Stupid People think Eating Out Keeps you Poor

[@pinkcharms]

What people think Kevin means: Eating out makes you rich! What Kevin actually means: You’d still be poor whether you eat out or not if you don’t learn how to make money

[@MeetKevin]

pretty much exactly; pinning

[@excellvargas8625]

Real estate or not, it doesn't change the fact that you can save more if you dont eat outside.

[@arjund.4817]

@@MeetKevin well you just come across as an asshole with no point. Literally what you are preaching and what two cents is saying is completely different. No way... earning more money makes you richer :0. All they are saying is you can save a LOT of money by not eating out, and you're an idiot if you think that's false. Proof that having money can't buy common sense.

[@ihague4568]

@@excellvargas8625 Bingo. Kevin is just trying to springboard off of the success of 2 Cents, by trying unsuccessfully to disprove the basic premise of the video.

[@joeyGalileoHotto]

Basically saved me 20 minutes of watching this video lol

[@acoatofgold5627]

As a coffeeshop employee, I believe this Two Cents video. Every morning we see the same people who order $15 worth of things for breakfast for one person, a man who spends $60 for his office, and then they’ll come back for lunch and order another $20. It’s insane. I tend to eat our expired food because I can’t afford it. I’ve never understood how people eat out all the time.

[@djhbomb2988]

I think Kevin’s perception is partially skewed here. He said himself that he eats breakfast, lunch and dinner at home and eats out occasionally for socializing & spending time with his wife. So yes. He basically lives what they are saying. I think there are many more people that eat out as often as the 2 cents video depicts than he thinks.

[@ilianaqz1220]

we used to bd that way and were so broke with a decent salary. There is a lot of those specially in big cities.

[@davidlynch7704]

Yeah I only made 30k at full time while living at home and I ordered lunch every day which added up to about $60 a week not including going out with friends or family. That was about $3,120 a year. Adding in extra food expenses maybe $4,000 a year. Those numbers are much easier to handle when you make $75k like in the video, but I think two cents is targeted at a younger demographic that makes around what I make, not wealthier more mature adults. Looking back I would have saved that $240 a month. $240 a month on eating out is a lot when you only make $2,000 a month. The fastest way to build wealth all depends on your current income and spending habits imo.

[@dashdash_peacecampaign]

Exactly what I mean

[@daviepageviews4521]

Matters how much money you make. If you make 100k a year and live in Ohio it makes no difference. If you make 100k in DC it would make a much larger difference

[@bsktballman08]

Agreed. I think he missed the point of this video entirely. I think their point is don’t needlessly spend. In fact, that’s a common theme on their channel.

[@SC-gh6gd]

"Don't buy food, just rent it." - Kevin OLeary

[@m.morininvestor9920]

🤣

[@husssein5153]

you want fish? I got fish

[@RomilCPatel]

“Don’t buy food just use Uber, it cheaper” - Kevin O Leary

[@cumxnxdiexwitxme]

Lmfao!

[@planesense7390]

Dont just buy food eat some and sell the rest for a 7% royalty in perpetuity--- Kevin O'Leary :))

[@beckylurealestate1441]

This feels like he just wants to argue for argue's sake.....

[@kennethsinger561]

If you mean Kevin then I completely agree. That's what this whole channel is made of...

[@beckylurealestate1441]

Yes.... I meant Kevin.... 😂 😂

[@Keolalaulani]

Completely agree

[@sl4983]

And that's okay with me! :)

[@MeetKevin]

Responding to this comment in a video tomorrow

[@masonhill2945]

“If you’re trying to cut back, eating at home may be the easiest way to save money.” This guy: “Looking for money? Just buy real estate! Just buy a whole new house and rent it out! It’s so easy!!”

[@Eweyhen]

So, I watched this until the very end... I watched the PBS video before you made this one, and honestly dude, you missed the mark on this one. Not only did you miss the point of the video, which was to put eating out into perspective, but you blatantly skewed the video by not including the bit at the end where PBS said “now, we’re not saying you should NEVER eat out..” Really misleading. Two Cents is a great channel to watch. Finally, they just want people to be more mindful of their spending. I think we all want that. But don’t try to discredit a channel by not including bits that don’t fit your narrative. Try watching the entire video next time before giving commentary.

[@samuelhardy5882]

Kyle A I agree 100%

[@vladgrigoruta1343]

I couldn't agree more.

[@sl4983]

I already knew PBS was sheeple media.

[@bocrow1268]

Bingo

[@sl4983]

It's PBS.

[@calvinraab8798]

It's never just one thing that keeps you poor its a collection of many small things.

[@DamonLeeK]

🙌

[@syguzman5739]

Calvin ❤ I like you because I agree with you on so many subjects!

[@raymondflores5176]

like voting bernie sanders

[@ponderosafuture]

🎯🎯🎯

[@davematt7]

@Fuzzybucket Again, a choice. Sacrifice and learn a trade or obtain a (worthwhile) degree.

