Set a reminder for the premiere on August 13 at 12p ET and subscribe to CNBC Make It, Ryan Serhant, and Million Dollar Listing New York.
@RyanSerhant4 жыл бұрын
Thanks for having me! ❤️❤️❤️
@CNBCMakeIt4 жыл бұрын
@Ryan Serhant thanks for stopping by! If we sell 30 Rock we'll consider you for the listing.
@kingstonstreet37264 жыл бұрын
Let start by saying Ryan is fione 🥰😍
@randolfvenderbildt72544 жыл бұрын
Ryan says he lives "Cheaply". What a cheap shot! Wishes he could organise his life like that. Ryan is a slave to the dollar.
@amarbaha4 жыл бұрын
Todd, as a 50 year old who has survived through 3 recession cycles, you are doing the RIGHT thing! Don't EVER listen to anyone who tells you to SPEND money! Sock away the money and life the lifestyle YOU and your wife want. Hard times will inevitably come and you will have your cushion and freedom. You are an inspiration even to a guy who has made and lost and now made millions, but it came at a price to my family and marriage. All the money in the world is not worth that instability and pain to my wife and family. Money is NOT everything but financial security IS for a family. You are killing it Todd.
@meena86694 жыл бұрын
Finally someone who is doing this review who believes in spending some of your hard-earned money. I love Ryan Serhant!!! It’s about balance. Save as much as possible but be willing to spend sometimes on important experiences.
@leoprg53303 жыл бұрын
Also, one very important aspect: that guy grew up being poor himself so he needs to realize, that if he spends some of his money he let others less lucky earn them..
@codyjackson75794 жыл бұрын
I died when he said, "Is that your only jacket, bro?"
@ebrimababajarjusey42084 жыл бұрын
Ryan. There is only one person that is more frugal than Todd. And you've met him. I present to you: Graham Stephan
@ath66354 жыл бұрын
I heard his monthly food spend is -$30
@ebrimababajarjusey42084 жыл бұрын
@@ath6635 geez, it went up from last time
@johnlee22384 жыл бұрын
Lol get off his fdik
@dangaofficial4 жыл бұрын
I am more frugal than him. Just havnt shared my story yet.
@greysimpson71124 жыл бұрын
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@TA-lc2hi4 жыл бұрын
There's no way this guy only spends $25 a month on food
@michellepaul85144 жыл бұрын
I know I was thinking that too. Maybe his wife buys all of their food for them and that’s why he only spends $25.
@yasseressa16964 жыл бұрын
If you watch the original video, he goes on some sort of shopping firm to pose at their establishment as a regular costumer, buy the product or service (food) then report on it on an online platform then he get reimbursement for what he ate. and that how he eat for free
@KaylaMarie_4 жыл бұрын
He gets a lot of free food by secret shopping.
@realSimoneCherie4 жыл бұрын
He’s secret shopping, but that must also means there’s no groceries, and they don’t need a fridge, pots or pans🤔
@intothebeyond87634 жыл бұрын
That's like 3 boxes of cereal in NYC.. And some milk.
@BillyBadnewz4 жыл бұрын
This is the funniest reaction video lol "Is that your only jacket, bro?"
@LookOutside...4 жыл бұрын
guy was wearing a different jacket 1 second after Ryan said that.
@vikrantc.3584 жыл бұрын
Graham should react to this! Graham reacting to Ryan reacting to this guy.
@GrahamStephan4 жыл бұрын
We'll see ;)
@chasepinkerton42944 жыл бұрын
@@GrahamStephan Pls Do!
@RyanSerhant4 жыл бұрын
Graham Stephan Hi Graham... miss you ❤️
@julianolsen4 жыл бұрын
@@GrahamStephan wow you respond so quickly to the comments. Good job and can't wait for your next video.
@johnlee22384 жыл бұрын
Lol stop riding him
@krisw.50253 жыл бұрын
Ryan’s face and response to them sharing a 2009 Ford Focus!!!😂😂😂 I AGREE Ryan!
