The Ramsey Show (August 7, 2023)

[@reneespring834]

So, so happy to hear and update on the young widow! Thank you Dave! I teared up during the call last week and again today. 💜

[@crashtestdummy1972]

Thats the update i was looking for! Glad to hear she is being taken care of

[@jcszot]

Me too! 🙏🏻👏🏻👏🏻👏🏻✨🌸🦋

[@unitedstatesdale]

Something that doesn't cost anything is to check up on the seniors in your neighborhood. If you see weeds in their yard , offer to remove them. Perhaps get your kids involved. Its very rewarding spiritually .

[@brookelondon8029]

If I have to park at the end of the lot at the grocery store, I have a hard time walking back to my car after putting the cart in the corral so I'll look for one of the attendants and wave him over and ask him if he'll take my cart back and then I tip him. It's not a big deal but I get smiles in return. And when I order water at a music venue or any place I'm going to drink water but not eat, I always tip the waitress. She has to split her tips with the bartender who tapped the water and he put a piece of fruit in it which he had to cut up and he washes the glasses and she had to deliver it. And I tip for each refill. The servers are always surprised.

[@amanirosefoundation]

"This guy lands on his feet like an alley cat" 😅😂😂😂😂

[@cuzuvmcvoy]

😂😂😂

[@sarahcallahan5678]

Thanks for the update on the widow from earlier this month. So glad she's being assisted.

[@kw3113]

At 1 hour 25 Marie wants to know how to help her parents. If you can only watch ten minutes of this program today this is it!!! Bravo times a thousand for the advice you gave her. This is a highly dysfunctional situation and those parents own Marie even today. As one who has been there I can say this girl needs serous counseling and her husband needs to step in fast and put up boundaries.

[@ses-ei7oc]

Right? That was the dumbest thing I've ever heard.

[@stylesbynataliemichelle8549]

I come here daily to get yelled at by Dave 😅 **clears Sephora shopping cart**

[@brookelondon8029]

Did you ever forget to pay for it and come back two days later and it's still in the cart and you decide not to buy it? That's happened to me so I always wait a few days before I actually order, lol.

[@stylesbynataliemichelle8549]

@@brookelondon8029 oh I have a cart full at Amazon, Aritzia and Lululemon but I never check out because I come here to the Ramsey show to remind me of my goals in life lol

[@barbaras676]

If the caller who is self-employed recently, along with her husband, needs another bathroom I wonder if they could add on to their existing home? He’s in construction and their mortgage payment is ridiculously low so they could cash flow one if they have the room.

[@sharonsweeney4709]

Great idea!

[@katrinaford494]

I didn't understand why they didn't just add a bathroom on as well. Seemed so much easier & probably cheaper.

[@janelllongo9577]

Heard that call, tears!! So, happy to hear. praise the Lord!!

[@3roachkidsdhe]

Listening to Dave’s show and Johns show makes me feel better and gives me hope!!

[@NaturalWifeyandMamaBear]

So happy to hear update on the widow! It hit me extra bc my hubs has always worked on homes and sometimes up very high! He’ll let me know to say an extra prayer for him, as I always pray anyway 🙏 and we have two young sons. the risks and sacrifices they make for their families ❤ God bless y’all for helping her, as you always have a heart for the widows and orphans, as I always have. Love y’all!

[@lovenature7823]

Great show Dave and Jade! And direct really helps, yelling not for some folks. Have to say Dave that your principles helped me to get debt free, and now ready to begin investing. The rice and beans were delicious as I saw my debt being erased, finally! So, thank you Dave for sharing your principles to debt-free, wealthy living. Many blessings to you and your family.

[@judyking4597]

The formula to use to evaluate whether to replace your car or not at 1:18 is gold

[@danacolman710]

I guess you missed the right time

[@notgivingmyemail3381]

@@danacolman710 I guess if one were to simply assume that he meant minute:second it would be the incorrect time. I used hour:minute and it took me right to Dave talking about the formula.

[@mollyh6347]

Thank you for the update on the widow last week. I was in tears wishing I could help

[@kathleenpage8148]

Thank you for sharing the update

[@WilliamCarter-ly1lg]

Dave, thank's so much for the follow-up on the help you provided Sarah! God bless you!!!!

[@Ruth-c4s]

Thank you for taking care of the young widow! Financially and by wrapping your arms around her ❤ Thank you for being a good example of Christ’s love

[@LyonsArcade]

1:12:25 Jade's face when she asks the girl if her boyfriend wants her to be out of debt before he marries her is hilarious

[@YoungEagle444]

I’m glad I caught today’s episode. I didn’t know collectors will take 20 cents on the dollar to clear old hospital bills. Definitely going to make my phone calls and get mine cleared. Thanks for the gem 💎 team Ramsey!

[@callmecordelia7181]

Just be sure to get it in writing and don’t give them your account information.