[@777Skeptic]

Kevin's the kind of guy who if you told him you were drinking water, he'll somehow spin the conversation into buying homes with water in them and you should join his real estate group - all while refuting an argument you didn't make.

[@TriEdgeGaming]

Their example "jake" is like literally every person at my work in their late 20's/early 30's. I feel "jake" is more common than u give credit.

[@1gearwrench]

Sorry You totally missed the mark on this one bud. The 2 cents video is spot on.

[@fabiogasperini5868]

I think you and others missed the point completely, and Kevin missed the mark in that the message was lost.

[@deepatterson1835]

Not exactly spot on 3:43 Gearwrench

[@babymama10212008]

No. Perhaps people are poor because companies dont pay living wages.

[@davematt7]

@@babymama10212008 No one is forcing you to work for them. Sacrifice to learn a trade or get a (worthwhile) degree. But stop blaming others for your poor choices. It really is that simple.

[@leonrobinson8180]

@@babymama10212008 Bullcrap. No one owes you a "living wage". If you're concerned about a minimum wage, you're not skilled enough

[@dsong00]

The advice from the original video is sound. Kevin is trying too hard to spin a topic not so relevant into fitting his channel content.

[@TheVirtualStealth]

I agree. Kevin is assuming what "normal" is or that everyone else has the same spending habits as him. There's a reason why Credit Cards are targetting people who eat out a lot. They brought it up at the beginning of the video. Americans are spending way more on eating out than before. The "Just because everyone else is doing it" point wasn't meant to be literal. But when all your friends are asking you to go out to eat, guess what, you're gonna dine out more. Their point was that it's normalized to dine out more. Not that someone says "Wow I should go eat fast food because it's the new Nae Nae."

[@warw]

100% agree

[@husssein5153]

what advice? to bring ur own drinks to save $2 ? why not just bring your own steak

[@thedebatemechannel4746]

@@husssein5153 I make $700 to $1000 more a month than my coworkers because I bring my lunch and buy groceries. They all eat out. Because of this and many other things like this, I own an ITalian exotic car and am about to potentially buy a 5 unit rental. My costs are so low I can save up a ton of money really fast AND have multiple vehicles. If I ate out and did this, I'd be broke and could not buy the house I want.

[@thedebatemechannel4746]

@The Oasis I'm good. LOL. Dont need any more money. #MoMoneyMoProblems

[@_Mute_]

I too feel you missed the point on this one. You know the audience of Two Cents and you know the point they are trying to make, to pay attention to where your money is going. I like you Kevin, but then I see you only interacting with positive comments and nothing with the challenging ones. :( That's a no from me dog.

[@kaythia-s9h]

I feel pretty much the same with this one.

[@harvestingseason2725]

Fax

[@brandonsconcertadventures2368]

I agree. Plus, if you call someone stupid in the video title, that just tells me that you don't really have a good argument and are trying to make up for it by insulting people.

[@thomassutherland5188]

I eat out every night at the homeless shelter.

[@djrickygaz]

Lmao

[@ryangonzales7716]

That's the best financial advice you could give to anyone lmfao

[@mouwlylee5014]

😂😂😂😂

[@deniceloya9990]

One day I sat down and added what my family spent on food and was shocked. It was an eye opening moment. That extra money is now budgeted elsewhere and wisely!

[@ChrisDAndrealifestyledesign]

Working in an office setting I see a lot of people who are chronic food buyers, spending money on food multiple times per day. Two Cents is simply targeting the majority of people who are like this and just go out to eat way too frequently, causing a huge drain on their already minuscule salary.

[@wisdomandlove1661]

maybe some of them have investments outside their job to cover the cost. If they don't then its unwise

[@misspriss2482]

@@wisdomandlove1661 Some of them do, but I know people who eat out 2-3 meals a day and yet complain about barely having money to put gas in the car.

[@TheMagicTaco]

Am I the only one who agrees with eating at home is best? Especially when you have a large family.. You save gas, time, money and you eat healthier.. And the money you save you can use it to buy investments..

[@ericduran7298]

I agree. Healthy is biggest savings down the line. Heart disease is leading killer and money maker for big pharma. Can't hang out with friends if you're dead.

[@1maybeline]

I agree eating at home is best especially bc it allows you to control the ingredients that go into the food you consume. Most restaurants usually use cheap ingredients bc after all they are businesses. You can chose good salts, oils, meats which eventually pay off with maintaining good health. In the long-term, you end up living a higher quality of life and spending less $ on meds.

[@bebrittanyable]

Eating at home is best for your pockets and your health

[@nicoleharrington9086]

Yes

[@josephwolf7552]

There is some validity to there video , if you make minimum wage spending 6000 on food will kill your budget if you make 150,000 a year it won’t hurt your budget.

[@kennethsinger561]

It will if you eat at very expensive restaurants regularly...

