Your Income Is Your Greatest Wealth Building Tool | January 2, 2025

[@mrsh2167]

I do very little at home cooking but we eat at home 98% of the time. There are easy things you can throw together

[@Nceb]

After 10 years of public service and on time payments, my student loans are all forgiven. My loan servicer was also Mohela, and I did not like how long I had to wait, 2 hours before speaking to someone. I'm glad that my student loans are gone and now I'm debt free. Next is Baby Step 3: Saving 3-6 months of expenses in a fully emergency fund.

[@Vash610]

Kinda agree with Ken on the New Years thing. Sometimes people say things just to say things. Same thing with "how are you?" Everyone's answer is just good or whatever.

[@natalieleybold3887]

Sometimes people do just say things to say things that's why I have no issue with them saying something different for a change no difference in saying happy new year or good morning if you don't mean either one why would if matter which one you say

[@Vash610]

@natalieleybold3887 I just would like words to be genuine. I just say "hi" if I really don't care to know about someone's day. If I do care, I will ask, "how's your day going?" Just sick of the typically, how are you? Good. How are you? Good.

[@scrubs4everr]

Amazing combo, Ken and George!! 🎉

[@MilosKvakic]

it's really crazy how nobody is talking about the book the hidden path to manifesting financial power

[@kathleenhillier6765]

Erin the rules on Student Loans have changed. They did wave interest for a bit but everybody's had come back a year after enrolling in the save program so now no payments are due but people are incurring interest on their loans.

[@Trustbutverify2651]

100% and easy enough to research online!

[@queensprinkles4348]

Her difficulty managing her loan owner is not really a financial call that helps others. It was too long and boring.

[@reneespring834]

Ryan from NC call Good try George and Ken, 200% yes to boundary setting with mom But a part that was missed is with her, figuring out how to live on her income, her budget etc. She needs affordable senior housing. In my state there are decent options for this, and every town has a senior center with activities and services to help seniors. Also, healthcare will be Medicaid or an advantage plan. Many people are in moms situation, limited financially, in later years, and just live a simple lifestyle. Then Ryan can be a blessing to her on his and his wife’s terms, including her on family events or vacations, etc. But her basic lifestyle needs to be sustainable on her SS income.

[@LittleParalegalsChildcare]

Happy new years yall good job 👏

[@morrisnickmackay]

Great to hear Aussies calling the show :)

[@amireallythatgrumpy6508]

Must have called rather early in the morning!

[@lucasfater6409]

I think Ken was extremely insensitive and ignorant on the call about the vasectomy. He seemed to be kind of negative about starting a family and getting pregnant in her mid 30's, and seemed skeptical about the effectiveness of the reversal. Seemed to also come across like there is some big weight on the guy having a kid at 42. Sometimes life doesn't allow you to have kids in your 20's. Just because someone isn't living the life he deems appropriate doesn't mean he should be condescending about it.

[@Enginshim]

Reverse vasectomies have a very low success rate. Also, the guy is 42. I am 43. No way I’m having another kid, no matter how much I love my wife.

[@fitandequipped]

Agree with your take. Life has many twists and turns and babies in your twenties isn’t guaranteed.

[@danboozled]

By age 37, %2.5 of a females eggs remain. Chances of a miscarriage and complications sky rocket. Some studies show that females are becoming less fertile earlier as well. Add the reverse vasectomy aspect, that's probably less than %0.1 chance. I'm in no place to tell a person they shouldn't start a family, but setting expectations is important.

[@shionajoseph3248]

The fact that they’re planning on a reverse vasectomy and haven’t seen an urologist yet tells me they’re not living in reality. The chances of it working is slim and good chance they need to be saving up for IVF. I hope not for her sake but everyone I know who’s spouse had a vasectomy all had to go the IVF route

[@lucasfater6409]

​@@Enginshimincorrect. They have about an 80-90% success rate. My dad was 39 when he had my brother and 41 when he had me. Sometimes life doesn't fit in the perfect little box that Ken tries to put people in.

[@pnwflipper2089]

In the words of the late great Bob Newhart, “STOP IT!!!” Do you want to win financially? Then knock it off with the stupid swiping. Cut up the credit card. You are swiping away your security in old age. You are swiping away your kid’s future. STOP IT.

[@Trustbutverify2651]

Good show today. Some people need straight talk and you both can give it.