[@brookelondon8029]

And save that email or letter for the rest of your freaking life! You never know if they're gonna come back to you again.

[@AndreiBaciu_]

God bless you guys for the way you are sharing your knowledge in order to be an encouragement for the people listening to you!

[@30fery94]

Thanks very much for this show!❤ I love it! Watching from Europe❤️❤️❤️. I love the way uncle dave says todayee!!!! Pay todayee 😂😂😂

[@suongho6585]

remote work for LIFE

[@jjkatz]

💯

[@GameUnCrafter]

Started back full time at the office a month ago. I'm the only one in my group and i never realized how sick of emails i was. Things don't get done nearly as fast.

[@lindaparks4486]

I'm so glad for support she received. That was breaking my heart

[@aiarochp]

Jade’s arms look so good!! She’s been training and leaning down, she looks beautiful as always. I love it when Dave and Jade team up, it’s my favorite combination of Ramsey personalities. Dream team

[@arthrodea]

Jade wins for most beautiful personality! I love her actual contribution to the show - she is a born entertainer and knows how to kick a little butt and be firm but compassionate to callers. I’m not a huge fan of some of the other personalities but I love Jade

[@aiarochp]

@@arthrodea I agree, Jade is awesome

[@JFlower7]

Yay! Jade and Dave!

[@michaelcarter266]

If I was in my late 60s I would get an incredibly simple to manage house.

[@bluebelle9572]

Lane, you’re gonna do awesome. I was rooting for you during the call.

[@LegallySent]

Dave’s face @ 31:50 🤣

[@cuzuvmcvoy]

Jade's face @ 1:28:18

[@RJthing]

Been on Dave Ramsey's baby steps Three years i'm in baby steps four and six, Just came from minnesota traveling. Only debit card I was able to rent Car. And hotel, no problem. I had to put a $100 extra down as a deposit on the Hotel, And 250. Deposit for the car... But got them both back. No credit cards even asked, they were fine both Debit cards.

[@LyonsArcade]

29:10 Dave drops a 'Hon' on a Dude again, LOL

[@callmecordelia7181]

I’m so glad to hear the update on the young widow! This is why I love giving to my church because they help people in our community ❤ God’s heart for the hurting is so beautiful

[@youngedwards3265]

Love the show. Ms. Jade is the best co-host. ❤

[@theviskinsfan]

I can almost guarantee that the first caller in the second hour, Kevin, is a Michael Knowles show listener or Sama daily wire show. Because they have been running ads for Burch gold that use the exact same terminologies about the supposed new currency

[@s.benn4233]

In NYC some employers will check your credit with certain jobs, it is very hard to get a apartment in NYC with out a credit score. They will ask for a guarantor and ask them to run credit. So much to prove you can pay

[@Freshprankstv1]

Hard is relative lol do u know how many illegal immigrants live in apts? Same as here in tx. Easy asf to get a place

[@marthaannrichardson]

Zoom out to work, I love it.

[@crystalgoodrich7166]

Dave, thanks for that update. I was in tears in public.

[@Nissan-hz8zh]

Way to rock them braids jade!!!👌👌👌

[@isidorolopez265]

I agree with that like last caller. It’s a thin line, but between being direct and being rude. Everyone have a great great day. God bless.

[@sarahburggraf907]

My 🚗 is certifiable hooptee❤😂

[@NaturalWifeyandMamaBear]

Jade is so beautiful! Inside and out. My sister in Christ 🌸

[@Frusciante0386]

If I have a car worth $2,000 in otherwise good working order, that now needs a ($3,500) transmission repair, for example, I'm going to repair the car. I now have a car that has a newly repaired transmission and I'm out a total of ($3,500). If instead I were to sell the car with a bad transmission for $500, and take the ($3,500) and buy a different car that would be just as old (more or less), I'd be out ($3,000) at first. However, the transmission could theoretically go bad at any time. If it went bad the following week, and I incurred the same ($3,500) transmission repair, I'd now be out a total of ($6,500). That's a difference of ($3,000) as compared to just repairing your original vehicle. In this example, I'm not sure risking what would be a total of ($3,000) would be worth trying to save $500.

[@judyking4597]

Federal fair debt collections practices act - good to know!

[@wale4862]

I can understand abusive parents/wealthy parents. But you should help your parents as much as you can especially when they are old !!!! They took care of you when you were younger Dave !!!!!! Please folks help your parents as much as you can !!!!

[@notgivingmyemail3381]

You can help your parents as much as you want. But the fact they took care of you when you were young should have nothing to do with it. Their choice to have children obligated them to take care of the kids. That choice did not obligate the children to take care of the parents. When you say you should help your parents “as much as you can” I hope you mean AFTER you’ve taken steps to secure your own retirement. If not you’ll never break the cycle and you’ll end up needing financial assistance from your children.

