loading up my HSA before going abroad. Even if I self pay for health care abroad, I get reimbursed for that money and it helps reduce my taxes by way of a deduction as long as I have a high deductible insurance plan. Too many Americans are not taking advantage of an HSA, sadly.

[@faronray5765]

Good information. Retired in Cebu City.

[@mikesphilippineretirement]

Thank you

[@zackparker7756]

Hello Mike. I am a new subscriber. I'm early sixties and will make the move this time next year. My question? If after paying for some health insurance...In your opinion? Is $1300 to $1400 a month enough to live a decent lifestyle? Nothing fancy. Small place with AC, internet and eat ok? Probably closer to$1300+ a little bit...thank you

[@mikesphilippineretirement]

many factors in how much you will need

[@lutzphilippines618]

Thanks for all your valuable recommendations. One topic you did not mention, the advice from my mother: "DON'T LEND MONEY !" More than once I had been too much trustful and gave money to other foreigners. For example: "only for a few days" till the newly set-up bake shop "Swiss Baker" got enough customers, which never happened. The loan should be secured by a bunch of post-dated checks (I still have them), but a few days later this bank account was closed. After spending a lot of time and money for lawyer and court - about one year every week one court session (for every single check a separate case at the trial court, often the accused or my lawyer or the judge was not available!) - finally I won all the cases, the cheater was ordered to pay back the money and was not allowed not to leave the Philippines before the loan was paid back. Of course, few days later he and his family left the country back to Switzerland, I had no more access to him. - After the death of a British drinking mate his widow asked me to give her a loan "only for a few days". I thought, till the life insurance would have paid, but apparently there was no such insurance. Probably she really had the intention to pay back (I received a few small amounts). Different the wife of another British drinking mate who at that opportunity asked me for a loan and from that moment never ever had been seen again. - Finally about two years ago from my remaining money my present Philippine lady built a small house on her lot in the province, I am allowed to work and sleep in my room, and every morning when I wake up late the coffee is already on the table. 😋

[@mikesphilippineretirement]

thanks for sharing

[@Amen.22]

Thank you. I have been looking for information on moving or retiring to the Philippines. I want to know things like, can I apply for a SSRV before I leave? Are there problems logging into US bank accounts or credit card accounts? I think I postal 1 has a US phone number that I can use because many times when I want to login, the bank or credit card company wants to send a code to my US phone number. I hope that my questions will be answered in part 2 and 3. I just subscribed because I finally found someone that is putting out the information that I and many others need.

[@mikesphilippineretirement]

I will be doing a video about SRRV i a few weeks

[@jdtravels5140]

I’m leaving nothing but a Fortune 500 Executive job. Made an insane amount of money. Now it’s time to go Scuba diving and travel. Spent 20 years living overseas. It was my warmup for retirement.

[@johncaro2485]

We came here about 2 weeks ago. Every thing would be perfect but I can’t get my bank to send any money. Make sure your bank will send money.

[@user-qs5hz4mf3p]

Xoom

[@jwhite2847]

Would you recommend flying straight into Manila the first day and getting the SRRV process started prior to landing in some place like Dumaguete?

[@mikesphilippineretirement]

the srrv you cann start from almost and larger city

[@teds8928]

Everything is the TRUTH!!

[@mikesphilippineretirement]

always the truth brother

[@teds8928]

@@mikesphilippineretirement Coming from you and Janet, every word spoken is truth 100%

[@michaeljenkins2294]

Hello Mike… enjoyed the video. I’ve been a subscriber for awhile now but this is my first message. My question is why haven’t you had a colonoscopy yet?

