She Doesn’t Depend on Her Husband and Lives Paycheck-to-Paycheck

💵 Plan your monthly spending for free with EveryDollar- ter.li/m8rnrd
📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - www.ramseysolutions.com/shows...
🏦 Take Your 3-Minute Money Assessment - ter.li/fi5xhh
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/rqwdws
🍸 Smart Money Happy Hour ⮕ ter.li/tmj3vq
🧠 The Dr. John Delony Show ⮕ ter.li/s5yazz
💰 George Kamel ⮕ ter.li/dc2gee
💡 The Rachel Cruze Show ⮕ ter.li/a6emrr
💼 The Ken Coleman Show - Highlights ⮕ ter.li/v8n4u8
📈EntrLeadership ⮕ ter.li/g7s9g0
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/compa...

[@BaconMountainMan]

I like how she only makes $50,000, bought a $50,000 car, but she can't trust *him.* 😅

[@SpoonHurler]

49,000 😂😂😂😂😂😂

[@Songbird36able]

​@@SpoonHurler😅😂😂😂😂

[@Daveandconfused.]

First thing I thought about

[@metaltera86]

She’s probably an apprentice

[@lombardo141]

Don’t get married if you don’t trust your spouse or want to share finances. I just don’t get the point 🤷‍♂️

[@djpuplex]

She said she wants it this way.

[@AlexKaehler-qc8kd]

She's highly, highly empowered. She feels the power

[@chrissya9994]

@@AlexKaehler-qc8kdbut she is drowning in that power!

[@skeletorrocks2452]

She sounds like a victim of 1980s feminism. Although her work ethic is admirable.

[@tylersanders2388]

She just wants a reliable roommate I guess

[@Beginningtopeak]

17 years, she’s the one in debt, but she can’t trust him with the money?

[@skeletorrocks2452]

/RETIRE BY 30 IN AMERICA/ She sounds like a victim of 1980s feminism.

[@danielrn133]

They are both in debt. If he is in debt or she is in dent they are both in debt.

[@TonyCox1351]

She didn’t say she can’t trust him with money. She said she doesn’t like depending on people for money because of how she was raised. And she admits it’s not working from her and she is calling in for help. She seems pretty rational about the problem despite her emotional baggage, which can be a very hard cycle to break. This comment section has a such hard on for feminism, you’d never have a man call in with debt and see the replies blame toxic masculinity

[@skeletorrocks2452]

@@TonyCox1351 /RETIRE BY 30 IN AMERICA / Hey Lady. It's not wrong to point out how a large amount of a generation got Hoodwinked by Feminism. There's nothing toxic about It. Masculinity isn't sitting there holding back for people's feelings. If anything that's what leads people down the road of suffering. Everyone else will tell you what you want to hear. And mostly for their own benefit. A Man will tell you what you need to hear. But then again traditionalism is a pale shadow of what it used to be. Marriage is nothing more than a zombified ritual in America. Enjoy the decline. Minimalism and cheap property for the win. Have retirement completely funded in 4 to 5 years doing OTR Trucking. Work another year and pay cash for a house in the fly over states. Work another year and have the new vehicle completely paid for. CASH! It's the only way to Fly 👍🏆💪

[@Shortballa11]

@@danielrn133 he is not in debt. Apparently he can pay it at any time. She is in debt until she decides to participate in the marriage

[@reveintraining]

No sir 49 😂😂😂😂😂😂😂 best laugh I’ve had all week! Love it!

[@noreenn6976]

That was a good one.

[@eddyw14]

Dave’s laugh made my day

[@paulstandaert5709]

No mortgage, $40,000/year and still living "paycheck to paycheck" She doesn't seem to have a problem being dependent on creditors.

[@tracyaf6084]

This isn’t feminism, this is hyper independence. It’s a self protective reaction to trauma. No one can hurt you if you don’t rely on them. It’s a sad thing for her and it sounds like she has a great husband. Hopefully she can unlearn this.

[@triplekillerable]

Exactly. Over correction. She is trying to come over trautmatic experience and acts like an idiot. He is there to protect her and she pushes him away. If he finds a woman that needs him most , she might steal him

[@tracyaf6084]

@@triplekillerable which would prove her hypothesis correct: she can’t depend on him. Hopefully they will work this out instead and have a healthier marriage.

