Tesla Insurance: Pros, Cons, & My Experience

In this video I go over some pros and cons of Tesla Insurance, and then I share my experience with it, although my experience has been mostly negative.
In summary, Tesla insurance is cheap and easy to use. The ease of using the Tesla software that you may know from your car is the same way when it comes to Tesla insurance, and rates are cheap - especially when you get a good safety score.
However, if you ever get in an accident or need to speak to a person, it is nearly impossible with Tesla insurance. Which can be incredibly frustrating.
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#tesla #teslainsurance

[@vegasteslafamily]

UPDATE: Today I got a new adjuster! It’s been almost a month since I posted this video. Still have not heard from anyone until today!

[@SFzip]

keep us posted

[@foys777]

I just dropped off my Model3 at that same location. I also have Tesla insurance, Tesla app says waiting for estimates, I call my Tesla claim adjuster to no avail.😂 I hope I’m not paying my deductible since the fault is not mine. The other party agreed that their insurance will pay for the damage. Fingers crossed.

[@vegasteslafamily]

@@foys777 very curious to what happens. Very similar to my situation, I had to pay my deductible, almost 4 months later I still have not heard from my new adjuster and have not gotten my deductible

[@vegasteslafamily]

UPDATE: left a few voicemails with my new adjuster, asking for a call/text/email back for some update. Absolutely nothing yet 🙃

[@foys777]

UPDATE: I finally picked up my model 3 yesterday. I had to pay my deductible out of my pocket while my Tesla insurance reimbursed after they’re done beefing with other parties insurance, so they said 😂. Now I wait. Again fingers crossed.

[@JoseDiaz-f7o]

I’ve had to use Tesla insurance twice and it went well. I was in a collision (driver hit me) and I filed a claim. Driver didn’t have insurance. Owner of the truck didn’t have insurance. The only thing that annoyed me was Farmers. Apparently the owner cancelled his insurance before I got hit and I needed a letter from Farmers stating it to provide to Tesla. I thought Tesla should’ve been contacting Farmers but in the end I wasn’t charged a deductible. So, no complaints from me.

[@vegasteslafamily]

This is encouraging to hear

[@ashishpatel350]

lol safety score. whats next a social credit score?

[@vegasteslafamily]

A robotaxi!

[@WinterXR7]

To be fair its what lets them make it so cheap, if you drive like a maniac you pay like one and if you drive like a regular human you pay like one.

[@ashishpatel350]

@@WinterXR7 not really driving style changes from time to time especially when in rush hour traffic. Hard braking raises your rates. Also where you drive also raises your rates . If you work or live or visit friends and family in a shady areas your rates go up.

[@MonsieurDumas]

I've had a similar experience. I had significant issues getting hold of the Tesla insurance folks. The Tesla certified repair place had problems getting hold of them. In the end, the repair place held my Tesla hostage for an extra week because Tesla refused to pay the final repair amount. They eventually took pity on me and released my car while they worked out the payment with Telsa. I still have Tesla insurance because it is so much less expensive than everyone else.

[@vegasteslafamily]

This is sad to hear but not surprising. Seems the case for most

[@SFOtoLIH]

I had Tesla insurance, but found the customer service was so bad, I ended up going back to AAA insurance.

[@vegasteslafamily]

In the same boat

[@JacobGagoOfficial]

The only reason we all go to tesla insurance is ONLY because it's the Cheapest option for those are not under a group insurance or have a long-term loyalty insurance with another provider.

[@vegasteslafamily]

That seems to be their play unfortunately. The right move if you never have to use them for anything

[@rogergarza6133]

In TX I was paying between $70 and $115 per month with Tesla ins. My previous company quoted me $3000 for the year. I recently added my son who just got his license and a 09 Nissan that he will be driving. Monthly only went up to $135. It was going to be $250 per month for him alone with previous company.