[@mikesphilippineretirement]

next month

[@richardhowe5583]

I have been using Western Union and remitly to send my fiance money.. after I arrived in a couple of months how do do I still send her money from my American bank account because I will have a Filipino SIM card in my phone?.. will that change everything with my account with Western Union and remitly?.. will it still work when I try to send her money every month after I am there with another sim card in my same phone? Thanks 👍

[@mikesphilippineretirement]

I transfer using my laptop

[@richardhowe5583]

@@mikesphilippineretirement are you saying I should start using a laptop to send her money every month? Then it would work the same after I arrive in the Philippines? Thanks 👍👌

[@floribertosousa2251]

Thank you Mike and Jenet for a great 👍 video with great content with great advice. "Taking notes" for when I retire in the Philippines. Looking forward to part 2 and 3. Keep up the great work and thanks.

[@mikesphilippineretirement]

that is how i do it

[@michaelw9961]

good information. Health is always an unknown, so you need a plan B at all times. I recommend a Google Voice or Skype USA phone number that you keep permanently that can automatically forward all calls to your local Philippines number.

[@mikesphilippineretirement]

what about text from the states for banking?

[@Mhel2023]

​@@mikesphilippineretirementsome banking apps (I have Navy Federal and Charles Schwab) give you a choice whether you want the code sent to you via text or email. I switched everything I could to email.

[@michaelw9961]

@@mikesphilippineretirement My google voice gets text messages which are located in the Google Voice app. There is one bank I have which does not send texts to GV for identity verification, but will call with a voice message giving you the pin number for more secure authentication of your log-on. You have to be physically in the USA to get a GV number. But, nothing would prevent a friend or family member in the USA of setting this up for you. A GV number is free.

[@Bluponi]

Great information, great video. Three questions... I have heard that the Philippines is mostly a Cash based society ... Is it possible to use a Credit or Debit card from the United States or do I need to open up a bank account in the Philippines ? Do American Cell phones work in the Philippines ? and finally, according to Paul in the Philippines ( Old dog new tricks ) you can live on $ 1600 per month. Is that accurate ? I would have about twice that...

[@sampinto3079]

Viewers, how about Bulgaria ? Heard the cost of living there is same as Phil. Bulgarian girls have no prob with age gap relationships with expats, same as Phil. Make sure you compare first before commiting to the Phil.

[@newtonlee10]

can a tourist open a bank account in philippines? any recommended bank? Thanks!

[@mikesphilippineretirement]

yes they can with a bank acr card

[@martw5306]

i think you should visit a few times at least twice to get acllimated to philippines thats what i did first time 2 weeks then 2 months etc at least i was lucky i had a lady and a house to stay when i arrived

[@mikesphilippineretirement]

coming in person for a visit is always good

[@lazylarrylee2421]

Mike and Janet, one thing that I have never seen covered is what you bring if you have never been married?

[@mikesphilippineretirement]

nothing...just state your single

[@altriplett9099]

We only trust LBC, for balikbayan boxes, after UMAC and others, were pilfered! Don’t lie about content, but a small guitar amplifier isn’t surcharged, but anything with the word “speaker” is! Speaking of guitars, I have shipped many, electric, as well as acoustic, guitars, using balikbayan boxes! Electric were easier, just remove the neck from the body, then ship! Acoustic, and basses( longer necks), went in customized boxes, two jumbo’s, one sliding into the other, and taped at the height needed! I spent $150.00 per custom box, at LBC, from Portland, or Seattle… Be sure and “accurately “ describe contents, as LBC X-rays their cargo! I sent several boxes, containing a used drum set, padded with all kinds of clothing, and other, soft items

[@Soleful_Life]

Mike & Janet's Sumthin Sumthin Sumthin! Hahaha

[@mikesphilippineretirement]

yes funny

[@mikesphilippineretirement]

@@AmericaManFilipinoWife who?

[@jamessims4802]

Sir!, You mean to tell me you can't deal with most of these issues once they come up in the Philippines?

[@sunshinedream98]

High roller🥱🥱🥱🥱

[@davidsadowsky6881]

Good video here's a question on for example remity as a money xfer method. As a money source they ask for a home address. What happened to your u.s. based accounts address wise as you have permanently relocated. The devil is in the details.

