Should We Buy or Rent a House? | Aikava Janacha Karava Manacha |

#MarathiPodcast #BuyingHomes #RentingvsBuying
Owning a house is a dream for some, while others prefer renting. People have different opinions on whether to take risks and buy a house or be financially prepared. Ultimately, we follow our hearts. In this podcast, our guests are discussing buying a house versus renting a house. Watch this podcast till the end to decide what's best for you. For more such podcasts subscribe to BhaDiPa.
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Host:
Amey Kadam
Featuring:
Nitish Bhanushali (CA/MBA)
Neha Kadam (HR)
Anita Marathe (LLB)
Anirudhha Ranjekar (Director ‪@ranjekarrealty‬ )
Creative Producer - Sarang Sathaye, Paula McGlynn, Anusha Nandakumar
Concept & Direction - Amey Kadam
DOP - Ninad Sawant, Sayali Mahajan
Editor - Karishma Dalvi
Strategist - Amey Kadam
Executive Producer - Ashwini Phatak
Production Head - Kedar Naidu
Assistant Director - Akash Shirke
Production Manager - Mangesh Jadhav
Sales and Brand Solutions Head - Swanand Tendulkar
Sales Executive - Chinmay Jadhav
Creatives - Nadeem Khan, Aniket Jadhav
Subtitles - Shail Deshpande
Social Media Team - Prachi Bagwe, Tejas Desai, Abhi Thorat
Sound - S.S. Sounds
Camera Equipments - Red Eye Equipments
Lights - Mujib Smartlights
0:00 Intro
6:04 Planning & Buying Dream Home
14:48 Choosing a House
19:42 Home is the Motivation
23:08 Trusting a Builder
35:10 Positive side of Renting a flat
41:37 House, Loan & Finance
48:49 Home away from the city
51:44 Home & Amenities
55:42 Home & Stability, Positivity
1:01:26 Buying a Second Home
1:08:48 Fear of Loan
1:14:48 Importance of society while buying a house
1:19:58 Conclusion

[@BhaDiPa]

Buying किंवा Renting, तुम्ही काय Prefer कराल? आणि का? For more information click on the link : ranjekarrealty.com/

[@sunitasonavane925]

अतिशय सुंदर विषय

[@piyushkulkarni8868]

जे वाटतं ते करा... सल्ले देणारे खूप आहेत.. जे तुमच्या मनाला पटत आणि वास्तविक परिस्थिती जवळ जात ते करा.

[@Shrisindu.83]

सर.... तुम्ही जे पाहुणे घेतले ते मधली क्लास नाही .. सर्व चांगल्या ठिकाणी जॉबला आणि पगार घेणारे आहेत... माझ्या मते एक कुणी मधली क्लास व्यक्ती घ्यायला हवा होता ...

[@BhaDiPa]

नमस्कार मित्रा! खूप छान सुचवलं तुम्ही. पुढच्यावेळेस आम्ही हे गोष्ट लक्षात ठेवू. 😊

[@truptipatil7295]

Very true middle class community jast ahe ... totally agree with him

[@anmolkissen5199]

For Mumbai and Pune 1lakh salary is middle class

[@mdlion3374]

​@@anmolkissen5199 Bhava amhi 20-25 vale pan swapn baghato

[@anmolkissen5199]

@@mdlion3374 bagha hamkas bagha but Aaj 50-60 Wale pan Mumbai Pune madhe Ghar nahi gheu shakat baher jav lagto better option for low salary donhI navra byko ne paise kamva 5-8 years investment karun paise vadhva and nantr Ghar ghya ghai karun kharab property milel plan wait and buy

[@bharatigogte7976]

एक तरी घर विकत घेणे आणी secured असणे हे महत्त्वाचे. वय वाढत गेले आणी रेंट पण वाढतच जाते अश्यावेळेस रिटायरमेंट जवळ आली तर stressful लाइफ होते. So it should be an equilibrium आणी pay off loan as early as possible to reduce EMI burden, by paying more amount every month. Good discussion.

[@BhaDiPa]

तुमचा perspective share करण्यासाठी धन्यवाद ❤

[@sandyutubefan]

Tya sathi kamavnyachya thikani ghar ghenya pesha shahra baher ghar ghya ani shahrat kam karat asal to paryant bhadyane raha

[@sagarnagarkar9246]

+1

[@WintheRace-gz9zb]

एक विद्वान teacher ने कहा है, मुर्ख लोग घर खरीदते है और समजदार लोग भाडे के घर मे रहते है....

[@WintheRace-gz9zb]

Plz dont buy homes on heavy loans china is declining in economy due to real estate bubble😂😂😂

[@anujaketkar2595]

रांजेकरांचा अनुभव खरोखरच आपुलकीचा आणि वेळेत काम करण्याचा आहे.

[@sujayshastri]

भाड्यानं घर कसं परवडतं असं परखडपणे व लॉजिकल सांगणारा एकजण चर्चेत हवा होता.