[@vegasteslafamily]

That’s honestly not too bad! Tesla insurance is usually good on price. It’s the customer service that seems to be a coinflip

[@emazonreviews6269]

This is your Tesla adjuster, 1) I’m sorry 2) we need more travel vlogs to move forward with your claim !! 😂😂😂😂😎😎😎😎

[@vegasteslafamily]

Give me my money back 😂

[@TrendyStone]

We've had Tesla insurance on my wife's Tesla MY but I kept Allstate on my own Tesla M3 and our other cars + house. My wife needed a new windshield after a rock broke it and Tesla was very responsive, quick and helpful. And I pay significantly less than I do w/ Allstate.

[@vegasteslafamily]

This is encouraging to hear. What state?

[@TrendyStone]

@@vegasteslafamily Utah. They seem to have stepped up their game in the last year.

[@floppyjalopy94]

What are people paying in the USA for Tesla insurance?? In Australia we pay between $3500-6000 a year it’s absolutely horrible. Previous $40k Toyota Corolla hybrid was $1200 a year.

[@vegasteslafamily]

That’s crazy! For BOTH our model Y and model 3, we’re at about $250-280/month

[@Puckett.]

If that’s true that’s criminally high. I’m 30 years old, full coverage, drive a $25k Toyota, have good driving history and pay about $100 a month.

[@SupremeDonuts]

seems like tesla insurance might be a huge headache .. i’m debating if it’s worth the $100 savings /month for me here in CA. I have allstate right now for 3 vehicles and looking at adding insurance for a new model Y.

[@vegasteslafamily]

It’s great until you actually have to use it, then it’s a coin flip. Maybe Allstate gives a bundle discount for multiple cars?

[@bimapras]

I am sorry to hear about your bad claim experience. FYI Tesla is not an Insurance company. The actual insurance carrier is State National Insurance Company Inc. There is a good reason why the rates is “Cheaper “ than other carriers: they don’t have insurance agents and don’t hire enough professionals adjusters like the big carrier such as State Farm. You get what you pay for.

[@vegasteslafamily]

This is true, I learned this after posting this video and hearing from you all. You truly do get what you pay for.

[@jruerph]

I use USAA which was cheaper than Tesla quote and can adjust coverages on website or app. Also, excellent customer service and no long waits on the phone.

[@vegasteslafamily]

This is encouraging to hear. Will be looking into it myself

[@michaelwittman1935]

I use Erie they pay in one week or less they dont jerk you around you send a picture then send a check. Really easy and I would say within 10% of the lower cost companies. We have been with Erie for 30 years, and we bundle our home policy with all our cars this is the cheapest way. Love Erie!

[@shodnett1975]

Do you plan on keeping Tesla Insurance after this or will you start getting quotes from other providers?

[@vegasteslafamily]

Unless I get an influx of more comments with positive experience proving my case is an outlier, likely not keeping it.

[@shodnett1975]

@@vegasteslafamily I only had one claim last year for a broken windshield. Didn't really have any issues but everything had to be done through email which was kind of annoying.

[@vegasteslafamily]

@@shodnett1975 I wouldn’t mind that, as long as it gets DONE through email. My claim is still open, still waiting reimbursement, still awaiting responses, etc.

[@chrismcelroy5193]

Don’t come to Florida insurance is such a joke. Probably why Tesla insurance is not available here.

[@Da-King-of-Swing]

That Sucks! Its bad enough dealing with any company or business customer service is horrendous for past 20 years but when you can make contact with someone or dont get call backs it can be infuriating 🤬

[@vegasteslafamily]

It feels illegal how many times I’ve reached out without any response

[@mrsoccergod5001]

How cheap is it... give us numbers..

[@vegasteslafamily]

So many factors play into rates but we pay 250-280/mo for our model 3 and model y

[@IslandGyalQ]

@@vegasteslafamilyis that each?

