The 8 BEST Ways To Build Wealth In Your 20s

[@NateOBrien]

Next video: How to invest as a toddler

[@DGBAntho]

As a newborn 😂

[@loydputnam4697]

yeeees

[@notsquidwardo9720]

April fools vid?

[@andrewhernandez3750]

Hey toddlers it’s graham here

[@KingOmega123]

Genius

[@DollHead.]

1:27 Build your Credit Score 3:57 Get job experience 6:15 Start a business 7:45 Go invest everything 10:43 Live like you're broke 13:03 -Create multiple sources of income -Stay away from bad debt -Stay Healthy

[@grahamfan]

Nice! Thank you for doing that.

[@MiguelPerez-fx9jw]

Thank you for the timeline. As a veteran in this channel these videos are becoming repetitive in topics

[@MeetLou]

ty

[@LastFallenSentinel]

Thanks for saving my time!

[@cybergirlk8780]

dogecoin and onlyfns

[@alexdigirolamo5062]

I absolutely loved that you mentioned the health aspect because not many people touch on the fact that motivation levels actually increase as your lifestyle habits become healthier.

[@harrisonkarn2078]

“Act broke to stay rich” is more true and serious than most people think

[@sydnimapu646]

i’m 20 years old with absolutely 0 knowledge in finances & real estate. i’ve been terrible at saving. my credit is good could be better. better i’m so pumped and motivated to learn and get better and be knowledgeable!! i’m so excited

[@kennyhoang7761]

Because of your videos Graham, me and my girlfriend started investing in our twenties and now live very frugally. I can't express in words how much you've helped us out!

[@Marktinbury]

When you invest you're buying a day you don't have to work

[@allisonmatt6314]

I almost lost my daughter due to my poor financial life, all thanks to Sonia for helping me, God bless you abundantly, keep fighting!!!

[@sususstheomongus4264]

I'm curious who is Mrs Sonia and how did she save your daughter?

[@mbalimaka6393]

Investment is a stepping stone to SUCCESS, investing is what creates wealth

[@allisonmatt6314]

It was God who saved her through Sonia's help, a friend of mine introduced me to her, she manages his account

[@allisonmatt6314]

I invested with her and I keep making $7000 every single week with her new strategy, I was able to pay off my debts in the hospital and save my daughter's life

[@commandery3574]

you’re literally doing the Lord’s Work Graham, some of us really didn’t have ANYONE to tell us or explain these things (matter fact my mom is VERY anti credit cards-we were immigrants), and especially since a lot of us at this age are already struggling with ourselves, social life, building a career, the outside world, relationships, etc, nevermind mental or emotional issues, it all gets to be a lot. so having someone just say “literally do this, this and this and you’re off to a great start” omg bless you 😭❤️❤️❤️

[@johnlewis8934]

I really hope you take the advice and use it to your advantage

[@Andy-ou9lp]

@@johnlewis8934 Yeah it’s really good advice, I got my first credit card from him at 18 and eventually went on to average $2-3k in sales every month.

[@josephvanderstelt4200]

I love it when he calls us Graham

[@InvestorCenter]

I’m 23 and have a net worth of $275,000. I remember watching Graham a few years ago when my net worth was 0

[@MrNGTfan123]

That’s great! I’m subscribed to you, it’s cool to know we are in similar situations at similar ages. Although I admit your a bit further ahead of me in terms of net worth.

[@grahamfan]

That is really great to hear. Thank you very much for watching. It appears to be helping a lot. 😊😎

[@InvestorCenter]

@@MrNGTfan123 hey man! I’m sure you are making great progress!

[@Mistyfgdf]

18 and networth of $1 million I remember when I was first watching graham learning about stocks a year ago

[@imsleep6706]

I’m 10 months old with an 18 million dollar net worth. 🙏🙏🙏 God has treated me good

[@glamdawling]

I started working when I was 13. At the time, getting a $100 stipend every two weeks was like earning a million dollars. I’m still grateful for that opportunity to work and gain experience at such a young age.

[@grahamfan]

That is a great way to start out. Thank you for sharing your story. 😊😎

[@acevisionaire8621]

Even though I am near 30 this is still helpful information. Living frugally, building credit and starting a business to have multiple streams of income is something I feel like all generations should learn. The responsibility of building one's future to flow into the next generation and learning key components of building character.

[@BeMyVforever]

How do I overcome the idea that I'm already over 26 years old and its too late for me? I'm still in school, 0 wealth, part-time job and feeling so behind on everything. I'd love to see a video for people feeling lost while in their late 20s, I think there's a demographic out there. I can't be the only one right?!

