The Millionaire Next Door // 10 Lessons In 10 Minutes

[@tracybrown9752]

Best book ever! I made my daughter read it and she lives by it. At 27 she has more money saved than many of my 50 year old friends.

[@Rich-rd1ge]

Thank you for this. I'm 67 years old and still ride my bicycle to the grocery store, not because I'm poor, but because I enjoy it. Yes, I'm frugal, but I like the exercise part of this activity. I have a nice home and car, no debt, and am one of those millionaires next door. With a little discipline it can be done.

[@cashflow68]

Wow, you and I have a lot in common. Only I don’t ride a bike. We’re No show, all dough. I do drive a 2010 Honda Civic I bought new. Nobody bothers me.

[@alvincalvin1945]

Why do media wants to put us in trap by making us believe that rich people drive Mercedes or Range Rover ??

[@tomf9292]

Love it. I’m 58, debt free, many paid for rentals. (Yes I print money once a month). EVERY MONTH!! I drive a 2016 Nissan pickup that never breaks,wife drives a 2011 Toyota. I still work part time to keep busy and sharp. Wife retired in 2018. Edit: I read this book and it changed my thinking. I recommend it to everyone I know

[@glendavis1266]

It all comes down to not spending all you earn. My folks never mentioned this as they spent most…..depression era people afraid of investing I believe. So if you start early in your twenties then by sixty five you will have something.

[@UTP504]

⁠@@cashflow68No show, all dough, I’ve never heard that before, such a great phrase.💯

[@encompassvideo5429]

I am a lawyer. I am 57. I found this book years ago. It is 90% of the reason I have been able to become independent financially.

[@Nernst96]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@sattler96]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

[@Dannyholt33]

I have been investing in stocks for over 10 years now and I have made a lot of money. My portfolio has grown exponentially and I can't thank stocks and Colleen Rose Mccaffery enough for such an amazing way to make money!

[@Dannyholt33]

@Mussa653 Most likely, you can find her basic information online; you are welcome to do further study.

[@RyanContreras72]

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

[@alicebenard5713]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@philipcollen482]

This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

[@RyanContreras72]

Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $483k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

[@KatherineAnderson-lm8bw]

Wow, that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@SophiaBint-wj8wn]

I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

[@thejourney7395]

Another great and informative video! I bought and read this book when young. It is on my nightstand to this day. I retired last year. I am happy to say I am now the millionaire next door. It works!!!

[@CageFreeLowFatSugarFreeRange]

That guacamole story is a heart-throbber 🔥

[@dylananderson7658]

This is the most wholesome financial content I've seen on YT and I look forward to every release. Thank you!

[@maxgregory8893]

Considering the times we are in, this book is more important than ever. Social media and easily accessible online shopping are a recipe to cause people to spend money when they shouldn't be. The book is a reminder to not cave in to what is around us and be smart with our income

[@sfcrmsa]

MR Tae Kim, thank you for your service in the US Army, choosing an initial career path of challenges, learning and leading. You have my admiration.

[@davidlafond8327]

Best book on personal finance I've ever read! Exposes the truth about most millionaires out there and is a major eye opener. I think Millionaire Next Door should be included in every household's financial literacy education. This book has completely changed my perspective when it comes to money!

[@todwarner9207]

Dr. Tom was my favorite Professor in college. Had him for a couple of courses my junior and senior year. It was during the time his book was #1. Thank you for introducing him to new generations.

[@NastyCat406]

I’m 31 and on a financial growth journey, your channel has become one of the main sources of information and I take great value in your work! Much appreciated. Also that free guac story got a good chuckle out of me.

[@williamphillips189]

Love the statement on children. Value of Quality items over Quantity…Power of Self Reliance & Building Own Path/Indepedence. Understand Experiences outstrip most material items…Invest in diverse assets….Finally, as a parent Lead by Example.

[@Kornheiser10]

The problem with the math behind TMND was addressed by Nassim Talib in Fooled By Randomness, because there is no information about the outcomes of those who take all the same steps but do not become millionaires, or just financially stable.

