You Shouldn't Have Pets If You Can't Afford Them - Dave Ramsey Rant

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

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@Locomaid
@Locomaid 7 жыл бұрын
Seriously, putting an animal through chemo is cruel. And they can‘t tell you no. Animals may understand illness, loss and death better than we know. They are not as removed from it as many of us are. Love them well and do right by them. Then let them go when their time has come. That is true kindness.
@JonHulett
@JonHulett 3 жыл бұрын
Depends on quality of life but I get it.
@rachelt4956
@rachelt4956 7 жыл бұрын
I am so glad that Dave is going into this subject. I've worked in the vet field for 5 years and the worst kind of animal abuse is when people let their creatures die slowly because they can't afford to treat them. Same goes to ALL you college students... Don't even buy a freaking fish unless you can be a caretaker.
@Checkersss
@Checkersss 6 жыл бұрын
Maybe you're right but I got a dog in my first year of university when I was JUST 18.... Just recently got a 2nd dog at 23 years old. Some university students can afford to take care of dogs, my first one is 5 and doing great... And I was living on my own since I was 18 too so maybe I'm just different lol.
@mmp495
@mmp495 2 жыл бұрын
💯💯💯
@garywarmanen3987
@garywarmanen3987 7 жыл бұрын
Same goes for babies, don't have them if you can't afford them.
@puddlingprozac9187
@puddlingprozac9187 7 жыл бұрын
gary warmanen , 100% truth
@omaxman1
@omaxman1 7 жыл бұрын
gary warmanen give up your hobbies and you'll afford them
@mikenelson8377
@mikenelson8377 7 жыл бұрын
gary warmanen THANK YOU!!! So many people refuse to see it that way
@vickieclark5931
@vickieclark5931 7 жыл бұрын
100% agreed! :)
@VampireKa1n
@VampireKa1n 7 жыл бұрын
YES
@CoffeeattheBeach
@CoffeeattheBeach 7 жыл бұрын
Please talk about people who have children they cannot afford. This topic needs to be discussed. Many others have left this comment.
@VampireKa1n
@VampireKa1n 7 жыл бұрын
TheJerseyJenn His view on babies is based on religion, not facts or logic. Trust me, you don't want him to address it.
@ildsc
@ildsc 7 жыл бұрын
Stay Weird He won't have the stance 'don't have kids of you can't afford them'. He is a religious man I will eat my hat if he will advocates abortion or birth control. I think him preaching abstinence may isolate too many viewers
@katelynbendinsky5080
@katelynbendinsky5080 7 жыл бұрын
Dave has talked about how babies are blessing and that it's up to God when they come. Not worldly circumstances.
@shannon2748
@shannon2748 7 жыл бұрын
But people will be all oohs and ahhs, a cute baby, etc when someone with kids they can't afford, are having another one.
@shaldana
@shaldana 6 жыл бұрын
Not true. He celebrates children, but he's called people idiots who have kids when they can't afford them. So, nice try attempting to blame religion, but try actually listening with your ears instead for once.
@Vinnytwotime
@Vinnytwotime 4 жыл бұрын
Found this video after spending $6k to save my German Shepherd. Small price to pay for what he's given us through his years. He's accompanied my wife and kids while I was away serving in the Army. He's protected my home and family. He deserved the surgery. That being said, he won't get another $6k lol.
@towel-ie7554
@towel-ie7554 Жыл бұрын
So long as the dog isn't 15 years old, there ya go. Could make a meme "Pays $10,000 for dog chemotherapy...dies of old age 3 months later."
@edb484
@edb484 5 ай бұрын
I know this is more a white person thing, just being honest. Us Black folks don’t spend money like that on a pet
@Vinnytwotime
@Vinnytwotime 5 ай бұрын
@@edb484 I'm Mexican you racist black
@deansapp4635
@deansapp4635 5 жыл бұрын
Had a friend spent 3k on his dog, mind you he was broke and borrowed the money. The dog died 2 months later. Than borrowed another grand to buy another dog. Crazy
@adrian3747_
@adrian3747_ 6 ай бұрын
did he end up paying u back?
@deansapp4635
@deansapp4635 6 ай бұрын
@@adrian3747_ I refused to lend his the money, I believe his father did. I don t know if he payed it back
@owentrammell9527
@owentrammell9527 7 жыл бұрын
"Fluffy ain't gonna make it." 😂🤣
@mkite715
@mkite715 6 жыл бұрын
orenthia trammell I’m crying 😂
@cyberpunkmodels692
@cyberpunkmodels692 5 жыл бұрын
😂
@TiktokTownhall
@TiktokTownhall 5 жыл бұрын
😂😂😂😂
@TheCookieFranco
@TheCookieFranco 5 жыл бұрын
I had a dog named Fluffy lol. I got her when she was a few weeks old when I was in 10th grade back in the year 2000. She passed away in 2015. R.I.P. my baby girl!
@zacharybohlman4069
@zacharybohlman4069 4 жыл бұрын
Same logic applies to kids yet when people up to their eyeballs in unsecured debt call in because "I want to have kids 😭😭😭" he'll encourage them to go ahead regardless if they can afford it or not
@audreyu5442
@audreyu5442 7 жыл бұрын
As an RN in the field of oncology... I would never give my dog chemo unless the success rate was extremely high and side effects minimal (which usually is not a thing). Not worth it. The dogs don't understand why they feel like they're being poisoned. For an extra 5 months? Nope.
@kaitlyne1870
@kaitlyne1870 5 жыл бұрын
I know this is an old comment, but I love that you said this. I completely agree. Keeping the animal alive a few months longer is for us, not for the animal. And, as sad as it is to say goodbye, at that point, it's selfish not to.
@poots1325
@poots1325 2 жыл бұрын
Dogs actually tolerate chemo MUCH better than humans most of the time. I have had two dogs undergo chemotherapy (one lymphoma, one osteosarcoma) and they both did fantastic.
@melgonz.6962
@melgonz.6962 Жыл бұрын
Exactly, dogs live in the moment. They don't understand why they are hurting or that you're trying to make them feel better in the future (which usually doesn't happen). They just know they don't feel good, and releasing them of that pain is sometimes the kindest thing to do.
