SIP & SWP In Mutual Funds | What Finluencers Don't Tell You ?

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Clarity For Youth

Clarity For Youth

Күн бұрын

Пікірлер: 815
@ClarityForYouth
@ClarityForYouth 3 ай бұрын
Use Code SANGO25 for 25% discount on all courses Download the Sango Life Sutras App now via link below- play.google.com/store/apps/details?id=co.jones.yqthl&pli=1 Enter org code : yqthl Guruji From Gurugram Telegram Group : t.me/gurujifromgurugram Sango's Best Courses : Sango's Happiness Course: yqthl.on-app.in/app/oc/274119/yqthl? Sango's Premarital Counseling Course : yqthl.courses.store/362486/yqthl? Should You Take VRS? : yqthl.courses.store/381987 07 Unique Business Ideas for Housewives by Amit Sangwan : yqthl.on-app.in/app/oc/296041/yqthl? Sango's Vedic Astrology Course Link: yqthl.on-app.in/app/oc/326112/yqthl? Sango's KZbinr Course: yqthl.courses.store/348906 Purchase the Relationship Workshop now by clicking on link below: yqthl.on-app.in/app/oc/477780/yqthl? Happiness Course 2.0 : yqthl.courses.store/405149 Once purchased, WhatsApp back the generated receipt to 9289886158. Join Sango Subscriber Info Group: chat.whatsapp.com/CXSSXVHvepGDPl1sIy0TBm
@venkataramulu9850
@venkataramulu9850 3 ай бұрын
Sir where to fund the course financial clarity for all.
@vishybuddy
@vishybuddy 3 ай бұрын
Guruji hath jodke request kar raha hoon ki aap finance channel mat kholna. Main mutual fund distributor aur hamare pet pe laat padegi 😢
@Noone-qj1sp
@Noone-qj1sp 3 ай бұрын
Yes want financial channel
@Awakenbeing
@Awakenbeing 2 ай бұрын
Guruji plz open a financial youtube channel
@sagarranjit2139
@sagarranjit2139 3 ай бұрын
Guys lets vote for finance channel🎉🎉🎉🎉🎉🎉
@Gamer-z1e
@Gamer-z1e 3 ай бұрын
Yes👍🏻
@rajivnarang3823
@rajivnarang3823 3 ай бұрын
Yes❤
@ProxusGaming
@ProxusGaming 3 ай бұрын
yes
@thomasmene6559
@thomasmene6559 3 ай бұрын
Yes
@NoName-cd5ft
@NoName-cd5ft 3 ай бұрын
yes
@ayushpandey7304
@ayushpandey7304 3 ай бұрын
What people fail to understand is ki in sab ke chakkar me Life ki meaning hi bhool gaye hain log. Life me maine khud ye mehsoos kiya hai ki 10 lakh zyada ya 3 cr ye sirf matter karta hai ki ... Jis SAMAY AAPKO JITNE PAISON ki requirement thi agar aapko utne na milen then it's of no use. Kabhi kabhi aadmi sochta hai ki abhi 10 lakh bachake baad me 3 cr kharcha karoonga ...lekin ho sakta hai kisi important kaam me agar wo 10 lakh usi samay kharcha kiye hon to iska relevance 3 cr se bhe zyada hota hai . More than the amount of money ,its actually more important when and for what it was spend .
@jda7499
@jda7499 3 ай бұрын
I so agree with you ❤
@jitendradeshpande9427
@jitendradeshpande9427 3 ай бұрын
Very TRUE brother.
@abhisheksrivastava716
@abhisheksrivastava716 3 ай бұрын
बात कुछ और हो रही है, तुम किसी और ट्रैक पे हो।
@sumitchhabra0709
@sumitchhabra0709 3 ай бұрын
That's looks like a vote for MF as it's volatile than real estate
@js-fw2rb
@js-fw2rb 2 ай бұрын
Same thinking
@amitkjain8
@amitkjain8 3 ай бұрын
Family ke pass ik ghar ho wo bhi khud ke rahne ke liye. Jyada ghar aur rent income ke chakkar me nahi padna chahiye. No asset class can beat equity. 50 lakh ya 1 cr ka ghar lena koi halua nahi hai aur har kisi ki bas ki baat nahi hai.
