Should I Make My Husband Be A Stay-At-Home Dad?

💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolu...

[@jnewguyin]

Correct me if I’m wrong but quitting temporarily doesn’t guarantee you’ll have the same job back when you’re ready to go back to work

[@Matt-cr4vv]

That is correct. Honestly it seems more like something she wants than any logical solution

[@amycade4606]

When people can’t figure out how to live on 13 grand a month 🙄

[@appleforever6664]

😂

[@enriquejaimes3368]

Must be so difficult, poor lady

[@mspino5245]

😂

[@christophermontanez580]

Lol bro u probably live in a 500 square ft house in the middle of no where lol

[@Matt-cr4vv]

Yeah her math makes no sense at all. They’re spending a ton of money somewhere that she didn’t get specific about. But even brushing that aside how does it mathematically work in your mind that trading $4800 in to save $3700 gets you ahead? I’d love to know what $4500 to keep the home operating includes. Rent is $2400 but almost double that is needed to keep the home functioning? They’re spending tons of money somewhere in that. But the idea that it’s Chicago’s fault they can’t make that income work is silly. Their rent is well below a reasonable monthly cost for a home compared to what they earn. There’s a ton of shit that could be cut out to give them margin but she doesn’t discuss it and seems to focus on everything but that gigantic black box that exceeds all the other problem expenses she’s discussing. When she discusses all the stuff they sold to get out of debt it doesn’t seem like they ever got their spending in control to do it and so they’re still stuck because they never actually addressed their behaviors. I would guess that the household expenses probably include stuff she knew they’d tell her to cut out but that’s just a gut feeling more than anything.

[@toddmaek5436]

The notion of "make my husband" do anything i problematic

[@phongntran12]

Exactly! I guess she's the head of household.

[@brightspacebabe]

I immediately thought the same thing.😮

[@Eric_Bassett]

I didn't like that as well, sounds like she's the controlling type for sure.

[@karenhardie1132]

It's not a good choice of words. She sounds like she runs the show.

[@hekilleen]

Did she actually say that? I listened to the whole thing and it didn’t sound like she said anything controlling to me

[@turdferguson2839]

Sounds like she spends too much money and just wants to blame it on her husband, spending $4,500 a month on the house and another $4,500 a month on daycare is just stupid.

[@davidharman7245]

​@@utub1236It does not have to be that expensive

[@Shortballa11]

@@davidharman7245what’s the best option. Wife and I are considering having kids and everyone around us says it’s crazy expensive

[@reese85]

@@Shortballa11daycare is very expensive but you can look n2 income base daycare’s that may be in your area and before you say. You won’t be approved cause of income, just check it out first. Cause my gf was making $100k and was approved and instead of paying $1800 plus for daycare, she was only paying $500 bucks a month

[@Shortballa11]

@@reese85 thanks man. im not making 100k so i think ill be approved lol

[@reese85]

@@Shortballa11 your welcome and definitely do your research cuz those places, just like most daycare’s have waiting list

[@fhuber7507]

They don't have an income problem. They have an overspending problem. And cutting $44,000 a year in daycare by losing $57,000 a year in take home just makes them have $13,000 less a year. Her kind of math is how they got broke.

[@dudeorduuude5211]

Sounds like they moved. My guess it to an expensive house. If she travels for work, they could live in a less expensive place a little further away.

[@IA-py9by]

Will there taxes will be less due to not having his income...could be lower tax bracket.

[@gilligan1350]

​@@IA-py9bywon't help

[@quidprobro]

@@IA-py9by not how income tax works in america. look up progressive tax. your income is taxed by bracket, so the first 22k for joint filers is taxed at 10%, the 22k to 89k is taxed at 12% etc

[@semosancus5506]

He's working for pennies. He should stay home. And I guess this couple blows up the whole wage gap nonsense.

[@tracyaf6084]

Rent is $2400 and keeping the house operating is $4500? That’s not a beans and rice, rice and beans budget😂 There are places to cut. If the husband wants to stay home, he should but it’s not a financial benefit especially as the kids will be done day care in a few years.

[@Shifisu]

Lmao telling the husband to take a second job next to his fulltime job when they have a household income of 260k. They need to cut a ton of spending that they're not saying and need to look into alternatives for the ridiculous daycare costs.

