The TOP 5 BEST CREDIT CARDS for FREE STUFF

[@GrahamStephan]

Thanks for bringing this to my attention! Chase Sapphire Reserve closed the loophole that allows the $300 credit per CALENDAR year...for new accounts, it's now on an annual basis from when you signed up. All good things come to an end...

[@DavidJGlad]

Thanks for the FYI! I always wondered how you'd deal with (the frequent) changes to card offers/benefits. RIP Discover's best-of-breed travel insurance benefit for a no annual fee card.

[@brucegibson7706]

I’ve wasted over $1300 on Lexington law and got poor results with removing items from my credit report..I was able to remove all the negative items after contacting spacewebexperts@ gmail com and raise my credit score to 800+, he was able to clear my credit card debts and student loans You can also text them on 8 6 2 2 0 5 3 2 2 5

[@iamamai5252]

Would you recommend the uber credit card for those starting off that want to travel and do not want an annual fee?

[@localguide7994]

There's no free downgrade for the Amex Play because it is a charge card so if you really wanted to downgrade it without cancelling, you'd have to go for the Amex Green or Gold (Gold is recommended if you don't have it yet because the green is absolutely horrendous for value)

[@Paulokun7]

Ahh the good old days where you were able to do that and get the 100k bonus :D

[@TheCreditShifu]

Life hack for the platinum Uber credit, it works for Uber eats too! So if you don’t use Uber one month, just order a free lunch!

[@GrahamStephan]

Are you serious?? I had NO IDEA...thank you!!

[@luxurycardstore]

@@GrahamStephan Yup it's true according to the Credit Shifu

[@naturalQueeP]

Wow! That’s awesome!

[@S1RLANC3]

Wow, thanks buddy. I didn't even know that either.

[@TheCreditShifu]

Hulk yeah, it’s not in the terms and conditions, but it does work, I use it most months

[@YouGoPro]

⚾️ I’ve been using my Southwest card for a year now and racked up close to 200,000 miles and earned my “companion pass” where 1 person flies with me anywhere for free! ⚾️

[@GrahamStephan]

That’s AWESOME!! That’s the way to do it!

[@yuppystick]

Graham, you are such an amazing video maker. Genius creativity and a perfect persona.

[@GrahamStephan]

Thank you so much, man! That seriously means a lot...there's a lot of planning (and coffee) that goes behind these videos!

[@circletech7745]

The single most important message you can send to anyone getting into this game is to treat your limit like its NOT your money. If you can get into that mindset, it doesnt matter what your credit limit is. It could be infinity for all we care. Then and only then will it not matter how many credit cards you have.

[@GrahamStephan]

Very true!

[@Shannon_Vlogs]

I can’t believe you suggested I have a little bit of self-control.

[@GrahamStephan]

Time to put that self control to the test!

[@Shannon_Vlogs]

Graham Stephan I already bought the flatscreen TV you suggested near the end of your video

[@siaculle]

@@Shannon_Vlogs lol

[@michaelmaddox2536]

@@Shannon_Vlogs #dead

[@geronimozuniga314]

Graham, you have always inspired me ever since I got my license. I have literally taken in your footsteps. I'm 19, I have two in escrow, both going to close over the next 15 days (gonna be a good Christmas). I am motivated by your vision and goal to create wealth through real estate. I have started my own you tube channel now to start my journey. Thank you Graham. Geronimo

[@GrahamStephan]

You got it man, my pleasure!!

[@MattLoberstein]

No “in 2019” in title - not sure I can trust this

[@GrahamStephan]

I should skip 2019 and just do 2020 videos now

[@iaskaterwhos12]

Graham Stephan now you're playing 4D chess.

[@Double-disco-dude]

By far my favorite KZbinr 😁😁

[@devchatterjee9642]

I'm very glad you did the disclosures you did...many credit card channels don't talk much about how easy it is to lose self control or not understand debt.

[@GrahamStephan]

🙌🏼

[@PointsPointers]

You’re really doubling and tripling down on that credit card content 👌🏽💪🏽. Love the Tai Lopez pics lol 😂😂😂

[@GrahamStephan]

Gotta go with it while it works! :P

[@TheCreditShifu]

Ooh, fancy seeing points pointers here! Hi Ramy!