[@JakeSpradlin2]

This book and the simple path to wealth changed my life forever. Loved this video!

[@dietbajablast5790]

"economic outpatient care" I've only heard that from one other source, and it's a good one. Bravo Tae on another stimulating video.

[@lucasasselmeier7825]

Straight and to the point. These lessons are solid!

[@tedknudstrup6101]

Absolute best book on the planet. End of story!!!! it is the foundation of financial success.

[@peterc2696]

I’ve met Bill Danko a few times, great guy and very passionate about financial literacy.

[@claven3608]

I have finally gotten savings over 30% last two years. I am reasonable in most areas. I have a few hobbies that hold me back a bit but they add so much to current quality of life that think it is worth extra couple years of work. Great content!

[@skoolie_life3261]

Great video!! Please do a video on the most effective way to play catch up on retirement in your mid to late 40’s. I’m 46, no debt, but only have $75k in a 403b that was started at age 32. I need way more and I need to take this more seriously!!

[@thewoundedhealerremapintl2887]

Have you considered buying a good life insurance that has a cash value?

[@ezmaass]

There's no pain free secret formula for it, unfortunately. It simply comes down to allocating more of your income to investments. Only you'll know where that can be done, but it's often not cutting out a cup of coffee (the financial advice cliche). It may be few but large sweeping changes, like moving to a less expensive home if applicable. At 46, you'll need likely double the recommended savings rate to effectively catch up. For example, if you make $100k/year, and you're following the 4% safe withdrawal rate rule (extract no more than 4% of your portfolio, adjusted for inflation), that would mean you need roughly $2.5M saved. Well, in order to get to $2.5M in the next ~20 years (age 66), you'd need to save about 40% ($40k/year), which would bring you to around $2.2M from your starting point of $75k and assuming an 8% annual return. I don't like to count on social security, but you might assume that it can make up the difference here... and then some (if it remains intact). Alternatively, in this scenario, working longer (until 70) could mean putting in a more modest $30k (30%), and then achieving $2.8M over that time horizon. Theoretically, it could be lowered further to account for a larger social security pay-out at 70 years old, too. But, there's a huge risk in assuming you CAN work until 70 years old - most people have reasons why they stop working well before this point, with an average retirement age of 62. In short, you likely need to substantially increase your contributions as a starting point - 30% might be a good target. Some of this may come from an employer match, and if your salary won't allow for it to all be saved pre-tax (401k / 403b limits), then going to after-tax or an IRA makes sense, too. Second, make sure you're aggressively invested. This isn't the "normal" advice for someone going into later working years - you typically want to dial down equity exposure the closer you get to retirement, ending somewhere around the "ideal" 60/40 allocation between equities and bonds/fixed-income, but in your case, you're going to need as many high growth years as possible - which means more equity exposure. Make sure you're using simple, passive, low-cost investments like S&P 500 or total market ETFs... NOT actively managed mutual funds, which will charge more in fees and under-perform to boot. You need to maximize your annual return, and those fees and under-performance can cost you big in the long run. Best of luck - there's still time to get it right, but it's going to mean much bigger sacrifice at this point in your life. You'll likely need to get creative to lower expenses in meaningful ways OR raise your income in an equally meaningful way. Just be aware, that while earning more is a good thing, keeping expenses higher means your retirement income (and portfolio) needs to be higher to maintain that standard of living, too.

[@Bobbysmith54999]

@@thewoundedhealerremapintl2887 what awful advice. Just buy index funds. Never buy these nonsense life insurance schemes

[@suzanneemerson2625]

@@thewoundedhealerremapintl2887 Horrible idea. You must be an insurance salesperson.