[@BaoTran-ls7oy]

Perhaps try to look at a bigger picture of your life, and try to work from there

[@BGOI125]

I think this is a sign that i should finally open my own auto detailing business. There’s one source of income, stocks is the second, and maybe even start posting detailing videos for a side income. Thanks for the push.

[@uberuberdude101]

this video content is gold.

[@evatuning7627]

Please do one for people in there 40's!

[@jonoliver5143]

My credit score just hit 723 today, I’m 19 and pretty excited to keep building it

[@grahamfan]

That is great! Keep up the great work. 😊😎👍

[@nowayitsjose1445]

@Russell dude.

[@GarrisonWolfe]

Absolutely stunning content Graham! It’s because of you I’m on the extreme fast track to become a successful 21 year old. It was because of you I got into the FIRE movement and begin my savings. It was because of you I started my Real Estate Business, which is booming! And it was because of you I started my Real Estate KZbin Channel. If you have any time out of your day, I’d be grateful for any further advice you could give on my channel. Thank you so much! Have an amazing day!

[@GamingGerry]

I’m not gonna lie to you Graham, this is my second account I’m trying to generate comments to get your attention one of the tactics I learned in your creator Academy

[@grantsolomon7417]

My favorite type of Graham Stephan videos.

[@gracegesalan5450]

Graham is now my financial advisor/life coach/business advisor 💪🏼

[@mstinamichele]

Working on convincing my daughter to start doing these things. She's not against it, but just slowly going about it. No one told me these things when I was her age and now guess how much I have saved for retirement.

[@abelt8721]

The people you surround yourself around is HUGE too!

[@Daniel_Braun]

Grind in your 20s. Build in your 30s. Relax in your 40s.

[@TheIcedCoffeeHour]

:D thats right

[@GrahamStephan]

Agreed!

[@MichelleMarki]

FIRE :D

[@CaptainSNES]

How is this video here with almost perfect timing for me, I started watching graham a week before I turned 18 with the video “what to do when you turn 18” and now less than a month before I turn 20 this video comes out

[@word42069]

i wish these videos existed when i was 18… but hey, at least I started when I was 25.

[@dedge511]

I already got the like button, Graham!

[@TheLaptopLegend]

Agreed man! The 20s are the time to go all out!!! Still waiting for you to have me on your podcast ;) 🔥

[@jdjr001]

Would love to see a version of this for your 30’s

[@bribri0612]

Personally I watched this at “perfect timing.” This was the best advice I’ve received in a while. Thank you Graham! I needed this

[@ToxicMisfitsYt]

Stuff like this works you just gotta have the mindset

[@jonahmammen2729]

Graham you give us so much value for free it's kinda crazy

[@TheCman-we3qu]

Woah I never noticed the zooming in over and over throughout your whole video! Such a good strategy to make people subconsciously interested😳

[@Abby-Brock]

Something I’ve realized is that getting a dog in my 20’s has made it quite difficult to save. I thought it would just be the cost of food - no - vet bills, food that provides proper nutrition, treats, boarding costs when we’re away, hotel fees if she comes with us, monthly pet fees to rent our apartment… it all costs a lot more than I ever expected to ensure they're properly cared for. I love my dog and wouldn’t trade her for the world 😊 But it’s definitely something to consider as I know a lot more young people are adopting animals and we don't want them to end up abandoned or neglected.

[@grahamfan]

Yes, A lot of people do not ever think of the long term cost involved of owning a pet. Sadly, That is why so many end up abandoned and or neglected.

[@MichelleMarki]

you're right but the happiness is priceless, no?

[@grahamfan]

@@MichelleMarki To me the happiness means a lot. It is definitely priceless. 😊😎

[@Abby-Brock]

@@MichelleMarki Of course! I would do anything to ensure she is happy and safe. :) I think I just didn't understand the high cost to ensure they have good quality food and good health care even though it's completely worth it. It's just something that has really surprised me and I think should be strongly considered so that like Graham Fan said they don't end up abandoned or neglected.

[@word42069]

look at the bright side, if you ever plan on having children… they will be even more work and money, so enjoy your furry baby and appreciate the life lessons/practice you’re getting!

[@blobloblobify]

I hear Graham give this advice repeatedly, but I'm pretty sure I need to hear it on a regular basis so I keep on track with my goals. This is one of those videos I'll go rewatch every time I'm about to buy something stupid and need to remind myself not to

[@AimbotJosephh]

This man is a lifesaver. All of this information for free. Thank you so much Graham!