[@BusArch42]

Spot on. I struggle to trust my spouse of 30 years after watching my mom be abused because my step dad controlled all the finances. He beat us kids but not my mom. He was emotionally and financially abusive to her though and to us kids. Still cannot stand the man 40 years later

[@therationalistparty9742]

Its most definitely feminism and its killing this country slowly.

[@kokoskokso]

​@@BusArch42 I highly recommend Tim Fletcher's videos on CPTSD here on KZbin, life changing stuff. Once you understand why you do what you do and that it might have worked once but doesn't work now, it's almost easy to let go. Wish you lots of healing.

[@RetailRipper]

51 yrs old, struggling to save for retirement, just bought a new car. 😮

[@skeletorrocks2452]

/RETIRE BY 30 IN AMERICA / Yeah I can't help but wonder what she did with the last 30 years of Adulthood. Really it sounds like she's living life on hard mode with the whole 1980s style Feminism. And the reality is most people that are broke their whole lives it's usually due to the same things. It's not one choice it's a bunch of little choices along the way. And usually it's trying to keep up with Joneses. Lol A a bunch of people trying to prove to everyone else that they're actually worthy of their own existence. Ultimately a BlackHole futile endeavor. Minimalism and cheap property for the win. Have retirement completely funded in 4 to 5 years doing OTR Trucking. Work another year and pay cash for a house in the fly over states. Work another year and have the new vehicle completely paid for. CASH! It's the only way to Fly 👍🏆💪

[@jorgealvarado7946]

I see and hear this disconnect weekly. “I’m broke” then showing off a new car. “Everything is going up, can’t afford to pay for everything” buys a new car the following month. What a weird way to live.

[@skeletorrocks2452]

@@jorgealvarado7946 it's just people RENTING other people's admiration. In trying to justify to others that their life was worthwhile. Worldwide it's pretty common. People getting shiny things and overpriced garage ornaments to show off. It's generally a sign of lesser half evolved lesser two-legged Apes.

[@BlueDauntless]

@@jorgealvarado7946I get it. It’s totally a mindset. We paid off my car two years ago. Best feeling ever. But we’re also facing that we’re going to need a new one at some point. It’s a 2008 Highlander. It has repairs and maintenance coming up. And it won’t last forever. And to be honest, it’s really easy to slip back into the mindset of “we can afford the payments”. That’s how my parents always had cars. Always with a payment, then trade it in for more payments. I don’t think my mom has ever owned a car outright. But this is also why I binge DR clips. To change the mindset of always having a car payment.

[@lot2196]

Dugh.

[@AxleLotl]

"Did you pay $50,000 for a car?" "No, sir. 49" 😂😂😂😂💀

[@getinthespace7715]

I have a buddy he makes $250k a year, his wife makes $40k. They separate their finances. Seeing them argue about who is paying for dinner when we go out with them is nuts. He tells her she owes him for half of the kids' clothes... it's nuts.

[@robloxvids2233]

What a lunatic. Why hang out with weirdos?

[@BlueDauntless]

That’s my question for people with separate finances that have kids. Who pays for the kids? They are both of their kids! Splitting things down the middle while married seems like a ton of work.

[@janelleg597]

That is absolutely just......wow.

[@cutehumor]

Getinthrspace tell the buddy wife to quit her job. The husband will be paying for everything then 😂

[@jamaicaninthekitchen4358]

Wow he is up to no good and does not love his family 😮

[@Nonsense116]

My wife and I combined 2 months into being married. It's been awesome. Not only is the experience of dreaming up a future together. It's been awesome executing on that plan too. Because I have a partner who's in this thing with me. So awesome.

[@BlueDauntless]

My husband and I had joint finances basically as soon as we got back from the honeymoon. It was a no brained. I couldn’t imagine trying to live life always on a different page with money.

[@siva47931]

Why did it take you 2 months?

[@Nonsense116]

@@siva47931 I'm a natural procrastinator. It didn't take 2 months to start, it took 2 months to finish. Opening a joint bank account, moving our pay deposits to that account, adding the accounts to the budgeting software. All sorts of stuff. It's a multiday project to get totally merged. Add into that on those 2 months we had our honey moon, we moved in together, there was just a lot going on.

[@ruhhshelle]

I was raised by a single mom with a similar mantra of "if no one pays for you, no one can expect anything." It was a hard lesson to unlearn.

