AM I POOR? LET’S LOOK AT REAL NUMBERS! HOW I BUDGET WHAT I HAVE

[@simplefoodsimplelife9632]

My homeowners insurance is $109.00 per month not $1.09 per month. Thank you all for pointing out my mistake. I really appreciate it! 😂❤

[@karencripe7949]

@@simplefoodsimplelife9632 I thought that was the case, but I almost asked you for the name of your insurance carrier!! 😉

[@maureenmcgreevy3866]

Hi, just come across your channel. I can't believe how much your house insurance is. We pay €350 for 12 months,we are so lucky.😊

[@mistyslider6150]

Well thank goodness you corrected that because I was getting ready to ask about that policy! I was about to jump on board! 😂 😂 😝

[@lindadorman2869]

Living on a budget doesn't mean you are poor. Like you, I never talked about money. My parents taught me it was rude. But the downside is I never learned how to save or invest until I turned 60 and panicked when I realized I had nothing for retirement. I started my own business, paid off all my debt ($30K), built an emergency fund, focused on my health and got my finances in order. Now 4 years later, I'm financially secure but not rich nor do I ever expect to be. Comfortable is just fine with me.

[@simplefoodsimplelife9632]

Well said Linda!

[@joycewright5386]

Being debt free, healthy, and able to eat and keep utilities on is rich enough for me.

[@chrispichereau3730]

Thank you. This was very helpful.... I love to repeat what my ancestors said throughout the Great Depression, "I've been broke throughout my life (including now), but I have never been poor. Poor is a state of mind."

[@Judi-lm2fj]

I loved this video. I didnt save for retirement. My husband didn't either. I am flying solo at 68. Tightening the bootstraps and climbing myself out of my debt. My health took a turn in July. Had a stroke and am now diabetic. Never took meds before. Now I do. Working gig apps to help my budget. God will provide and keep me moving forward. I save my coins and dollar bills also.

[@simplefoodsimplelife9632]

God Bless you Judi! So sorry to hear of your health issues. Indeed, God will provide.

[@johnCoy-u1w]

I retired at age 53, so I am in my early 60s. Many of them resisted me because they couldn't understand the idea of not working if it wasn't necessary. I considered the phases of my life. I worked very hard to achieve what I have now, but in my last years, I owe it to myself to "stop and smell the roses." In my instance, I departed the nation after retiring and currently reside in Latin America. It made it possible for me to appreciate my new surroundings while escaping all the bad things that were going on in America. Nobody that I know of regrets retiring has yet to come to me.

[@Latonya-r.b]

Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement fund has grown way more than it would have with just the 401(k). Haha.

[@Florencewalter-o4s]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than a million dollars by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@SuzieOdle]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@Florencewalter-o4s]

I definitely share your sentiment about these firms. Finding financial advisors like Kathie Daisy Bosco who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@SuzieOdle]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@KellyWeyd]

I have a good friend in Asheville, NC. She posted on FB this morning, and I was so relieved. No power or cell service for a week, so she could not contact anyone to let everyone know she was ok. Her and her husband have been helping the community. So many without water, power, etc. still. I love your attitude. I think being grateful and your mindset has a lot to do with how you view life, and you radiate positivity.

[@simplefoodsimplelife9632]

Thank you Kelly! So glad your friend is doing well.

[@jackieelmore6544]

I always enjoy your videos. I’m amazed that you live on so little and seem to thrive. God has truly blessed you and you have definitely used what you have been given wisely.😊

[@simplefoodsimplelife9632]

Thank you Jackie!

[@Arizonagirl1981]

You are definitely rich and smart because you are debt free!❤

[@pambohnhoff2163]

This is my first time watching and you are simply refreshing. Love your positive attitude!

[@simplefoodsimplelife9632]

Thank you so much!

[@caroleaustin8858]

You are truly blessed! Family, friends, food, transportation and a roof over your head! ❤️

[@jenniferbartley7226]

You are certainly not poor! You seem to have a great understanding of where your money is and where it goes and that is so wise! You are being careful with what you have and making good decisions about what is a need and what is a want. I budget all of our money very closely and I am so grateful to God for how he has blessed me! I am not rich by the world’s standards either, but comfortable and rich in blessings! First time viewer. I really enjoyed your transparency! Have a great day! 😊

[@simplefoodsimplelife9632]

Thanks so much! You have a great day as well.

