SCHD Announces 3:1 Stock Split: Time to LOAD UP?

[@MarkRoussinCPA]

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[@Constitution1789]

First time in my life experiencing a stock split. Your video has been the best so far in explaining it. Before the split, we received a dividend of $0.7545 per share with a share price of $83.75. After the split, it looks like we'll be getting about $0.25 per share at a price of $27.92. At first, it seems like a big drop, but since the stock split increases the number of shares we own, the total dividend payout stays the same. The dividend yield of around 3.4% (which was roughly $0.7545 per $83.75 share) will still apply post-split, just with a lower dividend per share because the share price is lower. So, when SCHD eventually rises back to $83.75, the dividend per share will also increase proportionally, likely returning to around $0.71-$0.76 per share, maintaining the 3.4% yield. With that in mind, it seems like adding more SCHD could be a solid strategy, especially if you believe in its long-term potential.

[@edwardjh05]

Valuation is high, but as interest rates drop, people who need income will rotate out of bonds into Dividend ETFs and REITs etc.- SCHD will do much better in a low interest rate environment. I see it also as a hedge against tech- my goal is 50% growth and 50% SCHD. I ran some casino models- s 50/50 portfolio outperforms the S&P 500, and it has a near zero chance of going dry during retirement. A 100% VOO (S&P) portfolio had a 25% chance of going to zero with less upside. If you can earn enough in dividends without needing to sell the principle. Risk is much lower due to the risk of selling shares at a low point for living expenses during a downturn.

[@Mona-s2e]

Thank you for doing the math for me ❤

[@sarawilliam696]

Started my portfolio last year with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is way up (22.25%) and VUG is waaaaay up (39.62%). Thanks for the education!

[@Justinmeyer1000]

Isn't VOO and VUG similar in the sense both are investing in the S&P 500? What is the difference? I thought it is generally advised against to invest in multiple ETFs or Mutual Funds?

[@carssimplified2195]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@KaurKhangura]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@carssimplified2195]

Her name is. '’Aileen Gertrude Tippy’’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@KaurKhangura]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@cindygannon3433]

Glad you're feeling better. I had COVID a few weeks ago and it kicked my butt. I love my SCHD and continue to add to it as it's my core ETF for retirement

[@MoDoza623]

Just purchased 17K of SCHD

[@tompartyka352]

Glad to see you well and back! Currently sitting at 700 shares of Schd, unless price drops I’m good for now.

[@steveestep8916]

loaded up over 4 years ago on schd and hold 100k in the fund can't wait for it climbs back up on the stock price

[@dcd6115]

Love the P/E ratio breakdown for SCHD's top holdings. No one else on KZbin is doing that for SCHD. Please keep that up, it's very helpful!

[@Sonokru]

Anytime is a time to buy for a long term investor.

[@ijustneedabeer]

Just adjust how much you're putting where. Value-focused dollar cost averaging is incredibly easy to manage, just ignore the hype and look at the fundamentals.

[@bstevens9831]

Agreed. Video click bait titles like "is now the time to buy x" are disingenuous IMO. A lower stock price might attract some more buyers but SCHD's ( ~$84) price has been relatively low for a while now. IMO this kind of split makes sense for stock prices in the $500 to several thousand dollar range. Hopefully investors have a clear explanation of why this split should have no impact on their decision to buy SCHD. The video titles are meant to encourage comments which improve the author's youtube revenue. Mark adds value to compensate for this obvious tactic.

[@jayanddeesretirementjourne617]

Great advice! Just keep buying!

[@ijustneedabeer]

@@jayanddeesretirementjourne617 I track about 20 strong stocks (not to mention my Roth IRA split between 3 dividend ETFs, and my 401k going into the S&P) I funnel money daily into a few different growth stocks, depending on their current value compared to price. I try to balance things so no one stock is more than 10% of my holdings and I'm not focusing on a single sector. I sometimes sell when I believe a stock is more than 20% overvalued. Like tech stocks lately.

[@bmcgc1960]

My observation is that post split, the price usually takes a dip. I will be watching.

[@InvestingWithKevin]

I truly hope it dips buying more Friday!!!

[@Thesakuraharona]

It most certainly did good sir. Logged in today, now at $28. Gave me a heart attack (metaphorically) since I had no idea about the split.