[@PointsPointers]

The Credit Shifu hahaha if there’s a credit card conversation you’ll find me there lol😄😄. Hey Ben, hope all is well with you.

[@Templarswordxx7]

Where the $$$ @! 💦🍾💲💵

[@PointsPointers]

Templarswordxx7 🤑🤑🤑

[@seifnasser6386]

I also love how graham takes time to respond to comments. By far best channel for everything.

[@GrahamStephan]

🙌🏼

[@philrodrigues9270]

You for got to mention you can use it to break in your house if you get locked out Graham

[@MrGodown]

I would hope you have better designed doors.

[@jj7958]

@@MrGodown yea. hopefully a dead bolt. lol

[@JeremyKersten]

Good video. Because of your other credit card unboxing video I have applied and been approved for my very first consumer credit card at age 31. Time to build some credit! Oh, and I have planned an unboxing video for it to come soon.

[@GrahamStephan]

That’s awesome!!! :)

[@jordangumila4710]

Hey Graham hope you’re doing well. Your videos are really helpful. Would you be able to do a video in more detail explaining how to use the credit card points?

[@theancientsam]

I think this is my favorite video so far because Graham keeps telling the audience to pay attention and listen up lol. "If that didn't make sense just go back thirty seconds and listen again" lol

[@valentinolnunez]

I've been waiting for this video!! Thanks, Graham 😁

[@GrahamStephan]

You got it!

[@jorgesolis7897]

Great video! I love content like this! Keep these videos coming! I love the personal finance, credit cards, wealth videos in general!

[@GrahamStephan]

Thanks so much!!

[@MegaJolaus]

I just got approved for my first credit card couple minutes ago lol. Nice timing Graham.

[@GrahamStephan]

NICE!! Which one?

[@MegaJolaus]

@@GrahamStephan Capital One Journey 'student card'. Btw, thanks for all the cool advice man. Keep it up.

[@thegreat9481]

Biniyam Started with that one as well. Got credit limit increases every 5 months about. In a year i product changed to the Quicksilver and I also have the Savor (before the annual fee). Good luck, they’ve been great to me.

[@willthomson550]

So much love graham binge watch you more than netflixs !

[@NuanceBro]

Come for the info. Stay for the Tai Lopez and BIT CONEEEEEECT memes. More plz

[@GrahamStephan]

Haha deal!

[@andrewsalazar98]

Just got approved for a Chase Sapphire Preferred on a $5,400 limit! 20 years old (21 on Saturday), 734 average Credit Score, and graduating college in one year. I have to say, you're a fantastic KZbinr and you make financial life much easier!

[@GrahamStephan]

Nice!!! Enjoy the card!

[@andrewsalazar98]

@@GrahamStephan Thank you, Graham!

[@travisfein]

Graham, what're the terms and conditions like regarding cancelling the card? What if you sign up for a card, with no annual fee for the first year and then get the bonuses but cancel after 12 months?

[@jas_diaries]

Travis Fein it takes points off from your credit score, never cancel a credit card just shred it

[@travisfein]

@@jas_diaries Thanks for that, I had no idea! If you shred it though, wouldn't you still get charged the annual fee for the following year?

[@DavidMossMGS]

Travis Fein yeah you would That guy who commented is a dumbfuck

[@davidcohen7801]

Downgrade card with annual fee to a card with no annual fee, set up an amazon allowance of 1$ per month to keep the card alive and set up autopay on the card. Always better to keep a card than cancel, especially if it has no annual fee. For the platinum card there is no downgrade path with no annual fee so you would be forced to cancel if it doesn’t make sense or get a different charge card from them. Also, don’t shred cards that are open.

[@daniellec8780]

I'm so grateful that I could learn from you what my teachers have failed to teach me

[@GrahamStephan]

🙌🏼

[@InvestingBookSummaries]

Looking to expand my credit card collection, so this video has great timing.

[@GrahamStephan]

AWESOME!