[@vegasteslafamily]

Combined

[@sharpie132]

​@vegasteslafamily that's not bad

[@spencer1663]

Does anyone know if/how the late night driving portion causes major decreases in safety score? I work a night shift so the late night driving is not really avoidable, and is the only thing I'm hesitant about for Tesla insurance

[@vegasteslafamily]

Sorry I wouldn’t know personally

[@funroach]

I work the evening shift and drive home between 11pm and midnight weekdays. The tesla app has a safety score simulator and if I start off at a safety score of 100 and I just modify the Late Night Driving metric factor only, the simulator shows it drops from a score of 100 at $109/month to a score of 87 at $207/month. I have a 2022 M3P with a low deductible. You're safety score will get dinged on the highway because you need like 4 car lengths lead ahead of you and when people cut you off it does ding your score, but with FSD your safety score isn't effected (FSD also does not improve your safety score.) Also the safety score is tied to the car so multiple drivers will effect the score.

[@dariusslay279]

I have a friend that has Tesla and night driving after 10pm dings your score a lot. Some questions I don’t understand why people don’t answer them it literally says on the app. I guess the brand loyalty won’t let them say. But in short yes it dings your score from 10pm to 4am is considered a safety risk to Tesla

[@DrAnthonyTLadson]

Hmm how they know you driving at night🧐🧐. Oh they monitoring your driving. Oh watching you drive ing. Will become normal soon.

[@Lucas_scott_batman]

Someone with Tesla InSurance bumped into me, got the videos got the evidence but it’s been almost 6 months. No answer. Adjuster refuses to speak to me.

[@vegasteslafamily]

They have such a great job. They get hired and don’t have to do it.

[@richard1113]

This sounds terrible! I guess I should be thankful that Tesla insurance is not available in FL. Say, you mentioned Safety Score... I have never seen this in the app and I've done thousands of miles now. I used FSD on a 10 day road trip, nada. Is that still a thing? Also, you mentioned refinancing... did Tesla/Wells Fargo charge you a fee for ending your loan early? Thanks!

[@vegasteslafamily]

@@richard1113 I didn’t get charged anything for ending my loan early! Also the safety score may only be visible to Tesla insurance customers

[@Sanjay9442]

I experienced tesla safety score while trying to get FSD beta before it was released to every body. My experience was that Tesla wants drivers to drive like grand ma - do not accelerate to quickly, do not use breaks at all. I opted out at the time and will not even try to get tesla insurance for this reason. I do not trust Tesla. Each of my service experience with Tesla has been poor.

[@vegasteslafamily]

@@Sanjay9442 the measurements are different in each state. No acceleration dings in nevada

[@johnwjeromejr]

Sounds like Tesla Insurance stipulates driver performance metrics through a monitoring device on your car. That a real dealbreaker if you have one of the Performance or Plaid models. What's the point of having a super high-performance car if you can only drive it slow or risk losing your insurance or having your rates go sky high?? Just one track day can tank your Tesla Insurance.

[@vegasteslafamily]

Tesla insurance doesn’t track excessive acceleration

[@funroach]

Not for acceleration. Also excessive speeding is not a big hit too, not that I would know ;-} The biggest hit factors to the score are unsafe following and forward collisions, these take awhile to neutralize with some good driving later.

[@sammychung4156]

You can't go over 85 mph.

[@janiesantonacita2395]

When you get your first Tesla, like I will, can you sign up for the Tesla Insurance through the app? Like i’ hoping to do.

[@vegasteslafamily]

Yes! It should be available right away From my understanding.

[@kyblbrd1]

Yes you can. I’m waiting to schedule delivery appointment and I can add the insurance then

[@rainerrain9689]

You can only sign up for Tesla insurance once you get your Tesla VIN number. I know this because I just read it on Tesla website.

[@rainerrain9689]

@@kyblbrd1 Yes you can only sign up for Tesla insurance once you get your Tesla VIN number. I know this because I just read it on Tesla website.

[@bryanlau3216]

Wow 😮Elon definitely needs to crack the whip in his customer service department…bad customer service is the most frustrating thing customers have to deal with…I would with Geico or Progressive. Allstate customer service is suck as well. They assign you an agent but like you said no luck that agent ever respond!