@JK-fp1ou
@JK-fp1ou 3 ай бұрын
Rahne ke liye at least apna ghar hona chahiye…..1 crore mutual fund ka kya fayda agar humko rent ke ghar par rhna pade ya sadak kinare tent me rahna pade😂😂
@amitkjain8
@amitkjain8 3 ай бұрын
@@JK-fp1ou bhai tune kitni families ko tent me rahte huye dekha hai jinke pass achcha mutual fund hai. Even jinke pass khud ka ghar bhi nahi hai aur mutual fund bhi nahi hai.unhe bhi tent me rahte huye nahi dekha hoga.thoda realistic to baat karo.
@kaustubh3084
@kaustubh3084 3 ай бұрын
1 house chahiye khudka baki fd mutual funds baki assets main karo ​@@JK-fp1ou
@AmanThakur-fm3qm
@AmanThakur-fm3qm 3 ай бұрын
Par bad me bhi to ghar hi lena pdega us mutual funds se jb tk kimat kha k kha phuchgyegi
@Target_1Cr
@Target_1Cr 3 ай бұрын
Duniya me koi bhe Bank// Mall khud ka property leke kun nahi rahta ?? Sabhi rent p kun hai ?????
@vishnumoney3357
@vishnumoney3357 3 ай бұрын
land , house , realestate always bring legal dispute ...dont want to make life hell ..95% legal cases are land , house , realestate property dispute...
@div3698
@div3698 3 ай бұрын
Everything comes with a risk
@ashishj660
@ashishj660 3 ай бұрын
Only if you buy a disputed property, always buy clean and reputed properly from a reputable developer.
@vishnumoney3357
@vishnumoney3357 3 ай бұрын
@@ashishj660 it's your choice, I dont have potential to fight civil case for 20 - 25 years and make life hell... Any property can easily be made disputed..
@1019deepak
@1019deepak 3 ай бұрын
Legal dispute only if you invest on illegal thing😂
@pradeepkumarmoghe4551
@pradeepkumarmoghe4551 3 ай бұрын
And the corrupt, immoral Indian judiciary takes 10 to 20 yrs to deliver the justice if a buyer gets cheated by fraudsters. Indian judiciary actually is 'hand in glove' [underwear friends] with criminals, antinational politicians, and terrorists.
@MuM001
@MuM001 3 ай бұрын
Actually, u r in properties, and that's why u favor properties.
@80sidd
@80sidd 3 ай бұрын
Simple to understand 😂
@swayamshashwatrodiya2183
@swayamshashwatrodiya2183 3 ай бұрын
Now you are using common sense 😂😂😂😂he is a dalla
@qwe9283
@qwe9283 3 ай бұрын
​@@swayamshashwatrodiya2183Uncle apne paid gyaan se SIP kar rahe hai
@shiroyasha_007
@shiroyasha_007 3 ай бұрын
but understand that real money is made from real estate
@rajeshkumar-zr4kn
@rajeshkumar-zr4kn 3 ай бұрын
No. He's practical and that's for Indians
@harshajahagirdar755
@harshajahagirdar755 3 ай бұрын
I agree with your point that we buy a home for ourselves in our early life.But I can't take all your advice blindly. But I disagree with you that all these finance youtubers are misguiding people. They speak with data. They consider all the factors when doing financial planning like - Inflation, - future value of money, - realistic returns - Increase our regular income - Enjoy the present life and invest for future. Please don't misguide people. Nobody is investing to become Warren Buffett. We are investing for our better future.
@1mdtousif
@1mdtousif 3 ай бұрын
We have ppl like you type of mind set only then some visionary are able to buy homes and generate passive source of income, if every one start chasing to purchase properties it will boom, thanks to growing population the demand will always be always be high for property, this Gen Z can't afford to purchase in this current time accha gain everyone are into sip pip God knows what where is no transparency and returns are taxed by govt
@adityashah4389
@adityashah4389 3 ай бұрын
Good point bro 😊
@shubhamjoshi8762
@shubhamjoshi8762 3 ай бұрын
Small mistake in calculations here If one invests 10 lakh in equity and 1 crore leveraged in property and if both get 10% returns Stock market guy will get 1 lakh and property wala will only get 2 lakh as 8 lakh to interest hi hai us leverage ka its 1.72 lakh more than stock market And if returns is 6% for both then real estate guy will make a loss 1.8 lakh against interest badhna and stock market wala will make 60000 And this is most likely the case if properties will be purchased now as interest rates are right now all time low yeh agar thoda bhi badhega lets say 9% any return less than 9% is a huge loss on your capital while stock market mein jo bhi return hai wo pura aapka hai barring tax because interest nahi pay karna
@rajatwow737
@rajatwow737 3 ай бұрын
Apki baatein sunkar lagta hai ki aap 25 se kam umra ke hain
@shubhamjoshi8762
@shubhamjoshi8762 3 ай бұрын
@@rajatwow737 I am 25
@shubhamjoshi8762
@shubhamjoshi8762 3 ай бұрын
@@rajatwow737 give a logical reply if you can
@ArunSharma-ek8rf
@ArunSharma-ek8rf 3 ай бұрын
@@shubhamjoshi8762 You are right in this when we take it for a year or 2. A real estate cycle is for 8 years approx and when we do these calculations for that much time frame then for sure the real estate guy will make more money. But yes one should have a backing to survive through the years when interest rate is higher.