[@foifoifoi610]

Hi Graham !! My boyfriend and I love your videos. He usually reads the description because he feels like he gets more out of it than watching the video, I just watch the video because I feel I get more out of it doing that. Thanks for posting

[@GrahamStephan]

Thanks so much! Tell him to keep the video running in the background for that extra watch time ;)

[@foifoifoi610]

@@GrahamStephan Haha yes I will :) :) Thanks for the reply

[@shanekeys1921]

I had to pause Meet Kevin when I saw your notification pop up.

[@BrentInvesting]

Lately Kevin has been a bit overboard on the Dave Thing lol - We get it.... but that's not what made his channel what it is today. He hasn't made an RE video in awhile, it's been exposed after exposed and it gets a bit dull so yeah... i'm with you on listening to graham talk about how to load debt on a credit card buying expensive TV's and move to mexico to get free stuff for live. JK of course :-D

[@serjeynoga3212]

100% agree with this video. I work at the bank, and I utilize all the perks and benefits of using credit card for everything. After 2 years of using a chase card I cashed in my points and bought all new appliances at my house.

[@GrahamStephan]

🙌🏼🔥

[@maygun4030]

But but but but dave ramsey says credit cards are BADDDDD.

[@jbkaufman3621]

✂✂

[@GrahamStephan]

;)

[@lazulin]

If you're a person who has ever ended up in credit card debt, Dave Ramsey is right. If you're good at paying off your balanced in full every month, then this video is right.

[@sonohrina2012]

Dave Ramsey talk to people with no self control that get into crazy debt he advises the average consumer. Minimalist or people who are very meticulous with their money have the mental capacity to handle credit card cuz they’re not hypnotized by advertisements

[@kwnfitbykira]

This is Golden, Graham. Your videos are honest and straight forward. Favorite channel this year. You’re doing great work, friend. Godspeed

[@Adpatton89]

If you're ACTIVE duty military (sorry Reserve and National Guard) you can get the American Express Platinum for free! Once you get the card just call customer service and tell them you're active duty and they will waive the annual fee.

[@GrahamStephan]

That's awesome!

[@IkaikaArnado]

It's the same for the Sapphire Reserve as well.

[@gladdy02]

are you sure national guard does not get this card?

[@IkaikaArnado]

@@gladdy02 gotta be active duty...

[@Campos2011]

It would be awesome if they did it for Veterans, with providing DD214 and proof of deployments on there. That would be great for me and many others but I've been out of the service for 8 years.

[@esmeraldahawkins278]

Perfect timing of this video! Have 15k in expenses coming up next month and was just going to start looking into which other cards to open so I can get more points instead of using my debit and get nothing back! You just made the task a bit easier thanks!!

[@GrahamStephan]

AWESOME!!

[@Palpatine919]

Notification Gang! I love you Graham, i have been watching you for like the longest time now. I'd love to meet you! Do a meet and greet!

[@GrahamStephan]

Graham** ;) Haha definitely down to do a meet and greet one day!

[@Palpatine919]

@@GrahamStephan autocorrect 🙄

[@mariacastro2258]

Graham Stephan e

[@quarrelp8504]

Been here for almost 2 hours watching your video, blog after blog and sharing it, and like it.

[@GrahamStephan]

Thanks so much!

[@financialwolf]

WE BACK FLEXING CREDIT CARDS?! WAIT...WHEN IS THE CREDIT CARD VS BLENDER VIDEO COMING?

[@GrahamStephan]

99% I'll post it Monday...no joke, I think this is my favorite video I've ever done. Be ready!

[@ricemckrispy]

Amazing video! Fair point made and good disclaimers at appropriate moments, good going :D

[@GrahamStephan]

Thanks!!

[@Connorนักธุรกิจ]

Make a video on how to manage all your credit cards

[@christopheri6036]

Conk try Mint.com, you plug in all your accounts. Super helpful

[@jorgenvonstrangle000]

don’t use it or pay it off fast

[@ReynaMCarcamo]

Conk - it’s as simple as not spending more than you can afford

[@faintedmemo]

Step 1) Set up autopay. Done.

[@WilliamSmith-c4i]

I like that lamp! Great vids thanks Graham

[@GrahamStephan]

Thanks!!