[@matthewgarner8728]

Happy New Year everyone!😂

[@bettedavis9261]

😂😂😂😂😂

[@aubreybush5287]

Happy new year 🎉

[@sharonann3274]

You really have issues with the "Happy New Year" address! Counseling could help! LOL

[@suzanne7225]

Listening to Charlene from Australia it was obvious that she has more going on than just a shopping addiction. Telling people to just stop an addiction never works. She needs some kind of counseling to find out what is beneath the surface of her problem. I have found that making small changes is easier and more often leads to big changes, rather than just trying to stop ourselves from participating in a specific, detrimental behaviour. Reading books is awesome and I have read many that have given me some great ideas, but getting to the root of a problem is usually not found in a self-help book.

[@jgrib6102]

happy 🎉new year

[@Trustbutverify2651]

Think of a different way to respond to Happy New Year - just say, "I hope you have a good year, too." Totally agree w/Ken that these constant repetitions of some holiday greetings get tiresome.

[@metallifreak100]

Quickly, with the first caller. They seemed impressed by her income of $88k. In USD that’s closer to $60k. Beyond that, it does appear she has areas she can cut though (like takeout).

[@mrsh2167]

part time she said

[@danboozled]

Depending on inspection requirements, a $16k truck sounds like a potential nightmare in maintenance. Vehicles are very expensive these days. I'd recommend buy something older, 90's early 00's, with no bells and whistles, which means less to repair and less insurance.

[@jennifersparks7611]

I love y'all 💖

[@lisak6321]

We're living in a society people!

[@Trustbutverify2651]

Ryan - why would you even think about funding your Mom's retirement when she has a college degree and can work?

[@d.c757]

HAPPY HAPPY HAPPY HAPPY NEW NEW NEW NEW YWAR YEAR YEAR YEAR KENNNNNN😂

[@edwolfe1950]

Happy New Year until the end of January. What's wrong with sending out greetings! It's rude to ignore others greetings!

[@amireallythatgrumpy6508]

Fair, but only for the first time you see that person in January.

[@Richakia654]

Re: first caller....I kind of disagree with their comments. It could be she needs to just "grow up" but it also could be that she needs therapy and is really struggling with something. It's not as easy as "just stop" or "meal prep" for some ppl. Ijs. Her spending is just a symptom of something deeper and someone with some knowledge around trauma, addiction, coping, etc needs to speak into her. They gave good practical advice but it seems she needs something deeper than that. And saying "just stop" is kind of insensitive. But definitely good practical advice if she just needs a "shaking" / come back to earth moment.

[@pnwflipper2089]

She has a choice. She can win with money or continue to lose, but she has to choose to make it happen and follow through because it’s all on her.

[@aidanealy5078]

It’s so easy to hide behind mental issues…. Sometimes u have to be an adult in life

[@YouMissedBro]

It's called being an adult

[@queensprinkles4348]

I agree with you that it is likely something deeper. However, she called a financial show not a therapy show. She got financial advice🤷‍♀

[@SallyannDawna]

Thank you so much for this amazing video! I need some advice: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

[@wichoflores9922]

Give me the option to pay for endorsement free watch for Gods sake . Tired off fast forwarding 😡

[@brandonripperger8913]

George is a pushover I agree with ken I wouldn’t put up with the bs from the loan companies

[@Trustbutverify2651]

Why is Aaron calling about his wife's flight school - why isn't she calling in? This sounds like a lot of money and a lot of hours for a private flight license. His wife should have called in and explained what kind of license she hopes to get - the hours vary tremendously.

[@LisaEvert]

I like to say "Happy New Year" for the month of January It is wishing the other person a blessed year. Ken Coleman sounds like a grumpy person since he doesn't want to speak a blessing over others. My suggestion is for Ken to stay in his lane. Ken can say whichever greeting his wishes. Avoid trying to tell others what to say or not say concerning this greeting. Just my 2 cents.

[@Tlittlet2]

Yea Ken sounds so bitter. Who cares!!! Happy New year🤣🤣🤣

[@Joce123]

It is irrelevant that you do not like cooking... Get over it

[@nakke3]

You start to like cooking after 3 days of water for food 😂 Western world problems: laziness, too much money, safety net and ego. When you get too high in the Maslovs hierargy not easy to tap into gazel intensity. Some can trick their own brain, some can't. Three days on water will give you a taste of that first step. Ride that feeling in your saving.

[@YouMissedBro]

These people act as if HamburgerHelper or boxed Mac & Cheese is even hard to cook 😂 "but I need my Wendy's" - broke single mom

[@bettedavis9261]

@Joce123 well said!

[@Trustbutverify2651]

So many easy recipes now and with a little planning ahead a crock pot can have dinner ready when you get home from work.

