How To Get Cheaper Car Insurance Quotes

[@kalilavalezina]

Thanks so much! Here's a breakdown: - Clear your search history and cookies every time you look for insurance. On price comparison sites as well. - Adding another driver who’s more experienced (you must be the main driver, don’t lie) - Get a dash cam - Try different job titles (don’t lie) to see if that changes things - Add another driver - Use multiple comparison sites - Start your policy later if it saves you money - Set your excess higher - Keep mileage low (don’t lie) - Consider a lease (includes of the insurance) - Create a new email address for the quote (when you’re ready to buy) - Pass Plus doesn’t work anymore - Look for cars in low insurance groups (1 is the lowest): Fiat Panda, Ford KA, Hyundai i10, Kia Picanto, Nissan Micra, SEAT ME, Skoda Fabia, Smart 44, VW Polo, VW Up, VW Fox, Citron C1, C2… etc. - Install it with an immobiliser or alarm (Thatcham) - Ask about discounts - Join a group about driving safety - Pay annually

[@ricardoportwood39]

Absolute legend! Yh now that I have passed my test, insurance has sky rocketed! It's honestly crazy! Btw had my first solo drive today and it went really well - commentary as always! Felt weird being alone in the car but it was amazing! Thanks for the amazing content Francis, please keep it up! 😊

[@DylanX0]

Here’s a weird tip. I was being quoted £250pm for my first car insurance. On the same quote, I added breakdown cover and the price went down to £189pm!

[@pokewi5996]

Thank you for the tip about deleting search history was getting quote of 12k for a vw polo now getting around 5k

[@rytiskurcinskas7179]

lol system is fucked if your getting queted 5k for polo

[@shabananser1071]

How to delete the search history on moneymarket?

[@Thq-ff8wz]

@@shabananser1071 should be near the padlock near the top left corner by the web address

[@T2807-r7n]

@@shabananser1071 clear your browser cookies and use a private/incognito tab

[@lottiross844]

I was quoted £5000 to drive my 2012 mini as soon as I passed my test. I spoke to my work and they put my car on their fleet policy and me as the named driver for it and my insurance went down to £650. Lifesavers!

[@DrivingSchoolTV]

Damn that is SO lucky! I’ve done this before too and the only drawback is you’re not building up no claims bonus on a fleet policy

[@wrightwoodwork]

As much as we want cheap insurance make sure you are getting the same value for money. So some will be just the insurance where others will have added things included like break down cover insurance protection higher legal advice cover . It will then safe you having to buy these separately if you wish and may work out cheaper than buying separately

[@ReeRee_Donita]

Thank you. I’m currently car shopping 🙏🏾 and I’m considering leasing too, so much cheaper and I like the flexibility of having to change cars every 3-5 years.

[@abigailw8942]

I watched one of your driving test tips videos a day before and I just passed my test first time today! Thank you for the advice, I appreciate it ❤️

[@DrivingSchoolTV]

Omg congraaaats!!!! 🤩

[@MatthewAidan4ns]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@TeddyAlexanderv6]

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.

[@NikolasMartine01]

The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.

[@AgnesHarperq3x]

Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?

[@NikolasMartine01]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@AgnesHarperq3x]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@JasonSykesDTS]

Once again Francis. Great advice. Most of these I pass on to my pupils. The little bit of extra work looking could save you tonnes of money

[@MrToxicchilli]

Tip 2 from Emma, naming an experienced driver as main driver and you as 2nd driver is problematic. If you are the main driver then you are "fronting" this is fraud and will invalidate your insurance AND you will lose your premiums if you need a claim (which will be declined and policy avoided), this will have a knock on effect on any future policies you need also.

[@jermaine___]

but it shouldn't be a problem if you make the experienced driver drive the car more? that's the solution

[@davidjohnson5635]

@@jermaine___yeah the problem is who is the primary mileage contributor. If you drive less you aren’t the primary ¯\_(ツ)_/¯

[@alphadanger2223]

@@jermaine___ you're still not gaining any NCD years which make your insurance a lot cheaper in the later years

[@jermaine___]

@alphadanger2223 yeah that's a different problem tbh. u gotta decide if its worth it bc imagine ur insurance gets reduced from 5k to 2k if ur parent is the main driver? then you'd rather just do it

[@alphadanger2223]

@@jermaine___ the difference for me wasn't anywhere near that big tbh only 200 less so definitely not worth it for me but yeah i guess if it's 5k vs 2k then i understand people considering it

[@hewramanwaran6444]

Thanks for your video. Clearing your cookies will not make any difference specially when you use your email address and getting quotes using that account again. Because, your account is in their database and they easily can tell when you search. Even if you change your email address but using the same car reg and your DOB etc, they still know.