[@you61299]

When you are fast enough to click into the video, that you don’t get ads

[@GrahamStephan]

Hahaha i do the same thing! No ads for the first 3-5 minutes!

[@seifnasser6386]

Was watching the office saw your notification and I was like the office can wait

[@GrahamStephan]

😉🙌🏼

[@ZacharyLaid]

Graham has been bulking His Ally bank account hellah phat 😎

[@GrahamStephan]

Did you see those massive 2% GAINS?!

[@ZacharyLaid]

Graham Stephan yes bro been stacking up that cheddar 😎💰💰💰

[@skylinec83]

Get on that Marcus Bank, homie.

[@fernandocisneros2618]

Zachary Laid Finding Freedom lol

[@naegleriafowleri2230]

I have ally bank but never used it cant get over the fact that there aint any local place to get your money if need be

[@jjmac5712]

Thank you Stephan!

[@Likahing]

06:09 CHASE SAPPHIRE RESERVE's $300 Annual Travel Credit is NOT calendar year. It's every 12 months. I've opened my account in Oct and according the Chase, my "next year's $300 Annual Travel Credit will begin after your statement closing date in 10/2019" 09:33 For AMEX PLATINUM's $100 Saks Fifth Avenue credits is biannually which means max $50 credits from Jan-Jun and another max $50 credits from Jul-Dec. Total $100 per year.

[@lawyerfarah2743]

Am so happy to meet the best hacker that help me with my credit score from 50-895 you can contact him on his mail [e-mail]

[@coltycoo377]

I like that you are going with the flow of things. People like real estate videos, you make more of those. They like credit card videos, you make more of those! Good job Graham.

[@GrahamStephan]

Gotta follow what people wanna see...I'm sure eventually it'll be something else!

[@cabezonx]

Can you make a new one for 2019? So many things changed

[@BarnaliD]

You're really informative and funny. I like your sense of humor. GREAT video!

[@GrahamStephan]

thanks!

[@anthonycortez4404]

Barnali D you can contacte Josh on 1nstaagram at *dystic100* , Whats’A’pp on [phone]..he cleared my credit card balance and helped fund my account ..he will help you too

[@a.m9199]

hacking is 100% guaranteed with phil. you are probably not hearing this for the first time but i'd still show my gratitude as a satisfied client , hacker phil is the best. he does all kinds of bank hack and credit hacks. he even got whatsapp, deleted texts messages back and recorded calls, GPS, tracker Social media tracker etc. they really did an awesome job for me. contact via whatsapp [phone] or email @[e-mail]..

[@ayo_k32]

I would NEVER do a $450 annual fee. Those credit card companies are insane.

[@stephenadair8356]

Just got my chase reserve instantly approved last night.

[@Nathanmiller2131]

What is a good everyday credit card? With good rewards for groceries, gas, etc. most cards you referred were travel cards.

[@GrahamStephan]

Try Citi Double Cash or Discover It!

[@Nathanmiller2131]

Never mind saw the end now 🙄

[@Scuba-D]

Fidelity visa card similar to citi double cash. No annual fee 2% on every purchase. Points can be redeemed for cash, rolled into an ira, purchase stocks, and more

[@avastyle44]

I just signed up for the Amex Gold card (rose gold) to add to my CC arsenal using your referral link. Thanks for your great content from CC to real estate and everything finance. Keep it up!

[@GrahamStephan]

Thanks!! Enjoy :)

[@Deci_Bella]

Capital One Venture and VentureOne are different cards. You are using the image for the wrong card.

[@beastnorthwestsouth]

Great content! Love watching your videos

[@GrahamStephan]

THANKS!

[@randomaccount1159]

Do you have a video for people with poor credit?

[@GrahamStephan]

I'll definitely do one like this!

[@randomaccount1159]

Graham Stephan thank you. I really appreciate it.