@ArunSharma-ek8rf
@ArunSharma-ek8rf 3 ай бұрын
@rajatwow737 Bhai if you have a logical reply then de na yeh 25 ki umar kya kar ra hai
@pankajbhandari9070
@pankajbhandari9070 3 ай бұрын
aapko shyad simple baat samajh nai aati ki . every person can't afford to buy a house in his early career. SIP is the best way to save and invest money for every individual.
@pushppreetgill4858
@pushppreetgill4858 3 ай бұрын
SIP is best way to save and invest, only until markets correct by 30% and/or remain flat for 3+years, Real estate is relatively safer than volatility risks.
@pankajbhandari9070
@pankajbhandari9070 3 ай бұрын
@@pushppreetgill4858 sip is even better when market fall by 30%
@pradeepkumarmoghe4551
@pradeepkumarmoghe4551 3 ай бұрын
Agreed! Besides, the tenants are a big headache. Moreover, we pay Principal + interest for 20 years which amounts more than twice the price of house at the time of purchase. e.g. if we buy a flat in a big city or NCR for 1 cr @8% interest (cheapest of all) for 20 yrs, we end up paying total amount of 2.60 cr. (1cr 60 lakhs only as interest for 20 yrs and 1 Cr Principal amount of loan /price of house taken at the start. Actually, Flats rarely appreciate so much in multistoried buildings in 20 yrs. So, buying house for rental income is the most stupid financial decision for a youngster.
@Payel5
@Payel5 3 ай бұрын
Sir says his audience is not every type of Indian. he is focussed on elite aspirants who already have high P.
@sarangkulkarni7034
@sarangkulkarni7034 3 ай бұрын
You got the point, finance is always personal and investing never makes you rich. Increasing your income does.
@praveen.thumma
@praveen.thumma 3 ай бұрын
Yes to Finance Channel
@anjaneyagurjar9152
@anjaneyagurjar9152 3 ай бұрын
Guruji oflate I have started seeing the hard sell for real estate from your side. Though your reasoning is logical, but my experience tells me real estate is a very clunky asset, too many costs and less returns. Equity is any day more efficient asset for most of the people.
@pradeepkumarmoghe4551
@pradeepkumarmoghe4551 3 ай бұрын
Equity always gives better returns in long term without headache. One needs patience of 15-20 yrs like EMI of a house. It is simple, easy to manage and highly liquid thru MF. And on top of it, it is highly regulated by SEBI. No cash involved. Real estate generates black money. There is no chance of cheating by real estate brokers/ fraudsters in MF. Only tax evaders, fraudsters, black market money players invest in real estate. I call them traitors who do not honestly pay taxes.
@rajatwow737
@rajatwow737 3 ай бұрын
@@pradeepkumarmoghe4551 aap ki baaton se aap 25 se kam umra ke lag rahe hain. Aisa h kya?
@kulranjanrao
@kulranjanrao 2 ай бұрын
Well said.
@manudivyatrends2617
@manudivyatrends2617 3 ай бұрын
point is..... Diversification is required. Property, Equity, Gold all have their own pros and cons. Property is not easy to liquidate and Equity require systematic and disciplined investment to achieve good returns.
@sohilvasara9010
@sohilvasara9010 3 ай бұрын
And what about income tax on rental yield..? You can divide your mutual fund portfolio to different members of family for better tax harvesting. Plus you can always partially redeem your mf units as per your requirements and pay tax only on that amount and let the other portfolio grow. Plus you can not have this kind of liquidity options in real estate. Real estate should be for consumption purpose only and that will make it affordable for it. With population stability it will eventually stopped growing that fast and this applies to all assets class. As other influencers are biased towards equity, you are biased towards real estate. Every assets have different purpose. Home are for shelter and security, equity for growth, gold for ita tangibility and global acceptance. Please stop this bullshit for gods shake.