[@VitalBigras]

This is giving me hope! I am 61 year old and I am ready to live a simple retirement 😊 THANK YOU

[@simplefoodsimplelife9632]

You are very welcome. All the best!

[@cindyshinn3015]

Great video Robin, I'm sure this will help people to see that you can live well on a budget. You are so real and I appreciate that. Blessings to you❤

[@simplefoodsimplelife9632]

Thank you so much!

[@clivedunning4317]

The best financial advice I ever received was from my late father, when I was a teenager, many,many years ago. It was, . . ."regardless of your earnings, aim to save/invest one-third of your income" . . . Great advice.

[@j4d7s8]

Same here! I’ve been saving since I started babysitting at 15. If I wanted something, I had to work and save up for it.

[@juanitataylor6947]

I'm so blessed to not having to keep up with the neighbors

[@simplefoodsimplelife9632]

Amen!

[@kayleehorvath7899]

Hi Robin, I wrote several months ago. I make several hundreds less. I rent but my groceries went up from 20 each of us a week to 30 each of us a week. my husband and I. My husband got a side hustle this week cleaning an office. He just got his green card. And I am repairing my 21 year old car. The car will take 3 months to repair but it runs well. I don't feel poor but cash strapped right now.

[@simplefoodsimplelife9632]

I remember you Kaylee! I understand completely. One day at a time.

[@patriciacorpe6228]

You're a strong woman and you manage your income wisely. You can have a lot money and still be poor as I see.

[@ellisandralunger9445]

You have been wise with your budget and having no debt. I think the government is doing the best they can in the short time and the lack of manpower. So much damage all over it will take time, now people need food and water and a safe place to be. Nothing is ever instant! I live in PA and went thru the Agnes Flood. Been there done that.

[@rachaelsupadventures]

Good morning Robin 🎄 We are also debt free, mortgage free, and own our car. I know on paper we are considered POOR! But I make more than I spend and we eat just fine. We are not lacking in any areas so I do not feel poor. I actually consider myself to be rich because I do not have to worry about things like will I be able to pay my bill or will I be able to buy food. Thank you for sharing!

[@donnamcclenton7340]

Yea we can live on very little , I too get social security it’s not hard to live on 1600.00 a month.. I live on that too.. yes mam we are blessed.. I’m working on some consumer debt but I’m still managing.. and I rent and my rent is $875.00 but budgeting is key.. it can be done,.. I don’t have car expenses I ride city transportation, I keep myself a little stockpile of food as well..

[@simplefoodsimplelife9632]

Thank you for sharing Donna! God Bless!

[@grannyprepper1181]

I came across your video today. The title caught my eye. I will turn 72 in October 25th. Living on only social security isn’t easy. The best I figure you receive about $350. a month more than I do. You have expenses I don’t have and I have expenses you don’t have. I became single 2 1/2 years ago and I’m trying to figure out what would be my next move. Like what to do next. Thanks for sharing your personal information it was helpful.

[@simplefoodsimplelife9632]

You’re welcome! Happy soon to be Birthday! Living one day at a time while still planning for the future is a challenge but you are getting there day by day. I appreciate your being here and sharing with us. Thank you!

[@bettystevenson32]

Thank you for sharing all that personal information, you would not believe what a blessing/ motivation it was to me to hear it! I'm retired living on S S around the same amount, and it's ok I'm pretty frugal, but it's scary because things keep going up in price. I love your attitude! Thanks again

[@simplefoodsimplelife9632]

You are so welcome Betty! Glad to be of some help.

[@janiceallard2108]

I enjoyed this video. First time listener, and new subscriber. God bless you.

[@simplefoodsimplelife9632]

Thank you Janice and welcome. I’m so glad you’re here. God Bless!

[@colinhughes916]

You may be poor in money But rich in soul 😊You have a lovely outlook on life ❤

[@simplefoodsimplelife9632]

Thank you Colin! God bless you and yours!