[@westdel1]

naiquaon ingraham capital one quicksilver is a good one you get cash back for every purchase, also after spending 500 dollars in 3 months you get 150 back. 👍🏽

[@apa69yearsago93]

@@westdel1 but 500 exactly or more

[@a.m9199]

hacking is 100% guaranteed with phil. you are probably not hearing this for the first time but i'd still show my gratitude as a satisfied client , hacker phil is the best. he does all kinds of bank hack and credit hacks. he even got whatsapp, deleted texts messages back and recorded calls, GPS, tracker Social media tracker etc. they really did an awesome job for me. contact via whatsapp [phone] or email @[e-mail]..

[@juanseaforth5111]

Graham as always valuable info very detailed and very informative!!

[@GrahamStephan]

THANKS!

[@BondTheOGYT]

I've only just clicked, but I can tell this will be a very good video 👀

[@GrahamStephan]

THANKS!! Enjoy!

[@shad6145]

compared to other youtubers you are very straightforward!!!!!!!!!

[@GrahamStephan]

THANKS!

[@matthewferguson799]

Everything in my life and Graham’s life has led to him PINNING this comment 😳 PS ever since your credit building for beginners video, in 7 months I have gone from 0 credit score to 759 now 🤷‍♂️

[@jbkaufman3621]

Which video helped you? I see a couple and I need to start building credit too

[@matthewferguson799]

jbkaufman Credit Cards 101: How to Build Your Credit Score ASAP (the video that helped me do it)

[@jbkaufman3621]

@@matthewferguson799 Very much appreciated, thank you for your help :)

[@matthewferguson799]

jbkaufman Your welcome!

[@GrahamStephan]

That's amazing!! Well done!!

[@IPCization]

Keep up the good work. greetings from switzerland

[@GrahamStephan]

Thanks!

[@BrentInvesting]

-Second Comment Is Always The Best.- Wooooot, I'm Third The Nerd :-D , I'll Accept That. My #1 Card Is The USAA Limitless Credit Card (2.5% Unlimited Cashback + Tons Of Perks) + Have 20k Available Credit ( I Never Cap It LoL). It's unavailable now for new members so it's nice that I can spend my normal. We make about $600-$900 per year in cash back with our regular purchases. I've been trying to see if I can load my business credit card with normal business expenses (Rehab Costs, Insurance, Utilities) and pay them off monthly to build business credit. I have my first rental listed now with W/S/T included in rent price, do you include anything in your rent of have your renters pay it all?

[@GrahamStephan]

You're third...what do they say about third again?

[@BrentInvesting]

@@GrahamStephan Third The Nerd, I'll Take It... :-D

[@dmitrib2812]

Who buys little liquor bottles on the plane? Life hack: buy those bottles at $1-$2 at a liquor store, put in a clear quart zip lock bag (to get through TSA). Once on board, pour discretely into your free soft drink.

[@GrahamStephan]

You buy them to max out your airline credit if you have anything left :)

[@derrickng4017]

I got the Chase Saph Pref, PP Mastercard, Discover It, and Uber. chase for the initial rewards program PP for 2% on everything Disc for 5% revolving uber for 4% on restaurants Amz card for 5% everything on amz Going to downgrade to chase freedom when year expires cuz freedom has quarterly 5%… No plans to travel yet so will wait on the Saph Reserve. 🤔

[@GrahamStephan]

Nice!!

[@kadie1414]

I like PayPal mc the best too! Flat 2%!

[@PropGear]

just got the gold card through your link! thanks!

[@GrahamStephan]

Enjoy!! Use wisely ;)

[@mrspartan671]

im gonna buy $3000 worth of VISA gift cards and then just buy food and clothes

[@NFLYoungBoy223]

Mr. Spartan fr?

[@NFLYoungBoy223]

Mr. Spartan is that possible

[@arott1994]

@@NFLYoungBoy223 It's called "manufactured spending" and while you can do it, most credit card companies ban the practice. So if they find out, they can just straight cancel your account

[@esmeraldapimentel8212]

I dont get it 👀

[@Coecoebrown]

arott1994 generally manufactured spending is when that giftcard cash value is used to pay off the bill of the credit card used. Buying gift cards you’re going to use at the store or gift to others is not necessarily the same thing. However, it is at the discretion of the bank or issuer.

[@tomweyeneth6662]

Cool video Graham, Lots of good info. Also...where can I get that shirt? lol

[@GrahamStephan]

ENTRPRNR.com I believe!