@1988dagms
@1988dagms 7 жыл бұрын
All pugs go to heaven .....
@michaelkensington2494
@michaelkensington2494 6 жыл бұрын
No they dont.
@liviaclaire
@liviaclaire 6 жыл бұрын
Actually the bible says non human animals have no soul, therefore they can't go to heaven.
@teambrad3777
@teambrad3777 5 жыл бұрын
Livia Claire They have souls (their life force) but they do not possess a spirit- this is what separates animals from humans. Our spirit is our connection to God. This is why animals do not participate in the ressurrection or the judgement. They simply return to dust when they die.
@Southjerseyfarming
@Southjerseyfarming 3 жыл бұрын
Liar.
@judakimberly6551
@judakimberly6551 5 жыл бұрын
Equestrian here. I have to be extremely emotionally prepared if a lifesaving treatment is more than what I can afford. In the horse industry, many people will only take out insurance on high-performance horses if they spent 15,000 - 20,000 or more on a horse they plan on taking upper level. It's so easy to completely wreck yourself financially in the horse world, and I'm so glad Dave's keeping me in check. My advice for other riders would be to CASH FLOW EVERYTHING, learn how to haggle if you don't know how, set aside a separate emergency/vet fund, consider all options when buying, and know EXACTLY what you're looking for. TAKE LESSONS FIRST! Most riders don't need a $20,000 horse, myself included for sure. Building both your budget and your skills should be your #1 priority if you're getting into horses.
@mysticzyoga
@mysticzyoga Жыл бұрын
Yes to this! I tell most everyone, if they tell me they want a horse, to lease one for a full year first.
@robynkoenigsberg3301
@robynkoenigsberg3301 5 жыл бұрын
Pet insurance has saved me a ridiculous amount of money. For $500 a year I have peace of mind if my dog gets sick (God forbid). If you are middle class citizen on a budget, getting pet insurance is one of the most important things you can purchase. We've stayed on budget so many times (instead of paying a $600 vet bill because my dog swallowed a sock) I can't even tell you. The insurance covers accidents, if another dog attacks your dog, if your dog eats something they shouldn't eat and needs surgery to remove it, etc. It is not just for chemotherapy and cancer treatments. It used to be a waste of money but now there are so many wonderful pet insurers, you'd be a fool not to get it.
@videosofinterest9227
@videosofinterest9227 5 жыл бұрын
Which one did you get?
@iamkyleclimer
@iamkyleclimer 4 жыл бұрын
Which one do you have Robyn??
@robynkoenigsberg5939
@robynkoenigsberg5939 4 жыл бұрын
I'm so sorry, I didn't see that people had asked! I have ASPCA, but I heard trupanion was really good too.
@iamkyleclimer
@iamkyleclimer 4 жыл бұрын
@@robynkoenigsberg5939 Why not just save the money for the need when it arises vs paying for pet insurance?
@robynkoenigsberg5939
@robynkoenigsberg5939 4 жыл бұрын
@@iamkyleclimer I guess it depends on what your pet is like. For me, I have a golden retriever, and he eats everything. He's four and every year we've taken him to the vet at least once because he's eaten something he shouldn't have. Even like weird stuff lol, like we realized he ate toys with stuffing so we took those away and then he decided to eat the stuffing out of a jacket, or a pillow, then we take those away and he decided to down an entire roll of TP while we were asleep 🤣. The ER vet near us costs $300 just to visit, so once they do everything we can easily spend $700-$1000. For us, one visit pays for the cost of the health insurance for him, it locks in our low price since we got it when he was a puppy, and I'd God forbid something serious happens, he's covered! I guess if your dog isn't as sneaky as mine is then maybe saving up would be better? Idk, I can't imagine a dog that isn't sneaking around eating everything lol.
@justinredman9463
@justinredman9463 7 жыл бұрын
"The Golden Retriever can actually talk better than some of you." 😂😂😂 Savage! 🐶🐕💯👍
@clarissamcpigeon7857
@clarissamcpigeon7857 6 жыл бұрын
I'd rather have a dog than a baby.
@JonHulett
@JonHulett 3 жыл бұрын
Seems a bit dehumanizing and while I can appreciate putting his detractor snowflakes in their place, that's not much of a way of a leader or teacher to speak to their flock.
@trippin9298
@trippin9298 7 жыл бұрын
Nothing to do with being a liberal. Don't have pets if you can't afford to take care of them.
@johnkelly9451
@johnkelly9451 Жыл бұрын
With the rising cost of vetinery care maybe that's where we can start. Along with quality pet food that doesn't give them high carbs, diabetes and kidney disease. Along with pet insurance brokers so one can choose best options. Then what do you do with all the homeless animals who could have a roof and three square meals and lots of love...and home care best can?
@Uhhlaneuh
@Uhhlaneuh 5 жыл бұрын
Look into fostering animals if you can’t afford to keep them. You’ll be saving lives without spending a dime! (Rescue pays for everything)
@kfing1
@kfing1 7 жыл бұрын
Totally agree, but I can't afford to look after a pet. My friend thinks I'm heartless, but she complains about spending $500 on vet bills - she's go 5 cats and is broke - I mean come on!!
@videosofinterest9227
@videosofinterest9227 5 жыл бұрын
You're friend is a better person
@woodside4life
@woodside4life Жыл бұрын
@@videosofinterest9227”You’re”?
@garywarmanen3987
@garywarmanen3987 7 жыл бұрын
Why do people think that if you don't agree with them then you hate the very thing you disagree with them about.
@omaxman1
@omaxman1 7 жыл бұрын
gary warmanen only on pets issue
@JohnJohnmen
@JohnJohnmen 5 жыл бұрын
gary warmanen because people are fuckwits
@ReadIcculus93
@ReadIcculus93 8 ай бұрын
People who lack communication skills think that everything you say to them is an argument. Those who lack personal responsibility think that that any form of argument is an attack.