[@dueleylucas532]

You are a very wise woman. I only found your video today and enjoyed it much! Everything you said made perfect sense. You are an inspiration! Keep up the great work! Will be watching all of your videos from now on!

[@simplefoodsimplelife9632]

Thank you so much!

[@lulucly]

Thanks for going over your budget. It is helpful to see how others manage their retirement resources! I am retired too and always looking for ways to stretch my money!

[@simplefoodsimplelife9632]

You are so welcome!

[@jacquelinemorris3581]

This was a good video and very helpful. I am in my early 40’s thinking about retirement and wondering if I will have enough and what do I need. If you listen to the financial people you need millions. This video goes to show if you have no debt and keep expenses low you can make it. Thanks.

[@simplefoodsimplelife9632]

Thank you Jacqueline! You are most kind.

[@terrilowe3530]

My first time watching too! I have some thinking to do about bringing my costs down. Moved to be close to my daughter from west coast to east coast. Expensive area, am renting now. Trusting God who has always cared for me. But want to be more frugal, I think it will bring me peace. I spend much more than you do in many areas, so see your information as encouragement to do better. I just turned 74.

[@simplefoodsimplelife9632]

Hello Terri! So glad you’re here. And so glad you are closer to your daughter. Your faith in God is commendable. Frugality has its challenges but I just choose one thing to start with that I can let go of or cut back. I am always surprised at what a difference one or two actions can make. I know you’ll do very well. Happy belated birthday!

[@mariannedressler6784]

I am so impressed with how you manage. Thank you for sharing. So very helpful. ❤

[@bethyoung4030]

New subscriber, love your positivity and humor!

[@simplefoodsimplelife9632]

Welcome!! And thank you so much!

[@lisavogelsong9350]

Robin thanks so much for being so vulnerable and sharing your budget with us. It is a difficult thing to share for sure. I am not retired yet. I probably have another 15 or so yrs to go but I love to get all the tips I can before I am to that stage of life. I am thankful for my upbringing as we did not have much as I was growing up but it taught me so much about being frugal and how to live below my means. Not to say I don't have a splurge every so often but those things are in the budget too! Tomorrow is one of those splurge days ... going to the pumpkin patch with my friend and her family.

[@MaryEavey-dc3sk]

Graditude and contentment goes a very very long way!!!!!!!!!! new subscriber here!

[@simplefoodsimplelife9632]

Yes it does! Thank you and welcome.

[@ShelleyWatkins-o5d]

Thank you Robin for sharing. I’m retired and my husband is retiring in January. We are scaling back on unnecessary expenses and really looking at the difference between needs and wants. We have retirement savings, but primarily we will be using our social security for living expenses. Your advice is very encouraging as we transition into retirement. I really enjoy your videos!

[@simplefoodsimplelife9632]

Thank you Shelley! All the best to you and your husband in your new adventure.

[@amy11228]

This is our plan, too. To primarily live on Railroad Retirement (this is what railroad workers get instead of social security) and use our retirement investments for travel and large emergencies. It is very encouraging to see Robin actually make it work.

[@joannjohnson62]

Just closed on our FL new home 2 weeks ago yesterday, still unpacking boxes as well as preparing for Milton. Prayers & Preparing. 🙏🏻

[@simplefoodsimplelife9632]

Congratulations on your new home Joann! Prayers for your safe keeping.

[@simplecountryliving7555]

This video helps me very much. I have a very low income and am trying to figure everything out. Thank you. I will listen to this again. You are very wise. I always find it interesting to see how you spend your money on food ect.

[@simplefoodsimplelife9632]

Glad it was helpful! Thank you!

[@Helena-ou8ry]

Thank you, you’ve helped me I’m 47 and have been a homemaker for the last decade and was feeling very worried about retirement. I now feel like I can do this all the financial shows kept talking about $1 million dollars and there was just no way that’s happening now I know my $200 k is going to be okay ❤

[@MarleneJones-i1b]

Love your openness, You are awesome

[@simplefoodsimplelife9632]

Thank you so much!

[@laurawood4476]

I think this video has helped many people. My husband and i budget very similar to this . Thank you .