[@princessjen99]

Me too, this sounded exactly like my life. I am working on the being able to let go and trust someone with my financial life

[@supriyaingle3270]

Raised in similar situation. I have hard time with relationship with man romantically. It freaking tough. It'

[@mattorama]

Guarantee you it wasn't her choice, and it was the husband who got tired of this financially reckless woman and cut HER off. She bought a $50,000 car on a $40,000 income. Somebody bringing home $600/wk can't afford a $900 car payment and it shouldn't require a phone call to a show like this to figure that out. Guy probably got tired of her blowing away all the family income and not listening to him.

[@kazzhulse]

@@mattorama guarantee you don't have all the facts and don't know what's going on.

[@mattorama]

@@kazzhulse It's called reading between the lines, because we're only getting one side of the story. Her side is nothing but red flags.

[@FL-CourtReporter]

For better or worse. I’m thankful for my loving and generous hubby. He’s been there for me, as I’d be there for him. Marriage definition 👩🏼‍💻‼️💯

[@jilljohnson251]

I am also grateful for my loving and generous husband😊

[@zoukchata]

Uhh Sad thing is, when she said she paid 49k, that WASNT a joke to her. She didn't even realize it til they started laughing..

[@CarlaQuattlebaum]

I cracked up at that too! Seriously, though, it was crazy of her to spend that much on a car. Funny, but at the same time, not funny. I know Dave's gonna say "sell the car", and I haven't finished watching the video yet.

[@roadrunner9622]

I had the same feeling. She wasn't being funny. She legitimately thought she was offering a serious defense.

[@TMPS93]

I think I've been watching too many of these videos I laughed with Dave as soon as she said $49,000 🤣🤣🤣

[@CarlaQuattlebaum]

@TMPS93 -- Me too!

[@MyBrooklynLife718]

Yeah that part was hilarious 😆😂

[@0_1_2]

Even if this was the first video you’ve ever watched of Ramsey, it’s still funny. People naturally laugh when others laugh…

[@dudeorduuude5211]

How is she only making $40-$50K a year as an electrician? I think she needs some career coaching. Where I live, they make double that.

[@skeletorrocks2452]

/RETIRE BY 30 IN AMERICA/ 👏 You Nailed it. These days electricians are in high demand. You're talking 100K easy. And if anything she sounds like a victim of 1980 style feminism. The whole I can do it all myself I Don't need No Man /Fish Bicycle trademark. LOL 😂 Minimalism and cheap property for the win. Have retirement completely funded in 4 to 5 years doing OTR Trucking. Work another year and pay cash for a house in the fly over states. Work another year and have the new vehicle completely paid for. CASH! It's the only way to Fly 👍🏆💪

[@tylersanders2388]

She might just not be very good as an electrician. I think people don’t always consider that when hearing salaries. Wage directly relates to skill level

[@Chopsuey087]

She must be a helper or tool fetcher. I made more than that my first year as an industrial electrician. Making double that now.

[@Shortballa11]

probably doesnt like to work a lot at her age

[@curiouscat3384]

She called herself "blue collar". She either works for a lousy company or she hasn't passed her apprenticeship. Her salary is apprentice wages. Either way, if she wants to be independent she should work harder to "be good with money" like her husband is.

[@warrensloan3467]

“I don’t depend on anyone for money…I owe my husband $6000.” Ok…thoughts and prayers for John and Dave who couldn’t find a way to blame her husband for this.

[@JWM1984]

I always find it so heartwarming and encouraging to hear Dave speaking so respectfully about his wife. Probably because I feel the same way: We wouldn't be where we are without both of us.

[@residentevilfreakk55]

This is unfortunately one of the many reasons why my marriage with my wife ended. We were house poor and had $35,000 in debt. I told her multiple times that we needed to tackle this debt if we were going to be prosperous and she absolutely refused to trust me on this. I am now completely debt free and have $60K in the bank. Men and women need to get on the same page about this stuff.

[@BlueDauntless]

It’s the leading cause of divorce. Fights/problems with money.

[@John3.36]

Your friends: " Don't marry her. " You: "But She's Hawt dude. "

[@residentevilfreakk55]

@@John3.36 that’s not at all how it went but thank you for your input

[@justincarrillo226]

Combining finances is one of the best decisions me and my wife made once we got married. Every paycheck we sit down and budget our money and we’ve done it so many times now that it doesn’t take but 5-10 minutes. If you don’t trust your spouse enough to combine finances then why get married to that person? I understand in some marriages one person might have a spending problem, but that’s not a reason to just have separate finances, that’s more of a reason to seek counseling and try to get on the same page. Or definitely get that situated before deciding to get married.