[@lostboi3974]

Sitting at 648 shares 🎉

[@nonayabusiness6170]

Multiply that by 3 soon! I hope that after split that each share can return $0.33 or more soon per share!

[@nonayabusiness6170]

@@steveaguilar9833 I get where you’re coming from. Cause we couldn’t buy fractional shares of this stock or etf. Splitting it would still have the same value. It just encourage us or investors more at a more affordable pricing. Not everyone will be buying this at a factor or three. Dividend ratio would need to be adjusted as well.

[@lostboi3974]

@steveaguilar9833 correct. You gain nothing more. But, if each share is cheaper then more people will be able to afford a share. More people buy shares, share price goes up, and dividend increases. That's what I see happening from this in the long term.

[@DividendDynamicsYT]

SCHD’s 3:1 stock split might seem like the perfect opportunity to load up, but remember: a split doesn’t change the fundamentals. While more affordable shares can attract new investors, the underlying value remains the same. The real question is whether SCHD’s strong dividend and performance will continue post-split, or if this is just a cosmetic move. Don’t let the split distract you from evaluating the ETF’s true potential.

[@mjs28s]

"The real question is whether SCHD’s strong dividend and performance will continue post-split" The split won't impact that either. You literally stated that the split doesn't change the fundamentals and then make that comment. Very confusing. Less additional filters that Schwab adds to the DJ Dividend Index changes, then it will still mostly track the DJ Dividend index. The split does nothing. An ETF or Mutual fund is not a stock. A split can radically move the price performance around as investors pile or run for the hills taking profits from the people that plow in and run the price up. But an ETF like SCHD will trade within a fraction of a percent of the underlying value of the assets - liabilities, or NAV if you prefer. What drive the performance of an ETF like SCHD is the price movement of the stocks that it holds.

[@laithqaisi2285]

Very true! I could not agree more! I could care less about the split!

[@derek4101]

You said a lot of words, but didn’t add any useful information for investors that already aware of SCHD.

[@BrianTX409]

The ETF is splitting. Not the companies in the fund.

[@TheBondocFam]

It doesn’t but price appreciation and dividend growth in the future!.

[@lghitting770]

Good stuff Sir, I just recently bought SCHD, I don’t have the money like others but I bought 20 shares to start. I also had my daughter who’s in college start. I’m setting a goal pass the 100 shares point.

[@Thesakuraharona]

I started at the beginning of this year, I don't have a ton of money either but I had been saving a large sum for something like this in reserve. Just been investing $5-10 every day until now. Just dropped $1100 on schd out of excitement (retrospectively probably stupid, but I plan to hold long term and I suspect the shares will climb well beyond $30 in 10 years. So, oh well. All in. 100 shares is a good goal to start with, and I am glad to hear you are getting your child started early as well. It will benefit them greatly long term if they are careful and learn how to invest.

[@rexrandall33]

I have 380 shares and I am buying every month but I am not going to buy more because of the stock split, I am just going to continue to $ cost averaging.

[@happiestpets5750]

When split gonna happen?

[@rexrandall33]

@@happiestpets5750 I think on 10 of October

[@mario1223]

@@happiestpets5750 He said 10 Oct

[@daviddempsay4930]

@@happiestpets5750 I seem to recall that the split will occur on Oct 10 of this year, but you should verify this--my memory is not what it used to be.

[@jimmylingjiengming9415]

@@happiestpets5750 check out the video above or previous video

[@mplate1792]

I may buy a few more shares, but SCHD is approaching the max I'm willing to allocate at this valuation.

[@Skeer0]

People aren't understanding that yes, stock splits don't add value, however, it does shine a spotlight on the etf, and it does attract new investors which should make the stock price rise.

[@streak2s]

But it doesnt matter if 100 or 1 million people own schd. Its all about how the stocks within the etf perform. So if all the companies start dropping, but new investors start buying schd after the split, schd will still go up despite the stocks inside of it drop??

[@kito1san]

The idea is, if it's cut by a 1/3 from $85. Then it would be $20 a share which will attract more buyer and that may bring the price back to $85. If it did, then with you holding 3 shares that was $20 now you will have 3 shares at $85. Which is a huge gain through from this split.