[@mamtalele5674]

I agree with you

[@sd6795]

पुण्यात अवास्तव भाडी वाढली आहेत गेल्या 10 वर्षात. त्या घरांमध्ये काहीही फॅसिलिटी नसतात. तरीही घरमालक लुटतात

[@sbg6935]

This guy Ameya talks out heart... Without wanting to look perfect or look appealing but really chooses and frames crude naive sentences which makes us feel relevant. If he looks arrogant, boasting or straight forward then we need to really self analyse within reagrding what is important to us.. unfiltered truth which are facts or sugarcoated feel good truth which make us feel accepted aligning with our views. 🎉🎉 Glad to consume this content.!!

[@sbg6935]

Btw my take on this topic is... I have went through loan facade at a very young age... And i see there isnt much value appreciation in my area... Personally I love exploring new places and shifting vagere is not much a deal since we live minimal... So I would prefer renting henceforth in near future. But may be ase vichar comes from having always stayed in ancestral and thereafter self bought houses.

[@ameya_kuthe_kay_karto]

Thank you so much for your thoughtful comment! I'm really glad to hear that my approach resonates with you. It's always refreshing to connect with listeners who appreciate the unfiltered truth. Your feedback motivates me to continue framing my thoughts in a way that feels relevant and meaningful. Thanks for being a part of our Bhadcast (podcast) community ❤

[@sujatagarud3162]

Don’t forget one has to take in account the cost of shifting often and also the rent keeps on going up.

[@BhaDiPa]

Yes, true!

[@gayatribhagwat7304]

तुमच्या प्रत्येक चर्चेनंतर कार्यक्रमाचे नावं योग्य आहे असे वाटते. कारण ठोस असं काहीच उत्तर मिळत नाही. त्यामुळे 'ऐकावं जनाचे करावे मनाचे '👍

[@umamane8053]

माझ्या मते,स्वतःचे घर घेणे काही कारणांसाठी गरजेचे आहे, ते म्हणजे लग्न ठरवताना मुलगा जर चाळीत राहत असेल तर किमान त्याचे स्वतःचे एक self contained घर असावे अशी प्रत्येक मुलीची अपेक्षा असते अन्यथा चाळिशी पर्यंत मुलं रखडलेली आहेत.दुसरे कारण म्हणजे पुढची पिढी काहीं कारणाने पालकांना सांभाळण्यास असमर्थ असेल तर निदान स्वतःचे मालकी हक्काचे घर विकून किंवा भाड्याने देऊन स्वतःची सोय पालक करू शकतात म्हणजे वृद्धाश्रम किंवा छोट्या भाड्याच्या घरात जाऊ शकतात. प्रत्येक वेळेला घराची investment हि फक्त पुढच्या पिढीसाठी करायची असते असे नाही.

[@sandyutubefan]

Ghar loan kadhun ghetale tar builder ani bank paise kamavtat. Tya pesha bhadyane raha. Mumbai baher swastat ghar ghya. Ani mulana mulina smart banva. Char lokat vagayla shikava. Ani lagnachi ani tyanchya ayushyachi jababdari tyanchya kade dya. Tyana changale shikava, gharat paise taknya pesha. Pudhachi pidhi eka thikani rahanarach nahi ya pudhe.

[@chaitanyaranade82]

Owning a flat is dream, while renting a flat is need , you can pursue your dream when your needs fullfilled , start with renting a flat for first 10 yrs and sace that extra money to buy dream home.. Its not always black and white, just need to balance accordinly

[@ameya_kuthe_kay_karto]

Exactly ❤

[@swapnilvilas1501]

अरे भाऊ ... वेगवेगळ्या मतांच्या लोकांना एकत्र त्यांचं मत जाणून घेण्यासाठी आणलं जात... तू एकमत एकरण्याचा प्रयत्न कसा करू शकशील... प्रेक्षक ठरवतील की त्यांना कोणाच्या मतांसोबत जायला आवडेल ... त्यामुळे कृपया ज्या विषयावर चर्चा होतेय त्याविषयी योग्य अशी सर्वसाधारण माहीत असेल ज्यावर तू प्रतिप्रश्न करशील जेणेकरून प्रेक्षकांना व्हिडिओ बघताना पडणारे प्रश्नांची उत्तर भेटतील... बाकी जे विषय निवडता आहात ते खूपच उत्तम आहेत ...

[@ameya_kuthe_kay_karto]

Swapnil tumhi je mhanta te Patla mala... Mi nakkich praytna Karin tase prashna vicharayche.. pan show cha flow organic aahe nothing planned...tya Mule kadhi kadhi prashna mage pudhe hotat.. pan mi nakkich praytna karanr better karaycha ❤ thank u so much for ur support and suggestions. Means a lot ❤

[@swapnilvilas1501]

@@ameya_kuthe_kay_karto thanks for understanding

[@SK-ge3vi]

Barobar.

[@anjaligadekar78]

Right agree

[@ajinkyagijare]

Host is honest to the extent that sometimes he comes across as loudmouth or arrogant...But he gives the most genuine and honest reactions...Most candid..