[@wolfsden6479]

its all about % of income

[@bobdobbs7828]

*their

[@mytuberforyou]

It'll still hurt your budget by the same amount $6000 a wealthy friend of mine once told me "A thousand bucks is a thousand bucks- it will buy me the same as it buys you" His net worth was about $60M, but he really put a new perspective on it for me.

[@laurasosa859]

As other people pointed out, I also think you missed the idea... Instead of seeing the bigger picture of how Two Cents was relating spending TOO much money on restaurant food over a long period of time (years or your whole life), you focused on how eating out in turn helps you get more work done or spending time with friends/date nights. That's not related to the argument of saving money. You could easily invite friends over and have home cooked meals and also plan out your day ahead and do your errands with half the cost and the money saved can go towards other important things, which is what they were trying to convey. I personally found Two Cents' video extremely real. I used to have a full time job and about 4/5 times of the week would order Uber Eats for breakfast, lunch and sometimes dinner if I worked a night shift. The amount of money I spent on outside food without realizing was astronomical, but I always thought of it as, "oh whatever, ill make it all back." and that to me is a slippery slope mentality when youre spending like $250 a month on outside food and youre caught in a constant cycle of needless spending. Its been a year since I last had a reliable paying job and I now only eat out about 2-3 a month all because I resulted to just cooking at home and meal prepping. I spend maybe $70-80 a month on groceries, and with that money I saved I contributed to my roth, ETFs, Wealthfront savings, even investing it into my future business. Its not that spending money on eating out makes people poor as a blanket statement, but its definitely something people (especially in the US) dont really take into account, and blindly spend thousands a year on this matter. As you mentioned in the description, you ARE a millennial millionaire, so possibly for you, no matter how much you eat out, the cost pays itself back fairly quickly and its nominal. For people in the middle class/ lower class, Two Cents is really just trying to make us be more smart with our money and realize that small food expenses DO add up and can affect our lives in different ways, but if we learn to face it and make changes, it will benefit us in the present and future.

[@MeetKevin]

Responding to this comment in a video tomorrow

[@laurasosa859]

@@MeetKevin Looking forward to seeing it! Your subs, including myself, love your channel and your content. Dont' let the nasty comments get to you. Focus on the ones that are respectfully trying to understand your perspective.

[@iamasmurf1122]

And this is why laura i dont ask women out on dates i seriously dont want to waste money on buying you women dinner because its bullshit

[@victoryscreeech]

@@iamasmurf1122 Laura doesn't want to date you, internet stranger. Your comment is so irrelevant it's laughable.

[@TartarianTopG]

@@MeetKevin what’s the video called

[@dominick951]

Ive seen plenty of people making a little above minimum wage spend money every day on Starbucks, going out to lunch, out for dinner almost everyday

[@sl4983]

And?

[@dominick951]

@@sl4983 I know I am arguing semantics but Kevin was saying not many people eat out BLD but ive seen it countless times.

[@Weebwhacker]

@@dominick951 becareful of responding to people saying "and?" it can go on infinitely

[@kmg91]

I eat out more then anyone in my life and have way more money . My friend looked me dead in the face and said you would probably have more money if you cooked at home while he was smoking a blunt and then heading to a bar like what. I save almost 600 dollars a month having roommates I can afford to spend 100 of it on eating out. And invest the other 500

[@CommandoMaster]

There are also people making 50k a year and have designer LV clothes/bags, a Rolex, driving a brand new BMW, etc. SURPRISE! Stupid people exist.

[@leongruneberg4844]

I'm a type 2 diabetic. Eating out is like planning a military operation and just not worth the effort.

[@jasonmandela8028]

Kevin we know you want to make a video every day but c'mon man... you are trying way too hard making this video. You and 2 cents PBS have very valid points. I think 2 cents is mostly aimed at college students who are broke. Your audience is different.

[@einfachnurleo7099]

I think so too. I´d go as far as to say that they give basic advice whilst he gives pro advice ;). Most americans/ people around the world go and eat out every other night just because they feel lazy or pressured to do so without realizing how much they actually spend. But going out is expensive. You are literally paying someone to be productive making your meal, whilst you spend the time to wait and chat a bit. Doing it every once in a while is fine, but otherwise its just a waste of money and sure potentially a lot of money that could be used elsewhere. Sure there are good reasons to go out and you might be able to safe some time, but to be honest most people are just lazy and end up spending even more time.

[@familyguypro1]

Excellent comment

[@jasonmandela8028]

@@einfachnurleo7099 That is so true. I think the Two Cents give awesome advice to people who are just being lazy or have little knowledge and awareness about finances. Kevin caters to other audience who are more advanced. Two different worlds. Not fair to refer to Two Cents as stupid or imply their content is. Also, KEVIN, remember they are reaching out to people that haven't even scratched the surface of financial education. I would even argue that Two Cents are prepping viewers to more advanced content like yours! In other words, once viewers graduate from their channel, they will go to channels like yours!!!