[@vegasteslafamily]

Incredibly frustrating. But it is cheap, and maybe this is how they cut cost. You get what you pay for!

[@TheGlennGlennSound]

PLEASE AVOID TESLA INSURANCE. bad customer service

[@vegasteslafamily]

This is true

[@mrsdisney5320]

Thanks for the video. Just got my 24 MYP yesterday. Shopping around for insurance as we speak. I have State Farm currently and they have always been pretty great to deal with. I’ve had multiple accidents (all not my fault) and they have been pretty responsive. I feel like if the savings is significant than it may outweigh the cons. Just depends on what you can put up with. 😅

[@vegasteslafamily]

To each their own, but yes, depends on how much you save to determine if poor (or no) customer service is worth it!

[@seantiz]

None of these problems will surprise anyone who has had an issue with Tesla’s service centers. The similarities are striking. Being ghosted, no customer service, nowhere to turn to, answers that are partial or ignore other questions you have submitted, etc. it’s classic Tesla.

[@vegasteslafamily]

Unfortunately this seems to be true. Although I have to say the Tesla service team in vegas was great to me.

[@ryanclee01]

What state do you live in? Looking into it for CA but it looks like they don’t base insurance premiums based on safety score here?

[@vegasteslafamily]

Interesting! Were in Nevada

[@Amcchun]

Luckily safety score is not required for CA insurance otherwise I probably would not get Tesla insurance. I'd prefer to drive freely and not have to worry about my score.

[@cellman1829]

Great video as always. I could never use Tesla insurance mainly for the safety score especially when a person gets dinged for driving in the middle of the night !!! Hello some people have to leave for work at that time like me !!! Ridiculous. I just want to drive my car the way I want to drive and not have big brother watching over me. That is why I don't do the other types of devices that other insurance companies utilize to essentially do the same thing to be able to offer a cheaper rate. There are so many variables for example hard braking lets say a car cuts you off , hello hard brake. No thanks and not being able to get a hold of actual person to talk to in a time of need , no thanks. I'm a good driver. I have StateFarm and their customer service is great. My insurance only went up 90'sh dollars when I got my reengineered M3 LR last month and I'm ok with that especially knowing I can have a live person talk to me when I'm going through a traumatic event. ( Oh yeah I absolutely love this car !!! It's a beast in its own right ) Aaron PHX AZ

[@cellman1829]

Oh yeah this is the general feeling I get from a new owners perspective. The app is awesome but trying to get a hold of them is a literal pain in my butt like I have an appointment to see a proctologist that is how painful it is 😂😂. I try texting through the app or text the " dealer " to no avail. Sometimes they eventually respond sometimes nothing. I knew this going in from asking different people but when you I do finally get a hold of someone they are very helpful. I still love my car , I love Tesla and will only get a Tesla.

[@vegasteslafamily]

You sound like my buddy Frankie! 😂 Tesla doesn’t care if you drive at night in Nevada but they ding you in Illinois. Don’t know why that is.

[@cellman1829]

@@vegasteslafamily maybe they figure not many people drive at night in Nevada as to Illinois 🤔🤔 I would think it would be the same rules in every state but it makes sense you go by demographics etc. It is retarded in any case. Some people have to drive at night oh I just thought about it duh what about Uber and Lyft 😁😁

[@Random_Innovation]

Does anyone else have an issue with false forward collision alerts? They raid my tesla insurance & I can do anything about it.

[@vegasteslafamily]

They get me a few times, not enough to make a significant impact on my score though

[@MrPreet23]

So you save on Gas but then pay around $150-200 in insurance on an average for Tesla. I fail to understand how there is savings. l pay on an average $1000 for 5 years in maintenance where in Tesla is around 600-700 on Model Y. I drive around 10k miles a year

[@vegasteslafamily]

Nice! Teslas are the lowest cars to maintain over a 5 year span.