@lindamastropietro4429
@lindamastropietro4429 2 жыл бұрын
At one time I could afford care for my dog. The vet costs are rising high. My dog isn’t just an animal to me
@JohnLopez-gt6og
@JohnLopez-gt6og Жыл бұрын
That's what I said my dogs are like family, when he says they are just "dogs" it kills the argument that he loves them, I cried for days when my dog was put to sleep and I have had family members pass and not shed a single tear thats how much I cared about her
@studiedturtle4139
@studiedturtle4139 4 ай бұрын
for some people animals are more beloved than humans
@3611136111
@3611136111 4 жыл бұрын
i hate it when someone says "i love them like i love my kid". NO YOU DONT!! your pet dies, you cry, you are sad, and before too long you get another pet that you love. When your child dies, life as you know it will never be the same again. Nothing can fill that hole in your heart. It makes me gag when people say that. Frankly it's insulting to your child.
@douglasmilligan9040
@douglasmilligan9040 5 жыл бұрын
Love Dave Ramsey, but I'm not sure he really answered the question here. Yes, absolutely you shouldn't have pets if you can't afford them however, does having pet insurance make owning a pet more affordable? Is it a smart financial move or is it a sham? I think those are the questions that should be addressed. Just because you can afford a pet doesn't mean it can be more affordable. I can afford my medical bills, but that doesn't mean my health insurance is a waste of money...
@johannesswillery7855
@johannesswillery7855 5 жыл бұрын
Pets are a luxury not a necessity.
@sophiesmomma
@sophiesmomma 7 жыл бұрын
I don't really have a problem with ppl getting pet insurance. Honestly ppl insure everything. But I do have an issue with ppl getting go fund me sites for their pet's chemo, etc.
@BonnieHalfElven
@BonnieHalfElven 7 жыл бұрын
You should be able to afford to get them their shots, license, spay/neuter and pay within reason when they get sick or hurt. I would not put a pet through chemo, even if I could afford to. To me, that's selfish and cruel. Make them comfortable for the rest of their life. They give us joy, and we should give comfort to them in the end. I buy special food for my cats because of health/digestive issues. It costs a bit more, so maybe I don't buy salmon for myself as often, but that's the price of owning cats.
@vickieclark5931
@vickieclark5931 7 жыл бұрын
Exactly. I have a cat that is on special food also. It does run up the cost in my kitty budget, but it's worth it. But I agree, when we put our pets through chemo it's more abusive than helping them. but most people won't admit that their pet is not going to make it and instead of just putting them to sleep, they prolong their illness and make their life much worse.
@sassyinscrubs5206
@sassyinscrubs5206 6 жыл бұрын
Same goes for kids...if u need food stamps you cant afford kids
@daisyblythe6454
@daisyblythe6454 6 жыл бұрын
I have a cat and pet insurance. I can afford the basics but not a huge vet bill if my dumb cat gets run over. Peace of mind for six pounds a month
@mikemayo4812
@mikemayo4812 3 жыл бұрын
If your cat gets run over, that cat is dead.
@fhuber7507
@fhuber7507 2 жыл бұрын
Pet insurance is essentially paying the vet bills in advance. The insurance co is in business to make money. The premiums average MORE than the average pet owner's vet bills. So, you're taking care of them if you are getting pet insurance. For the same reason life insurance or health insurance or car insurance can be looked at as a good idea, pet insurance is a good idea (if you think insurance is good)
@KatieBellino
@KatieBellino Жыл бұрын
This. This is the real reason to not do pet insurance. $50-100 a month in an emergency fund will likely give you more than bills will cost for the life of your animal.
@lifewiththesmoaks6982
@lifewiththesmoaks6982 3 жыл бұрын
“Animals are not humans” ... Amen
@francissellerdude
@francissellerdude 3 жыл бұрын
"If you want to share your own opinion, get you a show." I died 😂😂
@outdoorsnevada4138
@outdoorsnevada4138 7 жыл бұрын
Love my English bulldog Meg. I would starve before letting meg go without a meal. Bulldogs are pricey but are worth every penny. Dogs are mans best friend for a reason. Take care of your pets.
@robyndowning2990
@robyndowning2990 5 жыл бұрын
I hope you don't starve because you are the one making the money that feeds Meg. Your devotion is obvious but put things in perspective.
@sal4547
@sal4547 5 жыл бұрын
Dog are not mans best friend they are animal. U must have problem being around human if u think animals are your best friends
@storytimemom7160
@storytimemom7160 5 жыл бұрын
The sad thing is that so many people could afford them and then have a life change. Those around such a person need to help if they can to keep the pets in the family and not have to rehome them. A pet should be part of the family, not just "property". They have feelings, although not human. Shelters do put down "owner surrenders" and I hope no one here believes otherwise. Also, euthanasia processes may differ and be painful/cruel inside a shelter scenario. There is something very wrong with the whole pet "system". While breeding flourishes, the common mutt who hasn't been spayed or neutered has no chance of a good life.
@bovnycccoperalover3579
@bovnycccoperalover3579 6 жыл бұрын
Pet Insurance has worked for me. I got it when my cats were older because I didn't know what to expect. It's important to find a reputable insurance company. Ask your vet.
@videosofinterest9227
@videosofinterest9227 5 жыл бұрын
What insurance did you get? Please respond
@Mzzy555
@Mzzy555 7 жыл бұрын
Totally agree. I'm in vet tech school and also work at a clinic, I love animals, but at the end of the day, they're animals. lol No way I'd get chemo or laser therapy for my freaking cat. Sorry Kitty, not happening. I dont think pet insurance is a bad thing (its not that expensive for one); animals eat things they shouldnt, break bones, other unexpected things that can be expensive to fix and wouldn't warrant putting an animal to sleep. But theres no reason you should be living paycheck to paycheck because you think you need 7 cats and 5 dogs
@Vydio
@Vydio 7 жыл бұрын
OK, maybe I don't need 4 cats. My neighbor doesn't need his boat, my brother doesn't need to live in an overpriced town he can't afford and my friend doesn't need Starbucks every day, along with a new car for his wife. Just about everybody has something they don't need, I don't see this as any worse.
