Should I Combine Accounts With My Boyfriend?

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[@GLJ2414]

Short answer is No …long answer is NOOOOOOOOOOO

[@ShakaShaka-st2qq]

Lmbo😅😆🤣

[@verticalintegration5222]

Not if you are not forever

[@herbiehusker1889]

I was going to say the same thing.

[@J.Anita24]

Your comment is FACTS!! 🤣🤣

[@nicholeknight1893]

😭🤣😭

[@stayathomemarine]

I always cringe when I hear people shacking up and not married. I would never play house without a ring on that finger. Protect yourself legally!

[@jackiem9460]

Amen! I'm not going to play house.

[@ke6264]

I agree!!!

[@solck7286]

I find it interesting how people are willing to do everything with some one but when marriage is brought up there a bunch of reasons as to why they can't yet.

[@BarbellFinancial]

Combine nothing until marriage.

[@PVPTACOGUY]

Agreed

[@linuxsurfer2002]

Sure, but they've already combined living together, sleeping together, and having a baby together...

[@PVPTACOGUY]

@@linuxsurfer2002 then they should get married rn fr fr

[@SledgeHammer99]

Agreed. And then lose half when it goes bad 🤣

[@blackworldtraveler3711]

@@linuxsurfer2002 But he is not handcuffed to a marriage contract.

[@fhuber7507]

Stop playing roommates with benefits.

[@PVPTACOGUY]

Facts

[@hawkpilot01]

When you see this pop up in the ticker, know Dave’s answer, but still have to come watch it all go down.

[@tjbalistic]

So I will live with you and have a baby, but marriage is a big commitment if i have debt. Stop the cap.

[@erricacane9566]

Big 🧢

[@divemanred]

the kid isnt his

[@nicholeknight1893]

🤣🤣🤣

[@ke6264]

Right

[@BlueDauntless]

@@divemanredThey have a baby together. She has another child. That was my take.

[@Devinfrbs]

If you have a baby together, you're essentially married already, just make it official and combine. You're already a family.

[@blackworldtraveler3711]

No you're not married. Ask any broke single mother. If a woman isn't married the debt isn't shared. No social security benefits from him at retirement age. No pension,auto insurance,or health benefits from him. No spousal IRA. No gift or estate tax exemption. This has been a red pill moment.

[@Devinfrbs]

@@blackworldtraveler3711 - I said make it official, as In get married. If you make a baby together you’re committed and already are at the whim of the family court. Might as well go all the way and hope for the best

[@blackworldtraveler3711]

@@Devinfrbs Only in family court for the baby. Making it official benefits the broke woman. Going to family court for the child instead of married dealing with what I listed is best in his case and good option.

[@wickedbird1538]

Thank goodness my parents were married. One parent died when I was one year old. The other parent entitled to the estate, the social security benefits, and the support from both families to raise me. If you are committed, get married.

[@betruetoyourself7162]

Don’t combine finances unless you are all in. If you are all in. get married. If not, plan your finances and life expecting to separate

[@heslind]

She’s already calling it “our debt”.

[@time4advancement244]

1:02 Red flag

[@PVPTACOGUY]

Red flag

[@annasimons389]

I think she's lying... he probably just doesn't want to marry her. Her excuse was lame.

[@westbccoast]

@@annasimons389 Yeah probably because of all that debt.

[@djpuplex]

Pay attention to the words they use. "I" "my", "his", "my kids/the kids".

[@teesellz7692]

People don't care about marriage like they used to sad but true 🙈🙊

[@JimaaaH]

People it's a really bad deal for males.

[@unfairsanic5089]

Because thats how they were raised and most people cannot handle the pressure of marriage

[@JimaaaH]

@@unfairsanic5089 No, it's because there is no advantage for males.

[@unfairsanic5089]

@@JimaaaH i disagree with you, the real reason is they dont trust each other and thats a fact.

[@JimaaaH]

@@unfairsanic5089 Saying it's a fact, doesn't in fact, make it a fact.