[@mattpresley3773]

Yeah he made a video the other day about a video he was making with wolf of Wall Street. I thought about send him a invoice for my wasted time.

[@MeetKevin]

Responding to this comment in a video tomorrow

[@ShaneHummus]

Kevin, I really like you content usually. You missed the mark on this video. The video they made is totally valid when you don't have much money. OBVIOUSLY when you're rich you really don't have to worry much about the cost of eating out and of course that's the way rich people think because they're more concerned with time than money. This is also why they fly on private jets that cost hundreds of thousands and sometimes millions a year to operate. Not everyone can be a rich person though and most rich people were very frugal when they started. Lifestyle inflation is also a legitimate problem that a ton of people mess up. Their points here are totally legit (besides the rewards crap at the grocery store point, you should get your groceries delivered). I think this video is too nitpicky and makes me respect your opinion less. I think you're grasping at straws here and making mountains our of molehills. Just my opinion.

[@MeetKevin]

Responding to this comment in a video tomorrow

[@jacqdanieles]

@Shane Hummus - The Success GPS - you summed it up perfectly!

[@Je.rone_]

The main reason I gave this comment a like was to turn 68 to 69🎭

[@ShaneHummus]

@@Je.rone_ that's a great reason haha

[@rawjor]

@@albundy3929 more people agree with him then not. I agree with Kevin on this one.

[@Kingelow1]

Not eating out is cutting expenses. Cutting expenses is great but can only do so much. A better way to fix your budget is to substantially increase your revenue. This is coming from somebody who doesn't own any real estate and has no emergency fund let alone savings. Don't judge me 🤷🏿‍♂️

[@Michael-jq1hl]

Kevin 2 weeks ago: $100 are $1800 of compounded interest. Kevin now: $100 is what a good meal is worth. Coherence.

[@TalkingChelsea]

Kevin, I don’t agree with you on this. The 2 Cent got their video spot on. They were nice in terms of pricing the food we eat out. By the time you include taxes and tips, one meal becomes $x60-$70. 2 Cent is never asking you not to eat out, they are saying out it down.

[@LX-tw7nl]

Graham would agree with their video. The guy eats nothing but hard boiled eggs 😀

[@karenkramer3760]

And $.30 ice coffees

[@DaygoG]

@@karenkramer3760 are you insane? Graham would never splurge like that. He'd have a stroke making such reckless financial choices. Its 20cent coffees.

[@karenkramer3760]

Omg. You're right! My bad

[@syguzman5739]

@@DaygoG 💛 ¿Cómo estás, amigo? 🤣

[@DaygoG]

@@syguzman5739 callate bruja 😂

[@dragonhero14]

I watched both videos and I still agree with the message Two Cents was trying to say. They weren't saying that eating out was bad or that it would make you poor(directly). They said that eating out more than you should can spend money that should've been invested into things like retirement via 401k and real estate(thus making you poorer in the long run). If you are able to cut your spending down a little bit you can be able to afford your down payment on your first home, payments on for a rent, etc. The reason why this video was created is because of the fact that many people these days are starting to cook less at home and just order food in or they go out to eat. Many people are bad at budgeting(not taught in school) as well so it's easy to see how food cost can get out of control, especially if you make a decent wage. The goal of the video was to cook more food at home and invest the saved money on their future(paying off student loans, car loans, investing into real estate, etc.)

[@Ari-zo7ve]

🙌🏻

[@sl4983]

Uhh yeah, so they recommend food delivery services

[@ericduran7298]

@@sl4983 the food service did throw me off too but... maybe in some highend areas it's still cheaper than eating out.

[@sl4983]

Eric Duran, some areas? Maybe if you normally eat out EVERY NIGHT.

[@ericduran7298]

@@sl4983 Sorry I meant to say some HIGHEND areas. I know parts of Boston and New York your out minimum $15 for parking or $10 for Lyft/ Uber. Also all plates in those shopping areas are minimum $15 and that not including drinks and tip. That's the only way I see those food services making it cheaper in those areas.

[@dante5052]

Just do fasting for 16 hours/a day ...and put the savings of food cost into the cryptomarket.... now you're working on both your wealth and your health.

[@BadBoiFX]

fasting is idiotic

[@dante5052]

@@BadBoiFX Fasting is health

[@omidfilms]

They are teaching you scarcity mindset in other words poverty mindset. Kevin is teaching you prosperity mindset that makes you financially free

[@Elarz948]

LOL they are teaching that you shouldn't consume more than you produce, that's the rich people mindset.

[@omidfilms]

Billy Ray Valentine Your time should be more valuable making money than saving money that’s the prosperity mindset.

[@sl4983]

Well said!!!!

[@sl4983]

@@Elarz948 They are SUGGESTING EXPENSIVE AS F FOOD DELIVERY SERVICES

[@pogiitv1640]

Indeed!