@Mzzy555
@Mzzy555 7 жыл бұрын
Vydio It becomes a problem though when your pet is suffering from a treatable condition, but you can't even afford the basic exam at the vet because youre already stretched too thin. Thats way different from someone buying starbucks every day even tho they dont need to
@Vydio
@Vydio 7 жыл бұрын
Well you should be able to afford a basic exam. When you are talking major treatments for major illnesses that's up for debate.
@TippyPuddles
@TippyPuddles 7 жыл бұрын
People have an animal for many years, good times and bad. I had an animal get sick during the bad time. We can't choose our life or see the future. Not everyone who has an animal and is poor got the animal when they were poor. Should they give fluffy away because they lost their job or have a drop in income?
@Mzzy555
@Mzzy555 7 жыл бұрын
Ann Korn Simple answer, yes. lol Don't own an animal you can't afford. It makes no sense to me to barely be able to put food on your table but still have pets. Not saying you have to give them to a shelter, you can always try and find a family member, but yes. If you KNOW you'll be in a better position soon, that's on thing, but someone whose going to be on disability for the long haul for example shouldn't have multiple animals they cant afford.
@LILBLUEBOXox
@LILBLUEBOXox 5 жыл бұрын
Tired of seeing friends set up go funds me so we can pay for the animals expensives. UGH!
@xw7239
@xw7239 4 жыл бұрын
You're mad that your friends are trying to care for their animals? If one of my friends needed help, and I could afford it, even just $5, I'd still pitch in. I'd rather see a friend post a Go Fund Me and be able to get the vet care, instead of them having to surrender their animal due to lack of finances at the time the vet care was needed.
@tateg.7530
@tateg.7530 3 жыл бұрын
@@xw7239 I think they're mad that their friends are just trying to get other people to care for their animals.
@ReadIcculus93
@ReadIcculus93 8 ай бұрын
@@xw7239 When there are human's who suffer from not receiving medical care, and you are giving your friend money for their dog's medical treatment, you need to work on prioritizing things in life.
@myjennaration4945
@myjennaration4945 7 жыл бұрын
I'm so sorry to hear about your Pug Dave. $10K is a whole lot of money. And believe me, I adore animals, especially mine but no normal (broke) person has that kind of money to spend on an animal, or even on medical care for themselves. I highly recommend setting up a vet fund.
@fashirahparvin7434
@fashirahparvin7434 2 жыл бұрын
Those with pets need a vet fund. Otherwise dont have them.
@HeftyJ
@HeftyJ Жыл бұрын
I think if you want a pet then get a pet. There’s animals getting euthanized all the time because they can’t get adopted. To say you can’t adopt one because you don’t have a hefty pet fund is ludicrous. That’s better than any fate they would have had. I think people are throwing the word “abuse” around lightly here. That’s not the same thing.
@jaes1346
@jaes1346 Жыл бұрын
@@fashirahparvin7434what do you mean by vet fund? Just like a budget line item you pay into each month?
@djbrec
@djbrec 7 жыл бұрын
Vets now compared to when I worked at a Vet hospital push the agenda of pets being humanized (in my opinion because it pays more) I ended up spending an arm and a leg even though I knew better on our guy only to have him have to be put down two months later. The guilt that we felt with their agenda even though we knew better... I'm glad you spoke out about this because it is getting bad- we cried over losing our guy because we do adore our animals but you are right, they are animals and this humanizing them just adds heart ache and an empty wallet and does not guarantee quality of life.
@thephilb
@thephilb 6 жыл бұрын
I remember balling my eyes out when I was 12 and my Mom told me they couldn't afford chemotherapy for our Golden Retriever, but I get it now. Not only is chemo for pet's financially irresponsible for many people, I honestly think it's cruel to the animal, it's a long painful process and your dog has no idea what's going on. It's sad but sometimes you just have to let go. I don't own any animals because I'm barely scraping by on my own, and work too much to give them the attention they need. I love animals just as much as anyone else, but a lot of people honestly think I'm cold-hearted because I don't own a pet yet.
@ThePresentTimeNow
@ThePresentTimeNow 7 жыл бұрын
My pet is my only means of emotional support especially while I pay off this debt. The pup stays. I already feel like i signed a deal with the devil with this Banfield health insurance $40 monthly payment that i cant get out of and currently ducking. The pup stays, he has to stay.
@Vydio
@Vydio 7 жыл бұрын
Keep the dog, try to get rid of Banfield. Total rip-off.
@TippyPuddles
@TippyPuddles 7 жыл бұрын
Banfield does not provide health insurance. However they provide good basic services and cleanings, shots. You would pay more for the basic services provided if you paid out of pocket.
@MessiahsLove
@MessiahsLove 7 жыл бұрын
There really is much to consider about this. That's why I keep just one cat. Fortunately she's been healthy. I got her when she was a baby, she was a stray and she's about 12 years now.
@Ari-vz5tn
@Ari-vz5tn Жыл бұрын
This same logic has to go for folks having children…
@brockreynolds870
@brockreynolds870 3 жыл бұрын
I notice that Dave, like everyone else values Dogs more than cats. I can bet you he would never suggest that someone would shoot their dog if they chew up the couch like that cat tore up the curtains.
@melgonz.6962
@melgonz.6962 Жыл бұрын
Ok? And? Do you need him to think exactly like you? I love dogs, I like cats but not in the same way. That's life, not everyone thinks the exact same way.v
@jmoo876
@jmoo876 4 жыл бұрын
Sorry Dave. Totally disagree. My dog had cancer and his medical bills came out to almost 20 grand. The insurance paid for itself 10x over by covering 90% of the bills. Pet insurance is totally worth it unless your Dave Ramsey rich
@Laland2024
@Laland2024 6 жыл бұрын
I’m new to Dave Ramsey I’ve been watching all of he’s video! I know this is an old video but the part he says ( fluffy ain’t gonna make it) I’ am literally crying 😭 and the golden retriever actually talks omg I’m on the floor 🤣🤣
@davidloughrey4841
@davidloughrey4841 Жыл бұрын
All I saw was the title... and immediately thought the word PETS should be substituted for KIDS...