[@BigstackMcgee]

@@streak2s Sort of true - yes, as an etf holder I do not own the underlying securities, but the fund owner does. So new money in SCHD would force Schwab to buy more of the stocks SCHD tracks, correct?

[@daviddempsay4930]

Increased demand due to more people buying SCHD will NOT (in and of itself) drive up the share price of SCHD because SCHD is a fund, not an individual security. The trading price of a fund is determined by the composite value of all the securities held in that fund, not by the demand for shares of the fund itself. This is a very important distinction that often gets missed by fund investors.

[@Who_attackedFirst]

​@@daviddempsay4930 im confused and interested in your comment. What you are saying, is that the more investors buy schd, will have no impact on the price of the etf? Only the companies in schd have the sole impact on schd value? Is this what you are saying?

[@aj_aka_alan]

Yes, I own 738 shares of SCHD, which I bought a like dollar amount of DGRO at the same time (57K each) between Jan and Apr of this year. DGRO is outperforming SCHD during that time period, so I will probably stick with the amounts that I have now.

[@michaelswami]

I just buy every week. Sometimes I get fewer shares, sometimes I get more. It’s worked well for me.

[@akdavis3450]

Currently at 1,360 shares and plan to keep adding to it.

[@mikemcnamarafilm]

Thinking about buying back into SCHD here. Never shoulda sold! Will buy a little here and add if it drops 5%

[@richardjohnson1261]

Mr. Roussin, I've watched your posts for a while, now. I believe this is some of your best content. Explaining the share split and its affect is good. I was most impressed with the quick valuation technique you used on the top 10 holdings. This was not a deep dive but a high level look that most people can use with readily available information. Thanks for your insight. I sit on 730 shares of SCHD. Cheers

[@davidpaul8661]

Love SCHD. Firm believer in dollar cost averaging. I just buy every month no matter the market. I believe that time in the market is more important than timing the market.

[@markbertrand4128]

Own it. Reinvest dividends only. Not committing more capital.

[@timmyg000420]

I have about 2300 shares of it along w similar $ amounts in VOO, annd QQQm. Doing well atm but will most likely increase my position in SCHD by end of year as I am nearing retirement and want my snowball of dividends/reinvesting to start growing. Dividend payment Monday, SCHD hopefully continues to be the great etf it has been!

[@jayanddeesretirementjourne617]

Retiring in a few years. Also trying to increase that dividend snowball. Will Have 1,700 shares after the split. I am going to buy anther 300. Want an even 2,000 shares. Good Luck!

[@edwardjh05]

Wow did very well!

[@antoniomendoza4515]

Hey Mark thank you for sharing this information… have 615 shares of SCHD

[@ghampton1013]

Yes I own schd. I just have a like 25 shares. A dollar cost average so I do want more. I'm not going to load up because of this event but I will continue to invest.

[@a32tl]

Currently own 611 shares. I will keep adding 1 or 2 shares here and there but not really looking to add huge amounts at this time. Focusing much more on adding to my growth positions. Eventually, I plan on converting those positions into dividend producing assets like SCHD. But that will be closer to retirement when I make that shift. However, I do like SCHD and plan to hold it indefinitely.

[@jsimp4050]

I only have 3 shares right now. Buying a little every two weeks. Limping along. I guess I’ll soon have 9 shares! 😊

[@AlbertoVelasquez-f4b]

Yes I do SCHD ETF. I have 443 shares.

[@curtisporter5239]

I've owned it for three years. My strike price was always $75 so now I'll look at $25 or below. I do like the idea of lowering the share price as I'm with Schwab.

[@Henchman_Holding_Wrench]

SCHD is currently the largest in my portfolio. Just a slight lead above JEPQ and O. Not loading up currently, but buying regularly.

[@campingalan]

Hi there! I bought $9900 worth of SCHD back in April 2023 and it is currently worth $12300. So, it has done well in the 1.5 years. After this coming winter rental season, I will be selling a desert property so that I can realistically begin to think about retiring. Once I do sell it, I begin putting about $5k/month into that portfolio so as to do a small surge to build a dividend income potential (it will be split between SCHD, SCHG, and VTI).

[@sarahsimpson9848]

No, I don't have SCHD, but now I am going to buy a small share of it. Thanks for the info.