[@justin8771]

It’s not about how much you work it’s about how much you save lifestyle inflation he’s so right love this channel

[@ZacharyBuhler]

I love these types of videos you make Graham! It shows all of your viewers how transparent you are with your money. Thanks for sharing!!

[@xupsguy55616x]

Being in my mid 20s, I'm very appreciative of this advice. Already doing most of this, but still. Great content as always!

[@GrahamStephan]

You got this!

[@ethanchillout]

that 2.25 million with the roth IRA just made my jaw drop. you're a legend!

[@Tommyb10122]

Starting my own small business for the first time !

[@grahamfan]

Congrats and best wishes. 😊😎

[@4kChannel]

My suggestion got picked!

[@laceyjones6450]

I'd actually love a video on playing catch up in your 40's....

[@arigutman]

I can always appreciate your words, Graham! The single biggest mistake I made in my 20s when it comes to investing? Not investing earlier!

[@angelahowie1451]

Money is a tool that can help you to achieve your goals. It can provide comfort and stability for your family, make it easier to plan for the future, and allow you to save towards important milestones. But to achieve these things, you need to know how to make your money work for you by investing with the right signal.

[@angelahowie1451]

@Anderson. My advise for you is to get an expert it's more profitable to make good profit. I earn $28k weekly from my portfolio with the signal of my investment expert.

[@angelahowie1451]

*Tamara diane hagan*

[@angelahowie1451]

she has the best trade signal for stocks , Lookup with her name on the web.

[@jackslnlovchuk5125]

You should make a video about how to invest and build wealth while in college and managing tuition payments

[@bertTheGod]

20 just started learning about investing

[@kathanshah8305]

I saw a man who just opened a credit card just to donate to a few streamers ( not that much money ) and said that he was using it to build his credit score I will definitely say he is a madlad

[@GrahamStephan]

haha a bit!

[@RyanWillis227]

Still has to pay it tho

[@REDRAGON12345]

What about some tips for those in their 30s? I just turned 30 and would love some advice from you in particular on how to handle these next 10 years

[@TheIcedCoffeeHour]

the principles are generally the same!

[@MichelleMarki]

congrats!! if you're already doing the basics, I would imagine it's now honing more of your investing skills or refining the income streams?

[@gamearchives6600]

Straight to the point, informative video with simple, concrete actions you can take to start building wealth. Very good content!

[@penguins2628]

You don’t miss

[@chanideutsch5683]

your videos are worth watching...!!!!

[@josephhsu3221]

Just turned 18 and finished boot camp can’t wait

[@TheIcedCoffeeHour]

:O nice job!

[@GrahamStephan]

well done!

[@ducking_up]

Thrift Savings Plan... Get started. Put in 10 percent. You won't miss it.

[@MichelleMarki]

The concept of compound interest will be life-changing for teenagers and 20 something year olds if you know how to make it work for you

[@grahamfan]

I would agree.

[@RyanWillis227]

Love this kind of videos Graham, much like your old style of video.

[@GrahamStephan]

Glad you like them!

[@RyanWillis227]

@@GrahamStephan thanks for replying :D

[@nickeaston8273]

‘What’s up Graham it’s guys here’ 😂😂

[@jeffreyhuerta]

Thumbs up to whoever added the Lexus LFA

[@JandEAGRI]

What's up Graham, guys here! Best intro ever

[@MichelleMarki]

Living like one is broke in one's 20s is super key!!

[@grahamfan]

It helps.

[@GrahamStephan]

yes!!

[@TylerBerry]

I saw that teens video and was what started my obsession with becoming wealthy, and now here I am in my 20s still watching you. Glad to say I’ve doubled my net worth since then ahaha.

[@TheIcedCoffeeHour]

congratulations!

[@GrahamStephan]

you got it!

[@nickmcghee4414]

I saw the same video when I was 19, I turn 21 tomorrow and have maxed out my ROTH IRA for the past two years. Good stuff.

[@adammoody401]

What’s up graham guys here

[@gavinlamp]

lifestyle inflation got me..... lol

[@stockcentralllc3682]

Thanks Graham for always coming in clutch just when I needed to see something like this you make the perfect video! You're the man!!!