[@simplefoodsimplelife9632]

You are so welcome!

[@nydiaarroyo4664]

This is the first time I watch you on You Tube. Thanks for sharing your personal financial situation in retirement with us. It show that it is not how much you earn but what you do with your money that is important. God Bless you and take care.

[@simplefoodsimplelife9632]

Thank you so much!

[@jenniferdutton2469]

Robin, you are blessed in the most important ways. You are also a blessing to us.

[@simplefoodsimplelife9632]

Thank you Jennifer. So appreciate your kind words.

[@BarbaraTorrey-y3m]

I hate talking about money also. I feel I spend to much. I’m trying. You have great advice

[@simplefoodsimplelife9632]

Thank you!

[@GwenMotoGirl]

Just found you and subscribed! Money is a tough subject but I sincerely appreciate your actual numbers. I’m 64, retired. I live in a small remote town and groceries, fuel, water and trash services are so high. My carefully selected groceries cost about $425/month (was $275 before the current inflation situation) and I only cook from scratch and eat at home. Overall though, I enjoy the retired life and I’m grateful. All in the disaster areas are in my prayers.

[@simplefoodsimplelife9632]

Thanks for sharing with us Gwen.

[@linegiguere4870]

Bonjour. C'est la première fois que je vous regarde sur KZbin et vous m'avez touché le cœur. Je me suis abonnée à votre site. J'habite au Québec et il me fait un grand plaisir de vous écouter. 😊

[@simplefoodsimplelife9632]

Thank you for your kind words. I am so appreciative. Hello to Quebec!

[@vickiescholl9453]

Richness can all be in the way we look at our lives. Thank you for being so open and sharing.

[@simplefoodsimplelife9632]

You are so welcome Vickie!

[@JoHarris-ks9vz]

Thank you so much for sharing your budget breakdown. It gave me some new ideas and was so helpful.

[@simplefoodsimplelife9632]

You are so welcome!

[@vleavy]

I love your simple method for budgeting. I think if we return it how things were when we first started living an adult life, at least for me it was simple because that was 1970 and we had nothing. I would ride my bike to pay bills with cash I’d get from the savings and loan, which is where everything we earned went. We manage to complete our lives as we get older. Now that I’m older, I’m all about making things simple. I’m in shock at the grocery store! At this moment I’m cooking a boiled dinner! Thanks for being transparent for us. You’re so far from poor! You’re living your best life! Now I’m looking for how you shop for groceries.

[@simplefoodsimplelife9632]

Thank you very much!

[@PamelaLawson-h2c]

I like your channel. Thanks for sharing. I agree with you about the government.

[@NobodySpecial509]

I’m in Canada 🇨🇦 and agree on all fronts… it’s a sad state of affairs for us and the USA. We need BIG changes in our government to clean up the current mess… 😢

[@simplefoodsimplelife9632]

Amen!

[@patriciabarnhart1886]

The numbers don’t infer a mess, but whatever it is, it was inherited…..

[@karencripe7949]

Robin, thanks for sharing your budget and saving strategies again! I am shocked at what is happening with those who were impacted by Hurricane Helene, especially those in the Blue Ridge Mountain areas of North Carolina and Tennessee! I can't imagine the devastation they have experienced - they must be in shock. I'm thankful for those who have volunteered time, money, and supplies to help those in need! Our government officials should be ashamed of themselves for their lack of support considering the billions of dollars spent spent on non-Americans. I agree with you - something needs to change! Have a blessed weekend!

[@TamaraWebb-k9v]

Also living on social security and with this inflation, it’s a genuine challenge. I’ve turned frugality into my “job”. Write down every way I save, investigate more ways, write down real & anticipated savings…it’s actually fun & takes some of the fear in these challenging days. You are so right about the country needing a change! What is happening with Helene to our fellow Americans is absolutely disgusting, but looks like neighbors (even from states away) are coming to fill the void.

[@simplefoodsimplelife9632]

Thank you Karen!

[@Indigirl235]

Thank You, it helps me some.. I get 963 per month, but you've given me something to think about.. Thanks again 😊

[@simplefoodsimplelife9632]

Thank you for sharing with us. May God bless you abundantly!