[@JasonBlaha66]

The best part about the no sir it was 49 answer is that she wasn’t trying to be funny

[@superblump87]

False.

[@MichaelAnderson-wk1no]

I agree. I didn't interpret it as a joke, either...

[@aolvaar8792]

@@superblump87 My daughter says, "it's not $5, it's $4.99." It's a quarter past the hour, NO, it's 13 minutes past. It is argumentative, it is a mindset. A lot of people are like this.

[@lcm4951]

I love when someone can make Dave laugh.

[@Mr.Boring_Man]

Living paycheck to paycheck YET just purchased a $50K car. Yeah, pay him back the $6K to a man you'll claim to not need, who pays for your lifestyle, during the divorce so he can use it for the lawyer fees. This is the fake strong and independent in a marriage. She ain't get approved for a $50K loan making $40K a year. Complete silliness.

[@skeletorrocks2452]

/ RETIRE BY 30 IN AMERICA /She sounds like a victim of 1980s feminism. I mean her work ethic is admirable. But I don't understand why she's only making 40K if she's an electrician🤔? Minimalism and cheap property for the win. Have retirement completely funded in 4 to 5 years doing OTR. Work another year and pay cash for a house in the fly over states. Work another year and have the new vehicle completely paid for. CASH! It's the only way to Fly 👍🏆💪

[@Cammimullens]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[@softy-bf5eg]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@Manselus]

Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.

[@marlisamirabal]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@Manselus]

Just research the name Angela Lynn Shilling. You’d find necessary details to work with a correspondence to set up an appointment.

[@marlisamirabal]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@felipeoliveira2219]

Later on this same ppl complain about "the economy is bad" "the system is broken" "little man cant age ahead" etc n etc ppl will never stop doing these dumb things...

[@RickImus]

"It's not the money, it's the mirror." Parting quotable from Dr. John.

[@marcuswashington461]

Combining money or assets is not about that material thing..its saying we are in this thing together and are pulling in the same direction.. to me it fosters more trust and loyalty!!

[@James_Hough]

Two become one. One. My wife and I have one income regardless of whose name is on the checks.

[@juniorgod321]

No. She has one income and you have none!

[@weirdnomad8868]

Amen

[@TonyCox1351]

@@juniorgod321judging by your comments and your avatar in getting the vibe that you’re single and childless and trying to convince everyone that’s how you want to be forever

[@juniorgod321]

@@TonyCox1351 But what if one of these days his wife “decides” that she no longer loves him and take him to the cleaners?

[@BlueDauntless]

@@juniorgod321🤷‍♀️ He could decide to do the same. That’s why picking your spouse is important. If you can share your bed and your body, you can share finances. If you can’t, tells you what you need to know.

[@chedbeckford8067]

Owing your husband is hilarious man 😂

[@skeletorrocks2452]

/ RETIRE BY 30 IN AMERICA / if anything it's actually more honest than what we see currently with so-called traditionalism. At least she's paying her own way. And even if she does seem like a victim of 1980s feminism. If nothing else she has a decent abnormal work ethic. Doesn't come off as a freeloader. Had to be real most marriages are usually one person making all the money with all the realistic risk. And the other person having a gun that's called divorce pointed at that person's head throughout the whole marriage. It's respectable that she's actually making a decent effort to pull her own weight in life. Minimalism and cheap property for the win. Have retirement completely funded in 4 to 5 years doing OTR Trucking. Work another year and pay cash for a house in the fly over states. Work another year and have the new vehicle completely paid for. CASH! It's the only way to Fly 👍🏆💪

[@Revert2017]

It happens more than you think. I did it all the time until I started watching Dave Ramsey. Not everyone comes from a family that makes sense.

[@BlueDauntless]

It boggles my mind. My husband and I have never had separate finances. Owing him money would be odd.

[@Revert2017]

@@BlueDauntless It is. My mother and father always combined. However, as children, we always owed them money for something. Even at young ages. So, as I got older, it never dawned on me to not owe money to my husband. Weird, right?

[@Leydo773]

Literally made me chuckle

[@minnesotajames1]

2:46 - this! My mother and her husband have been together for 35 years and they do not combine their money. Their finances are as bad as the quality of their marriage. It's so sad to see. All my other relatives that do it this way have a similar story.