[@ameya_kuthe_kay_karto]

Hey Ajinkya, thank you so much for your understanding. It really means a lot when someone tries to understand you. I will try my best.❤❤❤

[@sulekhapednekar]

Aniruddha 🎉👌👌

[@kirtichakradeo179]

तरूण पिढीने घर खर्च कसा मँनेज करायचा यावर पण एक चर्चा सत्र होऊ दे

[@BhaDiPa]

Idea चांगली आहे नक्की करू ह्या विषयावर काहीतरी ❤

[@omkaroak2626]

पहिली 20 मिंट निव्वळ वाया गेली. त्यामुळं पुढचं बघणार नाही.

[@ytvishwajeet]

Dombivali madhe 2bhk ahe jasa mulga 18 barshancha jhala tasa tyachya navavar 1 rk ghatkopar madhe under construction book kela.Nantar mulgi 18 chi jhali tasa panvel madhe tichyanavavar 1 rk under construction book kela.Overall colleges, job chi flexibility milte ani Stability .Nantar mhatare jhalyavar apla ghar jevdha ahe tevdha thik vatata.Atta mulgi chalali US la Property Rent var deun takli .sarva kahi budjet madhe ani control madhe with loan

[@BhaDiPa]

Tumcha experience aamchya sobat share karnyasathi dhanywad❤

[@rahuljadhav6950]

खूप छान वाटला हा podcast आणि Guests. Especially builder oh sorry developer 😂. आजच्या काळात असे डेव्हलपर्स आहे यावर विश्वास बसत नाही. मी सुद्धा आज पर्यंत माझ्या बिल्डर la भेटलो नाही गेली 7 वर्ष under construction मध्ये अडकली आहे property ठाण्यात.

[@Pradnyak21]

😂

[@Mercila.p]

Amey is doing great job in podcast je questions mala padtat te mostly cover hotat Kudos to Amey 😊

[@sandhyakapadi4112]

डोक्यावर स्वतःच्या हक्काचं छत हवंच!! त्याला मनःशांति म्हणतात. कितीही अडथळे असु देत!!!!

[@BhaDiPa]

पोडकास्टमध्ये नेहा कदम यांनी सांगितल्या प्रमाणे MOTIVATION मिळतं! ❤

[@sujatagarud3162]

Harshad, I feel this discussion was more about promoting the builder and his future projects. I could be wrong, but that’s what I feel.

[@karishmak4804]

आता एक एपिसोड मुलांना कोणत्या माध्यमाच्या शाळांमध्ये घालावं इंग्रजी की मराठी? (मातृभाषेतून शिक्षण)

[@aasawarithanekar8366]

माझ्या आई वडिलांनी अश्याच योग्य प्रकारे financial planning करून 20-30 वर्षा पूर्वी मुलुंड सारख्या ठिकाणी आम्हा दोन्ही मुलीनं साठी ब्लॉक घेऊन ठेवले त्यामुळे आज आम्ही दोघी बहिणी मुलुंड सारख्या चांगल्या locality मध्ये राहत आहोत ... Thank you आई बाबा..overall discussion खूपच छान वैचारिक होत..या podcast चे सगळेच विषय अभ्यासपूर्वक हाताळले जातात.. keep going...Best Wishes to all team members

[@BhaDiPa]

धन्यवाद आसावरी असाच support करत रहा. ❤

[@ameya_kuthe_kay_karto]

Thank u for appreciating our efforts ❤. Means a lot .. 😇

[@amitakant4771]

मी जन्मापासून मुंबईत वाढलेली, पण माझ्या आईवडिलांनी आम्हाला कायम सुरक्षित घरात ठेवले, लग्नानंतरही आज आम्ही आमच्या आईवडिलांच्या कृपेने स्वतःच्या घरात कायम राहिलो, ही फक्त आणि फक्त त्यांचीच कृपा, मी त्यांची खूपच ऋणी आहे

[@kishordalvi858]

Mulund sarkha area khoop Chan🔥

[@wrestlerinmaking6039]

तुम्ही खूप छान संवाद साधता आहात. या चर्चेत तुम्ही community build करण्याविषयी किंवा होण्याविषयी जो मुद्दा मांडला आहे ते मात्र या so called पुरोगामी, प्रगतीशील समाजाचे दाहक सत्य किंवा वास्तव आहे. उदा. या बिल्डर यानी कोथरूडच्या community चे उदाहरण दिले किंवा मुंबईत काही गुजराती बहुल भागात मराठी माणसाला घर किंवा गाळा घेताना येणार्‍या अडचणी असोत. ई.ई. बाकी घर पाहावे बांधून हेच खरे😊

[@bharatisoundattikar1798]

Amhi hi khup ghare badalali. Mi maza navra ani mulagi anek varsh rented gharat rahilo. Nashik madhe 2 ghare, chinchwad madhe 2 ghare,pune 1 ghar. UK madhe ek ghar(rented),pregnancy madhe owner ne ghar sodayala sagitale. Tya aadhi maze ek miscarriage zale hote. 2011 la aamhi swatache ghar ghetale. Kharach ek aai mhanun khup stable ani secure vatate. Ani amhala flat aaj chya tulanene kami price madhe milala. 2bhk. Ani amachya ghara war aamache khup prem aahe❤ Vishay kiti chan ghetal aahe. Mi emotional zale.