[@dominusnox8231]

They're right. Basic money management skills. Income is offense, budget is defense. Offense wins games, but defense wins championships. Be a champion, and always play the long game

[@Kill3rrockstar]

"Your homeless? Just buy a house"

[@amandalynncastonguay4810]

I think this is actually more accurate than you might realize. I work in an office and there are plenty of people that buy lunch every single day. I was in this habit myself for awhile. Especially as a single person living in the city with too many jobs, it can be far too easy to just get take out whenever you're hungry.

[@musicvixen24]

Each time I get delivery it's 30, and that's for one person. In December I ordered out 12 times. That's a student loan payment. Two cents is right

[@johnm3435]

My fiancé and I both work together and both are making 6 figures. We meal prep and take our meals with us and then heat them up at gas stations when we decide to take our lunch break. Meal prepping is a life saver. It’s not just about the money for me when it comes to food/eating out - it’s the unhealthy food itself and the time it takes to even go out to eat. I don’t expect others to do this but it works well for us and we love the way we look and feel great on top of it all.

[@ericduran7298]

Agree. Down the line making your own food, hopefully healthy, will save you money in the long run. I think we are the second or third most overweight country in the world and leading in heart disease.

[@dm_hater8388]

If you eat out 10x per week vs 1x per week and invested the difference, and you’re someone with a regular job, it’ll make a biiiig difference

[@84unisol]

I'm just gonna point out the one thing everyone's leaving out is TIME. your time is the most valuable resource the time you save eating out vs having to cook is not to be overlooked.

[@karenkramer3760]

True. I get paper plates and plastic utensils to help with the time cleaning up

[@jlina]

I totally thought that's where Kevin would go with this!

[@davi1]

​@@karenkramer3760plastic utensils are terrible for the planet

[@Guy_OFFICIAL]

@@davi1 cutting down trees is bad for this planet yet you have wooden guitar

[@frankchen4229]

So many recipes are quick and easy to make and you can always prep ingredients or dish components in advance and chuck them in the freezer or fridge ....

[@SeaBassTian]

"Don't even get me started on almond butter!" Hehe

[@kuanliu4253]

don't wasted your time watching this video.

[@bebrittanyable]

Eating at home allows you to know exactly what is going into your food - it is generally healthier- once you get sick you can’t build wealth bc you’d be too sick to work- eat out here n there vs regularly you will save money & feel better!

[@deta002]

Grant Cardone said, "You don’t have a spending problem. If you’re worried about expenses, the bottom line is, you have an income problem."

[@deta002]

@Marshall his answers were clear.

[@Teolulz]

Grant Cardone: "If you are buying SFR, you are not a real investor."

[@deta002]

@@Teolulz he started with SFR

[@Teolulz]

@@deta002 right. he's selling his fund.

[@polkim8089]

I can save $10 a day on food if I cook at home... but I have to waste over 1 hour a day on cooking and eating with same stuff.. the best way is to buy a cook chicken and bread and eat at home that is cheaper... we all know cooking at home only good if you have more then 1 person ... the more people the cheaper it gets...

[@Stephan5150]

The problem here is too many people listening to a guy that's barely done any living and just doesn't understand how the world really works. Most of the arguments here is just weak as hell, he just didn't have a good idea for a video topic this week lol.

[@sidehustletips]

You appear to be more than twice Kevin's age. What have you accomplished?

[@foxfiresidechats5227]

Stephan Doiron Every time I read someone type “you don’t know how the world really works” as their argument, 99 percent of the time, *that person, does not know how the world actually works lol.

[@harvestingseason2725]

Fax

[@davidfoust9767]

That 21 percent with no retirement savings is unlikely to be able to ever save up for the required down payment for a primary residence, even using an FHA loan, let alone a 20-30% down payment on a rental property. I agree owning real estate is the better option if you are settled in one place with secure employment but that isn't the case for a lot of people.

[@AndreiJikh]

How to eat food at 12 years old, so you're not hungry by 40 - Frugal people

[@Gazette2008]

Oh Andrei! I am waiting for your new stock recommendation!

[@TartarianTopG]

🤣🤣🤣

[@walterdiaz2003]

I don't eat out because I don't trust servers. I don't eat out because I like to cook. I don't like to eat out because I don't like food cooked by people I don't know. I trim my own hair. I fix my shoes. I fix my pants. I fix my pillows. I fix my shirts. I fix my apartment. I am a handy man. You do what you like to do. Good video though !!

[@AA-sq1xz]

The main expense in my budget before I actually cared about my finances was eating out. By paying attention to that category, I save at least $1000 a month. While it didn't make me poor, it surely didn't make me rich either. Pbs does have a valid point. They may have exaggerated a bit but nonetheless, valid points.

[@FromDream2RealityNow]

I tend to agree with eating out being a waste of money though. I’m addicted to eat out food and it costs a fortune. Plus eat out food is horrible for you and you’ll defo be at the dr’s more than if you are more healthy food from home. That being said, eating out “occasionally” is fine. Just keep it in the budget.