[@mikeshaw4610]

If you love each other and debt is the only thing stopping you, get married.

[@stevenporter863]

Depends on how much debt (relatively to income). Don't want to start marriage handicapped for years of debt.

[@ryanmist]

Kind of feel like Rachel's answer of having a baby while in debt should be qualified a bit. No bad debt would make more sense than just rushing into getting married and having a kid while you guys are financially unwell. Having a mortgage still, sure why not? Massive amount of personal loans and CC debt? Don't put your child through that.

[@josephinenelan4204]

yeah, if you're working the way ramseys tell you to work to get out of debt in bs2, then intentionally add childcare costs on top and knowing you won't be there for them for that time, that seems like a disservice.

[@pfeiffdog0811]

Agreed

[@adamseidel9780]

Also it just kills your ability to dig out, kids are expensive. You must carefully prepare your financial situation for them just as you carefully prepare a nursery or their physical space.

[@geminieric1662]

I think she was attempting to be polite because their baby is already here....so why insult your customer base

[@blackworldtraveler3711]

Multimillionaires daughter.

[@eclipse.5295]

If he wanted to marry her they would already be married 🙄

[@PVPTACOGUY]

Unless she doesn't want to become of debt

[@annasimons389]

@@PVPTACOGUY that was probably the lamest excuse I've ever heard... he probably just doesn't want to marry her and she didn't want to admit it.

[@PVPTACOGUY]

@@annasimons389 that was HER excuse not his

[@TBird770]

Guilt about bringing debt? You made a person with this man. Shouldn’t be a problem. He should want to help you so you guys can start building your life and wealth together.

[@ultimaetsolder]

Will she be taking on his debt? No he has zero debt and earns more. So great deal for her and most all women.

[@divemanred]

the kid isnt his

[@joshua38410]

She sounds like a really genuine person. If it’s 15k in debt, fine, get married. If it’s 350k in debt, well….. let’s just say I wouldn’t rush it either if I was her partner.

[@EricZAchille]

Well said.

[@TheFlyingZulu]

He already had a baby with her... she's got him. He's got no chance to get away or not to rush things. Too many men and women are thinking with their genitals rather than their head.

[@joshua38410]

@@TheFlyingZulu well, yea in a way. But at the end of the day, marriage will result in combined incomes and debt. If she has life changing amounts of debt, idc who you are or where you are from, it’s a bad deal. Marriage isn’t binding. She could marry him today and leave next month. Nobody deserves to be handed 350k in debt. But if it’s a low number, eh, I’m not against it.

[@desireewise3670]

🎯

[@ericstewart517]

@@TheFlyingZulu In fairness having "one" baby doesn't = he has "No Chance" to 'get away' That he should "settle in " on being with her and her 350k in debt ( using the above scenario)....the issue with your theory is exactly how ppl wind up 3-4 kids deep 🙄 marriage or not....... Then want to divorce/separate when had they thought it out earlier.....it may been just "one" child created between two ppl that aren't gonna make it.

[@catholicfaithofmine2664]

BF??.. why do people put the cart B4 the horse? A BF GF relationship is not a legal relationship. Why in the world would you combine your finances mortgage ect without at least protection for yourself if things go South?

[@frankcardano4142]

Lol. How is it not legal? Is it illegal to have a girlfriend now? Since when did that become law? 😂

[@blackworldtraveler3711]

@@frankcardano4142 Probably means marriage contract as legal relationship.

[@jhonilocran6077]

Imagine debt is more serious than making a baby

[@blackworldtraveler3711]

Key French words. "We" have a baby together. "We" need our finances combined "We" pay 50/50 for "MY" daughter daycare. "Our" debt.......Oops!

[@sami-9233]

And...guy has a way bigger income to top it

[@dimediamond]

@@sami-9233 exactly. They are room mates

[@swannyriver75]

Thank you I thought I was the only person who heard this 50/50 we roommates

[@luminous6969]

Maybe it's her daughter cos she popped out a dream killer before they got together, in which case, she should be paying for all the daycare.