[@KateKaden]

Oh if I could only go back to my teens/20’s with the knowledge I have now…🙏❤️🥰🙌

[@Bengal]

does anyone realize he keeps making the same mistake of saying "what's up graham, it's guys here" haha guys is us! Graham is him! What an unfortunate mistake to keep making haha

[@GrahamStephan]

hahah ;)

[@grahamfan]

😂

[@TheGrahamStephanShow]

(;

[@Gearbhall]

@@GrahamStephan also you gotta stop using supercars in thumbnails and instead have cheap cups of coffee instead.

[@kbreezy2025]

Wait what are you doing here 😂

[@alexsoto6230]

for the auto loan he put the lexus LFA, he just gained a sub

[@dankbruyo7800]

there’s a reason i’m still subscribed ❤️ never let me down

[@shahildahal4280]

Hey graham all your videos are mostly about invensting in the US, we’re from Europe(spain) how would you suggest people in this side of the world. Love watching your videos brother cheers !!!

[@BrainBurst_]

This, yes please!

[@mahedikaiser6025]

do one for your 30s (like for ppl who are married, have kids, etc)

[@cadescableshow]

don’t think he has enough experience for that haha

[@MGloriaRN]

best thing I did as a 24 year old, started my first business, a very small one, but hey, i make abg $250-300 avg passivley now and focus my other time working as a nurse!

[@MichelleMarki]

way to go Gloria!!

[@grahamfan]

That is really great. Thank you for sharing your story. 😊😎

[@kushsoul]

Congrats. Can you share a bit more about your business? Like how much capital you put out? And is it all online? It would be great to learn as I am thinking to setup a business as well.

[@kvnhernandez8]

How much should someone save before starting a small business. Aslo congrats.

[@alchemistjess1728]

I LOVE TO SEE IT!!! I’m 24 as well and if you wouldn’t mind putting up a video explaining on how you did it at this age. I’m so lost right now and seriously trying to figure out where to start.

[@paralyzdtheory]

All jokes aside, applying this advice will change your life

[@everydayfun9531]

This is the best channel ever has golden nuggets that I need...

[@therealgrahamstephan0]

🔝🔝🔝🔝🔝🔝🔝 Thanks for your feedback. Send a msg to my financial advisor. Tell him i recommended you.

[@aliabdaal]

loved this

[@cinderyghost3130]

The productivity guru has approved🙏

[@irishman9628]

Graham, would be curious about your thoughts about condo purchase vs home purchase vs renting? Keep up the good work!

[@tiaho-whetuford5338]

Yes please!xx thanks Graham!

[@TopVillain]

Do not buy a condo you will be at the mercy of the HOA foreverrrrrrr 🧟‍♂️

[@irishman9628]

@@TopVillain Depends, you need to find a place with reasonable fees. If you're not into the upkeep of a home, but still want to buy your own place, condo is a good choice. Been wanting Graham to make a vid on this for a while haha

[@Corkfish1]

Dont buy anything right now.

[@elizabeths.3634]

I wish he did reply to this one. I would have loved to hear his thoughts on this too.

[@aeb8895]

I’d be down for a 3 hour graham video!

[@EnriqueGreatness]

King of hand movements I think! 🤔

[@miomine3527]

I think they should teach this stuff in school..I had a friend in Mexico at 13..he could explain all this stuff like Graham...and while he was was explaining..was still trying to make sense of it..

[@ConcussedGaming]

All these videos. All the transparency and still one question we all want to know left unanswered: How much money does Graham Have in cash!!!!! 😅

[@antoniorosario6180]

The best way to find that balance between saving and living is by investing, This way you get to have your savings intact and then live comfortably off the revenue coming in from your investment.

[@youngandinvesting30]

I'd appreciate any tips/guidelines that would guide me on the right path to take while investing.

[@jaredwatkins3822]

This is more like putting your savings in an investment company rather then the bank, hmm really ideal i think because you'd earn a better revenue than the annual interest value you could get while saving in the bank. WOW! this is really an eye opener, could you recommend an IA please? I would really appreciate that. Thanks so much for this.

[@antoniorosario6180]

@@jaredwatkins3822 Few years before i got to decipher the market myself i worked with an IA Gloria Blanche Laurano. She traded my $90k portfolio into $270k and i learnt a lot of things i know from her.

[@VictorGonzalez-sg6gh]

@@antoniorosario6180 I've heard a lot about Mrs Gloria Blanche Laurano. How can I get across to her?

[@antoniorosario6180]

@@VictorGonzalez-sg6gh Telegram. Was Introduced to her via a mutual friend.

[@fredchang-investingmadefun3974]

6:39 Jack: "Am I a joke to you?"