[@Orenady]

Different audiences. Borrowing MJ Demarco's classifications: Two Cents focuses on sidewalkers and tries to help them become slowlaners. Meet Kevin aims at slowlaners to become fastlaners. 'Do you think calling them "stupid people" is necessary as a reaction though?

[@harvestingseason2725]

Totally agree. That was very mediocre of him.

[@dr.honeypot6268]

bro i work in the food industry unfortunatly. and i can tell you that there are people that eat out for every meal. i just in the last week had 2 ladies that where in their late 40s or early 50s say that they literally cant cook and are there because their husbands where out of town and wouldn't be able to eat. i even asked if they could make stuff out of a box or anything and 1 said no.

[@superswingtrader5388]

Don't hate on 2cents

[@ObscureCooking]

Really.. I think Kevin should focus on real con artist like Grant Cardone

[@sl4983]

It was well disguised COMMERCIAL.

[@Myfrugallife]

Eating out is a waste of money, company or not. If you want to eat with a company, invite them to your house. Cooking saves me way more per hour than I make at work vs. taking my family to a restaurant.

[@DamonLeeK]

Avoiding the simple pleasures of life, like eating out, will not make you rich, it will actually make you poorer because you are operating from a poor perspective. I am all for saving money, but I am also all for enjoying life to the fullest. It is important to find a balance by being okay with spending money on the things you do enjoy.

[@kennethsinger561]

Spending $400 to $1000 instead of saving and investing doesn't keep people poor?

[@DamonLeeK]

@@kennethsinger561 It is circumstantial. I never threw out any numbers!

[@TheSolderingGuy007]

I don't see what he is disagreeing with here. He is simply doubling down on the points made by the two cents folks.

[@user-ww6ii6zn8m]

Great video Kevin! I haven't eaten any food in 2 weeks, I'm saving so much money its amazing, but I don't feel very well, what am I doing wrong?

[@joemorales6966]

Business meals are still tax-deductible.

[@justintaylor-moneymindset4073]

I think the main point here is to focus less on pinching pennies and focus more effort on driving more income

[@DamonLeeK]

@@manictiger Great system!

[@thabomboneni2994]

The comment section is more interesting and informative then the video itself

[@kylelougnot]

I want to see graham stephan with his 19 cent ice coffee do a react video to your react video.

[@danmac0]

Kevin, I'm not your principal anymore.

[@davidmyers2419]

Another real-estate guy taking a dump on simple personal financial advice that would help the little guy get ahead.

[@InvestingRobinhoodInvestor]

Build wealth by increasing your income and decreasing expenses!

[@ObscureCooking]

Really isnt that how Graham got rich

[@jordanroberts7931]

@@ObscureCooking Graham got rich by making $200,000/mo. The dude could've spent 90% of his income and still become wealthy. But yes, for everyone else, you want to both decrease expenses and increase income. Not just 1.

[@jonathannava3397]

Let’s be honest Kevin I can’t find no house in Southern California for 250k lol

[@apprenticefelix7740]

Kern county

[@MeetKevin]

Responding to this comment in a video tomorrow

[@raymondflores5176]

and yall blame everyone but democrats

[@jonathannava3397]

Raymond Flores 😏 red states are cheaper 👌

[@GxGNoir]

Raymond Flores I blame democrats only

[@kraveshack8342]

This reminds me of fox news attempting to convince their viewers by yelling into the camera and attempting to condescend the opposite party.

[@cetriyasArtnComicsChannel]

On an extra side note, a lot of grocery stores do sell pre-cooked food that is much cheaper than going out while still maintaining the convenience of not having to cook your own meal

[@ThomasGapinski]

Dining out gets expensive particularly when you have a couple of teenage kids. Two Cents does a good job explaining basic financial concepts. Not everyone is cut out to be a landlord. Kevin, when are you going to pull down that guitar and sweep pick some arpeggios?

[@aaronb92]

Kevin used to make good videos. Now it's just clickbait videos made for the sake of argument.

[@AverageJoeInvestor]

*GREAT VIDEO KEVIN!* It’s not about the eating out, it’s about the budget!! If you have allocated a certain amount each month to eating out and you are saving money each month, then it’s not a big deal. #Budget4TheWin Great video! 😎👍🏻

[@PointB1ank]

I used to eat out / get delivery at least 4 days a week but then I started realizing how much I was spending on food every week. I now eat out 1 day a week max and cook all my meals at home for the other 6. Not only have a saved a TON of money, I'm actually happier with the quality of the meals I've been eating. There's no, "I can't believe I just spent 30 dollars on this meal: it's not even that good, and gone already." That being said, my eating habits weren't the only thing I changed to improve my financial situation, which I guess is kinda the point of this video.

[@sl4983]

I bring at least half of my meal home and save it. Lasts for a few more meals.