[@aaronkelley3865]

My wife and I going on 20 years have had combined money since day one. We joke about who’s paying for dinner sometimes when we get the bill even though it all comes out of the same bank account. Lol. It’s just fun. My wife is such a sweetheart. She tells our boys to “thank daddy for dinner” when we go out and eat just because it was my idea and I paid the bill even though she makes more money than me. 😂

[@PollyPatriot]

I’m 61 years old and have a car that is 14 years old, but still looks pretty good and drives like a luxury vehicle. I’m driving it until it drops or until I can save for another good used vehicle.

[@tylersanders2388]

It’s crazy how many of these ‘finance’ calls are just people generally having a messed up relationship. I also think that statistic that ‘money problems’ being the number one cause of divorce is wrong after hearing all these calls. Relational problems appear in your wallet after long enough

[@diceportz7107]

Why? Why? making $40,000-50,000 a year would you buy a $49,000 car???? This makes no sense! Yet she can't trust her husband not to screw her over. smh

[@treasurethetime2463]

She wouldn't without knowing hubby is going to pay for it.

[@adamseidel9780]

The fact that they glossed right over that is laughable

[@costco_pizza]

The main issue I see is what kind of life would it be to drive a used honda civic all day? Who would respect and appreciate her? The answer is to get a proper car, and one that tells the world you are a somebody. I completely understand why she did what she did.

[@FaithandPurpose828]

@@costco_pizza broke!

[@Cafeallday222]

It’s a trauma response

[@autordijanaferkovic]

Again, tears of joy when I listen to Dave. Thank you, Sir, for being an important part of my life journey.

[@FL-CourtReporter]

Women provide infrastructure into the marriage for husbands to be successful.

[@thebeegood1731]

She is girl-bossing her way right into poverty while her husband (who sounds like a good dude) watches the slow-mo train wreck. That’s sad.

[@noname9862]

How do you only make 50k as an electrician??

[@patrickmontgomery7449]

15 years seperate finances no arguing. Its a person to person thing

[@Kim-bv3xn]

17 years separate finances and no arguments… it really is😊

[@patrickmontgomery7449]

@@Kim-bv3xn about money anyways 😅

[@christinebutler7630]

What do the grandchildren have to do with it? They are their parents' problem.

[@aolvaar8792]

The State seized our grandchildren, We took them in, under a licensed foster care home. People told us to let them go, they're not your children. Really???????

[@matthewcarbone2108]

Epic! Love it! Dave! That was hilarious

[@adamseidel9780]

The problem here is the $55,000 car when she has no hope of retirement, not her $6,000 with her husband.

[@Anonyme67]

Yeah yeah Dave that’s not out real life work. I have been married for 9 years. Very happy but no way I will combine my income to my husband. We have very different views on money. Plus his kids from previous marriage don’t like me.

[@Plans4YouJer2911]

I hear you My situation was just like yours Except I am a man Her kids were/are her god and life Her marriage and me were outside the circle Got dumped last year

[@javaskull88]

How many bad decisions can you cram into the first sixty seconds of a phone call? At least she didn’t waste anyone’s time.

[@BrokeTruckerGyal]

How could someone work so hard against themselves? She has a man that loves her and she's working hard to remain separate from him financially. Doing a male dominant job at her age AND she's personally making bad purchases on top of it?!? Can someone say self sabotage? Something is going on here.

[@tacticalbusdriver6630]

Nah ! I call BS ! She played the independent woman game and now it’s backfiring . Instead of going to him and humbling down she calls Dave . Sad !

[@TdcThompson]

Yes her husband would delighted to finally get his well earned respect. Though it sounds like they may be better off apart

[@tylerbrown4074]

To me it sounds like pride. A prideful heart is a dangerous thing and can bring other issues.

[@ep411]

Incredible I been saying this forever and literally applies to almost everyone I know including my own wife! Crazy!

[@NVDAbets]

I always always find that combining finances to be unreliable. 1st of all, marriage is just 2 people partnering up to make lives better. Wife/husband will be the most important partner, but not the only partner. There's business partners theres friendship partner etc.. And they dont combine finances.. What worked best has been that people have a joint account that pays the bills and does the couple activities. And then theres personal accounts that's the back bone of each individual. You and your partner wont be pressured or gaslighted into different things just because the"marriage" is binding. And when the differences arise on a philosophical level, each party has the right to simply walk away and being financially fine. For ex, most people get married between 20s to 30s for the 1st time. And they are still kids by mental development and societal experiences. They change and develop, some grow to want kid or kids, some grow to no longer want kid or kids. People say oh you should talk this through before marriage. Thats the ideal situation but its never ideal, isn't it? No one can say their philosophies are the same 10 years later and its very normal for couple to grow apart and becomes no longer fit. Plan for the worst, have separate bank accounts.