[@whitneyw.7919]

like what... make the women in their family perform free childcare?

[@Shifisu]

@@whitneyw.7919 Because thats the only option in the world? What they need to do is ask around on their local FB groups to see what alternatives are out there and to see what makes sense. Just reaching out for advice. There will definitely be viable replacements out there

[@hollon1697]

She will resent him and lack respect for him.

[@davecopp9356]

She already does.

[@gregshuttleworth4465]

Yep even if she “makes him” . So she will make him do it and hate him for something she insists he does

[@winzyl9546]

Kind of the opposite, since she wants him to stay at home. Either way she already does.

[@mmthomas3729]

My Son in law is the stay at home parent. He was only making $300 above the cost of daycare. He's Fantastic! The house is spotless, the 2 children are happy, confident, and kind-hearted. They have a routine, are well behaved, and get plenty of playtime. The 3 1/2 year old can already read small words. Plus, my daughter comes home to a serene, neat environment and to happy people who love her.

[@mochamommyATX]

It could work for a SECURE man.

[@matthewhoward6409]

What is your race

[@yeahdude1986]

Eventually, she will look at home different. That’s what I always worry about.

[@mmthomas3729]

@@matthewhoward6409 Mostly white with a little hispanic and middle eastern thrown in.

[@sydcash1626]

this is fine if both parties want and agree to this. But "making" the man stay home is no different then a man "making" the woman stay home. There is no "make" or force in mutual healthy relationships.

[@thatguykey2032]

Dave's channel is so weird because 9/10 times you agree and you get it but then someone making 13k net every month is being told to get a second job. It's wild.

[@mamajojoworld798]

She Wants to control this man. He can still get an online job or work part time or evenings when she comes home. If this man Leaves the job market, to get back it will be very hard. A man is supposed to have his own job. When the kids go to school full time, this man will start getting depressed and she could start abusing him.

[@listerinr]

She sounds so proud to make more money than her husband. I guarantee you she throws it in his face on the regular.

[@SteveC484]

That was the whole point of this call.

[@imthefunmom7220]

I’m sorry but if you’re a man, you absolutely need to make more or be the sole provider for your family. If ur wife makes more than you, you’re masculinity points drop drastically. She may not say it but I can assure you she’s thinking it lol 😂 … Just level up and strive to be a multimillionaire and you’ll have no issues whatsoever

[@derekd1510]

@@joetroll9605 She does sound awful perky.

[@beyourself2444]

Why isn’t he making more money though?

[@Dave872010]

Yea 100% she’s going to divorce him. He doesn’t even know it’s coming.

[@Beginningtopeak]

Their daycare is a status symbol. There are cheaper things they can do I’m sure.

[@Eric_Bassett]

oh 100%

[@Deelight664]

It's not. Childcare in large cities is expensive. Have your raised kids around a large city recently? Your assumption is really out of touch.

[@mle011]

$3700/month for 2 kids comes out to like $8.80/hr for childcare (assuming 9 hours per day). Basically paying minimum wage for someone to watch your child. You’re not going to get much cheaper than that.

[@TheDjcarter1966]

​@@mle011Ah dude...daycare centers have like five to ten kids per class depending on ages...so your math is waaaaaay off

[@mle011]

@TheDjcarter1966 $3700x12 months = $44,400/year. $44,400/2 kids = $22,200/kid/yr. $22,200/52 weeks = $426.92/wk $426.92/45 hrs = $9.49/hr per kid. You’re not going to find alternative childcare for much less than $9.49 per hour.

[@ashleyjones5396]

She just wants someone to validate her reasons for him staying at home. Does he want to stay at home? Maybe he wants to work to be around adults and utilize the skills and education he has gained over the years. I want to hear his side 🤔 I would say this if it was a man calling about his wife staying home as well. Working outside of the home is not always about the money. Sometimes it’s about a person’s sanity bc not everyone wants to be a stay at home parent.

[@roolyfe]

She is a 🧙‍♀️

[@HaiNguyen-vs4iv]

If this guy stay home 🏡 his life will be over!