@pradeepkumarmoghe4551
@pradeepkumarmoghe4551 3 ай бұрын
You can not sell only kitchen or drawing room of your house if you need money for medical issues/marriages in family but can partially redeem the MF units depending on the need.
@vikaschutani2717
@vikaschutani2717 2 ай бұрын
Well said.. totally agree with you !!
@shivamrajput7991
@shivamrajput7991 3 ай бұрын
If in near future let say someone wants to try something new, it could be some business, music or stand up, they cannot just leave their job because they need to take care about emi, and sip on the other hand can be paused.😊 Also if rental income invested as sip then what about rent of the home that you are living in. This video are for those who already own a house so that they can buy a new one and sip the rental income.
@Coolskhan
@Coolskhan Ай бұрын
Half of people on comment section doesn't understand that this person is trying to tell you, that SIP is good, real estate is also good. Invest as you seem fit. Don't wate money. When you have liquid investment, you tend to spend more. Static assets are difficult to liquidate, but gives equal returns to Sips.
@ashishshete
@ashishshete 3 ай бұрын
Builders greed and dishonesty has created fear in small investors' mind. Most of the flat buyers feel cheated after buying flats. That feeling lasts till that property feels like investment after a few years. But I agree that having a flat gives a sense of security. Second thing is collecting rent is not as easy as it seem to some people. Good, well mannered tenant who pays on time feel like a blessing after getting bad experiences. Bad tenant is a stress. This is why people finding solace in SIP.
@sghsjsrxz2481
@sghsjsrxz2481 2 ай бұрын
Go sab log kar rhe hai..that is not going to create asymmetric income
@debtanudutta5721
@debtanudutta5721 2 ай бұрын
Agree to some extent but the leverage in real estate comes with loan burden. An even bigger problem not discussed here is the risk in real estate. Buying 1 Cr flat involves some risk, buying 1 Cr land is even more risky. A lot of time needs to be invested to acquire property as well. On top of it there will be transaction charges and brokerages involved. This is not for everyone even if they have the money. Probably buying own home early is essential and then moving over to mutual funds, FD and gold etc. for salaried class. The risk in financial assets is that the future is unpredictable as you mentioned rightly. People have to choose their own style - entire life is a risk-reward ratio.
@vishalgamers7801
@vishalgamers7801 3 ай бұрын
Hum nai ek kachi caloney mai 180000 ka plot kharida tha 2012 mai .after construction of 4 floors today it gives 35000 par month . This is tha power of real-estate. Guruji is absolutely right .
@anirudhrautela
@anirudhrautela 3 ай бұрын
Construction mei kitna paisa laga thaa ?
@indianabroaddiaries-ji5pj
@indianabroaddiaries-ji5pj 3 ай бұрын
😂😂😂 35000
@iam1264
@iam1264 3 ай бұрын
Congratulations, But If it's 1.8 lac then it's unbelievable to me and looks like you got a jackpot but incase there is typo and it's of 18 lacs 18 lac in last 12 years with 15 percent nifty tri would have been 1 cr . With any decent MF with 20% it would have been 1.6 cr . Add construction cost of 18 lac ,it would have been 3.2 cr . 2 percent dividend 3.2 cr would be 6.4 lacks , Or 3 percent dividend on 3.2 cr would be 9.6 lacs per year
@technicalmania9471
@technicalmania9471 3 ай бұрын
Construction Govt ne kara diya😂
@mayurchaudhari3625
@mayurchaudhari3625 3 ай бұрын
Good decision. Dont go on others expertise or criticism, bolate vahi hai jo kar nahin paate hain
@fthakker27
@fthakker27 Ай бұрын
Fantastic Example fo both : 15 year emi - 1,00,000 per month - wealth created after 15 years - 3 crore + 60 lac rent rent income less maintenance min 35k per month for 15 years 15 year sip - 1 lac per month - wealth created - min 10% rate - 4 crore. After 15 years : Own house + start swp. Wooooooow Superb
@CAShubhamGole
@CAShubhamGole 2 ай бұрын
This is REAL practical financial advice 💯 This needs to be spread more than those imaginary calculations.