[@alicecarroll2007]

You are amazing! As Anne Frank said, one never becomes poor by giving.

[@kathigos4921]

Hi! I like you and just watched your first video. A thankful attitude goes so far in life. Im retired, 65 in Thailand living a simple, healthy and happy life on a small budget. 😊

[@simplefoodsimplelife9632]

Glad you are here! Hello to Thailand! Contentment is priceless. You are blessed.

[@ChrisWaltz-z9i]

Poor is a relative term so I am not sure how the person asked expected you to answer. Thank you for sharing. I am in my fifties and will be retiring and am trying to look at various people who are already living on a fixed income for guidance.

[@simplefoodsimplelife9632]

I wish you well Chris. Thank you!

[@EileenFoley-j9t]

I'm retired, 77, single all my life. Had some learning and physical challenges that affected my earning power. My dad told me it isn't how much you make it's that if you have a steady income coming in you can manage and learn to live on it. He was correct. That is what I did. I worked 43 years doing a job involving math. The pay wasn't always very much, it was steady. I have been retired for over 14 years, have no debt, house is paid for, have a savings/ emergency fund, live a comfortable lifestyle in a safe walkable neighborhood on a modest retirement income.

[@cherylT321]

That’s great!

[@simplefoodsimplelife9632]

Thank you Eileen for sharing part of your life with us. You are a wise person. Contentment is a wonderful thing.

[@morenamad9182]

I love all your videos, and your many helpful suggestions. I think this may be the most important one you've made, and that it will help many people. Thank you for being so transparent and kind. XO

[@simplefoodsimplelife9632]

You are so welcome! And thank you for being here.

[@kathy5075]

I agree, if I outlive my husband, my budget will be very similar. However, we have no debt and strive to continue with no debt. He has dementia and we have a small savings for future needs, so it’s all a big question. But life is good. We love the Lord. And our children are so loving. No complaints. Love your channel!

[@simplefoodsimplelife9632]

You are blessed Kathy!

[@jackiejermeay6568]

My mother always told me to live simply so others can simply live❤ I think you're using your tools to help others😊 thank you Robin❤

[@simplefoodsimplelife9632]

You are so welcome!

[@joycef8443]

She was a wise woman. We have so much compared to others in the world.

[@lindashively2530]

I just found your channel and am catching up. I’m also retired, living on my own single social security and a pension. I am still paying off a mortgage (late in life messy divorce and now in a condo) I have an adult son who has “bounced back - during covid - and hasn’t worked in over a year 😩😢 I’m so very concerned that we’ll soon not have social security…

[@simplefoodsimplelife9632]

Thank you for being here Linda! I wish you and your son all the best.

[@susanturner1171]

You've really got it going girl! Great budget!

[@kathydvorak3075]

Robin, great video! Thank you for sharing! I am starting a new budget!❤

[@simplefoodsimplelife9632]

Thank you Kathy! Bust of luck in your new budget. You’ve got this!

[@dmehus]

I enjoy your videos, they're refreshingly open & authentic; however, I would just like to say that you shouldn't be ignoring your revenue (income) earned through your KZbin channel. You may well be putting that income into a high yield savings account at an FDIC-regulated bank in the U.S., but it's still effectively income; you're just immediately transferring (expending) that income into a savings fund. Also, are you reporting it as other income to the IRS on your 1040 tax return? But as to your question, I believe "poor" is a state of mind or, rather, state of being. So I completely agree with you that you are rich. :)

[@simplefoodsimplelife9632]

I always make sure that I and the IRS are copasetic. My taxes are professionally prepared. Thanks for your concern. I appreciate it.

[@dnorris4733]

I recently retired, and my net income after Medicare is takin out is 1667.00 a month. Finally someone who makes close to what I do! I couldn't even imagine on living over 3000 grand a month, even when I worked. I do not consider myself poor either. I live in Indiana, cost of living is lower than many states which I am thankful for. I'm 68. Have a small 401k that I think I can start doing the RMD at age 72? They keep raising the age. My concern is raising property taxes, home and auto insurance in the coming years. Like your savings plan idea! Always had sinking funds while working - need to work this into 2025 budget. You are doing great! Such an inspiration! PS sending prayers daily to those affected in Hurricane Helene too.