[@davidblack6413]

Making choices like those counselled by Dr. Stanley's book is to commit to being counter-cultural. The burden of living in a capitalist, consumer society is that not only do we need money to maintain our lives, but we are addressed constantly by advertising and marketing that draws on a century of consumer behaviour research to transform who we are and what we value in life into commodities. We are socialized into all this, before we are aware of it, and thus to succeed at money (and life) have to deprogram ourselves. That takes opportunity, information and motivation. My own experience of being counter-cultural involved minimalism, getting a decent education, overall financial literacy, and specifically learning to save aggressively and invest via dividend stocks and ETFs. Thanks for the patient teaching on your channel, Tae!

[@Pangajck]

So good, straight to the point. Love it. You're an excellent communicator

[@Geemeel1]

I adore this presenter, thank you so much for the wise lessons. I had no idear what the term 'flugal' actually was... and I understand now the reason how it is I did not know the term... 😆

[@alexanderlyon]

I remember the MC Hammer situation happening. That is a sad but excellent cautionary tale.

[@klt9874]

One of my favorite books.

[@josephstupar3372]

Me and my girlfriend are 24/25 net worth of a 1/4 million, drive a 2001 buick and a 2012 Chevy. 700 square Ft home. I can’t wait to retire at 35-40

[@discoveringcalculus]

What’s your take on paying off mortgage vs investing in rental properties?

[@patrick7228]

This and Personal Finance for Dummies are my favorite books of all time on this subject.

[@wenditate3807]

Your content is always so valuable- Thanks for what you do! Btw, your family is beautiful! Best wishes to all, from Missouri.

[@murraypollard]

One of the best video's on this I have seen. Sadly, most people succumb to advertising and try to look wealth. They also find finance "boring", but want to be wealthy. It's fine to splurge on things every once and awhile, but the lifestyle of living frugally is good. I'd rather have financial freedom of my money working for me, rather than my having to go out and work for my money. (I retired at 56) The freedom of buying what I want, when I want, but actually not buying much. Not having to save for things, as the savings are automatic because of our lifestyle. We live below our means and are HAPPY! (what a concept) We live in a townhouse, but in a nice area. (Always buy the cheapest house in a good area.) I like sports cars and bought myself a Porsche 911...used...base model. We contribute a lot to charities, secretly. I am the multi-millionaire next door, but you wouldn't know it.

[@TerryLBrockCPAE]

Very good points you make.. Tom Stanley lived those principles and taught them. I was lucky enough to have him as the best professor I had in my MBA program at Georgia State long ago. He was a wonderful man and very wise about so much. I loved that picture you had of him towards the end of the video. Thank you for sharing this.

[@FueledByRyan0]

8:13 "Humans are not logical beings" *Cuts to skydive clip*🤣

[@nickthekid6516]

Awesome video and I have this book as well!! I'm 35 and getting closer on my path for the future with every passing day!!!

[@KikiAndJeffreyPearl]

One of the best books I ever read! Great video! Lots of great advice in here. The one thing I would add is finding residual income it is one of the best steps towards financial freedom.

[@robertb3214]

This book is educational and was in some areas really surprising to me. I have used the information to great effect. I am 58 and on my third car - a 4 cylinder Toyota Tacoma 2-door truck with only automatic transmission and AC as options I purchased it 19 years ago and it has only 99,000 miles on it. Everything else on the truck is manual because that is less that can break. I just recently had to replace the original belts and hoses because they were old. It gets me back and forth to work each day. My wife and I love Toyota.

[@323ReTrO]

So, this book is simply another pop self-help book on the list of to read but not buy for me. I didn't read the book but listened to the audiobook. It has good stories and stats to really get deep into I must say. Watching this video made me just recall from another self-help business book that I read in 2013. It is all obvious what kind of book I am going to read though so this video was useful.

[@djben928]

I like your channel. It helps me a lot to spend wiser and be frugal to attain true wealth.

[@jeamryanx4142]

Keep it coming sir. Hope you can make a video for employed individuals at their 30s wanting to invest and retire at the age of 50s. 😊

[@user-pp3dl8id7r]

Love at first sight over guacamole! Excellent!