[@3roachkidsdhe]

Happy to see Dave and Jade

[@lilibethvilella]

Love our Ramsey community ❤

[@marilynalbert1314]

You guys you all are Beautiful ; God says 'Be in debt to no man' God is so smart - ya THINK!?

[@scottmiller2848]

Jade is your best co-host by far

[@sarahburggraf907]

Its 🐫 for the win

[@cantuig]

Dave Ramsey for US President 2024 🇺🇸

[@Nigriff]

Precious metals have been used for trade and bartering for thousands of years and their value increases due to their limited supply and intrinsic value, unlike paper money that decreases in value daily and has zero intrinsic value. It’s safe to say that gold and silver coins will be in demand in some form or fashion following a monetary collapse. If they’re not used for general commerce, can’t be traded out at gold and silver exchange facilities or for some reason aren’t widely accepted as the medium of exchange for bartering purposes, they would likely be used in underground or black markets. These types of markets tend to develop when there are widespread shortages of essential items. More recently, parallel economies have been developed as individuals attempt to extract themselves from overreaching governments and their monopoly on the issuance of currency. In many parts of the world, it’s a sad state of affairs. Venezuela, which has been experiencing hyperinflation for years, is suffering from supply shortages. In fact, most stores in Venezuela are out of essentials, such as toilet paper. However, we have recently read that gold and silver, including cryptocurrencies, are accepted in underground markets where these items can be acquired.

[@Nigriff]

Lady thinks her parents are going to be homeless even though her dad makes $280 k 🙄 😒 😑 😐 😂

[@ses-ei7oc]

That was so stupid.

[@jjkatz]

That call was ridiculous 😅

[@amezeibude6820]

She is dump..🙄🙄

[@SeanSmith-i5m]

What day was the call of the widow?

[@margie909]

August 1st

[@kay22100]

I’ve been working from home since 2016 and more productive from home ! 🤷🏽‍♀️

[@notgivingmyemail3381]

If that’s true you are the exception, not the rule.

[@jjkatz]

Me too! We have to meet metrics. Much less distractions at home.

[@jjkatz]

@@notgivingmyemail3381nope, I’ve worked in both offices and at home. At home is much less distractions( at least for me). Also save on gas and commuting time to work. Dave is behind the times.

[@GAFB1122]

Regarding the caller in the travel trailer with medical debt. I got a debt collector calling me for a medical bill that is still in dispute. The hospital incorrectly submitted to auto insurance instead of VA. Once I informed them of their error, they submitted to VA but VA denied it because it was not timely. The hospital is still working with VA thru appeals, etc to get it approved. Note, had the hospital submitted it timely, it WOULD have been approved. I am IRRITATED AND FRUSTRATED because I do not like to pay for others mistakes / errors!! Who does, lol.

[@DreMay-o7t]

Omg jade is so beautiful!

[@sagmeister2234]

Love the show but the continued knocks on working from home are getting old. Not everyone needs constant human interaction. Give it a rest. Sheesh.

[@isidorolopez265]

AGREE👌👌

[@jjkatz]

💯 agree. Dave’s an extrovert so he’s likes all these people ( yes men) around him telling him he’s great. Much more peaceful and productive working at home away from the distractions and drama.

[@Freshprankstv1]

Ok then work from home. Their opinions are free my guy

[@thebestthingthatneverhappe6729]

they joke about daves hearing lol😂. Whats it worth? eight to ten.... dave says no it dont depend whats it worth.... long winded and repeats eight to ten... dave oh ok that makes sense😅

[@margie909]

Dave misheard John from Ocala too. John asked about making double mortgage payments, john said nothing about investing in stock market. Jade just let it ride, but she was biting her tongue!! Dave doesnt listen as carefully as he used to. Only Rachel and sometimes George will point out dave's missteps. He's still the best!!!

[@jpyron22]

1st call last hour - listening to that….this is some sort of prank call/parody right!?!?

[@MariaGarcia-gj5ie]

My mom is always giving her money to my baby sister. She lives with me . Should I ask her to contribute to our household bills?

[@nathanrainey7209]

If she lives with you the absolutely. At least a 1/3 (to be generous to your mom) of the house bills if it’s just you two.

[@arianavidal]

Or she can go live with your sister

[@chuckstemm443]

Jade is the Robin to Dave’s Howard 😅

[@sarahburggraf907]

Except Daves not an egotistical jerk😂

[@brookelondon8029]

I knew she reminded me of someone. I never understood why someone needed a sidekick and that's what it sounds like. Now when she's answering a question she's fabulous but he does not need a sidekick. It's annoying.

[@Brovillion559]

This lady trying to take care of her pattens is unreal. But it’s not that uncommon. My in laws blew several million and now live with their parents “taking” care of them. Free rent and more inheritance is what I think.