[@Zirc723]

Hi Francis, thank you for this video. I passed my test last week and taking my time to research on insurance and leasing a car. Would appreciate if you could give tips on leasing a car?

[@123holly]

When passed i planned to get quote off my learner insurance company and i told them id just had dash cam fitted to which he told me as a new driver with dash cam they wouldn't insure but couldn't tell me why dash cam made me uninsurable. I went with esure in end. No discount but best insurance quote I could get at just over £1000 for a year.

[@PD_205]

May I ask which insurance company you are with

[@123holly]

@@PD_205 hi I'm with Esure flex currently

[@flutters.mp4]

if you cannot be insured as an additional driver, try temporary driver insurance.

[@Kayotsuke]

got my first car like 2 years ago 1.6 toyota auris (manual) 14plate im the only driver on the policy , first year was 198 second year 132 pounds a month third party East London 3k miles a year and i'm 23 also no black box or any of that crap, did wait 2 weeks for my policy to start, first year is always a bit more expensibe but usually it goes down by 20-35% at the start of your second year, also what car you buy matters not just the insurance group number

[@dimples7333]

Hastings insurance doesn't give a damn if you've got dashcam, the rate does not go down.

[@Kajixu]

yeah. bought my first car last year first quote was 3k, 4months later someone crashed into me and wrote the car off, and my insurance has went through the roof

[@shoozu]

Really grateful for these videos!

[@sukikaur1634]

Can you please make more videos like this. 👍

[@BALHAM69]

Good editing admin.😮 You know it is bad when Francis has to make another video after the previous one on this channel over a year ago. 😅 Cars in low insurance group is true. Category group one.

[@tylermonks7667]

anyone know any road safety groups?

[@johnston_alfie]

Great video, great tips!

[@LimaMango-bo8mn]

I just passed my driving test 2 days ago and me and my dad were looking to insure me on his car which is a 2016 toyota yaris hybrid automatic and we get quotes for £2174 with black box and 3.5k without blackbox 😠 I hope the government can sorts this out!

[@bhwh_h]

Why the government?

[@LimaMango-bo8mn]

@@bhwh_h like there should be a regulator on insurance because there’s no law on the prices of insurance

[@kingalisina2744]

@@LimaMango-bo8mnI paid a total of £2480 for a Toyota Yaris 2012 1.4 for a black box policy as well 😭😭😭

[@kamenng8426]

Isnt the picture you showed a golf 8?

[@GraveRave]

Great work!

[@belensnake]

£6000? i got quotes for £17000!!!!!!! it is a jock, literally all the time and money i put to learn driving and get my car and now i cannot pay the insurance. it is horrible.

[@nex3730]

I'm suffering just like you, have you found a solution yet ?

[@AndrewLoor]

​@nex3730 unfortunately I m in the same situation

[@ggwoods5684]

The day your brought your car, try it you buy the car few days ago will cost more

[@delphihaze1317]

That advice was gold dust. I've renewed with a different company because the previous was charging me nearly 180 per month. Such a bloody rip-off.

[@godfatherken6883]

Francis, please, I haven't bought my own car yet. I passed my test in a car manual three months ago. Can I add my name to my girlfriend's automatic car insurance for now until I get my own car in the future. Thanks.

[@Millhouse-x6w]

Auto insurance costs more than manual

[@MrRezaKaz]

Great advice but car insurance companies still have to be refined,

[@bethanybateman9621]

O% interest credit card pay off insurance monthly without the intrest

[@DrivingSchoolTV]

Oh actually that’s a REALLY good idea to not have the pay monthly penalty if you don’t have the money to pay it all in one go

[@milesbashford7765]

Love video

[@rossmurrayfam1568]

that is a crazy story tbh

[@Trivy21fxx]

😂, wow thanks man

[@Caitlinw1]

I did a just add fuel with Peugeot when I was 18 and it was SO worth it! Don’t think they do it anymore but I think Vauxhall do something very similar! Having my dad on my insurance brought mine down a lot because he drives for a living even with me as the main driver. I would also personally not scrimp on certain things such as protecting your no claims bonus, I got his by a driver with no tax and no insurance and it saved me SO much and it has decreased my insurance over time! As annoying as it is, there is just not much you can do about the insurance rates at the moment, I rang my insurance company to ask why my insurance quote had gone up by £300 even with an extra year no claims and they told me there’s too many people in my area who are uninsured which seems unfair because I actually do pay for mine😅 I did get NHS discount though which they don’t offer on the app!

[@sulaybalde4673]

A month latter reduce like 30 pounds a moth

[@rossmurrayfam1568]

blackbox

[@echoic-yl5wj]

First ;)