@mukeshbhatt1502
@mukeshbhatt1502 2 ай бұрын
बहुत अच्छी जानकारी समझाई जागरूक अभियान
@rohansuneja9372
@rohansuneja9372 Ай бұрын
I would like to add one point you can stop sip at any point if you. t aren't able to pay it due to loss of job or any other reason but you can't say no to emi no matter whatever the reason bank will seal your home if you don't pay it till 3 months, but mutual fund house will not seal your home if you don't do sip for 3 months.. Let me tell you my personal experience my friend lost his job during covid 19 2020 recently but he did not face any issues because he had 5 cr in his mutual funds but the the flat he had purchased it was in a worse condition the society administratiin did not maintain that society properly so the price didn't increase now it was barely sold at a price of 60 laks and from that price he paid pending loan of 25 lakh he was only left with 35 lakhs but still his mutual funds have helped him in his bad times much more than his real estate. So please consider this and understand this alsom. But now he is well settled.
@imsahilkumar
@imsahilkumar Ай бұрын
Very correct. People tell more of their mistakes than what actually needs to be done. Nice to listen practical point of view. Keep going such nice videos
@mokshadev8327
@mokshadev8327 3 ай бұрын
If Capital Gain tax would reach 30 pc in future, wait till people start borrowing on their portfolios at a much cheaper rate. Those kind of equations would not work.
@sudoupdate
@sudoupdate 3 ай бұрын
by that time tax on gains from stock will also increase
@milinthakkar8683
@milinthakkar8683 3 ай бұрын
We can also take top up home loan on cheaper interest rate.
@shaun3008
@shaun3008 Ай бұрын
It will go as per slab not 30%
@saurabhvickysaini
@saurabhvickysaini Ай бұрын
My commercial property is worth 2 crore and I get 12000 per annum as rent. Sabko bas apna channel promote karna, chahe kuch bhi hago
@baijuv3
@baijuv3 3 ай бұрын
Amitji, your views and guidance of finances based on facts, can take India forward towards better money management and investment patterns for better today and tomorrow.
@Prasad_S_Joshi
@Prasad_S_Joshi 3 ай бұрын
Yes, I need Finance channel. 1 video per month is also enough.
@SuperPP22
@SuperPP22 3 ай бұрын
Yes, isi channel par
@rahulbandlas
@rahulbandlas Ай бұрын
I'm truly impressed by this new way of thinking. It's amazing how a shift in perspective can completely change your understanding. Hats off!!!
@LifeExperienceOfRK65
@LifeExperienceOfRK65 3 ай бұрын
Yes I want financial education channel 🎉🎉🎉
@sushantakumarmishra4110
@sushantakumarmishra4110 3 ай бұрын
Sip is a best investment for all middle class family👪🎉
@deepak-ec3yt
@deepak-ec3yt 3 ай бұрын
Mutual funds sahi hi...❤
@vipulnarula9054
@vipulnarula9054 3 ай бұрын
Yes we need a finance channel
@swayamshashwatrodiya2183
@swayamshashwatrodiya2183 3 ай бұрын
Real estate investment is greatest wealth destroyer,dont fall in the trap of investing in real estate.
@NikhilVerma-bq1vj
@NikhilVerma-bq1vj 3 ай бұрын
आप सही कह रहे हैं वारिको की बातों में कुछ ट्रैप तो लगता ही है।
@AffaanMansuri
@AffaanMansuri 3 ай бұрын
Really need a finance channel from you sirji
@potbot887
@potbot887 3 ай бұрын
The paradox is those who can afford to buy house either don't need this advice as they are already buying the house, and those cannot are watching his video thinking how to arrange even the down payment let alone the EMI. Isiliye subscriber nhi badh rhe.
@thekingkgr641
@thekingkgr641 3 ай бұрын
Guru ji, u r like a financial Dad mentor that our generation missed out on. Thank you for wisdom. Big fan
@Doge_4796
@Doge_4796 3 ай бұрын
It's because majority of people (viewers) don't even have the loan taking capacity/ability.....but can only afford doing some Small SIP's. Also buying real estate is very difficult in Indian families.. Parents ko apna makan chahiye, vo sheher m milega nahi gaav ki taraf young people nhi jana chahte..... Ghar ki decision making vaise bhi nahi ho rahi. Parents (mostly) don't help financially if property is not of theirs choice.Ankur wariku is just a content creator, It's all for views .