@tasneemahmed58214 жыл бұрын
7:40 you see, there comes the line between frugality and cheapness. What's the point of saving all that up if you can't spend it a little. Live a little!! There's no guarantee that you'll even live till next morning. Saving and budgeting are crucial parts of the pathway to financial freedom. However, if you refuse to indulge in the basic pleasures of life then what's the point?? You'll be sitting there 75 years old with tens and maybe even hundreds of millions of dollars but you can't walk properly anymore, your teeth don't chew food as well as they once did, all of that money would go to your kids if you had any.
@gavip244 жыл бұрын
I understand that the cheap part is a bit too much. I know it is for me. But u talk like hes 55 and doing this forever. Hes not even 30. Plenty of life ahead
@rakakalala4 жыл бұрын
Gabriela Ariza it’s a lifestyle, though. They’re not going to suddenly flip a switch and start enjoying their money. Plus, he may only be 27, but tomorrow is not promised.
@juvibro99134 жыл бұрын
rakakalala he finds joy in doing it. Successful people become rich because they love what they do. You are assuming way to much. If he was miserable doing this, I doubt he would have come this far. People without passion stay broke. If you understood how he works with the credit cards, which I do it’s fascinating. I literally have gotten $760 tires for $150 with credit cards with 6 months zero interest to pay that little amount off. I see a little of him in me, it’s fun learning about life hacks. You can always pull off the rich persona without spending like one if you know how to get expensive goods for cheap with loop holes.
@rakakalala4 жыл бұрын
Juvibro99 I didn’t assume anything, I know people like him. And I definitely did not say he was miserable. It’s definitely a lifestyle, which you seem to confirm with your own comment...
@juvibro99134 жыл бұрын
@@rakakalala I meant to tag the OG post not you.
@flord883 жыл бұрын
Finally a reaction I can relate to 😂I'm also a business owner and understand saving and make sure my bills are no more than 20% of my monthly income but you can't just spend none of it. You need to enjoy yourself a little and gets things that bring you joy. 2009 shared ford is not the one. At that point you're just collecting money for the sake of it.
@deepeshchetwani62504 жыл бұрын
Yes life is short.... Sometimes we need to enjoy it too
@TruthShallPrevail44 жыл бұрын
You need to enjoy it all the time.
@SeeRGeneration3 жыл бұрын
I agree, im all for investing but bro, enjoy a little
@mattthebeast96663 жыл бұрын
For some people, investing is much more fun than spending money.
@SeeRGeneration3 жыл бұрын
@@mattthebeast9666 agreed much of what we call enjoyment is based on what other people think of us and materialism. There is a great joy that comes from building something you know generations after will be able to enjoy.
@ron90794 жыл бұрын
Ryan said that he's never met someone with the same ability to save money as todd which is strange SINCE HE MET GRAHAM AND DID A VIDEO WITH HIM!
@RyanSerhant4 жыл бұрын
Trueeee
@Anouyz4 жыл бұрын
@@RyanSerhant @Rounak Anand Although even graham had a lotus, and is currently constructing a home. Also Equinox gym he picks a few things important to him to spend money on, I think thats more what ryan was talking about
@maxheithmar3344 жыл бұрын
can we get this guy's $25 food breakdown lol
@AmanKumar-nz5kl2 жыл бұрын
probably 1$ pizza for 25 days. Dude We also should fast a day a week 😂
@Mikita19714 жыл бұрын
Graham Stephen should get some sort of residual
@GrahamStephan4 жыл бұрын
I don't mind getting paid in coffee
@amde85544 жыл бұрын
Graham Stephan or avocado toast! 🤣
@blijbunny4 жыл бұрын
@@GrahamStephan They should pay you out in starbucks giftcards, just so you can get yourself a 'free' coffee while quietly calculating the opportunity costs in the back of your head every time you go
@henrycollins24784 жыл бұрын
But he didn’t say wait for it
@14Aaren144 жыл бұрын
@@GrahamStephan But dear God, don't let the coffee cost more than .2 cents
@milvache4 жыл бұрын
Ryan Serhant should do more reactions on Millenial Money
@nileshdhanani66494 жыл бұрын
Once you reach that point where you’re making 50k a month, you can atleast keep 10% for expenses. Why be so frugal? You only live once!!