[@christinehofilena7904]

I just found you recently here in YT!! You’re amazing, funny and everything you say is spot on! Thanks for posting valuable information

[@abrahamsanchez9361]

It's so calming to hear your voice. Everything seems achievable, great channel and great advise. Happy to subscribe, hopefully I can get more out of your videos!

[@vikingspud]

This is what I've been trying to teach my son for years. I hope that he'll finally get it some day.

[@jennybyun4593]

When free guacamole leads to love 😂🥑

[@scottg25]

Me too

[@Scotty_in_Ohio]

The talk about not being "cheap" but frugal also boils down to the fact that most wealthy people "cry only once" - they'll spend (sometimes substantially) more to get better quality in whatever they buy and keep it for longer. The example I use is they may buy a new refrigerator (after their old one costs too much to repair) and spend more for a model that should last much longer than the "latest / greatest" one with an LCD screen and that makes ice spheres. Wealthy people also understand that time is NOT money - time is worth way more than money and anything they can hire out to free up their time for more important (and lucrative) activities they will - I really love to mow my lawn but it doesn't make me money or compared to what I pay to have the grass cut I can earn more in that 75 minutes.

[@dannywalker1635]

Everybody started out on their financial journey should read this book.

[@stevensmiddlemass2072]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@prepperboss]

Get professional investing help.

[@MetaversalSouljah]

Look at QQQ and do basic math with the $745,000 and calculate how much it would be. Had you invested it at whatever interval. Just that one ETF as an example to blow your mind. You don't need to know that much to become wealthy

[@RoaringEddie]

Email Ramit Sethi, he will most likely refer you to his financial advisors who DO NOT charge a percentage based commission. They will guide you in the right direction. Or you could simply put it into an s&p500 index fund and let compound make you a millionaire.

[@ZaliaZ]

Hello Tae Kim, Any chance you could review The Rees Approach: A Beginner's Guide to Making Money in the Stock Market?

[@andrewe.7907]

Millionaire Nxt Door, Automatic Millionaire and Total Money Makeover... You read these you'll be in great shape financially.

[@Br0micz]

Following this guy for the hairstyle first. Financial info is just a bonus.

[@asesorestic]

Excellent summary of the book !

[@MarysInks]

Years ago, when I bought my first new car--a VW Golf--a coworker also bought a new car. She had just gotten a big promotion. She traded in her Toyota Camry for a new BMW. About 6 months later, I asked her if she was still enjoying her BMW as much as I was enjoying my Golf. She said she missed her Camry.

[@christopherflores6137]

Another great vid Tae - I especially like how you break it down "Barney" style! FIRE is in my future! Cheers

[@suzanneemerson2625]

FIRE is overrated. I know so many people who regretted their extreme frugality. Most didn’t have kids because “kids are expensive.” Now they’re retired and well off, but they have no families.

[@marialee1565]

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

[@frankalex4367]

Big moving stochastics are not the secret to high returns. It involves controlling risk in relation to reward. Putting on the proper size and spinning your edge as many times as required to achieve your objective. That is valid for both day trading and long-term investments.

[@luiseric2752]

I've been able to scale from $50K to $139k in this red season because my Financial Advisor figured out Defensive strategies which help portfolios be less vulnerable to market downturns.

[@oscarluis22556]

Who is your financial coach, do you mind hooking me up?

[@luiseric2752]

brianpearcefx

[@luiseric2752]

He often interacts on Telegrams, using the user name mentioned above

[@slmunney7760]

Good video. Best personal finance book of all time.

[@laurencewright3021]

Free guacamole, love at first sight 😂😅

[@aidantech]

Love these videos Tae! I am seeking FIRE status and your message definitely describes a path to do it. FIRE means financially independent retire early. It’s better to have money than pretend to and have soaring debt in reality

[@jamesfox406]

This is great! Thank you, very well-done video! Thank you for your knowledge and breaking this down.

[@TheOriginalman7]

This is a fantastic video bro. Thank you for this. I really really truly want to be this millionaire next door.

[@seannotaro473]

Excellent! Really enjoyed this segment. Alot to take away

[@coreyjordan2745]

Excellent!!