[@zoraster3749]

People need to pay their debts. The fact that she is willing to take ownership of it and try to pay it off before marriage is a healthy indicator. Too many people, men and women, make poor decisions and rack up debt and baggage all while taking zero accountability and then try to pass off their mess onto others to bail them out (significant others, spouses, family, the taxpayer).

[@Naithesther7085]

yess

[@1981lashlarue]

So.... is she not committed to him now then? And if that's the case... why move in together, play house, sleep with each other, and have a baby together?

[@blackworldtraveler3711]

Really isn't a fact that she's willing until she pays it off and done. Just talk for now. This boyfriend is debt free and make a lot of money. She is broke,in debt, and able to make a baby. She called Dave like other women in the past for justification and approval and we know what Dave is going to say regardless and just the answer she wanted.

[@kurtjames9487]

You're wrong.

[@missheartbreaker1213]

Agreed

[@deem5521]

I love the way Dave and Rachel interact. Seems like a great relationship with family and business. Nice to see!

[@BryceCorbitt]

Come on just get Married! You already live and have a kid together!

[@tiffanya4556]

This

[@1981lashlarue]

If they are not willing to do this, something is very seriously wrong.

[@frankcardano4142]

@@1981lashlarue What’s the rush?

[@1981lashlarue]

@@frankcardano4142 No rush, unless you're already doing everything that a married couple does except...get married. If you are dating, courting, then I don't think there is a rush. However, when you're living together, sleeping together, having a child together the question isn't what's the rush, but what are you still waiting on or what's stopping you at that point because you're living like a married couple, just without the commitment, protection, benefits of marriage. The question is really, what's holding them back? If you aren't willing to get married after all that, that's some serious red flags.

[@huynhanhtrungtin]

Why did you have kids together then go back and say “i don’t want to get married because I feel guilty about bringing debt into the relationship but it’s okay for him to help me pay the bills while I pay off MY debt”. There’s no “our” debt until you get married. Don’t bring a kid into this world if you felt guilty about getting married with debt. Why are you putting the dude in the middle of the road like this. Geez.

[@blackworldtraveler3711]

Having a kid is part of the plan for some women. They know people will back her with things like "it takes two to tango" and whatnot.

[@traceycancio1795]

A proper young gentleman wouldn't sleep with a woman until they are married.

[@nicklysaght1381]

@@traceycancio1795 this is a completely ridiculous statement in 2022 lol

[@traceycancio1795]

@@nicklysaght1381 No it isn't. People with no morals. Mooching off the govt.

[@annstillwell730]

People have no issue having a child but marriage is the the issue can wrap my head around that.

[@jeffmorse5599]

never combine finances without being married.

[@trainsandlocomotives]

Why not until you get married?

[@bronxcanines1481]

Caller: i live with my boyfriend and we have a baby together Dave: *hangs up*

[@J.Anita24]

🤣

[@lilcajunqueen888]

Dave gave wise council to her

[@calgal8915]

When I was in my 20’s I worked at a bank and commingled money with my boyfriend. Unbeknownst to me he overdrew the account a couple of times and I got in big trouble over it.

[@alicel3992]

Dave,😁😁I love how you described that ship has sail. 👏🏻👏🏾👏🏼👏🏿

[@holliwood972lilh]

All of these people talking about her getting her debt paid off by the man didn't really listen to what she was saying. She pays her own debt. They share everyday/monthly expenses like for groceries, rent, baby needs, etc. She never said that he was helping her pay the debt. She even said she wanted to wait to get married until she cleared it up. Listen to what she is saying

[@blackworldtraveler3711]

Apparently she wants Dave to convince her otherwise or she would not have called. Women say and do many things until after marriage contract is signed or until past the ten year period in California.

[@holliwood972lilh]

@@blackworldtraveler3711 definitely not disagreeing with that lol. You think you really know a person haha

[@nightfangs2910]

Yes, but he soon will have a legal obligation to pay her debts or suffer major consequences for him no, to marriage pay debts first period

[@holliwood972lilh]

@@nightfangs2910 I'm not disagreeing because I feel the same way... hopefully she's not like that though. Hopefully...

