Six facts to know about debt mutual funds before investing!

[@rajendrabehera9860]

Please make video every day,if not possible every week atleast.Sir your experience is really needed

[@mohanroyal8432]

I am sooooooo happy to listen to you always sir. I have contacted Fee only Sebi Registered person after seeing your vedios. Earlier I used to invest 100% in equity with around10 funds. After listening to you. I strongly fixed to 60% equity and 40% debt eventhoug my goal ahead 14 years.

[@Ishanth788]

Welcome back sir, waiting for your videos for long time..

[@Ishanth788]

Finally he is back

[@rajendranselvarathnam7307]

பட்டு சார்! இனிய தீபாவளி நல்வாழ்த்துக்கள்!

[@sudharsansathiamoorthy1075]

Wish you a very happy Diwali to you and your family members Sir!!

[@sambanthamsankar7782]

Pattu sir camera quality good sir plz put tamil video as well

[@balajikrishnamurthy4437]

Happy Diwali Guru ❤

[@saipraveen7018]

Happy Diwali Sir & THANKS A LOT

[@kwondo_22_mars]

Happy deepawali pattu sir 🎉

[@the_great_india]

Happy to listen to you ❤

[@mohanroyal8432]

Happy Deepavali sir....

[@gayathri3704]

Happy Diwali to u ND ur family sir

[@jishnu18]

Personally I invest only in Liquid fund for emergency and for short term goals(1-2) yrs use a money market fund.

[@sukantasagar9492]

Happy Diwali sir......

[@ramamoorthyh]

Sir, Happy Deepavali.

[@rahulbawankule5658]

Happy Diwali Sir 🎉

[@gamejash3990]

Happy Diwali Sir :)

[@Parthochatt]

Happy Diwali & Welcome back sir! I have a question sir. I hold UTI Nifty 50 Index + ICICI Nifty Next 50 Index + Parag Parikh Flexi cap in a 40:30:30 ratio for my long term savings (>20 yrs). I am thinking of adding 10% Nifty Midcap 150 Index to it by reducing the Nifty 50 Index by 10% . Will it be beneficial? This is part of my 60% equity allocation. 40% is in debt like PPF & EPF

[@K2Maji]

Happy Deepaboli.

[@rajakkt3709]

Happy diwali sir 🎉 💥🎇. Tamil version?

[@MSVNKP]

Respected sir, I know nothing about the current scenario of investment ...Could you please talk about for beginners ....? For example if a person has 50K salary, how much to invest? Where to invest ? Without taking risks. Thanks in advance sir.

[@chetangupta5]

Happy Diwali, sir 🙏

[@VENUM-m1w]

Happy diwali

[@sowndharyasundar7276]

Hi sir. Freefincal follower since 2015. Other than your perspective towards money, i like your videos in Lifestyle section playlist. Been missing them since few months. Would be valiable to share your thoughts if you find time

[@Udayan12345]

Is there any CAGR calculator (online) which show the return from SIP done on monthly basis ? How to arrive at CAGR if the SIP is increased on yearly basis and lastly, How can I find out if the mutual fund houses are showing accurate SIP returns in their charts. Please share your thoughts.

[@saibaba369]

Good morning sir, Happy Diwali 🪔 I’m currently investing in the Tata Digital India Fund and the ICICI Prudential Technology Fund, contributing 3k to each. I’d appreciate your guidance on whether it would be better to continue with both funds or focus on just one. Your valuable advice and thoughts on this would be greatly appreciated.

[@surajmohanty7418]

Hi Pattu, I am a 26 years old salaried individual. I have a Nifty 50(40%), a Midcap(35%), a Smallcap (25%) fund in my portfolio. Can you please review this and can i deversify in small caps like adding another one with less overlapping? Thoughts on that please

[@nellai-kavin]

Hi sir Tamil video panuga sir pls

[@ab2rahman]

Hi @pattu sir, debt mutual fund is not alternative for FD. How about investing on gilt debt funds as emergency fund? I like to pick lower risk funds for emergency funds which you suggest gilt funds or short term funds?

[@narayanansl6179]

Gilt funds are higher in RR curve (Risk-Return, higher NAV volatility) amongs debt fund categories. For emergency purposes FDs are the best that can be liquidated instantly at short notice via online banking. Still if you need to use debt mfs one can use Liquid debt funds. Still T+1 or T+2 time taken generally to get into bank ac in emeregency. (Anything higher like Ultra short term, MoneyMkt, Floater, Short term have more risk and NAV will be volatile. )

[@luck-xi2je]

Sir I started to invest in LIC sip mutual fund is right to be invest in that sir

[@praveenparthiban3153]

Sir any plans for explaining physics related topics..

[@prathameshjoshi6899]

Happi diwali 🎉

[@Sri_Krish1555]

Sir can you make an update to Alpha low volatility 30 index please?