[@lindak509]

I’m a Realstate junkie I don’t have to worry about spending money on eating out! You’ll never increase your wealth unless you own a Realstate. That’s my 2 cents people!

[@DSNCB919]

Eating out sure keeps you fat and its deff cheaper (healthier too) to cook your own

[@MeetKevin]

Responding to this comment in a video tomorrow

[@DSNCB919]

@@MeetKevin I win I win!

[@CamdenMcInnis]

You can buy a week worth of food with one night out.

[@MeetKevin]

*Edit #2: Expect a response video explaining tomorrow.* I read every single comment and I *strongly* believe there is a misunderstanding here that I might have to clarify in another video. I did not say Two Cents was stupid for thinking the cumulative costs of eating out are bad. In fact, I said that I agreed with them in that fact at 8:45 -- except I take it a *step further* and show how always eating out *IS BAD.* This makes me wonder if people leaving nasty comments actually watched the content, despite them saying they did. Further, I offer a *different perspective* -- which is what I do on this channel: If you want to build wealth, eating out is not *the only reason* you're poor. Edit 1: Sometimes I wonder if people just read the title (which I admit is aggressive), then just look for something nasty to say.

[@TheVirtualStealth]

Kevin, I watched it fully. I watch many of your videos. Maybe that's not what you meant yhis video to say but it's obvious your audience did not take it that way. Videos are like art. The creator's intentions are 2nd to the messags the viewers get out of it.

[@kennethsinger561]

No, dude. Look at 6our video title!

[@kennethsinger561]

It's like you don't even read your own video titles!

[@MeetKevin]

Edit: 3 hours later, I pin this. Oops.

[@ericduran7298]

A principal once told a teacher. "It's not what you tell your students, it's what they hear." People didn't leave nasty comments. Some just didn't agree with your overall stance on the video. Felt like 2cents generalized the situation and then you generalized the issues 2cents had.

[@stevenk4920]

I don’t think they’re saying to never go out to eat. Having a balance between how much you spend on going out to eat and cooking at home is good for both your health and wallet. The little amount you can save could be put towards your savings or investments like a stock portfolio.

[@HtxRam]

I mean I always used to eat out for lunch ever single day and then I made a change and just stopped eating out and you believe how much money I was saving by making my own lunches

[@sl4983]

True but the commercial was literally a commercial for food delivery services

[@sethpawlik]

Kevin doesn't have any kids (I think). Try taking 3 kids out to eat, even at a fast food restaurant. It gets expensive PDQ- pretty darn quick.

[@alexandergames7843]

I think you just missed the ball on this one man. The video just doesn't resonate well. Better luck on the next one 👍

[@TheTable_Oklahoma]

I have a family of 5 with 3 different food allergys so eating out is so expensive! So it's easier and cheeper to cook at home and that way we don't have to worry about cross contamination and dealing with bad reaction.

[@marktalksmoney1956]

Eating out is way more expensive, unhealthy, and time consuming, I cook simple fast and bulk meal prep.

[@beckychiang2667]

I feel sorry that you have to justify so hard for eating out. You want to eat out, you go ahead. Relax dude. It’s just your retirement money. Who knows if one will ever get it.

[@sl4983]

THEIR COMMERCIAL WAS ULTIMATELY AN AD FOR GROCERY DELIVERY SERVICES!!!! That part of their commercial invalidated their whole point.

[@taylorbew1854]

You mentioned the issue isn't eating out, but bad money habits/habits in general. They are saying the same thing you are saying, just focusing on a more specific example. Their videos are to be taken with nuance, as they say in some fashion in every video, including this one.

[@kaloyannikolchev5482]

Kevin ran out of topics

[@ihague4568]

Seriously Kevin why pick apart this video? The basic premise is irrefutable. You spend more at a restaurant than you do to make the food yourself. Of course, this alone is not a clear path to riches, but is part of a larger financial plan. You can own a home AND not eat out. If you don't eat out, you can pay off the mortgage faster.

[@karmasutra4774]

Or you can earn enough to do it all . But yeah he seems like reaching on this

[@ericduran7298]

Kevin brought you subscribers and now they're leaving. Had to see what this video was all about. Keep it neutral and informative. You have a great channel. Maybe eating out is getting to you. Keep it healthy to avoid large medical cost down the line. Take it easy. Some say business meals are 50% deductible.

[@mohsinkalanjiam]

I love two cent channel, That channel is practical, fact and Usefull. Good things are often bitter and tough, but the result worths.

[@JeffWybo]

Eating out 5 times per week? Wow. Wouldn’t that be nice. 😂

[@PatriotsFanSince92]

For anyone what lives a morally-just life it is never about getting rich. It’s about paying your bills, eventually owning property, and spending time with your family.

[@jduioe]

Do keto and invest in real estate. You will end up healthy and wealthy.