@joycetaylor8057
@joycetaylor8057 5 жыл бұрын
I own a horrible despicable cat...but...she is fed, watered, cleaned up after, vaccinated, spayed, played with , talked to and cared for in every way.....regardless of her unpleasant personality she is my responsibility...that's just the way it is. The day I took her home from the shelter her life and survival was on me...I knew this and I live up to it...but seriously folks...she is horrible !
@Stevesmusic444
@Stevesmusic444 3 ай бұрын
It amazes me how many people I meet or live with that have pet state. They can’t afford to take care of properly. I’ve seen the trends on social media where they have 30 cats the skinny dude with the pitbull. They have no chance of containing if jaws ever decided otherwise, at some point they wouldn’t even take the animals out of the house anymore so the smell starts to build up overtime. They don’t even spend time with them but they “love them” they never take them out for a walk but they love them they never give them toys to play with or give them interaction, but they love them, the paradox here they love their animals, which is why they won’t let anyone take them away, even if it was for their own good
@anndennis7163
@anndennis7163 7 жыл бұрын
You can ease a pets suffering for less than a hundred dollars. Why make them suffer through catastrophic treatments to extend their misery?
@beccadotelpy
@beccadotelpy 7 жыл бұрын
Exactly we had our cat for 14 years and when got very sick we decided not to put her through treatments that would only give her about 3 months. She was 17 (we adopted her) so we let her go. What Dave is saying almost sounds like if you can't afford to pay $10k for a pet, don't get a pet.
@jmannii
@jmannii 7 жыл бұрын
This is the point of what he's saying. All of the comments comparing pets to children don't apply in this conversation. If a child is suffering parents should spend whatever it takes to heal them.
@stephb700
@stephb700 7 жыл бұрын
Ann Dennis Exactly !! My very sweet tiny cat was only 9 when she got the cancer Dx. I sent her over the rainbow bridge.. I know it's a very personal choice, but there's SO much cancer in my family, I just couldn't put her through that. How do you explain that the stuff you're giving her is going to make her feel worse? You can't. That option was Not for me.
@melaniexoxo
@melaniexoxo 6 жыл бұрын
Sometimes pain management works so no need to go on a killing spree because a pet becomes an inconvenience to you
@2inchfromtheground
@2inchfromtheground 6 жыл бұрын
When you say ease their suffering, do you mean to kill them? If so, call it what it is
@qdllc
@qdllc 4 жыл бұрын
Any good vet will tell you, “How much do you want to spend for a dead dog/cat?” Meds to make them comfortable is about all can afford. The cruelest is if the pet gets injured enough that saving them is insane expensive but it is feasible...then you have to chose and it seems cruel when it’s just an injury.
@soccersinger101
@soccersinger101 2 жыл бұрын
100% this is why we haven't had one yet.
@lillianbrooks5129
@lillianbrooks5129 6 жыл бұрын
I 100% agree with him. Animals are a choice. You have to physically go look for it. If you can't afford the vet bills leave it for someone who can. I can't afford a pet so I just love on the neighborhood pets.
@John-ih7gp
@John-ih7gp 7 жыл бұрын
hello Mr. David Ramsey. I have been fascinated by reptiles for many years. the way I see it, my three tortoises bring me so much joy. even though I know I can't afford them, they eat all my lettuce and greens in our garden. If I get rid of them, unfortunately I'm afraid my wife will sink into a depression. They have been in the family for since the second world war. her father got them after he served in France. So even though they are eating all our food, I know we are still better off. Is there anyway I can diversify our tortoises? perhaps leverage them for some sort of monthly cash flow, without getting rid of them?
@omaxman1
@omaxman1 7 жыл бұрын
It's unbelievable how many people think that pets and people are on the same level- unplugged brains
@leesadventures7093
@leesadventures7093 7 жыл бұрын
Agreed pets are much better than people.
@omaxman1
@omaxman1 7 жыл бұрын
Lee's Adventures did you ask your owner to use youtube?
@grownwoman1780
@grownwoman1780 7 жыл бұрын
Pets are much less responsibility than kids.
@MrWhite-pn7ui
@MrWhite-pn7ui 7 жыл бұрын
Good point, pet lovers are lazy.
@melaniexoxo
@melaniexoxo 6 жыл бұрын
Cute kitty in your picture
@NikNik0123
@NikNik0123 5 ай бұрын
This the advice I needed to hear.
@littleripper312
@littleripper312 3 жыл бұрын
As someone who bought their first pet out of highschool and paid over 10k in vet bills so far please, please do not get one on the spur of the moment. Really make sure you have $100/month to put towards vet bills otherwise don't get one. Also finding a place to rent becomes much more expensive and difficult with a pet, it's a huge mistake if you're not financially stable. The heartache you will feel if you can't pay a vet bill just isn't worth it. That being said, one benefit is owning a dog motivated me to have a large emergency fund from young age so theres that. Also will add I wouldn't do cancer treatment either, I only do stuff like accidents and dental and easy to fix stuff. But accidents happen!
@zachg9065
@zachg9065 7 жыл бұрын
The problem is people once again don't know what they are getting it to when getting a pet. They don't do the math to figure out how much it will cost to vaccinate/feed/take care and treat the animal. It really does add up even if you only have one dog. Use your brain people.
@KatieBellino
@KatieBellino Жыл бұрын
I think (I could be wrong) that most people aren't concerned with those costs. It's the emergency surgery decision that pops up.
@thistles
@thistles 4 жыл бұрын
Absolutely, you should not have pets if you can't afford them. Pet insurance is a good idea, though. I have an emergency pet fund, and I recommend pet insurance. Both is best. If you adopt a pet, you're obligated to take care of that pet.
@daveheel
@daveheel 7 жыл бұрын
I don't have a problem with pet insurance and I think it falls under the ability to afford a pet. I considered it at one time.
@TippyPuddles
@TippyPuddles 7 жыл бұрын
I've had it and would get it again if I got another pet. The policy even covered the euthanasia.