[@nightfangs2910]

@@holliwood972lilh I personally would never take that chance, given the divorce stats in the united states, 70 percent of marriages end in divorce within the first 10 years and more often than not the woman initiates the divorce, I'd get better odds in Vegas

[@prestona9658]

For the guy, DONT GET MARRIED. For the girl, get married. That simple. Depends whos side your on. If she wants to be unselfish, allow her to be nice to her boyfriend imo. As a guy, i stand on his side because i wouldnt want my son to marry into debt.

[@sabrinab9991]

They already shared their bodies resulting in a child so no matter what they are intertwined/“joined” forever and live together as husband and wife and obviously both want marriage so why not go to JP and make it official. Also, She is showing maturity in the fact that she is wanting to get rid of the debt no matter the amount so it’s no reason to postpone getting married.

[@divemanred]

the kid isnt his

[@sabrinab9991]

I just relistened and the little girl is his.

[@kellyhou9594]

I am so surprised Dave did not yell at her. Good job Dave, we really need to hear your comforting advices.

[@Aggie4life77]

She would have no shame in a divorce and taking half of everything!

[@trainsandlocomotives]

Yup, and put him on the street. Once married, the person with less has all the power.

[@bbberry3576]

Why did they make it seem that she has the power to get married. No… HE has the power to marry her. And if he wanted to marry her, Then he’d still propose to her even despite how guilty she may feel about her debt.

[@FrenchCruller03]

Well when asked why they weren't married, she didn't say, "Because he hasn't asked me." She said, "Because I have this guilt about my debt." Made it sound like he probably wants to get married.

[@rachelmaddowswife8713]

I agree that people should do things in the right order with regards to education, job, marriage, then children, but some of the outcome disparity is correlation, not causation. People who are already in medical school are going to have a good income marriage or not, they just tend to be the people who do things by the books, and have upper middle class families who will pressure them to delay childbearing until after marriage. On the other hand, people who come from single mother households with no pressure to marry are also often stuck in low paying jobs, their job prospects don't suddenly multiply once they get a marriage license. Idk, it's a real chicken and the egg problem. I have so much admiration for the people who are able to break the cycle, it's so hard to do something different from the family and community you were raised in.

[@danhan121]

Wasn’t there another call earlier in the week where they said the guy had to pay off his debt before getting married? Seems like double standards yet again.

[@marleyjanim5033]

Most definitely

[@ciannacoleman5125]

Were they living together with a kid? If not then not a comparable situation. In this situation the only thing that makes sense is for them to get married, they essentially already are other than legally and financially so just do it.

[@queen.kristal8395]

I say get married it doesn’t matter if u have debt or no because u have a baby together now so legally you guys are bonded.

[@wtk6069]

Answer : Sure, right after he puts a ring on it.

[@Rob-fn1kp]

Notice how she didn’t say how much debt…. Or what the debt was on…..

[@neonpandas]

Let's stop forcing marriage unless you want to be responsible for the failure of it. Not saying it will fail but no one should be forcing marriage upon someone since that is a personal decision.

[@stevenporter863]

I always find it funny when Dave, Rachel, etc. say 'Why don't you get married now? '. There is a LOT more to consider before getting married they may not want to broadcast on a national radio show. Some people may consider marriage more than a financial transaction.

[@ghjong001]

They have a child and are living together.

[@stevenporter863]

@@ghjong001 Generational values differ.

[@traceycancio1795]

@@stevenporter863 True. You mean they have no values. They don't care about their parents. Only to use then and take advantage of them. No morals. No accountability. They want their parents to sacrifice everything with nothing in return. All selfish and self centered ungodly moochers.

[@jac_builtWoodworks]

But it’s ok to bring a child into the world regardless??

[@mjbgworld5594]

I totally agree with Dave.

[@codygordon59]

It's not his job to pay her debt. I commend her for caring so much. Work on the debt and then get married. You can combine stuff later.