@gitgit44 жыл бұрын
Maybe being frugal is what makes him happy
@nickm49744 жыл бұрын
Lots of folks Get off on saving a dollar.
@jordanismm4 жыл бұрын
he lives in seattle not new york lol ofc hes frugal
@bingbing34644 жыл бұрын
That is how many millenials goes broke. Because the moment they think they can afford something, they bought it and never anticipate the cost of commitments. Especially when something happens.
@helenbell13163 жыл бұрын
I agree I know it’s good to save some. But if you budget good there’s nothing wrong with spoiling yourself.
@animegasm62894 жыл бұрын
bruh I love what Ryan said, yes be frugal and save but dont forget to live. Get that nice car if you want it and can afford it, life is short. Its about balance
@flisfinance56804 жыл бұрын
Oh my gosh!!! I hope this is a regular thing! Ryan killed it!
@jasperdilincoln23414 жыл бұрын
I personally see nothing wrong with him driving a 2009 Ford Focus. But I do agree with Ryan you do need to live a little. Not necessarily own a Lamborghini, but he makes enough to get himself a Mercedes, Lexus etc. He and his wife doesn't have to share a car. He could pay cash for a $10k or below Camry/Accord and both could share the Mercedes. And if he needed to look at properties or see his tenants in his Focus. My grandfather used to do when I was a kid. He was a landlord, he'd pick up the rent in his '78 Oldsmobile Delta 88 and drive in his new '86 Cadillac Coupe Deville when he didn't have to see his tenants😆
@SeeRGeneration3 жыл бұрын
I agree im all for saving but if you have the cash, pay for a car and use it my friend
@TheThirdoftheFifth4 жыл бұрын
I feel like this guy finds joy in challenging himself to spend less money
@maestroadam4 жыл бұрын
Lol “he’s wearing the same jean jacket this entire video” hahaha
@mhunzi3 жыл бұрын
The commentary! "With your $12 dollar wedding ring" lol hilarious lol
@BagsNBaguettes_3274 жыл бұрын
I’m sorry but everyone makes real estate income look easy BUT it has a lot of cons. Time and money. Finding the “right” tenant and ensuring they don’t destroy your property. If they did, lots of legal fees and annoyances. Most of the time, you’ll have to update items in your property after tenants leave. I don’t think it’s as lucrative as some make it to be!
@gavip244 жыл бұрын
In part I agree from my experience. Before being a landlord I was like I want 20 properties. Now I just want 2 rentals max. Its too much hassle and for me I don’t enjoy it as much as I enjoy my career. And im saying this having amazing past tenants. But there is just so much to it.
@cryptoflippodcast4 жыл бұрын
*Graham Stephen should just buy this channel lol* 👍👍
@ten10zinG4 жыл бұрын
$25 a month on food??? Make it make sense.
@VashtiPerry4 жыл бұрын
Reimbursement
@johnlee22384 жыл бұрын
@@VashtiPerry elaborate you fk
@KaylaMarie_4 жыл бұрын
@@johnlee2238 he and his wife are secrete shoppers so he goes tona restaurant buys and eat food and then leaves a review of that restaurant. After that they get reimbursed.
@johnlee22384 жыл бұрын
@@KaylaMarie_ how
@KaylaMarie_4 жыл бұрын
@@johnlee2238 it's a side hustle. There are companies who will pay you to shop somewhere or eat somewhere for the purpose of reviewing the service or food.
@alona7243 жыл бұрын
I love the honesty from Ryan. The cost of time should be a huge factor for everyone to consider.
@JDenim884 жыл бұрын
Ryan is hilarious! Is that your only jacket bro! LMAO, I'm Dead. LOL. This was inspiring.
@SeeRGeneration3 жыл бұрын
That cracked me up
@CommandoMaster4 жыл бұрын
The Seattle guy might be making 9% or 40% commission, but the sales are only a few hundred bucks. Whereas Ryan is making 2-3% commission on multi-million dollar NYC apartments/townhouses. Big difference in the take home income. Ryan is obviously making more money.
