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@JayBLaCroix4 ай бұрын
This is absolutely the best video for new and young investors. Thank you
@drevan11384 ай бұрын
80 US Total, 20 International, no bonds yet. Mid 40s and hoping to catch up on some lost time.
@MeltingRubberZ284 ай бұрын
International 🤢🤮
@drevan11384 ай бұрын
@@MeltingRubberZ28 yeah, it has been bad the past few years, but you never know what the next 20 will look like.
@drevan11384 ай бұрын
I feel the same way about bonds.
@MeltingRubberZ284 ай бұрын
@drevan1138 China isn't looking strong. Japan is in worse condition than the US. Europe has lagged the US for some time now. Also you have to consider all the years that international lags, it's going to need even more sizeable gains just to average out all those laggy years. Getting out of international has been great for me.
@MeltingRubberZ284 ай бұрын
@@drevan1138 I also don't own any bonds. 100% stocks. I don't plan on changing that until I'm 45-50ish.
@Mawhinney24 ай бұрын
Time is the most important factor in determining market movements and by studying past price records you will be able to prove to yourself history does repeat and by knowing the past you can tell the future. There is a definite relation between price and time. By studying time cycles and time periods you will learn why market tops and bottoms are found at certain times, and why resistance levels are so strong at certain times, and prices hold around them. The most gain is made when fast moves and extreme fluctuations occur at the end of major cycles.... I have managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Francine Duguay, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
@kenblack24 ай бұрын
please educate me, I’ve come across this name before, Now i'm interested.
@Mawhinney24 ай бұрын
Francine Duguay program is widely available online.
@websterdrake4 ай бұрын
Trading with an expert is the best strategy for beginners and busy investor s who have little or no time to monitor their trades.
@NinaGiordano4 ай бұрын
The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.
@23Bradshaw4 ай бұрын
It was quite challenging to understand the different trends on my own until i found out about Duguay. Trading made easy.
@rubenmartinez13724 ай бұрын
Love your channel, I feel that it speaks directly to me. Simple language that we all can understand with a good balance of risk vs reward advise. A lot of what Tae Kim says I have been doing for years. Today at 64 I seat on $2.3M in 401k and my worry is not so much running out of money as what should I do to pay less taxes in retirement (at end of 2024).
@Madchris88284 ай бұрын
For me I definitely agree with building a very good diversified portfolio as a baseline. I have my toes dipped into a number of individual companies and sometimes use those to rebalance the rest of my funds. About only 50 percent of them do as well as my ETFs and the rest perform below and only a very few outperform. I enjoy investing into individual companies but generally believe if you have low risk tolerance or are not okay with losing money more often, its a terrible option. Everyone should do a lot of research and not listen to any random persons suggestions about what to buy
@alchaudhari4 ай бұрын
Your videos are simply amazing and I learn a lot from it, and it is working for me. Thank you so much TK.
@commcody29144 ай бұрын
This is a great quick start guide to keep logged away for future reference. Thank you as always Tae!
@iamjustguy4 ай бұрын
😊
@LashusJourney4 ай бұрын
The best financial channel! Thank you.
@dmr874 ай бұрын
I've been DCAing into Ethereum and Bitcoin since mid 2017 and I'm up 75% a year on average, zoom out and be in it for the long game. The rest of my investments are metals and index funds, and about 10% cash for bills and living.
@MefenamicSoundwaves4 ай бұрын
Best financial channel in my book thanks man do your thing 👍😁
@Ozzie191364 ай бұрын
Very well done! Thank you for taking the time pulling this together and providing your recommendations on the various options.
@martinyeager79484 ай бұрын
Thank you Tae for this simple building block to financial literacy. This is the "what to invest in" I assume shortly you will published an updated "where to invest" (401K, IRA, Regular versus Roth, and investment outside of these). The regret I have for my 45 years of investing is to not have balanced how much to have tax deferred versus previously taxed income. Required Minimum Distribution (RMD) throws off my tax minimization plan in retirement - but I'll still do fine.
@vickig60804 ай бұрын
Thank you for this info and laying it out this way. 👌
@JBoy340a4 ай бұрын
Intresting comments. I am mostly in individual stocks and have done well. I am a buy and hold style investor. Some stocks I have owned for 20+ years with dividend reinvestment to average the purchase price.
@roopapriya71594 ай бұрын
How do you value stocks n choose right ones
@happ-e54474 ай бұрын
Great video, sir
@NormanOkada4 ай бұрын
This a great video! I have people with too much in a checking account not yielding enough.
@baddboo4 ай бұрын
Great explanation of all of the different markets👍
@DragonWarrior9764 ай бұрын
Hi Tae, can you share strategies for people who have started with Vanguard advisor for 401k or HSA Robo advisor but now want to move away and take control of their portfolio? How can we do it step by step without harming our investments. Or should someone who has opted for this service stick with it? Then how can these be manipulated to suit maximum gains?
@MeltingRubberZ284 ай бұрын
I did a couple years ago. Switched to 100% SP500. No regrets.
@OliviaScott9894 ай бұрын
What are some key factors to consider when determining the right asset allocation between stocks and bonds for an individual investor ?
@NewtGingrich27534 ай бұрын
Through my experience, I have found that the most effective approach to obtaining accurate financial factors is to engage with a market expert who possesses a deep understanding of the industry.
@Mikael008983 ай бұрын
My life changed when I realized that no one was coming to save me. If you take your life seriously you will see a lot of improvement. I made the decision to start cryptocurrencies earlier last year at 38, just 1 year plus a few months since I started, I have grown my portfolio to over 100k, I know this isn't much but it wasn't easy to inspire myself. I really thank God for my journey so far and also connecting me with the right people.
@GilbertOjoa3 ай бұрын
What's the best approach to get started? and how long do I wait before the lnvēstment can y!eld profits?
@Mikael008983 ай бұрын
It doesn't matter how long you wait, in this markêt opportunities must come. Invest for the long haul. It's important to make informed choices rather than relying on luck or impulse. it's best to partnēr with an advisor.
@GilbertOjoa3 ай бұрын
I hope you don't mind recommending your advisor since you mentioned something like that.
@naturalconditions4 ай бұрын
Some cash and s&p 500 index (401k). My 401k plan doesn't offer a total market index investment, and unfortunately for me their record keeping fee is 10x the cost of the actual index fund fees. Can't win even if you know what you should do.
@JayBLaCroix4 ай бұрын
What would you recommend for a combined small and mid Cap ETF.
@ChauNguyen-rn9oj4 ай бұрын
Thank you Tae
@peterl27674 ай бұрын
Awesome 👌 👏 👍
@lawtonwacker14564 ай бұрын
12 months of runway is probably overkill unless you work in a field where it would be hard to find a new job.
@randydouglas4344 ай бұрын
I really like this video, but I don’t understand something. Some HYS accounts yield 5%. What’s the benefit of a US bond? Still learning
@95BlockCaptain4 ай бұрын
love this video! is there any recommendations for a roth ira portfolio for a 30yrd just opening up one??