[@mattorama]

I don't believe her for a second. She doesn't share finances with her husband because she chose that, she doesn't share finances with her husband because she's so bad with money HE split his finances from HER. "How come I don't have any money?" Guarantee you her husband has been explaining this to her for the last two decades and got fed up. She openly admits he's good with his money, and she's a financial train wreck.

[@Vydio]

I have separate accounts from my DH. I advise anyone who is married to someone paying court-ordered child or spousal support or student loans do the same. When the courts or our government decide they are going to garnish your income they are indifferent regarding whether or it's a joint account. Oddly, Dave has had callers that have had this happen to them.

[@GAFB1122]

Interesting take. My take is... joint income, joint accounts, joint assets, joint debts, joint responsibilities, joint etc. OR don't get married. Live together and play house. Seriously if you don't trust your spouse, you don't have similar values as your spouse, you aren't willing to take the good and bad of your spouse, etc then you aren't truly married anyway. And when you marry someone who had a life before, you accept all that comes with that, good and bad. Or don't marry that person.

[@Vydio]

@@GAFB1122 The spouse was not the problem. The problem in my case was an ex-wife and a court that enabled her. The child support he paid was never enough .... I do remember 1 call Dave got. She had a business account with her and her husband's name on it. One day they found $7000 drawn out of the account. Turned out there was a student loan the husband totally forgot about. It would seem that the United States government had a better memory. 😉

[@Vydio]

@@GAFB1122 Sorry but I don't think I incurred an obligation to pay any money to a greedy ex-wife. Dave had a call from a woman who had a joint business account with her husband. One day she found Uncle Sam had taken out $7000 for payment of a student loan her husband had forgotten he had. Our government didn't seem to be concerned the money was both theirs.

[@aolvaar8792]

@@GAFB1122 ?????? when you marry someone, you accept all that comes, good and bad. Or don't marry that person. Interesting take My wife and I made our Government Pensions 50/50. Most people do not split pensions acquired prior to marriage.

[@maoak5470]

Me too. People with children from a previous relationship should be very cautious if they remarry. It's all too common for the surviving spouse to take all and leave it to her or his kids, essentially disinheriting the kids from the other spouse. Combining finances in that situation is foolish.

[@lindacondilli6494]

What do her grand babies have to do with this? Is she raising them?

[@BlueDauntless]

Probably spoiling them or watching them instead of working

[@burly636]

I have a friend whose husband treats her like she’s a guest in the house. They’ve been married almost 40 years. He won’t give her a debit card. She worked and retired. They redid the kitchen and he wouldn’t let her pick out anything, he’d ask her and then go to the opposite direction. She can’t even have anybody over I told her that’s her fault. She should’ve done something about that along time ago. And she’s such a sweet lady, dear friend. he’s got the whole basement at his pleasure and she has extra rooms in the house but she can’t have a sewing room. She said she feels like moving out and she’s a good Christian you know as far as any of us can be. it breaks my heart for her. I told her he’s a bully, I know she loves him though. He would be out of my life.

[@girlygirl1890]

@burly636 Wait a minute...He won't "give" her a debt card? She has no say in the matter? He wouldn't "let" her pick out decorations for the re-doing of the kitchen? Usually men don't even care about that stuff. He even went so far as to go the opposite direction of what she wanted? Aaaannnd she can't have a sewing room (something she enjoys), aaaannnd she can't have anybody over?? If she were my friend, I would tell her he does it because he CAN. She ALLOWS this. She needs to stand up for herself because this is emotional and financial abuse. It's 2024, she needs to step up for herself because there is too much information out there to put up with that nonsense from anybody. Heck, she can do better and probably at least have a "peace of mind" being alone , without him...and not in prison. Tell your friend to stand up for herself. Blessings to her.

[@TerryOnDemand]

It's seems like the issue with combining her finances is that she does NOT want to be accountable for her spending habits.