[@ameya_kuthe_kay_karto]

Thank you so much Bharati tumhi ithe open up zhalat.. it really means a lot to us. ❤ we will do our best to bring out such topics to our audience. Keep supporting . And thank you once again

[@nikhilbathe18]

Tai ch ghar ghenya mage kay thought ahet rao gr8 me pn asa vichar kela navta and ek uttam builder kasa asva tr asa wah , knowledgeable podcast….❤

[@vishalp.shinde6948]

खुप छान चर्चा.... मुळात आपली मराठी भाषेतील चर्चाच भारी असते... आपणदेखील या चर्चेतील एक भाग असल्याचं वाटुन जात. "यशस्वी होणे म्हणजे नक्की काय ?" यावर चर्चा केली तर आवडेल...

[@sayalijoshi5265]

सगळे मुद्दे छान मांडले, पण जसं एका वाक्यात उल्लेख होता की property is an asset but माझ्या personal अनुभवातून सांगू इच्छिते की काही areas/location हे exception आहेत जिथे property चे rates वाढत नाहीत मग त्या वेळी असं वाटते आपण घाई केली!

[@vaishalijadhav-xs2hf]

हो अगदी आमचाही असाच काहीसा अनुभव आहे...

[@vandanajain6993]

@sayalijohi5262 amchahi same experience ahe. Amhi thane Anjurle bhagat 2017 la ghar book kela hota (thinking that apla ek ghar asava as an investment ani appreciation zala ki sell karun punyat kinva thanyat rahanya yogya ghar gheu) pan tyachya possession ch amhala 2022 la milala ani covid mule sagle rates down zale :(. We are now reaching our 40s and still trying to sell that house to arrange funds for the new one. Parralaly baki prayntana hi chaluch ahet. Just praying for the better results to complete our dream🤞 Thank you @BhadiPa for making this video. It's really helpful.

[@Earthkathaa]

वायफळ, थिंक बँक,मित्र म्हणे, माझा कट्टा, चावडी चे अँकर बघा. सुधारणा होईल.

[@kriti9262]

Yes i do agree with this..

[@Mmmk12424]

Vayaphal nahi barr ka please 😂😂😂😂😂

[@sohamranadepersonal2733]

Am just 20 years old-it is just so wonderful and a bliss to listen to experts, working professionals to be invited to your podcasts-who are common working folks just like everyone else, no one's born with a silver spoon-no entitlement or lineage. Engaging in dialogue, exchanging ideas, sharing ideologies and beliefs, confronting but not diving into a conflict-zero toxicity in conversation. Opening new ways of how to live and celebrate life. Please please keep the podcast running-it is brilliant!

[@ameya_kuthe_kay_karto]

We are so glad to know this. Thank u so much brother it really means a lot . Thank u for appreciating our efforts ❤ we will try our best

[@BhaDiPa]

Thank you so much, Soham! We are so glad that you enjoyed this podcast... 😊

[@tejaskumar4037]

ह्यात ग्रामीण prospective missing वाटला. जे लोक ग्रामीण भागात राहतात त्यांचं अंगण, further construction, privacy rahte pan tech लोक शहरात आल्यावर ह्या गोष्टी नाहीश्या होतात. माझे बरेच मित्र असे आहेत की जे ग्रामीण भागातून शहरात आलेत फ्लॅट घेतले पण ते नेहमी म्हणतात की शहरात घर घेतलं पण स्वतःच वाटतच नाही ती मजाच नाहीये. नेहा नी शेवटी मांडलेला मुद्दा खरंच आहे आता आमच्या जनरेशन ची मुल प्लॉट घेऊन घर बांधू म्हणतात.

[@sarveshkhopkar3384]

खूप छान पाॅडकास्ट झाला...केवळ एक विषय चर्चेत यायला हवा होता की...लोन वर घर घेताना...सोसायटी स्थापन झाल्यावर महिन्याचा मेंटेनन्सच्या रकमेचाही खर्चात अंतर्भाव करणे खूप आवश्यक आहे..कारण आजकाल लॅविश सोसायटींमध्ये खूप ॲमिनिटीज असल्यावर मेंटेनन्स ही अवा च्या सवा असतो...ही बाब चर्चेत यायला हवी होती...बाकी फारच सुंदर झाला कार्यक्रम..

[@sagarmali5764]

wow, you covered most of the aspects by inviting ca, advocate , HR, CA, liked this concept. My take, we should buy home without stress by checking all things like locality , schools , hospitals, office, legal etc. Don't buy anything which looks cheaper but doesn't match your requirement.