[@hilarysullivan4397]

Ridiculous conversation...geez 14:06

[@foreign_agent]

Good show, but it's good because of an old dude with 30+ years experience. I wish Dave stayed more engaged and outsourced this less. He rocks.

[@MarnaCOG7]

He's planning for the future and building his own Entreleadership podcast. Have you heard it yet? It's EXCELLENT!

[@amireallythatgrumpy6508]

@@MarnaCOG7 You talk about the Entreleadership podcast as though it's new. It's not. It's been around since 2017. But it certainly became excellent when Dave took over hosting it two years ago.

[@uihih1]

Funnily enough, I’m not a huge fan of Dave and greatly prefer the shows with two of the other hosts

[@oceansky6207]

And these two guys have no charisma either.

[@noname-ea]

I love the combo of these two... they have a great understanding of each other and know their stuff without being angry at the callers like dave

[@LG-zy9dp]

She got overpaid and never questioned it?

[@Trustbutverify2651]

A huge number of Americans can't do math...

[@cynthiawlaughlin5435]

First caller is bogus

[@bobbyandcarolshearin4935]

What difference does it really make? If someone says happy new year to you. Just say it back for goodness sakes. This is just plain “silly.” Stop acting silly as you said to the lady earlier.

[@kylewtracy]

She is spending way too much money on flight school. The fix is find a place to fly cheaper.

[@robertsbarbieroberts224]

The guy sounds jealous his wife is getting her ratings. Very unsupported. If He feels this way now and when she gets an airline job which is very likely very shortly after she gets all her ratings they’re not gonna last.

[@jennifersparks7611]

She needs to do what my sister's do they go through t.j Maxx and or put it in your basket and leave it. Just walk away from it

[@Trustbutverify2651]

Or better yet, stay out of stores and organize you closets and see what you already have that you had totally forgotten about!

[@Budgetlikeitseasy]

Todays show felt very toxic. Sadly - from both of you. I usually like you both but today both of you were toxic towards each other and your callers. And Its not what you said but the attitude..

[@joinbernard]

*I'm glad you made this video. It reminds me of my transformation from nobody to having a good home, an honest husband, earning $38k bi-weekly, and a loving daughter.❤.....*

[@iziebella]

Hello! How do you make such a weekly amount? I'm a born-again Christian, and sometimes I feel down about my low finances, but I still believe in God

[@joinbernard]

Thanks to Mr. Ray Dalio time in my life, which had a profound impact on me.

[@katt246]

It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Ray! Imagine i invested $50,000 and received $190,500 after 14 days

[@stevenriano6091]

Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Ray Dalio.

[@McCarthy-d9h]

Yes! I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.

[@debbiehall1806]

The Aussie chick needs to read he barefoot investor, the Australian version basically of the Ramsey Show. Also the student debt is paid off in her tax, that’s how it works here. Concentrate on the CC

[@sherrinash2561]

Put the $50,000 in a high yield savings account to earn a little extra and take on a side hustle.

[@wichoflores9922]

Very little comments why is that 🤔 rather watch paint dry

[@kozzlow1]

Wow they dont even try to digure out a way to help the mom.. Nice.. not! How is the heck will compound u terest help her?? Lmao u guys suck.

[@yodaddy4944]

Lol only 3 comments in 3 hours, nobody likes these two

[@NMelter]

I love these two!

[@DarleneEhalt]

I'm not a fan of Ken, seems always like a downer

[@1776Enthusiast]

This ken guy should not be allowed to host. He's terrible

[@edwardhale2412]

(BS 7) I rather George not be a host or co-host.

[@sandrasalman5767]

Ken and George are my two favorites after Dave.

[@ArzuBercem]

Their unique approach to decentralization and giving users real ownership of their data is super interesting. It’ll be exciting to see how their platform grows and becomes more popular.

[@VIRGILCornett]

The innovation behind Web3 Infinity is mind-blowing. This is the future!

[@MelodeeBlodgett]

Joining the Web3 Infinity presale was a game-changer for me. Join the movement!

[@SunaSerdar-y4q]

The future is here, and it’s called Web3 Infinity! 🔮🚀

[@reneespring834]

Ryan from NC call Good try George and Ken, 200% yes to boundary setting with mom But a part that was missed is with her, figuring out how to live on her income, her budget etc. She needs affordable senior housing. In my state there are decent options for this, and every town has a senior center with activities and services to help seniors. Also, healthcare will be Medicaid or an advantage plan. More people are in moms situation, limited financially, in later years, and just live a simple lifestyle. Then Ryan can be a blessing to her on his and his wife’s terms, including her on family events or vacations, etc. But her basic lifestyle needs to be sustainable on her SS income.