[@TheSoulCrisis]

If one of them makes the call it’s definitely not going to be the person who is making nearly twice as much though.

[@silverwing4562]

“With myyyy take home “ what a sanctimonious bird.

[@jloop_2008]

I dont care if its Dad or Mom. A parent home with the kids is so important for the child.

[@danielrn133]

Mine weren't and I am good to go. Went to college, had a 20 year Army Officer career, and life is good. Both parents worked. My sister is a Pediatrician and married with kids and her husband also works. I would be cautious to tell everyone what is "important". I learned to work my a$$ off from my parents.

[@blackworldtraveler3711]

They should’ve thought of this and did the math before having kids. No planning. Dad needs to work now.

[@xthebluenitex]

​@@danielrn133It is important and beneficial. But yes, it's not required to bring up kids with successful careers. Relationally, emotionally, etc., however, it is beneficial for a parent to be home raising the kid if the parent is happy doing it.

[@VinceMorin]

Agreed

[@edhcb9359]

It would be nice if more American households had both parents there whether they were both working or just one. There is plenty of data showing improved outcomes when both parents live in the household. There is no proof showing improved outcomes when one parent stays home.

[@danieljacobs6921]

It makes math sense for the husband to stay at home because the hidden cost will equal or exceed his income. But it may kill his spirit. Not “will” but “May.” I’ve done it, and it deteriorated my marriage. It wasn’t a good fit for me.

[@gmarie3053]

I couldn’t respect a man who stayed at home and cleaned. The sex would stop and then we’d be divorcing real fast

[@GrowingGraycefully]

If dad is okay with it then they would probably save even more money in the long run if dad cooks all the meals, doesn't have to commute to and from work, doesn't have to worry about sick kids because of daycare, etc. Having one parent at home is priceless.

[@cherrypieforbreakfast1499]

I'm sorry....I don’t have too much sympathy for people making 150k a year and complaining they can't get by.

[@GreekCarFreak]

This makes no financial sense.......seems like a control move because she makes more money than him, especially if being a SAHD isn't his top choice.

[@curiouscat3384]

Well they only mentioned him at the end - never asked what his job was or what his ambitions are. All we know is that he's "open" to the idea.

[@dudeorduuude5211]

Well, now you know how women feel. She makes twice what he does and have so much debt. Wouldn't be logical for her to stop working.

[@zero1188]

They are living way above their means but dont want that conversation. She wants him to give up his job so she dont have to give up her lifestyle

[@blackworldtraveler3711]

I would guess since she makes so much more than him she also dictates their level of lifestyle,expenses,and debt.

[@zero1188]

@@blackworldtraveler3711 yup. Well she she makes 100k and he makes 90k. But she clearly the leader in the family and looks down on him

[@dudeorduuude5211]

​@@zero1188correction. She makes $170,000

[@Ria24Ria]

@@zero1188I agree with this.

[@johnanderson8385]

This woman’s tone is why marriage rates are declining.

[@SkyLoreking]

No matter how much money you have, if you are spending like you are in Congress, even 100 million dollars feels like nothing in a year. Thank you for the video

[@txkid92]

You can tell she thinks money makes you superior in the relationship

[@leapheap6837]

Your biggest mistake in falling into debt was having 3 kids.

[@DaveW74TVN]

How about you don't send the kids to the Harvard of daycare?

[@Jlcdb71816]

I am extremely confused by this entire call. 😂

[@ChrisBoulas]

Men traditionally don't want to sit around at home. Most men will be severely unhappy in that type of role. He needs to be out working even harder to make more money and stack more cash.

[@Ria24Ria]

Exactly

[@Bethelgal42]

Do you think stay at home moms "just sit around at home?" Traditionally, the role of stay at home parent is the mom but I assure as a stay at home mom I'm rarely "sitting around doing nothing."

[@nikkisigmon8090]

No person should be sitting around at home. It's not productive and definitely not healthy. If a SAHM was just sitting around the house she needs to cut the cable, get off her butt, and be productive. Even vast majority of disabled folk can do something for the household so as to be healthy and to not be a leech.

[@Ria24Ria]

@@nikkisigmon8090 my mom was a stay at home mom till I was 9 years old. She definitely did everything around the house. Cooked healthy meals from scratch, cleaned the house, took care of my brother and me and when my dad came home he didn’t have to lift a finger. She definitely did her part.