[@simplefoodsimplelife9632]

Thanks so much for sharing Donna! Your experience is so helpful to others. We are all just trying to find our way in these volatile times. God Bless!

[@sabrinabeckham3826]

Call your tax assessor office. You may be able to freeze your property tax. My state freezes this at age 65 if you have below a certain income.

[@simplefoodsimplelife9632]

@@sabrinabeckham3826 I submit the doc to get a lower rate each year. My property taxes actually went down this year. Thank you for the suggestion Sabrina!

[@sabrinabeckham3826]

@@simplefoodsimplelife9632 Yikes. I thought I was replying to Donnanorris above.

[@Fdt172]

You may be eligible for liheap, and snap dial 211 and see if they can help you

[@Marlene-tb5pi]

Thanks for sharing. You are a lovely person.

[@simplefoodsimplelife9632]

You are so welcome and thanks for your kind words Marlene!

[@texasbk1333]

Approaching 65 soon & appreciate your openness. Thank you

[@simplefoodsimplelife9632]

You are so welcome. Thanks so much for being here.

[@ProjectFrugal]

Having a budget is 90% of the battle. If you live frugally and sensibly then things work out fine. Never spend more than you earn.

[@simplefoodsimplelife9632]

Well said!

[@carolineasebrook6643]

Your story is beautiful!! Thank you for sharing. It has helped me tremendously! Thank you!!

[@simplefoodsimplelife9632]

You are so welcome!

[@jcrsh1638]

Amen 🙏🏻 We do things financially the same way you do! We are blessed to make it on 1500.00 p/m for 2 of us, and we have a pantry that will sustain us thru many months-w/out having to step inside the grocery store-God nudged us yrs ago, then more so over the last 4+ yrs. TY for sharing as it helps us to see we are doing things right in this present time.

[@simplefoodsimplelife9632]

You are blessed! Thank you for sharing with all of us. You inspire me.

[@jcrsh1638]

@@simplefoodsimplelife9632 TY, you are so very kind...

[@judyland-obrien4259]

Dear Robin: I just found your channel! You are a beautiful, kind, and smart lady!! And, your attitude and gratitude for what you have and what you share is inspiring. Thanks for being so open. Blessings xo

[@simplefoodsimplelife9632]

Thank you so much Judy! I’m glad you are here.

[@Mountains-1971]

I feel blessed that I can keep a roof over my head and food on the table. It just takes some planning and since I am now retired I have plenty of time to do that. If the rich were taxed fairly we would have lot less hungry people in our country and more for emergencies.

[@Mountains-1971]

@@silentnot4812 If you pay 50-60k in taxes you make quite a bit. I used to make that before taxes. I just decided to not buy stuff I did not need.

[@dfabbot3456]

I agree something is about to change.

[@witsonsmom729]

Whether you are rich, poor, or in between... it can be measured in so many more ways than with your pocketbook. I like how you trick yourself to save with the coin and one dollar bills.

[@happycamper1372]

My net worth is above average, we’ve been saving and out of debt since our late 30’s and early 40’s, but I still want deals! I’m very frugal so when the unexpected happens I won’t freak out about the expenses. Or if I’ve felt compelled to spoil a stray cat.😂 We are very lucky my husband is a rare bird with a pension and our health insurance is paid for through his employer after retirement. 🥰

[@marylynmiller5158]

"rich" and "poor" are relative words....I feel rich too, even though I do not have a lot left at the end of the month. I do what I like, I like what I do and that makes me RICH! Thanks for sharing your numbers!!

[@simplefoodsimplelife9632]

Well said!

[@myvenusheeler]

Very inspiring and kudo's to you!! Did you actually say your homeowner's insurance was $1.09 a month or did you actually mean to say $109 a month?? I live on the Texas coast and my just renewed policy on my 1000 sq.ft. home shot up to $2827 a year!!

[@simplefoodsimplelife9632]

It’s $109.00 per month. I misspoke. Silly me! Thank you for being here.