@jdkoz984 жыл бұрын
Ryan owns a huge real estate firm Lmaoo obviously he makes more than a side hustle real estate investor
@infamousnachi3 жыл бұрын
He’ll never buy that Tesla Roadster. Someone this frugal will have a heart attack before paying that much for a car.
@matviyk30662 жыл бұрын
If it depreciates a bunch then yes, but being frugal and buying items that hold value alright is not a big deal
@matviyk30662 жыл бұрын
I’m frugal but sports cars make a lot of sense to own if you like them.
@emilia60674 жыл бұрын
Ryan is really likeable and sympathetic
@DrAdnan4 жыл бұрын
And here I am making -$60,000 a year in med school 😂
@ryanjohnson58824 жыл бұрын
It'll pay off one day bro
@animerocks24684 жыл бұрын
@@ryanjohnson5882 Yeah, when he's 50.
@sweethomechicago4 жыл бұрын
You'll be on the other side soon my friend
@aperture03 жыл бұрын
@@animerocks2468 31. And by 35 he'll make north of 400k
@aperture03 жыл бұрын
@@animerocks2468 actually 500k
@willkirkoff13334 жыл бұрын
Millenial money?! That's a rich mans cash cheque ! I really wish I had that.
@slickrick24203 жыл бұрын
Is it just me or is Ryan lowkey roasting him?😂
@gracestallman23794 жыл бұрын
Welp, I've watched Ryan grow up on TV. And now he has those beautiful grays!
@Bass_Fishing_1013 жыл бұрын
He grayed early
@dbw314 жыл бұрын
Me and my wife gonna be on one of these videos. Give it 3 more years
@realtalktina4 жыл бұрын
9% to 40% wow this real estate agent is impressed!!! Ryan made some good points!! The wedding ring would have to be an investment for me!!
@Rhawn2463 жыл бұрын
I love Ryan for these reaction videos! Have him on more often!
@commissionair91904 жыл бұрын
"nothing too crazy, making 6 figures" ha you funny
@thebigchannel4 жыл бұрын
Ryan's V neck tee has seen better days lol
@MrH7864 жыл бұрын
The marriage part was hilarious.
@deyo10134 жыл бұрын
I spend about grand a month on groceries for three people in my house - what are they buying for $25 that sustains them for a month??? Something is not right here. This would be near impossible in Toronto. These numbers cant be completely accurate.
@littlebrit4 жыл бұрын
His success is his wife who is so undemanding. But I can't understand how he makes 12,500 a month selling insurance? That is more than someone who is employed mid level at major tech. Is he getting part of those monthly fees people are paying?
@yonathanseleshi4 жыл бұрын
He said he's getting 40% commission fees somehow.
@nileshdhanani66494 жыл бұрын
littlebrit yea he gets 40% of the premiums paid by the customer for the first year, which is bonkers btw.
@nationalcarshippinginc6454 жыл бұрын
kzbin.info/www/bejne/pnWxgGSwjt2Bg9U
@crescentprincekronos25184 жыл бұрын
Exactly
@gus41984 жыл бұрын
“Good job not too too crazy” Me:okay I can do this “Making around 6 figures a year” Me:😮
@richardking24224 жыл бұрын
Join carpenters/plumbers/hvac union, finish 4 yr apprenticeship and during it study avenues of investing, finance management, economics on your own/under the knowledge of experienced people. Maybe get an MBA, an online project management degree. Live frugally during this time and build your credit using it for necessities and paying it off on time... Then with money you've saved put money down on a property to get you started, atleast 25%. To cut cost(s) and improve the property purchase a fixer upper after getting it inspected. Use your skills to also cut costs and subcontract work to trusted professionals for what you dont know. Rent/sell and overtime just repeat and live as you did in the beginning. All profits reinvested. Like Ryan said dont be like this guy and go from taking off the top 9% to 40% of your clients payment which they think is going towards the service while in reality you're ripping people off.
@anthonyraymundo91024 жыл бұрын
ok but 2% off some verrryyyy expensive houses
@lareina90712 жыл бұрын
Ryan's face when he saw them share that Ford Focus lol!!!!