[@cuzuvmcvoy]

1:29:44 HAHAHA!!! NO CAN DO!!!

[@samanthaberch]

I actually know a family and their last name is Savage. I know another family with the last name of Slack.

[@laszlobauer5274]

Credit score to rent? What if a carpenter has an 820 credit score and the next day he moves in a rental he cuts a hand off?

[@marthaannrichardson]

Jesus help me, 1:59:15 😂

[@nathanrainey7209]

The green rental company doesn’t rent to out of state license without a return flight ticket with a debit card.

[@yellowtrain3161]

Geez lady…take the phone OUT of your throat!!

[@Angel42836]

That person that doesn't want to move out of her travel trailer why doesn't she just buy some land and just own the land that her trailer is on then she has the best of both worlds

[@russellthompson2126]

to the brics question... They control 32% of the world econonomy. But ghey make up much less of total reserve currencies. the USD is still more than 50%

[@robinhammer39]

Guys, there are no aliens!

[@amireallythatgrumpy6508]

A statement that can be neither proven nor disproven.

[@jjkatz]

Typical arrogant human thinks we’re the center of this vast universe.

[@kevinomalley1521]

Love all the team but wish Jade wouldn’t feel the need to be OTT with the fake laughing so much. Grating.

[@brookelondon8029]

We are used to hearing Dave speak without people interjecting an enthusiastic word of approval every so often. It's actually disruptive.

[@kevinomalley1521]

@@19CS91 "Come on"

[@andrewstancil1723]

I don’t mean this in a bad way, but if the roles were reversed and it was a male that had his wife pass 3 years ago and didn’t work, Dave would have ripped said male a new one for not finding a job for 3 years! Just saying.

[@skate4lifejm4eva]

Can you help steer me to which episode she was on? I don’t catch every episode on here and now I’m curious

[@andrewstancil1723]

@@skate4lifejm4eva it was the episode on august 1st

[@ebonylo.]

Well Dave has old school values

[@andrewstancil1723]

@@ebonylo. even if he has old school values that doesn’t excuse the double standard. Plus 3 years is a long time. People are just lazy. She wasn’t working before he passed and didn’t want to work after he passed.

[@jjkatz]

@@andrewstancil1723agree! Needs to get a job already. I’ve always worked one or two jobs no matter what was going on in my life. Some people think they don’t need to work.

[@yankos_]

1:44:31 These guys need to go pee-pee!!! 😄

[@myoldvhstapes]

Looks like more 'swayers.' I've commented before that I have no idea why the director doesn't tell the screamers not to sway back and forth. She stands there giving them other stage directions. And why haven't the couples rehearsed beforehand?

[@GeneralMilk-m1m]

Please, how can I make profitable investment!! the market is getting highly volatile currently, this is the best time to invest and trade on cryptos.?

[@markdavis1326]

I would advice anyone embarking on crypto investment to get a professional who will manage your account with less loses.I invest with a strategic crypto trader assigned by a crpto company that trades for me and returns my profit on weekly basis.

[@felixwilkinson8452]

As a beginner, the best you can do to yourself is to get a professional that will handle your account and minimize lost to it's nearest rate.

[@felixwilkinson8452]

Mr Vinny help me make more than 120k from an investment of 20k within a couple of weeks, his really a great dude

[@chloewatson2247]

Am astonished, I think am the only one familiar with Mr Vinny lingham , he handled my account too

[@christopherjumal5579]

Mr Vinny lingham ,, has really helped my life and entire family during last year. May the good Lord inspire you more

[@dorotheaanderson9482]

Agreed

[@D1DDYK0NG0]

what did you agree with

[@ses-ei7oc]

It's WARshaw not Washaw.

[@ses-ei7oc]

@@19CS91 Drives me nuts!

[@cleliaparnell8743]

She doesn't correct him so it must be right.

[@MM11zxc]

of course she is forced ethically and morally to take care of her parents when they are older as they took care of her when she was young - what a society! Is this how Americans are raised ? it is okay to leave your parents? just ridiculous what you have said - money is not the purpose of life

[@arianavidal]

No, she's not! Her parents decided to have her. It's their responsibility to take care of her when she was young. Their inability or refusal to act like grownups and take care of their stuff is selfish. I am a mother and have never ever contemplated my children taking care of me! It's my job as their mother to raise them to take care of themselves while I put myself in a position to take care of myself for the remainder of my life! I would never dream of burdening them with the result of my poor choices!!

[@Nigriff]

If you're sharing $1 million with your spouse, you're not a millionaire.

[@amireallythatgrumpy6508]

If you have a spouse, you're only half a human. Hopefully you are the head not the feet.

[@jodeekadous6918]

Do not like this cohost!

[@isidorolopez265]

Y. NOT???

[@rajinald1]

Gofundme for the widow?