[@mikesphilippineretirement]

Good question! I USE THE SAME ADDRESS AS MY BANK HAS AND MY MAIL SERVICE

[@davidsadowsky6881]

@mikesphilippineretirement ok good and that address the I postal one? That address works for ss and banks no problem?

[@mikesphilippineretirement]

for me it works on eveything

[@davidsadowsky6881]

@@mikesphilippineretirement excellent thanks

[@richardwisneski7762]

Mike do more walking with a back pack, you will lose weight.

[@mikesphilippineretirement]

thanks for the tip

[@LL-tv9xc]

Mike, did you take a trial trip to the Philippines before you made the actual move?

[@mikesphilippineretirement]

i was here a few times between 2005 and 2010

[@LL-tv9xc]

@@mikesphilippineretirement thank you.

[@scottmoede5316]

Plan one year out! It was awesome! At least try to save 10000 dollars with you! Lock it in your suitcase not a safe! Send a balic Bayan box or two to your girlfriend three months in advance! The airpor5 is expensive!

[@mikesphilippineretirement]

Thank you for sharing

[@lesliewood4069]

I Like your wife

[@RandyRhode-yq5hq]

I am going to come for a month later this year. What is the best way for someone to send me money in case of emergency?

[@mikesphilippineretirement]

Western union , I use world remit

[@RandyRhode-yq5hq]

@@mikesphilippineretirement Thanks . Looking forward to the next 2 parts of your series.

[@mikesphilippineretirement]

Tuesday and Thurseday next week

[@ChrisB-sv1gz]

Western Union and get a second debit card. Charles schwab debit card refunds you ATM fees. I have it and a wise debit card for backup.

[@HumbleTravels]

Yes, Western Union...you can send funds to yourself or someone else. But there are "daily" limits...about 10,000 php per receiver. I think it's daily anyway. I know they won't allow more than 10K during one transaction, even it it is sent separately. But I never tried picking up 10K at one location and then picking up another 10k at another location, for example on the same day, to see if that works.

[@joeyburrell3207]

Hey Mike, you know, I have to admit, Paul of world zoom hit the nail on the head when he talked about young pinays with 70 year olds. To prove his point that they are really motivated, especially at first, to be with you is the stability you offer ( mainly). Just go on any Filipino dating site and you’ll see the older ones like in their 30’s to 40’s have age cutoffs at 50 something. Their mature enough to not want games and being honest in what they want. It really gives a lot of insight to the Filipina psyche really. So basically all the ones in their 20 ‘s are after sugar daddies. It’s just the truth. And it shows the ones in their early 30’s are kinda doing the same thing. Who in their right mind would want anything with alot of mileage and exit is fastly approaching than their own? I think you guys in your 70’s are in some serious denial on that fact. But if you both agree it’s just a convenience thing, then maybe that’s different. But to think love, it just more than likely be on the old man’s part, some dementia or Alzheimer’s creeping into his reasoning abilities. It’s just simply the cold, hard reality of the way life works in our world.

[@walkerskii]

You're such a nice guy and I love Janet I should give you constructive feedback on why I'm unsubscribing: maybe you're just nervous, but and most of your videos, you seem angry, I think that's just your personality, super serious, maybe you see yourself as a stern advisor? Anyway, your channel isn't entertaining, watching you feels like scolding.

[@jonathonperino8681]

Warning. Social Security is portable to the Philippines ONLY if you have met the years of residency in your home country..Otherise your payment will be stopped quickly like 12 weeks fi you do not qualify to have your pesnion overseas..if you are on Disabilty will not be protable without regular reviews of your elegibility to continue to recieve a beneft payment over seas.. Check with your DSS iffuce abd ask for ubternational division for a letter of confirmation of your elegibiliy for a Portable payment..

[@glennmchenry6198]

Good advice. In Australia, a lot of things, such as government services, are online now. Australians should first look up www.smartraveller.gov.au