@pearlivory34832 жыл бұрын
I'm with you. I used to do secret shopping but now that I make over six figures, I really don't have the time for the secret shopping lol for a free meal.
@realSimoneCherie3 жыл бұрын
Ryan heard about those insurance commissions and went from feeling jealous to injustice 😭
@nessamae71414 жыл бұрын
*whispers* “is that your only jacket, bro?”
@deborahauguste21664 жыл бұрын
😭😭😭
@CodySteckRealEstateVideos4 жыл бұрын
Hard to say you live on such a large amount of money, when you also have huge expenses. A bit misleading on the approach!
@mikesmith75794 жыл бұрын
What, the mortgage? I believe they are just including the loan pay down which I think is fair to include.
@erikab58484 жыл бұрын
Hahah, "is that your only jacket?"
@DarrenKriz4 жыл бұрын
Why has Graham Stephan not reacted to this!?
@afterdarkprod34893 жыл бұрын
Imagine churning credit cards for $200 when you have a net worth of 4.5 million
@MrABaker4 жыл бұрын
Dude must have his own garden with that grocery bill
@SeeRGeneration3 жыл бұрын
ramen noodles all day i guess lol
@athenaashleybates43634 жыл бұрын
i love Ryan's reactions and responses lol!!
@IAmPeterCook3 жыл бұрын
7:53 Is that your only jacket, bro? 😂
@suprafan2464 жыл бұрын
Ryan you made the best points in this video.
@carolinapaez23093 жыл бұрын
Absolutely perfect comments. Smart guy.
@makemoneysecrets61824 жыл бұрын
Graham you need to react to this!
@AmanKumar-nz5kl2 жыл бұрын
Dude is trynna lead a Legacy of living frugally
@jjjohnston5453 жыл бұрын
2-3% commission on homes that are going for millions of dollars isn’t the same as selling insurance
@Ariweber4 жыл бұрын
The insurance commission is not as Ryan says it is. This guys probably works in an insurance brokerage, not a carrier. And brokerage firms make between 10-15 percent commission of the premium. Of that 10-15% this guys gets 40%. So that’s 4-7% commission of the total premium.
@krishafyme4 жыл бұрын
At least you have to spend money to buy "healthy food" , I mean health is a priority, I m frugal too but this is something else!! I have BIG wedding plans lol
@tracy_cakkes4 жыл бұрын
I love this guy I’ll have to check out the show I agree with everything he said What’s the point in scrounging every penny your whole life if you can’t live a little?
@thewolfofmainstreet-seangu30394 жыл бұрын
A reaction video to Millennial Money AND asking us to smash the like button?!?!?! Sure, Ryan and Graham may be on friendly terms now, but this could turn into an east coast/west coast beef like Tupac and Biggie if Serhant starts posting 20-cent iced coffee videos. 😂
@camiiii313 жыл бұрын
yesssss i love ryan serhant!!!! hes such a role model, and has a great mindset to be successful but also enjoy it!!
@MrJrobb1823 жыл бұрын
There is no way he spends $25 a month on food. I call BS
@DarrenKriz4 жыл бұрын
Wow I want to see Ryan Serhant react to Graham Stephan hahaha
@TruthSayer8084 жыл бұрын
Hey Todd I heard you on BiggerPockets!! Way to go!
@batmunkhn66664 жыл бұрын
Ryan roasting the dude 😂😂😂
@financiallift61854 жыл бұрын
Just commenting to see if Graham will be nice enough to reply to my comment or not
@RyanSerhant4 жыл бұрын
Graham! When are you coming to NYC!?
@deankeve4 жыл бұрын
They definitely got Ryan to react to this in order to Stop Graham getting in on this vid
@SeeRGeneration3 жыл бұрын
following what works i guess lol
@vedanshmanral40624 жыл бұрын
I just wanna see Graham do a review, Thats life
@johnlee22384 жыл бұрын
Stop riding him lol
@robsonbobson78394 жыл бұрын
Lol, those rubber wedding bands made for men working trades where a steel ring costs em a finger if they get hung up, good to see the skint are using it too lol
@EvanACMedia4 жыл бұрын
Lmao imitation (Graham) is the greatest form of flattery
@xrayded50374 жыл бұрын
I make 150k a month I don’t need to be on tv show lmao 😂
@philipprudolf83024 жыл бұрын
If you were, you wouldn’t post comments on KZbin..