[@sadabehere]

Vision mission बद्दल अगदीच खरंय.

[@GaneshHatkalkar]

कोणत्याही विषयावर चर्चा ठेवताना, हे बघायला हवं की त्या विषयाबद्दल बोलायला बोलावण्यात येणारे पाहुणे हे त्या विषयातील १ २ ३ प्रकारातील असावेत.

[@IglabHsenag]

Thanks for inviting the panelists with diverse backgrounds, opinions and approaches for 'rent vs buy' topic. A 'breath of fresh air' after listening to Mr. Ranjekar's approach to providing exceptional customer service by a realtor in India.

[@BhaDiPa]

We are glad that you loved the podcast❤ Also Please do share the podcast.

[@supum8001]

Khup important vishay hote in all 3 podcasts.. especially this one was very informative... and like the developer said... Builder chi image badalli😅 ase builder astil tar khupach chan... waiting for next Vishay 😊

[@ameya_kuthe_kay_karto]

We are glad to know this..❤ means a lot 😇

[@COM-kk5dw]

Buying house is a Dream as well as needs lot of patience and planning I am absolutely agree with first girl...mula madhe sakhol vichar karnyachi garaj ahe... youngsters na jya loose hanging goshti n ch pralobhan tayar jhali ahet...Tyat fakt thodasa vichar karun kharch plan kel tar tumhi Ghar hi gheu shakata chhan financial savings pan Karu shakata ani foreign trips pan Karu shakta...parantu patience hi ekach gosht ahe ji Thodishi develop karnyachi garaj ahe...ani lagnachya 15 varshat khup planning karun Aaj saglya goshti Karu shaklo he fakt synchronised planning mulech shakya jhalay

[@surajchohan2604]

I like the way that maam said who is in green ❤

[@bahubali9799]

तुम्ही आणि तुमची सगळी टीम खतरनाक काम करत आहात...

[@rajeshutekar4689]

खूप छान शिकायला मिळालं,,,,तुमच्याकडून,,,,मी आपले आभारी आहे

[@samiryadav-ry3ed]

This is my one of the best and favorite episode ever in my whole life. First time I never care about time while watching this. Very useful and important information shared, thank you so much and keep it up..Thank you once again😇😇😇

[@prajaktabapat7875]

मस्त झाला एपिसोड....खूप informative....

[@sulekhapednekar]

You did wrong move to give it first to HR 😂 she is just not stopping 😅had to forward to listen to others 😊

[@1986pranita]

Correct. She was too much 😂

[@antarakangutkar7494]

Middle-class family cha interview ghya , tyancha pan point of view vicharat ghya. Khare uttar milel.

[@SangitaKhadke]

खूप छान एपिसोड होता . घर विकत घेतांनाचे अनेक पैलू मांडले तुम्ही . संपूर्ण चर्चा खूप छान होती. स्वतःच घर म्हणजे खरोखर आपलं स्वप्न असतं आणि स्वप्न मनासारखं साकारलं की त्याहून दुसरा आनंद नाही . असेच नवनवीन विषय आम्हा प्रेक्षकांसमोर आणण्यासाठी संपूर्ण भाडीपा टीमचे खूप खूप अभिनंदन आणि शुभेच्छा 👍🏻👍🏻🌹🌹🌹

[@ameya_kuthe_kay_karto]

Khup bara vatla ❤ thank you so much for appreciating our efforts

[@SangitaKhadke]

@@ameya_kuthe_kay_karto ☺️🙏🏻

[@labheshsonawane7076]

Thanks a Lot BhaDiPa!! this series was most needed thing for people like me just entering 20s or in 20s. I am commenting this even before watching the video. the last episode about having children or not was a great one! Iusually tend to quit longer podcasts after 30-45 mins, but that was the one I watched completely. The titles themselves are so thoughtful that it makes me click the video, irrespective of the thing I came to yt for.

[@ameya_kuthe_kay_karto]

We are glad to know this. ❤thank you so much for appreciating our work. Will try our best 😇🙏

[@BhaDiPa]

Thank you so much, Labhesh! We are so glad that you enjoyed the podcast... 🤗

[@indiancitizen8297]

साधारण 28/30 वयाच्या वेळी घर विकत घेणे आणि नंतर लोन फेडून ते पुढील 15 वर्षात आपल्या नावावर करून घेणे हा अत्यंत योग्य decision आहे

[@AmolNarkhede]

Very insightful discussion. I am sure it will help many people, specially the ones who have recently started earning 👏👏👏

[@Snajan6]

हे फोरकास्ट विषयाला धरून नाही तुम्ही त्या बिल्डरची जाहिरात करत आहात

[@sugandhagodbole462]

Margdarshak charcha thanks everyone

[@SHRUTIKA59]

Hi Bhadipa team, I would really love to request you following Topic for your podcast : * Marriage / Choosing a life partner as an NRI. * Investing in India as an NRI and Taxation in India as an NRI