@thenitin1988
@thenitin1988 3 ай бұрын
EMI.. skip nahi kr sakte ... pr Sip skip kr sakte hai emergency mein ... 😊 Haan ye Sach hai ye sab kahaani peise waalo ki hai .., bhai yo Peale Ghar Bana lo 😊
@priyankapandey6017
@priyankapandey6017 3 ай бұрын
Current situation in Bangalore Sarjapur, bellandur, Whitefield area is that you will not get a flat available for rental easily. Both rent and maintenance is paid by the tenant along with hefty house security. Buying a house is a security which is recession and future pandamic possibility proof.
@ashboy7968
@ashboy7968 2 ай бұрын
Thanks to Metro, it's far better to purchase a flat in places like JP Nagar, North Bangalore or traditional Kannadiga areas rather than pay inflated costs to own flats in Whitefield, Sarjapur Rd, Bellandur. The Metro construction will be completed in 2-3 years until which time one can stay in rent in the above places and move to JP Nagar, North Bengaluru by 2028. You will see a massive crash in rentals in the IT Areas of Bangalore due to multiple reasons, IT hiring has moved up the value chain, means fewer people with higher salaries, and impact of AI on coding jobs will be felt in 2-3 years where companies will start massive hiring in Tier 2 cities because they can get decent employees at lower costs as AI is doing bulk of the coding and one only needs skills to fine tune and QA. In summary, in 2-3 years only flats which are 3BHK plus or Villas will be sold in IT areas and folks holding smaller flats as investment will struggle to find tenants and will have to sell at a distress.
@Shivansh-x6p
@Shivansh-x6p 2 ай бұрын
@@ashboy7968you have no idea about how it and ai works lol
@Manish-g6z1h
@Manish-g6z1h Ай бұрын
Guruji apka contetn top notch hai, aur jo aap second person ki mimicry karte ho "to kya kare SIP band kardein" ek number
@moraleducation4132
@moraleducation4132 Ай бұрын
Me bhi band karna chah raha hu
@KnowledgeAdda351
@KnowledgeAdda351 3 ай бұрын
Ghar bhi ek depreciating assett hai aaj aapko jitna rent mil raha hi 10 saal baad utna nehin milega.. Plus you have to bear repair cost etc...
@explorerhimu9166
@explorerhimu9166 2 ай бұрын
Maturity is when you realise, his words doesn't sound pleasing to ears, but actually he is correct 💯
@balkrishanarora5298
@balkrishanarora5298 2 ай бұрын
Yes agreed start financial channel. In financial channel agreed only one video in a week/month is enough. 👍🙏🙏
@agnitchatterjee
@agnitchatterjee 2 ай бұрын
A very fresh and straight forward perspective about life in general! Thank you Sir..
@ejsvlogs92
@ejsvlogs92 2 ай бұрын
sir spitting facts....and requesting youth to grow their ACTIVE INCIME...
@SumitGurugramRealEstate
@SumitGurugramRealEstate 3 ай бұрын
काल, समय ,स्थान…….. all decisions based on these things
@two8915
@two8915 2 ай бұрын
naukri chala gaya kahi kuch hogya jisay emi pay krnY ka koi option hi nhi tb uss flat ka kya hoga? gaya na flat. because of SIP market may inflow ayga companies ko fund milyga economy k lia b acha h. so dont sit and make fool of yourself.
@ramparkash5041
@ramparkash5041 3 ай бұрын
Different from others. 6% growth+6% inflation (increasing population). Your view on expected returns considering these factors please. No doubt your content and view is practical ❤
@rahuldayal1038
@rahuldayal1038 3 ай бұрын
I totally agree on elaichi, I have checked multiple times on Indiamart, but this is similar to all the spices or products which have limited origin and limited usage
@katzvit
@katzvit 3 ай бұрын
Dividend yield is calculated as % of market price of the stock. Rental yield is also calculated as % of market price of the property. Where's the disconnect? The point is if both dividend yield and rental yield is the same then the higher performing asset is the one with higher asset appreciation potential.
@katzvit
@katzvit 3 ай бұрын
It's useful for those who don't disclose rent in their ITR filing. Else dividend income and rental income both can be taxed at the same potential rate.
@noorbhatia
@noorbhatia Ай бұрын
Thats true no body tells you sir you are really intelligent man
@sparshagrawal5596
@sparshagrawal5596 3 ай бұрын
Yes please, we need a financial channel.