@PEACEFULWARRIOR999
@PEACEFULWARRIOR999 5 жыл бұрын
That's true but dog care shouldn't cost that much unless it has some ways to pay for it. It's an animal that lives with humans so naturally that makes it a part of us. So if you are cold and not understanding you shouldn't judge other peoples issues and maybe you should get a heart.
@cynthiabramley6344
@cynthiabramley6344 4 жыл бұрын
Vets deserve the fees they charge. They go to school I think longer than human Drs. Hard to get into vet school. At least it use to be. Don’t get a pet if you can’t afford. It’s a shame though. Every one should have a pet. Just my thought.
@vicki7807
@vicki7807 7 жыл бұрын
Yep..... we paid 10,000 for chemo for our lab and we could not afford that... but we loved him so much. It extended his life about a year. Good quality of life... but still... broke us. Could not and would not do it again. Love my new boys with all my heart and will do what I can do within reason.... but.... not 10,000. again... just to lose them in about a year... NO! I get it... I really do.
@Alicia-K
@Alicia-K 7 жыл бұрын
Dave, I'm curious to know what books you have on your shelves behind you. Can you please share in a list? Thanks! 😊
@jant4385
@jant4385 7 жыл бұрын
My Beba Life Retire Inspired: It's Not an Age, It's a Financial Number by Chris Hogan, Business Boutique: A Woman's Guide for Making Money Doing What She Loves by Christy Wright, and The Graduate Survival Guide: 5 Mistakes You Can't Afford to Make in College by Anthony ONeal and Rachel Cruze. Those are the only titles I can see that are facing forward.
@thomaswilliams8923
@thomaswilliams8923 3 жыл бұрын
Pets lives matter
@gs-xx8uv
@gs-xx8uv 6 жыл бұрын
I spent over $25,000 last year in vet bills for two sick dogs. One had cancer, and we went through both radiation and chemo, the other had one issue after another. I was not trying to "prolong their suffering", but each of them had a reasonable chance of having several more quality years if the treatments were successful. I am not wealthy but I had the money and did not put myself into debt. Neither dog lived more than a few months after treatments started. Would I do it again? Probably. Although the treatments for my dogs did not deliver what I had hoped for, I had to give them the chance. When it became obvious that they were not going to get better and they showed signs of discomfort, I had them put down. I know everybody can not afford to spend that kind of money, but I have to wonder about a multi millionaire who has to think about spending $10,000 on a beloved pet. It's just money and just how much difference would that $10,000 make in that multi millionaire's life?
@gs-xx8uv
@gs-xx8uv 6 жыл бұрын
PS. I am not a liberal. I don't think the emotional relationship we have with our pets has anything to do with politics.
@Checkersss
@Checkersss 6 жыл бұрын
I agree 100%. He just doesn't love pets the way we do. I am not a multimillionaire but if I spent $10,000 on my dogs I wouldn't be in debt, I have that money in the bank. And both my dogs are insured. For most dog owners, it is worth it.
@heidithaw1072
@heidithaw1072 5 жыл бұрын
I knew some one who had a dog that had a feeding tube installed which he of course did not understand. He rubbed against the wall trying to get it out. I will not let my dog suffer that way.
@TippyPuddles
@TippyPuddles 7 жыл бұрын
Sorry Dave, pet insurance helps with basic expenses and then helps if something serious happens. ALSO, most people can't afford the vet bills for ANY ONE animal in regards to one major bill. I would never not have an animal because I could not afford a major bill. I can afford basic care. If everyone had that mentality, no one would have pets. We have lots of goats and could not possible afford a major event for every one. What mostly happens is an odd vet bill here or there. Dave's point of view is from the typical male perspective.
@KatieBellino
@KatieBellino Жыл бұрын
Is the pet insurance worth it though? Even if I just put $50 a month in a savings account from the time the animal is young, I'm likely to have enough for an emergency event, if that ever comes. That gives me $600/year, so if nothing really happens to the animal in the first 5 years, I already have $3000 saved, which is pretty close to one pet surgery that may or may not ever happen.
@anthonya2479
@anthonya2479 5 жыл бұрын
What does having pet insurance have to do with not being able to afford your animal? It's just a hedge of a big expense.
@johannesswillery7855
@johannesswillery7855 5 жыл бұрын
Wow.
@mandykiwi
@mandykiwi 7 жыл бұрын
I have pet insurance and it’s been the best money I’ve spent. I had a few thousand set aside for pets before I adopted my two cats (from the same litter) and for the first two years I never touched it but then one started getting sick and then the other (because they’re brothers they have the same conditions) and after a few vet visits and the whole amount I had set aside was gone, I went through insurance and got it all back. So even if you are prepared for animals like I was (because I do agree that you should have money to take care of them) sometimes you can’t predict just how much they’re going to cost. Both my cats are still here 3 years later and healthy, if I had to go back in time I’d still make the decision to make them healthy.
@videosofinterest9227
@videosofinterest9227 5 жыл бұрын
What insurance did you have?????
@willelliott5052
@willelliott5052 7 жыл бұрын
THANK YOU! This is exactly my perspective. Too many people consider human and animal life to be of equal intrinsic value, part of a dangerous materialistic worldview. And so many of those same people keep their dogs in small apartments or even crates for most of their lives. Their dogs probably want to be shot.
@eileeneclark9011
@eileeneclark9011 6 жыл бұрын
6/15/18.....I have had a dog since I finished college & started working. I have always had dogs that need grooming---so THAT is figured into my monthly budget along with good dog food & annual vet bill & kennel bill as well as treats & thick floor mattresses & a new toy all of which I buy as needed/on clearance. Love & companionship & comedy is very important to me & my dog. ....But NO pain/suffering. So MUST consider lots of facts + extra $$$$ spent when you have a pet. My last 6 have been wonderful rescues. GOD BLESS OUR PETS & OUR TIME WITH THEM! ENJOY LOVE & COMPANIONSHIP BEFORE THEY GO TO RAINBOW BRIDGE!
@sylvialong4196
@sylvialong4196 Жыл бұрын
I so agree!!! Thanks for posting this video!!!