[@sameerpatekar3267]

Thanks Amey for discussing it.. Completely changing my perspective towards buying a house is always better Liked the Line . "Aisi jaga baith jaha koi na bole Uth ".Thank u to each & everyone.. Bhadipa is doing really a great thing.. Keep on doing it with new subjects. ❤❤

[@ameya_kuthe_kay_karto]

We glad to know this. It really means a lot to us.. thank u for appreciating our efforts..❤ we will do our best

[@ajeetabhosle6837]

Khup chhan podcast

[@user-lw2sv3es7z]

Ghar mhaunch naka flat mhana.. Ghar ani flat madhye khup farak ahe... Rented kadhi hi uttam practically vichar kelyas.. Pan emotionally karyala gelyas ghar ghayv che lagate.. Ani ya emotional trap madhye 95% lok fastatt

[@sujatagarud3162]

How about taking the changing of kids of school as a major factor too. Getting admissions is next to impossible in India..

[@pravin_nandgaonkar]

Good insights on topic...

[@mrmidnight8975]

Amey Mitra, waiet waitun gheu nakos, tu chan kartoys 😊😊 Fakt jara mojka bol…. Manje tuza pratek prashn 7-8 seconds Chaya aat sampla pahije , itka to the point bolnyacha sarav kar, yane guest la just vel milel…. Kaaran guest are “jankar” about the topic and you are representing us the audience , so jitka jast te boltil titka jast as audience amhla goshti kaltil… Guest chya madhatla Duuaa baan, guide nahi ❤❤❤

[@ameya_kuthe_kay_karto]

Thank u so much ❤ tu je sangitla aahes tya var mi nakkich praytna Karin.. Halu Halu mi pan improve honyacha praytna kartoy.. pan kharach bara vatla comment Vachun ❤ asach prem raaho😇

[@mrmidnight8975]

@@ameya_kuthe_kay_karto❤❤❤❤❤

[@kalpita1312]

Please try & do a podcast on Higher Education Abroad Topic with experienced & learned individuals having perspective on challenges, pros & cons of living & education abroad. This series is quite informative & interesting, thank you✨🙌

[@ameya_kuthe_kay_karto]

Thank you so much for your suggestion. We will definitely think about it

[@aditigaud7961]

1 lagna karayche ka nahi 2 . Education in maharashtra just for degree /theory 3 reservation chi garaj aahe ka jobs sathi 4 . University sarvana degree watat aahe . Khare shikshan kase ghyayche Ase topic var pan charcha satra ghyavi hi vinanti

[@shrutidarwatkar8051]

माझ्या मते आपला एक तरी हक्काचं घर असावं रेंट च्या घरात किती प्रॉब्लेम येतात आणि किती वर्ष आपण सामान घेऊन फिरणार आणि आपल्या next generation la pn kiti tras denar दरवेळी शाळा बदला कॉलेज बदला कशासाठी

[@raghunair3549]

Considering the size of the rooms, low quality of construction material used and more over insecurity in today's job, it's adviceable to go in Rented house.

[@ramchandragandhi7730]

VERY NICE DISCUSSION

[@user-rh1vv3ss8t]

जे लोक bhadya ने रहायचं सल्लादेतात्त त्यांना खूप शिव्या द्याची इच्छा होते

[@vrushalikokate404]

Dada nhi avdla ha episode biased vatla😅 anyway pure love for Bhadia❤

[@Sayali_C]

Thank you, Amey for discussing this topic, this podcast gave me different points and perspectives. Myself and my husband, we were thinking whether to buy a house or stay on rent. But now we are in the process of buying a house in the US and more or less the thought process behind all the planning is the same regardless of the location. Two more points that I learned while hunting for a good property is that 1.Consider the demand supply of houses in the locality 2. Percent appreciation year over year of the apartments/homes sold to get a market trend.

[@MissFit89]

Check podcast from Ramit Sethi for US numbers..he explains by giving exact numbers

[@ameya_kuthe_kay_karto]

Hey Sayali I am glad to know this. Firstly congratulations on ur decision ❤. It's a big step ❤. Wish u all the best. And thank you so much for appreciating our efforts 😇🙏

[@ashwinis1562]

If u r indian then pls come back to India dont take home in USA.

[@suryakantlad2282]

Ya pod cast madhe CA peksha ek FINANCIAL PLANNER hava hota ya couple la Nitin Ghadge (experience FP & Wealth Coach) chi garaj aahe, te emi kami karun ajun mothi chuk karat aahe, bankeche Leverage kadhi ghenaar Marathi Manase.

