The Ramsey Show (REPLAY)

The Ramsey Show (REPLAY for July 3, 2023)
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[@Clipahoy]

I started listening to Ramsey in 2022 November. I started saving. Sold everything that didn’t bring joy

[@is0sceles]

I'll add to the first caller's thoughts here. I worked at a Fintech company myself, and it was kind of bizarre how we justified what we were doing, especially with high-interest short-term (essentially, 'payday') loans. Primarily, the hivemind logic at the company was that if WE don't offer these loans to our customers, they will get the loans elsewhere. And while I get that idea, and it certainly is compelling especially when you have to compete with other businesses, it's a very cynical and defeatist attitude. "If we don't screw over our customers, someone else will!" I only lasted at that company for about a year before I decided to quit. I would never want to be part of something like that again.

[@mayapastrana4444]

I am glad you quit. That business is not ethical.

[@miriamvassallo4722]

This show has changed my views about money. My 50th birthday was on July 2nd and I asked for books. Total Money Makeover, Baby Steps Millionaires , Rachel’s book and John and Ken’s books. Just need George and Jade to write theirs m. Thanks for the great advice daily.

[@jcszot]

I wish that the vocational trades would get the attention they deserve. They used to, but now there seems to be a drastic turn towards academic college. I have nothing against college. Let me be clear on that. But my late husband was a skilled tradesmen for 33 years And we had a very nice life. A beautiful home three cars, two vacations a year. Now he got sick and did pass away but as a widow, I am taken care of because of all of his hard work. I just think people need to realize how important and how much the skilled tradesmen and women are needed. We need electricians we need plumbers. We need people to build bridges and buildings so they don’t collapse. What would you do if your toilets didn’t work? Are you going to know how to fix it? Probably not. A Union plumber makes about $73 an hour and a licensed electrician probably makes just as much if not more with his benefits and pension and annuity package wrapped in. I just wish that people would encourage their kids to look at the trades. I spent 15 years working in a public school district. I can’t tell you how many meetings I would sit in with parents and guidance, counselors, and directors of student professional services, and I was always the only one who ever brought up the skilled trades as a futuristic option for their child. And in closing, I’d like to mention, you don’t have to join the union. You can have your own private business. I know very few private plumbers and electricians that have gone out of business. Most of those businesses are passed down from generation to generation.

[@andreeanasca8216]

is it just me who loves these two together the most? :)) they also relate to millenials so well. love them

[@Prd64twl]

Well stated...👍🏾 Do you know what 🎯 targeting/gang stalking is?

[@KufLMAO]

@@Prd64twlwhat

[@Prd64twl]

@@KufLMAO Hi Brad. Thank you for responding. How familiar are you with targeting and gang stalking?

[@KufLMAO]

@@Prd64twl BRO HOW U STSLK A WHOLE GSNG

[@Prd64twl]

@KufLMAO I understand your great question. They're not like a street gang though. I realize how misleading that name is.

[@kleindropper]

Something didn't add up with the dude making $850K a year having a mortgage and a car loan. WTH.

[@widescreen1272]

With a 10MILLION NET WORTH? LOL

[@jcszot]

I sort of do that with Amazon to stay within my boundaries. I don’t have my personal cards attached to my Amazon account. I go out and buy an Amazon gift card at the grocery store for the amount of money I’m going to spend on what I already know I’m going to buy and need and is in my cart then I go home and I use that gift card on Amazon to buy those needed items and that’s it! People can go a little crazy on Amazon, myself included but a few years back I thought I’ll just go to the grocery store and buy a card like I would for somebody else’s birthday, go home, stay within the parameters of that card and then that’s it. When I need something I’ll go and do the same thing again only buying what I need. Now sometimes there’s a small fee attached to those cards but I think doing it this way is the lesser of two potential evils lol and that is over shopping an over consuming. I buy certain supplements and protein powders , coffee, consumables I call them off of Amazon. It’s easier because for me to get into the car I’d have to drive to three or four different stores, using gas to obtain those items.

[@YoSmoked]

*Let's just appreciate how much of work and time he put into these videos 💘💘*

[@rashell6673]

For Tavel nursing, you got to work a staff job first! Minimum fit a year but more is recommended. Not sure if that is well known or not.

[@shannonfritch8313]

10 million net worth and he is trying to figure this out and he still has a mortgage? 🙄

[@BruhZerk]

Seriously callers like that piss me off lmao. I don't see how it could be anything other than a flex. If not, the lack of social awareness and critical thinking is astonishing 😂

[@kleindropper]

$10 million with a $150K mortgage and a $30K car loan? Wut?

[@joseluna5934]

As a business owner Iam assume most of that money it’s net worth from the business.

[@ryanmaris1917]

Wish Dave had been on to tell him that exact thing.

[@HashPhantom]

Give us shows from the archives, Dave in his prime.

[@jonnyquickalive]

i love the old ones. personally i think he was better back then

[@savanah1407]

@@jonnyquickaliveAgreed!

[@DorothyM45]

lol move along Murphy..

[@shannonfritch8313]

Right?

[@CammieKN]

Yeah. Let it be. Its only 250k compares with 850k income.

[@t3morga]

Man was wasting time....call too long

[@juliojimenez4071]

Joe no dejes de aserlo porfavor eso me encanto de tus vídeos veo tus vídeos I cadaves que lo ases yo i mi familia nos emociona i asta mis niños ya saben quien eres I asta tu nombre conocen eres de las últimas personas que quedan en este mundo que se siente el buen corazón que tienen

[@SashaMG]

I want to know what Murphy does? 850??😳 i guess murphy’s law avoids murphy

[@louisdambach9671]

36:26

[@mattstewart557]

Starting to listen to the show just for guys like Murphy that call in just to troll

[@LakeAllfredLuigi]

Awesome show. Next gen taking over the show. It’s so amazing.

[@davidwolfe7777]

Why on God's green earth are you quoting Walt Disney?

[@la2722]

Joshua fluke: 100 The dinosaur show: -3

[@amireallythatgrumpy6508]

Joshua Fluke: 0 The Dinosaur Show: Does not exist

[@jvnp834]

I don’t agree w selling homes that are paid off. I would hire a company to handle that. The caller made enough to pay off her home and she had substantial savings to put a chunk on that. Idk.

[@davidbetts1180]

I also recommend Revolut for having a virtual one time use debit card so protect against fraud.

[@Sylancewillfall]

For the algorithm

[@laurieknodel8442]

You forgot to figure in the monthly payment to the nursing home for caring for Brandy's grandmother.

[@jenniffervalverde6220]

😊

[@MariaxMariaxMaria]

✍🏾✍🏾✍🏾

[@t3morga]

Man get Murphy off the phone....wasting time

[@michelleh9794]

Horrible advice from George on the 5 % match. You the 5% traditional to get the match and then 10% to the Roth.

[@lithiumstatic]

Dave should watch these 2 and learn STOP interrupting. I'm avoiding the episodes with Dave for this reason. IT'S RUDE RUDE RUDE! I don't care if the answer has popped in his head before the caller finished talking. Enough! Manners Dave. You know what those are and aren't above using them.