@rosc2022
@rosc2022 3 жыл бұрын
The other thing about sick animals is how much you want to put them through. At some point it's nothing but pure selfishness to prolong their suffering with procedures.
@sandralmoore1360
@sandralmoore1360 5 жыл бұрын
i back what you say. too many get pets (or have babies) w/o logic in mind of how to truly provide for them. they are not toys that can lay down when convenient for you. they are a RESPONSIBILITY! thats not always easy to do. if you cant dont take it on .
@michellekulas282
@michellekulas282 7 жыл бұрын
I don't disagree with you, but I also think that the amount of money people spend on their pets has anything to do with political affiliation. It's a strange assumption.
@omaxman1
@omaxman1 7 жыл бұрын
Michelle Kulas statistically, it does. Who are the crazy animal rights activists?
@vickieclark5931
@vickieclark5931 7 жыл бұрын
I agree. I used to work with a lady that was a republican and she admitted that animals were worth more to her than people were. So your completely right. It's just a stereotype that people like to make. Whether you are conservative or liberal has nothing to do with whether you love and support animals or not.
@candyluna2929
@candyluna2929 7 жыл бұрын
Vickie Clark I am a conservative and I love animals like crazy. I appreciate them more than humans...
@llamalluvv
@llamalluvv 7 жыл бұрын
I'm a liberal cat owner and I hardly spend anything on my two little lazy bums. They just cost for litter, food, once a year vet visits, and the occasional toy/catnip. If they got a terminal illness or were suffering (ie cancer) I'd euthanize them because they lack the capacity to understand why they are in pain.
@khoado123
@khoado123 5 жыл бұрын
people should not have babies and pets if they can't even take care of themselves yet. And the truth is not having babies and pets are doing not only yourself a favor but also do them a favor as well because they're not dragged into your struggles.
@martyneilan8947
@martyneilan8947 5 ай бұрын
I pay ten dollars "pet rent" added to my monthly bill for my cat and I feel guilty about that!
@GerrySantiago1982
@GerrySantiago1982 6 жыл бұрын
Amen to you on that one Dave. I totally agree people have become stupid. Survey shows that people would rather jump into a lake to save their drowning dog over a drowning person. It's sad really
@Lookintobookz
@Lookintobookz 2 жыл бұрын
This is a bit mean and not true for the fact that someone people might have a stable job and buy a pet, end up losing their job later on, and be stuck in a situation that they no longer can afford expensive vet bills but basic care only. And don’t say “just give it away” because that’s unreasonable.
@jaredfitzgibbon5932
@jaredfitzgibbon5932 7 жыл бұрын
I hope cats running away means the cat was brought to a shelter. He's not alluding to killing cats is he!?
@jaredfitzgibbon5932
@jaredfitzgibbon5932 7 жыл бұрын
hoss4107 well that's not very nice!
@Vydio
@Vydio 7 жыл бұрын
It amounts to pretty much the same thing in most places.
@outdoorsnevada4138
@outdoorsnevada4138 7 жыл бұрын
most times it is same results. A bullet in some places or a shot in another. lots of pets are put down for a variety of reasons.
@jaredfitzgibbon5932
@jaredfitzgibbon5932 7 жыл бұрын
Isaac Spencer understood, not sure why DR is laughing like a hyena about it
@nicholasb36
@nicholasb36 7 жыл бұрын
Would he say the same about car insurance? If you cant afford to fix the $10K in damage after an accident then you shouldn't have a car? What about health insurance? If you cant afford the $100K in chemo treatments, then don't get cancer? Same thing with pet insurance, if your bulldog blows his ACL and the vet quotes $7,000 to fix, comes in handy. With this logic, nobody should have a pet.
@eatpigsnot
@eatpigsnot 6 жыл бұрын
ummm... no. listen again. and really listen. don't have it on in the background while you're playing Twitter or whatever else you do to occupy your time
@dougefresh8952
@dougefresh8952 8 күн бұрын
Sad to say it but pets have become a luxury. Gone are the days where a middle class family could afford a dog…when decent pet food is $80+ a bag, routine vet visits are hundreds of dollars, and any sort of emergency or dental work is $1000+. I just won’t be getting another dog when my 14 year old dog passes away. I *could* swing it but it just isn’t feasible unless you’re making $200K or want to sacrifice all of your other hobbies/comforts.
@jillianmcallister1012
@jillianmcallister1012 3 жыл бұрын
its cruel to get a pet that you can't afford. The animal doesn't deserve to suffer because of a lack of veterinary care because you adopted an animal you can't afford.
@mikemayo4812
@mikemayo4812 3 жыл бұрын
Yes, but this whole video is about pet insurance. Having insurance on your pet makes it so they can get the veterinary care they need. Pets live a long time. Just because somebody has a dog or cat and is poor, doesn't mean they were poor when they adopted him/her. They could have lost their job or had a drop in income.
@Vydio
@Vydio 7 жыл бұрын
Actually I think Dave kinda blew it on this one ..... the main thing I see wrong with pet insurance is it seems to have a lot of consumer complaints associated with it.
@KatieBellino
@KatieBellino Жыл бұрын
Yes, it tends to be a scam. Most animals won't have many surgeries, especially early in life. $50-100 a month set aside from the time the animal is young gives you a pretty good fund by the time the animal is 5.
@maryyellen
@maryyellen 7 жыл бұрын
Yep our dog is expensive! We looked into pet insurance, but we adopted an adult dog so the premiums were high and didn't cover much. Our pup (and pup emergencies) is figured into our budget.