[@tr3slech3s]

28 and about to my first home cash (not a rental) then gonna try to put all other extra cash per month into retirement. Question is, at 50 when I plan on retiring, how do I make it to 59 without dipping into my retirement funds?

[@warrensloan3467]

I never understood why people have kids without getting married, now I think it’s a way to avoid having the alimony axe hanging over your head. It’s the only conclusion I can come to.

[@seosam652]

Cause too many people are controlled by their lust.

[@djpuplex]

20%-30% of your income to child support 50%+ divorce of your income to divorce. It's math. When you marry people tend to not be on there best behavior, she has to compete can't let her looks go, has to be pleasant at least tolerable to be around.

[@nickm4662]

There are all sorts of reasons that have nothing to do with money.

[@warrensloan3467]

@@saulgoodman2018 I didn’t say I disagree.

[@warrensloan3467]

@@nickm4662 Such as?

[@DiamondChipLover]

Easy answer. No. It would have been helpful to know how much debt she had and the income.

[@kamlah2777]

Shouldn't there be more questions about the amount of the debt and their incomes before giving any advice ?

[@PVPTACOGUY]

Nope

[@lindsayclark4009]

Nope

[@ChekuL8er]

She needs help if she thinks she needed to ask this

[@matthewgardner2144]

She must be new here.

[@MrTargetone]

With the new Federal IRS Tax law be prepared to receive a 1099K for all processed payments (i.e. Venmo, PayPal, etc.). Anything over $600 processed through payment processer is taxable income and must be reported to the IRS on your separate income tax returns.

[@Jane5720]

Oh no, she’s a 50-50 gal. And you did it in the wrong steps anyway you’re supposed to get married before you gift your boyfriend a child. Oh my God he’s a much larger income than she does and yet he still wants her to do 50-50 so he has a lot more disposable income than she does and she feels guilty about that. She has a weird strange strange mindset on this whole thing but lucky you lucky him he gets to keep most of his money and she doesn’t

[@dnah02]

Baby together but not married maybe they should get married then combine and call it a day.

[@amandadean3948]

Soooo…marriage is too much of a commitment for some people BUT having a baby, creating a life with someone that you’re both responsible for is not??? Tilt, tilt, tilt ..

[@jac_builtWoodworks]

Ikr, it has never made sense to me.

[@paulbrown5937]

Man calls with debt, "You need to pay this off before you can be a good husband!" Woman calls with debt, "You are already together just get married and he can pay it off for you!" Quit with the double standards to get more followers

[@sami-9233]

+1 Happens wayyy too often He used to promote women more often to be stay at home moms, now it hardly happens anymore, what is the reason for that who knows "Call it progress"

[@alanparedes2034]

I still don't understand why people have kids then get married 🙄

[@lynnebucher6537]

I've been guilty of living together. No kids though. Never combined finances. I do feel you need to be married to teach a higher level of commitment. Don't combine until after marriage.

[@trainsandlocomotives]

The person making more or has any assets is really the one making most of the commitments in a marriage.

[@curiouscat3384]

Regardless of all this advice - the couple just needs to have many deep sincere conversations about their concerns about this debt, what their strategy would be to pay it off, and whether they are really committed to get married "til death do they part".

[@9liveslisa]

They sound like roommates to me.

[@jamiewilliams3179]

Why does he always tell women to do different things then the men? Will tell women to combine finances with someone they’re not married too, but won’t say that to men. This isn’t the only topic where he’s inconsistent. No one wants an advisor or anything who can’t stay consistent. His age is no excuse. He this way because he wants to be.

[@gainesdominique]

5:30 Dave says there's a lot of "data" out there but ignores it all...

[@blackworldtraveler3711]

I am still waiting for him to do a survey with ten thousand single mothers.

[@michellegrovak]

Why do people get the cart in front of the horse and not even be aware of it?

[@makemoneyonline-onpassive4894]

Great

[@MrJimmy3459]

What a mess of a situation.............

[@MPH711]

How much debt are we talking about?