[@MrPreet23]

@@vegasteslafamily Yes, but insurance is expensive so it kind of balance out . I do not see a saving here for someone who drives 10k a year . For someone who drives more than 20k miles a year then yes it makes sense to go electric

[@VishalRaoOnYouTube]

Does the safety monitoring take a break when I'm in Track Mode V3? I just ordered a Model 3 Performance. How am I supposed to take it to the track?

[@vegasteslafamily]

I honestly don’t know. One or 2 days at the track won’t kill your score too bad though. But I would hope it does pause. Good question sorry

[@VishalRaoOnYouTube]

@@vegasteslafamily Thank you for the prompt response!

[@george6319]

You should demand your case be reassigned to a new adjuster

[@vegasteslafamily]

I did! But demand to who? No one got back to me

[@Stephen-G]

How do you get the safety score to populate on the app? I dont have anything lol

[@vegasteslafamily]

It only pops up once you have Tesla insurance

[@danielsemmens6640]

So big bottom line is what is cost per month super clickbait

[@vegasteslafamily]

What do you mean

[@IceManGav1]

I mean it's different for everyone. How old the car is, how many miles, your age, and driving history(zip code is a huge factor too) . I pay something average for a 2022

[@vegasteslafamily]

@@IceManGav1we pay $250-280/month. Tesla is typically cheapest. But you get what you pay for. Is it worth saving a few extra bucks to potentially deal with this? This is the reason I made this video, to help you answer that question.

[@tmoneytingz]

Tesla insurance is the worse if you get into any type of accident. There is no one you can call for claims only email and they take weeks to respond

[@vegasteslafamily]

This is unfortunately trie

[@tmoneytingz]

If I may ask how long did it take for you to get your situation overall situated through Tesla insurance? . Once they responded to you did the process go smoothly after that or was it still a drag ? Thank you for the response

[@vegasteslafamily]

@@tmoneytingz we are still waiting for a response and our deductible back ☠️

[@tmoneytingz]

@@vegasteslafamily oh my god so how long has it been in total ?

[@OrangeCountyProductions]

I don’t think it’s worth paying less if your getting bad costumer services

[@vegasteslafamily]

Yep!

[@stevesedio1656]

Geico is about $100 a month more than the Tesla quote. Geico has been very easy to work with. Based in this review, I'm staying with Geico.

[@vegasteslafamily]

Can’t blame you. Sucks to pay more but sucks even more when something happens and you get no help.

[@hazelbell6984]

autopilot disengaged? Does that mean it had to shut off due to your attentiveness or due to the driver stopping autopilot from crashing?!

[@vegasteslafamily]

@@hazelbell6984 no, if it asks you to nah the wheel and you ignore it it’ll give you this warning

[@phillipbruni2434]

Your video should be titled great price easy set up, sucks when you need to file a claim.😊 Not sure if anyone has commented, but I’ve been in, so many accidents, before 30 almost all me, since 30 I’ve been run into Generally rule of thumb on insurance, going through your own, is if you’re not at fault, and someone else caused the accident, then you’ll pay your deductible and after the claim is paid, they’ll subrogation the other insurance company for recovery. Some insurance company regardless of outcome of subrogation, whatever is recovered, you get your deductible repaid first. Some insurance your the last to get repaid. In my opinion, and it’s just my preference, even when someone else is at fault I rather go through my insurance and have them figure it all out. That’s what in paying them for, and I use a smaller company out of Ohio. If we’re making progress every 3-5 days I call that success in Insurance land, and usually my car is either settled/repaired, and subrogation is complete in 60-90 days days aprox. If I don’t have progress every 3-5 business days I’ll speak to someone else or my agent, we’ll make a plan by when to give the person more time or to follow up with someone else. I become the squeaky wheel and they just want me to go away and go back to paying my insurance 😂

[@vegasteslafamily]

This first sentence sums it up well lol

[@DrAnthonyTLadson]

So basically they are monitor your driving through the Tesla computer in the car. Cameras and all.not good naw. Have to get use to become the norm

[@vegasteslafamily]

That’s fair

[@sinistur0204]

Hey, I just got Tesla insurance a couple days ago. I live here in Nevada. Where do you go to find your personal scoring stats???