[@ToddUlrich-b5v]

2685 shares before the split. Let’s go!!!

[@deanlehman4723]

I don't own schd right now but I think I am going to buy on Monday morning 😊😊😊

[@johndenver5779]

Just hit the buy on 300 shares today 🎉

[@marf6573]

I currently have 257 shares of SCHD.

[@BlakeC341]

Great. I'll have 1500 shares on October 10th.

[@davidwysocki1004]

Thanks, Mark, for a timely presentation on the SCHD 3 for 1 stock split. Good stuff especially for newbies to SCHD and stock splits. (I am surprised you did not mention the 15% dividend raise as it was announced the same time the stock split was announced. ) And congratulations on all of the comments you have received in response to this video presentation. Good stuff!

[@richreitz5815]

Great video. Thanks!

[@MarkRoussinCPA]

Glad you liked it!

[@DarrenJacksonFH]

Seems obvious now but comparing the forward EPS to the 5 yr average to determine current "value" is new to me and definitely beneficial! I appreciate the video!🙏🏾🙏🏾

[@MH-co6ik]

Load up!!! With interest rates falling and many are looking for consistent high dividends. As one’s T-Bills/CDs expire, dividend based stocks will be in favor. I like the analysis of the top 10 but remember the fund reconstituted 6 months ago. Hence, the top ten floated up since the stock price of the top ten went up. The remaining 60% of holdings probably have lower values. SCHD will have reconstitution/rebalance in 6 months and will continue dividend growth. For all these reasons, it is time to load up!!!

[@mikeyis009]

Agree

[@lylan8737]

i have 20 shares of SCHD . glad it will become 80 shares after split

[@quadc1922]

I bought schd prior to stock split and still own.

[@laine1497]

"Irregardless" is not a word. Irrespective or regardless works. I like SCHD. Thanks for the perspective provided on the split.

[@cameronbachman8161]

Just received my first SCHD dividend of $3.50 haha

[@MarioChapa-m7d]

Same here $ 6.12 jaja

[@ron.mexico.]

Great job. That’s how it starts 🚀

[@1mz0qpal]

2.80 here lol

[@1mz0qpal]

I got 13.78 off JEPQ tho

[@tomthecat9780]

I'm in the same boat as you're in $20.00 dividend payment,I do have drip turned on.

[@RK831]

I am waiting for the 10-for-1 split for SPY!

[@Dimantledpenguin99]

I dont think ever gonna happen

[@HowHingPau]

I'm hoping for Vanguard to do the same many of their well known ETFs. Because, you know, committing $10K into something and only getting 17 shares just doesn't feel like you're going to get anywhere fast.

[@JoeBtfzplk]

I'll give you a 10-1 split on the money in your pocket. Give me a $10 bill and I'll give you ten $1 bills. Happy now?

[@1hunter45]

@@HowHingPau Why does it matter? I could care less how many shares of an ETF I have. Just look at the total $$$$ you have. Watch them $$$$ grow!

[@brandonsmith7565]

When you buy a 100 dollers worth of an etf. That 100 is split into the companies under the etf? If more people buy schd, that means more people are buying those companies right? Witch in return would cause the stock price to go up and the etf?

[@MoparSmith1]

Good etf to dump a lot into at retirement, most of its holdings are considered qualified.

[@mikeyis009]

100% QDI

[@JohnC9392-0]

I have been investing in SCHD for several years now, just DCA everyday. I will continue to do so up to the split and after. It won’t deviate my scheduled plan already set awhile back. Any split is good IMO, as the price per share helps bring more retail investors into the game. As long there are no reverse stock splits.

[@napfreedom2153]

My average is around $62, so I may by more. I like to max out my Roth IRA with SCHD and VTI ❤ I'm maxed for this year already. So if I do it's in my taxable account.

[@C-j-m-218]

So to find the actual value you take eps and times it by the forward pe

[@passivedividendsoptions]

I'm scooping some $SCHG

[@akshatrastogi9063]

Its an ETF dude. It tracks the price of underlying. Loading up on ETF will do nothing.