[@champabay4746]

I don need no man 😂

[@maengh82]

She does, she is married

[@stephylovesyoux3]

I never comment but I don’t think I’ve ever seen Dave laugh that hard

[@TdcThompson]

I told my wife to quit her job when she got pregnant. We’ve had joint accounts since then. Why do people bother getting the government involved if they’re unwilling to be one financially 😮

[@Kaktus965]

Joints are illegal yall should not have an account for buying joints

[@acausedelle1547]

When i was married, my ex wife was the conservative one and got mad when i didnt fully abide by a super strict budget (long story short, we had a few month dip into our emergency fund before gaining money again, no debt), we ended up divorcing, and the first thing she did was purchase a new car to "feel safe". Im still driving the beater. Have fun with your separate finances!

[@mikemcconeghy4658]

Is her name on the deed to that house? I've talked to a lot of widows who found out after their husbands died that they'd been left with nothing.

[@CJ-sg3vs]

When I was married my paycheck went to pay the house payment and food and my personal bills and my husband’s paycheck went into his account for him to use as he felt. This taught me one thing…… I could live without him.

[@jeremywheeler2122]

What do grandbabies have to do with your debt?😅

[@workinonit9562]

Too funny! Get it together people!

[@joshyoung]

2:09 Dave really liked that one 😂😂😂

[@Trenton.D]

Baloney: “Tammy, are you safe?”

[@girlygirl1890]

@Trenton OMG!!!! Yup!😂😂🤣🤣😁😁😋😋

[@tubenachos]

At least she got a sense of humor still intact 😂😂😂

[@thelifeofmaryd.2494]

IIIII'm... going to stay out of the comments for this one. Its too early this evening!🤣🤣🤣

[@breevestal]

She should’ve bought a $15k car. Not smart at all.

[@aolvaar8792]

Get your mind away from Re-buying cars. Buy the car you love and never buy another Bought my 1972 Chevy Truck, NEW.

[@starrystarrynight6281]

My husband and I bought new cars every 2 or 3 years for over 35 years. Sooooo stupid! If we only had all that money! 😭

[@allthingsnu4673]

I am the single version of this caller. It is really hard to trust after trauma, especially when you still hear and see examples of infidelity, divorce and abandonment happening with people. It sounds like she has a great, supportive husband who she can let her guard down with and finally relax. I hope she does.

[@JewelBlueIbanez]

“I pledge thee my troth”

[@arga400]

Girl, your husband is waiting for you to trust him to help you. He is not pushing it because he loves you and wants you to want his help instead of forcing it.

[@cogentdesign]

"hows that working for you?" "Obviously sucks." 😂😂😂

[@sw6155]

Yup, she was raised with that later boomer/early GenX sexual revolution book that family is an oppressive institution of the patriarchy and women need to be “free” from “control” of husbands, etc, etc… 🙄🙄🙄🙄 I wonder how that has impacted her children… 🤔🤔🤔🤔

[@JP2GiannaT]

Or she's reacting from a past trauma of getting financially abused...either way, no bueno.

[@TdcThompson]

Yes these are the weak people that created these hard times

[@sw6155]

@@TdcThompson ding ding ding bingo! 🙌 Y’all better get yourselves ready for this post Christian world that we’re in… I mean, spiritually ready! This new pagan world developing will be even more cruel than 2000 yrs ago! 😓😓😓

[@Swayze_S.L]

Making 40k a year and bought a $50k car? Smh.. what is wrong with people?

[@aolvaar8792]

My wife is retired on ~$40K/yr pension, Why can't she not afford a $600/mo payment??????? I pay for everything; I'm retired on a pension also.

[@Chet_24]

​@@aolvaar8792 Buying a car that costs more than what you make in a year is generally not a good decision.

[@aolvaar8792]

@@Chet_24 She is retired on a pension, and I pay for everything. If you don't spend it, then WHAT?

[@Nashema1]

Lol "only 49 k" got the like button

[@JudePi-jx7yo]

No sir it was $49k is best line every on this show.

[@christinehopping5040]

What a hot mess. She's not dealing with reality. Debt = Broke.

[@MikeyB_1972]

Living paycheck to paycheck with a new $55,000 vehicle.

[@nanjones3973]

And her husband probably pays most of the bills. Paycheck to paycheck my tail.

[@kendrapratt2098]

Being in debt isn’t depending on someone else financially???????

[@BlueDauntless]

Someone should point that out to her.

[@janeoleary8454]

If I were the husband I'd run for the hills

[@fire12731]

She’s not that bright

[@d.j.daugherty4945]

Some of these are just as hilarious as they are sad.

[@someoneelse6934]

The husband isn’t complaining or pushing it because he has the money. Enough to “lend her” $6k. He got the good end of that “deal”.