[@sonyaklein3601]

Thank you for sharing and you have a great sense of humor. You are rich😊

[@simplefoodsimplelife9632]

Oh thank you Sonya!

[@AllThingsKimberlyWV]

Just subscribed. Love your simple plans❤

[@simplefoodsimplelife9632]

Thank you ever so much! So glad you’re here.

[@janegem5481]

Health is wealth

[@simplefoodsimplelife9632]

Amen!

[@sallyprzybil2404]

I’ve found having goal like you’re talking about is a good thing, for me it makes me feel like I’m working toward something! Also, when I retired 2 years ago, I decided to make some of my hobbies ‘paper and pencil’ hobbies..things I can do on notebook paper with pen or pencil…so those are writing stuff like family stories, drawing things like birds…I figured paper and pencil is cheap and I enjoy those hobbies…..my expensive hobby is music..I’m learning piano but have a collection of piano lesson books I’ve collected over the years. Health, yes, that’s a priority and am trying to work on that one…..also living on Social Security…much more than you get…but I am raising a 7 year old grandson and have a developmentally disabled adult child living on my Social Security too. Going to have a big expense real soon as the plumbing in our house has become an issue..might require replacing some pipes and one of the bathrooms….im dreading that…Hope I can afford that! But despite that I feel lucky…I live in a beautiful area with lots to do here….and I get to watch videos made by lovely people such as yourself.

[@simplefoodsimplelife9632]

Thank you Sally! You are very kind. You obviously are a strong person with huge responsibilities, yet you are also taking care of yourself in ways that inspire yourself and others. Many blessings and peace be with you and yours.

[@tracymorgan5386]

If you haven’t you should be able to get SSI for your disabled child and SS for your grandson( my grandmother raised her niece and the niece was getting a SS check for many years because neither parent was raising her but that was in New York)if his parents are not around, of course it depends on the state you live in and don’t get discouraged if they reject you several times that happens a lot, if you can get a lawyer or see if you can get free or low cost legal help that usually helps you get the benefits.

[@maxinemcivor4974]

Im from the UK. This is the first vlog I've seen of yours. You budget exactly like me and for the same reasons. Very interesting. 👍

[@simplefoodsimplelife9632]

Thanks so much Maxine! And thanks for sharing your experience with all of us. So happy to see you here!

[@BethGrantDeRoos]

Am a new viewer to your channel 🙂 Really appreciate toward the end of the video you noting according to your standards you are not 'poor'.🙂 Don't feel poor either, because I simply note that all my needs are met. And yes, having an emergency fund is important. Especially being on social security now. NEEDS and WANTS are two separate things and many people's wants are not needs. And it's often the wants that get people into debt.

[@simplefoodsimplelife9632]

Thank you so much 🙂 Beth and welcome.

[@juliegmama3137]

So appreciate you and your videos! God Bless you dear!

[@simplefoodsimplelife9632]

Thank you so much Julie!

[@azgardenlover370]

I have decided to only have dogs that do not need grooming! I used to do my own, but that gets old.

[@lillivaughn8655]

Hi Robin. I'm new to your channel. I am one that you helped by sharing. I've been married over 40 years and most of those years a homemaker. We have used a budget most of those years. We raised three sons on a low budget by the world's standards. But as you say, little is much when God is in it. I agree, the simpler the better. I'm a plain cook. BTW you said 1.09 cents for homeowners insurance? Dod you mean $109.00 per month? Just saying....😊

[@simplefoodsimplelife9632]

Thank you Lilli! Yes I did mean $109.00 per month. Silly me. I did correct it in a pinned comment. Thank you for sharing with us. I appreciate it!

[@ritag7306]

Thank you-u are not poor! I’d love to see video about groceries

[@simplefoodsimplelife9632]

You’re very welcome, thank you!

[@dfabbot3456]

Things need to change for sure

[@angelinajimenez5520]

Living on the West Coast, California is not an easy task. Prices very high here.

[@juanarodriguez765]

Thany you

[@Teresa-o3i]

Never talk cash at home. Any other money talk, fine, but no one should know you have cash at home. Be careful what you post online.