[@2023Red]

I strongly disagree. When graduating from a private, very expensive, MBA program, I spoke to several older parents about this very topic. The common thought was that they encouraged their daughters to get into heavy debt because their future husbands would be there to pay it off. My conclusion is this for any single man: Do a TRW on that hot girlfriend before getting too involved. A poor FICO score meant to kick her to the curb. Only get serious if that hot chick has high 700s to low 800s. Why should the man, being financially responsible enought to have little to no debt, ever want to get legally attached to some in debt woman. Kid or no kid. I look at debt as I would look at a convicted felon. No thanks! You might be sticking up for women because our culture demands that. But I am into equal rights and equal responsiblity.

[@fhuber7507]

He helped her get into debt by making her a single mother. Find out a bit more about who you are making life altering choices with before making the choice. That one night stand can end up being a 18 to 24 year commitment.

[@josephinenelan4204]

Bruh, "kid or no kid" kids legally bind people, and when a high earning man continues to increase in wealth, women can go to the courts for increased child support from him even if they split. If this dude picked a bad one, he has already trapped himself for 18years. They are already making babies. If debt is as bad as convicted felons, then you gotta scrap the "kid or no kid" and tell dudes to not make kids with these felons.

[@josephinenelan4204]

@@fhuber7507 yup, it can really be as simple as one night of carelessness.

[@westbccoast]

For sure they need to know the facts, if she feels guilty sounds like she has a lot of debt. Did Dave or Rachel even ask how much debt? You can simpify finances by having a small joint account for bills etc. It is her debt and Dave and Rachel are right, it is hard to manage finances but without knowing all the facts and working towards the same goals. No man wants to take on a great amount of debt. Lots of things to unwrap here, they shouldn't have had a kid etc, but life happens. Sounds like she is responsible and wants to pay off the debt so will probably be fine either way.

[@Weakeyedominant]

@@westbccoast yeah its prob not be her choice that they aren't married yet. But the fact is her bf got her prego so he may as well be married debt or not debt. I feel sorry for young people now that they are effectively saddled with 60-100k of debt before they are 25 or buy a house. Unless your studying medicine going to college in the future is insane

[@oscar18777]

GET MARRIED PEOPLE !!!! STOP PLAYING HOUSE AND GET MARRIED!!! Why are young people so scared to commitment? My goodness Lord please help us!!

[@Whatorwellsaid21]

It’s not rocket science folks. Keep your own accounts and create a joint account where the shared monthly bills get drawn from and you each deposit equal amounts of money. Minimizes arguments and maintains certain autonomy.

[@sweetmotherofmercury4221]

Wisest comment award 🏆👏

[@Lon1001]

They have a common-law marriage already, nuptials won't change their arrangement, morally or legally (depending on the State). If they intend to remain life partners they should combine their finances, if they intend to part eventually or are not sure then they should not merge their finances.

[@ultimaetsolder]

Lucky woman. Gets the man to pay for her debts. Win for her. It *never* goes the other way. Dave never asked her the amount. What if the debt is like $200k?

[@holliwood972lilh]

Bro I don't think you were listening to what she was saying. She pays her own debt. They share everyday monthly expenses like for groceries, rent, baby needs, etc. She never said that he was helping her pay the debt

[@PVPTACOGUY]

@@holliwood972lilh maybe you weren't listening. Dave always says dont move in together unless you're married and ready to take on everything for each other.

[@blackworldtraveler3711]

@@holliwood972lilh All of that is said and done before marriage. There is a reason why she called Dave and probably the answers she wanted.....in French.

[@holliwood972lilh]

@@blackworldtraveler3711 I'm not disagreeing with what you're saying. I just said that he wasn't paying her debt as of now. That's all I said.

[@ultimaetsolder]

@@holliwood972lilh upon marriage they would share debt. Dave said to get married. If they get married tomorrow they will share her debt tomorrow.

[@Michael.P247]

I’d say gradually Work with him to pay off your debts. He’s a man, loves you and will support you along the journey

[@PVPTACOGUY]

So get married?