[@vegasteslafamily]

The safety score section in the Tesla app

[@Vastfill]

Man if they're not there for you when you need them it's not worth it. I'd rather pay a little more for insurance that's actually there to help me when I need them

[@vegasteslafamily]

This is fair and why I made this video. Still haven’t heard from Anyone

[@Vastfill]

@@vegasteslafamily I appreciate the video, I'm planning on getting a Tesla next year, looks like I'll be going with another insurance company!

[@norinatto718]

Wait so in Las Vegas, we don't get penalize for late night driving? I just thought it didn't show up yet since i haven't used the car during late hours lol... wow thanks for letting me know!

[@vegasteslafamily]

Yes! As of now. Can always change though

[@andrewcyvas6327]

You can do all that with USAA which is how I have my Tesla insured in Tennessee. I also jave a safety score which is graded based on hard braking phone handling and hands free calling.

[@vegasteslafamily]

This is good to know

[@DawudHyatitravels]

Doesn’t sound like there are any pros to having tesla insurance. Hopefully you get straightened out soon.

[@vegasteslafamily]

Price is the biggest one

[@makkader9762]

How did you address or not get penalized for forward collisions warning? This warning is always wrong but you don’t have issue there it seems.

[@vegasteslafamily]

It dings sometimes wrongfully so, has a minimal impact on our safety score

[@nvasudeva]

Just curious how much you are paying for your insurance premium and how old is your driving history ?

[@vegasteslafamily]

We’ve been driving for 12-14 years. Together for our 3 and Y we pay between $250-280 per month depending on our score

[@markanthony5719]

Lord imagine how much insurance is here in Vegas!😮 still looking into the Y though

[@vegasteslafamily]

For the 3 and Y, we pay about $250-280/mo

[@cpangws]

We will all find out that Elon may be the greatest con artist of this era.

[@vegasteslafamily]

Can’t wait!

[@michaelwittman1935]

Tesla is rough on any interaction with texts. Even before we bought our car we had questions of a serious nature with our financing but it took 24 hours to get a response text and even then it was basic and not generally helpful. I had to resubmit the question asking for specific responses. Seemed like our advisor should be delivering pizzas and not working in customer service. Unless you talked about his pink tesla then he seemed interested in your issues.

[@vegasteslafamily]

24 hours is a very quick response by Tesla standards

[@michaelwittman1935]

@@vegasteslafamily lol...well my last purchase was with honda that took about 6 hours with similar finance. But the car was on site and we drove it home the same day. Any questions I had I could ask a team of people and they were answered professionally. I guess im old school but I like a bunch of people going to work for me they want to sell the car and are highly motivated to get banks moving forward.

[@peterkn2]

The safety score metrics they use is enough of a deterrent for me.

[@vegasteslafamily]

Fair enough!

[@dbarn5324]

Customer service issues seem to be universal with all insurance companies. I'm having the same issue with State Farm on home water damage. They aren't as bad as Tesla because eventually when trying to call my adjuster, who never calls me back, I do eventually call different numbers with them and get through to someone. It's still real frustrating.

[@vegasteslafamily]

Tesla doesn’t have different numbers to call. When I tried to reach out to to Allstate, the guy who hit med insurance, they’d get back to me immediately

[@dbarn5324]

@@vegasteslafamily not being able talk to a human sucks I agree. I brought my car in to them for a fender repair that was bent and they told me they don't do bodywork so I'm taking to a local body shop. I waited 2 weeks to hear that and which could have just been figured out over the phone with one phone call.

[@craighermle7727]

Cost differential? Given the same coverage without naming names and excluding the Lizzard, how much less expensive was Tesla? I'm not fond of Tesla's one-way calls, and service center mentality. I couldn't contend with that nonsense if I had an ins claim, especially if I wasn't at fault. Is Tesla insurance a fixed rate for a year or does it vary month to month? Thel latter was my impression.