[@marijavasilevska1581]

I'm 27 and invested much of my earnings as a call girl since I was 18 and now have a brokerage account worth $5.9M. Can I retire in a year or two or should I work a little longer? My portfolio of 6 stocks only yield 13K in dividends.

[@natureethusaism7720]

When faced with challenges, it's important to adapt and find opportunities. Instead of waiting for the stock market to crash or recover, it's advisable to focus on how to profit from the current market conditions. Various reputable sources such as Bloomberg, WSJ, and BBC Business have reported instances of individuals making an average of $350K in 14 weeks. This suggests that there is money being made if you know where to look.

[@flaviobaku-jk5hc]

Exactly! I've been studying and researching a whole lot lately so I don't miss out on any opportunity.

[@blackstar4686]

I'm a big fan of investment management firms, that's the more reason I enjoy my day to day market decisions because am being guided by a professional portfolio-coach, seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive information/analysis, it's quite impossible not to outperform. Netted over $1.5m in return on investment, since using a coach 2years and counting.

[@britannica5264]

@@blackstar4686 Could you recommend this investment adviser that guides you, 65% of my portfolio is in the red and I really don't know if to sell or just keep holding, I could really use professional portfolio evaluation.

[@blackstar4686]

The investment-adviser that guides me is Sharon Kay Hanna, she's a pretty popular adviser, so you can just search her to get in touch with her, I'm not sure it'll be right for me to leave her contact details here. xx

[@TVResults]

Thank you for the great video. I'm very at home hearing all of this and happy to practice it for many years. I wouldn't even want a new car if you gave me one. I'm happy with my 2010 Hyundai. My wife and I have been disciplined together over our 15 years of marriage and should be where we want to be around 2026 or so. I'm 47 now. I grew up in the projects after my parents divorced. Fortunately, the things my grandparents taught me, stayed with me as I aged, I began to apply them, and got excited about making progress. I used to work for a large bank and was the only guy not wearing the top suits, watches, or driving the best car. My co-workers would tease me at the meetings about it. The funny thing was I met a lot of the millionaire next door type who appreciated the fact that I was smart with my money and were more than happy to do business with me. I was one of the top in the region at what I did. I later went into private practice and retired from that in May 2021. As you mentioned, I spend a lot of time managing our assets in addition to our household needs. Time is the most valuable of resources and extremely limited. I prioritize relationships with family/friends and self care these days. All the best.

[@chrisharris4223]

I tick on most of these. I am a sucker for a nice car though (but don’t use finance). Marry well, that’s an interesting one. I did in some senses in financial terms as she is a very hard worker and has a good job, she has a competitive outlook like I do but she’s also a spender. So as I’m so frugal (overall) this can lead to some ‘discussions’. Nice video and summary :)

[@gasman8750]

This is my favorite financial channel even BEFORE factoring in the awesome hairline!!

[@timmullen9853]

I love the free guacamole at Chipotle story!

[@badongtagalog5737]

I was in a group vacation travel few years ago. We were with a wealthy old couple during that vacation. They have a lot of money but didnt enjoy the trip as much as we are. They cannot climb to the rocks to see the great view nor go down to the cave or jump to the cold river to enjoy what nature can offer. Yes they have a lot of money but cant enjoy it. Cant forget what they told us. Enjoy, do things you like while you are young. You cannot do the same thing or have the same excitement when you are old. This “millionaire” is bullshit. Save money but not to the point that you restrict yourself from doing what you love or buy what you like. You grow old with a lot of money but havent experienced great things life can offer is a waste. Life is short enjoy every bit of it

[@fetik3]

Given housing prices today, I wonder if that "never purchase a home that requires a mortgage that is more than twice your household's total annual realized income" piece of advice is still valid...

[@Andrew-ze5yo]

Number 1 Rule of the majority of Millionaires: "Be honest to all people" -Dr. Thomas Stanley

[@meropale]

Wow, I didn't realize that about MC Hammer. I'm surprised on two levels, that he lived so extravagantly, and that he could not manage it. Especially considering he was so religious.