[@differentperspective9160]

It's scary to see so many people talking about SCHD "stock" split, "fundamentals", etc. SMH

[@brianluscher1107]

The more people put into ETFs the more ETFs have to add to their holdings, which increases demand for the individual stocks owned by the ETFs. It isn't that the ETF itself is a stock, but what it owns and puchases affect prices of the holdings.

[@BigstackMcgee]

@@brianluscher1107 Brian has it right

[@mikeyis009]

100% wrong

[@differentperspective9160]

@@brianluscher1107 Why would it make any measurable difference if the share costs $80 or $30, unless you can only afford to buy one share at $30? Are those people going to bring billions of inflows in order to move the underlying stocks?

[@paulmccolgan1079]

Yes I own SCHD. I buy a couple of shares every few weeks. Split will not change my activity.

[@Kyle-MoneyProphet]

Just buy on dips/red days and you'll outperform the underlying index, always.

[@onomado]

TRUTH ❤

[@jeremyb239]

Love red days means I can grab some more shares.

[@brendaklein7772]

What are red days?

[@janc.8197]

@@brendaklein7772 Days the market is down (and specifically a day that the price of SCHD is down, in this context).

[@jimmylingjiengming9415]

looking for the best entry point to buy this stock

[@TheBondocFam]

Bro I can’t sleep because of this😂 im loading up more. Almost hitting 400 shares!.

[@LoriRish-]

I started my 200k portfolio 2022 with SCHD, VOO, and VUG after watching one of your videos. In terms of share price, VOO is up! and VUG is doing even better. This year, I've tried to add some more assets but unfortunately facing a decline.

[@itonlytakestime]

I personally dabble in stocks, and my first rule is survival before flipping for chunky gains. Be sure to know what the heck you're doing

[@JayMomoa-4]

imho, you should consider working with a seasoned advisor to help maintain a balanced growth portfolio, it wont cost you more than the mistakes you're making now

[@Marquis-9]

The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 300%, since covid-outbreak to date, summing up nearly $1m.

[@Curran-m-i]

impressive gains! mind sharing details of your advisor please? I am a Data Scientist and my job doesn't permit me the time to analyze stocks myself

[@Marquis-9]

Katherine Nance Dietz is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@kne2323]

I tried SCHD this year and was not impressed. Sticking with my SCHX and SCHG. Much, much better returns and I don’t see that changing any time soon.

[@SmilingOffroadCar-cj8kv]

I own SCHD, and will buy more after the split.

[@stevewilliams6354]

I really want to get involved in the markets but I don’t understand how to get started

[@jkpp.]

*regardless, not "irregardless"

[@Positivecuriosity46]

Yes lol

[@backdoorprod]

My wife was in the kitchen, overheard that and said she lost all confidence in everything he just said.

[@motownbaby]

@@backdoorprodwould you believe “irregardless” has been added to the dictionary? 😳

[@johngibson7693]

Really, that's your best contribution? Making fun of a misspoken word? No intelligent response, positive or negative about his view of SCHD. Kind of trollist.

[@Positivecuriosity46]

@@johngibson7693 Pretty SCHiddy! We all have our flubs.

[@genesisjanae1375]

So, the idea is to buy before the split or after?

[@Melgimpson]

So does this mean buy more schd now, later, or doesnt matter?

[@liamsnow4642]

Right? I too, am wondering

[@pawsgerby]

an index etf split is literal non-news. share count won’t change your yield. it’s just a means of accounting for the lack of fractional etf shares on schwab

[@LeeAnnWatts]

Yes, I own it will buy more. Just waiting on the right time.

[@HaNguyen-dy6xq]

Yes.. have a few shares.. will add more if there is a pull back

[@POILY2501]

Yes. Looking to buy more. Wait for more pullback to DCA 😊

[@InvestingWithAdamK]

Why would a stock split matter for “loading up”? I’d be more curious Schwab’s goal with the split

[@killersentra]

Protection

[@InvestingWithAdamK]

@@killersentra What does it protect by splitting?

[@mikeyis009]

Before the price runs up

[@InvestingWithAdamK]

@@mikeyis009 that would create a selling opportunity if it ran up for some reason. It’s an etf so it’s just a sum of its parts.

[@thehousingvlog7034]

The lower price could attract more buyers which could push the price up.

