An Investor's Guide To Investing In Your 40s

[@StoryofHaruka_AI]

I think it should have 2 different profile for people in their 40s, Single or Married with family. Both could have different priority and different commitment

[@TheFifthPersonChannel]

Yes! These are overall guidelines and you can adjust them to suit your personal situation in life.

[@futurederrick]

Its really sharing of truth. Thank you so much for sharing.

[@TheFifthPersonChannel]

You are most welcome, Derrick!

[@MunKeongWong]

Hi from your fan over the causeway XD. Totally agree on the MINIMUM 20%-25% savings on top of CPF (EPF in MY) - helps keep spending in check & makes financial freedom faster. Keep it up, keep on keeping it real. Sometimes, that's the only way we know we are doing things right - the slight pain/discomfort XD (savings, pressing forward, etc)

[@TheFifthPersonChannel]

Hi Mun Keong, thanks for being a fan! Yes, saving is the very first step to investing. We can't invest if we don't save!

[@joesephknox3542]

Overall and Most valuable advice is to invest in assets. ETFs and real estate is the reason for my robust portfolio and investment size, I make over €57k after compounding profits. My goal is to build a solid financial statement before 50

[@TheFifthPersonChannel]

Very nice! 👍

[@dcr8983]

Very informative presentation. Just what I need

[@TheFifthPersonChannel]

Glad it was helpful!

[@kayalvizhi4316]

Very nice and informative ...thank you so much

[@TheFifthPersonChannel]

Thanks Kayal! Glad you enjoyed it!

[@Longtermalwayswins]

hi, really love this video. taught me a lot. would u be able to help guide us further on how to achieve decent 9% growth per year? probably a good portfolio to hit decent 9% would be helpful! thanks !!

[@TheFifthPersonChannel]

Hi Zack, you can consider an ETF which tracks the S&P 500 or Nasdaq-100. These two videos will give you more detail: kzbin.info/www/bejne/g4HEi5KPmNCEY9E kzbin.info/www/bejne/nYXHmYmpiZx2jNE

[@BeachBoi1000]

Nice, investing with financial management. Very balanced approach

[@TheFifthPersonChannel]

Thanks, Michael! Glad you liked it!

[@ZAMIRFILMS]

I'm not going to spend money like that until I have some residual income coming in. I'm just trying to see how I should invest at age 40.

[@EDH784]

You’ve done it👍👍🥰 Thanks🥰🥰

[@kohyuehsiang2249]

Hi ! Great video ! Where did you get the website for calculating the future value of investment (at 16:40).

[@TheFifthPersonChannel]

Thanks, Yueh Siang! Right here: www.calculator.net/finance-calculator.html

[@derekdrew7922]

Great video. I wonder whether the rule of 100 still applies given low interest rates and increasing longevity.

[@TheFifthPersonChannel]

Thanks Derek! The rule of 100 is still just a rule of thumb. It's more useful to adjust it according to your investment goals and risk profile.

[@lindachoo1784]

great video. nice one. as i am a beginner hence would like to understand what it means by PV? how it this being calculated?

[@TheFifthPersonChannel]

Hi Linda, we believe you are referring to present value? You can learn more about present value and how it's calculated here: www.investopedia.com/terms/p/presentvalue.asp

[@annjean8709]

This is a great and very comprehensive video! Thank you for sharing.

[@TheFifthPersonChannel]

Glad it was helpful!

[@jonavan1450]

Hi! Could u create a video on how to invest in 20s🤭

[@TheFifthPersonChannel]

Sure! Coming up soon! 😊

[@sz8308]

Is it compulsory to contribute to CPF account for self employed person as well pls?

[@TheFifthPersonChannel]

It is only compulsory for a self-employed person to contribute to Medisave: www.cpf.gov.sg/members/schemes/schemes/self-employed-scheme/self-employed-matters

[@YGZ4093]

When you can take out all the CPF special account monies?

[@TheFifthPersonChannel]

Hi Sarah, you can withdraw your CPF monies less the Full Retirement Sum at age 55. You can learn more here: kzbin.info/www/bejne/mKe9ZKh-Zat0ZrM

[@lynnc9531]

Can you do a "An Investor's Guide to Investing in Your 50s"

[@TheFifthPersonChannel]

Thanks for the suggestion! We haven't hit our 50s yet, so we're not sure we can share based on our current perspectives 😂

[@ZAMIRFILMS]

I don't have none of that I'm just past 40. Get on with it.

[@ngaikaituck8229]

Disagree on the 12 months emergency fund; it’s not cast in stone. 6 months will be good for most people. Different strokes for different folks though.

[@TheFifthPersonChannel]

Yes, 6-12 months is good! It's up to the individual.

[@savethebees2506]

Great contents, terrible background music.

[@vincentlim1160]

U missed out our CPF contribution 😂 (before our savings)

[@TheFifthPersonChannel]

Haha! The example was based on take-home income.

[@FS02012]

Good grief this dude is making me look older than my 65 year old parents! Dude i am only 42 not 60! I am just starting my life. I look 25 and women and men are starting to just have babies now i am female

[@TheFifthPersonChannel]

Everyone has their own timeline...?