[@rajshrim3245]

mi kadhihi swatache ghar pasand karen karan mi rent deun konalatari EMI bharayla madad karnar nahi. dar velela navin jaga mag gaschi nondani, shiftingcha kharch, net installation,rent, electricity bill, sometime maintainance ha sagla kharch lakshat ghetla pahije. shifting hotana samanachi honare nuksan. tumache deposit gharache nuksan jhale mhanun full amount parat milelach ase nahi jase ki khile thokane. 6 mahinyacha locking period jar agreement madhe takla asel tar rahayla gelyanantar tumhala ti jaga jar nahi avadli tar rahane alech. agent asel tar tyala 1 mahinyache bhade, agreementla 2000.kiti kharch. shakyto swatachya jagecha vichar kara. tumhi malak asanar. EMI percentage jast asla tari tumhi to swatasathi bharnar. EMI or RENT two risky things,take it or leave it.

[@BhaDiPa]

तुमचा मत आमच्या सोबत share करण्यासाठी धन्यवाद❤

[@sprabhuuniquekids4327]

Khup mast 🙏🙏

[@rasikakarjekar5326]

Konala tri konach tri swapn viktoy...sundar vakya .. Anuruddha Ranjekar 💫💫

[@BhaDiPa]

❤❤❤❤

[@spruhasatavlekar1228]

20:00 शिक्षण क्षेत्र आणि कॉर्पोरेट क्षेत्र यांचा rate of incremental growth मध्ये फरक आहे. कॉर्पोरेट क्षेत्रात आजचा महाग वाटणारा EMI हळू हळू पगारवाढ होते तसा सोपा होऊ लागतो. कॉलेज professors च्या दृष्टीने त्यांनी दिलेला सल्ला सुद्धा उपयुक्त आहे, कारण तो पगार जास्त वाढणार नाहीये. अजून एक वाईट गोष्ट म्हणजे, अनेक प्रायव्हेट कॉलेजेस मध्ये on paper पेक्षा अर्धाच पगार शिक्षकांना मिळतो (कोणत्या ते माहीत नाही) ही गोष्ट लॉकडाऊन मध्ये मला कळली. त्यामुळे loan eligibility असेल तरी त्या लोनचं काय लोणचं घालू शकणार बिचारे. 😢

[@BhaDiPa]

तुमचा मुद्दा मांडण्यासाठी धन्यवाद❤ह्या विषयवार कोणता podcast करू शकतो का?

[@spruhasatavlekar1228]

@@BhaDiPa Very broad suggestion would be "शिक्षणानंतर पुढे काय?" किंवा करियर कसं निवडायचं, त्यात relevant कसं निवडायचं?" वगैरे. पण माझ्या योग्यतेनुसार (currrently research scholar, IIT Bombay) नुसत्या शिक्षण तंत्रज्ञानाबाबत सुद्धा वेगळा विषय निघू शकतो ज्यात बोलता येऊ शकतं, किंवा अगदी "खरंच शिक्षणाचा उपयोग काय" सारखा विषय.

[@nikhilmane5245]

​@@BhaDiPaeconomic oppression of professors in private colleges: specifically 10 month contracts, "refund" Culture, late salaries, can be a good topic

[@ashwinis1562]

Yes, I am assist prof. In private college 80℅ people are facing this problem special in colleges like d. Y. Patil. All branches all colleges. Teachers have zero respect

[@shubhamhirve35]

I feel owning any kind of property is good investment but we need to understand where we can get good rent now in some years if we lost our job have problems in business and by any reason we are not able pay the emi and till we pay last emi that is not our home. So have a home which can pay a rent which will be sufficient to pay atleast the emi if any problem occurs

[@shamalabhosale9032]

स्वःताच घर नक्कीच असाव.परंतु आयुष्य भर EMI भरण्यासाठी घालवायच.एवढ सगळं करुन त्या happy home मध्ये किती तास सहवासात राहातो.घराच्या हट्टापायी गळ्याला दोरी बांधू नये.आयुष्य EMI मध्ये मिळत नाही, ते एकदाच मिळत.

[@sbg6935]

Ho I also agree with this baryapaiki...❤

[@ashwinikhadilkar3284]

Hi Anita good to see you. Ashwini from Hyderabad ❤❤

[@aniketgambhirrao5683]

तुम्ही मराठी मधे संवाद घेतल्या बदल धन्यवाद 💐💐

[@shiv656]

Great video keep putting this type of topics ❤❤

[@minalayare393]

Mast charcha

[@meenalmarulkar2683]

खूपच छान झाला आजचा postcast. असेच नवनवीन विषय आणत रहा.😊

[@ameya_kuthe_kay_karto]

❤ thank you so much

[@BhaDiPa]

Ho nakki❤

[@nehanadkarni1001]

Excellent subject and superb discussion

[@ameya_kuthe_kay_karto]

Thank u so much ❤

[@rakhivaidya1296]

Khup chhan saddhya kharach hach vichar suru aahe aamcha Ani tu ha vishay gheun aalas khup informative charcha zali

[@ameya_kuthe_kay_karto]

❤ we are glad

[@BhaDiPa]

Thank you Rakhi❤ Podcast share nakki kara!