[@butlerbees6639]

Regardless of what any woman says, any man that stays at home is not respected. Seen it play out multiple times. Doesn’t matter what the income difference is and what makes sense on paper.

[@nikolaig1]

Youu got to be kidding😂😂. I agree with george and ken. ❤❤

[@marcelle215]

Any man who would feel disrespected by doing what he needed for his kid (even if that means staying home) isn't being a real man.

[@nikolaig1]

@@marcelle215 what? Taking care of kids isnt being a real man? This isnt 1950s its 2023 get your head out or your ass. You soraking nonsense. More stsy home dads than 10 years ago. And its gom men arent breadwhinners anymore. Grow up!!

[@butlerbees6639]

@@marcelle215 “isn’t being a real man.” Should I be able to tell you what being a real woman is? Men that stay at home aren’t respected by other men and women. You can pretend but it’s that case.

[@mattclark2655]

​@marcelle215 a real man would respect himself and find a way to provide for his family... that includes reigning in a wife who has 0 clue how to budget an income stream greater than 85% of Americans.

[@graysonrowe9780]

“Is this something he wants?” “He is open to it, yeah.” This means he is not but she kept pushing this idea so he gave up

[@Nintendogamer757]

Doesn’t make sense for him to stay home if his take home is more than the childcare. Sounds like they have areas they can trim in their budget

[@zero1188]

they are living way above their means

[@jimmymcgill6778]

It's only 1k. For now. Like she said, the cost will increase.

[@curiouscat3384]

I THINK she said "rent". Hey Chicago people - is $4500 really the best they can do for rent with 3 tiny tots? 2 or 3 bedrooms....

[@superblump87]

​@@curiouscat33842 bedrooms for 5 people?

[@dominikbessler2507]

They are probably eating out regularly for lunch and or dinner which can eat up quite a lot of money.

[@MrHarry-hx4bo]

I believe at least one parent should be home with the children no matter what the numbers say because raising children is the most important thing you'll ever do. I also believe that man staying home or getting a 2nd job will not fix their money problems.

[@truebengalsfan]

On paper this sound great and I agree with you but in reality a man staying at home don't work well with most women

[@wavybebes6979]

I agree. Definitely at least for the first 3 years of the child’s life.

[@shawnanapier845]

I hate to say it, but if this was a husband on the phone asking if his wife should stay home, the answer would be dramatically different.

[@janise01]

Exactly. Even if doing so caused them to lose $10k/month they'd be on there talking about how he makes enough, you can't put a price on kids being raised by a parent and not a daycare, etc.

[@XennialGuy]

She flippin makes $170K a year, they need a better accountant if that's not enough to survive. She should be taking home at least $11K, not $8K a month. How in the world is he only bringing home $4800 with $90K? Stop using TurboTax and go get an accountant. That $500 will save you $20K.

[@curiouscat3384]

She chattered incoherently about other deductions but the boys interrupted her so much she coudn't explain.

[@fber5591]

What’s the state tax?

[@markg999]

We make less but bring in about the same and we use turbo tax. I have a feeling they bring in more they spend every bit of it though.

[@Shortballa11]

She was saying after medical for the kids and all that

[@XennialGuy]

​@@Shortballa11 That's not what she said. She said it was after taxes and medical insurance, not medical expenses. But seriously, how much would insurance be through work? Not $3000 a month. According to her numbers, her family is getting taxed somewhere in the 40% range, there's not even a tax bracket that high. She either gets back a HUGE refund of $50k or she's contributing a large portion to her 401k and not disclosing it. Otherwise she doesn't know how to do her taxes. The numbers don't add up, only bringing home $13k out nearly $22k a month is absurd.

[@alanolvera6927]

Man I don’t know if she said it or not, but does she make more than the husband? I think she only mentioned it like once

[@linhaton4957]

It would be better for the children. It shouldn’t be about the money. Dad is better than day care.

[@mattclark2655]

Better for them to socialize and build their immune systems being around other kids.