@JumpingBag
@JumpingBag 3 ай бұрын
90's k kid's ka kala sach.. Gurujiii Touch feet
@RahulPrajapat-u4t
@RahulPrajapat-u4t Ай бұрын
Yes, we want to learn from your knowledge
@conceptofgrowth
@conceptofgrowth Ай бұрын
Pr jb 10 Crore k ghr pe 30L Rent milega to use pe DIRECTLY 30% TAX DENA PADEGA whereas Mutual fund break krne pe srf 12% k aas paas Bt Yes its LEVERAGE that truly provides Edge while investing in REAL ESTATE Thanks Guru Ji
@sumitghosh5029
@sumitghosh5029 19 күн бұрын
Yes, we want. Sir ek chiz bata dijiie jaisa batate hain monthly 5k dalne se wo utna crore ho jaiga kya wo really me maximum cases me hota hai kya agar koi sach me 20-25 sal tak invest kare without any breaking and all.
@s_cbty7268
@s_cbty7268 2 ай бұрын
Agreed....... Without income investment is not possible in any asset class
@pavanborade4341
@pavanborade4341 3 ай бұрын
After Reading Comments, I can sense. Sab ko Desi Ghee nahi pachata...... Left out...jo Influencer ke chakkar me kahi kuch le nahi paye
@harshawardhantalegaonkar9162
@harshawardhantalegaonkar9162 3 ай бұрын
Hahaha true that , its about money , people are going through recency bias The RE is tough to bought But SIP is nothing but gullak
@amitiiim20052008
@amitiiim20052008 3 ай бұрын
Great Guruji Vote for finance channel 👍
@hasan9166
@hasan9166 21 күн бұрын
Bar bar tu 1988 mein kyun jata hai? 😂 Guru jee, that was hilarious! Love your counter-statements and then your rebuttal!
@gomzify
@gomzify Ай бұрын
Your videos are incredible …. Experience bahut matter karta hai …
@somojitghosh6968
@somojitghosh6968 3 ай бұрын
Every asset class is designed as per specific requirements for specific individual based on their money, risk appetite, age etc.. All are good if right people are using it
@Asit-Vyas
@Asit-Vyas 3 ай бұрын
If home loan are given without mortgage on home then its fine. Mortgage makes investment on real estate risky. This is very significant difference in EMI and SIP.
@devindermarwaha5407
@devindermarwaha5407 2 ай бұрын
Very informative, every one have to look the things from every angle 👌…please open your channel
@Rahul-oy4bp
@Rahul-oy4bp Ай бұрын
Impressed with your content. Straightforward . :)
@rohittalwar5602
@rohittalwar5602 3 ай бұрын
also if after 15 years suppose SIP becomes say 5 crores...TIME VALUE OF MONEY means money value deceeases with time....that would be worth approx 3 crores if its worth 5 crores today...
@Sahibaathaiji
@Sahibaathaiji 3 ай бұрын
Maintenance cost is extra burden. Here in cities you have pay Lakhs for water tanker. Very pathetic situation.
@vishalchauhan847
@vishalchauhan847 3 ай бұрын
Yes, we need finance channel from you.
@SrinjoySinha10
@SrinjoySinha10 3 ай бұрын
Yes we need finance channel, need of the hour
@pbk9950
@pbk9950 3 ай бұрын
Your every lectures are so genuine and 100% factful.. thanks for guid us every time.. thank you sirji🌹🌹🙏🙏
@amirsavant8661
@amirsavant8661 3 ай бұрын
First asset must be your own residential property. Own house gives highest level of security. The rent outflow that you will save can be used for equity investment. Some people are doing other way around.
@randy1as
@randy1as 2 ай бұрын
First commercial the rent of which will give you house and money.
@adityaadsul9681
@adityaadsul9681 2 ай бұрын
Yes we want, on this channel. Thanks Sir
@rajeshkumar-zr4kn
@rajeshkumar-zr4kn 3 ай бұрын
As usual..wisdom in each sentence. Practical points for Indians..
@amitchopra22
@amitchopra22 3 ай бұрын
You are right actually... most if people who support SIP by investing 5/10K ...have not seen correction yet... Aaj kal excel per kam kar ke sab ameer ho gaya hai artifically.... do not understand the vaule of real state... better to do both if you have money ...
@saurabhkesharwani6143
@saurabhkesharwani6143 3 ай бұрын
Amit ji! Kai astrologers aisa bataa rahe hain ki 30 March 2025 ko graho ki ek aisi yuti ban rahi hai ki vinaash chalu ho jayega, share market crash ho jaayega, and aur bhi bahut kuch. And you being an astrologer as well, kya aap is vishaye me roshni daalne ke liye video banaayenge? 🙏🏻
@iam1264
@iam1264 3 ай бұрын
What makes you think future stock market return of a growing economy will be less that 15 percentage . Some say we should not see past returns, but can anyone see future return . Gueesing that future return would be 8 % is also a speculation with out any data
@_Autumn_x
@_Autumn_x Ай бұрын
I am very much agree with your Tips I am doing tha same way.