[@gayatribhagwat7304]

कधी कधी असा प्रश्न पडतो की ह्या श्रीमंत वर्गाला नक्की हवंय तरी काय? म्हणजे बघा बरं, ह्यांना घरं हवी, त्यात भारी वस्तू/ फर्निचर हवे. ..परत सोमवार ते शुक्रवार हे दिवसभर AC office मध्ये...त्यानंतर weekend म्हणून भारी ठिकाणी फिरायला....सलग सुट्टी मध्ये ट्रिप.... खरतर ह्यांना घरात रहायला वेळच नाही तर हे घर का घेतात? हे कुठेही कसेही राहू शकतात. मग हा आटापिटा कशाला? त्यातून हे IT Company नी मुळे भरमसाठ पगार मिळतो आणि घरांच्या किमती वाढल्या आहेत.

[@kishordalvi858]

True

[@vilasvithalbate2297]

very good session

[@amrutasawant1284]

Really very nice conversation. Its really informative conversation, I like you bring different perspective people. Keep it up.

[@ameya_kuthe_kay_karto]

Thank you so much ❤ means a lot

[@snehalalit5305]

Good topic discussion 👍

[@BhaDiPa]

Thank you, Snehal! 👍

[@amrutasawant1284]

Please try current education system (ssc, CBSC, ICSE OR OTHER BORDS)

[@ameya_kuthe_kay_karto]

Yes we will definitely think about it ❤

[@baghyshreemore413]

घर भाडे तत्त्वावर देण्यासाठी आधी विकत पण घेतले पाहिजे

[@kalpitagosavi1699]

Baki Amey nice podcasts 🙌🏼

[@anuragjamankar1993]

Mast publicity keli Ranjekar reality chi ... Kidos ....😊

[@nilimapatil813]

Interesting talk👌

[@BhaDiPa]

❤❤❤

[@user-lw2sv3es7z]

Builder pahune khup chapter ahet.. Sales knwledge + engineer dedly combination..

[@axaayg7035]

Really nice....

[@BhaDiPa]

Thanks a lot 😊 please do share the video ❤️

[@kriti9262]

Thank u for this topic...pan kharach somtime disscussions he higher middle class che vatat...yaat real middle class kuthe disat nahi...mg as vatat this is not for us...baki every line said n all opinios are thoughtful...keep it up..we need all this..❤

[@ameya_kuthe_kay_karto]

We will definitely keep this in mind for next time. Thank you so much for bringing ur perspective here.. ❤ thank u for ur support

[@anushreeparve9462]

Vishay mahatvacha ghetla! Thank you! Shejarancha aadnaav 2024 madhe drop karu shakto I think.

[@BhaDiPa]

धन्यवाद अनुश्री❤ प्रत्येकाचा perspective वेगळा आहे.

[@aayeshamomin]

मला वाटतं, एक घर स्वतःचं असलंच पाहिजे. पण investment म्हणून कर्ज काढून दुसरं घर घेणे मला नाही पटत.

[@digrajerahul]

Nice Video 👍👍

[@sayalijoshi5265]

Really very nice and helpful session 👍

[@ameya_kuthe_kay_karto]

Glad to know this❤

[@harshadadudhale9802]

मला खूप छान वाटले हा विषय माडला माझा पण खूप डोकत गोष्टी कियर झाल्या

[@sarveshgawas8848]

Great talk

[@BhaDiPa]

Thank you❤

[@damayantitiwari6663]

Great topic but the discussion was not helpful for everyone. Everyone on the panel comes from a privileged background where everyone is earning at least above 40k-50k (individually) that’s why they can afford to pay 60k-70k/ month for housing plus other monthly expenses. I don’t think it is representative of the general audience. The lawyer mam and CA who were representatives of renting side are renters by choice and not due to circumstances. Logically everyone wants to buy a house definitely the first one and you can buy it if you have money. I don’t think if the house was affordable this would even be a question. I have lived in at least 15+ rented houses since childhood my parents do not have their house. They could have easily bought a house or two in the amount of rent paid but there are other aspects down payment - having jobs that banks would accept for granting you a loan. There are a lot of things about renting houses- not given proper rights, looked down upon by other society members while renting, maintaining constant friendships (especially as a child) and having security. If everything goes well I would be the first house owner in my family. I think it would have been helpful to know what actually went into “planning” that everyone kept referring to or what are the things I should be preparing for both situations. For instance, the developer explained you can and should actually measure your house. I did not know that so that was helpful or I liked the suggestion of visiting the place during different times and seasons. The later tip would also help people who are renting for the first time. This way speakers could have still maintained their subjective views and through their experiences the listener could pick out the answers to their questions.

[@ameya_kuthe_kay_karto]

Thank you so much for ur suggestions. We will definitely try to bring all the aspects and different perspectives on this show. The perspective u have kept is really important and thank u so much for sharing that here.❤ we will do our best 😇 🙏 thank u once again for ur support

[@saipratiksawant1929]

Nice initiative

[@MangeshJoshi-sv8es]

खूप छान

[@templogical3095]

One of the lady mentioned that they reduced EMIs, thats such a wrong thing to do, you need to reduce tenure to save interest