[@rebeccamcbride1519]

@@mattclark2655you are starting from a fallacy that children with stay at home parents don’t have opportunities to socialize with other children. That’s hilarious and couldn’t be more true. Every SAH parent I know (and I have been one for 11 years!!) socialize their children far better than sticking them in a daycare where the non-parent raised children are also being housed. Studies actually show that children raised by the mother are better socialized and have better long term outcomes. Why give away the opportunity to raise your own child to a stranger who sees them as a paycheck.

[@dannystranahan1004]

How about downsizing and living below your means...

[@paulrenshaw8061]

Missing one big point: A career lasts a lifetime, and those kids will only need daycare for a couple years. Caller wants to throw away her husband’s career so he can watch kids for 2 years?

[@janise01]

Why not? Men expect it from women every single day.

[@brett4932]

He's also likely got travel costs, lunch costs a few times a week, they have after school care on top of it all and from a tax perspective they'd likely drop in tax bracket. There's certainly other expenses they can figure out, but this sounds like it would be best for their family. If they guy is making less than $60k/year he can certainly go back out and get a job again at that rate or higher in the future after they get out of this season. Do it. Stay at home and have him pick up side jobs if he can.

[@ClaxtonBay123]

Your kids are all going to be aged out of Daycare in a couple years. Pulling your husband out of thr Job Market at 90K is going to destroy his future prospects. Just eat the Daycare cost, and allow your husband's salary to go up.

[@TheSoulCrisis]

It’s crazy someone making 90K would need a “second job.” Their gross annual income is damn high, I know their money management skills are trash in some areas but the daycare costs are insane.

[@ghost307]

Allow me to rephrase the question. "Should I make someone else's life subservient to my own?"

[@joshcastle9168]

Depending on what the husband does that could hurt his career but if he hates his job and what’s to find something new anyway it might not be a bad idea. Working a job he hates to pay someone else doesn’t make sense. If he did that he should take the time to figure out what he wants to do though. If he already likes what he does and is trying build his career and move up he should keep working.

[@BeginnerDoesTech]

This lady is something else

[@nicolcacola]

Men with no purpose will lead to resentment. I'm a huge advocate for babies staying home out of daycare, but man, it's going to be ruff for him.

[@curiouscat3384]

so parenting kids is 'no purpose' ? Be prepared for all the stay at home mom's to whack that statement, lol.

[@nicolcacola]

@@curiouscat3384 I am a stay-at-home mom. My purpose as a mother is fulfilled being at home. Men however have different drives.

[@curiouscat3384]

@@nicolcacola I don't disagree, I just interpreted your sentence as dismissing the role of motherhood as having no purpose.

[@jake78441]

@@nicolcacolawhatttt wrong with being a stay at home dad 😂 i love that life 🤣

[@Eric_Bassett]

I agree

[@LV-1969]

If he is working he is probably contributing to 401K as well so she needs to account for that as well.

[@boombaman31]

The only solution these guys think of is work more. Why tf you want to work more when you have 3 young kids that need their parents. The husbands take home pay just covers the day care. Just have him stay home until the kids get older and don’t need daycare anymore. They need a cheaper mortgage also. Sell that house and get something half of what they pay for a month maybe?

[@lagarde2011]

Her take-home pay will increase if he stops working and hers is the only income. On the other side, if he stops working for a few years, it will be tough to get back into the job market. Finding a WFH position with some outside help with child care could be a good idea.

[@shawj7876]

Find another option of childcare like a babysitter. Don’t make husband quit his job, maybe he doesn’t want to give up his career to be a stay-home dad. You’re in sales…will it always be consistent salary when economy slows down?

[@marlontrevon22]

I had to come to the comments she sounds crazy how is she making this money with such little common sense ???

[@John-du2mq]

What is a "home operating cost"? I paid my home off, I pay insurance and taxes once a year, where is this mystery 4k a month for operating cost?

[@dudeorduuude5211]

Mortgage + food + insurance + utilities. E.g $2500 mortgage payment and $1500 for all that for a family isn't living large.

[@KatieBellino]

I was confused too because she called it rent, so they shouldn't be paying a lot of operating costs.

[@john2.012]

Sweetheart, you don’t ‘make’ your husband do anything.

[@alluringbliss4165]

I would not want my husband to be a stay home.