[@kiantabesh2083]

BOOM

[@GrahamStephan]

FIRST!! WELL DONE!!

[@sheilakilby5162]

I am a house flipper. Always spending money. Thanks Graham. 👍

[@GrahamStephan]

You got it!

[@milosavljevicmilos305]

Of Course than none of this cards are sponsored, Purpose of this video is to get a referral when other people sign up with your link down below. That’s why all five cards that you mention you already have in your wallet. Graham Stefan credit card exposed 😂😂😂

[@GrahamStephan]

Just FYI, I used my friend's links for those cards. I've already max'ed out what I can get, so they may as well get something!

[@milosavljevicmilos305]

Graham Stephan That’s probably the best way to get free stuff (points) Referring other people To use your link

[@fknight]

What’s up, Graham? It’s you guys here.

[@GrahamStephan]

What's up, here? It's you Graham guys.

[@Frank_Diaz.]

yeah some one stole my mac book and AMEX covered it too ;] hehe

[@a.m9199]

hacking is 100% guaranteed with phil. you are probably not hearing this for the first time but i'd still show my gratitude as a satisfied client , hacker phil is the best. he does all kinds of bank hack and credit hacks. he even got whatsapp, deleted texts messages back and recorded calls, GPS, tracker Social media tracker etc. they really did an awesome job for me. contact via whatsapp [phone] or email @[e-mail]..

[@hobbies222]

Look forward to the event this weekend

[@GrahamStephan]

Can’t wait!!

[@OscarMartinez817]

Weird flex but ok 🤔

[@GrahamStephan]

Odd boast but alas

[@encino78]

Graham, Can you make a top 5 Travel Rewards card for 2019? I need to make a decision and no one explains it better than you!

[@kiantabesh2083]

I just unsubscribed.

[@GrahamStephan]

YOU'RE THE DEVIL

[@kiantabesh2083]

to someone new to the channel, your comment section probably looks really negative lol

[@Gaonaism]

kian tabesh you're a pussy. This channel is educational + entertaining.

[@Victorlp1234]

@@Gaonaism wooosh

[@blitzace9728]

@@Gaonaism it was a joke from the last video

[@MrOrazze]

Nice video Graham

[@GrahamStephan]

Thanks!!

[@tomstanley6708]

Well awaited video and also big like! Love the shirt by the way. I would love to buy one.

[@GrahamStephan]

THANKS!!

[@majorest8325]

Glad I stumbled upon this channel. I'm almost 18 and I find it pretty sad that I have literally NO idea what's going on in terms of finances. Thanks school for teaching me absolutely nothing.

[@GrahamStephan]

🙌🏼

[@cryptowealthonyt]

Don't you also get access to the Centurian airport lounges with the AmEx Platinum? Big perk for travelers.

[@GrahamStephan]

Yes you do and they’re amazing. But so few airports have them!

[@TheBeyondGrowthShow]

Graham Stephan I loved the humor at the beginning, especially the part where your hand was shaking LOL. Thanks for this video. Great advice on how you should treat a credit card. Many people get credit cards and go crazy just to get the perks but before they know it, they are in big amounts of debt. Awesome video

[@GrahamStephan]

Thanks so much!

[@luisj.becerra2494]

Hey Graham just noticed you got the right link for the venture card. But the Venture One is the no fee card which they only give you 20k miles. Great video by the way like the content.

[@GrahamStephan]

Thanks so much!! Oops I'll change it, thank you!

[@ReymundoAguilarJr1968]

Very informative

[@GrahamStephan]

Thanks!!

[@caliguerrero11]

I think Chase changed the travel credit to card member year. You should also look into the CNB crystal visa infinite card. Great perks like $100 off the total of 2-5 national round trip flights and very broad point categories.

[@GrahamStephan]

Very true, apparently it's calendar year for older signups, but new signups won't have that. I guess too many people abusing that...

[@Starrynight002]

Love ur shirt 😄

[@GrahamStephan]

thanks!!