[@mikehenderson2039]

I own a little over $100k of SCHD in my IRA...while I understand the share price value condition that a split creates (none!), and I appreciate the excellent P/E analysis of the top 10 holdings of the fund, I think there is a market-timing bounce opportunity possible based on the psychological factors that come with the split. I think this short-term bounce is a boon for those that might TRADE the ETF, but since most investors in SCHD are looking to accumulate (buy-&-hold) I don't think this move will generate a statistically significant long-term increase in the NAV.

[@susan4yahshua]

How has schd done over ...how long have u owned it ?

[@mikehenderson2039]

@@susan4yahshua I started buying SCHD in April of 2023, dollar-cost averaging from when the share price was $73.62 til today's close at $84.53. In that time, I've accumulated a total of just over 1,600 shares and received dividends of $4.25/share.

[@hameda5813]

Loading up on an ETF because of a split makes absolutely no sense

[@onomado]

If you are like most of my employees, you can only manage $-20-100/wk to invest with. Splits give a everyday worker the chance to get in the game with less $and outlay to get in. They split stocks to entice retail investment and raise cash for the fund.

[@karinmottola9227]

I own 200 SCHD shares with covered calls (using ongoing rolls) to bring down its overprice (or up-rev its dividend). If DJT wins, I'll buy more.

[@killersentra]

Exactly

[@gerardmichael8523]

Hi. I'm dying to learn covered calls. I understand it high level but I wanna take the next step and start doing

[@stevechilcoat2353]

I'm waiting for a pullback, too. I like SCHD, but I'm not adding to it right now. I've bought some more schf. Thanks

[@rodneyrosecrants8910]

I have 1,064 shares, will be watching the share price this coming week before the split….if it drops into the low $83 mark, will purchase more…..

[@winstongordon9725]

I have 2.3 shares I will buy more

[@bubblechaser5369]

At least .7 , that's just my 2 cents

[@wolfxman69]

I don’t own it but what’s a good price to get in? Or after split wait for that small dip?

[@421mantis]

When scrolling, this is the kind of video you see and immediately go to your brokerage account and short the ticker. Buying 100 Put options at open. Thanks!!!!

[@FuncAndFlow]

How will this effect the dividend payout?

[@aurinator]

Great information, and their recent split should hopefully make SCHD more attractive in derivatives/Options markets i.e. the cheaper resulting share price will make SCHD considerably easier for consumers to use the Options Wheel strategy on - requiring less capital.

[@camc8923]

having an ETF in a easy to buy per share range $20-$30 as the list looks to be, is beneficial because you can get more 1-2 buys. Its easy to drop $25 on 1 share a week as opposed to $75 every 3 weeks. Nothing changes except accessibility to buy more often

[@httr21skins]

This makes no sense. It's a ETF. Who cares what the price is? What am I missing?

[@bk2les]

The price is lower so it attracts more investors because it’s seems to be “cheaper.” Especially because Schwab doesn’t allow fractional shares on ETFs.

[@michaelswami]

Investors who use Schwab can’t purchase fractional shares of ETFs. So a lower price makes it easier for Schwab brokerage customers to afford a whole share. I understand there are some exceptions to the whole share requirement.

[@tonyherdina9142]

It wasn't that expensive to begin with.

[@michaelswami]

@@tonyherdina9142 I agree, but someone anxious to get their $30 per month investment deployed doesn’t want to wait 3 months. Honestly would be easier if Schwab would just rip off the band aid and allow fractional ETF investing.

[@gibsongtr]

​@bk2les that seems to be the theory. We'll see if it turns into fact.

[@joshobrien8995]

Im not running to load up...the 3:1 will give me about 900 shares...still young in my investment career, will wait to see how this affects the dividend and growth.

[@fora1461]

is it better to buy before or after split?

[@mckeefamily5522]

Looking to learn to sell calls on my established SCHD position

[@chriscarlson9556]

Hi Mark, I always enjoy your videos as they are very informative. I have a small position in SCHD I am going to start DCA into SCHD. Then as there are pull backs put lump sums in. I try to purchase more shares of my stocks and ETFs when they're on sale. But i believe into DCA in core positions of etfs monthly.

[@EricTheDane]

Nice video, thank you. BTW, "irregardless" isn't a word; just say "regardless."