[@appleforever6664]

Daycare vs. Bonding with your children

[@curiouscat3384]

Not one person asked what hubby's job is. No one talked about what staying home would do to hubby's future career prospects! Is there no possibility of increasing his income at his current job or getting a better job ??? It doesn't sound like hubs is highly ambitious if he's "open to" staying home. This of course is the same problem as career women taking time off to raise babies and then not being able to get back in the job market at the same level as before.

[@KENTUCKYUSA1]

Exactly what I was thinking. Can hubby work from home and add to income? No one asked.

[@royalredus]

These guys are trying to find any reason to not have this man stay at home with their children. They don't factor in the value of having a parent raising their kids instead of farming them out to strangers in a daycare. Notice they suggest Sarah find a "woman" (grandmother/nanny) to care for the kids instead. Hey Ken, George, news flash - it's 2023! Men are allowed to love their kids, too.

[@boredoreos]

Also, you get a tax credit of 3000 per kid per year for childcare. So 55,200-9,000=46,200. 90,000 a year brings in about 67000 after tax which means 20k over what you're paying for childcare.

[@tracyaf6084]

It’s back down to $2000 for 2023. I really don’t understand her numbers though. I’m in an expensive area and our daycare is not that expensive. They could get an au pair in their home for $1600 a month.

[@adamseidel9780]

@@tracyaf6084those numbers are slightly high but not really. Infant care like the little one is still in pushes 2 grand a month most places and the 4 year old care is probably 75% of that. Factor in Chicago is insanely expensive and I buy it.

[@tracyaf6084]

@@adamseidel9780 I’m in LA and don’t pay quite that much but that’s why it’s cheaper to have an au pair. It’s not extra for more kids

[@adamseidel9780]

@@tracyaf6084 it’s worth looking into getting an Au Pair, or attempting to, but that is by far easier said than done. They aren’t exactly coming out of the walls in most places.

[@tracyaf6084]

@@adamseidel9780 it would just take some time. There are plenty of au pairs looking to come to the US and a big city like Chicago is attractive to them. We used Cultural Care. There are tons.

[@olivias2836]

Try seeing if you know of any stay at home moms in your friend or family circle, we have had luck asking a trustworthy stay at home mom to watch our kids in place of daycare. It was 50% cheaper than daycare & many stay at home moms are happy to make some extra income cash only of course

[@curiouscat3384]

Absolutely! A neighbor is ideal!

[@curiouscat3384]

@@wordsalad01 Well that's your choice of course. But I've known women who do want to run their own little daycare at home so I wouldn't rule it out.

[@jeffkline9191]

This would be a good Caleb Hammer audit. They are blowing cash, probably eating out every night.

[@diggernash1]

Hint...don't live near Chicago.

[@SLangel18]

Idk but if any one parent is the sole provider… it very dangerous in my opinion if they lose that job.

[@fwebster6226]

My husband and I did this for five years and he loved it - getting time to spend with the kids. Me, not quite as much as he hardly cleaned the house (he was too busy being a hands on parent) so we got a cleaner in every week which didn’t break the bank and it was a great compromise

[@truebengalsfan]

Well your the reason why that situation worked most woman having a stay at husband won't work or last long . Society don't really accept a stay at home man

[@momnursefashionista7506]

Smart! Love that!

[@shachede6828]

@@truebengalsfanfalse, for women that earn super high thus happens a lot. In my company lots of women earn 300kand above. Some of them have stay at home husbands. They are married for year and going strong. Most women that earn in top 1% will marry men that earn less, they work a lot so the man must be more available. That’s how they balance. In my office it’s nothing new. 😂

[@truebengalsfan]

@@shachede6828 many situations this will not work but sure there can be an exception to the rule

[@tracyaf6084]

Get an au pair!!! They live with you and the cost works out to about $400 a week.

[@betitos11]

You guys ever heard of graveyard shift?? That's what I did when kids came and daycare was not an option. Do like I did, work nights make a sleep schedule for the little ones and still make money and raise YOUR OWN KIDS instead of strangers doing it.

[@CraftyComeLately]

Live in nanny is cheaper

[@drtij_dzienz]

Don’t discount the opportun ity cost of getting raises/promotions. Don’t discount the risk of divorce in extended payments to a spouse that didn’t generate their own income.