[@Joshua-sw5un]

Awesome video Graham. Roth IRA otw right now

[@NelsenGChess]

dude i send your channel to EVERYONE. no one at least in Gen Z has anyone helping them with finance. school is the worst it’s ever been and jobs take advantage of everyone. this information is essential

[@MichelleMarki]

Save as much as you can in your 20s!!

[@grahamfan]

It is some of the best years for sure. 😊😎

[@TheIcedCoffeeHour]

thats right!

[@festusfrank3094]

I'm struggling in this market. Stocks that I have held for months and made profits from are not behaving the way I'm used to so I’m quite indecisive on how to further tackle this market, any advise would be grateful.

[@wesleybrown8458]

Building a good investment portfolio is more complex so I would recommend you seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.

[@solomoncletus3713]

Do a little research on this brökr Lori Lynn Gile, she was really helpful in my early days. Been successful requires market knowledge and I made a very good choice adopting a professional, I’m sure she will be of great assistance to you.

[@josiahmonday78]

@@solomoncletus3713 As a beginner and with very very limited knowledge, this post is very helpful to really understand which broker I need to engage with. I am very enthusiastic to progress and after doing a little research on her online I think this is going to be ground breaking. Thanks for this post

[@christophergodsent2126]

@@josiahmonday78 I’m 50 and my husband 54 we both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. She made it possible for us this early even till now we earn monthly, her platform is unrivaled.

[@WhatsUpWithJames]

I’m in my late 20’s and we just got serious in the last couple of years. If only I knew what I know now back then. 😢 but at least I think I figured it out.

[@Gaigherlavinia]

Please share what u talking about 🥲

[@lulu-dr4eh]

same here, but honestly some people never figure it out. we're in a good place.

[@marcoarenaza54]

Me too, I turned 30 a few days ago and I’ve been building wealth with discipline for only 2-3 years, but I still feel young!

[@manoftomorrow5987]

Yea nah don't live in regret. It sound easy to start things sooner but sometimes you need to go thru the pain to come out stronger. Some would say I've wasted my money in my 20s but I have no regrets. I spent it how I wanted and have experienced a lot. Now in my early 30s my focus is on my pension and investing, but I needed to get that stupid out my system so I wouldn't see myself having a midlife crisis.

[@Nick-zh5gc]

This man really out here making careers

[@jonathanwatson7409]

That intro tho 😅😅😅 “What’s up Graham, it’s guys here” haha

[@JoniMaier]

quality advice as we know it from Graham :D

[@grahamfan]

Yes!! 😊😎

[@nicolasschwenger6980]

Why dont you ever talk about Oppenheim and your experience with the girls from selling sunset? I am sure that would interest loads of people. I actually did not realize that you work there up until i saw you on the Netflix show 😅

[@DesertMav]

It's the same info that is normally advised, but I still love to hear it since I tend to learn better with repetition.

[@nat-fit9791]

What's up Graham is guys here?

[@superrsal6359]

Keep pressing left arrow key

[@bm.3759]

So me wanted to become a billionaire before 35 is a fictional dream?

[@hammysmyths]

Hey Graham, do a vid on your fav movies and why. Just askin! -Hammy

[@sev7nnn]

@@repled-bygrahamstephan2552 scam alert!

[@isakhammer5428]

"What's up Graham it's guys here!" 😂🤣

[@grahamfan]

😂

[@bradleyhite3476]

I was wondering if anyone else noticed.

[@Mall2Fresh]

What’s up Graham it’s guys here. Lol Your the best haha

[@aakashsood9193]

the video we didn't ask for, but the one we needed 🙏 Keep up the good work as always

[@jxleya]

Thanks Graham! I took notes from the video ☺️🥲

[@دكتورعيس-ر4غ]

I am on the right path 😃, coz I am doing everything he recommended. Thanks stephan

[@MichelleMarki]

Def recommend opening one's first credit card, using it responsibly, and Roth IRA by age 18!

[@grahamfan]

Great advice!

[@MichelleMarki]

@@grahamfan Hi Justin!!! :D

[@grahamfan]

@@MichelleMarki Hi Michelle, I hope that you are having a great day. 😊

[@MichelleMarki]

@@grahamfan you too Justin, sorry I missed this!! :)

[@grahamfan]

@@MichelleMarki Michelle, It is all good. I totally understand. There was a lot of comments going on at once. Thank you very much! 😊😎 Have a great weekend! 😊

[@revenpots]

How you talk and body language gives me the vibe of Jordan Belford 😁

[@Jump-hb6rc]

“Hello Graham it’s guys here” thank you