[@vegasteslafamily]

It varies month to month as your score changes month to month. We pay about 250-280/month for our model 3 and model y

[@craighermle7727]

@@vegasteslafamily THanks, I'm currently paying about 1400 for a 24 Y long range. I had a 24 I4m50 and that when up to almost 2k a year with a safe driving record. I had Geico in the past on ICE cars, but I found they don't car what you own or how new it is, if they get get non OEM parts ttey will. Thanks for the feed back!

[@savvysupastar]

Good Day! Did you purchase GAP with your Tesla Insurance? I bought a new Y that i have refused to take delivery until i know i have GAP. It was surprising to find Chase Bank will NOT offer GAP at the time of signing/delivery. I just found out yesterday Tesla Insurance offers GAP, but i have to call 2mrw. So far, the quote for coverage is the same monthly price. However, the coverage is considerably better. I understand dealing with accidents is never fun in general however hopefully accidents are far and few in between to not be a deterrent to save $$. This will be my 3rd Tesla in 3 years. Unfortunately this purchase has been nothing short of a disaster. The customer service at East Sahara is unacceptable. The entire staff including Alberto should be fired. He was too scared to talk to me yesterday let alone offer an apology since an investigation has been launched on the horrendous CS i experienced while attempting to take delivery on Thursday. Did you purchase GAP and what was the monthly cost difference?

[@vegasteslafamily]

Interesting! We got it on my model 3, not on the Y.

[@savvysupastar]

​@vegasteslafamily May i ask what the monthly cost difference was to add the Gap on the 3?

[@vegasteslafamily]

@@savvysupastar I honestly don’t know only because we didn’t get a quote without the GAP insurance I’m sorry

[@savvysupastar]

@vegasteslafamily OK, then. Thanks for your time and speedy response. Cheers

[@fpark101]

Claim part needs overhsul

[@vegasteslafamily]

Absolutely

[@Basnican]

You should give numbers $

[@vegasteslafamily]

It varies on so many factors! We pay about $250-280/mo combined

[@shorn250]

Mines is 147 a month

[@vegasteslafamily]

Not bad!

[@beelust4312]

Bumper 😮 I have Tesla Ins!!!! Maybe I need to shop around 🤔.

[@vegasteslafamily]

Haha maybe!

[@macewank9024]

Tesla's quote to insure my M3 was higher than my current premium is to insure my house, M3, AND ICE vehicle through another provider. The M3 and ICE vehicle both have the same coverage Tesla was quoting Kinda wild how much it varies.

[@graysonwagner1855]

Saw your story on Wamm Bamm Tesla Cam

[@vegasteslafamily]

That’s crazy! From who I’ve spoken to, Tesla insurance is usually right in line or cheaper

[@vegasteslafamily]

Haha! 😄

[@macewank9024]

@@vegasteslafamily yeah I was shocked. Tesla quoted me $150/mo in IL. I got a quote from State Farm to add to my existing policy and they were like "$50 extra". DONE!

[@bryanreese132]

Super helpful

[@vegasteslafamily]

Thank you

[@avayu2289]

Sorry but Teslas are for people who can’t afford Ferraris. EVs all across the board are over priced beta products. You would be better off paying off your house. If you don’t own hard asset real estate it is most likely that you are still wasting your money on pie in the sky junk that depreciates the minute you drive off the lot.

[@vegasteslafamily]

This is definitely going to be a screenshot and share sort of comment 😂 thanks!

[@vegasteslafamily]

Ferraris are for people who can’t afford gold Bugattis

[@markanthony5719]

@@vegasteslafamilyshe’s Jealous with a capital Cee U Next Tuesday! 😂

[@prettyhatemachine101]

This is up there with the dumbest takes ever.

[@seantiz]

And why are you watching this channel?