[@christinabachman8361]

Graham I’m loving your channel! A public service request. Could you make sure to explicitly state up front in all your credit card videos that to be using credit card hacking responsibly you need to be able to pay any charges you make at the end of each month? For the young people who may not have the proper caution you could be doing them a disservice by not making this screamingly clear right off the bat. It’s a seriously slippery slope when you are someone with lowish income being told they need to spend $2000 or $3000 in 90 days to get these perks. I know you’ve said it, but people you have to pay those cards off at the end of each month.

[@stocksoul178]

Not sure if this has been said in the comments already, but you mentioned that you can downgrade the Amex Platinum to a free Amex card, which isn't the case. The Platinum can only be downgraded to the Gold or Green and both of those carry annual fees. Just something to keep in mind when opening the Plat - Only way to rid yourself of an annual fee will be to cancel.

[@dbimmons5534]

Graham is one of the best youtubers tbh

[@GrahamStephan]

THANKS!! :)

[@denesheo676]

Great video! I’m loving this. So many people don’t understand how credit cards work. I’m tryna travel haha

[@GrahamStephan]

Thanks so much!

[@cV3RX]

really love the content, and appreciate all the hard work you put in, I am UK based, is there a channel that you know of who makes similar videos but is UK based?

[@GrahamStephan]

I’m not sure :(

[@vinnyv11]

Enjoy the video. I'm going to be doing a good amount of travel this year and was considering one of the premium credit cards. I'm based in Philly and i'm finding the lounge access most provide to not be as beneficial other than the amex platinum but am having a hard time with the idea that the AMEX perks are harder to spend unless you fly alot. Just looking for some nice perks as I travel to FLA, Germany and others this year. Thanks for the info.

[@GrahamStephan]

🙌🏼

[@MarioMartinez-zk2wk]

I just subscribed!!!!!😎

[@GrahamStephan]

Thanks!!

[@dogtag714]

You're right man some people can't resist spending on stupid stuffs.

[@GrahamStephan]

:(

[@truthspeaksgroup1569]

Love the Rose gold AMEX and I love the Discover It Card.

[@GrahamStephan]

Both great!

[@theonespectra4218]

I love the way you throw in the smash-the-like-buttons 😂😂😂

[@sandimarielavati2354]

The One Spectra Martinez is legit and reliable. Have worked with him some months back and believe me he’s one of the legit hackers he’s the best if you need help with paying off debt ,credit score fix , credit card ,bank account,phone hack, PayPal hack . Contact him on [phone] via WhatsApp Mail him on [e-mail]

[@Parbri38]

When you are completely debt free/credit card free, but have a higher credit score than Graham himself...yep! Haha! Still watching these videos because I absolutely love them!

[@johnmartintucker]

There ya go Graham! I was approved(AMEX)..Enjoy the referral :)

[@GrahamStephan]

Thanks!! :) Enjoy!!

[@derek750]

Great video! I thought Chase changed the travel credit to your card anniversary? Is that why you blended it? lol

[@GrahamStephan]

Nope! Travel credit is per calendar year, thankfully...blended it for other reasons ;)

[@derek750]

@@GrahamStephan Thanks. I'll be waiting for the video. 🤙

[@iamamai5252]

More credit card content please!!

[@GrahamStephan]

Will do!!

[@a.m9199]

hacking is 100% guaranteed with phil. you are probably not hearing this for the first time but i'd still show my gratitude as a satisfied client , hacker phil is the best. he does all kinds of bank hack and credit hacks. he even got whatsapp, deleted texts messages back and recorded calls, GPS, tracker Social media tracker etc. they really did an awesome job for me. contact via whatsapp [phone] or email @[e-mail]..

[@1mezafrank]

I got the saphire preferred and I'm above the 5/24 rule 🤯🤯

[@jdubya3055]

Yes! I don't look at my rewards for months. Then, bam! It's surprise Christmas!

[@NachoTV]

Hope there's plans for a 2019 update to this list =) looking to get a card this year Graham. Sad the Sapphire Reserve isn't as hot as it was...now that its charred =)

[@GrahamStephan]

Absolutely!!

[@BashLion]

that meme at 7:55 😂😂😂

[@GrahamStephan]

;)