[@MarkRoussinCPA]

nonstandard : regardless I told them that irregardless of what you read in books, they's some members of the theatrical profession that occasionally visits the place where they sleep. -Ring Lardner Is irregardless a word?: Usage Guide Irregardless was popularized in dialectal American speech in the early 20th century. Its increasingly widespread spoken use called it to the attention of usage commentators as early as 1927. The most frequently repeated remark about it is that "there is no such word." There is such a word, however. It is still used primarily in speech, although it can be found from time to time in edited prose. Its reputation has not risen over the years, and it is still a long way from general acceptance. Use regardless instead.

[@stephenhegarty6179]

Sitting with 2875 shares before the split I am a happy camper

[@travisaasen3373]

Its in my top 7ish. I'm 6-10 years from retirement and I do add weekly to my "portfolio", but I generally only add to a position when I see a good value or a nice pull back. Unfortunately, not many sales lately.

[@antoniogomes6579]

Does the dividend stay where it’s at or does it go down?

[@Big_E_247]

Total dividend per share is cut by 1/3, but the percentage you collect stays the same since you now have 3x the amount of shares.

[@1jet55]

Always amazed when people get excited about a split. You get the EXACT same amount of stock or shares for the money. Studies also show the price usually drops after a split.

[@bkearns172]

Agree. For future purchases though it does allow you to buy more often. So I like it for that reason. Like If you do 100 a week in your taxable account. It can be annoying you can’t buy a share of SCHG because it’s 103. So the split allows us to buy weekly much easier. Helps with less cash drag in your portfolio. Tiny help but something.

[@Skeer0]

Stock split announcements generate excitement and a bunch of news, which draws in new investors.

[@mikeyis009]

Yup. What does Schwab know?

[@1jet55]

@@mikeyis009 You have a point, they were smart enough to get the heck out of California, not that it took a real brain to get out of the liberal sewer, but still.

[@milanpetrovic5818]

Hi mark, thank you for the SCHD update. I do own SCHD and yes I would like to add more shares as well,but like you I'm waiting for a pullback. I think that might happen after or very close to election.

[@Mona-s2e]

I wish I could buy it.

[@darryeltreadwell5804]

I think a great investment schd. Looks like a lot of investors consider buying this one asap.

[@kevincross1240]

But what will the price be before and after the split? Is it wiser to buy before or after? I own some stock?

[@suzukikawasaki5165]

Safe to say the dividend will drop 3x too ?

[@sonuanand77]

Split doesn't mean ETF will go up.

[@mikeyis009]

I’m sure Schwab is just stupid and heard a rumor online that it was a good business decision. Then they flipped a quarter and called heads.

[@bubblechaser5369]

It will butt might go down someday as well

[@Gabber44906]

Iregardless is not a word. Tee Hee is it regardless.

[@daviddempsay4930]

I agree with the sentiment that while SCHD is a solid fund, one should wait for some amount of price drawback before buying more, however, I am wondering what target price most people are waiting for before buying more. Please feel free to share your thoughts on this point. Here's my input: my feeling is that very soon after the election there will be an overall drop in stock prices. This is because even if Trump should get back in the Oval Office, he will not be able to make the 2017 tax cuts permanent unless the Republicans also have a majority in both the house and senate. Subsequently, the 2017 tax cuts will sunset at the end of 2025 and we will be back to the pre 2018 tax laws. This means that, one way or another, there likely will be a tax increase starting on Jan. 1, 2026. Once this likelihood fully sinks in, I suspect there will an overall drop in stock prices. Therefore, I am not in a hurry to make any additional investments at the current moment, but I am hopeful that a buying opportunity will arise in the next few weeks/months (with any luck, such an opportunity will be immediately followed by a Santa Claus rally.) The problem with this assessment is the possibility that a significant part of this overall market price drop that I am talking about may have already been priced into the market. The reason I think this might be the case is that shortly after Harris became the presumptive Democratic nominee and the polls reversed to favor her (around early August), I recall that there was a noticeable but brief decline in overall market prices. BTW, for those who are accumulating SCHD at a specific dollar amount each month/year/other time period, please do NOT let this discussion about future SCHD price drops deter you from continuing your current format of acquisition--there is a lot to be said for dollar cost averaging.

[@kudynski]

Hi, is SCHG splitting as well?