[@1timothydillon]

Caller: We're having trouble funding our 3 to 6 months emergency fund, should we reduce our income?

[@sadfasde3108]

He could save money by cooking and cleaning assuming they are eating out and paying for a cleaner.

[@vjs4539]

Shouldn't have had kids if you're not going to raise them. Poor kids.

[@betitos11]

You guys ever heard of graveyard shift?? That's what I did when kids came and daycare was not worth ir. He can work graveyard like I did and still take care of kids during the day and make money.

[@ForkMcGee]

i think this is an example of going through life and upping your lifestyle at a rate that is too much for you to afford. thats a big house payment

[@migueralliart]

4500$ for rent plus expenses?

[@afriendindeed3660]

I live outside Chicago. Childcare costs suck majorly here. My wife works 2 days a week and thankfully one of thise days my mom can help and the other myself. After we budget it was waaay cheaper to go this route, and the relationships with our daughter are better

[@fauxbro1983]

Why stay there. It is a shitty city

[@stevenporter863]

Of course child care cost are high, and justified. How would you like to spend all day every day with someone else's bundle of joy'?

[@thegenxgamerr]

2:53 This is why George is about the only hope for the Ramsey network once Dave leaves. George doesnt care about gender, or traditional roles or putting men down every 10 min hes actually interested in financial discipline to achieve a financial goal. The way the Ramsey show used to be before You tube when it was just on the radio. Imagine if dr baloney was on? He would be asking the woman if she is safe and then humiliating the husband for not making enough and forcing his wife to work. Good luck to this couple, I see a lot of resentment in their future.

[@janelleg597]

That's a load of crap

[@stud6414]

Dr. Baloney is a true chump. The woman can NEVER be wrong in his mind.

[@mirabella2154]

😂

[@margie909]

Is this normal- grossing $260,000 per year but only bringing home $156,000? Ouch.

[@user-oy7sv9wg6g]

What if she as primary earner becomes ill or something happens to her company? Insurance and bills alone will kill her as primary earner. Been there. It was no fun as the single earner.

[@jimmymcgill6778]

Nothing wrong with stay at home dads.

[@dacianbonta2840]

Warning! Warning! Warning! A male serf is trying to abandon his yoke! I repeat! A male serf is trying to abandon his yoke!

[@rds9872]

Men should not be staying at home taking care of kids. He will not be fulfilled. Men need to be providers.

[@dudeorduuude5211]

She makes twice he does dude.

[@rds9872]

@@dudeorduuude5211 so what?

[@rebeccaoprea9917]

So even rich people are broke ? Go figure .

[@amireallythatgrumpy6508]

If you don't have any money and are in a lot of debt, you cannot be considered rich.

[@davecopp9356]

Poor husband with such a wife but of course it was his choice to say yes.

[@rnjesus9950]

Even if you’re breaking even, having him in the workforce with forward momentum will ultimately help in the long run. Once they’re in school you guys can have your nights and weekends together. If it were his dream to stay at home it would be different.

[@janise01]

Where's that energy when women are pressured into staying home?

[@rnjesus9950]

@@janise01 my wife works 🤷‍♂️

[@janise01]

@@rnjesus9950 Good for her. That doesn't answer my question.

[@rnjesus9950]

@@janise01 are you asking me where my energy is, or people in general?

[@janise01]

@@rnjesus9950 Both. Have you commented on videos with husbands who want their wife to stay home saying she should keep working even if they just break even?

[@NigerianBaller]

As a man I would never even think about staying at home while my wife works. That's a HUGE No-No. Because truth be told, as a man you are only as valuable as you are useful. And if you're not making money, you're not useful. My career is more important than her's even if she's making more because as a man, you're the provider. You have to bring something to the table for the relationship to work, but as a woman, providing is elective, it's great if she does it, but it's not necessary. And honestly, if a woman is making more money, over time she's going to lose respect for him, she's going to think she's better than him, start looking for other options, and that's when the relationship is over and she files for divorce. 50% of marriages end in divorce, and 80% of those are initiated by women. And the reason is not because the man was abusive, or he cheated, it's because of financial reasons.