[@imanjones3807]

I'm subscribing...you gave me a lot of great ideas...

[@simplefoodsimplelife9632]

Awesome! Thank you!

[@saraw112]

This is SOOOO helpful!! May I ask what state you live in? I’m in Seattle and my water sewer and garbage for 2 months averages between $525.00 and $725.00!! Also my home owners insurance is $165.00 a month (so taxes and insurance are $825.00 a month) I’m 63 and am working toward paying off my home in 4 years. I do have renters to help with all these expenses. I would love to know what you eat for $200.00 a month… I am working on being a better shopper and planner so that would be helpful. Thank you!! ❤ Sara in Seattle

[@simplefoodsimplelife9632]

I live in Iowa. I cook for myself which saves money. I’ve always been a home cook. My shopping consists of pantry, fresh and freezer items that are on sale or a particularly good deal. I enjoy food preservation and keep a working pantry. Thank you for asking.

[@debkincaid2891]

Hello from Idaho! First time I've come across your channel. Great advice. ❤

[@simplefoodsimplelife9632]

Welcome!! Thank you so much!

[@kelly10921]

Nicely said about what is happening in this country. So many people agree with you and it most definitely needs to change. I just subscribed to your channel. Thank you for letting us into your little corner of the internet. God bless you!!

[@simplefoodsimplelife9632]

Thank you Kelly! God Bless you and yours.

[@dorawedlock3969]

By the way Brian Kemp the governor of Georgia said President Biden called all the governors right after the flood started and offered them whatever federal aid they needed. Poor families, whole towns destroyed, much bigger loss than what money can replace.

[@CRE-w3x]

Words are cheap, unfortunately federal aid isn't coming thru like it should. Governor Kemp also sought federal relief aid for 90 counties and 11 was given. He went back again and 30 more were given... 41 out of 90 counties affected.

[@olwenkempson455]

Thanks for video.. just one question. Do you not have any savings for retirement or just social security.? ❤

[@simplefoodsimplelife9632]

I don't

[@YeshuaKingMessiah]

Very few do U have to high income in youth to be able to save/invest and most barely pay weekly bills

[@lucillehjort971]

Budgets are vitally important.

[@tbarc1]

I enjoyed the vid (first time viewer).Very interesting to hear your budget which I must say is very much in line with my own, save a couple differences. My monthly budget is $1360 and I do still have a very small monthly mortgage. I cant set a certain % for my savings but I am actually able to save more than 20% most months. I don't have separate savings...I lump all together but I do have a goal I work to achieve as a total end result. Im currently doing some work on my house so my savings fluctuates but I never let it get below a certain balance before building back for the next project. I honestly don't feel poor save for maybe a month or two after a large expenditure but the joy of a completed project is plenty to keep me happy. I look forward to your future vids.

[@simplefoodsimplelife9632]

Thank you so much and thanks for giving us a glimpse of your budget.

[@debhouckscraftycottage]

Great job with your budget! Where do you find internet for $54/month?!!! My area there are only 2 providers and they both are over $100/month Just for internet. It's crazy! I also budget and update actuals every month around the first. I have a goal of taking at least one trip somewhere before I get too, too old. Other than that, my goals are similar to yours - maintain my health and home as long as I possibly can.

[@simplefoodsimplelife9632]

Thank you Deb! I may talk about the internet cost in a future video. I appreciate the question. We don’t have much choice in providers.

[@ronniecupp6778]

Does mint moble reach your area?

[@simplefoodsimplelife9632]

@@ronniecupp6778 I don’t know.

[@donniemoder1466]

Your food/gas/pet food expenses sound way low but I guess that is your specialty. It does help people trying to figure this stuff out.

[@theresaegbuniwe5808]

Great video!! Yes, sharing helps tremendously.

[@simplefoodsimplelife9632]

So glad!

[@j4d7s8]

Ooooh, I have a Shih Tzu as well!! My groomer also only charges $45, still a bargain! Her name is Fiona and she’s smarter than some humans I know. 😂. What’s your dogs name?

[@simplefoodsimplelife9632]

My dog’s name is Sadie Mae. I love your dogs name.