@ItHappens473
@ItHappens473 4 ай бұрын
Well…some pet insurance policies will cover the entire 10k bill w/out you having to pay it. I’m not against that
@kaitlyn1421
@kaitlyn1421 7 жыл бұрын
why i don't own a dog: can't afford, have no time, have no place or space (outdoors isn't safe, indoors isn't desirable). I wish my other family members never got a puppy. A PUPPY! that they can't afford, have hardly any time for (working all day), and that lives with them in an apartment where the neighbors hate their guts cuz of the barking & whining
@TippyPuddles
@TippyPuddles 7 жыл бұрын
Time will cure that problem, puppies grow up fast :)
@sarahmitchell7799
@sarahmitchell7799 7 жыл бұрын
*Time and training will cure that problem. However, I agree that you need to be able to afford it AS WELL AS have TIME to spend with it, as well as to train it. Training takes a lot of work, and I strongly believe that people without the time or desire to train their pet shouldn't have one. I have a small non-shedding dog in an apartment, and between my boyfriend and I, there is almost always someone home with him, and we put hours upon hours into his training. Whenever we take him outside, other adult dogs bark at him while he watches them silently. People who hate small dogs always love him because he's so well-behaved.
@michelemcgill1720
@michelemcgill1720 7 жыл бұрын
I cried when my cocker spaniel hd to be put down. He was a great companian. I wouldn't put myself into debt to prolong an old dogs life.
@fashirahparvin7434
@fashirahparvin7434 2 жыл бұрын
Then u had to have a vet fund for your dog. Irresponsible.
@michelemcgill1720
@michelemcgill1720 2 жыл бұрын
@@fashirahparvin7434 Not irresponsible. He was old and in pain. He had the very best of care. I wouldn't have had to go into debt to keep him alive but keep him alive for what? To be old and in pain. I think it was kind. My point was I wouldn't go into debt to keep an old suffering pet alive. That is just cruel.
@fashirahparvin7434
@fashirahparvin7434 2 жыл бұрын
@@michelemcgill1720 u should have saved enough money for pet's vet bills. Is your mistake u didnt put aside money for pet.
@michelemcgill1720
@michelemcgill1720 2 жыл бұрын
@@fashirahparvin7434 No I said exactly the oposite. I had enough cash by far for vet bills for my pet and the best care. I said I would not put myself into debt for a suffering elderly pet. I didn't want to put my elderly dog through anymore pain or suffering. If I had spent a million dollars on him, he would have existed in a miserable life. I didn't want that for him. I wouldn't want that for any living creature. I had enough money for him, it was the ethics. I didn't want him to suffer. You need to reread the response, you have it totally wrong.
@michelemcgill1720
@michelemcgill1720 2 жыл бұрын
@@fashirahparvin7434 I had a very well funded dog vet sinking fund. He was beyond help. You have read this all wrong. However, I would not have put my pet through more pain and agony to keep him alive.
@samanthagarcia1287
@samanthagarcia1287 7 жыл бұрын
Thank you for sharing this. So many people have told me to get a pet but I have not because of the financial and time cost. It's s decision I have yet to regret.
@sal4547
@sal4547 5 жыл бұрын
A dog can not be anything else then a dog and he is right.i work with this girl who always complains of not having money and she got 5 animals and there other people who are like her majority woman but i dont give then my opinion because is none of my business and plus is not my life but they are great example how not to live life.
@kathleenpovey333
@kathleenpovey333 4 жыл бұрын
I worked in veterinary medicine for over 30 years and I have been a pet owner for 50 years. I agree wholeheartedly with Dave's opinion on this topic. Don't have pets if you can't afford them. Don't expect your vet to give you a discount. Every client who brings their pet to the vet thinks they are deserving of some sort of price break. They aren't. The vet and his staff all have bills to pay and kids to put through college as well as pets of their own. Pet insurance is a complete rip off. If you have pets, you need to have an emergency fund available in the event of a serious veterinary problem. If you experience financial hardship after obtaining a pet and you have a veterinary emergency, then try a go-fund-me. You would be amazed at the generosity of strangers. But, whatever you do, don't buy pet insurance. Oh yes, don't put your dog through chemo either. It's horrible for them and for your bank account. I know someone who recently put her pet through chemo and between the veterinary oncology specialist and travel expenses, it cost nearly 20K.
@taahdaah3813
@taahdaah3813 4 жыл бұрын
I still don't get why you shouldn't get pet insurance.
@kai-ligrey
@kai-ligrey 5 жыл бұрын
I disagree.
@michellexx5533
@michellexx5533 5 жыл бұрын
Animals should not go through these kinds of things, never. They aren't made mentally for it
@smmn722
@smmn722 4 жыл бұрын
I have a cat and I want to manage my money to actually help myself and start handmade product and it’s hard to at least feed my cat ! Also i always try to feed street cats ! My god I love them and I don’t know if I can stop being a caregiver for street cats 🐈! They are my babies but am not working and I need to survive
@jjawesome210
@jjawesome210 2 жыл бұрын
Fluffy is not going to make it. 😂
@timewing4611
@timewing4611 7 жыл бұрын
But what if you like animals more than you do people lol
@outdoorsnevada4138
@outdoorsnevada4138 7 жыл бұрын
Tim Ewing very common. nothing wrong with that
@MrWhite-pn7ui
@MrWhite-pn7ui 7 жыл бұрын
That's called a mental illness. Most pet lovers have that sick obsession because they have more control over a pet than free thinking humans.
@michaelpaliden6660
@michaelpaliden6660 6 жыл бұрын
If you meet people it's not hard to dislike them
@michaelkensington2494
@michaelkensington2494 6 жыл бұрын
Then yoy have issues
@sal4547
@sal4547 5 жыл бұрын
That is call crazy people who cant socialized with people and they think there best friend is a dog. Human relationships is the central to our existing, from these with draw strengths, enjoyment and contribute to others.
@johnw4590
@johnw4590 6 жыл бұрын
I agree slightly... think it is a case by case scenario.. tough decisions need to be left to the animals care takers... 🐕😊
@tac540
@tac540 5 жыл бұрын
So true
@edwardenriquez6967
@edwardenriquez6967 4 жыл бұрын
Too many factors when it comes to pet care and the money I would spend. But going into debt isn't a plan. Agree. Don't have pets if u can't afford reasonable care for them.
@williamgarvin6311
@williamgarvin6311 3 жыл бұрын
I mean it doesn't mean we should have fear of Cats .
@theslowevo9303
@theslowevo9303 3 жыл бұрын
Same goes for KIDS.
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