@1.5Koreans0.5American4 жыл бұрын
I wish there was a love button! ❤
@RyanSerhant4 жыл бұрын
The love button is now the yellow circle with my face. 😉 ❤️
@VerStarr4 жыл бұрын
dang! way to go TODD!!! I wonder if anyone will react to Millennial Mortgage one day LOL
@stephenchew16653 жыл бұрын
40% commission? so this is why US health insurance sucks
@Italymich3 жыл бұрын
2009 Ford Focus? No way man, that's unacceptable
@financialnews91514 жыл бұрын
Have my insurance, real estate, and CPA (in progress) license. Now all I need is attorney and i'm good lol
@tq41423 жыл бұрын
His 615k income doesn't add up. Is he including rental income which I'm sure he is servicing his mortgages with? Unless he flips properties?
@dchildress86964 жыл бұрын
50k salary and 9% commission as a cold caller. Man how do I find an easy job like that
@joewilliams-nelson55944 жыл бұрын
Now, I only want Ryan to do these videos, only Ryan from now on.
@max80383 жыл бұрын
I'm with Ryan. Make a fortune, but live a little. Life is short.
@playwithmods4 жыл бұрын
Oh, man, here comes @Graham Stephan with the react to the reaction lol
@dexterspeights34843 жыл бұрын
This guy started as a insurance agent and saved his money to become a insurance broker which he has many agents working him - commission based job or business pays more than a hourly job if you sell something everybody on earth needs!
@ChristianHandy4 жыл бұрын
Just smiling the whole video, this guy is so cool!
@johnlee22384 жыл бұрын
Title makes it sound like he makes $615k profit...
@kristentaylorkennedy13134 жыл бұрын
This is greatness. Ryan Serhant for the win.
@keeran314 жыл бұрын
Ahahahah great commentary Ryan. Honest and really kind observations.
@long_fellow4 жыл бұрын
Gross Rent is not Net Income
@fruitgums4 жыл бұрын
Monthly food expense at $25? What, how? I wanna eat three meals a day for less than a buck!
@jodycochrane8883 жыл бұрын
It's called mystery shopping. It's cool, but you have to find the right website for your area.
@Ava_sava4 жыл бұрын
Am I tripping or should Graham be getting some credit for this video. For example: "thanks to Graham for inspiring the entire style of this reaction video"
@pearlivory34832 жыл бұрын
I AGREE 100%
@mkite7154 жыл бұрын
Dude, the credit card is the most aggressive marketed product in the history of the world. They spend hundreds of millions of dollars marketing you a credit card. THEY DO NOT LOSE MONEY. You are not beating up on the credit card industry.
@heidifritz30533 жыл бұрын
Loved Ryan's analysis!
@huckfin15984 жыл бұрын
“CNBC really vets you” And then they had dan billzarian on (with Kevin O’Leary) at his house he rented so they changed the title Great job vetting, CNBC
@razeilednavarro4 жыл бұрын
Ryan is hilarious 💀
@farhanabdulhamid42142 жыл бұрын
Ok good TNX brother
@gotjnco4 жыл бұрын
I just noticed that Todd has the Olive Garden Unlimited Pasta Card @9:28
@ca88244 жыл бұрын
i think dude isnt telling us something here. i think alot of the reason theyre so committed to punishingly tight-fisted living is because their business model puts them in a highly-leveraged position. so while they have this huge number as their income, thats not all profit like it would be from a job. the vehicles that create that income could have them in a lot of debt and after you factor in the costs that come with renting housing, they may or may not make a profit at all. just a possible theory.
@fwefhwe42324 жыл бұрын
exactly this. He mentions 50k income a month, but doesn't mention the outgoing bank payments.