[@mcgamingu]

I'm really confused after seeing so many videos.. 1. I'm saving 30k per month so i started looking for a new bike it costs around 2.75lakhs to 3 lakhs.. so i dropped and planned to buy car 2. After seeing so much of videos which car to buy, used one or new, checked all apps then understood it's depreciating asset and planned to not buy car or bike after 3 months of plan.. 3. Now i don't want to keep 30k per month in bank, so i study about sip, ppf, nsc, gold, land, apartments,... 4. Every video is telling sip is not good go for swp then someone says invest in stock, invest in corp bond, invest in mf, invest insurance Finally seeing all these videos in feeling like KZbin videos and its algorithm is making people like us to invest in one place so the sharks and whales will profit... So much of over thinking made me to not start any where... I'm bit in starting trouble and not investing in anything..

[@depakranjanb6717]

Don't believe people who says swp is better than sip. They never talk about the risks associated with swp.

[@praveenbalajibalasubramani116]

Analysis Paralysis. Act.

[@jayanththyagarajan9745]

Sir can you talk about ETF, BEES and MF.

[@mainprashant89]

If the share market is closed due to war for a year can we redeem debt funds?

[@srbharadwaj]

Happy Deepavali!!! A video on target mutual funds? pros/cons etc?

[@ChandraMohan-f6m]

Avoid channels like behindwoods.. there only the anchor talks more than the subject matter experts !

[@pattufreefincal]

Not all of them as you will see soon!

[@ChandraMohan-f6m]

@pattufreefincal oh that's good to know

[@srivallim1370]

Sir, can you pls create a video on 'does it make sense to invest in private company bonds like navi, u-gro, profectus, protium, etc. which are being offered by various platforms like WINT, etc. Can we consider this for investments? As I see, ratings of these offered bonds are A+ & below.

[@pattufreefincal]

No, it does not. That is all.

[@narayanansl6179]

How does debt mutual funds differ from NPS pension products that use debt instruments in terms of the debt instruments used safety/risk and returns potential ? i ask bcos if someone doesnt have/want NPS or govt pension and wants to stick to debt mutual funds (gilt and little bit corp bond fund for long term from big AMCs) is it OK or these NPS debt managers take some additional scrutiny to avoid ILFS or credit events ? thx in adv

[@narayanansl6179]

Well, upon reading some articles i myself found answers. With recent changes to NPS esp NPS Tier 2 scheme G, scheme C are much better than respective Debt mutual funds for long term debt needs though avg maturity profile may be a bit higher in some pfm vs debt funds of few AMCs but the low expenses, higher return potential in NPS Tier 2 eventually beats here and taxation same in both. Also Tier 2 is fully withdrawable just like debt mfs almost. Overall NPS Tier 2 debt much better but needs NPS Tier 1 ac active. One interesting fact is some credit events in past like ILFS did affect few debt mutual funds but not NPS debt schemes. Also for short term needs still one can use liquid/Money mkt of debt funds.

[@vijayakumar7145]

Dear sir Please upload this video in Tamil language also

[@stalindsouza1925]

Hello sir. Good day. Could yu help me as a 25year old. I am investing only in stocks till date. Could yu guide or say any article to read where we can set our futuristic goals on right track. 1. I want to retire at the age of 50. and want to start my own business could you guide us sir.

[@pattufreefincal]

See freefincal.com/at-22-how-should-i-design-my-investment-portfolio-and-invest-regularly/

[@saranya813]

Sir, just a generic question - Can a amc see how much I invest in other amc’s when I do kyc?

[@pattufreefincal]

no

[@sharemarketsothanaikal9563]

Pattu sir na option trading pandra enaku age26 na 5 years trade pandra but profit panna mudila 😢5 years around 4L kitta loss panniten ippa kuda enna la trade pannama iruka mudila trading addiction la irunthu epdi veliya varathunu oru video podunga pls 😢 trading pandrathala ethaiyum focus panna mudila profit pana happy loss panna antha day ve romba kastma aiduthu Pls any suggestion for me😢

[@pattufreefincal]

Stop. That is the only way forward

[@sowjanyar767]

Pattu sir,iam 40 years old woman, i have 3 lakhs with me,which i got from my father,i want to invest in mutual funds ,i have no mutual funds before,i am not a working woman. Could you please suggest index fund or active fund ,i can invest in.I have no idea sir,please advice Minimum 10 to 15 years locking period

[@pattufreefincal]

Pl get professional help freefincal.com/list-of-fee-only-financial-planners-in-india/

[@jayakumar9976]

Quality is 720p max pattu sir.

[@pattufreefincal]

I saw that. Seems higher resol to me. Got to check

[@upasanakaushal1632]

Does anyone knows email id of Pattu Sir ?.....If yes.... please share....

[@pattufreefincal]

As long as it is not investment advice you can write to [e-mail]

[@abineshv7230]

Sir i want to your contact number please 🙏

[@pattufreefincal]

I do not offer investment advice. For anything else, pl email to [e-mail]

[@upasanakaushal1632]

Happy Diwali Sir.... kindly share your email id.