[@lilytea3]

0:10: Millionaires prioritize financial independence over social status and recognition. 0:32: Trying to look rich can lead to financial catastrophe if everything is financed through debt. 1:30: Real millionaires live frugally and below their means. 4:01: Be careful who you listen to when it comes to purchasing a home, as mortgage brokers and real estate agents may not have your financial well-being in mind. 4:39: Wealthy individuals choose occupations they are proficient in and work hard to increase their chances of success. 5:09: Selecting a business or occupation should be based on potential for growth and long-term stability, rather than being influenced by trends or popularity. 7:29: Millionaires who are self-made and married accumulate greater net worth. 8:21: Self-reliance and productivity are important for raising self-reliant children. 9:06: Real millionaires value good health, longevity, happiness, family, and friends. Recap by Tammy AI

[@doug6259]

Excellent book with good advice.

[@sheilagrayman7147]

Excellent information, here!🎩🌹

[@robb7733]

Great video and loved everything you said but I have an issue with the housing figure. Here in the Northeast buying a home 2x your household income will get you nothing. We need 4 or 5x's. It's just a sad reality.

[@IngeniousDimensions369]

Thank you.🤝🤝☺️☺️

[@jollysue6726]

One of my favorite books

[@whiskey_tango_foxtrot__]

Its not cheap....its THRIFTY. -- Dad to kids

[@OliWinchester]

thanks Tae. Great video. :)

[@terryhall818]

Great video 👍 thanks for making🙏👍

[@dont_hit_trees]

4:29 oooo nice kitchen. I’m going to remodel mine. 😅

[@SilvesterMiles-y4j]

The 1% Millionaires stay rich by staying off high interest debts and investing passively. Personally i made my first million from having investments that spreads across stocks, etfs, coins and bonds.What i can say to early investors is diversification and solid management..at this point I'm actually grateful for my advisor Deborah Jean Dykstra.. it's been great.

[@BenjaminMcLeod815]

Nicely done. love diversity.

[@NancyFranciss]

out of curiosity I did read about Deborah Jean Dykstra on the web. she has a great resume.

[@claireNymans]

@@NancyFranciss Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

[@gameframeinc]

@user-qx7td4oe7c Reply if you’re a real person.

[@mantaris4947]

Lol SCAMMERS

[@goldstandardaviation1667]

I save more than I spend. I'm one of those millionaires next door.

[@Mikethecoolguy]

The millionaire next door and total money makeover by Dave Ramsey are the only two books you need to get rich

[@maryluzcrumbaker2881]

Agree! Read them both! I’d also add The Psychology of Money to that list.

[@stevendomenech7405]

You did a great job. Thanks

[@4034miguel]

Thank you. I really appreciated it

[@bgirldskco]

Love the guacamole story!

[@hyrumsmith102]

4:02 I’m not sure the twice your annual income thing applies with todays housing prices and lack of increased wages…

[@CaspianSh]

It won’t buy average couple ANYTHING in my area! Not even a bachelor’s suite! Admittedly real estate market where I live is borderline insane and does not conform to our reality.

[@EdA-bz3bu]

the thing is being a couple millionaire ($1-$2M) is a POOR millionaire. it can easily get blown away after decades of saving.

[@nearsite]

Ur first date was at chipotle ❤

[@lucygrech3688]

Matthew 6 33 But seek first the kingdom of God and His righteousness, and all these things shall be added to you.

[@ThomasShereck]

Can you please make a book lessons play list. Thank you

[@djamburere]

🎉 thanks for this!!!

[@ReeInvesting]

good stuff!

[@peterl2767]

Great info 👍 👌 👏

[@ellenoir5678]

Coach TK top of the morning

[@michaelswami]

A new sub today. I love your approach.

[@Biz005]

Good video full of great info, thanks Tae!

[@Rocio36800]

Great 👍🏼 video thanks ❤