[@Michael.P247]

@@PVPTACOGUY why not? Women always marry Winners, & winner men always are in a position to mentor, encourage, motivate, protect, provide for and love a woman.

[@PVPTACOGUY]

@@Michael.P247 i dont think you understand. Im telling them to get married.

[@Michael.P247]

@@PVPTACOGUY oh I see …. Cool

[@amygunn6442]

These people call in asking such basic questions they should already know the answer to!!! Have you not ever listened to Dave Ramsey before????

[@mambofuego5101]

“My” daughter? Selfish…She doesn’t want to marry the duffis. She just wants to bilk him.

[@KENTUCKYUSA1]

Why no question about how much debt?

[@Mark-sn6kh]

My wife and I still zelle each other money. Works for us!

[@maximusdecimusmeridius5438]

What's her debt? What's her income?

[@matthewgardner2144]

Exactly. She calls with a debt question and they respond with a morality lesson. It's not helpful.

[@Powertothenation]

No

[@sarrahconley3143]

Debt is a moot point after having a baby. Get married. Money isn't first.

[@thesuperdingos]

Noooooo

[@Piccolo_Re]

Using guilt as an excuse to not get married is a coverup. Marriage says for richer or poorer…

[@CaliAAA72]

Read keto man’s comment. He hits the nail on the head.

[@swannyriver75]

Stop giving boyfriends husband privileges let him keep his title and all this 50/50 stuff proves he ain't ready to be married

[@lindsayclark4009]

Want to wait to be debt free….. but not to have a baby……

[@Dwights_trash_can]

People will have a bunch of kids together but won't get married

[@frantzwulff3952]

NO

[@CaliAAA72]

Lol of course she would tell her not to wait until she pays off the debt. Get the guy to pay off your debt. Typical woman answer. Hilarious.

[@barbararepko4824]

Not all of us women agree with that answer.

[@cutehumor]

if you live together AND have a baby, get married.

[@NeRe-zq5hf]

Why are they paying 50/50 if he has has a much higher income than her.

[@jameswoods6900]

What a nice lady!

[@joeyr1996]

Dave cutoff of the year nominee

[@karenhardie1132]

Oh people. Stop telling Dave you live together. It's a no no in Dave's world.

[@PVPTACOGUY]

Then just dont call if yo gona lie

[@donjohnson3873]

Because it is a no no and results in more issues than it supposedly solves.

[@jac_builtWoodworks]

It’s a no no in God’s world.

[@catherinesegovia3255]

He pays 50% of my daughter’s daycare. Isn’t the baby his daughter too? Quite playing house and get married.

[@marcusarelius]

Wow what a backwards caller. Perfectly fine having a baby outside of marriage but when it comes to debt, heavens no....can't get married until this debt is gone.

[@skydivathetruckeramabarton6951]

no problem the answer is no

[@laurens.2503]

No, no and no.

[@nakedshadows]

Only when you’re married

[@bmorechavis]

She knows what she's doing. The Freudian slip of "our debt". Dave and gang simped out per usual.

[@avilla4013]

They've been giving the same advice. You guys just flood any comment section that doesn't put women down.

[@bmorechavis]

@@avilla4013 You're right, they have been giving the same advice and it's simp advice. How is saying that the woman should pay for her debt that she accrued before the relationship putting women down?

[@avilla4013]

@@bmorechavis She called in to ask if they should combine if she has the debt. She wanted to pay for her debt. They advised that if she's already going to pay it then just move forward with the marriage since it will be paid.

[@bmorechavis]

@@avilla4013 she's knows inside it's right to pay her debt, yet she's asking the simp team to change her mind. Which they did. We're tired of seeing men get taken advantage of. That's not putting women down.

[@mxerb5912]

Poor excuse for not getting married. Just tell it like it is.

[@nicholeknight1893]

They never asked about her debt or their incomes

[@marleyjanim5033]

Based of the DTI ratio she just made the cut to qualify for marriage

[@ryanl3812]

Yikes.

[@jaypence332]

Too late