[@wewhoareabouttodiesaluteyo9303]

Tell a male lion that and they would bite you!

[@curiouscat3384]

Sounds like someone who's a little bitter about a past marriage?

[@NigerianBaller]

@@curiouscat3384 I've never been married. I also never saw a relationship where the woman is making more money last more than a year.

[@NigerianBaller]

@wewhoareabouttodiesaluteyo9303 last I checked we were humans, not lions, or maybe you identify as one considering this 🤡🌏 we live in today, I apologize if I assumed your species

[@wewhoareabouttodiesaluteyo9303]

@@NigerianBaller Lions have evolved to where the male MONITORS the situation. He has effectively delegated the caring and the provider roles to the lionesses. We should learn something from the big cats.

[@adamseidel9780]

This call makes no sense and contains the sort of logic that got them in this situation. Your problem is you make excuses and are struggling to budget, full stop. $2,400 in rent but $2,100 in “operations” expenses on a rental???

[@Justobserving9291]

She is a Boss Girl. She’s so busy being a Boss that she forgot she is a wife/partner. I really hope this guy leaves her and let’s her be a Boss all by herself.

[@annehajdu8654]

*lets

[@Justobserving9291]

@@annehajdu8654 that’s so boss girl of you Anne. You would make a great secretary someday.

[@Ketchup584]

Hire a live in nanny? You can usually get away with paying a little less cash for the room and board provided. Nobody asked but that’s what I’d do

[@flash12319]

Wtf are y’all spending money on 😂

[@mattclark2655]

Whatever the big spending wife wants. You can tell just in this short clip who's in the driver's seat here. The lady with 0 clue how to budget.

[@zero1188]

Exactly. They make 200k a year. And 80 percent of their money goes to Bs

[@dudeorduuude5211]

​@@zero1188$260,000 per year

[@Bo_Knows_Tecmo]

Once he stops working for multiple yrs then it will be harder for him to get back in the job market at that same rate. I think she just wants the husband at home to help keep things stable for her because she is in sales.

[@user-xb6if3bt1b]

We did daycare for two kids. It was 600 a week for a baby and a toddler in CA. It didn’t make sense for either of us to stay home.

[@chedbeckford8067]

That's a lot of money, they could be saving much more than they are right now. 90k is too good of an income to give up. It could stall his career, and what if he does not want to stay home.

[@Primitive_Code]

If it was a purely mathematical decision, then they'd both work and go the nanny route. If it was purely beavioral, then he'd stayed home and take care of the kids. If you add both decisions and divided by 2, then he'd need to stay home with the kids for now.

[@VinceMorin]

Well said

[@VinceMorin]

Watching this episode as a proud stay-at-home dad 😁 (not for the same reason)

[@mattschmitt9924]

Good on you, sir. I did it for years myself. Really strengthened the bond between me and my sons and allowed me to get them ahead on some academics and some life skills they would not have learned in daycare.

[@VinceMorin]

​@@mattschmitt9924Yup, exactly 👌

[@xthebluenitex]

You're killin it! Good work (: I'm sure your kid(s) will appreciate you being home when they're older.

[@therealwewin]

Turn in your man card, get a dress, and get cleaning. You are no longer the man of the house.

[@wavybebes6979]

@@therealwewinsound like a middle school boy. “Man card”. GROW UP!!!!

[@christianc7420]

She sounds like a feminist who gets off on having a stay at home husband

[@mazibukomail]

This call needed dave

[@jennyberger6688]

I mean, it’s ridiculous that you guys put money over giving your children what they need and you’re willing to spend almost 50 grand a year that’s insane and don’t tell me to try to hire a nanny that’s even more

[@robloxvids2233]

She sounds like a bully.

[@pickmeisha]

Why are people having so many kids? This is a serious financial consideration and most people are just like oops, baby…oops, daycare…oops, broke.

[@workinonit9562]

She needs to be quiet and listen to what they are telling her, she was driving me crazy!

[@TheDjcarter1966]

Guess what you can find a daycare for less than $3500 a month...that would be a good start...she said tution at some point which make me think its a famcy "academy" type thing

[@royalredus]

Exactly. Tuition?? Please.