[@MrTaylorfenoglio]

We completely took away the entire meaning of what marriage means. Now its just we had a party where i put on a suit and dress and now i live with my friend. But hey we say i kove you.

[@krkMuse]

He’s not just old school, just no school. Not even 50-50. More like the bank😂Lol

[@randomjunk9934]

Her roommate sounds awesome. He deserves better… …she should have gotten cats, not a 2nd husband

[@writeart7636]

Is this a prank call😮😮

[@tanyadrake5674]

Oh my God I bought a Lexus with 17,000 miles on it for $17,000

[@kleindropper]

This hubby is probably chuckling at his wife's struggle at her own behest.

[@BlueDauntless]

Well, she don’t need him. Yet she’s broke and can’t save for retirement. Seems to be working real well for her.

[@tonytoni1150]

Drives a $50k car while making $45? And her husband makes over $100k/year? Must be nice. Some people have no idea how lucky they are.

[@bettygrable6440]

Don’t use “trauma” as an excuse when you actually just mean “stupid”

[@matthewfournier6478]

Ya while going through I divorce. I get why she is scared. So the first question is. Is he safe to stay married too. If not then what.

[@Kaktus965]

*This lady has absolutely NO clue……..*

[@noreenn6976]

"I only paid $49k for it" 😂

[@joyt458]

They both would be a much better position if they combined finances and worked together from the beginning

[@HOLDXSTEEL]

Nobody should be independent and be proud of it. This life is interdependent by nature

[@vickieclark5931]

Well, it depends on the person. Some people are needy and need someone to take care of them and others are more independent and don't need someone. But in her case, she doesn't handle her money well and handle her finances well. So, she needs someone to take care of her. Of course if you are married, then yes you should be in it together. Living separate lives being married is not a recipe for a long marriage.

[@HOLDXSTEEL]

@@vickieclark5931it doesn’t really depend. Not everyone is a doctor so everybody depends on a doctor. Nobody can be independent

[@HOLDXSTEEL]

@@silentnot4812 I still depend on doctors and retail workers to live my daily life. Nobody is independent.

[@GAFB1122]

​@@HOLDXSTEELNo one should depend on others for something you can do yourself. Got it, good!! But there are many things that you are not an expert at, so utilize their expertise to address your comments. I'm just trying to figure you out. Do you think you should rely on others for things you can do yourself? Hmmm

[@HOLDXSTEEL]

@@GAFB1122I can’t operate on myself so I need a surgeon

[@jamaicaninthekitchen4358]

So why doesn't he give her money that is the part I dont understand

[@Nardaa-ox3be]

She’s a strong independent woman who don’t need no man. Even though they’re married.

[@barnabusdoyle4930]

Her problem is not that they haven’t combined finances, actually it seems like it has helped. Her problem is that $49k car in her driveway at $900ish a month. They do not need to combine their money because that’s not going to improve her situation, it will actually more than likely make their problems worse.

[@marialovesyou8157]

I believe woman should let their men be a MEN (provider) .. there’s more to that … but definitely a provider

[@djpuplex]

Do the cats agree. Tell me think you are safer around a bear.

[@residentevilfreakk55]

That will never happen in this generation, it’s why men aren’t getting married anymore

[@skeletorrocks2452]

/ RETIRE BY 30 IN AMERICA / Yeah but this is the west. Where traditional roles are basically somewhat of a chameleon mask or an illusion. Women basically threw away the traditional deal. And then there's a lot of them they claim they want it. Only when it's convenient. But over the course of my life there's been so many times I've seen so-called traditional women divorce a perfectly good man. If people want a traditional relationship marriage or otherwise. Then they should move to traditionalist countries. Otherwise it's just a gamble until the other person gets bored. And 85% of the time it's usually the woman filing for divorce for little if any reason. So ladies you made your bed Enjoy laying in it Minimalism and cheap property for the win. Have retirement completely funded in 4 to 5 years doing OTR Trucking. Work another year and pay cash for a house in the fly over states. Work another year and have the new vehicle completely paid for. CASH! It's the only way to Fly 👍🏆💪

[@unfairsanic5089]

@@residentevilfreakk55or looking women outside america

[@djpuplex]

@@residentevilfreakk55 Agree women have stopped be good girlfriends, wives and mothers really. it's causing society to go off the rails. All while blaming men hilarious really.

[@mikezerker6925]

When she's irresponsible: "our money" When he's irresponsible: "his money"

[@Daveandconfused.]

“How’s that working for you”