@MN-gi4xy
@MN-gi4xy 3 ай бұрын
Bhai sab real estate ko sar pe chadake hi sub prime crisis hua tha US mai.... Rehne ke hisaab se 1 Ghar thik hai but as an investment it sucks.... Boss real estate illiquid asset hai aur rent pe Dena itna aasan nahi... Tenant flat/property ki vaat laga dete hai...... Agar real estate ke badle mf ko 30-40 paalo... Life badal jayegi....
@amirsavant8661
@amirsavant8661 3 ай бұрын
One of your best videos. Thank you.
@zubinbhatt4692
@zubinbhatt4692 3 ай бұрын
Yes sir we need your Financial Channel.
@AdityaKadamMechanical
@AdityaKadamMechanical 2 ай бұрын
Land price is also not really constant growing asset. Today China has lost 30-50% value. Chinese people have stopped paying EMI.
@shilpasingh559
@shilpasingh559 3 ай бұрын
Sir ,aap hi sabsi right information dete ho.thank you for guidance.
@fthakker27
@fthakker27 Ай бұрын
Very balanced investment. Plz do not focus on demeaning others U have such a wonderful content to share with all, focus on improving ur predentation skill. U r fabulous
@sandeepmahale22
@sandeepmahale22 3 ай бұрын
Yes Guruji. We want finance channel
@2021creativemindset
@2021creativemindset 2 ай бұрын
You r right regarding gold price....
@For_greater_good
@For_greater_good 3 ай бұрын
Depends where you are… here in Mumbai it is ridiculous to buy a home. I’m fortunate we have it paid off but to buy another house seems stupid. It’s overvalued like crazy. Better if you have access to buy property abroad. Equity is largely in its initial stages for most people.
@gauravshankarwala519
@gauravshankarwala519 Ай бұрын
You r great sir ..sahi kaha hai aapne ...Thank you
@jitenderdahiya3718
@jitenderdahiya3718 3 ай бұрын
Liquidity is difficult in real estate. Mf is better.
@80sidd
@80sidd 3 ай бұрын
Also initial investment is high
@Travel.Electric
@Travel.Electric Ай бұрын
These days people change job, city, ... and staying in rented home is more economical... I can enjoy best in class Apartments at reasonable price.... and change my flat if it becomes far away from new job location or change in city... Happy Rental Person... Happy SIP
@randoanon
@randoanon 2 ай бұрын
Real Estate is a good asset, but: 1. Ticket size to buy a flat or a real estate property is very high. 2. Identifying a property which will give you good rental yield, and will appreciate fairly in future is tough. And such properties generally are costlier than average. This is why people start with MF. I am sure once they have healthy portfolio size everyone at least thinks of buying a property.
@vivekjasani
@vivekjasani 2 ай бұрын
Simple chiz hai bhai.. You can not liquidate one room or one balcony.. In Mutual fund we can do that.. Liquidity is the biggest concern in real estate.. Invest karna hai to Land or Plot sahi hai.. Apartments se to always SIP achha hai
@arcotmanoj1449
@arcotmanoj1449 3 ай бұрын
yes sir we want financial channel ❤❤
@hitesh11111
@hitesh11111 3 ай бұрын
U r smart ..u really understand common man psychology..shak shak shak 😅
@sguchait
@sguchait 2 ай бұрын
Yes, i need a finance channel from you. Please start.
@amrutnandedkar2840
@amrutnandedkar2840 3 ай бұрын
100% agree with you guruji With god's grace my monthly expense is now majorly funded by rent from multiple small flats.
@rajmaiti
@rajmaiti 2 ай бұрын
2 things which will stays forever gold and land for longer horizon more than 30 years. Rest everything will change stock market, property rate, government policy. And now days government is changing the policies so frequently, it’s difficult to plan for long term l.
@deepakgupta1876
@deepakgupta1876 3 ай бұрын
Sir , kya bat rationalise kiya hai. Kash people can find balance in thinking. Rather than over concentrating on one type of asset.
@IamRahul_369
@IamRahul_369 3 ай бұрын
Zabardastttttt Mazzaaaaa Aa Gayaaaaa! 🔥✨🔥
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