[@philv2529]

keto is awesome it gives me tooooonnnnsss of fucking energy. well also i gave up sugar

[@rosea2350]

I do not think eating at home save that much money, sure it does but not a lot. Fasting is the key!

[@karmasutra4774]

OMAD is the way to eat out and still save and stay healthier

[@jokersdelights4435]

Ah yes coming from someone who has clearly never struggled in his life

[@thelegendnotmyth7071]

This man will beef with anyone that breathes lol

[@syguzman5739]

10:13 "That's called LIVING, that's called LIFE, that gives you PURPOSE!" ❤ *THANK* *YOU!* I agree with you, Kevin! That's Julia and her husband Philip and while they are adorable and kind hearted folks, I feel PBS created "2 Cents" for people who: 1. Don't have much money 2. Struggle with money 3. Live paycheck to paycheck One of their 1st videos was about 'How Cars Keep You Poor' and suggests you should ride Uber/Lyft or public transportation which made me think of Kevin O'Leary. 💖 Again, Philip and Julia are beautiful people but they are reading a script written for a channel aimed at viewers who are in need of financial support- not for investors, the business-minded or financially comfortable adults.

[@lemontea000]

What’s wrong with riding transportation if you can if it’s much cheaper than owning a car? 2 Cents have a broad audience far more than Kevin imo. I’ve seen people living paycheck to paycheck and still invested in market. Being a working people plus saving money or being investor are not mutually exclusive. I think you and Kevin missed this crucial point. The video seems very polarized and categorized just because someone is doing differently. At the end of the day, not everything in life are based of a ‘return of investment’. Like how do you calculate, quality of life? Many people can learn a lot from that 2 cents video. I’ll go as far as to say this video was disservice to viewers out there. Could potentially send a dangerous message for those who aren’t that capable.

[@syguzman5739]

@@lemontea000 : I rode public transportation for YEARS before I bought my 1st car. Nothing is wrong with public transportation, however, after purchasing my vehicle (which was a pre-owned, little Toyota) it was so convenient to get to work, the grocery store, and get things done without having to stand outside and wait for a bus every day. Yes, I had to pay for car insurance and purchase gasoline twice a month but the feeling of getting things done in such a convenient and efficient way worked out for me much better than when I relied on the bus. Example: It took me 1.5 hours to get to college on the bus, 20 minutes by car. I would get home at 7:00pm by bus, 5:30 / 5:40 by car depending on traffic. I'm in a better place in life, both personally and financially. I'm grateful for my vehicle (now I drive a Kia Optima). I have money, a comfortable life, and my future is set. No worries 🧡

[@newbeginnings9457]

Amazon Prime is keeping people poor!😂

[@karmasutra4774]

Amen

[@franciscomonteromorgado3287]

You took this way too personally 😂

[@Je.rone_]

*Spending less money on going out to restaurants and bars is sound financial advice for lower income people* Don't really see why that is "stupid" *I Hate to make the following presumption but* It seems that perspective you give in this video is that of someone who interacts with poor people with little to no frequency(maybe you interact with middle class people who think their poor because of bad money management), or the perspective of someone who has never been poor or that of someone who hasn't been poor in many years and has forgotten what it's like a bit. I haven't the time to fully dive into this but I'll say this: Many of the paupers i know/encounter would take at least 2 to 4 years to increase their income/earning potential in any meaningful lasting way; so during that somewhat arbitrarily assigned 2 to 4 Period lowering expenditures such as going out to eat and bars is sound advice for low income Individuals. E.g if you make $2,000 a month and spend $300 a month on food (as I've seen frequently, give or take $100) That's 15% of their income. Even after increasing their income they often have significant outstanding liabilities and they increase their expenditures equal to or greater than their rate of Income increase. This is because an increase income doesn't equal an increase in financial education, (side note:and as your income increases one may have greater access to loans.) I make this point to say a lot of the financial KZbinrs (especially the younger ones) often say variations of "focus on increasing your income", which is sound advice but often down play (to varying degrees) the importance of lowering expenses as a percentage of income. I have a medium sized, albeit not random in a pure statistically sense, sample of individuals I've heard talk about their financial situation, and it appears to me many people have a spending problem more than an income problem. *Giving them more income is like trying to fix a leaking pimp by putting more water in the pipe.* So that brief, albeit incomplete, summary is my general thoughts on the matter. 💪

[@MeetKevin]

Watch the followup too I like your perspectives

[@bigrudowsky]

I work with plenty of people that eat out that much, breakfast,lunch and sometimes dinner, it seems outrageous, but I do believe that many people fit the category.

[@rishireddy8878]

Eating out is fine once in a while. I eat out once a week

[@ThomasG1231]

Kevin, I really need to buy your course but I'm poor and I can't afford it. Meanwhile I'm going to eat out for lunch everyday. See what I did there? I think 2 cents is great for the masses, which is their target market. Just like Dave Ramsey, terrible advice for an entrepreneur, great for the masses.